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How to Take Co-Ownership of a Property
DIY Home Repairs that Can Bite You in the End
The most common way for legally married spouses to hold ownership rights to their property is by “Tenants by the Entirety” where both spouses own equal shares of the property. but If one spouse dies, the remaining spouse continues as the sole owner, with no probate necessary.
I love the idea of an independent home owner. Before diving into your DIY repairs, here are a few common places where a pro might be cheaper than doing it yourself in the long run.
But, this kind of Co-Ownership is available to any couple or group the “Joint tenancy with Right of Survivorship” Any Cutting down large trees. If you have the right tools and can do so safely, it may be perfectly couple, parents/children, even total strangers can be joint tenants (equal owners) with a right of survivorship. That OK to cut your own trees. But check with local regulations first. If you cut a tree and it causes makes joint tenancy handy in a variety of situations, such as an accident or damage, you may be liable. when one buyer is not able to qualify for a mortgage due to Replacing an electrical panel. Again, if you have the knowledge and tools, you may be able poor credit, a lower income, or high income-to-debt ratio. The to do it. However, this is one household improvement you probably shouldn’t do yourself, better-qualified buyer helps get the loan approved, but the given that you may need a permit, and it needs to be done to code. less-qualified buyer will likely bring the terms down a bit. Replacing your stove. You can probably manage replacing an electric stove with another Joint tenancy is also useful for parents who want to give an electric stove, but it might be harder to replace an electric stove with a gas stove. That is best adult child down payment money, but want to stay on the loan done by a licensed professional. to protect their investment from default. Removing a wall. You may like the idea of an open living space, but if you remove a A joint tenancy can be dissolved by converting it into supporting wall, you’ll have more open space than you bargained for if your ceiling collapses. separate ownership, called ‘tenants in common’. Contact me If you want to do it yourself, first have a contractor confirm it’s not a supporting wall. for knowledgeable help when you buy real estate. Replacing a water heater. Replacing one is a simple matter, if you have the right tools and know-how. You need to make sure you’re running the right sized electrical wiring for the load required by the new heater. You’ll also need to be comfortable working with a gas line if it’s a gas heater. Making roof repairs. This isn’t necessarily difficult, but it is dangerous. Roof falls is one of the more common household injuries. From adjusting satellite dishes to fixing roof tiles, it pays to have the right safety gear on.
What Can Buyers Do in a Fast Housing Market? If you’re a buyer who’s going into home-buying battle, here are some tactical suggestions: Move fast. Be ready to tour properties the moment they hit the market. The need for speed means many buyers also are making offers before even setting foot inside a property. Work with an agent like me who’s on top of finding you a property.
Home-Seller’s Service Package
Go through full underwriting before shopping. These days, sellers looking at multiple offers will pick the surest thing. You’ll need to go well beyond a pre-qualification letter, which is based on a simple credit check. Instead, get a pre-approval letter that is based on full approval of your tax return, bank statements and pay stubs.
Plan your home sale efficiently with my free market analysis and pre-selling consultation.
Make an aggressive offer. A cash offer means fewer contingencies, so sellers look at those bids favorably. If you don’t have cash, do what you can by putting more down, limiting your inspection contingency, agreeing to make up the difference in the appraisal, etc. Also consider writing an offer with an escalation clause.
Call or text for an appointment.
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June. 2021 • Issue No. 26
Things To Do At Home
Featured Recipe
Day on the Bay to St. Michaels WatermarkJourney.Com June 5th, 12th, 19th, & 26th, 2021.
Cruise across the Chesapeake Bay to St. Michaels. This historic village offers fresh seafood, boutique shopping, and historic sites all within walking distance.
Blueberry-Pecan Galette Prep Time: 1 hour • Cook Time: 40 min • Total time: 1 hour 40 min
By the People Festival
Ingredients • • • • • • • • • •
½ cup pecans 1 cup plus 2 tablespoons all-purpose flour 2 ¼ teaspoons sugar ½ teaspoon kosher salt ¼ teaspoon ground cinnamon ½ cup (1 stick) chilled unsalted butter 12 ounces blueberries 1 tablespoon cornstarch 1½ teaspoons lemon juice 2 tablespoons milk
HalcyonHouse.Org June 15th-23rd, 2021.
The festival attracts some of the modern art world’s top talents, who will display works from a floating installation on DC’s waterways to interactive works at the historic Smithsonian Arts and Industries Building.
Directions
1. Preheat oven to 350°. Toast pecans until slightly darkened; let cool. Pulse in food processor. Add flour, sugar, salt, and cinnamon and pulse. Add butter and pulse. 2. Transfer to a bowl; drizzle with 4 Tbsp. water and mix. Pat dough into a 6”-diameter disk. Wrap in plastic and chill at least 1 hour. 3. Preheat oven to 375°. Toss blueberries, cornstarch, lemon juice, and ¼ cup sugar in a large bowl. 4. Roll out dough to a 12” round. Carefully transfer to a baking sheet. Mound blueberries in center of dough, leaving a 2” border. Fold edges over, overlapping .
Craft Beer Festival MountVernon.Org June 19th-20th, 2021.
Experience Mount Vernon after-hours and taste beers from across the region. Sample craft beer from local breweries, hear live music, and explore the historic area after hours.
5. Bake galette until crust is dark golden brown and filling is bubbling. Let cool before serving.
Coming Soon To Amazon Prime Dom
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Sherni
Available for Streaming June 4th, 2021.
Available for Streaming June 9th, 2021.
A handsome boy from Rio de Janeiro’s middle class is introduced to cocaine, putting him on the path to becoming the leader of a criminal gang in the early 2000s: Pedro Dom.
An upright Forest Officer strives for balance in a world of man-animal conflict while she also seeks her true calling in a hostile environment.
When Eagles Dare
Demon Slayer the Movie
Available for Streaming June 4th, 2021.
Available for Streaming June 22nd, 2021.
This docuseries tells the tale of how Crystal Palace’s fans saved their club, as lifelong supporter Steve Parish formed a consortium to prevent it from going out of business.
After his family was murdered and his sister turned into a demon, Tanjir’s journey as a demon slayer began. He embarks on a new mission aboard the Mugen Train.
Family Man (Season 2)
Bosch (Season 7)
Available for Streaming June 4th, 2021.
Available for Streaming June 25th, 2021.
As world-class spy Srikant Tiwari struggles to balance his family and professional life, he’ll face a new nemesis in Raji.
An L.A.P.D. homicide detective works to solve the murder of a thirteen-year-old boy while standing trial in federal court for the murder of a serial killer.
June. 2021 •
Coming Soon To Netflix 2 Hearts
Fatherhood
Available for Streaming June 2nd, 2021.
Available for Streaming June 18th, 2021.
For two couples the future unfolds in different decades and different places, but a hidden connection will bring them together in a way no one could have predicted.
A father brings up his baby girl as a single dad after the unexpected death of his wife who died a day after their daughter’s birth.
Sweet Tooth (Season 1)
Good on Paper
Available for Streaming June 4th, 2021.
Available for Streaming June 23rd, 2021.
On a perilous adventure across a post-apocalyptic world, a lovable boy who’s half-human and half-deer searches for a new beginning with a gruff protector.
After years of putting her career first, a stand-up comic meets a guy who seems perfect: smart, nice, successful... and possibly too good to be true.
Awake
America: The Motion Picture
Available for Streaming June 9th, 2021.
Available for Streaming June 30th, 2021.
After a global event wipes out humanity’s ability to sleep, a troubled ex-soldier fights to save her family as society and her mind spiral into chaos.
A chainsaw-wielding George Washington teams with beer-loving bro Sam Adams to take down the Brits in a tongue-in-cheek riff on the American Revolution.
Coming Soon To On Demand
Trivia Challenge
The Courier
Flashback
Available for Streaming June 1st, 2021.
Available for Streaming June 4th, 2021.
Cold War spy Greville Wynne and his Russian source try to put an end to the Cuban Missile Crisis.
After a chance encounter with a man forgotten from his youth, Fred literally and metaphorically journeys into his past.
The Space Between
The Misfits
Available for Streaming June 15th, 2021.
Available for Streaming June 15th, 2021.
An eccentric has-been rock musician, loses his grip on reality while his record label is looking to drop him.
After being recruited by a group of unconventional thieves, a renowned criminal finds himself caught up in an elaborate gold heist.
Issue No. 26
June Trivia Question How many English words can you make by changing the last letter in the word June?
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“A father carries pictures where his money used to be.” -Steve Martin
Monthly Trivia Challenge Want to Win a $100.00 Visa Gift Card?
It’s easy to play! Answer the Trivia Challenge question on page 3. Each month, all correct entries have a chance of winning the gift card. It’s time all that seemingly random knowledge you’ve stored up is not so useless after all!
Want to Enter?
Email ClientCare@BREMove.com with the word “TRIVIA CHALLENGE” in the subject line. Good luck!
Last Month’s Question: What Are The Spring Zodiac Signs? Last Month’s Answer: Aries, Taurus, Gemini
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Congratulations to Last Month’s Winner! Janet Lee Ward
www.BREMove.com
June. 2021 • Issue No. 26
