Element HOME July 2020 Edition

Element HOME 2020 Family Edition Waren Buffet’s MANTRA FOR SUCCESS START

JOURNALING TODAY

TIME-WASTING habits to ditch

HEALTH in the NEWS

Spotlight

Dan Cooke Loan Officer A DIVISION OF PRIMARY RESIDENTIAL MORTGAGE INC

Loan Originator in the Spotlight Dan Cooke started lending a helping hand in the very community he was born and raised in. With 15 years of experience in the industry, the Broward County native has offered exceptional knowledge, service and execution during the mortgage process to clients and referral sources alike. His mastery of the industry and passion for helping others separates him from his peers when analyzing what is truly best for each of his clients.

With close to half a billion dollars funded and over 1,300 families assisted in purchasing their dream homes, Dan is a trusted mortgage advisor in the South Florida region. Delivering continuous timely and exceptional service,

Dan Cooke Senior Loan Officer | NMLS #330616 Element Funding Direct: 954.290.6509 Fax: 954.905.4953 dcooke@elementfunding.com 1398 SW 160th Avenue, Suite 501 Sunrise, FL 33326

Dan is recognized annually as a top achiever in volume, units and customer satisfaction levels year in and year out. As he maintains a consulting relationship with each client, Dan ensures the original mortgage product continues to be the best fit as lifestyle or financial needs change.

His extensive knowledge of mortgage products, desire to put clients first and his familiarity with the South Florida market make Dan the ideal choice in mortgage advising.

Warren Buffett’s mantra for success Billionaire Warren Buffett is an obvious success, in financial terms at least. The Inc. magazine website shares the four-word mantra that’s guided his career: “Face down your fears.”

your self-confidence and prevent you from sabotaging yourself.

milestones that you can work toward step by step.

• Re-evaluate the worst-case scenario. You’ve got to be realistic, but don’t assume defeat before you start.

Your ultimate goal will be easier to attain if you focus on manageable segments.

How to do that? Here’s his advice: • Assess every possible outcome.

We fear failure because we fear the unknown.

Thinking through every possibility gives you a heads-up on what to expect.

• Think positive. Banish pessimism from your thinking.

Train yourself to visualize the results that you want. This will help build

Looking at your worst-case scenario may help you realize it’s not inevitable and could give you some ideas for avoiding failure.

• Set small goals.

Don’t tackle your big goal all at once. Set smaller, intermediate

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Element Funding’s EXCELLENCE AWARD EXCELLENCE AWARD

EXCELLENCE AWARD

Awarded for Exceptional Internal and External Service Above and Beyond Element Expectations

al and Awarded for Exceptional Intern nd Element Expectations

External Service Above and Beyo

Founded 2007

Founded 2007

Tammy Blakey Josh Ford

Awarded December 2019

Awarded January 2020

WARD A E C N E L L E C

EX

Internal and r Exceptional ctations Awarded fo Element Expe nd yo Above and Be ternal Service

EXCELLENCE AWARD

Ex

Awarded for Exceptional Internal and External Service Above and Beyond Eleme nt Expectations Founded 2007

Founded 2007

gan Andrea Ra ry 2020

Awarded Februa

Kirsten Goelz

EXCELLENCE AWARD Awarded for Exceptional Internal and External Service Above and Beyond Element Expectations

Awarded March 2020

EXCELLENCE AWARD al and Awarded for Exceptional Intern nd Element Expectations

External Service Above and Beyo

Founded 2007

Founded 2007

Laura Zanetti Awarded April 2020

Congratulations!

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Nancy McFolling Awarded May 2020

THE WEIGHT A psychology professor was teaching stress management principles to an auditorium filled with students. As she raised a glass of water, everyone expected they’d be asked the typical “glass half empty or glass half full” question. Instead, with a smile on her face, the professor asked, “How heavy is this glass of water I’m holding?”

Students shouted out answers ranging from eight ounces to a couple pounds.

She replied, “From my perspective, the weight of this glass doesn’t matter. It all depends on how long I hold it. If I hold it for a minute or two, it’s fairly light.

If I hold it for an hour straight, its weight might make my arm ache a little. If I hold it for a day, my arm will likely cramp up and feel completely numb and paralyzed, forcing me to drop the glass to the floor. In

each case, the weight of the glass doesn’t change, but the longer I hold it, the heavier it feels to me.”

As the class nodded in agreement, she continued, “Your stresses and worries in life are very much like this glass of water. Think about them for a while and nothing happens. Think about them a bit longer and you begin to ache a little. Think about them all day long, and you will feel completely numb and paralyzed— incapable of doing anything else until you drop them.”

The moral: It’s important to remember to let go of your stresses and worries. No matter what happens during the day, as early in the evening as you can, put all your burdens down. Don’t carry them through the night and into the next day with you. If you still feel the weight of yesterday’s stress, it’s a strong sign that it’s time to put the glass down.

START JOURNALING TODAY The Daily Stoic Facebook page suggests journaling about these troubled times. Don’t know where to start?

• Start small. Write one line about today.

• Track something. Log what you did today.

• Brainstorm ideas. What ideas are you considering?

• List your worries. What are you concerned about?

• Gratitude. Find things you’re grateful for.

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Strawberry Watermelon Feta Salad This refreshingly sweet and super hydrating salad will be on your weekly rotation because it’s embarrassingly simply- but everyone who tries it falls in love with it.

Directions

Ingredients

• 2 cups of sliced organic strawberries • 2 cups of cubed organic watermelon • 2 cups of semi-thick cucumber rounds sliced in half • Handful of fresh mint leaves • 3/4 cup of crumbled goat’s milk feta • 1 tsp of sumac

Place all ingredients into a large bowl and toss to coat well with the vinaigrette or dressing of your choice.

Balsamic Vinaigrette

If not eating immediately- save tossing the dressing until you’re about to serve. Otherwise, it will wilt and ferment.

(mix/whisk well) • juice of 1 lemon • 1/3 cup of balsamic vinegar • sea salt and coarse black pepper to taste • 2-3 tablespoons of extra virgin olive or avocado oil!

Garnish with a little more fresh mint. Serve cold; best enjoyed right away!

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Health in the News Caring for a patient at home Chances are we’ll be living with COVID-19 for a while—sometimes literally. What should you do if someone in your household gets sick?

The NPR website offers this advice for staying safe: • Physically isolate the person.

Designate a room or area where the patient can separate him- or herself from the rest of the house, including pets. Ideally, the space should have a door that can stay closed throughout the day and night.

• Maintain emotional contact.

Don’t leave the person hanging.

We all need contact with friends and family, even at a distance.

Talk as much as you can, and encourage phone calls and Zoom sessions.

• Be careful in the bathroom. If you have to share a bathroom, exercise caution. Don’t go into the bathroom right after the patient has used it. Open a window or turn on a fan to clear the air.

If possible, the patient should wipe down all surfaces before leaving—doorknobs, faucets, toilet, countertops, light switches, and anything else he or she might have touched.

• Keep the person out of the kitchen. You or someone in your household should prepare meals and take them to the patient.

Wear gloves, wash dishes in hot, soapy water or in the dishwasher,

and wash your hands immediately after handling dishes or utensils.

• Do the laundry. Wash clothes in as hot a temperature as they’ll stand to kill any traces of the virus.

Dry them completely. Don’t let the patient’s clothes linger in a pile on the floor—wash them as soon as you can. If you have a hamper, put a washable liner inside it.

Ready for work?

Follow these guidelines You’ve made it through the 14-day quarantine, and you’re ready to go outside and get back to work.

The CDC offers these guidelines for people who had symptoms but are now feeling better: • Wait at least three days (72 hours) after your symptoms have subsided. This means that your fever has gone without using any fever-reducing medications.

Clean your home for safety The coronavirus is invisible, and some studies suggest that it can live for up to two days on plastic and stainless-steel surfaces. That makes keeping your home clean imperative— think of doorknobs, handles, tables, countertops, keyboards, and light switches.

Here are some tips from the CDC for home cleaning during the outbreak: • Clean any visibly dirty surface with soap and water before using a disinfectant.

• Wear disposable gloves.

• Your respiratory problems are gone, meaning you’re no longer coughing or experiencing shortness of breath.

• Make sure the ventilation in the area you are cleaning is good.

• It’s been at least seven days since your symptoms first appeared.

• Clean with a diluted household bleach solution or an alcohol-based solution that’s at least 70% alcohol.

• If you’ve tested positive for COVID-19 and feel better, follow the same advice—no fever, no coughing or shortness of breath.

Get at least two tests 24 hours apart to ensure you’re free of the virus.

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• Follow the instructions on the cleaning product’s label.

Make sure it hasn’t expired.

• Wash your hands thoroughly when you’re finished.

The Silent Treatment A man and his wife got into a serious fight and ended up giving each other the silent treatment. It lasted for days.

One night the husband suddenly remembered that he had to get up at 6 a.m. the next morning to catch a flight for a business trip.

He didn’t want to break the silence with an alarm clock or his phone, so he left a note on his wife’s pillow: “Please wake me up at 6 a.m.”

He woke up the next morning and 9 a.m., missing his flight. Furious, he stood up to demand why his wife hadn’t woken him up.

On his pillow he found a note from her: “It’s 6 a.m. Wake up.”

Time-wasting habits to ditch Do you complain that you never have enough time? The reason may be that you’re wasting it—by making these mistakes: • Beginning your day without a plan. If you have no plan on how you’ll tackle your workload, you’ll end up battered by competing demands. Manage your time better by doing the right things, not by doing the wrong things quicker.

• Keeping a messy workspace. A minute here, a minute there spent looking for stuff can add up fast. A messy desk wastes time and adds to your distractions.

• Cheating yourself of sleep. Lack of sleep increases your stress level and intensifies feelings of lack of control. You’ll spend time at work wishing you weren’t so tired.

• Not taking a break.

Get away from work during lunch. Any brief breather from the day recharges your batteries and keeps you more productive.

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PROUDLY PROVIDED BY Dan Cooke

A DIVISION OF PRIMARY RESIDENTIAL MORTGAGE INC

Senior Loan Officer | NMLS #330616 Element Funding Direct: 954.290.6509 Fax: 954.905.4953 dcooke@elementfunding.com 1398 SW 160th Avenue, Suite 501 Sunrise, FL 33326

A HIGH POWERED MORTGAGE COMPANY

with a hometown feel

www.ElementFunding.com Primary Residential Mortgage, Inc., DBA Element Funding, NMLS #3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply.

Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Florida Office of Financial Regulation MLD646. NMLS# 330616