November 18, 2016 #631 by Brandon Nickles

The Senior Newspaper Serving Volusia & Flagler Counties For 25 Years—COMPLIMENTARY COPY

November 18, 2016

Seniors Today Celebrates Veterans & Birthday Page 8

Visit Us Online At: seniorstodaynewspaper.com

Page 2—Seniors Today—November 18, 2016

God Bless America ovember is the 25th Birthday of Seniors Today! Happy Birthday! For most of those years, I have enjoyed writing articles for Seniors Today. In looking back, I found one dated November 17, 2006 that bears repeating. No research this time. It still rings true. Reviewing the message, I checked to see which states referred to Almighty God in their preambles. They are Alabama, Alaska, Arizona, Arkansas, California, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico. New York, North Dakota, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, West Virginia, Wisconsin, Wyoming. Forty states include God in their preambles. The other ten refer to Him in other ways. In Colorado, He is “the Supreme Ruler of the Universe.” In Delaware’s preamble: “…through Divine Goodness.” The state of Hawaii is “…grateful for Divine Guidance.” In Iowa, it is written “…grateful for the Supreme Being.” Maine acknowledges “…with grateful hearts the goodness of the Sovereign Ruler of the Universe.” This one says, “We the people of Massachusetts, acknowledging with grateful hearts, the goodness of the Great Legislator of the Universe” and ends with “...In the course of His Providence.” Oregon’s preamble “…All men shall be secure in the natural right to worship Almighty God,” and the state of Tennessee has a similar beginning. Texas acknowledges the “…grace and beneﬁcence of God.” Vermont’s preamble states, “…and other blessings that the Author of Existence bestowed on man.” Virginia, in the Bill of Rights, declares, “…the duty which we owe our Creator.” In Washington they are “…grateful to the Supreme Ruler of the Universe.” From 1776 when the state of Pennsylvania’s preamble began, “We, the people of Pennsylvania, grateful to Almighty God for the blessings of civil and religious liberty, and humbly invoking His guidance…” to 1956 when Alaska became a state with the following preamble: “We, the people of Alaska, grateful to God and to those who founded our nation and pioneered this great land ...” We have lived, enjoyed, and thrived as a nation of Godfearing people. We basically know that “…under God …,” was added to and has found its rightful place in our Pledge of Allegiance. We also know that Washington D.C. is full of this country’s Christian heritage. “Literally, God’s stamp is on this nation’s capitol,” said Dr. Catherine Millard, president and founder of Christian Heritage Tours, who knows more than anyone how God is being systematically removed.

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You Name It …by Kitty Maiden It started with the U.S. Supreme Court. Some of the famous cases include the one in 1962 where prayer in public schools was ruled unconstitutional. In 1963, Bible reading in public schools was done away with Kitty Maiden’s as well. In 1980, the court original picture ruled against a Ken- for Seniors Today tucky law requiring when she started writing articles. the posting of the Ten Commandments in each public school classroom. Even though God’s name is being ruled against at the high court, his laws are clearly displayed in Washington, D.C. The Ten Commandments are located above the judge’s courtroom bench. You ﬁnd our nation’s capitol is ﬁlled with our Christian heritage. Let’s keep what we have and take back what we have lost with love and compassion for all our people. Kitty Maiden is a staff writer for Seniors Today.

Bailey’ s Best Adult • Senior Dances

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Call For More Information: 386.214.2316

November 18, 2016—Seniors Today—Page 3

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Seniors Today 360 S. Yonge, Street Ormond Beach, FL 32174 Phone: 386.677.7060 Fax: 386.677.0836 Website: seniorstodaynewspaper.com Published by Schillinger Enterprises, Inc. General Manager Bonnie Schillinger Editor Bonnie Gragg Staff Writers Kitty Maiden Peggy & George Goldtrap

Seniors Today is published and distributed free every other Friday to inform, entertain, and serve those over the age of 50. Deadlines: The deadline for advertising is Friday, 5 P.M., one week prior to the Friday publication date. Advertisements and copy: All advertisements and copy is believed to be truthful and accurate. Seniors Today reserves the right to edit, revise, or reject any advertising and/or submitted articles for publication. Advertisements are the sole responsibility of the advertiser. Advertisements and copy in Seniors Today are not meant to be an endorsement of any product, service, or individual. All editorial copy and by lined articles are the opinion of the writer and are not necessarily the view, opinion, or policy of Seniors Today. Errors and Omissions: Neither the publisher nor the advertiser are liable for mistakes, errors, or omissions. The sole liability of Seniors Today to an advertiser is to reprint the corrected ad in the next issue. Copyright Warning: Pursuant to Federal Copyright Law, all material contained within this publication which was created, designed, composed, written, typeset, imageset, or prepared in any way by Seniors Today remains the sole property of the publisher and cannot be reproduced in whole or in part without the written permission of Seniors Today. This pertains to the duplication of either advertising or non-advertising material. Notice of copyright appears on page one of this and all issues.

What’s Happening Around Town… East Side PACE Meeting Is your will up to date? Do you need a trust fund established? How do I know what assisted living to chose? RSVP now to attend the PACE (Professionals Advocating For Community Education) meeting. Enjoy a FREE informational session Friday, Dec. 2 from 10–11:30 A.M. at Home Instead Senior Care, 1901 Mason Ave., Daytona Beach A panel of professionals will be available to answer your questions (see ad on page 6). The event is totally free and open to everyone. Come get all your questions answered. Seating is limited. RSVP to 386.864.5918.

Medicare Seminars Humana is offering seminars in Volusia and Flagler counties. Learn how you can have a PPO plan with a $0 monthly premium! For dates, times, locations, see our ad on page 7. To RSVP or talk to a sales agent, call 1.855.278/5194 or TTY: 711.

Free Caregiver’s Day First United Methodist Church of Ormond Beach is providing a free Caregiver’s Day Out that includes food, fun, and special attention for care receivers. The day is from 9 A.M. to 2 P.M. on Thurs., Dec. 15 at First United Methodist Church of Ormond Beach. For questions, call Sherry at 386.677.3581, ext. 311.

Dancing Join Bailey’s Best at the Schnebly Recreation Center in Daytona Beach every Friday for Adult/Senior Dancing. The fun begins at 1:30 P.M. and runs until 3:30 P.M. The cost if $5 per person and includes refreshments. For more info, please call Dave at 386.214.2316.

Caregiver College You are invited to an education series hosted by the Alzheimer’s Association and Haven Hospice on normal aging, dementia, signs and symptoms, stages, caregiving, and coping methods. Here are the topics: • December 1: 20 Tips Caregivers Need To Know, Part 1 • December 15: 20 Tips Caregivers Need To Know, Part 2 Classes are from 1:30—3 P.M. at Haven Hospice, 608 E. Moody Blvd., Bunnell. RSVP to 386.206.9730.

Book Sale The Friends of the Library will hold a book sale from 10 A.M. to 3 P.M., Saturday, Dec. 3 at the Ormond Beach Regional Library, 30 S. Beach St., Ormond Beach. For details, call the library at 386.676.4191, option 4.

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Florida Hospital Memorial Medical Center, 305 Memorial Medical Pkwy., Ste. 100, Daytona Beach now offers a Center For Health And Wellness with state of the art equipment, group fitness classes, specialty programs and training, and much more. They are now accepting SilverSneakers too! For hours, fees, and more information, call 386.231.3415.

Odyssey Travel will host its travel club at 10 A.M. at Crane Lakes Roost Restaurant, 1850 Crane Lakes Blvd., Port Orange on Wed., Nov 30. The public is invited. They plan trips you can take with a spouse, friend, just a few other people, or in a large group. Ted Knight from Princess Cruises will the guest speaker this month. RSVP to 386.672. 8113 or paula@odysseytravel.com

New Lunch Bunch Lunch Bunch meets every Thursday (except Nov. 24) at 12 NOON at Holy Cross Lutheran Church, 724 Big Tree Road, South Daytona and now there is a second location at Trinity Lutheran Church, 1205 Ridgewood Ave., Holly Hill. Just $5 gets you lunch and bingo with non-monetary prizes. RSVP by NOON the Tuesday prior to the church where you wish to attend. Holy Cross, 386.767.6542 or Trinity, 386. 255.7580.

Medicare Workshops Come find out how medicare works on Nov. 1 or Dec. 6 at 6 P.M.; or Nov. 2 or Dec. 7 at 10 A.M. at Great American Senior Benefits, 1930 W. Granada Blvd., Ormond Beach. Seating fills fast! RSVP to 386.671.9150 or great americanpr@ yahoo.com and leave name and date you wish to attend.

Holiday Decorations Learn how to create holiday decorations from natural materials found in your yard at 10 A.M., Wednesday, Nov. 30 at the Daytona Beach Regional Library at City Island, 105 E. Magnolia Ave., Daytona Beach. Linda Landrum, a master gardener with the University of Florida/Volusia County Extension, will demonstrate how to make a holiday arrangement, grape vine wreath, a door swag, and poinsettia blooms from magnolia leaves. Reservations are not required for this free program. For more information, you may contact Lorri Davis at ljdavis@volusia.org or 386. 257.6036, ext. 16154.

Choral Concert The Daytona Beach Choral Society will present Prepare Ye The Way, hymns of Advent, at 3:30 P.M. on Sun., Nov. 27 at Ormond Beach Presbyterian Church, N. Halifax Dr. and Amsden Rd. A reception will follow the performance. Featured artists will be Norris Williams, Clarinet; Amy Wolek, Flute; and the Glory Bells Of Ormond Beach Presbyterian Church. A suggested donation of $10 will be gratefully accepted. Call 386.274.5604 or 386.441.6542.

Fall Gardening In Florida, vegetables can be grown year-round. With fall in full swing, home gardeners can start planting broccoli, lettuce, carrots, radishes, and other autumn favorites. Liz Dannemiller of Green Flamingo Organics will offer tips on preparing a fall garden at 11 A.M., Thursday, Dec. 1 at the New Smyrna Beach Regional Library, 1001 S. Dixie Freeway, New Smyrna Beach. Reservations are not required. For information, call the library at 386.424.2910, option 4.

Art Show Come enjoy the Florida Women’s Arts Association Member Show now through January 2, 2017 at Rose Room Gallery, Peabody Auditorium, 600 Auditorium Blvd., Daytona Beach. Gallery Hours: Mon.–Fri. from 10:30 A.M. to 4:30 P.M.; closed weekends. For details, call Mary McBride, 386.748.0819.

Support Groups Quit Smoking Are ready for a change and a new you? Join Quit Smoking class at Florida Hospital Oceanside on Friday, Dec. 2 from 5–7 P.M. FREE patches, lozenges, gum, workbook, water bottle, stress ball, and more. Call to register: Northeast Florida AHEC 904.482.0189. Breast Cancer Support Breast cancer patients and survivors are invited to join a support group at the Florida Hospital Memorial Medical Center Cancer Institute at 224 Memorial Medical Pkwy., Palm Coast on the second Monday of every month at 3:30 P.M. You may be in need of information, resources, and support to meet the challenges you are facing. For details, call 386.231.4000. Alcoholics Anonymous Alcoholics Anonymous is a fellowship of men and women who share their experiences, strength, and hope. The only requirement for membership is a desire to stop drinking. There are no dues or fees. Please call toll free, 888. 756.2930 for more information.

November 18, 2016—Seniors Today—Page 5

Reverse Mortgage reverse mortgage is a special type of home loan that lets you convert equity in your home into cash. Equity is the value of your property minus the debt on your home. For example, a home worth $100,000, with no mortgage, has equity of $100,000. A home worth $100,000,with a $75,000 mortgage, has equity of $25,000. When you obtain a conventional mortgage or Home Equity Line of Credit, you have to make payments to pay it back within a period of time. With a Reverse Mortgage, you do not make payments for as long as you continue to live in the home. When the last borrower moves out of the home or dies, the loan becomes due in full. A reverse mortgage can benefit somebody over age 62 who needs cash and does not have sufficient cash assets or income. A reverse mortgage is not the best choice: if you have cash or enough income to pay your expenses and anticipated expenses, if you are trying to build up a savings account without need, or want to use money for unnecessary matters, if you intend to leave your home to family or others on death, if you believe you will be not be able to remain

Elder Law …by Michael A. Pyle

in the home, or if you have a spouse or co-owner who does not qualify. Costs tend to be high, but are built into the loan. Because of the costs, the unpaid principal and interest, and ongoing costs, the equity diminishes. Unless the value increases, there is often no value left to refinance the property again, or to pay off the mortgage before or after the homeowner dies. That is why one should not consider a reverse mortgage if they have money available and want the home to pass to their heirs when they die. But if one really needs the money, has the equity, and recognizes the drawbacks, a reverse mortgage can help.

Attorney Michael A. Pyle, of Pyle & Dellinger, PL, 1655 North Clyde Morris Blvd., Suite 1, Daytona Beach, FL, 32117 Telephone: 386.615.9007. Email: mikep@pylelegal.com or website: www. pylelegal.com

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Ask your Questions & Get Your Answers About Senior Care

You're invited to a FREE discussion with Health Care Professionals! RSVP Today! Please Join Us On

Friday, December 2 • 10-11:30 A.M. Home Instead Senior Care 1901 Mason Ave., Daytona Beach For Questions & To RSVP, Call Nicolle At 386.864.5918 Professionals Advocating For Community Education

This Event Is Sponsored By:

Human Aging—A Recent Phenomenon by Peggy Goldtrap The Goldtraps celebrate Seniors Today’s 25th birthday with an article all about senior statistics! he longer you live, the more likely you are to live longer. No, Yogi Berra did not write this. It is statistically true. Never before in human history has our planet contained so many older people—or such a large percentage of them who can all be seen at Publix. One in three Americans is now 50 or older. By 2030 one out of every ﬁve people in the U.S. will be 65-plus. The latest U.S. Census Bureau brief on data from the 2010 Census shows seniors increasing faster than younger populations, raising the nation's median age from 35.3 in 2000 to 37.2 in 2010, with seven states having a median age of 40 or older. Why, then, do so many advertisers pay attention only to the youth market; ignoring the rapidly increasing elderly consumers? GAG and I recently went on a reno-rampage. My desire for a new couch turned into a monster that ate the living room, dining room, and master bedroom. In the process of furniture shopping we discovered that people ‘our age’ are not the common buyer. More than one salesman gave us the ‘are you sure you’re not senile stare-down when they heard our ‘wish list’. We had a similar experience hunting for a new car. Seeing a snazzy little runabout, I asked about its potential purchase. The handsome young buck salesman gently reminded me: ‘You’re not the right demographic.’ My ego wanted to spank him, but thankfully, I laughed and appreciated his subtlety. The advertising and product development world seems to overlook a huge segment of the population; the elderly consumer. Old people are more than prescriptions, medical appliances, nursing care, or professional services. Old people are alive and well and moving to Florida. Old is the hottest trend. Here’s why. January 2011 ushered in the first of approximately 77 million Baby Boomers, born from 1946 through 1964 and surging toward the gates of retirement. Each year more than 3.5 million Boomers turn 55. Their swelling numbers predict that, by 2030, there will be about 72.1 million older persons, more than twice their number in 2000. According to the UN Population Division, 1 in 5 people are expected to be 65 or older by 2035. Growth in numbers, increased life expectancies, and energetic lifestyles, now enable us to live 20 to 25 percent of our lives in active retirement. Tomorrow's elderly population will be better educated, healthier, culturally literate, and, as individuals, more discerning consumers. Cars will sport the latest technology. The stereotypical purple haired matron peering over a humongous steering wheel is over. Seniors will be revving the engine on her way to Zumba class. Oldsters can be classified as: The Young Old (65-74). Within 20 years 74 million Boomers retire meaning10,000 added to SS and Medicare each day. The Old, (74-84). Increased life expectancy will strengthen aging Boomers,

Happy Talk …by George & Peggy Goldtrap increasing their total number within the elderly sub-population. Hold on, the best is still to come. The fastest-growing segment of the total population is: The Oldest-Old, 85+. Their growth rate is twice that of those 65 and over and almost 4-times that for the total population. In the United States, this group now represents 10 percent of the older population and will more than triple from 5.7 million in 2010 to over 19 million by 2050. These will be fully engaged consumers. Due to their increased activity, better health, vigor, they will want to continue travelling, educational pursuits, and purchasing all the elements of ‘the good life’. They'll continue to bike, hike, swim, sail, and ski—play softball and basketball. They'll move to the mountains, beaches, islands, college towns —where the physical and intellectual action is. They'll want home offices—with highspeed Internet connections for computers, which 40 percent of them already own. Designers, manufacturers, developers cannot afford to ignore a purchasing population of this proportion. They will continue to live stimulating lives well into their senior years, and maintain their niche and importance in society. Seniors represent marketing opportunities that cannot be ignored Demographics predict the future. By 2050, the 60 and older population will increase from 680 million to 2 billion— increasing from 11 to 22 percent of the world's population. The United States contains more people age 65 and older than the total population of Canada. Americans aged 65 and older outnumber the combined populations of New York, London, and Moscow. Growing Old, At Home. The elder population will enjoy longer lives, better health, and more active life styles than previous generations. The majority will also face a maintaining their precious independence which is so important. According to the AARP, upon retirement, 9 out of 10 seniors already stay where they are, preferring to grow old in their own homes. Successful aging in place demands that one's home and household products not only provide continued enjoyment and stimulation, it must also support one's declining functional limitations and enhance one's quality of life. Refusing to be stigmatized by living in a “Home for the Aged” or using elderly products, aging Baby Boomers will seek out designs that accommodate rather than discriminate, sympathize rather than stigmatize, and appeal to users of all ages and abilities. These statistics offer promise to current oldsters and those up-and-coming. Old is not necessarily synonymous with decline. As long as our mind is elastic; our body reasonably controlled and our attitude tuned to the positive; we can fulfill our desires to remain vital, productive members of society who face a future filled with excitement. *Statistics from Transgenerational.org

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Seniors Today Celebrates Veterans And Birthday Special to Seniors Today

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Loads of great door prizes were given out include beautiful stained glass art pieces created and donated by Marilyn Masilunis. “As always our seniors raved about having a great time,” Schillinger said. “We were so happy to have added the Veteran’s Day celebration this year. We wanted to do something special for our 25th birthday this year and what better way than to celebrate Veterans and Seniors!”

hat a fabulous celebration it was at Holy Cross Lutheran Church on Veterans Day! All branches of the service were represented with Veteran’s enjoying a very moving program that was prepared to celebrate them on their special day, although we were reminded that Veterans should be celebrated every day. Seniors Today was proud to host the cerBelow: Pastor David Schillinger emony to show their gratitude and apprePinning A Veteran. ciation to those who had served. Bonnie Schillinger, President of Seniors Today welcomed the crowd and read greetings from Congressman John Mica who asked to share some words for our veterans during the program. Bonnie Gragg, Seniors Today Editor introduced the band and the Star Spangle Banner was presented by Joe Kennedy, Drum Major; Jordan Winn, Equipment Manager; and Sam Kirk, Low Brass Captian with the New Smyrna Beach High School Band. What an incredible sound! Daytona Beach Chief Of Police and Sheriff-elect Mike Chitwood was on hand to offer his words of thanks and encouragement to our veterans and shared how the Right: Chitwood family has many ties to veterans. Lieutenant Pastor David Schillinger of Holy Cross Colonel offered the invocation as the ceremony Dawn Sautter, moved to a more solemn tone. Retired. A highlight of the program was the Missing Man Table Ceremony. The dinner table, set up in the front of the church, had six place settings, a white table cloth, yellow ribbon, a rose, candle, Bible, salt, and lemmon on it. Lieutenant Colonel Dawn Sautter explained the significance of each item Below: on the table and how it shows our everSheriff-Elect lasting concern for our veterans. Mike The program became quite reverent as Chitwood Dave Lynn, Special Consumer Services Manager for Florida Power and Light ask all veterans to stand and be recognized during the pinning ceremony. Each veteran was pinned with a flag pin and thanked for their service. The brass band then provided a medley Bonnie Schillinger, of Armed Forces Patriotic songs. As each President of song was played and the veterans stood ‘Seniors Today.’ to acknowledge their branch of service. The ceremony closed with the Benediction and everyone joined together to sing God Bless America! The celebration did not end here. All were invited to stay and enjoy the Fall Left: Festival and Seniors Today 25th birthday Dave Lynn, celebration. Presented by Florida Power Special Consumer & Light vendors filled the halls with Services Manager games and prizes! Sponsors also included MetCare, Daytona Beach Health and Rehabilitation Center, Florida Hospital Memorial Medical Center, Brookdale–Ormond Beach West, and Good Samaritan Society–Daytona. A delicious Bar-b-que lunch was served Right: and of course birthday cake! This year even Mrs. Wiggins, an original Good Humor Ice Cream truck Winner of was on hand giving out free ice cream. What Stain Glass. a special treat!

November 18, 2016—Seniors Today—Page 9

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Childcare For Seniors by Alice Decator ith the advent of fall weather our northern seniors will be arriving for the winter, and for many, a long awaited opportunity to spend cherished time again with their beloved grandchildren. After the initial shock of how much a child can grow physically and cognitively in give or take eight months, let the fun begin! You probably arrived with lavish gifts and can’t wait to spoil those grandchildren, no matter if they’re toddlers or teenagers. It is imperative though, that you realize your time with them is more precious than anything you can find at a toy store. Grandparents bring something to a child’s life that is immeasurable—so precious you can’t put a price on it. With age we bring a unique wisdom. Take your opportunity this winter to ‘gift’ to your grandchild with your knowledge and skills that will carry them into the future long after you’ve headed home. Teach a toddler that ‘just a walk around the neighborhood’ can be an adventure. Go armed with a container with a lid, a ziplock bag, and a spade. Look for lizards, or earthworms after a rain. See how many different leaves you can find. Start a collection of stones or acorns. Take any age child to the local library once a week for a book date. Then spend

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time every day reading to them, or having them read to you. Ask them to help you make homemade biscuits for breakfast. Make an ingredient list, a trip to the grocery store, and them give them step by step tutorial of baking from scratch. One of my favorite past times with my grandchildren is story telling. We take turns, our stories starting with ‘once upon a time’ and finish with ‘the end.’ I encourage their imagination with ‘and then what happened?’ My stories unlock secrets of the past to my wide eyed grandchildren. I come to the table with “old” values of discipline, honor, and respect, and they bring “new’ thinking to my life. With all our time together I encourage them, cheer them on, and support their ideas and interests. When we ask each other ’twenty questions’ I learn as much as I teach. If you are going to bring them a wrapped present when you arrive, make it a disposable camera. Take turns snapping pictures all winter. Over the course of your snow bird get-away you’ll both forget what you took photos of. About two weeks before your visit is over, develop them and together create a book of Fun Times With Grandma, complete with memories and captions. Leave the dated book with them when you say your goodbyes. So tuck away your credit card this winter. The gift of your time will reap eternal rewards.

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Antiques Dolls, Dolls, Dolls Q: I am the executor of the estate of a woman who collected dolls for more than 50 years. I am overwhelmed by more than a thousand dolls, mostly stored in 10 glass-front china cabinets. Should I get them insured? Regular homeowners insurance will cover the collection for only $1,500, and I am certain it is worth many times that amount. How I can determine current values and find a way to liquidate the collection. —Ellen, Palos Hills, Illinois A: There are three references that might be helpful: The 16th Blue Book: Dolls And Values by Jan Foulke; 200 Years of Dolls by Dawn Herlocher; and The Official Price Guide To Dolls by Denise Van Patten. All are available at www.amazon.com Contact your homeowners insurance agent and request a quote to expand the coverage for the collection. Since you want to liquidate the dolls, I recommend you investigate the excellent auction houses in Chicago. Three include Direct Auction Galleries, Inc., 7232 North Western Ave., Chicago, IL 60645; Susanin's Auction House, 900 South Clinton St., Chicago, IL 60607;

and Leonard Auctions, 1765 Courtland Court, Suite D, Addison, IL 60101. *** Q: I have a copy of The Fine Art Of Walt Disney's Donald Duck by Carl Barks. It is a signed copy, No. 446 out of a press run of 1,875. What is my book worth, and where can I sell it? —Nancy, Rio Rancho, New Mexico A: The book retails for about $1,200, according to information I found at www.abe.com It was published by Another Rainbow of Scottsdale, Arizona, in 1981. You might begin your quest to sell it by contacting used— and rare-book dealers in Albuquerque. Do not expect to be offered $1,200 for it, however, since that is the retail selling price. Write to Larry Cox in care of KFWS, 628 Virginia Drive, Orlando, FL 32803, or send e-mail to questions forcox@aol.com Due to the large volume of mail he receives, Mr. Cox cannot personally answer all reader questions, nor does he do appraisals. Do not send any materials requiring return mail.

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What’s In The Stars For The Week Of November 21 ARIES (March 21 to April 19) A workrelated situation that started last month takes on increasing importance. The choice is yours as to how it will evolve. Be careful not to make quick judgments. TAURUS (April 20 to May 20) Careful is the watchword for the prudent Bovine. Don't let your emotions overwhelm your logic. Try for balance as you maneuver through a touchy situation. GEMINI (May 21 to June 20) Your energy levels rise to meet the challenges that will mark much of this month. New opportunities beckon. Look them over, but proceed cautiously. CANCER (June 21 to July 22) Your private life can be a problem this week, as a partner becomes more difficult. Resist a reaction you might regret. Instead of walking away, try to talk things out. LEO (July 23 to Aug. 22) You should be your usual sunny self these days, as you bask in the admiration you adore. Enjoy it as you move into a new arena to confront an upcoming challenge. VIRGO (Aug. 23 to Sept. 22) Your perseverance reserves will be tapped frequently this week as you deal with the problems involved in making a new situation work for you. Walk-In Flu Shots Available For Regular Patients Only

LIBRA (Sept. 23 to Oct. 22) You'll find fewer roadblocks turning up as you continue to move ahead with your plans. Expect some important news to come your way. SCORPIO (Oct. 23 to Nov. 21) Good news—you finally get to the bottom of that mystery you've been trying to solve by using some gentle persuasion to get someone to break thier silence. SAGITTARIUS (Nov. 22 to Dec. 21) The best time to take on that important task is now. Move forward one step at a time so you can assess your progress and, if need be, change direction. CAPRICORN (Dec. 22 to Jan. 19) The new opportunities you hoped to find this month are beginning to open up. Study them carefully to be sure you make the choice that's best for you. AQUARIUS (Jan. 20 to Feb. 18) Turn a disappointment into a learning experience. Check out possible weaknesses in your approach and strengthen them. A loyal colleague offers good advice. PISCES (Feb. 19 to March 20) Your new situation offers opportunities to help you get the skills you'll need in order to stop swimming in circles and finally move toward your goals.

Participating With Medicare, Florida Health Care, Many Medicare Advantage Plans, & Most Commercial Insurances

Craig A. Miller, DO

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• Family Practice • Geriatrics • Allergies

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1400 Hand Avenue Suite K • Ormond Beach

Call For Appointments 386-673-0517

November 18, 2016—Seniors Today—Page13

Pet Care Breed Bans by Sam Mazzotta

arly this Fall, the city of Montreal began enforcing a bylaw that bans the ownership or adoption of any dog breed identified as a pit bull. Alongside of this, the city ordered any pit bulls in its shelters to be euthanized. The city council passed the measure after a dog attacked and killed a 55year-old woman. A massive rescue effort was launched by organizations and individuals based outside the city to transfer dogs under a death sentence to new shelters, to foster some out, and otherwise try to save as many as possible. The reason so many people acted so swiftly was because of growing knowledge that breed-specific legislation simply doesn't work. In fact, the city of Edmonton, Alberta, rescinded a similar ban in 2012 because it was difficult to enforce. A CBC article added that the number of dog bites in that city per year never changed, staying between 400 and 600, from a variety of breeds in addition to pit bulls. Banning one breed doesn't stop the problem of dog attacks. I've seen aggres-

sive dogs in many different breeds— including normally laid-back Labs who just couldn't be approached safely— and I've met wonderfully behaved dogs from breeds considered to be aggressive, like Sally, the sweet and gentle pittie who, along with her owner, greets me on my morning walk. There isn't a perfect solution out there. Cities could better spend their money helping owners learn how to train and care for their dogs, rather than try to remove one type of dog from the city limits. Editor's Note: The city is appealing. Send your questions or pet care tips to ask@pawscorner.com

King’s Sudoku

Hurry and schedule your move today and enjoy the Festivities of the Holiday Season with us at Place a number in the empty boxes in such a way that each row across, each column down, and each small 9-box square contains all of the numbers from one to nine.

Bishop's Glen.

Answers on Page 23

AL F5052

Page14—Seniors Today—November 18, 2016

Get The Answers! FREE Medicare Workshop • Open Enrollment What Are My Choices? • Turning 65? What Should I Do? • Health Care Reform Do The Changes Affect Me?

Join Us To Review How Medicare Works And Answer The Frequently Asked Questions Many People Have Tuesday, Dec. 6th At 6 P.M. • Wednesday, Dec. 7th At 10 A.M. Tuesday, Jan. 3rd At 6 P.M. • Wednesday, Jan. 4th At 10 A.M. PLEASE RSVP with your name and date you plan to attend either by phone at 386-671-9150 or email at greatamericanpr@yahoo.com Location: American Senior Benefits, 1930 W. Granada Blvd., Ste. 10 • Ormond Beach *For a private consultation regarding your specific plan, please call 386-671-9150.

Paulette Reed

Senior Service Line Redeeming Old Savings Bonds? by Matilda Charles

o you have any old savings bonds tucked away, ones bought years ago to help a grandchild with college expenses? Or maybe you want to take care of all your credit-card debt by cashing in bonds. Redeeming savings bonds isn't as easy as it used to be. Savings bonds have been paperless for many years, and you can't just buy or redeem them anywhere now. There are some banks where you can cash in your bonds, but the preferred method now is to do it online. As a ﬁrst step, go online to check the value of each bond. Try SavingsBonds. com and use the calculator. Click the yellow box (Get your bond values here) and select the details of your bond from the drop-down menu. It's not necessary to include the bond's serial number if your other details (series, face value, date issued) are correct. You'll get a color-coded message at the top. Red, for example, means that your bond isn't earning interest and should be cashed in. Blue means the bond is less than ﬁve years old, and you'll

forfeit three months in interest if you redeem it too early. Before you can get a printout list of your bonds, you'll need to enter your e-mail address. Look at the In The News section for speciﬁc information about how your interest can affect your taxes. When you cash in bonds, you'll get a Form 1099-INT showing the interest you earned. You might have to pay taxes on it. If you have paper bonds that you don't want to redeem yet, you can have them switched to digital. Your best bet: Ask your bank if it redeems savings bonds, and let it help you.

November 18, 2016—Seniors Today—Page15

Page16—Seniors Today—November 18, 2016

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by Samantha Weaver

• It's still not known who made the following sage observation: “Thousands of years ago, cats were worshipped as gods. Cats have never forgotten this.” • You probably won't be surprised to learn that 92 percent of teens say that they use social media—the only question there is why the other 8 percent aren't using it. It is surprising, though, that, according to a recent survey, 54 percent of teens feel their teen years would be happier if social media didn't exist. • This contentious election season may be a good time to increase your vocabulary. You may find ample opportunity to use the word calumniate—which means “to maliciously make false statements about someone.” • President Lyndon B. Johnson owned four beagles while he was in the White House: Edgar, Freckles, Him, and Her.

• In 2011, a Denver woman named Susan Cole went to great lengths to avoid jury duty. When she arrived at the courthouse—with curlers, mismatched shoes, and deliberately botched makeup—she handed District Judge Anne Mansfield a sob story about domestic violence, military service, and post-traumatic stress disorder. She was excused from jury duty, and if she'd been smart, that would've been the end of the matter. However, a few months later, a radio talk show's featured topic was avoiding jury duty, and Cole couldn't resist telling her story in detail. Unfortunately for her, Judge Mansﬁeld also was listening, and Cole was charged with ﬁrst-degree perjury. • Sometimes a group of rabbits will get really excited and start to jump around wildly. When that happens, it's called a binky. *** Thought for the Day: “Men rarely (if ever) managed to dream up a god superior to themselves. Most gods have the manners and morals of a spoiled child.” —Robert A. Heinlein

November 18, 2016—Seniors Today—Page17

To Your Good Health Generics vs. Brand Name Dear Dr. Roach: My pharmacy recommends that I switch to the generic to save a lot of money on each refill, as it's exactly the same as the brand name. My neurologist is adamantly against this and says that generics vary too much and may not be effective. Who is right? I am paying the much higher amount for the brand name Keppra out of pocket. Also, I only had a couple of seizures years ago—at some point, can't I wean off the meds? I think my seizures were a one-time event. —N.R.B. Answer: Generics are required to have the same amount of the exact medication as the brand name. Some clinicians feel that some generic medications are absorbed differently from the brand name, and that very small variations in dosage are important. I won't tell you to ignore your neurologist's advice, but most people stay just as well-controlled on generic levetiracetam as on brand name Keppra. As far as discontinuing seizure medicine, really, only your neurologist can answer that. It depends on your seizure history, and the results of your EEG and possibly your brain MRI. Most neurologists will consider stopping the medication after one or more years with no seizures, in most cases. *** Dear Dr. Roach: You have written about screening for breast cancer, but are there any ways to prevent breast cancer in the first place? —T.C. Answer: There are three behaviors that are well-accepted to reduce the risk of breast cancer. Breastfeeding is one, and it's so good for the baby that we might forget that it has long-term advantages for moms, but add reducing the mother's breast cancer risk to the list. The second is dietary phytoestrogens, compounds such as soy isoflavones and

lignans, which are found in soybeans and other legumes. This data is most clear among Asian women. Regular physical exercise reduces breast cancer risk, especially for women after menopause. Other dietary factors, such as a diet high in fruits and vegetables and low in meat and saturated fat, may reduce risk of breast cancer, but this isn't proven. Studies are ongoing to examine whether vitamin D or omega 3 fatty acids may reduce risk, as suggested in earlier studies. High-risk women, consider chemoprophylaxis with a SERM or aromatase inhibitor, and also a more-intensive screening program. Readers: Women today have the best chance ever of overcoming breast cancer. To learn more, order the booklet Breast Cancer: Detection and Treatment by writing Dr. Donohue—No. 1101W, 628 Virginia Drive, Orlando, FL 32803. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient's printed name and address. Please allow 4-6 weeks for delivery. *** Dear Dr. Roach: I heard that tuna fish contains a lot of mercury, so intake should be limited. I like solid white albacore tuna. I eat one 4-ounce can per week. How much is safe? —P.W.K. Answer: Albacore has relatively high amounts of mercury, and the recommendation by the Environmental Protection Agency is to limit consumption to three 6-ounce portions per month for women, and three 8-ounce servings for men. You are well within the safe limit. Canned light tuna and canned salmon have much less mercury. Dr. Roach regrets that he is unable to answer individual letters, but will incorporate them in the column whenever possible. Readers may email questions to ToYourGoodHealth@med.cornell.edu

Page18—Seniors Today—November 18, 2016

Favorite Foods Zany Zucchini Casserole

Spend Thanksgiving With Us At The Biltmore! November 23-27, 2016 • $1,075 Per person

Holiday Day Trips Available!

or that never-ending zucchini that is still coming out of the garden! Enjoy this wonderfully yummy casserole for a side dish or your main dish.

3 1⁄2 cups sliced unpeeled zucchini 1 cup chopped onion 1 cup plus 2 tablespoons shredded Kraft 2 Percent Milk Cheddar Cheese 2 tablespoons Land O Lakes Fat Free Half & Half 1 teaspoon JO's Italian Seasoning, or any Italian seasoning 1 ⁄2 cup plus 1 tablespoon dried, fine breadcrumbs 6 tablespoons Kraft Reduced Fat Parmesan Style Grated Topping 1. Heat oven to 350 F. Spray an 8-by8-inch baking dish with butter-flavored cooking spray. 2. In a large skillet sprayed with butterflavored cooking spray, saute zucchini and onion for 5 minutes. Stir in Cheddar cheese, half and half, Italian seasoning, and breadcrumbs. Evenly spread mixture into prepared baking

dish. Cover with foil and bake for 25 to 30 minutes. 3. Place baking dish on a wire rack and let set for 5 minutes. Evenly sprinkle Parmesan cheese over top. Divide into 6 servings. * Each serving equals: 153 calories, 5g fat, 9g protein, 18g carb., 199mg sodium, 204mg calcium, 2g fiber. Diabetic Exchanges: 1 Meat, 1 Vegetable, 1 ⁄2 Starch/Carbs. Carb Choices: 1

Magnolia Gardens An Apartment Community Designed Especially for the Senior Citizen 62 Years Of Age and Older. Rent is based on income. Applications will be accepted in person at Back Row: Dr Todd McCall • Dr Mark Gillespy • Dr James Bryan • Dr Richard Gaines Middle Row: Dr Jeff Martin • Dr Malcolm Gottlich • Dr Brian Hatten Front Row: Dr Albert Gillespy

Magnolia Gardens Apartments 1031 4th Street, Daytona Beach, FL 32117 Call today for more information and to schedule your appointment for placing an application for housing Monday–Friday, 9 A.M.-3 P.M.

(386) 255-9113 1 Bedroom Apartments Magnolia Gardens is a beautiful community that offers 88 one bedroom apartments. The apartments have carpet, stove, refrigerator, water, trash removal, air conditioning, pest control, and maintenance. Common areas include coin–op laundry, inside mailboxes, attractively decorated community room, and lobbies.

November 18, 2016—Seniors Today—Page19

Holy Cross

Flashback Turn Around? by Mick Harper

2. 3. 4. 5.

Questions: In Gene Pitney's 1965 hit Last Chance To Turn Around, which New York City borough is mentioned? Who released Rhapsody In The Rain, and when? Name the two groups that both released songs entitled Soul Deep. Which group wrote and released Biggest Part Of Me? Name the song that contains this lyric: His name was Rico, he wore a diamond, He was escorted to his chair, he saw Lola dancin' there. Answers Brooklyn. In fact many people think the name of the song is Last Exit To Brooklyn. Lou Christie, in 1966. A second, milder version had to quickly be recorded after so many complaints caused the song to be banned from the airwaves in many locations. The Box Tops in 1969, and Roxette, the Swedish pop duo, in 1986.

Thrift Shop

STETSON MANSION “Christmas Spectacular!” Holiday Home Tour November 15-January 15

Come See Our Wonderful Holiday Display! 4. Ambrosia, in 1970. Most of the original group is still together and still touring after all these years. 5. Copacabana, by Barry Manilow in 1978. The lyrics describe a 1940s Havana showgirl, Lola, and her lover Tony, a bartender at the club. When a mobster named Rico tried to seduce her, Tony attacks him and is killed. Thirty years later, Lola still sits there pining for Tony, her lost love.

Come visit us at: 2273 S. Ridgewood Ave. South Daytona Tue. thru Fri. 10 A.M. to 4 P.M. (closed Mondays)

Saturday – 10 A.M. to 1 P.M.

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Page 20—Seniors Today—November 18, 2016

ODYSSEY TRAVEL CLUB

Chicken Soup For The Soul

with your hosts, Julie Powers & Lucy Mennie

Hidden Favors ave you ever been annoyed or frustrated with someone, only to realize later that this person was just trying to do something nice for you? If so, you'll love this great story by Savannah Dee, in our new book about the power of gratitude. Savannah writes about how something initially irritating to her became a sweet reminder of how fortunate she was. In her story, Two Seconds On The Microwave, she shares: I have a touch of obsessive-compulsive disorder. Okay, perhaps it's more than a touch. I can be plain old neurotic. When I use the microwave at work and the person before me has not cleared it, leaving 45, 10, or even just three seconds on the timer, it annoys me. It's a silly thing really, but it's inconvenient that I have to push Reset prior to entering my desired amount of time. Besides, it's the principle of the thing: It should be cleared. When the same thing started happening at home, I was annoyed. My boyfriend John stops by to use my kitchen during his lunch break since he works right by my apartment building. A few weeks ago I was about to put a bowl of soup in the microwave when I noticed there was a 2 on the screen indicating it had not been cleared after John used it. Didn't he know these little things bothered me? I let it go and forgot about it until a day or two later when I noticed a 1 left on the screen. Day after day there would be time left on my microwave. It wasn't a big enough deal to focus on it more than a couple of seconds, and I honestly forgot about it quite quickly, but I still experienced a moment of “Ugh! Men!” each time I discovered the microwave timer had

Our group meets about once a month to enjoy each other’s company, travel opportunities, and some fun presentations. We plan trips you can take with a spouse or friend, with just a few other people, or in a large group. There is no fee or commitment. You can join us for any or all of our meetings, and the same goes for our adventures. Our next meeting is:

Wednesday, November 30 at 10 A.M. Ted Knight From Princess Cruises 1850 Crane Lakes Blvd, Port Orange Located within the Crane Lakes Gated Community Please RSVP, 386-672-8113 or email Paula@odysseytravel.com Remember, travel is one of the best ways to keep learning and growing!

386-672-8113 www.odysseytravel.com

Expires 12/2/16

not been cleared. Why was John doing this to me? Was he trying to push my buttons? Then the other day, I received my answer. John came over in the evening to have dinner with me. I was about to place a bowl of vegetables in the microwave, when once again I noticed the 2 and finally had my opportunity to give him grief about his new bad habit. With what I hoped was a lighthearted smile, I said: “Hey! What's with you leaving time on the microwave all of a sudden and not clearing it when you're done? Are you trying to drive me crazy?” I wanted to use a playful, fun tone while also letting him know I found his new routine irritating. John's brow furrowed and he looked confused. Then he explained: “If I press stop before the time is up, the microwave only beeps once instead of three times. I don't want to wake you.” I had recently begun working the night shift and sleeping during the day. While John was making his lunch in the kitchen, I was asleep in my bedroom at the other end of the apartment. I felt my face redden with embarrassment and for a moment, I was speechless. Humbled, I walked over to where he was standing and wrapped my arms around him. I gave him a kiss and said, “You're a wonderful man.” Now, when I see two seconds left on the microwave, it's a reminder to appreciate the thoughtful, caring man I am blessed to have in my life. Visit the Chicken Soup For The Soul website: www.chickensoup.com

Christmas Stockings For Soldiers Needs You Special to Seniors Today end our troops a little taste of home for the holidays. Dale Woodward Funeral Homes is proud to be one of the nearly 1,000 exclusive Veterans & Family Memorial Care funeral home providers across America participating in the 8th annual VFMD Christmas Stockings For Soldiers initiative. From now thru December 1 please stop by the funeral home and pick up a free Christmas stocking to take home, decorate, and stuff with Christmas cheer. Dale Woodward Funeral Home will ship the stockings at their expense to

troops abroad in time for Christmas. “Sending our heroes some good tidings and holiday cheer is a great way for us to show our support and appreciation for the sacrifices they make to keep our country safe and secure,” said Tracy Woodward of Dale Woodward Funeral Homes. In addition you may also drop off old cell phones which are recycled and turned into free calling cards for our heroes. You may stop by Dale Woodward Funeral Home, 167 Ridgewood Ave., Holly Hill, Monday thru Friday between 9:30 A.M. and 4:30 P.M. to pick up stockings and drop off old cell phones now thru December 1.

November 18, 2016—Seniors Today—Page 21

Here’s An Idea Rainy Days by JoAnn Derson

• “A great addition to coffee is flavored ice cream. It adds sweetness, creaminess, and a hint of something surprising. Also, it cools hot brew and puts a fancy little froth on top.” —W.L. in West Virginia

• Bobby pins should be inserted into the hair ridges down, not up. They are designed to better grip the hair that way.

• “On rainy days, I set a shallow pan of water by the entrance to the house. The kids step into the water to rinse the grass and dirt off the bottoms of their shoes before taking them off and bringing them inside.” —C.P. in Florida • To soothe broken blisters and sterilize them at the same time, try a bit of Listerine. Its antiseptic properties work just as well outside the mouth as they do inside. • “At the dinner table, discuss books you are reading. This will hopefully encourage kids to read, and retelling the story or recapping is great practice for comprehension. Dinner table conversation brings families together!” —U.F. in Illinois

THE

MARC • “I hot-glued magnets to the back of a small basket meant to hold pencils in a drawer. It sits on the side of my fridge and holds several bottles of water flavorings. The kids and I fill our cups with water and then flavor it to our liking. It beats having three or four different beverages cluttering up the fridge.” —L.W. in Missouri

Voted Best Rehab 10 Consecutive Years

Port Orange Nursing & Rehab 5600 Victoria Gardens Blvd., Port Orange

386-760-7773

BERNIER SHOW The Talk of FLORIDA

Send your tips to Now Here's a Tip, 628 Virginia Drive, Orlando, FL 32803.

Would you like complimentary Seniors Today Newspapers for distribution in your condo building, mobile home park, clubhouse, or business? Call 677-7060 for more information.

10 Years

Presents

Call Tammy or Christine for a friendly tour.

Recognized As One of Talkers Magazine’s Top 100 Talk Show Host In America For 14 Years Marc Bernier is often heard to say talking to people is the greatest job he's ever had. He is the host of The Marc Bernier Show, which airs weekdays from 3-6 P.M. on 93.5FM/1150AM WNDB Daytona Beach, Florida.

For sales and advertising information, please call Mike Moltane, General Sales Manager at 386.944.7744

Page 22—Seniors Today—November 18, 2016

King’s Crossword

Holy Cross Lutheran Church Christmas at Holy Cross: 8 A.M. 10 A.M.

Christmas Praise Christmas Praise—A gift for every child

DECEMBER 24 6 P.M. Communion Service 6:30 P.M. Cookies & Punch Social In The Main Lobby 7 P.M. Candlelight Service

10 A.M.

DECEMBER 25 Heritage Christmas Service

Holy Cross Lutheran Church 724 Big Tree Road South Daytona 386-767-6542

ACROSS 1 4 7 11 13 14 15 16 17 18 20 22 24 28 32 33 34 36 37 39 41 43 44 46 50 53 55 56 57 58 59 60 61

Fire residue One of the Seven Dwarfs Spruced up Dazzle Historic period Related (to) Caffeine-rich nut Battle Dissolve Okefenokee, e.g. Traditional tales Conger, for one The Enlightened One Knot for human consumption? Thin porridge Apiece Martini ingredient Gumbo base Hogwash! Sleeping bag closers Exact Burst Stole Cardiff’s people Suitor Uncooked Hindu princess React with boredom Clay, now Mouthful of drink ________ Stanley Gardner Coop dweller To the ________ degree

DOWN 1 2 3 4 5 6 7 8 9 10 12 19 21 23 25 26 27 28 29 30 31 35 38 40 42 45 47 48 49 50 51 52 54

Requests Pack away Hawaiian dance Morning moisture Verbal Chocolate substitute B-list braggarts _____ out a living Have a bug Explosive letters Old music-based game show Candy known for its dispensers Carpet Lower limb Top-ranking noble Mr., in Munich Sad to say ... Energizes, with up Grate Reverberate Claiborne of fashion Pinch Court Bam! O’Donnell of TV news Hardy cabbage Home turf? Fit of peevishness Lofty See ya Listener Puncturing tool Triumph

Answers on Page 23

DECEMBER 18

November 18, 2016—Seniors Today—Page A-23

Holy Cross Lutheran Church 724 Big Tree Rd. • South Daytona

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