Emerald Parks Estate by Bill Nikolouzakis

EMERALD PARKS PARK RIDGE QLD

NYKO PROJECT INFORMATION REPORT Important Information This report may incorporate information and research from third party sources. While every care has been taken to gather this information from sources Nyko Property deems reliable, Nyko Property makes no statements, representations or warranties and cannot guarantee its accuracy or completeness. The information in this report is given in summary form and does not purport to be complete. Interested persons should rely on their own enquiries with respect to all information in this report. Nyko Property cannot accept responsibility for any errors, including those caused by the negligence of third parties in the material. This report may contain assumptions and forward-looking statements including but not limited to statements regarding Nyko Propertyâ&#x20AC;&#x2122;s beliefs, current expectations with respect to the real property market conditions, demand for property and rental projections as at the date of this report. Readers are cautioned not to place undue reliance on these forward-looking statements. Forecasts and hypothetical examples are based on input values and assumptions contained in the example. These hypothetical examples are subject to uncertainty and contingencies outside Nyko Propertyâ&#x20AC;&#x2122;s control. Nyko Property does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. Before making any decision, Nyko Property recommends that you consult your own financial, investment and legal advice. To the fullest extent possible under the law, Nyko Property disclaims all liability for any loss or damage arising in connection with all of the information contained in this publication. June 2018

NYKO PROPERTY PROJECT INFORMATION REPORTS Nyko Property is a leading real property research advisory firm with a focus on quality investment properties. Our approach to our research methodology is that we identify key growth areas through in-depth research of the planning policies of state and local authorities together with market trends. In our opinion, our depth of research and independent reports should provide confidence that all recommendations are in the client’s best interests. All properties we source are brand new and include significant depreciation benefits and stamp duty savings that materially enhance the investment return. Nyko Property has enjoyed great success pairing quality property with educated purchasers. All research presented to our clients is supported by independent reports from leading valuers. The extensive research and referenced data produced in the Nyko Project Information Report is complimented by the 3 independent reports which confirm the most important factors when investing in property. 1) Fair Market value – with valuer general comparable sales 2) Rental Return Estimation – a current rental appraisal from an experienced local agent 3) Tax Benefits – with an accompanying indicative tax depreciation schedule

EMERALD PARKS ESTATE NYKO PROJECT INFORMATION REPORT

SECTION 1.

PROJECT SUMMARY CORELOGIC RP DATA SUBURB STATISTICS REPORT

THIRD PARTY VALIDATION Nyko Propertyâ&#x20AC;&#x2122;s Third

LOOKING AHEAD

Party Validation is made up of independent

FLOOR PLANS

SPECIFICATIONS

ASSOCIATED FEES

reports from the experts in their fields to qualify the project for the three main investment factors:

PROPERTY INVESTMENT CASH FLOW ANALYSIS

1. Value 2. Yield

*3RD PARTY VALIDATION 8.

RENTAL APPRAISALS*

INDICATIVE TAX DEPRECIATION SCHEDULE *

10.

VALUATIONS*

3. Tax

PROJECT SUMMARY THE DEVELOPMENT Address

Emerald Parks Estate, Gem Circuit, Park Ridge, QLD, 4125

Type

House and Land

Number for sale

Ongoing Supply

Number of levels

1 Level

HOUSE AND LAND Floor plan mix

4 Bedroom, 2 Bath, 2 Living & 2 Car

FURTHER INFORMATION Local council

Logan City Council

Zoning (reference)

Residential

Title (reference)

Freehold

Heritage status

N/A

Deposit

10% payable by EFT

Compound Annual Growth Rate (House)

6.00%

Proposed Rental Yield

4.6%

Medium Rent

$410 - $430 p/w

Vacancy Rate

7.00%*

* as 14/03/2019

â şPlease note these dates and/or figures are subject to change

PROXIMITIES * Distance from CBD

30km

Direction from CBD

South

Neighbouring suburbs

Park Ridge South, Crestmead, Boronia Heights, Regents Park, Heritage Park

Distance from Airport

40 minutes to Brisbane Airport 60 minutes to Gold Coast Airport

Recreational

1.3km to Heritage Park 2.8km to Logan Indoor Sports Centre 8km to Karawatha Forest Discovery Centre 15km to Springfield Centre

TRANSPORT * Public Transport

Train: 7.3km to Kingston Station Bus: 300m to Route 543 – to Browns Plains / Heritage Park 300m to Route 560 – to Grand Plaza / Loganholme

SHOPS * Supermarkets & Shopping Centre

400m to Friendly Grocer Heritage Park Supermarket 1.8km to Park Ridge Town Centre 3.4km to Grand Plaza 14.5km to Westfield Garden City

SCHOOLS * Childcare

3km to Goodstart Early Learning Browns Plains 4.3km to Crestmead Early Education Centre 4.5km to Marsden Kindergarten and Child Care Centre

Primary & Secondary

2.7km to St Francis College 3km to St Bernardines Primary School 3.4km to Crestmead State School 3.8km to Burrowes State School 5.5km to Marsden State High School

Tertiary

3.2km to TAFE QLD - Browns Plains 10km to Griffith University Logan Campus

MEDICAL * General Practitioners & Hospitals

1.8km to Park Ridge Family Practice 2.8km to Crestmead Medical Centre 3km to Doctors on Fifth 8km to Mediprac Medical Centre 8.8km to Logan Hospital

*Referenced from Google Maps & DaftLogic.com

BUILDER PROFILE

What makes us different to traditional home builders.

THE

JOURNEY

You shouldn’t have to face building alone! We’re here every step of the way.

S TA R T

LAND 7 days.

Come & See Us Find the land estate & home that’s right for you. Meet with one of our friendly house & land consultants, who will assist you in finding a home that’s right for you & your family.

7 days.

Finance & Pre-Approval Not sure how much you can borrow? No problem, at Urbane Homes we’ve negotiated fantastic lending agreements with some of the industries most recognised financiers. A quick chat with your friendly Urbane Homes consultant & they’ll introduce the finance group that may suit your circumstances.

21 days.

EOI

Contract Signing

Found the perfect home for you? Great! Make it yours by completing a simple Expression of Interest form & paying a fully refundable $1,000 holding deposit.

Our home consultants can personally deliver your contract once it is ready & can go through any questions you may have. It is advised that you arrange a Conveyancing Solicitor & finalise your finance. If you don’t have a solicitor, that’s okay too, we can introduce several that have worked for other buyers & are well priced. You are now one step closer to securing your new home.

1-5 months.

Finance & Legal

Unconditional

Land Development

Land Settlement

Building Approval

This is the best time to provide your conveyancer all documents, arrange finance approval & prepare your first home buyer forms.

Congratulations! Your finance has been approved & you have secured your new home.

While you’re busy saving your money, the land developer will be preparing the land & working with our construction team to make sure everything is provided that we need for the home to be built.

The block of land is now officially yours & your build can get started.

Some works are already underway to assist with your Building Application & Approval.

(Balance of the land deposit is payable)

(Build Deposit of 5% payable to progress site start)

Site surveys & soil tests 6 Star energy report

MOVE IN 4-5 months.

Construction of your home has commenced

Plumbing approvals

Building Approval documents will be issued to you & your financier who will then provide us with a Commencement of Construction letter.

BUILD

Site Start

6-10 weeks.

Base Stage Complete

Frame Stage Complete

Concrete slab & footings are finished

Wall frame erected on slab Roof frame erected

(Completion is approximately Stage claim invoice & photos 4-5 months away) issued (15%)

Stage claim invoice & photos issued (20%)

Enclosed Stage Complete Roof covering Fascia & gutter External windows & doors External wall cladding Stage claim invoice & photos issued (25%)

6 years.

2-3 weeks.

Fixing Stage Complete Internal wall lining Doors to rooms Built in cabinets installed Architraves & skirtings’ Garage door Stage claim invoice & photos issued (20%) Now is the time to start arranging your building insurance in time for Practical Completion.

Practical Completion Painting & carpets Tiling Final touch ups Appliances installed PC notification of completion Stage claim invoice & photos issued (15%) Insurance on the property is now your responsibility, Now is also the time to start arranging your services including: Electricity NBN Phone

Inspection 1

Inspection 2

Key Release & Handover Structural Warranty

We want you to be happy with your new home. This is your opportunity to employ an independent inspection service who will let us know if there’s anything that isn’t quite right.

One final review by your independent inspection service & they will double check that we completed everything from the first inspection. We want to make sure everything is just right.

Congratulations your new home is now complete & all yours - ready for you to live in & love. Your Urbane Homes consultant, who has guided you along the way will be there to congratulate you & assist in the celebration. You will receive a handover pack including all of your warranty information, keys & remote controls, product care instructions & maintenance contact details.

The full list of defects & minor omissions will be provided back to us so we can rectify the defects immediately.

(Final progress payment to be paid prior to keys being released)

We’re not going anywhere just yet. Your beautiful new Urbane Home is built to stand the test of time & comes with a six-year structural warranty, plus a 12 month defect period for any issues that may arise. Where something isn’t quite right, we’re just a phone call away to assist in making things right.

Not a traditional builder OUR VISION

The Urbane Homes goal is to be Queenslandâ&#x20AC;&#x2122;s leading new home provider of quality integrated house & land solutions for first home owners & investors. This has been our mission since we were established by Bill Linn, Chairman of Urbane Homes, & the reason we believe that we are growing so rapidly.

Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Suburb Statistics Report

Prepared on 14 Mar 2019 Bill Nikolouzakis Mob: 0421731783 Email: info@nykoproperty.com.au

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Area Profile The size of Park Ridge is approximately 16.9 square kilometres. It has 8 parks covering nearly 0.7% of total area. The population of Park Ridge in 2011 was 2,328 people. By 2016 the population was 2,509 showing a population growth of 7.8% in the area during that time. The predominant age group in Park Ridge is 70-79 years. Households in Park Ridge are primarily childless couples and are likely to be repaying $1800 - $2399 per month on mortgage repayments. In general, people in Park Ridge work in a trades occupation. In 2011, 77.5% of the homes in Park Ridge were owner-occupied compared with 74.5% in 2016. Currently the median sales price of houses in the area is $447,500.

Median Sales Price Year 2014 Period January February March April May June July August September October November December

Median Price $700,000 $700,000 $700,000 $750,000 $700,000 $650,000 $625,000 $625,000 $650,000 $645,000 $645,000 $640,000

Year 2015 Median Price $620,000 $592,500 $600,000 $600,000 $620,000 $710,000 $790,000 $800,000 $815,000 $851,000 $851,000 $851,000

Year 2016 Median Price $747,500 $851,000 $815,000 $767,500 $815,000 $720,000 $800,000 $717,500 $700,000 $615,000 $555,000 $540,000

Year 2017 Median Price $540,000 $463,500 $461,500 $461,500 $464,750 $464,750 $458,500 $475,000 $475,750 $507,750 $520,000 $605,500

Year 2018 Median Price $640,000 $649,500 $659,000 $504,700 $495,500 $450,000 $450,000 $449,500 $449,000 $447,500 $447,500 n/a

Statistics are calculated over a rolling 12 month period

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Median Sales Price

Median Sales Price vs Number Sold

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Recent Median Sale Prices Recent Median Sale Prices (House)

Period November 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 December 2017

Park Ridge

Logan City

Median Price

$447,500 $447,500 $449,000 $449,500 $450,000 $450,000 $495,500 $504,700 $659,000 $649,500 $640,000 $605,500

$426,200 $427,000 $425,000 $425,000 $425,000 $425,000 $422,500 $422,500 $420,000 $418,250 $416,000 $415,000 Statistics are calculated over a rolling 12 month period

Recent Median Sale Prices (House)

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Recent Median Sale Prices (Unit)

Period November 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 December 2017

Park Ridge

Logan City

Median Price

n/a $325,000 $325,000 $325,000 $325,000 $325,000 n/a n/a n/a n/a n/a n/a

$245,000 $243,000 $240,000 $240,000 $241,500 $245,000 $248,000 $245,000 $245,000 $245,000 $245,000 $245,000 Statistics are calculated over a rolling 12 month period

Recent Median Sale Prices (Unit)

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Recent Median Sale Prices (Land)

Period November 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 December 2017

Park Ridge

Logan City

Median Price

$225,000 $222,000 $222,000 $222,000 $222,000 $222,000 $220,000 $219,900 $219,000 $214,000 $209,500 $208,000

$225,000 $224,900 $222,000 $222,000 $222,000 $222,000 $220,000 $219,000 $219,000 $219,000 $219,000 $218,500 Statistics are calculated over a rolling 12 month period

Recent Median Sale Prices (Land)

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Sales Per Annum Sales Per Annum (House) Park Ridge Period Ending Nov 2018 Nov 2017 Nov 2016 Nov 2015 Nov 2014 Nov 2013 Nov 2012 Nov 2011 Nov 2010 Nov 2009

Number 82 47 29 13 12 9 6 5 8 22 Statistics are calculated over a rolling 12 month period

Sales Per Annum (House)

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Sales Per Annum (Unit) Park Ridge Period Ending Nov 2018 Nov 2017 Nov 2016 Nov 2015 Nov 2014 Nov 2013 Nov 2012 Nov 2011 Nov 2010 Nov 2009

Number 9 5 3 2 1 23 2 1 1 4 Statistics are calculated over a rolling 12 month period

Sales Per Annum (Unit)

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Sales Per Annum (Land) Park Ridge Period Ending Nov 2018 Nov 2017 Nov 2016 Nov 2015 Nov 2014 Nov 2013 Nov 2012 Nov 2011 Nov 2010 Nov 2009

Number 247 245 269 82 3 0 1 0 0 2 Statistics are calculated over a rolling 12 month period

Sales Per Annum (Land)

Page 9

Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Sales By Price Sales By Price - 12 months (House) Park Ridge Price <$200K $200K-$400K $400K-$600K $600K-$800K $1M-$2M >$2M

Number 1 7 53 7 7 7 Statistics are calculated over a rolling 12 month period

Sales By Price - 12 months (House)

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Sales By Price - 12 months (Unit) Park Ridge Price $200K-$400K $400K-$600K

Number 7 2 Statistics are calculated over a rolling 12 month period

Sales By Price - 12 months (Unit)

Sales By Price - 12 months (Land) Park Ridge Price <$200K $200K-$400K $400K-$600K $800K-$1M

Number 34 211 1 1 Statistics are calculated over a rolling 12 month period

Page 11

Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Sales By Price - 12 months (Land)

Page 12

Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Change in Median Price Change in Median Price (House)

Period Nov 2018 Nov 2017 Nov 2016 Nov 2015 Nov 2014 Nov 2013 Nov 2012 Nov 2011 Nov 2010 Nov 2009

Park Ridge

Logan City

% Change

-13.94% -6.31% -34.78% 31.94% 0% 0% 0% 0% 0% 9.08%

3.26% 3.19% 3.9% 3.33% 3.5% 0% -2.7% -3.9% 5.48% 2.24% Statistics are calculated over a rolling 12 month period

Change in Median Price (House)

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Change in Median Price (Unit)

Period Nov 2018 Nov 2017 Nov 2016 Nov 2015 Nov 2014 Nov 2013 Nov 2012 Nov 2011 Nov 2010 Nov 2009

Park Ridge

Logan City

% Change

0% 0% 0% 0% 0% 0% 0% 0% 0% 0%

-0.51% -3.43% 3.13% -1.49% -4.13% -12.73% 0.03% 10.39% 1% 5.49% Statistics are calculated over a rolling 12 month period

Change in Median Price (Land)

Period Jun 2018 Jun 2017 Jun 2016 Jun 2015 Jun 2014 Jun 2013 Jun 2012 Jun 2011 Jun 2010 Jun 2009

14.73% 9.63% -7.59% 0% 0% 0% 0% 0% 0% 0%

Park Ridge

Logan City

% Change

% Change 2.97% 0.92% 11.89% 2.03% 1.28% -7.19% -6.98% -0.96% 2.87% 6.45% Statistics are calculated over a rolling 12 month period

Page 14

Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Change in Median Price (Land)

Page 15

Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Household Household Structure

Type Childless Couples Couples with Children Single Parents Other

Percent 58.0 30.3 11.7 0.4 Statistics are provided by the Australian Bureau of Statistics (ABS)

Household Structure

Page 16

Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Household Occupancy

Type Owns Outright Renting Purchaser Not Stated Other

Percent 62.9 20.0 11.6 5.0 0.9 Statistics are provided by the Australian Bureau of Statistics (ABS)

Household Occupancy

Page 17

Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Age Sex Ratio Age Sex Ratio Park Ridge Age Group 0-9 10-19 20-29 30-39 40-49 50-59 60-69 70-79 80-89 90-99 100+

Male % 3.9 4.8 4.0 3.2 4.8 5.0 8.0 8.3 3.8 0.3 n/a

Logan City Female %

3.2 5.0 3.4 3.9 4.6 6.0 11.1 11.0 5.4 0.5 n/a

Male % 7.9 7.3 6.9 6.8 6.6 5.8 4.7 2.5 0.8 0.1 0.0

Female % 7.6 6.9 7.0 7.1 6.9 6.2 5.0 2.6 1.1 0.3 0.0

Statistics are provided by the Australian Bureau of Statistics (ABS)

Age Sex Ratio

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Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Household Income Household Income

Income Range 0-15.6K 15.6-33.8K 33.8-52K 52-78K 78-130K 130-182K 182K+

Park Ridge % 3.6 29.4 23.8 14.3 12.6 3.6 2.6

Logan City % 3.3 12.5 14.7 17.4 25.1 11.0 6.1

Statistics are provided by the Australian Bureau of Statistics (ABS)

Household Income

Page 19

Nyko Property Suite 109, 12 Cato Street, HAWTHORN EAST VIC 3123 AUS Ph: 611300720315 Fax: +61 (3) 8080 5943 Email: bill@nykoproperty.com.au

Disclaimer Whilst all reasonable effort is made to ensure the information in this publication is current, CoreLogic does not warrant the accuracy or completeness of the data and information contained in this publication and to the full extent not prohibited by law excludes all for any loss or damage arising in connection with the data and information contained in this publication. Based on or contains data provided by the State of Queensland (Department of Natural Resources and Mines) 2019. In consideration of the State permitting use of this data you acknowledge and agree that the State gives no warranty in relation to the data (including accuracy, reliability, completeness, currency or suitability) and accepts no liability (including without limitation, liability in negligence) for any loss, damage or costs (including consequential damage) relating to any use of the data. Data must not be used for direct marketing or be used in breach of the privacy laws.

Page 20

Life’s essentials at your ﬁngertips. DISTRIBUTION CENTRE

VILLAGE SQUARE

BROWNS PLAINS STATE HIGH SCHOOL

LOGAN MOTORWAY

BRISBANE CBD 30 MINS

HYDE PARK

ISLE OF ELY PARK

HERITAGE PARK SHOPPING CENTRE

PARK RIDGE TOWN CENTRE

HERITAGE PARK MEDIAN HOUSE PRICE

$460,888

4 MINS GREE

$462,323

$449,900

SUNNYBANK 12 MINS

ST JAMES PARK

Y S AY H I G H W A M O U N T L I N DE

AVERAGE PACKAGE PRICE

LOGAN INDOOR SPORTS CENTRE

YUGUMBIR STATE SCHOOL

ST BERNADINES PRIMARY SCHOOL COLISSA PARK

GARDEN CITY

N R OA D

MASTERPLAN

HERITAGE PARK B AY L I S S R O A D

On average house & land at Emerald Parks is

Average Package Price

$30,000

FIXED PRICE & TURNKEY DREWVALE PARKINSON

MEDIAN HOUSE PRICE

443m²

584m²

AVG PACKAGE PRICE

AVG LAND SIZE

456m²

AVG PACKAGE PRICE

$469,647

AY M

AVG LAND SIZE

347m² AVG PACKAGE PRICE

$478,280

AD RO

LIS

N ROA D

LIN

0 E

FL C H A MBERS

GREE

400m² $474,638

B AY

$460,888

$498,765 $1

MEDIAN HOUSE PRICE

WAY Y HIGH

AVG PACKAGE PRICE

402m²

AVG LAND SIZE

HERITAGE PARK

$547,078

$507,000 OR

AVG LAND SIZE

B R O WNS

$648,000

$542,000

better value than the competition.

AVG LAND SIZE

391m² AVG PACKAGE PRICE

$477,433 M

AVG LAND SIZE AVG LAND SIZE

485m² AVG PACKAGE PRICE

$489,290

439m² URBANE HOMES AVG PACKAGE PRICE

$462,323

All information included within this document is a sample of select sales and listing prices for individual lots within the above estates and select projects, as reported either on realestate. com.au, pds live, by local valuers or real estate agents. The accuracy of this information cannot be guaranteed, this information should not be relied upon by any party and any prospective purchasers should conduct their own investigations and satisfy themselves in relation to the information and type of information supplied within this document.

REASONS WHY YOU SHOULD INVEST IN EMERALD PARKS 1

CENTRALLY LOCATED TO LOGAN’S FINEST AMENITY

30 MINS

5 MINS

4 MINS

TO THE BRISBANE CBD

TO GRAND PLAZA

TO PARK RIDGE TOWN CENTRE

500M

GROWING POPULATION DRIVING RENTAL DEMAND

EXTREMELY TIGHT RENTAL MARKET 1.9% VACANCY

319,652 2017 POPULATION

BOOMING POPULATION 172* NEW RESIDENTS PER WEEK PROJECTED TO RESIDE IN THE LOGAN LGA FROM 2017-2036

LOGAN LGA JUNE 18 (REIQ)

PART OF THE PARK RIDGE MASTERPLAN

PROJECTED TO BE

2036 PROJECTED POPULATION

53%* GROWTH RATE

( OESR)

A KEY

GREENFIELD MASTER PLAN IN SEQ

490,522

FORECAST TO GROW BY

UP TO 13,000 NEW JOBS

(LOGAN CITY COUNCIL)

URBANE HOMES PACKAGES ARE ON AVERAGE

$30,000 BETTER VALUE THAN THE COMPETITION*

STRONG VALUATIONS HERITAGE PARK MEDIAN PRICE

$460,888 VS

THE 2ND FASTEST GROWING LGA IN SEQ FROM 2017 - 2036

( OESR)

25,000 NEW RESIDENTS

PROJECTED OVER THE NEXT TWO DECADES

OFFERS INVESTORS IMMEDIATE VALUE

PUBLIC TRANSPORT, PARKS, SHOPPING, RESTAURANTS & CHILDCARE

(LOGAN CITY COUNCIL)

LARGER BLOCKS

439M 2

AVG. LAND SIZE

( OESR)

5 PROPOSED SCHOOLS, A BUSINESS TECHNOLOGY CENTRE, CONNECTED PARKLANDS & MORE.

(LOGAN CITY COUNCIL)

WHY WAIT? STAGE 1 IS REGISTERED & READY TO BUILD

URBANE HOMES AVERAGE PACKAGE PRICE

$462,232

Sources: REIQ, OESR, Priceﬁnder, SQM, Urbis *Disclaimer: All information included within this document is a sample of select sales and listing prices for individual lots within the above estates and select projects, as reported either on realestate.com.au, pds live, by local valuers or real estate agents. The accuracy of this information cannot be guaranteed, this information should not be relied upon by any party and any prospective purchasers should conduct their own investigations and satisfy themselves in relation to the information and type of information supplied within this document. +Average Package Price based on 4 Bed, 2 Bath, 2 Car house and land of a turnkey inclusion level comparable to Urbane Homes.

Logan’s 6 Key Areas Driving Employment Growth & Investment

Perfectly positioned in the Logan LGA

BROWNS PLAINS

Logan’s positioning between Australia’s 3rd & 6th largest cities will see the region beneﬁt from tremendous levels of infrastructure spending & population growth, with Logan forecast to be SEQ’s 2nd fastest growing region over the next decade.

$474,980* 20% GROWTH IN MEDIAN HOUSE PRICE OVER THE PAST 5 YEARS

Browns Plains is the shopping and entertainment hub of Logan, home to hundreds of retailers, restaurants and specialty stores.

319,646

IN SEQ

VACANCY RATE JUNE QTR 18

490,522 (ABS)

KEY TRANSPORT CORRIDORS

SPRINGWOOD RETAIL & FUTURE CBD

The Paciﬁc Motorway, Logan Motorway and rail network provide Logan express access to Brisbane, Springﬁeld and the Gold Coast.

Springwood sits 15km south of Brisbane and is Logan’s fastest growing area for commerce, business and retail. HOME TO IKEA, ANACONDA, SPOTLIGHT & MORE

$1 BILLION UPGRADE TO THE M1

FUTURE SEQ CBD

AVERAGE AGE OF LOGAN RESIDENTS

POPULATION 2036

25,000 NEW RESIDENTS 8,000-13,000 NEW JOBS

(REIQ)

YEARS OF AGE

53% INCREASE

IN THE NEXT 20 YEARS:

200+ RETAILERS, RESTAURANTS & MORE

FASTEST GROWING POPULATION

(OESR)

POPULATION 2016

A key greenﬁeld masterplan in SEQ, the PRMPA is set to transform the surrounding area and create 8,000 - 13,000 jobs.

LOGAN’S KEY RETAIL PRECINCT

1.9%

MEDIAN PRICE FOR 4B 2B 2L 2C HOUSE & LAND IN LOGAN

PARK RIDGE MASTER PLAN AREA (PRMPA)

2.9 AVERAGE PEOPLE PER HOUSEHOLD (ABS)

(ABS)

BEENLEIGH TOWN CENTRE

YATALA ENTERPRISE AREA

A bustling town centre, located in the geographic heart of the Brisbane – Gold Coast corridor.

The Yatala Enterprise Area is the engine room of the Gold Coast and the areas leading industrial precinct.

A KEY EMPLOYMENT NODE OF LOGAN $10 MILLION OPEN AIR MARKET SPACE REDEVELOPMENT COMPLETE

$1 BILLION IN ECONOMIC BENEFIT 40,000 FORECAST JOBS

Pillars of Growth 1

THE PARK RIDGE MASTERPLANNED AREA

Be part of a bigger plan. Life at means you are perfectly positioned to take advantage of the growing amenity, services and opportunities being delivered as part of the Logan City Council’s Park Ridge Master Planned Area. This plan underpins the evolution of the area, creating an integrated, well planned, well serviced urban community enriched by extensive environmental corridors, parks and waterway networks.

Employment Opportunities

An Active Transport Plan

An emerging population of 25,000 new residents over the next 20 years.

Walkways and cycleways to connect Park Ridge’s community facilities

Creating a projected 13,000 employment opportunities

Eﬃcient routes for commuting by car

650 hectares incorporated in the masterplan designated for a Business Technology Centre, industrial, retail, commercial, community and other centres

Public transport services

Thriving town centre and local employment opportunities close by Surrounded by employment hotspots of Browns Plains, Springﬁeld, Logan City, Eight Mile Plains, Yatala

Express bus service at Park Ridge Town Centre to Brisbane CBD Park’n’Ride facility at Mt Lindesay Highway and Crest Road

Life-Long Learning Provision in the masterplan for a number of childcare, primary, secondary and tertiary education facilities to support a growing community Within easy travel distance of Griﬃth University’s Logan campus, the Metropolitan South Institute of TAFE and Education City at the City of Springﬁeld

Outdoor Recreation Linked areas of open space, parks and recreation reserves Places with high conservation value, native vegetation and waterways Every home within walking distance of open, natural spaces Established parklands oﬀering a wide range of sporting and recreational activities

Retail Choices The Park Ridge Town Centre is at your ﬁnger tips, featuring a dynamic mix of businesses, major retailers, boutique stores, entertainment venues and community services

*Source: Park Ridge Planning Scheme Amendment. These proposed initiatives are to be carried out by others and Urbane Homes makes no representations or warranties in relation to their timing or completion dates

CHAM

BE RS

F L AT R OA D

E S AY H I G H WA Y

Park Ridge Masterplanned Area.

Why South East Queensland Driven by aﬀordability, rapid population growth and strong employment prospects, South East Queensland (SEQ) is one of Australia’s fastest growing regions. Located in the heart of SEQ, is perfectly positioned between Brisbane & the Gold Coast, 2 of Australia’s largest & most exciting cities.

272% INCREASE

3.4 MILLION

IN INTERSTATE MIGRATON IN SEQ SINCE 2013

RESIDENTS IN 2016

+ 1.4 M

A Booming Population

22.4K

10.4K

GROWING TO

4.9 M

2013

2014

2015

2016

1,000 PER WEEK TO

BY 2036

70%

50,000 NEW JOBS IN GREATER BRISBANE ENDING DEC 17

GREATER BRISBANE

27% OF TOTAL JOB CREATION IN AUS

Surging Employment

Driven by Public & Private Investment

JUST UNDER

1,430 PER WEEK

12.8K

BY 2036

PEOPLE MOVING TO SEQ WILL GROW FROM

INCREASE IN JOBS ON THE GOLD COAST, REACHING 430,000+ BY 2041

IN 12 MONTHS TO DEC‘17

BRISBANE SHOWGROUNDS

$2.9B

- 22 HA urban village precinct - Creating more than 2,000 jobs - $300m per annum in economic beneﬁts

QUEEN’S WHARF

$3B

- 8,000 jobs on completion - $1.69b increase in annual tourism spend - 50 new restaurants, cafes and bars

BRISBANE AIRPORT PARALLEL RUNWAY

$1.3B

- 7,800 new jobs by 2035 - Best runway system in Australia - Capacity to rival Singapore airport

BRISBANE IPSWICH

BRISBANE LIVE

LOGAN GOLD COAST

- From the creators of Madison Square Garden - New hotels, restaurants and bars - Stadium capacity for 17,000

$2B

CROSS RIVER RAIL

$5.4B

- 10km new rail network - 5 key new stations - Reducing travels times across SEQ

GOLD COAST

LIGHT RAIL Surging Employment

$2.9B

- Stage 1 & 2 complete - Stage 3 in development - Connects to key health and education precincts and provides Brisbane rail access to beaches

M1 MOTORWAY UPGRADE

$1.8B

- One of Australia’s most important road networks - Funded by both State & Federal Governments

Prepared by JR Property Advisory. Sources: *PriceFinder 2017, Urbis SEQ Housing Report, QGSO 2017, ABS 2017, NIEIR 2015P

4.73

.81

32 460m2

14.34

New Road

30 450m2

14.37 3. 3 1 3. .1 1

8.34

410m2

Ruby Street

453m2

14.37 12.81

460m2

410m2

40 450m2

Stage Three

410m2

14.34

12.81

460m2

12.81

461m2

8.34

Stage One

410m2

3.09

3. 3. 1 3. 1 1

1.56

14.37

465m2

14.37

410m2

4.6

12.81

4.12

14.37

423m2

3.9

14.37

460m2

Gem Circuit

453m

New Road

Gem Circuit

Future Development

31 .3

.64

12.81

14.37

35.41

Green Road

423m2

Future Stag e

Master Plan

33 .15

Stage 1

13.4

33 .3

.26

Stage 2

408m2

14.

26 14

Urbane Homes Allocation

.18

Stage Plan.

03 FLOORPLAN







 

FLOOR AREAS: 



 



Indoor Living Garage Outdoor Living Portico TOTAL (M2)

129.96m2 40.78m2 13.32m2 3.25m2 187.31m2















 





























 







All dimensions are in mm



 3000 x 3300

The design of Candice MK1 is driven by flexibility for family living. A separated master bedroom suite, large open plan living and an additional lounge space provide opportunities for both social and private moments. Large windows connecting indoor and outdoor spaces maximise natural light and ventilation. Kevin Mullin Urbane Homes Design Manager

House orientation may be mirror reverse: please refer to the site plan for correct orientation and position on lot. 



03 FLOORPLAN



FLOOR AREAS: Indoor Living Garage Outdoor Living Portico TOTAL (M2)

128.70m2 40.59m2 15.65m2 2.45m2 187.39m2

The Adriana MK1 has been approached with a key design philosophy on liveability, flexibility, sustainability and aesthetics, with an outcome to suit any lot. An intricate front facade incorporating a range of textures, styles and colours provides for an ecletic yet integrated streetscape. Kevin Mullin Urbane Homes Design Manager

 All dimensions are in mm



House orientation may be mirror reverse: please refer to the site plan for correct orientation and position on lot.



03 FLOORPLAN

  

FLOOR AREAS: 







 



Indoor Living Garage Outdoor Living Portico TOTAL (M2)

131m2 39.14m2 13.03m2 4.51m2 187.68m2











































 











All dimensions are in mm



 

The principle design philosophy around the Alessandra MK1 is to maximise liveability through flexible spaces flooded with natural light and ventilation. The front living space provides the perfect retreat from the remaining home, whilst helping to create an impressive front entry. Kevin Mullin Urbane Homes Design Manager

House orientation may be mirror reverse: please refer to the site plan for correct orientation and position on lot.



CANDICE MK1 MANHATTAN 4

Designed by acclaimed architect, Kevin Mullin, each Urbane Homes design is carefully crafted using an infusion ofPRICE 6 YEAR FIXED STRUCTURAL TURNKEY architectural and interior design trends that create relaxed and timeless living spaces. The intricate design journey GUARANTEE

HOME

ensures each home is crafted with precision and finesse, while complimenting the surrounding subtropical environment.

6 STAR ENERGY RATING

2 spacious open-plan living areas l open plan kitchen and living area l connectivity between indoor and outdoor living spaces.

Available with the following inclusions:

»»

All site preparation costs including fees

»»

All service connection costs including fees

»»

Foundations to suit soil conditions

»»

Feature render or feature brick facade

»»

Floor coverings throughout

»»

Split system air-conditioning

»»

Flyscreens to all openable windows & doors

»»

Barrier screen to front door

»»

Roller blinds to all bedrooms & living areas

»»

Built-in wardrobes to all bedrooms

»»

Ceiling fans in all bedrooms & living areas

»»

itchen with 3m island bench incorporating a K breakfast bar

6 YEAR STRUCTURAL GUARANTEE

FIXED PRICE TURNKEY HOME

»»

tainless steel kitchen appliances including S dishwasher

»»

NBN ready

»»

FIXED PRICE YEAR coats of Taubman’s 6premium 3 paints TURNKEY STRUCTURAL (internal) HOME

GUARANTEE

»»

ailored landscaping treatment to T compliment the house design

»»

encing to the sides & rear of the home F including side gate

»»

Exposed aggregate concrete to the driveway, porch & alfresco area

»»

STAR 6 YEAR Letterbox, clothesline,6 TV aerial & whirly bird ENERGY RATING

STRUCTURAL GUARANTEE

6 YEAR 6 STAR STRUCTURAL ENERGY GUARANTEE RATING

6 STAR ENERGY 6 STAR RATING ENERGY RATING

FIXED PRICE TURNKEY HOME

FIXED PRICE 6 STAGE TURNKEY QUALITY HOME ASSURANCE

6 STAR ENERGY RATING

6 STAGE QUALITY 25 YEAR ASSURANCE

STRUCTURAL GUARANTEE

6 STAGE QUALITY ASSURANCE

Disclaimer: While every reasonable care has been taken in the preparation of this document, and all particulars contained here are believed to be true and correct at the time of printing, interested parties must rely on their own inspections and enquiries. Photography and illustrations are for presentation purposes only and should be regarded as indicative representations only. Certain items shown such as furniture, vehicles and advanced landscaping are not included. The floor plan depicted may not represent the correct house orientation for this lot and may be mirror reverse. Please refer to the separate site plan for correct house orientation and position on this lot. The internal and external colour schemes depicted may not represent the actual internal and external colour schemes allocated to this lot, please refer to the separate colour schemes assigned to this lot. Sizes shown have been rounded and are subject to change without notice. Candice MK1 Manhattan R5.

FIXED PRI TURNKEY HOME

ADRIANA MK1 MANHATTAN 4

HOME

ensures each home is crafted with precision and finesse, while complimenting the surrounding subtropical environment.

6 STAR ENERGY RATING

2 spacious open-plan living areas l open plan kitchen and living area l connectivity between indoor and outdoor living spaces.

Available with the following inclusions:

»»

All site preparation costs including fees

»»

All service connection costs including fees

»»

Foundations to suit soil conditions

»»

Feature render or feature brick facade

»»

Floor coverings throughout

»»

Split system air-conditioning

»»

Flyscreens to all openable windows & doors

»»

Barrier screen to front door

»»

Roller blinds to all bedrooms & living areas

»»

Built-in wardrobes to all bedrooms

»»

Ceiling fans in all bedrooms & living areas

»»

itchen with 3m island bench incorporating a K breakfast bar

6 YEAR STRUCTURAL GUARANTEE

FIXED PRICE TURNKEY HOME

»»

tainless steel kitchen appliances including S dishwasher

»»

NBN ready

»»

FIXED PRICE YEAR coats of Taubman’s 6premium 3 paints TURNKEY STRUCTURAL (internal) HOME

GUARANTEE

»»

ailored landscaping treatment to T compliment the house design

»»

encing to the sides & rear of the home F including side gate

»»

Exposed aggregate concrete to the driveway, porch & alfresco area

»»

STAR 6 YEAR Letterbox, clothesline,6 TV aerial & whirly bird ENERGY RATING

STRUCTURAL GUARANTEE

6 YEAR 6 STAR STRUCTURAL ENERGY GUARANTEE RATING

6 STAR ENERGY 6 STAR RATING ENERGY RATING

FIXED PRICE TURNKEY HOME

FIXED PRICE 6 STAGE TURNKEY QUALITY HOME ASSURANCE

6 STAR ENERGY RATING

6 STAGE QUALITY 25 YEAR ASSURANCE

STRUCTURAL GUARANTEE

6 STAGE QUALITY ASSURANCE

FIXED PRI TURNKEY HOME

ALESSANDRA MK1 CHELSEA 4

HOME

ensures each home is crafted with precision and finesse, while complimenting the surrounding subtropical environment.

6 STAR ENERGY RATING

2 spacious open-plan living areas l open plan kitchen and living area l connectivity between indoor and outdoor living spaces.

Available with the following inclusions:

»»

All site preparation costs including fees

»»

All service connection costs including fees

»»

Foundations to suit soil conditions

»»

Feature render or feature brick facade

»»

Floor coverings throughout

»»

Split system air-conditioning

»»

Flyscreens to all openable windows & doors

»»

Barrier screen to front door

»»

Roller blinds to all bedrooms & living areas

»»

Built-in wardrobes to all bedrooms

»»

Ceiling fans in all bedrooms & living areas

»»

itchen with 3m island bench incorporating a K breakfast bar

6 YEAR STRUCTURAL GUARANTEE

FIXED PRICE TURNKEY HOME

»»

tainless steel kitchen appliances including S dishwasher

»»

NBN ready

»»

FIXED PRICE YEAR coats of Taubman’s 6premium 3 paints TURNKEY STRUCTURAL (internal) HOME

GUARANTEE

»»

ailored landscaping treatment to T compliment the house design

»»

encing to the sides & rear of the home F including side gate

»»

Exposed aggregate concrete to the driveway, porch & alfresco area

»»

STAR 6 YEAR Letterbox, clothesline,6 TV aerial & whirly bird ENERGY RATING

STRUCTURAL GUARANTEE

6 YEAR 6 STAR STRUCTURAL ENERGY GUARANTEE RATING

6 STAR ENERGY 6 STAR RATING ENERGY RATING

FIXED PRICE TURNKEY HOME

FIXED PRICE 6 STAGE TURNKEY QUALITY HOME ASSURANCE

6 STAR ENERGY RATING

6 STAGE QUALITY 25 YEAR ASSURANCE

STRUCTURAL GUARANTEE

6 STAGE QUALITY ASSURANCE

FIXED PRI TURNKEY HOME

External Colour Selection R5 Issue B – 15.11.17 Face Brick

Austral Everyday Life Engage Mortar – Natural

Feature Brick (if applicable)

N/A

Roof

Colorbond Basalt

Fascia

Colorbond Shale Grey

Gutter and Downpipes

Colorbond Shale Grey

Base Render

Taubmans Miss Universe

Feature Render (if applicable)

Taubmans Sealord

Cladding – Colour 1 (if applicable)

Taubmans Metal Glow

Cladding – Colour 2 (if applicable)

N/A

Infill Over Windows and Doors (if applicable)

Taubmans Crisp White

Soffit Lining

Taubmans Crisp White

Timber Battens – Colour 1 (if applicable)

Taubmans Metal Glow

Timber Battens – Colour 2 (if applicable)

N/A

Garage Door

Colorbond Shale Grey

Front Door Colour

Taubmans Miss Universe

Aluminium Sliding Window and Sliding Door Frames

A&L Precious Silver

Driveway

Boral Exposed Aggregate Multigrain

Letterbox

Polytek Key Largo Taubmans Metal Glow

Balustrade

TBC

Page | 1 of 2

Timber Decking

TBC

For colour selections not specified in this colour selection document, please refer to the inclusions document. For extent of all products specified in this colour selection document, please refer to the inclusions document and/or the lot specific working drawings. In the event that any specified product/finish/colour is not available when required by the builder, the builder may substitute an alternative product/finish/colour of equal or better standard. Amendments Register 15/11/17 Issue B â&#x20AC;&#x201C; Add provision for balustrade and timber decking, add colour for timber battens â&#x20AC;&#x201C; Colour 1.

Page | 2 of 2

Interior Colour Selection Scheme 1 (SLATE) Issue E – 22/08/2017 TILING Main floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Bathroom floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Bathroom wall tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal in a brick bond pattern

Bathroom feature wall tile Bathroom skirting tile

Not applicable Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200 mm high

Bathroom vanity splashback tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal and cut to 100mm high

Ensuite floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Ensuite wall tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Ensuite feature wall tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal in stacked bond pattern, to tap wall and (shower rose wall if applicable)

Ensuite skirting tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400 Cut to 200mm high

Ensuite vanity splashback tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400 Cut to 100mm high

TILING WC floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

WC skirting tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200mm high

Laundry floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Laundry tub splashback tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal in a stacked bond pattern, 400mm high

Laundry skirting tile (if applicable)

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200mm high

Kitchen splashback tile

Beaumont Tiles 97510P Ultimo Super White 600 x 600 CARPET

Carpet

Precision Flooring Trinity Hills 1584 Keroma INTERNAL PAINTING

Wall colour

Taubmans Big White T15 10.1

Ceiling & cornice colour

Ceiling White

Internal door colour

Taubmans Big White T15 10.1

Inside front door colour

Taubmans Big White T15 10.1

Skirting and architrave colour

Taubmans Big White T15 10.1

KITCHEN Benchtop brand and colour (Laminate top) Benchtop brand and Colour (Stone top) Cupboard door brand and colour

Laminex Squareform 5mm. Colour – Pure Calcite in Natural Finish 221 Caesarstone Osprey 3141 (only applicable if stone upgrade) Laminex Lamiwood 16mm. Colour – White 200

Front of Island bench (bar stool side) and end of island bench

Laminex Lamiwood 16mm. Colour – White 200

Feature cupboard door brand and colour to pantry (inc. gable), refrigerator space overhead cupboard (inc. gable) and overhead cupboards Cabinetry handles

Laminex Lamiwood 16mm. Colour – Smoky Sapelle 480

Claytons MX114 Matt chrome – installed horizontally WINDOW COVERINGS

Roller Blinds

Lovelight Niagara, Zen, Mario ROBES and LINEN

Frame colour

Satin

Front colour

Glacier

External Colour Selection B1 Issue B – 15.11.17 Face Brick

Austral Everyday Life Leisure Mortar – Natural

Feature Brick (if applicable)

Austral Metalix Emery Mortar – Off White

Roof

Colorbond Dune

Fascia

Colorbond Surfmist

Gutter and Downpipes

Colorbond Surfmist

Base Render

Taubmans Antique Silver

Feature Render (if applicable)

N/A

Cladding – Colour 1 (if applicable)

Taubmans Silver Spoon

Cladding – Colour 2 (if applicable)

Taubmans Antique Silver

Infill Over Windows and Doors (if applicable)

Taubmans Cotton Sheets

Soffit Lining

Taubmans Crisp White

Timber Battens – Colour 1 (if applicable)

Taubmans Big White

Timber Battens – Colour 2 (if applicable)

N/A

Garage Door

Colorbond Surfmist

Front Door Colour

Taubmans Big White

Aluminium Sliding Window and Sliding Door Frames

A&L to match Colorbond Surfmist

Driveway

Boral Exposed Aggregate Salt ‘N’ Pepper

Letterbox

Polytek Key Largo Taubmans Antique Silver

Balustrade

TBC

Page | 1 of 2

Timber Decking

TBC

Page | 2 of 2

Interior Colour Selection Scheme 2 (SAND) Issue E â&#x20AC;&#x201C; 22/08/2017 TILING Main floor tile

Beaumont Tiles 79934 Belga Ivory 450 x 450

Bathroom floor tile

Beaumont Tiles 79934 Belga Ivory 450 x 450

Bathroom wall tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal in a stacked bond pattern

Bathroom feature tile

Beaumont Tiles 182055 Gloss Ash Latte 100 x 300 Laid horizontal in a stacked bond pattern to front of bath and back of bath

Bathroom skirting tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200mm high

Bathroom vanity splashback tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal and cut to 100mm high

Ensuite floor tile

Beaumont Tiles 79934 Belga Ivory 450 x 450

Ensuite wall tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal in a stacked bond pattern

Ensuite feature wall tile

Not Applicable

Ensuite skirting tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200mm high

Ensuite vanity splashback tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal and cut to 100mm high

TILING WC floor tile

Beaumont Tiles 79934 Belga Ivory 450 x 450

WC skirting tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200mm high

Laundry floor tile

Beaumont Tiles 79934 Belga Ivory 450 x 450

Laundry tub splashback tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal in a stacked bond pattern, 400mm high

Laundry skirting tile (if applicable)

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200mm high

Kitchen splashback tile

Beaumont Tiles 97510P Ultimo Super White 600 x 600 CARPET

Carpet

Precision Flooring Trinity Hills 1583 Lone Pine INTERNAL PAINTING

Wall colour

Taubmans Big White T15 10.1

Ceiling & cornice colour

Ceiling White

Internal door colour

Taubmans Big White T15 10.1

Inside front door colour

Taubmans Big White T15 10.1

Skirting and architrave colour

Taubmans Big White T15 10.1

KITCHEN Benchtop brand and colour (Laminate top)

Laminex Squareform 5mm. Colour – Moose in Natural Finish 134

Benchtop brand and colour (Stone top) Cupboard door brand and colour

Caesarstone Urban 2040 (only applicable if stone upgrade) Laminex Lamiwood 16mm. Colour – White 200

Front of Island bench (bar stool side) and end of island bench

Laminex Lamiwood 16mm. Colour – White 200

Feature cupboard door brand and colour to pantry (inc. gable), refrigerator space overhead cupboard (inc. gable) and overhead cupboards Cabinetry handles

Laminex Lamiwood 16mm. Colour – Avignon Walnut 006

Claytons MX114 Matt chrome – installed horizontally WINDOW COVERINGS

Roller Blinds

Lovelight Niagara, Zen, Martini ROBES and LINEN

Frame colour

Satin

Front colour

Glacier

External Colour Selection R2 Issue B – 15.11.17 Face Brick

Austral Everyday Life Engage Mortar – Natural

Feature Brick (if applicable)

N/A

Roof

Colorbond Basalt

Fascia

Colorbond Surfmist

Gutter and Downpipes

Colorbond Basalt

Base Render

Taubmans Quartz Grey

Feature Render (if applicable)

Taubmans Miss Universe

Cladding – Colour 1 (if applicable)

Taubmans Victorian Pewter

Cladding – Colour 2 (if applicable)

N/A

Infill Over Windows and Doors (if applicable)

Taubmans Cotton Sheets

Soffit Lining

Taubmans Crisp White

Timber Battens – Colour 1 (if applicable)

Taubmans Chocolate Truffle

Timber Battens – Colour 2 (if applicable)

N/A

Garage Door

Colorbond Cedar

Front Door Colour

Taubmans Miss Universe

Aluminium Sliding Window and Sliding Door Frames

A&L to match Colorbond Surfmist

Driveway

Boral Exposed Aggregate Salt ‘n’ Pepper

Letterbox

Polytek Key Largo Taubmans Quartz Grey

Balustrade

TBC

Page | 1 of 2

Timber Decking

TBC

Page | 2 of 2

Interior Colour Selection Scheme 1 (SLATE) Issue E – 22/08/2017 TILING Main floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Bathroom floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Bathroom wall tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal in a brick bond pattern

Bathroom feature wall tile Bathroom skirting tile

Not applicable Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200 mm high

Bathroom vanity splashback tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal and cut to 100mm high

Ensuite floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Ensuite wall tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Ensuite feature wall tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal in stacked bond pattern, to tap wall and (shower rose wall if applicable)

Ensuite skirting tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400 Cut to 200mm high

Ensuite vanity splashback tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400 Cut to 100mm high

TILING WC floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

WC skirting tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200mm high

Laundry floor tile

Beaumont Tiles 03269 Euphoria Cement Gloss Textured 400 x 400

Laundry tub splashback tile

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal in a stacked bond pattern, 400mm high

Laundry skirting tile (if applicable)

Beaumont Tiles 03215 Sector Gloss White 200 x 400 Laid horizontal, 200mm high

Kitchen splashback tile

Beaumont Tiles 97510P Ultimo Super White 600 x 600 CARPET

Carpet

Precision Flooring Trinity Hills 1584 Keroma INTERNAL PAINTING

Wall colour

Taubmans Big White T15 10.1

Ceiling & cornice colour

Ceiling White

Internal door colour

Taubmans Big White T15 10.1

Inside front door colour

Taubmans Big White T15 10.1

Skirting and architrave colour

Taubmans Big White T15 10.1

KITCHEN Benchtop brand and colour (Laminate top) Benchtop brand and Colour (Stone top) Cupboard door brand and colour

Laminex Squareform 5mm. Colour – Pure Calcite in Natural Finish 221 Caesarstone Osprey 3141 (only applicable if stone upgrade) Laminex Lamiwood 16mm. Colour – White 200

Front of Island bench (bar stool side) and end of island bench

Laminex Lamiwood 16mm. Colour – White 200

Feature cupboard door brand and colour to pantry (inc. gable), refrigerator space overhead cupboard (inc. gable) and overhead cupboards Cabinetry handles

Laminex Lamiwood 16mm. Colour – Smoky Sapelle 480

Claytons MX114 Matt chrome – installed horizontally WINDOW COVERINGS

Roller Blinds

Lovelight Niagara, Zen, Mario ROBES and LINEN

Frame colour

Satin

Front colour

Glacier

ASSOCIATED FEES

ESTIMATES OF ASSOCIATED FEES ‘Emerald Parks’ Estate – Stage 2 Park Ridge, QLD Property Type

Stamp Duty Payable Stamp Duty Payable Stamp Duty Payable (FOH)* (Local Investor) * (Overseas Investor) *

Council Rates + Estimate (p/a)

Water Rates + Estimate (p/a)

Lot 34

$633.00

$7,948.00

$25,728.00

$1,400.00

Lot 40

$640.00

$8,025.00

$25,945.00

$1,400.00

Lot 51

$633.00

$7,948.00

$25,725.00

$1,400.00

*Stamp Duty estimates derived from https://stampduty.calculatorsaustralia.com.au/ + Council Rates and Water Rates quoted are average across all lots.

PROPERTY INVESTMENT ANALYSIS 'Emerald Parks' Estate Park Ridge, QLD Floor Plan Candice MK1 â&#x20AC;&#x201C; 4 Bed, 2 Bath, 2 Car House & Land Purchase Price $454,900

Income

Positive Cashflow Per Week (Year 1)

$80,000

($4.00)

$100,000

$7.00

$120,000

$15.00

$150,000

$10.00

Floor Plan Adriana MK1 â&#x20AC;&#x201C; 4 Bed, 2 Bath, 2 Car House & Land Purchase Price $469,900

Income

Positive Cashflow Per Week (Year 1)

$80,000

($13.00)

$100,000

($3.00)

$120,000

$6.00

$150,000

$1.00

Floor Plan Alessandra MK1 - 4 Bed, 2 Bath, 2 Car House & Land Purchase Price $465,900

Income

Positive Cashflow Per Week (Year 1)

$80,000

($11.00)

$100,000

$0.00

$120,000

$9.00

$150,000

$4.00

Disclaimer: Note that computer projections listed above simply illustrate the outcome calculated from the input values and the assumptions contained in the model. Hence the figures can be varied as required and are in no way intended to be a guarantee of the future performance. Although the information is provided in good faith, it is also given on the basis that no person using the information, in whole or in part, shall have any claim against this company its servants, employees or consultants.

Nyko Property - Melbourne Investment Property Analysis 'Emerald Parks Estate', Gem Circuit, Park Ridge, QLD, 4125

11-Apr-2019

Prepared for: Consultant: Property: 'Emerald Parks Estate', Gem Circuit, Park Ridge, QLD, 4125 Description: 4 Bed, 2 Bath, 2 Living, 2 Car SUMMARY Assumptions Property value Investment Gross yield Net yield Growth rate Inflation rate Interest rate Taxable income

$465,900 $0 4.70% 3.67% 6.00% 3.00% 5.00% $100,000

Projected results over Property value Equity After-tax return /yr Net present value IF SOLD Selling costs & CGT Equity After-tax return /yr

10 yrs $834,356 $357,841 4793.59% $286,625 $119,382 $238,459 4793.60%

PROJECTIONS Investment Analysis End of year Property value Purchase costs Investments Loan amount Equity Capital growth rate Inflation rate (CPI) Gross rent /week Cash deductions Interest (I/O) Rental expenses Pre-tax cash flow Non-cash deductions Deprec.of building Deprec.of fittings Loan costs Total deductions Tax credit (single) After-tax cash flow Rate of return (IRR) Pre-tax equivalent

2019 $465,900 $10,115 $0 $476,515 $-10,615 6.00% 3.00% $430

1yr 493,854

Projections over 10 years 2yr 3yr 5yr 523,485 554,894 623,479

10yr 834,356

476,515 17,339 6.00% 3.00% 21,913

476,515 46,970 6.00% 3.00% 23,008

476,515 78,379 6.00% 3.00% 24,159

476,515 146,964 6.00% 3.00% 26,635

476,515 357,841 6.00% 3.00% 33,994

5.00% 21.54% $0

23,826 4,817 -6,730

23,826 4,962 -5,779

23,826 5,111 -4,778

23,826 5,422 -2,613

23,826 6,285 3,883

2.50% $27,784 $500

5,027 5,871 100 39,641 6,716 -14

5,027 5,027 5,027 5,553 3,981 2,611 100 100 100 39,467 38,044 36,985 6,458 5,623 4,192 679 845 1,579 Your income /(cost) per week 13 16 30

5,027 505

$100,000 $0 4793.59% 7858.34%

(0)

35,643 643 4,526 87

Disclaimer: Note that the projections listed above simply illustrate the outcome calculated from the input values and the assumptions contained in the model. Hence the figures can be varied as required and are in no way intended to be a guarantee of future performance. Although the information is provided in good faith, it is also given on the basis that no person using the information, in whole or in part, shall have any claim against Nyko Property - Melbourne, its servants, employees or consultants. This information is intended as general advice only and does not take account of individual needs or financial circumstances. Intending purchasers should do their own assessment or consult a licensed investment adviser. .

Nyko Property

Page 2 Detailed Notes on Spreadsheet Items

PROPERTY VALUE The property (or market) value refers to how much the property is worth (i.e. how much you could sell it for). Its book value, on the other hand, refers to how much you have paid for it plus the cost of any immediate renovations.

Property price: Renovation costs: Total book value: Property market value:

465,900 0 465,900 $465,900

PURCHASE COSTS These include your solicitor's conveyancing fees and, where applicable, State Government stamp duty and transfer of title fees. In Australia, stamp duty and transfer of title fees vary from State to State and are a function of purchase price whereas, in New Zealand, stamp duty has been abolished on all property transfers since May 1999. Conveyancing costs may also be dependent on purchase price and may be negotiable. In some States of Australia (e.g. A.C.T.), purchase costs are tax deductible in the first year of the investment, though normally they will only be taken into account in Capital Gains Tax calculations in the year of sale.

Conveyancing costs: Stamp duty: Transfer of title: Total Purchase costs:

1,000 7,948 1,167 $10,115

INVESTMENT & LOAN Your initial investment is usually just the total of all monies outlayed at the time of purchase. These may include contributions toward any, or all, of the costs listed below. The remainder will largely determine the size of the loan. If you have sufficient equity in other property, it is possible to outlay nothing, and actually borrow the lot (i.e. the purchase price, purchase costs, loan costs, any renovation costs, and even additional monies to cover such things as fittings). If you are modelling an investment from some point in time after purchase (e.g. to assess the return on major renovations), your investment might also include the equity you already have built up in the property.

Property costs: Renovation costs: Purchase costs: Furniture costs: Loan costs: Totals:

Investments 0 0 0 0 0 $0

Loan 465,900 0 10,115 0 500 $476,515

Total Cost 465,900 0 10,115 0 500 $476,515

CAPITAL GROWTH & INFLATION RATES Rate of capital growth is your anticipated annual compound rate of increase of the property value. It will undoubtedly vary substantially over the short term, but over the longer term (10 years or more), it has generally been about 2 to 3% above the rate of inflation.

Average rate of inflation (%): Average rate of capital growth (%):

3.00 6.00

Nyko Property

Page 3

EQUITY The equity is the difference between the property value and the loan. The equity increases in line with the increasing property value in the case of an interest-only loan. For a principal & interest loan, it also increases with the decrease in the debt.

Projected values over Property value Loan EQUITY Approximate costs if sold...... Capital Gains Tax Solicitor's fees Sales commission EQUITY (after sale)

5 yrs 623,479 476,515 $146,964

10 yrs 834,356 476,515 $357,841

15 yrs 1.117m 476,515 $640,041

20 yrs 1.494m 476,515 $1.018m

34,757 3,117 17,641 $91,449

91,771 4,172 23,440 $238,459

164,213 5,583 31,200 $439,045

257,702 7,471 41,586 $710,931

INTEREST COSTS & TYPE OF LOAN The type of loan can be either interest-only and/or principal & interest. Repayments for interest-only loans, as the title suggests, consist of interest only. Repayments for principal & interest loans include a component of the principal. Interest-only loans are usually of a shorter term (e.g. 3 to 5 years) at which time they are usually rolled-over.

Loan type: Interest rate (yr 1) (%) Loan: Loan costs (written off over 5 yrs): Monthly payment: Annual payment:

I/O Yrs 1-40 5.00 $476,515 $500 $1,985 $23,826

RENT The potential annual rent is simply the rent per week times 52. The actual annual rent must account for any period that the property is vacant. Annual rents are assumed to increase in line with inflation.

Rent per week: Potential annual rent: Vacancy rate (%): Actual annual rent:

430 22,360 2.00 $21,913

Nyko Property

Page 4

ANNUAL RENTAL EXPENSES These are all the real operating costs associated with the investment property with the exception of loan interest payments. The first cell of the spreadsheet represents the expenses expressed as a percentage of the potential annual rent. As a guide, expenses could vary anywhere from 13% to 30%, depending on the maintenance and whether a professional property management agent is used. For holiday letting, with higher vacancies, the percentage can be more than 50%.

Normal Expenses: Agent's commission (7.70%): Letting fees: Rates: Insurance: Special expenses: Total expenses:

1,687 430 2,100 600 0 $4,817

Normal expenses as % of annual rent (%): Net yield or Capitalisation rate (%):

21.54 3.67

PRE-TAX CASH FLOW These are all of the monies that flow out of your pocket before tax is taken into account. Normally, it would represent the gross annual rent less interest and rental expenses. This will vary if interest or expenses are capitalised or rents used directly to reduce the loan.

Year Rent Cash invested Principal payments Interest Expenses Pre-tax cash flow

1yr 21,913 0 0 23,826 4,817 $-6,730

2yr 23,008 0 0 23,826 4,962 $-5,779

3yr 24,159 0 0 23,826 5,111 $-4,778

5yr 26,635 0 0 23,826 5,422 $-2,613

DEPRECIATION ON THE BUILDING This represents the capital allowance on the construction costs. Property value: Construction costs: Depreciation allowance rate (%): Depreciation allowance:

$465,900 $201,064 2.50 $5,027

DEPRECIATION OF FITTINGS (annual claim) Total value of fittings: Total depreciation in first year:

$27,784 $5,871

LOAN COSTS In Australia, the loan costs are written off over the term of the loan (or five years, whichever is the lesser). Other loan costs: Total loan costs:

500 $500

10yr 33,994 0 0 23,826 6,285 $3,883

Nyko Property

Page 5

TOTAL TAX DEDUCTIONS (Cash & Non-Cash Deductions) These include both "cash" (e.g. interest, rental expenses) and "non-cash" (e.g. depreciation) deductions. Year Interest Expenses Deprec.-building Deprec.-fittings Loan costs Total deductions

1yr 23,826 4,817 5,027 5,871 100 $39,641

2yr 23,826 4,962 5,027 5,553 100 $39,467

3yr 23,826 5,111 5,027 3,981 100 $38,044

5yr 23,826 5,422 5,027 2,611 100 $36,985

10yr 23,826 6,285 5,027 505 0 $35,643

TAX CREDITS & AFTER-TAX CASH FLOW The after-tax cash flows are all of the monies that flow in or out of your pocket AFTER tax is taken into account. They represent the PRE-tax cash flow LESS any tax credits (or tax refunds). In this analysis, it is assumed that the investor has obtained a tax variation from the Taxation Office and thus the tax refunds are credited for the same year in which they are based.

Year Pre-tax cash flow Tax credits After-tax cash Income /(cost) per week

2019 0 0

1yr -6,730 6,716 -14 (0)

2yr -5,779 6,458 679 13

3yr -4,778 5,623 845 16

5yr -2,613 4,192 1,579 30

10yr 3,883 643 4,526 87

INTERNAL RATE OF RETURN The internal rate of return (IRR) is the method of calculating the return on a series of cash flows where the time factor is taken into account. To understand it, think of the money you are outlaying on your investment property as being deposited in a bank account, with interest added each year. In this case the "deposits" are represented by the after-tax cash flows

Year After-tax cash flow Equity

2019 $0

1yr $-14

2yr $679

3yr $845

5yr $1,579

10yr $4,526 $357,841

The total amount in your "account" (including interest) at the end of the period is the equity ($357,841) in the investment property. The IRR (4793.59%) represents the effective "interest rate" that you have received, but with one important difference - because the interest remains in the property, it is not taxed. To receive an equivalent return from bank interest, you need to get 7858.34% before tax.

If the property were to be sold at the end of the period, the after-sale equity would be reduced to $238,459 after taking account of selling costs and capital gains tax and the IRR after the sale would be 4793.60%. TAX BENEFITS These are shown below for the given taxable incomes and are based on the specified tax scale.

Number of properties: 1

Current taxable income: Rental income: Total income: Rental deductions: New taxable income:

Investor 100,000 21,913 121,913 39,641 82,272

Current tax (on 100,000): New tax (on 82,272): Tax saving:

26,117 19,401 6,716

Total tax credits:

$6,716

Nyko Property

Page 6

'Emerald Parks Estate', Gem Circuit, Park Ridge, QLD, 4125 Who pays the cost (1st year)?

77% Tenant

You

23% Taxman

Projections over 25 years Year

1yr 2yr 3yr 4yr 5yr 6yr 7yr 8yr 9yr 10yr 11yr 12yr 13yr 14yr 15yr 16yr 17yr 18yr 19yr 20yr 21yr 22yr 23yr 24yr 25yr

Principal payments $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Interest costs

Rental expenses

Total cost

Rent (tenant)

Tax credit (taxman)

$23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826 $23,826

$4,817 $4,962 $5,111 $5,264 $5,422 $5,585 $5,752 $5,925 $6,102 $6,285 $6,474 $6,668 $6,868 $7,074 $7,287 $7,505 $7,730 $7,962 $8,201 $8,447 $8,701 $8,962 $9,230 $9,507 $9,793

$28,643 $28,788 $28,936 $29,090 $29,248 $29,410 $29,578 $29,750 $29,928 $30,111 $30,300 $30,494 $30,694 $30,900 $31,112 $31,331 $31,556 $31,788 $32,027 $32,273 $32,526 $32,787 $33,056 $33,333 $33,618

$21,913 $23,008 $24,159 $25,367 $26,635 $27,967 $29,365 $30,834 $32,375 $33,994 $35,694 $37,478 $39,352 $41,320 $43,386 $45,555 $47,833 $50,225 $52,736 $55,373 $58,141 $61,048 $64,101 $67,306 $70,671

$6,716 $6,458 $5,623 $4,821 $4,192 $3,502 $2,701 $1,981 $1,352 $643 $-143 $-764 $-1,416 $-2,103 $-2,826 $-3,587 $-4,387 $-5,230 $-6,590 $-8,122 $-9,677 $-10,920 $-12,228 $-13,604 $-15,053

Cash (you) $14 $-679 $-845 $-1,098 $-1,579 $-2,059 $-2,488 $-3,064 $-3,799 $-4,526 $-5,251 $-6,220 $-7,242 $-8,317 $-9,448 $-10,637 $-11,890 $-13,207 $-14,119 $-14,978 $-15,938 $-17,341 $-18,816 $-20,369 $-22,000

Nyko Property

Page 7

'Emerald Parks Estate', Gem Circuit, Park Ridge, QLD, 4125

(%)

Who pays the costs (10 years)

100.00 90.00 80.00 70.00 60.00 50.00 40.00 30.00 20.00 10.00 0.00 0

Year from purchase Tenant (88%) Taxman (12%) You (0%)

Average contribution (10 years)

88% Tenant

12% Taxman

Nyko Property

Page 8

'Emerald Parks Estate', Gem Circuit, Park Ridge, QLD, 4125

($)

Investment Property Value & Debt

2.000m

1.500m

1.000m

500,000

0 0

Year from purchase Value

Debt

Property value & debt projections over 25 years Year

Growth rate

1yr 2yr 3yr 4yr 5yr 6yr 7yr 8yr 9yr 10yr 11yr 12yr 13yr 14yr 15yr 16yr 17yr 18yr 19yr 20yr 21yr 22yr 23yr 24yr 25yr

6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00% 6.00%

Property value $465,900 $493,854 $523,485 $554,894 $588,188 $623,479 $660,888 $700,541 $742,574 $787,128 $834,356 $884,417 $937,482 $993,731 $1.053m $1.117m $1.184m $1.255m $1.330m $1.410m $1.494m $1.584m $1.679m $1.780m $1.886m $2.000m

Amount owing $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515 $476,515

Equity $-10,615 $17,339 $46,970 $78,379 $111,673 $146,964 $184,373 $224,026 $266,059 $310,613 $357,841 $407,902 $460,967 $517,216 $576,840 $640,041 $707,035 $778,048 $853,322 $933,112 $1.018m $1.107m $1.202m $1.303m $1.410m $1.523m

Nyko Property

Page 9

'Emerald Parks Estate', Gem Circuit, Park Ridge, QLD, 4125

$/week

Average Projected Weekly Cash Flow & Equity Growth

800 600 400 200 0 -200 -400 -600 Cash in

Cash out

Cash net

Investment Cash Flow

Property

Loan

Equity

Investment Growth

Comparison of projected weekly investment cash flows and growth rates (10 years) In simple terms, this report compares what you put in to the investment with what you might expect to get out. The net after-tax cash flow represents your cash contribution to the investment while the growth in equity represents your increase in net wealth as a result of that investment. For ease of understanding, these figures are presented as weekly averages over the projected period specified (10 years), but will therefore be dependent on the assumptions made in relation to capital growth, inflation and interest rates over that period..

The net after-tax cash flow is the difference between the cash you receive (or save) as a result of the investment (rental income and tax credits) and the cash you pay out (any lump sum cash outlay, principal loan payments, loan interest payments and rental expenses). If any of these items are internalised in the investment loan, they will not appear in the cash flow but will instead impact on the amount owing in the loan.

The growth in equity over the projected period will reflect the changes in property value and the loan over the same time frame. In the simple case of an interest-only loan, the loan amount will stay constant and the growth in equity will be the same as the growth in property value. In the current example, the average net after-tax cash flow is $39 per week while the average equity growth is $709 per week. INVESTMENT CASH FLOW Cash In Rental income Tax credits Total Cash Out Cash outlays Principal payments Interest payments Rental expenses Total Net After-Tax Cash Flow

Total (10 years) 275,617 37,989 313,606

Average (per week)

603

0 0 238,258 55,225 293,482

564

20,124

Nyko Property

Page 10

INVESTMENT GROWTH

Property value Loan amount Equity

Initial

10 yrs

Change

465,900 476,515 -10,615

834,356 476,515 357,841

368,456 0 368,456

Average (per week) 709 0 709

RD 3

PARTY VALIDATION

Elders Real Estate Project Marketing

Level 15, 201 Charlotte Street Brisbane QLD 4000 PO Box 10164 Brisbane QLD 4000 P | 07 3236 4075 F | 07 3112 4272 W | erepm.com.au E | info@erepm.com.au

6th December 2018 RENTAL APPRIASAL: Lot 34 – "Emerald Parks" Stage 2, Park Ridge, QLD, 4125 Elders sincerely thank you for the opportunity to provide you with a rental estimate for the above property. When preparing rental estimates we take several factors into consideration, including; • • • •

4‐bedroom lowset home, 2 bathrooms, open plan kitchen/dining Returns received for comparable rental properties in the area Each Owner’s preferred terms and conditions for leasing their property A rental level we believe will lead to continuity of tenancy and provide the maximum financial return in the longer term • Current vacancy rates and market conditions • Any further information provided to us by the Owner After thoroughly considering these factors, we believe the weekly rental return below is achievable for the property: 4

Recommended Rent: $410 ‐ $430 per week

If you have any questions regarding this rental appraisal or if you’d like to find out more about how we can help you maximise the returns from your investment property, please contact me on 0414 063 376 or mm@eldersprojects.com.au. I look forward to hearing from you regarding the leasing and management of your property. Your sincerely Michelle Morrison Principal Elders Real Estate Project Marketing Disclaimer: The above is an indication only of the rent we believe is achievable at the current time, using current market trends. This does not in any way guarantee the said amount will be the weekly rent achieved. Please be advised we are not licensed valuers and we do not accept liability for the final rental figure achieved.

Elders Real Estate Project Marketing

Level 15, 201 Charlotte Street Brisbane QLD 4000 PO Box 10164 Brisbane QLD 4000 P | 07 3236 4075 F | 07 3112 4272 W | erepm.com.au E | info@erepm.com.au

6th December 2018 RENTAL APPRIASAL: Lot 40 – "Emerald Parks" Stage 2, Park Ridge, QLD, 4125 Elders sincerely thank you for the opportunity to provide you with a rental estimate for the above property. When preparing rental estimates we take several factors into consideration, including; • • • •

Recommended Rent: $410 ‐ $430 per week

Elders Real Estate Project Marketing

Level 15, 201 Charlotte Street Brisbane QLD 4000 PO Box 10164 Brisbane QLD 4000 P | 07 3236 4075 F | 07 3112 4272 W | erepm.com.au E | info@erepm.com.au

6th December 2018 RENTAL APPRIASAL: Lot 51 – "Emerald Parks" Stage 2, Park Ridge, QLD, 4125 Elders sincerely thank you for the opportunity to provide you with a rental estimate for the above property. When preparing rental estimates we take several factors into consideration, including; • • • •

Recommended Rent: $410 ‐ $430 per week

BMT Tax Depreciation

Level 7, 320 Adelaide Street Brisbane QLD 4000 GPO Box 3229 Brisbane QLD 4001

QUANTITY SURVEYORS

t 07 3221 9922 e info@bmtqs.com.au f 07 3221 9933 w www.bmtqs.com.au Australia Wide Service

ABN 44 115 282 392

Estimate of Depreciation Claimable Typical 4 Bedroom Dwelling Lot 34 Emerald Park, PARK RIDGE QLD 4125 Comparison Yr 1-10 (Max & Min)

Maximum Year

Plant & Equipment

Division 43

Total

1 2 3 4 5 6 7 8 9 10 11 +

5,827 5,495 3,942 3,029 2,594 2,164 1,422 941 800 501 836

4,736 4,736 4,736 4,736 4,736 4,736 4,736 4,736 4,736 4,736 142,062

10,563 10,231 8,678 7,765 7,330 6,900 6,158 5,677 5,536 5,237 142,898

Total

$27,551

$189,422

$216,973

$11,000 $9,900

Minimum

$8,800 $7,700 $6,600 $5,500 $4,400 $3,300 $2,200 $1,100 $0

5 6 7 8 Years Maximum Minimum

Cumulative Yr 1-10 (Min & Max)

Year

Plant & Equipment

Division 43

Total

1 2 3 4 5 6 7 8 9 10 11 +

5,125 4,834 3,468 2,665 2,282 1,904 1,251 827 704 441 735

4,166 4,166 4,166 4,166 4,166 4,166 4,166 4,166 4,166 4,166 124,962

9,291 9,000 7,634 6,831 6,448 6,070 5,417 4,993 4,870 4,607 125,697

Total

$24,236

$166,622

$190,858

$75,000 $67,500 $60,000 $52,500 $45,000 $37,500 $30,000 $22,500 $15,000 $7,500 $0

5 6 7 8 Years Maximum Minimum

* assumes settlement on 1 July in any given year.

This is an estimate only and should not be applied or acted upon. Depreciation of plant is based on the Diminishing Value method of depreciation applying Low-Value Pooling. The Division 43 Write Off Allowance is calculated using 2.5% depending on the property type and date of construction. This estimate is based upon legislation in force at the date of report production.

This Estimate Cannot Be Used For Taxation Purposes To discuss the contents of this report please contact Bradley Beer at BMT Tax Depreciation on 07 3513 7400

Maximising Property Tax Depreciation Deductions 638390

BMT Tax Depreciation

Level 7, 320 Adelaide Street Brisbane QLD 4000 GPO Box 3229 Brisbane QLD 4001

QUANTITY SURVEYORS

t 07 3221 9922 e info@bmtqs.com.au f 07 3221 9933 w www.bmtqs.com.au Australia Wide Service

ABN 44 115 282 392

Estimate of Depreciation Claimable Typical 4 Bedroom Dwelling Lot 40 Emerald Park, PARK RIDGE QLD 4125 Comparison Yr 1-10 (Max & Min)

Maximum Year

Plant & Equipment

Division 43

Total

1 2 3 4 5 6 7 8 9 10 11 +

5,827 5,495 3,942 3,029 2,594 2,164 1,422 941 800 501 836

5,087 5,087 5,087 5,087 5,087 5,087 5,087 5,087 5,087 5,087 152,592

10,914 10,582 9,029 8,116 7,681 7,251 6,509 6,028 5,887 5,588 153,428

Total

$27,551

$203,462

$231,013

$11,000 $9,900

Minimum

$8,800 $7,700 $6,600 $5,500 $4,400 $3,300 $2,200 $1,100 $0

5 6 7 8 Years Maximum Minimum

Cumulative Yr 1-10 (Min & Max)

Year

Plant & Equipment

Division 43

Total

1 2 3 4 5 6 7 8 9 10 11 +

5,125 4,834 3,468 2,665 2,282 1,904 1,251 827 704 441 735

4,475 4,475 4,475 4,475 4,475 4,475 4,475 4,475 4,475 4,475 134,225

9,600 9,309 7,943 7,140 6,757 6,379 5,726 5,302 5,179 4,916 134,960

Total

$24,236

$178,975

$203,211

$78,000 $70,200 $62,400 $54,600 $46,800 $39,000 $31,200 $23,400 $15,600 $7,800 $0

5 6 7 8 Years Maximum Minimum

* assumes settlement on 1 July in any given year.

This Estimate Cannot Be Used For Taxation Purposes To discuss the contents of this report please contact Bradley Beer at BMT Tax Depreciation on 07 3513 7400

Maximising Property Tax Depreciation Deductions 638391

BMT Tax Depreciation

Level 7, 320 Adelaide Street Brisbane QLD 4000 GPO Box 3229 Brisbane QLD 4001

QUANTITY SURVEYORS

t 07 3221 9922 e info@bmtqs.com.au f 07 3221 9933 w www.bmtqs.com.au Australia Wide Service

ABN 44 115 282 392

Estimate of Depreciation Claimable Typical 4 Bedroom Dwelling Lot 51 Emerald Park, PARK RIDGE QLD 4125 Comparison Yr 1-10 (Max & Min)

Maximum Year

Plant & Equipment

Division 43

Total

1 2 3 4 5 6 7 8 9 10 11 +

5,871 5,553 3,981 3,055 2,611 2,176 1,430 948 809 505 845

5,026 5,026 5,026 5,026 5,026 5,026 5,026 5,026 5,026 5,026 150,804

10,897 10,579 9,007 8,081 7,637 7,202 6,456 5,974 5,835 5,531 151,649

Total

$27,784

$201,064

$228,848

$11,000 $9,900

Minimum

$8,800 $7,700 $6,600 $5,500 $4,400 $3,300 $2,200 $1,100 $0

5 6 7 8 Years Maximum Minimum

Cumulative Yr 1-10 (Min & Max)

Year

Plant & Equipment

Division 43

Total

1 2 3 4 5 6 7 8 9 10 11 +

5,164 4,885 3,502 2,688 2,297 1,914 1,258 834 712 445 743

4,421 4,421 4,421 4,421 4,421 4,421 4,421 4,421 4,421 4,421 132,651

9,585 9,306 7,923 7,109 6,718 6,335 5,679 5,255 5,133 4,866 133,394

Total

$24,442

$176,861

$201,303

$78,000 $70,200 $62,400 $54,600 $46,800 $39,000 $31,200 $23,400 $15,600 $7,800 $0

5 6 7 8 Years Maximum Minimum

* assumes settlement on 1 July in any given year.

This Estimate Cannot Be Used For Taxation Purposes To discuss the contents of this report please contact Bradley Beer at BMT Tax Depreciation on 07 3513 7400

Maximising Property Tax Depreciation Deductions 638392