Business Strategy E Magazine - Dec 2022

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$9.99 BUY ON AMAZON MAGZTER ISBN: 978-81-953570-0-0 DECEMBER 2022 | Issue 30 E-magazine STRATEGY BUSINESS SINGAPORE Diary BIZEMAG MEDIA at Singapore Fintech Festival 2022 Blockchain Technology in The BIOTECH SECTOR Significance of Blockchain Technology in BANKING & FINANCE Understanding BLOCKCHAIN TECHNOLOGY What Makes Blockchain Technology The Most Booming Technology of Future? Suffocation at Workplace
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December 2022, ISSUE 30 | 3 CONTENT

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Block Chain Technology & Its Increasing Influence

Believe it or not, Blockchain technology will impact the world beyond cryptocurrency. Though introduced as a spinal cord of Crypto, blockchain technology is expanding its application. It is undoubtedly going to have an inevitable impact on our future. Here are some of the core domains that will change with Blockchain as the fuel:

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Cybersecurity: Data encryption that forms a central pillar for cybersecurity is based on blockchain technology. Unauthorised changes and hacks leading to data leakage are not possible with blockchain technology at guard.

Banking and Payments: Digital money transfer featuring faster and safer money exchange is based on blockchain. May nationalised banks already use blockchain technology to initiate safer money exchanges and protect banking data.

Unified Communications: one of the most significant domains where blockchain usage has risen by leaps and bounds is the unified communications system. Blockchains are forming a backbone for safer and more reliable communication with automated calling, encrypted emails, and much more.

Though not much is discussed, blockchain technology is also greatly used in the biotech sector. Blockchain is practically everywhere, from modelling the cancer spread in the human body to contributing to the commercial biotechnology industry.

Contact us for feedback or submission of your story at contact@bizemag.com

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Dr.

Bizemag Media at Singapore Fintech Festival 2022

Dr. Vaneeta Aggarwal participated in Singapore Fintech Festival 2022 representing Bizemag media to cover several business interviews. The festival was a large expo of business companies from all over the globe. These companies are working in the fintech sector and are mainly focusing their services and products in South Asia.

Fintech is an evergreen and one of the most significant elements of a business, specifically digital businesses. The different businesses that exhibited in the Expo are working in different ways that are related to finance & application of technology in finance viz. monetary transactions, security, ESG solutions, new apps, blockchain technology applications, biotech innovations, FMCG, Retail, Media, Marketing and more.

We are listing a few business meetings and glimpse of Bizemag interactions in this article.

The expo began on 2nd November at 9:00 am with a huge inflow of delegates from different parts of the globe. There was a huge queue of cabs and cars lined outside the Singapore Expo, the hub of Singapore Fintech Festival (SFF). The entry and registration were a very smooth process with self-registering and printing kiosks managed by an army of volunteers. Every delegate was given a 3-day meal wrist tag while as a media company, our ID was enough to enter the food court.

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First, we had a round through 5 halls with different sized stalls. Then we break into conversations with a few of the delegates and CEOs present there. Here are some of the pics with the captions. The business interviews can be watched at https://youtube.com/@bizemag on playlist SFF2022

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Blockchain Technology in the BIOTECH SECTOR

Blockchain has become typically synonymous with bitcoins and cryptocurrencies. However, the truth is that Bitcoins and digital cryptocurrency are the two most popular application areas of Blockchain technology. There are several other application domains of Blockchain technology.

Though blockchain technology came into the headlines for being the underlying tech for crypto, many business giants like Amazon and Microsoft soon took over the technology to implement it in their business operations. There are several other fields where blockchain technology is being used, and no wonder it leads to some potentially excellent outcomes. One such field is Biotech or the Biotechnology Industry. Let us explore how Blockchain technology can revolutionize the Biotechnology sector.

Many leading blockchain technology analysts like Bill Fearnley have stated that apart from crypto, blockchain technology can be precious for retails, manufacturing, supply chain, healthcare, and government state operations.

Blockchain Technology in Biotech

Recent biotechnology closely relies on data analysis and management. Some of the core areas where blockchain has been used re-

cently are:

• Enhancing food traceability

• Streamlining remittances

• Securing electronic health records

• Tackling climate change

• Ensuring genomic data privacy

• Training and using artificial intelligence for better healthcare management

• Supporting vast data analysis and management for clinical trials.

The best part about using blockchain technology in biotechnology is that blockchain is a decentralized concept. There is no one at the center to control the entity. So, multiple nodes can form a bind with each other and help for synchronized yet distributed data management. This decentralized model helps to safeguard the integrity of the blockchain ledger even if the individual data is lost. Blockchain technology is based on an append-only model, and this specific model guarantees a traceable yet tamper-proof virtual ledger.

Blockchain has been used in multiple industries. The production of biological products is one of those industries. However, there is no direct implantation of blockchain in life sci-

ences. As of now, the prominent use of blockchain in biotechnology is for tracing supply chains, analysis-management-storage of vast data needed for clinical trials or genomic data storage. Mostly Blockchain technology in biotech or medicine is used for peripheral applications like storing and sequencing data. It has also helped to solve some of the most complex technology-dependent hurdles of biotechnology. Blockchain has yet to help in the exploitation of fundamental biological questions.

Block Chain Technology in Cancer Study

One of the significant areas of research interest involving blockchain technology and biotechnology is the Blockchain Model of Cancer Evolution.

Cancer has been a long-standing question in front of humans. Researchers have been trying day in and out to explore more about cancer to treat the disease. Blockchain technology is now being used for record-keeping cancer lineage tracing using probes. There is a striking resemblance between the clonal evolution in cancer cells and blockchain technology. Even the epigenetic mutations in cancer cells closely resemble the working model of blockchain technology.

Cancer cells follow the mechanism of survival of the fittest that was proposed

centuries back by Charles Darwin to explain the fundamental theories of evolution. Blockchain technology also follows something similar, where each block can be considered a unit of evolution. Cancer evolution and blockchain technology have high-fidelity retrospective lineage tracing. Through various experimental manipulation of models, this similarity has been established. By exploiting this similar concept, humans can now use blockchain technology to study and understand more about cancer cell behavior.

Signaling Pathway and Boolean Logic of Bloc Chain Technology

If you have ever heard about smart contracts, you must know how they are based on the principles of conditionality. Boolean logic gates have several operators, such as conjunction, disjunction, and negotiation. They work on binary values of 0 and 21. The same principles are followed in the case of human cell signaling. Cell signaling is the fundamental principle for operating most physiological processes in the human body.

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An excellent understanding of cell signaling can help understand physiology better and help to develop many drugs that will induce proactive signaling in the body. With the help of classically created Boolean logic gates, we can study cell signaling in a virtual environment. Declarative languages closely resemble cell signaling operations in humans. Boolean logic gates offer a robust approach to forming complex network models and extracting relevant biological information from the same. If we can compile the knowledge of molecular mechanisms

and signaling pathways, humans can study more about signaling pathways in the body. Boolean logic, which is a substrate for the blockchain tech model, offers an integral synthetic biological system that helps in the following fields:

• Biosensing

• Pharmaceuticals

• Biofuels

Booleans logic and blockchain technology has widespread applications in genomic studies. The encoding pattern of Boolean-based blockchain technology and

the central human genomic materials like DNA and RNA are astonishingly similar. Logic gates and their usage are relevant for studying genomics and, most importantly, developing new-age genome medicines. Binary toggling is extensively used in developing monoclonal antibodies and chimeric antigen receptors (CAR T Cells).

In a nutshell, blockchain technology helps conduct many biotech experiments virtually and predict the behavior of cells in the human body. Blockchain technology is still an untapped gem in the world of biotechnology.

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They help in the direct study of model biological organisms. The two usages described here are blockchain-based retrospective lineage tracing and monitoring the complex networks. In addition, there are several usages of blockchain technology in biotechnology, many of which still need to be explored. Biology is still an unchartered region for blockchain. In future, there may be more significant and broader applications of blockchain in biotechnology, and with its help, we will surely be able to develop many more opportunities in biotechnology.

Wrapping It Up

With the fourth industrial revolution waving its flags, Blockchain technology has predominantly impacted the Industrial Internet of Things (IIoT). Blockchain technology is typically helping in improving, securing, and streamlining the traditional biotech industrial processes by creating a sustainable connection between social, economic, and environmental aspects, all of which are closely related to biotechnology.

Significance of Block chain Technology in Banking and Finance

Blockchain has become a buzzword in recent years, which is not surprising given how it is changing the dynamics of many industries. Blockchain technology is expected to transform the way we do business, not just in the banking industry, but also in healthcare, government, retail, and other industries.A blockchain, in essence, is a distributed ledger of records or public databases that are openly shared among disparate users and create an immutable record of their transactions. These transactions are cryptographically secured to prevent tampering.

Blockchain has the potential to completely transform the banking industry, making it more transparent, efficient, secure, and cost-effective.

tions more efficient, cost-effective, transparent, and secure. Currently, money transfers from one country to another can take several days and involve a number of third parties.Each of these parties receives a cut of the transaction. This means that the sender may have lost a significant amount of money by the time the money arrives at its destination. Blockchain technology, for both international businesses and consumers, enables faster and simpler peer-to-peer transactions that are more effective, for example, through a Bitcoin wallet.

By accelerating international transfers, blockchain has the potential to make international transfers and monetary transac-

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Here are some of the ways blockchain technology will impact the banking system in the future:

Blockchain is essentially a digital ledger that records transactions between two parties in an unalterable manner. Each transaction is validated by computers on a network before it is added to the blockchain and cannot be changed or tampered with once completed.

1. By enhancing security and reducing fraud

Blockchain can also aid in the elimination of fraud by creating a clear audit trail. It also has multiple redundancies, making it nearly impossible to change any information that has been uploaded to this network.

Because the Blockchain network is maintained by thousands of computers, there is no centralised point from which hackers could attack the network and change data without leaving any evidence. This feature of blockchain makes it extremely relevant in the current global scenario of rampant cybercrime and widespread ransomware attacks, which can compromise sensitive information and cause victims to lose hundreds of thousands of dollars.

However, you should continue to protect your Windows and use a VPN for added security. You should also consult our Ransomware

Checklist to ensure that you have a proper cybersecurity strategy in place in case you become a victim of a cyber-attack.

2. By lowering bank and customer costs

Blockchain has the potential to significantly reduce the cost of banking services while also improving product quality.Today, financial institutions are looking for ways to use this technology to solve speed and cost issues. When using blockchain, some tasks can be automated. The blockchain is a distributed database that is safe, transparent, and simple to use. These characteristics enable the automation of some banking-related processes.

3. By lowering human error

According to various reports, human errors in accounting, record-keeping, and reconciliation are among the leading causes of fraud. In terms of security operations, it is frequently an unintentional human error or simple negligence that has resulted in massive cyber security issues.Blockchain uses an automated method to record transactions that cannot be changed later. Many manual processes will be phased out by using this technology, reducing human errors, improving efficiency, and mitigating the impact of cyber threats.

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4. By Making Lending More Convenient for Lenders and Borrowers

Lending is an essential component of banking. Maintaining liquidity, or the ability to pay for cash requirements, is critical for both corporate and retail customers. Furthermore, lending is one of the revenue generators for banks. This implies that it is critical for banks to get this right.Lending will gradually become easier with blockchain technology because transactions will be settled instantly. This can help to avoid issues like double spending and defaulting. Blockchain technology has the potential to reduce the time it takes to open a bank account from days to minutes.

5. By possibly removing middlemen and commissions

Blockchain enables people to trade directly with one another by using a shared ledger to keep track of transactions. This eliminates the need for intermediaries such as stock exchanges and banks.If banks are cut out of the loop, their stock prices will inevitably suffer. However, it is less clear for middlemen such as stock exchanges, which provide essential services for trading shares.They may still play a role in providing liquidity and security to blockchain-based financial systems, but with the advent of blockchain technology, the days of profiting from broker fees are likely to be over.

6. Variety Useful Cases

From voting to business contracts, blockchain can be used for anything. It is a recording system with no centralised authority, making it nearly impossible to hack and tamper with.The data stored in a blockchain system is shared across a vast network of computers, and it cannot be changed unless the majority of computers in the network agree.

7. Finance for Trade Trade financing is another area where blockchain is expected to have a significant impact. Trade finance encompasses all financial activities related to international trade and commerce. Did you know that in many trade finance transactions today, invoices, letters of credit, and bills are still used? You can complete this task online in many order management systems, but it takes a long time. By digitising and eliminating the time-consuming manual process, blockchain can help to streamline the trading process.

8. Credits and Loans

To underwrite loans, traditional banking institutions use a credit reporting system. Thanks to blockchain, we can see the future of peer-to-peer lending, as well as faster and more secure loan processes in general, and even complex programmed loans that can resemble syndicated loan structures or mortgages.To assess risk, banks that process loan applications consider factors such as credit scores, homeownership status, and debtto-income ratio. To gather all of that information, they'll need your credit report from specialised credit agencies.

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9. Quicker Payment

Faster payments with lower processing fees are a sure way to increase customer satisfaction. As a result, BFSI institutions should rely on emerging technologies to provide a decentralised payment channel. Banks may provide better service, develop new products, and eventually compete with innovative fintech start-ups by offering better security and lower payment. Additionally, by implementing blockchain, banks will be able to reduce the need for third-party verification and accelerate the processing of traditional bank transactions.

10. System of Settlement and Clearance

Blockchain has the potential to enable banks to settle

transactions directly and track them more effectively than traditional methods such as SWIFT. Because of the way our financial system is set up, a standard bank transfer takes a few days to settle.

Many banks face logistical challenges when it comes to transporting money around the world. Before reaching its destination, a basic bank transfer must pass through a complex chain of intermediaries, such as custodial services. Bank accounts must be reconciled throughout the global financial system, which is comprised of a vast network of funds, asset managers, dealers, and other businesses.

How will blockchain impact the banking industry in the future?

Blockchain must meet a number of criteria before becoming a mainstream technology in banking. It is critical to first construct the infrastructure required to run a global network using matching solutions. Only through widespread adoption will blockchain be able to disrupt the industry.

However, the investment will be well worth it. Blockchain, when fully implemented, is expected to allow banks to process payments more quickly and accurately while also lowering transaction processing costs.

UNDERSTANDING BLOCK CHAIN TECHNOLOGY

What Exactly Is a Blockchain?

Ablockchain is a distributed database or ledger that is shared among computer network nodes. A blockchain, like a database, stores information electronically in digital format. Blockchains are best known for their critical role in cryptocurrency systems like Bitcoin, where they keep a secure and decentralised record of transactions. The blockchain's innovation is that it ensures the fidelity and security of a data record and generates trust without the need for a trusted third party.

The way data is structured differs significantly between a traditional database and a blockchain. A blockchain collects information in groups known as blocks, which hold sets of data. When a block's storage capacity is reached, it is closed and linked to the previous filled block, forming a data chain known as the blockchain. All new information that follows that newly added block is compiled into a newly formed block, which is then added to the chain once it is complete.

A database typically organises its data into tables, whereas a blockchain, as the name suggests, organises its data into chunks (blocks) that are linked together. When implemented decentralized, this data structure creates an irreversible data timeline. When a block is completed, it becomes permanent and becomes a part of this timeline. When a block is added to the chain, it is given an exact timestamp.

In Simple Terms, What Is a Blockchain?

A blockchain is simply a shared database or ledger. Data is stored in data structures called blocks, and each network node has an exact replica of the entire database. Because if someone tries to edit or delete an entry in one copy of the ledger, the majority will not reflect this change and will reject it, security is ensured.

How Many Blockchains Exist?

The number of active blockchains is increasing at an alarming rate. There are over 10,000 active cryptocurrencies based on blockchain as of 2022, with several hundred more non-cryptocurrency blockchains.

What Is the Distinction Between a Private and a Public Blockchain?

A public blockchain, also known as an open or permissionless blockchain, is one in which anyone can freely join the network and set up a node. Because of their open nature, these blockchains require cryptography and a consensus system such as proof of work (PoW). In contrast, a private or permissioned blockchain requires each node to be approved before joining. Because nodes are trusted, the layers of security do not need to be as strong.

What Exactly Is a Blockchain Platform?

A blockchain platform enables users and developers to build new applications on top of existing blockchain infrastructure. One example is Ethereum, which has its own cryptocurrency called ether (ETH).

However, the Ethereum blockchain enables the development of smart contracts, programmable tokens used in initial coin offerings (ICOs), and non-fungible tokens (NFTs). These are all built around the Ethereum infrastructure and secured by Ethereum network nodes.

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Who Created the Blockchain?

Stuart Haber and W. Scott Stornetta, two mathematicians who wanted to implement a system where document timestamps could not be tampered with, proposed blockchain technology in 1991.

Nick Szabo, a cryptographer, proposed using a blockchain to secure a digital payment system known as bit gold in the late 1990s (which was never implemented).

Is Blockchain Secured?

In several ways, blockchain technology achieves decentralised security and trust. To begin, new blocks are always stored in a linear and chronological order. That is, they are always added to the blockchain's "end." It is

extremely difficult to go back and change the contents of a block after it has been added to the end of the blockchain unless a majority of the network has reached a consensus to do so. This is due to the fact that each block contains its own hash, as well as the hash of the block before it and the previously mentioned timestamp. A mathematical function converts digital information into a string of numbers and letters to generate hash codes. If that information is changed in any way, the hash code will change as well.

Assume a hacker, who also operates a node on a blockchain network, wishes to alter a blockchain and steal cryptocurrency from everyone else. If they changed their single copy, it would no longer be in sync with everyone else's copy. When everyone else compares their copies to each other, this one copy will stand out, and the hacker's version of the chain will be dismissed as illegitimate.

Blockchain Advantages

1. Accuracy in Blockchain:

Transactions on the blockchain network are validated by a network of thousands of computers. This eliminates almost all human involvement in the verification process, resulting in less human error and a more accurate record of data. Even if a computer on the net-

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work made a computational error, it would only affect one copy of the blockchain. That error would have to be made by at least 51% of the network's computers for it to spread to the rest of the blockchain, which is nearly impossible for a large and growing network like Bit coin’s.

2. Cost Reduction

Customers typically pay a bank to verify a transaction, a notary to sign a document, or a minister to perform a marriage ceremony. Blockchain eliminates the need for third-party verification, as well as the costs associated with it. Business owners, for example, pay a small fee whenever they accept credit card payments because banks and payment-processing companies must process those transactions. Bitcoin, on the other hand, lacks a centralised authority and has low transaction fees.

3. Decentralization

Blockchain does not keep any of its data in a centralised location. Rather, the blockchain is replicated and distributed across a network of computers. Every computer on the network updates its blockchain whenever a new block is added to the blockchain. Blockchain becomes more difficult to tamper with by disseminating that information across a network rather than storing it in a single central database. If a hacker obtained a copy of the blockchain, only a single copy of the information, rather than the entire network, would be compromised.

4. Effective Transaction

Transactions processed by a central authority can take several days to settle. If you try to deposit a check on Friday evening, for example, the funds may not appear in your account until Monday morning. Unlike financial institutions, which operate during business hours, typically five days a week, blockchain operates 24 hours a day, seven days a week, and 365 days a year. Transactions can be completed in as little as 10 minutes and are secure within a few hours. This is especially helpful for cross-border transactions, which typically take much longer due to time zone differences and the fact that all parties must confirm payment processing.

5. Private Transaction

Many blockchain networks function as public databases, which means that anyone with an Internet connection can view the network's transaction history. Although users can view transaction details, they cannot view identifying information about the users who made those transactions. It is a common misconception that blockchain networks, such as bitcoin, are anonymous, when they are only confidential.

6. Secured Transaction

Once a transaction is recorded, the blockchain network must validate its authenticity. Thousands of computers on the blockchain race to

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confirm that the purchase details are correct. The transaction is added to the blockchain block after it has been validated by a computer. Each block on the blockchain contains its own unique hash, as well as the unique hash of the previous block. When the information on a block is changed in any way, the hash code of that block changes; however, the hash code of the block after it does not. This disparity makes it extremely difficult to change information on the blockchain without being noticed.

7. Transparency

The majority of blockchains are completely open-source software. This means that anyone with access to the code can view it. This enables auditors to examine the security of cryptocurrencies such as Bitcoin. This also implies that there is no real authority in charge of who controls Bitcoin's code or how it is edited. As a result, anyone can propose changes or upgrades to the system. Bitcoin can be updated if a majority of network users agree that the new version of the code with the upgrade is sound and worthwhile.

Is Blockchain a Illegal Activity?

While blockchain network confidentiality protects users from hacks and maintains privacy, it also allows for illegal trading and activity on the blockchain network. The Silk Road, an online dark web illegal-drug and money laundering marketplace that operated from February 2011 until October 2013, when it was shut down by the FBI, is probably the most cited example of blockchain being used for illicit transactions.

By using the Tor Browser and making illegal purchases in Bitcoin or other cryptocurrencies, users can buy and sell illegal goods without being tracked on the dark web. Current regulations in the United States require financial service providers to obtain information about their customers when they open an account, verify each customer's identity, and confirm that customers do not appear on any list of known or suspected terrorist organisations.

This system has both advantages and disadvantages. It allows anyone to access financial accounts, but it also makes it easier for criminals to transact. Many have argued that the good uses of cryptocurrency, such as banking for the unbanked, outweigh the bad uses of cryptocurrency, especially since most illegal activity is still carried out in an untraceable manner.While Bitcoin was initially used for such purposes, its transparency and maturity as a financial asset has resulted in illegal activity shifting to other cryptocurrencies such as Monero and Dash. Illegal activity now accounts for a very small percentage of all Bitcoin transactions.

Regulations

Many people in the cryptocurrency community have expressed concern about government regulation of cryptocurrencies. While it is becoming increasingly difficult, if not impossible, to end a decentralised network like Bitcoin, governments could theoretically make it illegal to own cryptocurrencies or participate in their networks. As large companies like PayPal begin to allow the ownership and use of cryptocurrencies on their platform, this concern has diminished.

What makes Block chain technology the most booming technology of future?

WHAT IS BLOCK CHAIN MANAGEMENT?

Blockchain was developed in 1991 as a technique to store and secure digital data. Blockchain is a digital database that multiple parties can access at the same time. One of its primary advantages is that the recorded information is difficult to change without the agreement of all parties involved. According to IBM, each new record becomes a block with a unique, identifying hash. A blockchain is created by connecting the blocks into a chain of records. Blockchain technology is used by the Bitcoin cryptocurrency.

Blockchain facilitates the verification and traceability of multistep transactions that require verification and traceability. It can ensure secure transactions, lower compliance costs, and accelerate data transfer processing. Blockchain technology can aid in contract management and product auditing. It can also be used to manage titles and deeds, as well as voting platforms.

WHAT IS THE SCOPE OF BLOCK CHAIN MANAGEMENT?

In the banking industry, blockchain technology has been used brilliantly. Financial institutions were unable to handle the increased demand that resulted from demonetization, emphasising the need for a centralised specialist to handle financial transactions.

WHAT ARE THE INDUSTRIES THAT WILL BE DISRUPTED BY BLOCKCHAIN?

Several industries, including Unilever, Walmart, and Visa, have benefited from blockchain technology, in terms of transparency, security, and traceability. Given the benefits it provides, blockchain will revolutionise and redefine many industries. Here are the top five industries that will be significantly impacted by blockchain technology in the near future:

1. Banking

Cyber Security

Supply Chain Management

1. BANKING

Before Blockchain Banking, people had to pay transfer fees, which were both expensive and time-consuming. Furthermore, due to the exchange rate and other hidden costs, sending money overseas becomes even more difficult.

After Blockchain, there is no longer a need for a middleman. Blockchain is upending the banking system by offering a peer-to-peer payment system with the highest level of security and the lowest fees.Blockchain technology enables instant and borderless payments all over the world.Cryptocurrencies (such as Ethereum and bitcoin) eliminate the need for a third party to complete transactions.Blockchain stores all transactions in a public ledger that bitcoin users can access from anywhere in the world.

Consider the following ABRA example

• ABRA is a financial cryptocurrency application that facilitates peer-to-peer money transfers.

• Cryptocurrency users can use this app to save, send, and receive digital money on their electronic devices.

2. CYBER SECURITY

Prior to Blockchain - Previously, cyberattacks posed a significant risk to the public. Several organisations were working on an effective solution to protect data from unauthorised access and tampering.Due to peer-to-peer connections that cannot be tampered with, Blockchain quickly identifies malicious attacks.A cryptographic algorithm is used to verify and encrypt all data stored on the blockchain network.Blockchain, by eliminating the centralised system, provides a transparent and secure method of recording trans-

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2.
3.
4. Healthcare 5. Government

actions (without disclosing your private information to anyone)Guardtime, for example, is a software security company that provides blockchain-based products and services.Instead of relying on a centralised system, the company employs blockchain technology and distributes data to its nodes.

3. CHAIN SUPPLY MANAGEMENT

Prior to Blockchain - Due to a lack of transparency, supply chain management frequently faced challenges such as service redundancy, a lack of coordination among various

departments, and a lack of dependability.

Following BlockchainBlockchain technology allows for product tracking by facilitating traceability across the entire supply chain.

Blockchain allows multiple supply chain partners involved in the supply chain management system to verify and audit transactions. In a decentralised distributed ledger, blockchain records a product's transaction (history, timestamp, date, and so on). Each transaction is saved in a block.Anyone can use blockchain to verify the authenticity

or status of a product being delivered.

Consider the Pacific Tuna project as an example.

Blockchain supply chain management provides a step-by-step verification process for tracking tuna fish in this case. As a result of the process, illegal fishing is avoided.

4. HEALTH CARE

Prior to Blockchain - Patients in the healthcare system can instantly connect to other hospital and collect their medical data. Aside from the delay, there is a high risk of

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data corruption because the information is stored in a physical memory system.

After Blockchain, there is no longer a centralised authority, resulting in instant data access.Each block is linked to another and distributed across the computer node in this case. It becomes more difficult for a hacker to corrupt the data as a result.

United Healthcare, for example, is an American healthcare company that has used Blockchain to improve its privacy, security, and medical record interoperability.

5. GOVERNMENT

Prior to Blockchain, rigging votes was an illegal practise that occurred in most traditional voting systems. Citizens who want to vote must also wait a little longer in line and vote at a local authority, which is a time-consuming process.Blockchain Voters will be able to vote without having to reveal their identity in public. Officials count the votes with high precision because each ID can only be associated with one vote.Once a vote is entered into the public ledger, it cannot be deleted.

Consider MiVote as an example.

• MiVote is a blockchain-based token-based platform that functions similarly to a digital ballot box.

• Voters can cast their votes using MiVote on their smartphones, and the records are securely stored in the blockchain.

GOVERNMENT CORRUPTION ARE

REDUCED

While blockchain will not prevent crime, the World Economic Forum (WEF) has identified five use cases for blockchain to address weaknesses in government systems.

1. GOVERNMENT CONTRACTING / PUBLIC PROCUREMENT

According to the World Economic Forum, government contracting is the largest area of gov-

ernment spending with the highest potential for corruption worldwide. Through automated contracts, a blockchain-based process can facilitate third-party oversight of transactions and provide greater objectivity and uniformity. Transparency and accountability of transactions and participants would also improve. However, its implementation may be hampered by how it is implemented. According to the World Economic Forum, the easier it is to access and use the blockchain platform, the more vulnerable it is to abuse. Furthermore, if offline transactions continue outside of the blockchain platform, the blockchain platform's anti-corruption potential is limited.

2. REGISTRIES OF LAND TILES

As previously stated, blockchain can help some countries improve the efficiency of land title registries. According to the World Economic Forum, Honduras and India are collaborating to use blockchain to expand property rights and improve transparency in a process known for corrupt practises. Land registries based on blockchain technology could provide a secure, decentralised, publicly verifiable, and immutable record system for people to prove their land rights. One limitation would be that countries that do not have land registries would have to build and digitise the information before blockchain could be used.

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3. VOTING BY ELECTRONIC MEANS

Because of concerns about election security, voter registration integrity, poll accessibility, and voter turnout, governments are considering blockchain-based voting platforms. The information security properties of blockchain could aid in addressing election tampering and increasing poll accessibility. Blockchain's vulnerability to cyberattacks and other security issues, according to the WEF, would be a limitation.

4. REGISTRRIES OF BENEFICIAL CORPORATE OWNERSHIP

According to the World Economic Forum, secretly operated companies provide opportunities for money laundering, influence peddling, and influencing government investments. Blockchain can be used to create central registries to aid in the tracking of conflicts of interest and criminal activity. It could also improve transparency and disclosure. However, there are several limitations because most countries do not require businesses to keep beneficial ownership information on file. A blockchain-based registry would also neces-

sitate support from politicians, lawyers, banks, and large corporations, which could be difficult in some areas.

5. GRANT DISTRIBUTIONS

The opaque donation process is ripe for inefficiency and corruption due to the millions of dollars granted to various institutions. Blockchain technology has the potential to reduce the number of actors and managers, streamline the process, and improve verification. According to the WEF, one limitation would be among those who are less technologically savvy and may be excluded from grant disbursement processes. Furthermore, it would not address how grant recipients spend their funds.

FUNDAMENTAL OF BLOCK CHAIN MANAGEMENT

1. PUBLIC DISTRIBUTED LEDGER (PDLs)

A blockchain is a public distributed ledger that is decentralised and used to record transactions across many computers.A distributed ledger is a database that is shared among blockchain network users.The transactions are accessed and verified by bitcoin network users, making it less vulnerable to cyberattack.

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2. ENCRYPTION

Blockchain prevents unauthorised access by employing a cryptographic algorithm (SHA256) to keep the blocks secure.

Each blockchain user has their own key.

3. WORK DEMONSTRATION

Proof of work (PoW) is a method of validating transactions in a blockchain network that involves solving a complex mathematical puzzle known as mining.

4. MINING

Miners are rewarded in Blockchain for using their resources (time, money, electricity, etc.) to validate new transactions and record them on the public ledger.

FUTURE

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ONE HORIZON CENTER Golf Course Road, DLF Phase 5, Sector 43, Gurugram 9999503366 | www.iacuire.com With thought leadership, entrepreneurial expertise and rich experience in the industry, we have contributed to success stories of many companies and have established long-standing associations. Merger and Acquisitions • Cross Boarder Loan/Debt • Strategic Advisory Private Equity/VC • Licensing Solutions • Indian Business Set up • Advisory – India Entry Strategic Asset Management • Operational Transformations Advisory • Financial Modeling Target & Partner Identification • Joint Venture Negotiations GLOBAL M&A ADVISORS

SUFFOCATION AT WORKPLACE

work is going to fill a large part of your life, and the only way to be truly satisfied is to dowhat you believe is great work and the only way to do great work is love what you do.Don’t settle.”

“Your
Dr. Neeta Pant

Iam at a point in life where it has hit me hard that I am no more enjoying the job I am in for past 9+ years. Irony is, I am not too sure of what to do with this realization. Shall I quit? Shall I tough it out? Shall I coast for the time being or shall I start moonlighting so that I can put my energies into finding something suitable, something better? Does it sound like YOU too? Read on then…

I am sure we all have mornings when we rack our brain for an excuse not to go to work, or feel that weight in our chest as we get ourselves ready to leave the house for work. Few sure shot signs that we are feeling trapped in our job, and trust me, the damage it turncan be astonishing. Workplace becomes suffocating & toxic, closes in, and slowsus down. If we let it continue, we will end up losing our ambitions, confidence and self-esteem too.

We all are faced with challenges like this at some point in life. It is emotionally exhausting and draining to weighthe choices available and the endless implications that we have. Quitting seems to the only solution available, however we keep hearing voices like - “Play it safe”, “think it over” because change is always tough and at times scary too.

The million-dollar question is why does that happen? Isn’t it the same office that used to be our source of energy at some point of time? The same place that made our heart swell up with pride and joy? What went wrong here then?

Why do we feel suffocated at workplace?

There are plenty of reasons to feel suffocated in our job role. Researches suggests that Leadership is both the problem and solution to the challenges of workplaces. The behavioursand traits leaders exhibit and expect is crucial for the environment to become either strongly supportive or terribly suffocating, which are -

1. Unjustified Demands – Three criteria that drive a leader's decisions are : Time, Resources

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and Requirements. Lack of any of theseimplies doing more with less. This strategy may work short-term, but will add unnecessary pressure to work pace.

2. LeadershipLanguage – Leaders who speak the language of directing rather than guiding live in a false reality. Few leaders speak the language of figures/data only and their vision and mission on papers is different than what is reflected in their action. While figures are important as they feed higher level decisions; trust, transparency, dignity and communication plays a crucial role in workplace productivity.

3. Unreasonable Expectations – Adding another layer of deadline to an already pressing timeline is a sure shot recipe for burnout of employees. Another ingredient that gets added is by throwing the team into the fire of uncertainty with little or no guidance and that too against a deadline. Expecting too much too soon adds onto the team’s stress levels additionally.

4. Reward Conformism – Many leaders promote and propagate conformism which means encouraging the change in behaviour in order to fit in. They proliferate team members who conform to their ideas and thought process. For organisations, conformity means losing out on the positives of having a diverse team. For teams, conformity means losing their identity which makes them unique. Conformity can be dangerous when it holds people back from being themselves.

5. Lack Of Communication – Communication is at the heart of getting results. The organisation’s vision, mission& culture statement if not communicated properly can have drastic impact on the growth. The verbal and non-verbal messages leaders send either attracts followers or repels them. Organisational goals should be aligned with employee’s goals too. In want of the clarity, there will be confusion, misunderstanding which will lead to disagreement between the team and leaders.

Leading effectively is being aware of any suffocating practices and that’s the hardest part.

So, the work front isn’t great right now. Excitement, sense of accomplishment, joy, pride and fun has worn off and we feel suffocated, trapped but are we? How can we be sure that we are not misreading the situation, let’s explore -

Signs Of Suffocating Work Environment

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If our problems are beyond minor complaints –if we feel threatened, trapped or compromise on our principles, work ethics, or professional and personal well-being – we may be working in a suffocating environment.

1. Leadership Demands – If the leadership just demands results without any concern for how the team is going to achieve them, they’re encouraging a questionable culture. Focusing just on delivery, not caring about the means, will affect the well-being of the employees. A caustic work culture will be built in the organisation which will lead to suffocation and frustration.

2. Unhealthy Competition – When the team members are busy proving their worth to the leaders or trying to save their back; when the intent is not to perform but to make someone else look bad; when more time is spend explaining ourselves to our boss our actions; or doing damage control because of what other colleagues are doing; employees will feel sucked in a suffocating environment.

3. Unethical Practices – If the reckless and insensitive behaviour of few is condoned, when meaty projects are assigned to undeserving, raises and promotions are given to favourites, it will not only demotivate others but will make it toxic for them to survive. When the managers advise to break laws, rules, regulations, code of conduct and manipulate situations, one is bound to feelsuffocated.

4. Lack Of Recognition – Lack of recognition is a key driver for disengagement. There cannot be anything worse than feeling undervalued, unseen and unheard in the workplace. Lack of recognition can be tied to unhappiness, non-productivity, lack of belongingness &commitment and above all feeling of suffocation.

5. Lack Of Support – When one is weighed down by the strain of work, having sound support systems like mentors, friends helps. Encouragement or toleration of negative

conversations, gossips, unhealthy work relationships all add on to the lack of support list from Management. Lack of resources, lack of touch with staff, not tapping their potential or encouraging them for their own development leads to suffocation at workplace and make the work environment a stifling one.

6. Employee Burnout – Despite one’s being the first to arrive and last to leave, the work does not seem to finish. The more one ticks off from the ‘to do’ list, more gets added. Off work hours also does not seem to be peaceful because one is constantly being bombarded with calls, messages, work demands and expectations from the management can make anyone feel drained and overwhelmed. No distinct line between work and personal life can lead to burnout which can be extremely suffocating.

7. Feeling Unfulfilled – Making money is another thing and feeling accomplished and fulfilled is another. Organisations lack in providing guidance and liberty to employees on how they can advance their careers. Identifying their potential and passion and then providing them opportunity is the key for retention. Lack of it, will lead to the trapped feeling and suffocation.

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8. Difficult Boss – Bosses have this uncanny ability to rub us up the wrong way. They might not fully recognise efforts, can be resentful, non-appreciating. They might have a habit to tell others not only what to do but how to do things without giving anyone a chance to apply their intelligence to the task. There are bosses who control the work environment, organize work, define others’ job role and leave no room for growth or development. Bosses like these are catalyst to workplace suffocation.

9. Lack Of Inspiration/Challenges – Work should be something that one enjoys and not something one has to do; after all we spend 1/3 time of our day there. Work should help peoplechase their dreams, realise their potential andprovides opportunities for growth. Employees who are doing the same mundane work for the past 5 years and yet do not see a way how this can be changed, are less driven to work. This lack of drive can lead to dissatisfaction, unhappiness, dis-contentmentand suffocation.

10. Unjustified Remuneration – Non-alignment between the contribution and compensation leads to employees feeling undervalued and underappreciated. This perception may lead to anger, resentment and dissatisfaction. Money is not directly related to happiness but it can have a huge impact on the quality of life one leads and is directly linked to performance and belongingness. Unjustified remuneration can have negative impact on the employee’s demeanourleading to workplace suffocation.

11. Management’s Visibility – Leaders should be easily accessible and visible to the workforce to create engagement in the workplace. They must also model an engaged attitude and workplace demeanour. Employees may begin to distrust Management and feel less confident where the accessibility/visibility of Management is lacking. This directly negatively impacts attitude, motivation, performance levels and is a strong reason for employee to feel suffocated.

12. Difficult Co-Workers – We are bound to have co-workers we do not like as they drive us up the wall many a times. In a workplace, we are forced to interact with these negative people who make us feel unhappy, uncomfortable, always on the edge of our seats, create frictions and all this add on to the suffocation at workplace.

13. FeelingUndervalued – If one’s ideas, thoughts or contributions do not get implemented always, one will end up eventually question the value of their contribution which is extremely toxic to one’s self-esteem and self-confidence. Human need for recognition and being valued is one of the core driving elements at workplace and it that goes unappeased, employees are bound to feel suffocated.

14. Alignment Of One’s Core Values – If one is living out of one’s core values, if one’s job is not aligned to the core values that one has, one will be miserable. It is just impossible to enjoy work then.

No matter how driven or committed to work one is, there will be a point where everyone feels overwhelmed by the work and reach the highest peak of exhaustion. There are times when one knows that he/she is no longer meeting the standards or accomplishing work that one is aiming for. Unless one wants to quits, are there things that can be done in order to thrive/survive?

STRATEGIES TO SURVIVE IN A SUFFOCATING WORK ENVIRONMENT –

Ifpeople feel suffocated at workplace and unless call it quits, they need to maintain sanity and professionalism to prevent wrong attitude sabotaging them. Few strategies are -

1. AcceptThe Reality – People at all level feel the pain and suffocation at work but it does not mean one should feel stuck. Accept that this is not the place where you want to be and start planning to change things.

2. Develop APlan – Develop a sound plan, be

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proactive, brainstorm it with friends and mentors for guidance. If there is something that one likes to change in the workplace, approaching the manager works. Discussion on how to take forward career advancement plan or what is it that does not work helps. Consider looking for fulfilment outside the workplace, try learning a new skill also helps as it not only would be a good distraction from the suffocation but also helps one prepare for new work environment in worst case scenario.

3. Start Taking Baby Steps – Moonlighting is the new term that is widely getting used now.

One can think of starting something on the sides, start networking in the direction to set up something on their own. If nothing works, just cut the cord, liberate and head into the unknown. It would be a tough road but nothing is more fulfilling to leave the toxicity behind and mixing passion to build something that one loves.

4. Accentuate Positives – List out all the positives that you have in hand, it could be your work friends, your mentor, your mentees, some benefits that are offered, proximity to home. Listing what you like at workplace will help you shift your perception and you might feel less trapped/suffocated.

5. Realise Your Job Is Not Who You Are – We all generally believe what we do is what we are. Our identity is not tied to the title we are working for but is defined by what we love, what we cherish, our dreams and values. Working for a brand, working for a designation is not the only success, life is beyond that. The ability to do what we love and where we find happiness, where we feel accomplished is success. We should not be tied to a job title or organisation for the sake of perceived success or our identity.

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Must Remember

• Know what you can change and what you can’t.

• Take responsibility for making that change.

• Focus on making the best of a bad situation.

• Don’t assumethings will change on their own.

• Do not allow negative thoughts to rule your mind.

3 Reality-checkswhich may help to burst our false perception of happy workplace –

1. Our organization and manager are looking out for our best interests. It’s only a matter of time before we realize the reality.

2. Othersare responsible for our career development and not us. This is further from the reality/truth.

3. While increments and promotions are necessary, they don’t add to a personal sense of value over time. The best that can be done is navigate through and around it, can’t be changed. We need to take control of our career progression by scheduling discussions with our bosses, opportunities can come our way by being out and about.

If there is too much stress and friction at work place because of any reason, and one has tried enough and for long, there is no shame in accepting that it is time to take proactive steps to look for a workplace culture that would be more conducive to our personal and professional needs. If we are sure that we have reached a dead-end, it’s time to take a tough call to call it ‘QUITS’; believe me - our well-being will thank us.

Plan The ‘Exit Strategy’ –

1. Not Sustainable – Professional development and confidence will compound over time and we will outgrow our role at some point of time. It is critical to keep the career momentum going, rather than getting stagnant in a bad or helpless situation.

2. Not Furthering Your Growth – A job should be helping people to gain skills, experiences, knowledge, and training that can help them further their careers. A feeling of unmet potential, restlessness, or being “stuck” sets in if a job is not contributing to one’s professional growth. If one feels that they are unacceptably falling behind others, it’s time to take the tough call.

3. Opportunity Knocking – Stars will certainly align and a bright opportunity will certainly come our way at some point of time. Many a times we pass these opportunities because of fear, self-doubt or loyalty. We feel that we owe it to the workplace and get frustrated later. If an opportunity knocks that offers us more in terms of career development, responsibility, better package along with happiness, we must be open to explore and accept that rather than regret it later.

4. Change Is Scary – Our mind believes what we feed in. If we believe we don’t stand a chance in the outer world, we will close the growth doors mentally for us automatically. People do make moves, take leaps, do reach for better things. Believe we can do, too. If world is tough out there, so are we, we can’t afford to let it scare us!

5. Stop Playing The Wait Game – Staying put

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and waiting it out is a good tactic if it’s part of a bigger strategy—like saving up to start something on our own later.Else, it’s just wasting time. We will end up self-doubting and carving a rut so deep that feeling suffocated would be the only option left.Our choices should be based on what matters to us, and not basis what may happen if we make the wrong choice.

The Bottom Line

Admittedly, circumstances aren’t always as black and white as depicted in the article. However, if we decide to continue to wallow in suffocation and frustration, we only ensure that we will continue to hate our job which is a recipe for a miserable life.There is certainly some goodness of our job that makes it worth staying at. If there’s something that we think can be done about it, we must explore those options before taking a decision to quit. Understand that even if we quit and go to explore new avenues, not everything will always be “perfect” but that’s a chance that we are taking else suffocation and unhappiness is already being served in the current situation.

If one has tried everything possible and still see no light at the end of tunnel, it’s time to take a deep breath and lay one’s plans. May be it’s time to find something bigger and better. Believe me, a suffocating/toxic environment is more likely to change you than you are to change it. Plan an EXIT !!!

PhD in Clinical Psychology Honorary PhD in Social Work Senior HR Professional, Executive Life Coach, POSH & POCSO Enabler

Soft Skills Trainer, Master Hypnotist, Graphologist

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Dr. Neeta Pant
“Whether your workplace is a little toxic or a lot toxic, you need to take steps to protect your physical, emotional and mental wellbeing. You deserve to be healthy!”

SINGAPORE

Diary

Located just at the tip of Malaysia, Singapore is one of the best places you can ever visit. Many travelers think that Singapore is super rich, and that travel will be super expensive. The truth is that - you can even plan a budget tour for Singapore. It is one of the greatest cities in the world, but if you presume it to be just a concrete jungle, you are mistaken. It is an ever-widening cosmopolitan hub with tons of attractions. Singapore is the best start to your Asia visit. From the Chinese cuisine in Chinatown to the art galleries of Haji Lane, Singapore awaits you with a fantastic blend of towering skyscrapers, a kaleidoscope of cultures and, most importantly, a beautiful natural scape.

Culture and Demography

Since Singapore has a diverse population, various ethnic groups reside here. Singapore has a large population of Chinese immigrants. Almost 3/4ths of the population is of Chinese origin. After the Chinese, the second largest group is the Malays, and the third largest is the Indians. These communities are spread across the country in heterogeneous demographics. Even among the Chinese immigrants, people from several districts speak different languages. The Indian community majorly consists of Tamilsand Malayali’s. There is a significant Indonesian

population, and several Singhalese communities also inhabit the country. There are no uniform demographics in Singapore. Ethnic diversity is predominant in Singapore. Food, culture, dresses everywhere you can observe an impact of almost all the

Top Attractions in Singapore

Planning for a super exciting Singapore trip? Here are the things you cannot miss:

Singapore Botanical Gardens

Flora of Singapore is beautiful beyond explanation. Botanical gardens in Singapore are now acclaimed as world heritage sites by UNESCO. The environmental conditions in Singapore are ideal for the growth of multiple exotic species of plants. Travelers visit the Gardens by the Bay, Cloud Forest and even the National Orchid Forest in Singapore. These places experi-

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ence the highest number of tourists in Singapore. Singapore is known for its outstanding natural beauty. It is also home to Aquaponics - the most innovative gardening technologies ever. Singapore.

Marina Bay

This picturesque bay in Singapore attracts the most significant number of tourists annually. The science museum, shopping centers and the happening nightlife in this bay are truly worth experiencing. Also, most of the Singapore photo dumps are backdropped here.

Clarke Quay

If you like spending time with your family by the waterside bays and having great fun at the Aisna clubs, this is your ideal place. You can visit the Defense Heritage Museum and explore other places of historical importance.

Universal Studios

The world-renowned entertainment park in Singapore is situated on the Sentosa Island of Singapore. The themed zones and fun rides attract tourists from across the globe. If you have kids on the Singapore trip, don’t miss out on this. It is a famous spot for shooting Hollywood films. Enjoy the live music and local food at Universal Studios.

China Town

Singapore is a mix of cosmopolitan and a brewing pot for

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cultures. Though there is plenty of intermingling, Chinese immigrants remain the predominant population. Practically, you can witness a mini-China here. Chinatown is an authentic place for Chinese food and exploring some undaunted Chinese culture. Never miss out on this when in Singapore.

Merlion

How can you miss the Singapore mascot? Your trip will remain incomplete if you don’t photo dump in front of this icon. A mix of fish and lion, Merlion is the iconic statue in Singapore and the most popular destination. It is located by Marina Bay, which is an unmissable spot as a way.

Places to Stay

Here are some of the most renowned hotels in Singapore to enjoy a luxurious vacation. You can also opt for the numerous eco-resorts. Eco-resorts are the new trend in Singapore, and given the country’s incredible natural beauty, they are worth it:

• Hotel Boss - Kallang Singapore

• Marina Bay Sands - Marina Bay

• Village Hotel Sentosa Far Ear HospitalitySentosa Island

• JEN Singapore Tanglin by Shangri La - Orchard Singapore

• Crown Plaza Changi Airport - Changi

• Grand Copthorne Waterfront - Singapore River

Food

The food of Singapore reflects its multi-ethnic society. The food is diverse and colorful, just like society. People of multiple cultures inhabit Singapore; similarly, their food forms Singapore cuisine. Chinese, Western, Malay, Indian and Peranakan food are widespread in Singapore. There are several; restaurants to serve fantastic delicacies.

Western influence in Singapore food is becoming more prominent. Some of the bestknown dishes in Singapore are Hainanese, Singapore Satay, Kai Tom Khing soup, Gai See Mee, Laksa, Roti and vegetables. There are options for vegetarian and non-vegetarian food. Not only meat but fish is quite popular in Singapore. Otak Otak is a famous Peranakan fish dish infused with coconut milk.

Singaporeans are very particular about their meals. Since it is a cosmopolitan region, people have multiple dining rituals. For example, the vast Chinese population in Singapore eats chopsticks, whereas, in Indian homes and restaurants, people eat meals with their hands.

Options for Vegetarian Food

Afterglow: The Chinatown of Singapore is

famous for its authentic non-vegetarian Chinese food and some lip-smacking vegetarian food. That smoky smell of Chinese food in your favourite vegetarian versions.

iVegan: If you are up for a Tree Top Walk in Singapore, make your way to a healthy, wholesome vegan meal at this fantastic eatery. Tofu, mushrooms, and so much more are on the menu, each dish smelling the local Singapore aroma at its best.

The Living Cafe: Eating green surrounded by greenery. Dod that sound amazing to you?

If yes, this Botanical Garden Cafe is your ideal destination. Remember to explore their snack section.

VeganBurg: Burger lovers, especially vegetarians, will be satisfied when this one exists. Find the home of some of the best burgers in towns and guess that all of it is vegetarian variants. The sizzling avocado-beetroot burgers or the Satay burgers - all of them await you.

Singapore is indeed home to some of the best vegetarian dine-out options. Singapore awaits you with its fabulous beauty and

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ASTRO

December 2022 Astrology Report

It is the end of another year and time to retrospect our lives more than ever. December is the best time we look at ourselves and our lives and try to sort out our conflicts. Look at the past to introspect the mistakes with an optimistic hope of never repeating them in the future. The following month will begin a new year; our lives will be filled with new hopes and positivity. The celestial bodies will exhibit their planetary movements to influence our lives in various ways. Here is the monthly horoscope of December 2022 decoded:

This can be a month of financial trouble for the Aries. You must re0consider buying expensive things. Be cautious with your expenditure because not spending money wisely can injure your life. December is the ideal time to rethink your plans and dreams and ensure they are on track. Try to save more than you spend. Waiting for you are poor financial times ahead, and you must buck up from now. Be careful about your family relationships. Next month can be an excellent time to make career choices or start new ventures. Set some solid future goals and start working on them for better results.

You may be insecure about your life and you’re belonging but with the passing year, let your insecurities disappear. Follow some working strategies for enhancing your effectiveness in life. You have been lazy for some time now. It is best that you feel energetic to seek new challenges in life. It is time to start work. This can be an excellent time for a career switch or starting any new business. Your life relationships are tangled, and they need immediate attention. Apart from working on your life goals and finances, pay attention to the existing relations in life.

This is your time for a new job. Off late, if you have been feeling trapped inside a profession, this is the time to break the shackles. There are high possibilities of success in a new job. You can also meet new people in life. Rather than wrapping things up, December will be the ideal time to start new ventures in life. It is a great time to reflect on your life goals and try your best to boost your confidence for new beginnings. December is full of opportunities for you. Decide on your future accomplishments and start working hard.

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You may be at your emotional lowest point during this month. But the world will not stop for you. You must keep up with life and face new challenges every day. It is an excellent month for building habits. The last few months have been rough patches for you, and this month shall be a continuation. You may have to choose between family, friends, and work life. The best way is to balance all of them ideally. You may feel dragged down after some time but charge yourself with self-confidence to face the new struggles. Your social life may be a nuisance during this time but try keeping up.

If there is any new idea in your mind that you have been repressing for months, now is the time to reveal it. Have fun during this month because December isn’t very hard on you. Multiple exciting changes will happen in your life, especially during the first two weeks of December. This month, you can try making several changes in people’s lives because you will have the potential to. You will have friends and family around you to support your dreams and ventures. Take good care of them.

Things may need to be more conducive for you during this month. However, you must try to keep calm and get going. The trick is to avoid being engrossed either with achievements or failures. You can preserve your balance. There will be certain odd instances during this month, but you must cope with them. On the journey towards success, you will find some good people. December will be a poor month regarding health, financial status, and life goals. It will be great for new bonding and strengthening the old ones.

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Recharge your cells to rejuvenate your life. This is a fantastic month because Venus is showering blessings on your house. This is the right time to cope if you have been suffering from any ailment in the past months. December is a perfect month to reflect on your love life. You will find new relationships and people. You may even find your soul mate. There are high chances of marriage and new relationships. Stay productive, start new ventures, and celebrate life. Some pending trips may get successful during the month. Overall, it is so great month for you. Just stay careful with the finances.

This is going to be a busy month for you. There is too much work lined up. However, try to do only some things at a time. This month, you may have to showcase your skills more than ever. The sun and moon both will have a positive influence on our life during this month. Try learning new skills as they will help you to earn more. Upgrade and upskill yourself. The month may seem overwhelming, with little scope for recreation or enjoyment. However, you got to keep moving forward. Be careful with your health, and don’t neglect personal relationships due to work pressure.

December will be a balanced month for you. Health, finance, and academics will be better than ever. On the other hand, social life may be a struggle. You can associate with new people, make new friends and be amiable. Try to step out of self-consciousness. You can comfortably discuss your hopes and dreams with friends and family. Try to avoid fighting with others because it may cost you much. Try to raise your bars for self-consciousness. Try to build new relationships because they will be fruitful. Ignore and avoid trivial matters because they won’t add value to your life.

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Mars is with you during this month with its energy. The retrograde motion of Mars into Taurus will invite, upon your life, better financial luck. There are several scopes of financial improvement during this month. December is the ideal time to invest in stock markets and assets. This is also an ideal time to start new business ventures. Work on yourself and your personality. December is one of the most predictive months for making better changes in life. For all the single Capricorns, this is the time you may get shot by Cupid’s arrow. But you may also lose people from life, so stay aware.

December is the month to face money and relationship problems in life. There is a negative influence of Mars on your house during the month. It may make you moody and influence you to make wrong decisions. Surround yourself with positive people and friends who can motivate and uplift your spirits. Try not to indulge in fights. Keep yourself boosted and replenish your energy. You may have to make some sacrifices to achieve your targets in life. This will not be an excellent month for your health and finances. There will be hurdles, but you can overcome them for sure.

The month is a mix of heavy challenges and peace of mind. There are beautiful chances of your future perspectives becoming true. Others may assist you but don’t get disheartened if no one does. Discover yourself and work hard. Your business ventures and academics will be great if you are willing to work hard. There may be minor relationship tangles. Stay connected with friends. but this can be quickly sorted. You must keep calm and balance your personal and work life. Don’t develop feelings for the wrong people.

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