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Should You Buy A Condo As An Investment?
Real Estate Predictions for 2022 Remember how 2020 felt like being muffled inside a cotton candy ball? By comparison, 2021 has felt like a toboggan ride down a bobsled track. Once we started getting the shot, we wanted to get back to normal as fast as possible. But it’s clear that ‘normal’ isn’t what it used to be in the real estate market. Going into 2022, what can we expect? • Higher prices are probably going to be around for a while, since there are still more buyers than homes for sale. • However, some analysts also say that we’ve overbuilt in response, and that when interest rates rise, along with inflation, we might see buyer demand drop. So as usual, no one really knows for sure. Remember, all real estate is local, so if you’re making plans, call me for specific local market conditions. • Many people work from home now, all or partly, so we’ll continue to experiment with locations. This will cause small towns from Yarmouth, Nova Scotia, to Joshua Tree, California, to continue growing, at least in the short term. • Younger workers will still need to live with parents more often, leading to more multi-generational housing and granny flat building. If you’d like to move in 2022, keep your eye on news stories, and give me a call for help making plans.
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It’s a great question, especially as single family home prices have skyrocketed. Before buying a condo (or any investment), here are three goals to consider: • Can the rent cover your mortgage, plus 5-10% costs, plus the HOA fee? To make it a sensible investment, you want to cover your financial bases. • Do you want to sell within 7 years? If you plan to sell quickly, then you need to buy in a rising market. If you plan to hold the property, then you have more flexibility, because you’ll build more equity over time. • Do you want to hold until you retire, then move in? This works if you can find a condo that is easily rentable in the location where you want to live when the time comes. • Are you looking for cash flow? To have money flowing in, above and beyond what you owe for a mortgage, you’ll need to find a property that’s cheap compared to rents, or put more money down (or pay cash), or buy smart in a sharply rising rental market. In addition to your goals, always evaluate the stability of the HOA before buying. If you are interested in a condo investment in our area, let’s meet and look at options.
www.BREMove.com
December. 2021 • Issue No. 32
Movie Releases
Featured Recipe
White Chocolate Peppermint Patties
Silent Night
Prep Time: 20 min • Inactive Time: 1 hour • Total time: 1 h & 20 m
Ingredients • • • • •
1 (8 oz.) cream cheese, softened 4 tbsp salted butter softened 2 pounds confectioners’ sugar 12 oz. white chocolate, chips 2 tbsp. solid coconut oil
Wes Side Story
In Theaters December 3rd, 2021.
In Theaters December 10th, 2021.
They are ready to welcome friends and family for what promises to be a perfect Christmas gathering. Perfect except for one thing: everyone is going to die.
West Side Story explores forbidden love and the rivalry between the Jets and the Sharks, two teenage street gangs of different ethnic backgrounds.
Directions
1. With an electric mixer on low speed, combine powdered sugar, cream cheese, butter, and peppermint extract. 2. Gradually add the powdered sugar. 3.Scoop a ball of the dough and roll it into a ball in your hand. Use additional powdered sugar if it’s too sticky. 4. Place on a parchment-lined pan and freeze for an hour. 5. Microwave chocolate and coconut oil 10-second intervals until melted. 6.Dip chilled peppermint disk into melted chocolate, tapping off excess; Sprinkle with crushed peppermints. 7. Repeat with remaining peppermint disks. Chill until set, 15 to 20 minutes. Store, refrigerated, in an airtight container.
Spider-Man: No Way Home
The King’s Man
In Theaters December 17th, 2021.
In Theaters December 22nd, 2021.
Our friendly neighborhood hero is unmasked and no longer able to separate his normal life from the high-stakes of being a Super Hero.
In the early years of the 20th century, the Kingsman agency is formed to stand against a cabal plotting a war to wipe out millions.
Things To Do Lights on the Bay
Chocolate Binge Festival
Holiday light show featuring a two mile scenic drive along the shores of the Chesapeake Bay through Sandy Point State Park, with more than 70 displays.
There is something for everyone including 35 Chocolate vendors, shopping from dozens of local artists, drinks, food, and live music, and did we mention Chocolate.
December 1st, 2021- January 2nd, 2022 1100 East College Parkway, Annapolis, MD
The Polar Express Trainride
Vintage Christmas Market
Climb aboard The Polar Express; your family will cherish this forever! Come in your pajamas as a family to watch the live performance of the The Polar Express.
Come to our Vintage Christmas Market! There will be 20 vendors each evening, plus a fun photo prop, and outdoor Christmas movies playing on the projector!
Mayor’s Christmas Parade
Jolly Express Cruise
The parade will feature floats, over 100 Harley Davidson motorcycles, a steam calliope, great bands, Mummers of Philadelphia, and of course Santa!
Miss Anne will be adorned with reindeer spirit for an intimate 45-minute “sleigh ride” with Captain Santa at the helm, including hot cocoa and good cheer.
December 2nd-5th, 2021 901 W. Pratt Street Baltimore, MD
December 5th, 2021 Baltimore, MD
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December 5th, 2021 55 West Street, Annapolis, MD
December 12th & 18th, 2021 1047 Saint Stephens Church Road, Crownsville, MD
December 17th-19th, 2021 1 Dock Street, Annapolis, MD
December. 202
Sports
Baltimore Ravens at Pittsburgh Steelers December 5th
Baltimore Ravens at Cleveland Browns December 12th
Green Bay Packers at Baltimore Ravens December 19th
Baltimore Ravens at Cincinnati Bengals December 26th
Chicago Blackhawks at Washington Capitals
Washington Capitals at Winnipeg Jets
December 2nd
December 17th
Columbus Blue Jackets at Washington Capital
Los Angeles Kings at Washington Capitals
December 4th
December 19th
Anaheim Ducks at Washington Capitals
Washington Capitals at Philadelpphia Flyers
December 6th
December 21st
Pittsburgh Penguins at Washington Capitals
Washington Capitals at New York Islanders
December 10th
December 23rd
Washington Capitals at Buffolo Sabers
Ottawa Senators at Washington Capitals
December 11th
December 27th
Washington Capitals at Chicago Blackhawks
Nashville Predators at Washington Capitals
December 15th
December 29th
Washington Football Team at Las Vegas Raiders December 5th
Dallas Cowboys at Washington Football Team
Washington Capitals at Detroit Red Wings December 31st
December 12th
Washington Football Team at Philadelphia Eagles December 19th
Washington Football Team at Dallas Cowboys
21 • Issue No. 32
December 26th
Trivia Challenge
Military Bowl
December 27th, 2021 550 Taylor Avenue Annapolis, MD
The Military Bowl is a post-season NCAA-sanctioned Division I college football bowl game that has been played annually each December.
New Year’s Eve Cruise December 31st, 2021 555 Light Street, Baltimore, MD
Make your New Year’s Eve memorable with this special celebration on the water. Ring in the New Year on an exclusive and fun cruise aboard a luxury yacht!
December Trivia Challenge Question What department store is responsible for the creation of Rudolph the Red-Nosed Reindeer?
Midnight Noon
December 31st, 2021 601 Light Street Baltimore, MD
Count down to the New Year at the Maryland Science Center’s annual Midnight Noon! Enjoy loads of festive activities that will get you in the mood to celebrate.
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Monthly Trivia Challenge Want to Win a $100.00 Visa Gift Card?
It’s easy to play! Answer the Trivia Challenge question on page 3. Each month, all correct entries have a chance of winning the gift card. It’s time all that seemingly random knowledge you’ve stored up is not so useless after all!
Want to Enter?
Email ClientCare@BREMove.com with the word “TRIVIA CHALLENGE” in the subject line. Good luck!
Last Month’s Question: What is the Chinese Harvest Called? Last Month’s Answer: The Moon Festival
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Congratulations to Last Month’s Winner! Tara Dilday
www.BREMove.com
December. 2021 • Issue No. 32