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LUCIANA ELISEU THE BUSINESSWOMAN WHO IS INNOVATING THE BUSINESS OF INTERIOR DECORATION IN ORLANDO.
THE RIGHT TIME TO OPPORTUNITIES IN ORLANDO MORTGAGE WITH NO CREDIT AND PROOF OF INCOME
THE ART OF MAKING DREAMS COME TRUE
TURN VISITORS INTO INVESTORS
ARE YOU PREPARING?
RENT X BUY
real estate Graphic design BrazilUsa Media Group Photos July Valle Advertising (407) 680-9804 firstname.lastname@example.org The opinions expressed in articles signed by the contributing writers are the responsibility of the authors and do not necessarily reflect the views of the Magazine. Commercials are the total responsibility of advertisers.
BRAZILUSA MAGAZINE Â® www.brazilusamagazine.com Published by ZB Media Group LLC. BrazilUsa - Orlando Real Estate
Editorial It is with great satisfaction that we publish Orlando Real Estate Brazil USA Magazine issue number 24. This is our second year publishing issues monthly without any interruptions. During the last two years we have published over 300 articles! Numbers would not be important to us if it wasn’t for the qualities and professionalism of our team. We have a team of highly qualified professionals whose common goal is to enrich the knowledge of our readers. The last two years our magazine has become a tool between readers and businesses that participate effectively in the making the dreams come true for many investors and buyers. Featured on our magazine’s cover is Creative Design, a company that without a doubt, through brilliant management revolutionized the market of Interior Design in Orlando. Orlando Real Estate Brazil USA Magazine and Creative Design are organizing the biggest event of appreciation for Brazilian Brokers and Realtors of Central Florida: Orlando Creative Real Estate Awards 2018. This event will be a milestone for the market and in our next issue you will learn more about who is who in the real estate business and the award winners. Our entire team would like to thank our writers, advertisers and especially our readers! We trust that the coming years will be of a lot of work and greatest advances for both the real estate and investment market in the US, and we hope our magazine will become a reference to many investors, buyers, advertisers and readers in Florida. We are looking forward to many successful years ahead.
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“If thou shalt think anything, it shall be well with thee, and the light shall shine in thy ways.” (Job 22:28)
THE RIGHT TIME TO OPPORTUNITIES IN ORLANDO (part 2) Although surprising to many, who relate Orlando just as the Fantasy City object of desire of children all over the world in love with Mickey, Orlando is today a wonderful and special city that presents a fast pace of growth and that little by little, this is becoming, not only, one of the most attractive investment options in the United States Real Estate Market but also in one of the most sought-af-
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ter cities in the Country, to establish residence. And those who are now seeking Orlando to reside here, from some of the most diverse corners of this country and others from the most varied countries of the world, do so with the prospect of finding here the opportunity that they did not find in their place source. And the most diverse are the opportunities the candidates for future Floridians will find here. These opportunities range from a place in the sun to enjoy retirement, the goal of many North Americans and Canadians fleeing the adverse weather conditions of the regions where they live, through a job search in one of many thousands of businesses annually here created to attend to this exponentially growing wave of visitors and new residents and culminating in investment opportunities, not only in the real estate area or residential or commercial whose income and appreciation are already today the most attractive in the entire American territory, as well as the creation of new O, neg heats or buying existing ones, for which there are plenty of avid consumers of news to alternatives product or the business services and differentiated calls. Many of the foreigners who are seeking Orlando to stay there, attracted by the quality of life and safety that the city offers, are often faced with the problem of immigration status in the County and constantly the acquisition or establishment of businesses, involving the creation
of many jobs is one of the most sought-after alternatives under certain immigration visas (of course, all immigration legal process must be done with an immigration lawyer), but for acquisition or creation of new business, US Business Solutions is able to provide all information, guidance, and follow-up. For those who intend to invest in the purchase of residential or commercial properties and enjoy the good
income and appreciation they provide, US Business Realty is available to provide all the clarifications and help find the most interesting alternatives. Armando Soares Licensed Real Estate Broker US Business Solutions (321) 217-4221 email@example.com
SALE AND RENTAL
BrazilUsa - Orlando Real Estate
AQUA PARK AT ENCORE RESORT HOMES
WORLD CLASS VACATION DESTINATIONS AND WELL-DESIGNED HOMES TURN VISITORS INTO INVESTORS Encore Capital Management presents a variety of innovative vacation home concepts that offer consistent quality, modern design, unique amenities and luxury accommodations for today’s investor and traveler Encore Capital broke ground in 2014 on its first model row of luxury vacation residences at Encore Resort at Reunion with 59 million tourists visiting Orlando annually. Today that number has grown to more than 72 million visitors, and as a result, new construction vacation homes have been in great demand. Vacationers are seeing excellent value and returns in owning a home that they can enjoy for their personal vacations while renting it out at other times to generate additional income. The most successful vacation resort communities have three things in common: spacious multi-bedroom homes, outstanding amenities with prime locations, and a proven track record. The top communities, built by Encore, artfully combine these elements and have brought tremendous success.
COMING BACK TO ENCORE
Encore Resort Homes at Reunion is now announcing its final phase. It’s easy to see why both investors and vacationers rave about Encore: spacious 4 to 12 bedroom beautifully decorated homes, private pools, huge open kitchens, laundry on each floor, comfortable living areas, fully equipped game rooms and theater rooms and sunny outdoor balconies. These vacation residences are the perfect home base to explore all the excitement of Orlando, including the theme parks just five minutes from Encore’s privately staffed security gates, but there is plenty to do inside at Encore as well. The Encore Club features full-service restaurants and bar, poolside dining, Grab
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& Go market, 24-7 concierge for services ranging from transportation to all major theme parks and shopping, personal inhome chefs, grocery deliveries, in-home and poolside spa treatments, cabanas, private events and much more. And to top it off there’s the fantastic AquaPark with a soaring 50-ft. drop slide, racing slides, tube slides, Surfin’ Safari splash park, kids room, arcade, resort-style swimming pool with private cabanas and a monthly calendar filled with exciting daily activities from sports to crafts and games. To schedule a preview or reserve your vacation home contact Lauren Arcaro 407.449.2889 or go to EncoreResortHomes.com.
BEAR’S DEN AT REUNION – LEGENDARY LUXURY
One of the greatest legends in golf, Jack Nicklaus, has been involved with more than 300 golf course designs worldwide, but Bear’s Den at Reunion is his first residential real estate community to bear both his name and design touch. The Bear’s Den has crafted the perfect setting for exquisitely designed estate homes and vacation homes that celebrates the lifetime legend. With expansive views of the Nicklaus golf course, Golden Bear Park or a scenic nature preserve, these grand estate homes boast views as impressive as its luxurious details and amenities overlooking the 17th and 18th Fairway. The homes at the Bear’s Den range in size from 3,800 to 10,000 square feet and are priced from $900,000 to $2.5 million. Owners have the option to place homes with one of Bear’s
BEAR’S DEN AT REUNION
Den’s preferred vacation rental companies for worry-free vacation home management services. Our new sales center is now located in the Nicklaus Clubhouse in Reunion at 7880 Nicklaus Clubhouse Lane, Reunion, FL 34747. For more information, call 407630-8688 or go to BearsDenReunion.com.
SPECTRUM+ CONDOMINIUM RESIDENCES
SPECTRUM+ residences have been artfully placed between Encore Resort’s clubhouse and its five-acre waterpark, surrounded by lush landscaping. These 296 condominiums offer luxury living paired with high-end amenities both for extended vacations and quick weekend getaways. Three different floorplans are offered in three-to five-bedroom vacation residences with prices starting in the $350,000s. Smart floor plans offer open spaces and privacy and range between 1,491 square feet to 2,567 square feet. Features include 9-foot volume ceilings, ce-
ENCORE CAPITAL GROUP MANAGEMENT HAS REDEFINED VACATION HOME OWNERSHIP BY OFFERING HOMES WITH EXCEPTIONAL QUALITY, CONTEMPORARY DESIGN AND AMENITIES IN DESIRABLE RESORT LOCATIONS
MARGARITAVILLE RESORT ORLANDO A DIFFERENT VACATION LATITUDE
Margaritaville Resort Orlando transports guests to a vacation state-of-mind where parrotheads share margaritas in the sun and friends gather to watch the sunset and listen to music. The community will be opening its second phase Paradise Cay featuring 187 new Margaritaville Cottages. These cottages feature one, two or three level single-family homes with varying elevations and unique décor packages. Paradise Cay offers the comforts of home with island-inspired service and the charming look and feel from the Caribbean. Paradise Cay at Margaritaville’s sales event will be coming January 2019. We will be hosting the sales event at the Fins Up Beach Club, the private club for owners. You will have the opportunity to purMARGARITAVILLE RESORT ORLANDO chase a home at a one-time exclusive pricing being introduced at this event. Here is the link MROevent.com to register for ramic tile in living areas, designer carpeting the sales event. in all bedrooms as well as gourmet kitchens with maple cabinetry, quartz countertops, Within walking distance or a short trolley stainless steel appliances and a waterfall ride guests can experience Sunset Walk’s island. dozens of dining, retail and entertainment SPECTRUM+ condominiums feature all the convenience and resort-style living including Reunion Resort’s six unique dining concepts, three PGA golf courses, a five-acre water park, fitness center and more. SPECTRUM+ also offers the services of Encore’s preferred vacation management providers. For more information, call Valerie Garazi 407.635.8488 or go to LiveSpectrumReunion.com
options, including a dine-in movie theater; a 14-acre waterpark including 20 thrilling water attractions (opening in late Spring 2019) and much more. Margaritaville Resort Orlando also offers complimentary transportation to area theme parks.
Encore Capital Management was founded by two of Florida’s renowned real estate developers— Art Falcone and Neil Eisner. The company owns and operates more than $9
SPECTRUM+ CONDOMINIUM RESIDENCES
ENCORE RESORT HOMES
billion worth of real estate nationwide and is developing properties across the U.S.A with revenue of more than $4 billion. In the Orlando area, Encore Capital Management has redefined vacation home ownership by offering homes with exceptional quality, contemporary design and amenities in desirable resort locations that provide vacationers everything they need, making Encore vacation investment homes a unique and productive opportunity to consider. Bring your buyers to one of Encore’s celebrated properties today.
BrazilUsa - Orlando Real Estate
Tax Season is the period of the year where taxpayers prepare to make the previous year's reports in the United States. All taxpayers should submit their annual tax return by April 15, 2019. During the Tax Season companies must provide tax documents specifying the data needed to complete their statements to their employees, contractors and others. This is a busy time for all US accounting rms. The period of three and a half months earlier in the year is the time when the necessary documentation, including earnings statements (such as 1099s or W-2s), is collected. We at Dominium Consulting Services have all the necessary knowledge to help with this process and we emphasize the importance of doing your Tax with a reputed company and qualiied professionals who are prepared to meet the demand of each client in bettering the nancial result of the tax return. According to the Internal Revenue Service (IRS), a taxpayer who has had a balance of more than $ 10,000 dollars during any day of the year must report on your statement through the FBAR. For independent contractors, or what the IRS refers to as "non-employee compensation" taxes on any gain over $ 600 must be paid. The Employers are expected to provide their employees with a form called W-2. Companies hiring independent service providers will have to give 1099-MISC, which will include information on the provider's income services. The IRS informs that all taxpayers must keep a copy of their tax returns for at least three years, because in the case of an IRS audit, the taxpayer will be able to submit those documents. In extreme cases, as suspected fraud, documents of up to seven years. See below the dates for the report of Tax for individuals and companies, and count on the Dominium Consulting Service to help with your Tax, safely and reliably.
CEO Dominium Consulting Services
Across the U.S., buying a home is cheaper than renting in the majority of housing markets, , according to the 2018 Rental Affordability Report from ATTOM Data Solutions, a multi-sourced property database.
Buying a median-priced home is more affordable than renting a three-bedroom property in 240 out of the 447 U.S. counties analyzed in the report, or in 54% of counties. In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage throughout the 100 largest metro areas in the United States. The updated numbers actually show that the range is from an average of 16% in Honolulu (HI), all the way to 55% in Sarasota (FL), and 35% Nationwide!
The other interesting findings in the report include: • Interest rates have remained low and even though home prices have appreciated around the country (3.9%), they haven’t greatly outpaced rental appreciation (3.7%). “In the past year, these two trends have made homeownership even more affordable compared with renting.” • Some markets might tip in favor of renting if home prices increase at a greater rate than rents and if – as most economists expect – mortgage rates rise, due to the strengthening economy. • Nationally, rates would have to rise to 10.6% for renting to be cheaper than buying – and rates haven’t been that high since 1989. Bottom Line Buying a home makes sense socially and financially. Rents are predicted to increase substantially in the next year, so lock in your housing cost with a mortgage payment now. SAVE YOUR MONEY FOR DOWN PAYMENT! I can help you!
BrazilUsa - Orlando Real Estate
Financing real estate easily and saFely
With every passing day, foreigners show more and more interest in acquiring real estate in the United States. Florida is considered an ideal place for anyone who wants to buy a vacation home or an investment property, or even just to retire. In fact, the region was voted one of the real estate markets with the greatest potential in the United States due to the daily increase of real estate values and sales. However, at the time of the purchase, only a small portion of potential buyers can pay the cash value of the home, especially when coming from a country with a currency that is devalued against the dollar. It is at this moment that the mortgage option comes in, that is, the mortgage credit. What many potential buyers do not know, however, is that financing options are available for foreigners
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and, often times, can be more advantageous for the buyer than a traditional cash sale. For some people, the word “financing” scares them. In addition to not having to have the full amount of cash on hand immediately, there are some additional ways to use the value of property that will be purchased, such as a renting it as a vacation homes for example, to help generate money to pay the back the outstanding debt of the same property. Yet, in other cases when people wish to have fixed housing in the United States, it is much more advantageous to pay for their own “rent” rather than renting to third parties. The mortgage broker, Dwight Kleine, is associated with the financial company EquitiFirst Mortgage and specializes in the subject of cred-
it for foreigners. He has partnerships with more than 30 banks, many of them which offer financing options for foreigners. Using these relationships, it is possible to finance a home with a minimum down payment of 30% and interest rate according to the buyer’s profile and documentation presented. “The process is much simpler than people realize. The goal is to capture the profile of each client and fit in with one of the partner banks that can offer the best conditions and interest rates, “ explains the broker. It is of the utmost importance that the search for the next to the property is made along with the search for financing options; the future buyer should look for a reliable mortgage broker experienced in the local market and able to carry a financing pre-qualification. This is the first step in the process when the person interested in buying a property delivers the documents required to verify the credit in American banks. Typically, this will require: • Application form; • Copy of valid passport and visa; • Business card; • The last two years of Income Tax; • The last two salary receipts; • Income verification - letter from employer or accountant; • Last two months of bank statements (Current, Savings and / or Investments).
With the pre-qualification statement in hand, the customer will know their purchasing power and can start the property searching process safely. With the help of Dwight Kleine, it is much easier for you to achieve your dream of owning real estate in the United States, without having to worry about anything, since he takes care of everything for you. In addition, his customers do not even need to be in Orlando to begin their pre-qualification. Currently, all documents can be sent via email and all inquiries can be taken by phone or video conference. Dwight B.Kleine Mortgage Loan Originator Phone: 407 370 3691 Cell/WhatsApp: 407 496 3616 Skype: dwight_usa
BrazilUsa - Orlando Real Estate
Magazine Orlando Real Estate#24 (english)