Car Rental Insurance is a Rip Off!!!…Right? Arriving at your vacation destination after a long flight can provoke feelings of relief, excitement and anticipation. However, before you can sink your toes in the water and you-know-what in the sand, you need to figure out the situation with your rental car. While this should be an easy process, the rental companies don’t always make it that simple, especially when they’re insistent that you purchase their overpriced car rental insurance.
It’s a Rip Off – I’m Already Covered If you already own an insured vehicle, your auto insurance company should be the first place you should check to determine what kind of coverage you already have in case you damage a rental vehicle. If you’re looking for a short list of questions to begin a conversation with your auto insurer, try a few of these: Will my auto insurance coverage protect me if I’m traveling to another country? Will my current auto insurance policy cover damages to the rental car, my property and my family in case of collision? Will it cover the cost of the damage if the car is lost or stolen?