Legal & General America - Dec2021

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Transforming the Life Insurance space DIGITAL REPORT 2021

IF YOUR POST-IT HABIT IS MORE THAN A PACK A DAY YOU MAY HAVE FOMA.

WELCOMING DISRUPTION FEARLESS “YES/AND” MIN Digital underwriting got a boost from

demic, but insurtech—the real indust

—made its debut long before COVID-1

widespread change. Forward-thinking

began implementing Milliman IntelliS

driven innovations years ago, but insu

early adopters didn’t just act because

afraid of missing out. They were afraid

anything—whether it was information

refine decisions or the opportunity to

We know what it’s like to feel FOMA, or Fear Of Missing Anything. That’s why we’ve created insurance risk assessment tools that provide the most comprehensive picture of your applicants, making it easier than ever to identify risks and opportunities.

IN ASSOCIATION WITH:

business, trim a loss ratio, and meet c customer expectations.

Harvard’s Clayton Christensen pop term “disruption” in his bestseller, The

Dilemma. He noted that disruptive tech

rarely took legacy companies by surpri

CEOs underestimated new tech or ado

and-see attitude—an unduly cautious e

Milliman IntelliScript® See more. Fear less.

mentality that impeded progress. By th

were ready to move, customer expecta brand preferences) had moved on.


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