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Can You Be On The Deed Of A Home, If You’re Not On The Mortgage? Yes, you can be on the title or deed of the home as an owner without being on the mortgage. The person who has the mortgage is also an owner of the home. You are co-owners, but not co-borrowers.
Homeowners Are Staying Longer... A decade ago, I could expect homeowners to move every 5 to 7 years. Today it’s 8 to 10 years. That’s one reason for the tight housing market. When an owner finally does decide to sell, the longer they’ve been in the house, the harder it can be to see their home as a commodity. A side effect of a long residency is lack of price perception. You may attach more (or less) value to your home than the market will bear. Rather than ‘going by our guts’ in pricing your home, we can interpret market data together to find the right price to get the highest offers. After 10+ years, you could be “house blind” to your own furnishings, unaware of what helps or hinders the value of your home at first sight. I’ll help you prioritize what needs to be done. There’s more to do. I understand you need time and help with resources to prepare your home and get moved. You don’t have to do it alone. I’ve got a long list of service providers and will refer you to the right people, some of whom will take payment after selling. Leveling Off... The trend towards rising prices is already leveling off in some areas. However, interest rates are still low and buyers are still buying, so now might be your best chance to make the highest profit ever on your home. Let me know you’re interested in selling. Contact me for a no-obligation consultation.
There are important implications. The lender who provided the mortgage has a first position lien on the property. If something happens to the borrower, the mortgage company has the right to request payoff of the mortgage. The owner on title may now need to sell the house to satisfy the loan payoff, or be able to qualify to get a new loan to cover the value of the remaining loan amount. This kind of problem occurs in a variety of situations. For instance, if parents put their adult children on the deed to a home as a method of handling inheritance, but the kids are not able to satisfy the loan requirements if the parents pass away or become incapacitated. Let me know if you have other questions.
What’s The Difference Between A Craftsman And A Cottage? A cottage is any small home with “quaint” features, like a cozy breakfast nook, built-ins, a simple interior, and a rustic feel. It can be any architectural style, like Craftsman, Cape Cod, farm house, barn, Normandy, etc. Many converted garages are called cottages. The confusion is that Craftsman style homes also have quaint, cottage-like features. However, Craftsman design has characteristics that define it specifically as a Craftsman home. Some of the cutest cottages are small Craftsmans, combining the earthy elements of the Craftsman style with the cozy quaintness of a cottage.
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July. 2021 • Issue No. 27
Sports
Movie Releases
Featured Recipe
Baltimore Orioles at Los Angeles Angels
Los Angeles Dodgers at Washington Nationals
Toronto Blue Jays at Baltimore Orioles
Washington Nationals at San Diego Padres
Chicago White Sox at Baltimore Orioles
Washington Nationals at San Francisco Giants
July 2nd - 4th
Grilled Salmon Steaks with Cilantro-and-Garlic Yogurt Sauce Prep Time: 10 min • Cook Time: 15 min • Total time: 25 min
Ingredients • • • • • • • • •
Vegetable oil (for grill) 2 serrano chiles 2 garlic cloves 1 cup cilantro leaves with tender stems ½ cup plain whole-milk Greek yogurt 1 Tbsp. extra-virgin olive oil 1 tsp. honey Kosher salt 2 12-oz. bone-in salmon steaks
The Boss Baby: Family Business
Black Widow
In Theaters July 2nd, 2021.
In Theaters July 9th, 2021.
The Templeton brothers have become adults and drifted apart, but a new boss baby is about to bring them together and inspire a new family business.
A film about Natasha in her quests as the U.S.S.R. breaks up and tries to kill her. The action moves to present-day New York, where she is a freelance operative.
July 6th - 8th
July 9th - 11th
Baltimore Orioles at Kansas City Royals July 16th - 18th
Baltimore Orioles at Tampa Bay Rays
1. Prepare a grill for medium-high heat; oil grate. Remove seeds from 1 chile. Purée chiles, garlic, cilantro, yogurt, oil, honey, and ¼ cup water in a blender until smooth; season with salt. Transfer half of sauce to a small bowl and set aside. 2. Season salmon steaks lightly with salt. Grill, turning once or twice until flesh is starting to turn opaque. Continue to grill, turning often and basting with remaining sauce, until opaque all the way through. Serve with reserved sauce alongside.
Snake Eyes
In Theaters July 9th, 2021.
In Theaters July 23rd, 2021.
Basketball superstar LeBron James teams up with the Looney Tunes gang to defeat the Goon Squad and save his son.
An ancient Japanese clan welcomes Snake Eyes after he saves their heir. When secrets from his past are revealed, his honor and allegiance get tested.
July 9th - 11th
San Diego Padres at Washington Nationals
July 16th - 18th
Miami Marlins at Washington Nationals
July 19th - 21st
Washington Nationals at Baltimore Orioles
Washington Nationals at Baltimore Orioles
Miami Marlins at Baltimore Orioles
Washington Nationals at Philadelphia Phillies
Baltimore Orioles at Detroit Tigers
Chicago Cubs at Washington Nationals
July 27th - 28th
Space Jam: A New Legacy
July 5th - 8th
July 19th - 21st
July 23rd - 25th
Directions
July 1st - 4th
July 29th - August 1st
July 23rd - 25th
July 26th - 29th
July 30th - August 1st
Trivia Challenge
Things To Do
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4th of July Parade in Historic Annapolis
Party in the Park
Christmas in July Craft Fair
July 3rd, 2021.
July 10th, 2021.
July 24th - 25th, 2021.
Celebrate all weekend long as Annapolis welcomes back residents and visitors. Come join this patriotic salute to our nation and frontline workers, with marching bands, fire engines, cars, service clubs, and scouts!
Baltimore Humane Society’s Party in the Park takes Saturday afternoon to the next level! This event features an outdoor afternoon concert featuring High Voltage, the nation’s premier AC/DC tribute band!
Are you a lover of all things Christmas? Come out to attend our event featuring one‑of‑a‑kind handcrafted decorations, gifts, and everything you need to get a jump start on the most magical holiday!
Fireworks on the National Mall
Yoga on the Farm
Trackside Trivia
July 4th, 2021.
July 11th, 2021.
July 29th, 2021.
It’s the biggest holiday in the Nation’s Capital! The National Mall provides prime viewing for the Salute to America flyovers and the annual fireworks spectacular, which promises to be one of the largest in recent memory.
Greet the morning with a morning yoga session among our wildflower fields! We will be set up outdoors for a morning session of movement and stretching through an energizing yoga session lead by Allie.
Round up your best trivia team for trivia at the B&O! Join us under the spacious outdoor pavilion for a night of trivia, trains, drinks, and all-around fun. Get ready to think fast and have a blast!
Vintage Virginia Wine & Food Festival
NEF Fest
Bike to the Beach
July 5th, 2021.
July 17th, 2021.
July 30th, 2021.
Experience The Tastes of Northern Virginia’s Best Wine Festival! Over 200 Different Wines From Over 20+ Virginia Wineries in an ALL-YOU-CARE-TO-TASTE affair. Tickets also include a souvenir wine glass.
NEF Fest is an all-day music festival that will have two stages and 17 local bands playing throughout the festival. This event is a celebration of local music, local beer, and local vendors & crafters!
Support the Autism and disABILITY community in Washington DC with the experience of a lifetime! This beautiful ride to Dewey Beach, DE is the best way to make a positive difference right in your own backyard.
July. 2021 • Issue No. 27
July Trivia Challenge Question What movie is this famous quote from? “You’re gonna need a bigger boat.”
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a i v i r New Monthly T
e g n e l l a h C
Want to Win a $100.00 Visa Gift Card?
It’s easy to play! Answer the Trivia Challenge question on page 3. Each month, all correct entries have a chance of winning the gift card. It’s time all that seemingly random knowledge you’ve stored up is not so useless after all!
Want to Enter?
Email ClientCare@BREMove.com with the word “TRIVIA CHALLENGE” in the subject line. Good luck!
Last Month’s Question: How many English words can you make by changing the last letter in the word June? Last Month’s Answer: One (Junk)
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Congratulations to Last Month’s Winner! Jeremy Clarkson
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July. 2021 • Issue No. 27
