Billings Business June 2014

5 MINUTES WITH

FROSTY ERBEN

BILLINGS KELLER WILLIAMS REAL ESTATE

HOLIDAY INN EXPRESS

LABOR-SAVING DESIGN HELPS SPEED ALONG MOTEL PROJECT

June 2014

BACK to the PASTURE Grass-fed beef is healthier, tastier, Worden ranchers say

INSIDE:

Montana Energy Review Special report on energy

Billings Business 401 N. Broadway Billings, MT 59101-1242

CONTENTS june 2014 An indispensable business resource FEATURES

On the Cover Scott Bowen checks new Devon calves on the family ranch between Worden and Pompeys Pillar.

Photo by LARRY MAYER

Back to the pasture......................................................................................................................................................................................... 6 Grass-fed beef is healthier, tastier, Worden ranchers say

Holiday Inn ............................................................................................................................................................................................................. 27 Labor-saving design helps speed along motel project

Construction Zone........................................................................................................................................................................................ 29 Trailhead Townhomes

MONTANA ENERGY REVIEW

J.E. Corette power ........................................................................................................................................................................................ 18 Union workers worry as EPA prepares to regulate carbon emissions

Keystone XL pipeline ................................................................................................................................................................................ 21 Delay of $5.4 billion project draws sharp reaction

Energy Exposition......................................................................................................................................................................................... 23 Cheney keynotes event at MetraPark ExpoCenter June 25-26 Union workers worry as EPA prepares to regulate carbon emissions.

Page 19

24 Hour Emergency Flood & Fire Restoration Services Commercial & Residential

Your Finances............................................................................................................................................................................................................9

Flood or Fire, we will restore your property from beginning to end.

Economic Development.........................................................................................................................................................................10

Complete Reconstruction

Energy Briefs....................................................................................................................................................................................................... 26 COLUMNS

Shelly Gams - Changing jobs? Be sure to check your options for you 401(k)

Melanie Schwarz - Health summit will explore industry’s economic contributions

Strategies for Success.............................................................................................................................................................................13 Joe Michels - Sometimes all you need is a friend who listens

Better Business.................................................................................................................................................................................................15 Erin T. Dodge - Be cautious when purchasing telemarketing lists

Travel & Leisure................................................................................................................................................................................................36 Billie Ruff - Here’s how to get the most from your business travel budget

Sales Moves..........................................................................................................................................................................................................37

Licensed • Bonded • Insured Preferred by Major Insurance Companies.

406-628-0178

—24 hour contact line—

www.alphaomegapros.com

Jeffery Gitomer - Learning to pay attention can help you win BILLINGS BUSINESS EVERY MONTH

From the Editor.......................................................................................................................................................................................................4 By the numbers .....................................................................................................................................................................................................5 Page 12 Frosty Erben

The local economy at a glance

Five Minutes with...........................................................................................................................................................................................12 Frosty Erben - Billings Keller Williams real estate

Chamber News................................................................................................................................................................................................. 14 John Brewer - Sales tax works for Sioux Falls, and it could work for Billings, too

Success Stories................................................................................................................................................................................................38 Business Briefs .................................................................................................................................................................................................39

Billings Business is mailed each month to area business owners, managers and decision makers for $19.95 per year.

To subscribe, please send payment, name, business name, mailing address and phone number to:

Billings Business 401 North Broadway Billings, MT 59101

The Listings............................................................................................................................................................................................................40 2

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BILLINGSbusiness

Billingsbusiness

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the editor

A RANCH VISIT GIVES A GLIMPSE

June 2014 • VOLUME 20 • NUMBER 6

OF WHAT THE FUTURE COULD BE After visiting the Bowen Cattle Co. ranch near Worden on a recent spring day, I began thinking about how the beef industry is slowly but surely diversifying, and that society may benefit because of it.

Like many Montanans, Scott and Tami Bowen raise beef cattle for a living. But rather than sending calves off to a feedlot for fattening, their cattle live on pasture.

Most of the millions of beef cattle raised in the United States start their lives eating grass but are fattened on corn and other grain before being shipped to market.

Many receive antibiotics to help ward off diseases that crop up when they live in confined spaces. And many receive growth hormones to help them gain weight quicker.

The Bowens market Tami’s Grassfed Beef directly to customers, many of whom believe that eating grass-fed beef promotes better health and tastes better, to boot. Many customers appreciate knowing that their beef was raised under humane conditions and without antibiotics or hormones.

After the Bowens provided a firsthand view of their operation, their cows and calves indeed look happy and healthy grazing in a sea of green.

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The ranch visit made me reflect on my childhood growing up in eastern Colorado. In those days my dad and hundreds of other small producers raised cattle in feedlots, fattening them on corn and alfalfa that they grew themselves.

It was hard work making sure our animals always had enough to eat and plenty of dry bedding. But at the time, nobody in our part of the country was talking about pasturing cattle until they were ready for market. The beef industry has changed a lot since then.

Obviously, grass-fed beef has enjoyed a surge in popularity in recent years as consumers search for more healthy foods. The fact that Whole Foods, Natural Grocers by Vitamin Cottage and Lucky’s Market are marketing grass-fed beef means the movement has some momentum.

It also serves as a reminder that most cattle lived on grass for centuries before ranchers began stuffing them with grain. I began to wonder what would happen if this trend continues and grass-fed beef ever catches on in a big way. Could millions of acres of land now devoted to corn and soybeans be converted to grass and alfalfa so that cattle could graze?

That’s probably a stretch to think that the commodity beef industry will go away anytime soon. But the future looks promising for this niche.

mike gulledge tom howard COPY EDITOR chris jorgensen GENERAL MANAGER allyn hulteng PUBLISHER

EDITOR

SALES

dave worstell ryan brosseau RETAIL SALES MANAGER shelli scott ADVERTISING SALES gail ball ADVERTISING COORDINATOR linsay duty

SALES & MARKETING DIRECTOR CLASSIFIED MANAGER/ONLINE MANAGER

PRODUCTION

DESIGNER CREATIVE DIRECTOR

alyssa small bob tambo

SUBSCRIPTIONS Billings Business is mailed each month to area business owners, managers and decision makers.

To subscribe for $19.95 per year, please send payment, name, business name, mailing address and phone number to: Billings Business 401 North Broadway Billings, MT 59101 ADVERTISING For retail advertising call Gail Ball 657-1284. For classified advertising, call 657-1212. Advertising deadline for the July 2014 issue is 5 p.m. Tuesday, July 3. You may send material to ads@billingsbusiness.com or FAX to 657-1538.

NEWS If you would like to submit a news tip, story idea, announcement about your business or press release, please e-mail it to: editor@billingsbusiness.com website: www.billingsbusiness.com Information published herein does not reflect the opinion of Billings Business. Contents are the property of Billings Business.

BILLINGSbusiness

Personal

By the Numbers

Business

LocaL and regionaL economic trends

real estate Member FDIC

agriculture Hilltop & Main 896-4800

Shiloh & Grand 655-3900

Churning up sales

Downtown 655-2400

14th & Grand 371-8100

Worden 967-3612

Airport boardings

National park visitors

40 35

Americans now eat 5.6 pounds of butter per capita, per year, up from 4.1 pounds in 1997.

30

In thousands

30 25

In thousands

King Ave 655-2700

www.stockmanbank.com

20

20

15

Source: U.S. Department of Agriculture

10

10

Billings housing starts New single-family home building permits 40 35 30 25 20 15 10 5 0

5

148

150

0

120

105

0

90

Jan.

Feb.

Mar.

Apr.

Jan.

Billings

60

Yellowstone National Park

30 0 November

December

January

February

Nov. 2012 - Apr. 2013

March

YTD Through April 30

April

Nov. 2013 - Apr. 2014

2013

Ag prices

Apr.

January2013 to April 2013 January 2014 to April 2014 January2013 to April 2013 January 2014 to April 2014

Missoula

January2013 to April 2013 January 2014 to April 2014

Source: Montana Department of Transportation

Unemployment Montana Beef Cattle

(per bushel)

$150

8

120

6

90

4

60

2

30

0

0

Jan.

10

(per cwt.)

$10

Feb.

Mar.

Apr.

Nov. 2012 to Apr. 2013 Source: U.S. Department of Agriculture

Billingsbusiness

Mar.

Source: National Park Service

January 2012 to April 2013 January 2013 to April 2014

Source: National Park Service

Montana winter wheat

Dec.

Glacier National Park

2014

Source: City of Billings

Nov.

Bozeman

January 2012 to April 2013 January 2013 to April 2014

Feb.

8 6 4 2 0 Nov.

Dec.

Jan.

Nov. 2013 to Apr. 2014

Feb.

Mar.

November

December

January

February

March

April

Apr.

Montana

Yellowstone County

U.S.

Source: Montana Department of Labor and Industry

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BACK to the PASTURE

The Bowen family raises Devon cattle on their ranch near Pompeys Pillar.

Photo by LARRY MAYER

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BILLINGSbusiness

Grass-fed beef is healthier, tastier, Worden ranchers say

By TOM HOWARD R ed - hued calves that started life frolicking on the

B owen ranch last

A pril will spend the next two years grazing on pastures , without ever eating a mouthful of corn or setting foot in a crowded feedlot .

This forage-only approach to raising beef is better for the animals, healthier for the people who eat the meat and better for the environment in general, say Scott and Tami Bowen.

The Bowens, of Worden, market their grass-fed beef as a more wholesome alternative to the highly marbled, grain-fed fare that’s sold in most restaurants and grocery stores.

The Bowens have been raising grass-fed beef for around 13 years. They started their back-to-the-pasture business in northern Utah, moved to Idaho for a while, and for the past six years have operated in Montana.

The Bowens rely on their website, www. tamisgrassfedbeef.com and a direct-to-consumer marketing strategy to build customer loyalty. Buyers have been known to drive hundreds of miles to pick up their beef, and

Billingsbusiness

Photo by LARRY MAYER Members of the Bowen family were photographed in their home. Pictured from left, are: Tami, Brock, Codie, and Scott. The Bowens sell Tami’s Grass-fed beef.

the Bowens consistently sell all of the cattle in their grass-fed beef program.

“I enjoy visiting with customers,” Tami said. “You meet some really neat, interesting people. Sometimes I’ll be on the phone with them for an hour, and I have become friends with them.”

While the market for grass-fed beef is

widely described as a niche, a consumer preference for healthier food is driving demand for the product, industry experts say.

Whole Foods, the nationwide grocery chain that pitches organic foods and other products that are touted for their health benefits, jumped on the bandwagon for grass-fed beef eight years ago, and Colorado-based Lucky’s

Market also offers grass-fed beef.

Several other specialty grocers have followed suit, but many smaller beef producers like the Bowens market their products directly to consumers.

Scott Bowen warns that not all beef marketed as grass-fed lives up to the billing.

Some producers raise cattle using traditional June 2014

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Photo by LARRY MAYER The Bowen family, Tami, her husband Scott and children Codie and Brock are out for a walk at their ranch near Pompeys Pillar.

methods, turn them out on a pasture for a few weeks and affix a grass-fed label on the product.

“We’re purists,” he said. “Our whole direction is to raise them on grass and finish them on grass,” with no antibiotics or growth hormones. The Bowens haven’t gone through the process of having their beef certified as organic, although they’re careful not to include any genetically modified crops into their feed.

Several customers have expressed a strong preference for avoiding GMOs, Scott said.

Through the years, the Bowens have been building their herd around North American Red Devon cattle, a traditional breed that has been in North America for hundreds of years and has been used both for beef and in dairy herds.

“Their bones are a little smaller than other 8

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breeds, so their meat to bone yield is a little higher,” Tami said. “That way the customer gets more meat when they’re buying by the hanging weight.”

“Some other breeds were too big, and we had a hard time getting them fat enough on grass alone,” Scott said.

The Bowens time their calving to take place later in the spring. The calves remain with their mothers into the following winter. Those that are selected for the grass-fed program are fattened up on irrigated pasture land near Shepherd. Others are used to build the herd.

Fattening cattle on grass alone takes a little patience. From the time the calf is born until it’s shipped to market usually takes 22 to 24 months, compared to 16 to 18 months for finishing cattle in a feedlot.

The Bowens say grass-fed beef is more

nutritious because it’s higher in “good fats,” omega 3 fatty acids, and conjugated linoleic acid, or CLA. Raising grass-fed beef presents its own set of challenges. Cattle are rotated between pastures to prevent overgrazing, and they have access to pasture even during winter months.

They receive hay and occasionally a protein supplement during the winter.

“Nutrition is the big thing,” Tami said. “We work hard on getting good nutrition into the cow so that she’ll have a good calf.”

The Bowens’ rotational grazing plan involves moving the cattle to new pasture every 24 to 36 hours, a process that promotes good health, quality beef and humane treatment of the animals, they say.

The cattle business is a family affair. Codie, 13, and Brock, 11, saddle up their horses to

help move cattle and also lend a hand during branding and other major chores.

Most of the Bowens’ cattle are processed at Project Meats near Huntley. But a number are shipped live to Utah, where they rest up for a few days before they’re processed.

Tami provided the following tips for cooking grass-fed beef. Steaks are best when cooked rare to medium rare. If you prefer your steak well done, she recommends brushing them with extra-virgin olive oil.

How does grass-fed beef taste? At the Huffington Post, tasters who participated in a side-by-side taste test comparing burgers from grass-fed beef and regular beef overwhelmingly favored the grass-fed product, praising its more complex flavor. Others say they prefer traditional beef because it has a milder flavor.

Billingsbusiness

Yf

YOUR finances

C hanging jobs ? B e sure to check your options for your 401( k ) Ideally, it’s best to choose a strategy that meets your retirement needs, minimizes the impact of taxes and avoids those pesky penalties.

Whether you’re changing jobs, following your entrepreneurial dreams or finally taking that well-earned retirement, if you have an employer-sponsored 401(k) account, you’re going to be faced with the decision of what to do with it.

Regardless of the reason, it’s important to think through the available options so that you ultimately make the most of the money you’ve been investing.

So what does that mean?

Ideally, it’s best to choose a strategy that meets your retirement needs, minimizes the impact of taxes and avoids those pesky penalties. And because if you are in receipt of the rollover funds, such rollovers must be completed no later than the 60th day after the day you receive the distribution, it’s important to start your existing plan. Your funds thinking about it now.

Here are a few options for will remain tax-deferred and can later be moved to a new you to consider: em-ployer’s qualified plan or an IRA. Some employers will allow you to keep the funds in If your soon-to-be former their plan until you reach the plan’s retirement age — even employer requires you to move if you’re headed to a new job. your retirement accounts out This may be a good option for of their plan or you simply you if you want to continue to prefer to do so, another option take advantage of certain in- is to directly roll your distrivestment options or managed bution into a new Individual money services available in Retirement Account (IRA)

Leave it where it is

Roll it on over

Shelly Gams Michelle (Shelly) Gams is CFP of Retirement Solutions. She is a financial adviser with Eagle Strategies LLC, a registered investment adviser and a registered representative of NYLIFE Securities LLC (member FINRA/SIPC), a aicensed insurance agency. She can be reached at 406-294-7527 or mgams@ retire-solutions.com.

Billingsbusiness

or an employer-sponsored 401(k) plan with your new employer if one is available and rollovers are permitted.

Either of these options will allow you to continue to defer taxes and enable you to continue building your retirement savings for the future.

Taxable distribution

Depending on your situation, you may choose to withdraw the funds from your 401(k). Now keep in mind that

although you will have immediate access to your savings, there are a few things to think about before you take a lumpsum distribution. First, your money will no longer have the potential to grow tax-deferred.

Second, when you take the money, it will be subject to ordinary state and federal income taxes. Additionally, if you are under age 59 ½, a 10 percent IRS penalty may apply.

Please note this is a general overview, and tax laws can

be tricky, so be sure to talk to an accountant and/or tax attorney before making any financial decision. You should also consult with the human resources department of the applicable employer to learn about the options available to you under your plan and any applicable fees and expenses.

Consider the different fees and the different services that apply to your plan and compare them to any new options that you are considering.

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SPONSORED BY THE BIG SKY ECONOMIC DEVELOPMENT

H EALTH SUMMIT WILL EXPLORE INDUSTRY ’ S ECONOMIC CONTRIBUTIONS Comprising 15 percent of Yellowstone County’s economic base, health care plays a pivotal role in the economic health of our community.

Melanie Schwarz Melanie Schwarz is the member investor director at Big Sky Economic Development. Reach her at 869-8419 or by e-mail at melanie@bigskyeda.og.

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Comprising 15 percent of Yellowstone County’s economic base, health care plays a pivotal role in the economic health of our community. Billings is the regional center for health care services and is home to world-class hospitals, leading community-based health care, a top-ranked university and private college, senior health care/ living, veteran’s health services, Native American health services and numerous business partners.

During the two days of the summit we will feature five nationally recognized speakers in the business of health care, including opening keynote Susan DeVore, CEO of Premier Inc. Her company is the nation’s largest health care supply business. DeVore will be followed by regional health care leaders and Dr. Martin Makary of Johns Hopkins University.

The afternoon will be filled with tours and breakouts featuring local businesses and regional panelists discussing how your business is affected everyday by the health care sector. The second day will focus on innovation and workplace wellness. Keynotes from

Ergonomic Solutions and New Directions Behavioral Health will bring health care into your workplace and have a frank discussion about the importance of a healthy workforce. The summit wraps up with Rob Reilly, CMO of GE Health Care, to give us a glimpse about what is coming in health care innovations.

Innovations in health care delivery will be highlighted during local medical facility tours that will also feature discussions about the business aspects of delivering quality care.

Each tour will highlight all of the businesses directly impacted by the health care work being done in our community. Think of it as the anatomy of a capital health care project.

As a summit highlight, The Bureau of Business and Economic Research at the University of Montana will unveil a first-of-itskind assessment detailing the economic footprint of the Yellowstone County health care sector. This report outlines the impact of the health care sector on the regional economy, the contribution the sector plays in the region’s economic capacity and

projected trends.

We invite the entire business and health care community to join us for an engaging and educational dialogue with business and health care partners from our region as we dive into the economic impact of the health care sector on the financial and physical health

Get the answers at the Big Sky Business health care summit How does my business benefit from the health care economy?

Do healthy employees directly impact the bottom line?

How can I find the time and resources to implement a wellness program?

When I am recruiting new employees how should I leverage our health care community?

of our community. The fee for the conference is $99.

You can learn more about

the conference, speakers, breakouts and tours at www.bigskysummit.com.

c r e at i n g m o n ta n a b u s i n e s s opportunities

Taryn Reitz & Dena Johnson

Taryn Reitz knows how to make brides feel special.

Her new bridal boutique, Belle en Blanc, is open in downtown Billings. But months before the ribbon was cut, she turned to Dena Johnson at the Small Business Development Center to discuss her business plan, marketing plan, financing and more. Now Taryn can focus less on the foundation of her business and more on helping brides say yes to the dress.

Let us help you. Call 406.254.6014.

406.256.6871 bigskyeconomicdevelopment.org

BILLINGSbusiness

Walk-in appointments welcome Open 7 days a week

Inside Albertsons

on Main in the Heights and Grand & Rehberg

Our new retail clinics offer patients quick access in convenient locations to primary care for minor medical issues.

Benefits of ExpressCare include: E-scheduling through your mobile device, online or at the location

Heights 670 Main Street West End 3137 Grand Avenue Additional locations are planned to open in Fall of 2014.

Easy parking at convenient locations

Decreased wait time

Ages 2 to 74

Simple pricing – service prices range from $7 to $70

Most medical insurances accepted

Hours (both locations): Monday-Friday: 8 am to 8 pm Saturday: 9 am to 6 pm Sunday: 10 am to 4 pm

Scan this code with your mobile device to schedule your appointment.

Go to billingsclinic.com/expresscare for more information or to schedule an appointment online.

Billingsbusiness

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Frosty Erben

Taking on a new challenge

BY TOM HOWARD W HEN F ROSTY E RBEN WENT INTO THE REAL ESTATE BUSINESS IN 1988, HE INITIALLY THOUGHT IT WAS A GOOD WAY TO GENERATE INCOME DURING THE WINTER , WHEN HIS LANDSCAPING BUSINESS WAS SLOW .

But it didn’t take long for Erben to notice the advantages of a career in real estate. He didn’t have to worry about all the challenges of running the landscape business: hiring employees, paying taxes, getting people to pay.

In his active real estate career, Erben served as president of the Billings Association of Realtors in 2006, and he has been active in the industry on the state and national level.

Erben works hard to stand out from the competition. His enthusiasm for marketing is illustrated in part by the car he drives. He says he’s the first Billings Realtor to have his car wrapped with logos advertising his business. The distinctive Volkswagen Beetle that he drove for years has been replaced by a Hyundai Elantra, also fitted with custom logos.

Erben is looking forward to his newest challenge in real estate. He recently left Town and Country Properties and has transferred his real estate license to the Billings Keller Williams real estate office.

You’re a veteran of the Billings real estate scene. What’s your take on the state of the current market in Billings?

Right now, it’s one of the best places in the country to be in the real estate business. Our economy is diverse, it’s stable, and our unemployment rate is very low.

But, our builders are having a hard time building houses priced in the range for first-time homeowners. If you have a listing that’s priced for workforce housing, between $100,000 and

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$200,000, it’s going to sell real fast.

Can you share a little insight on the process that led you to joining Keller Williams?

I actually tried to bring the Keller Williams franchise to Billings a few years ago, but I wasn’t able to do it at the time. I even went through broker training for a week in Austin, Texas. When Damian Forrester brought Keller Williams to Billings, we started talking. I’m the kind of person who loves a challenge, and I’m confident that Keller Williams will be the No. 1 real estate office in a few years, so I’m challenging myself to do that. This gives me the opportunity to help the newer agents get established and succeed. I’ll be that experienced agent who can help others out.

What’s the best advice that you have for somebody who’s thinking about a career in real estate?

First: Make sure you’re associated with a company that has a first-class training program.

Second: Make sure you’re associated with a company that has experienced agents that you’d like to emulate. Third: Understand that success doesn’t always happen overnight. Even if you make a sale on your first day in the business, you won’t see any money for three or four months.

You’ll need to have money saved up until you can get established.

How well has your wrapped car worked for you?

When people see our car parked at Lowe’s they’ll come looking for us. We get a lot of recognition.

Billings Realtor Frosty Erben.

Photo by CASEY PAGE

BILLINGSbusiness

STRATEGIES for success

S ometimes all you need is a friend who listens I knew that if he had someone who was nonjudgmental and interested, in the end, he would identify and find his own solution.

Joe Michels Joe Michels, PhD, P.E., C.P.I., is principal of Solomon Bruce Consulting LLC. Contact him at (406) 672-6387 or at www. solomonbruce.com.

Billingsbusiness

A young business owner called our office the other day. He was downtrodden and dejected. He was getting married in two months, he had started a new business, a legal practice. He had not landed his first paying client yet, the wedding bills were coming due and he was depressed.

His fiancee has a wellpaying position in the medical field and my young friend was concerned that he was not “contributing” to the household income.

We talked for about 30 minutes on the phone and I then suggested that we go to dinner. As I suspected at dinner, the young man wanted to talk, talk and talk. That was fine — that was what I wanted him to do — just talk.

I knew that if he had someone who was non-judgmental and interested, in the end, he would identify and find his own solution.

My first comment was not to be so hard on himself.

He had gone to a prestigious Texas undergraduate institution, a good law school, passed the Texas Bar the first time and had been in private practice for about three years when he decided to go on his own. His fiancee also wanted him to open a private legal practice. Hence, he had done

all of the “right” things. So he thought.

As we talked, my young friend told me that he really wanted to be a contributing member of society, he wanted to make money, but more importantly, he wanted to make a difference in the lives of other human beings. I could detect that as we visited and had dinner together. He was concerned that he was not “contributing his share” at home. I asked if his fiancee really cared. No, she really did not. I thought as much.

However, the male ego is such that males always want to contribute to the maximum degree possible.

The next factor that I pointed out was that starting a new business is tough — irrespective of what kind of business it is. It makes no difference if it is a legal practice, a shoe repair facility or a restaurant — it takes time to get established, known and respected. Many people believe that just because they have a skill, a “secret sauce” or some other unique or special capability, talent or product, the path to the front door will be beaten down.

In a few cases, that is true.

However, for the 99.8 percent of the other cases, that is not true. One has to establish a solid business plan, develop

a logical and strategic marketing approach and then dutifully execute both the business and marketing plan.

Nothing happens instantaneously — nothing. When starting a new business, it is important to allow for 24 to 36 months of initial growth time before the firm begins to show a profit. What that means is that you have to have sufficient cash reserves to sustain the business plus yourself for that amount of time. Sadly, many individuals do not have these types of reserves or adequate operating capital, resulting in either a failed experience or struggling to the point where the

business will close at about the 30-month point.

My young friend. Will he make it? Yes, I think so. Will he do it by himself? I don’t know, perhaps. However, he did tell me that he missed being on a team and working with other colleagues on a daily basis. What he did tell me as we were leaving the restaurant was that the guy who called me in the morning was not the same guy who was going home that night.

He really felt better about life, himself and how to start his business. He profusely said thanks many times.

What did I do? Really, nothing. Oh, I paid for

dinner — no big deal. More importantly, I listened in a non-judgmental manner and let him bare his soul to someone. Was it valuable? Well, he thought it was. I did as well. If someone calls you and wants to talk, take the call.

Buy a meal — after all, you have to eat, right? You may be amazed at the outcome of the experience. In our case, I have great faith that my young friend will be very successful and have a happy career, marriage and life. After all, is this not the Golden Rule philosophy? You never know when you may be the one who needs to make the phone call to someone.

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Upcoming Chamber/ CVB Functions More details and RSVP: www. billingschamber.com or call 245-4111

SPONSORED BY THE BILLINGS CHAMBER OF COMMERCE AND CVB

S ALES TAX WORKS FOR S IOUX F ALLS , AND IT COULD WORK FOR B ILLINGS , TOO We must advocate for a sales tax and gain support across the state from urban and rural areas; east and west.

John Brewer John Brewer, CAE, is president of the Billings Chamber of Commerce/ Convention and Visitors Bureau.

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When 25 Billings leaders set off for Sioux Falls, S.D., last month, pennies were not on their minds.

Looking to explore, ask questions and let the process get messy, some of Billings’ business and civic leaders traveled to Sioux Falls in May to learn about their community and how they’ve gotten where they are today. Dubbed an Aspirational City Visit and Leadership Exchange, the group selected a city comparable in size and population.

Sioux Falls is bigger than Billings but not so big their achievements are out of reach for us. This visit was designed to inspire new ideas and to be an opportunity for our leaders to think creatively about the future of Billings with a longterm horizon. The Billings Chamber’s unique strength is its ability to convene all the right people needed to develop and implement a shared vision for our community.

We are using this visit as one tool to facilitate visioning and shape the future of Billings.

Over the course of three days, our leaders met with officials and leaders throughout Sioux Falls to consider everything from air service

and infrastructure to funding and growth. Among many impactful takeaways was this: Great ideas take resources.

Sioux Falls reaps the major benefits of a sales tax of just two pennies. These two little pennies make a huge difference in funding for local government operations like public safety and parks and recreation in addition to capital funds. The community’s total budget is $429 million with a collective focus on community agreed-upon priorities: improving infrastructure, streets, quality of life, neighborhood parks, downtown and more. What’s more, like Billings, Sioux Falls has a large population working in the city but living outside city limits. Thus, there is strong support for a countywide local option tax.

Imagine if Billings could leverage a funding structure like this. What would our community priorities be?

How could our community grow? Perhaps the gateway entrances off of I-90 could be improved or better entertainment could be recruited to Billings. Dreaming even bigger, what changes could we make to recruit more

businesses? Could we build a convention center to increase tourism? A multi-purpose sports venue to host more sporting events?

We must advocate for a sales tax and gain support across the state from urban and rural areas; east and west.

Sioux Falls’ “second penny” tax is a game changer used

June Business After Hours

Annual Ag Tour

Wednesday, June 11, 2014 Best Western PLUS Clocktower Inn 2511 First Ave. N., 5-7 p.m.

Friday, June 20, 2014 Tour some of the area’s agricultural icons on this daylong tour in southeast Montana.

7:30 a.m. – 5:30 p.m.

July Business After Hours Wednesday, July 9, 2014 First Interstate Bank Shiloh and King, 5-7 p.m.

for infrastructure, safety and quality of life amenities that lure economic growth opportunities. It is imperative for Billings to dream big and think long term to best position ourselves for the future.

We all have to work hard to remain relevant, or someone or somewhere else will.

Read more about the

Billings Chamber’s Aspirational City Visit and Leadership Exchange in the June issue of LiNK. LiNK is the Billings Chamber’s Quarterly Business Magazine, sent out to members of the organization. Not a member? No problem! Find the issue at BillingsChamber.com by the middle of the month.

2014 Ag Tour

June 20th A Day Dedicated to Ag!

The Impact of Agriculture Join industry experts and learn how ag impacts YOU! From Yellowtail Dam and the Big Horn County Historical Museum to Trailhead Spirits, southeast Montana will be the focus of this tour. $55/person | 7:30 a.m. - 5:30 p.m. | Includes meals

BillingsChamber.com

Visit BillingsChamber.com for complete tour and breakfast details.

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BETTER business

B e cautious when purchasing telemarketing lists If telemarketing is important to your business’s success, it is a good practice to put procedures in place to ensure that the lists are properly vetted and you are not engaging illegal telemarketing, exposing you to civil litigation.

Erin T. Dodge Erin T. Dodge is an editor for the Better Business Bureau of Eastern Washington, Northern Idaho and Montana in Spokane.

Contact the bureau at spokane.bbb.org.

Billingsbusiness

For businesses selling services direct to consumers, telemarketing is likely a key component of their sales plan and ultimate success. Several avenues exist to gain leads, including referrals from current customers, partnerships and customer information sharing with businesses in a similar industry, and purchasing telemarketing lists from lead generator companies.

Each of these avenues relies upon a level of trust.

When your current customers trust you and your services based on direct experience, they may refer you to friends, family and colleagues. Trust in business partnerships relies on the terms of the contractual business agreement, that each company has received consent to share customer information with their affiliates, and that each company is fulfilling the agreement. When purchasing a telemarketing list from a lead generator company, a business is placing trust in the lead generator that those on the list have given their consent to be contacted and that the list has been gathered in a lawful manner.

Versatile Marketing Solutions, a home security and monitoring systems seller, placed their trust in such lead generator companies when told that purchased lists were properly obtained and contained consenting contacts.

When warning signs emerged, like those on the list stating they were on the National Do

Not Call registry when called, VMS ignored them. These actions brought a $3.4 million penalty judgment against the company and its owners from the Federal Trade Commission and the Department of Justice.

No company should want to follow in the footsteps of VMS. It is easier than ever for consumers to report violations of the National Do Not Call registry. And for companies that rely on telemarketing, it is just as easy to compare a call list against the registry.

If telemarketing is important to your business’s success, it is a good practice to put procedures in place to ensure that the lists are properly vetted and you are not engaging illegal telemarketing, exposing you to civil litigation.

The Better Business Bureau recommends implementing the following into your telemarketing procedures: n Familiarize yourself and all staff with the Telemarketing Sales Rule. Details can be found at business.ftc.gov/ documents/bus27-complying-telemarketing-sales-rule.

Many questions about the TSR are answered at business. ftc.gov/documents/alt129qa-telemarketers-sellersabout-dnc-provisions-tsr.

It is important to note that violations can bring fines of up to $16,000 for each call. n Comply with Montana state telemarketing laws, which can be found at doj.mt.gov/consumer/ telemarketing/.

n Perform your own verification of all purchased lists. To compare numbers on a list to the National Do Not Call registry, go to www.telemarketing. donotcall.gov. For answers on how to use the registry, visit www.donotcall.gov/faq/faqbusiness.aspx. n Empower telemarketing employees to report consumer complaints and take them seriously. Ignoring people who share that they are on the registry is not a legal defense that you didn’t know. Also, if a consumer asks to be removed from your in-house call list, you must comply. VMS didn’t and continued to call, adding to their legal troubles. n Continue to vet business partnerships. Once you know that a purchased list does not contain contacts that have been properly obtained, stop using the list and the company

that provided it. If you outsource telemarketing, you are still liable for the actions of other companies working on your behalf, including the use of robocalls. Ask tough questions of your potential business partners. n There are some defenses for calling customers under the TSR, such as when a customer has given express written consent to be contacted and when a customer has initiated an inquiry with your company.

Even an isolated violation made in error is recognized under a safe harbor defense.

But such defenses will fall away if you don’t have a strong record of compliance.

The online Business Center of the Bureau of Consumer Protection offers businesses resources for staying compliant and can be found at business.ftc.gov/

advertising-and-marketing/ telemarketing.

For many the idea of facing civil penalties that could bankrupt their company is enough of a deterrent to steer clear of violating the Telemarketing Sales Rule. For those companies not deterred, the FTC has formed the Criminal Liaison Unit, which includes many state and local prosecutors who pursue criminal charges for those who defraud consumers using illegal telemarketing and other means.

Healthy businesses use best practices to generate sales and grow their customer base and referrals. They take the time and do the work needed to ensure success. And they know that success doesn’t come by turning a blind eye to warning signs or violating consumer protection laws and hoping the authorities don’t notice.

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Montana Energy Review

Union workers worry as EPA prepares to regulate carbon emissions

By TOM HOWARD

T he J.E. C orette coal - fired power plant is back in operation with the completion of repairs to fix a burst steam tube that forced a plant shutdown last

F ebruary .

“We had great cooperation from employees, contractors, the Department of Environmental Quality and OSHA,” said David Hoffman, a spokesman for PPL Montana, the plant’s operator.

The plant was shut down on Feb. 3 when a steam pipe on top of the plant’s boiler failed.

The leak scattered asbestos insulation, necessitating environmental remediation.

Hoffman declined to say what date the plant went back into operation.

However, the recent repairs probably won’t alter PPL Montana’s plans to mothball the power plant, which is more than 40 years old, by next spring, he said.

The company announced in 2012 that it would shut down the 154-megawatt Corette plant in 2015 rather than invest in $10 million

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PPL’s Corette coal-fired power plant in Billings.

Photo by LARRY MAYER

worth of pollution control equipment to reduce sulfur dioxide emissions and meet federal air quality standards for visibility.

The plant’s closure was announced two years ago in the midst of close elections for the U.S. Senate and the Montana governorship.

The unsuccessful Republican candidates in those races — former Rep. Denny Rehberg in the Senate race and Rick Hill in the race for

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governor — blamed Democrats for the pending loss of coal-related jobs.

One year ago, PPL Montana agreed to pay a $250,000 penalty as part of an agreement with the DEQ to comply with opacity regulations relating to sulfur dioxide emissions from Corette. Sulfur dioxide emissions reduce visibility.

Mothballing Corette will lead to the loss

of about 35 jobs in the Billings market. Some employees may choose to retire, others will likely be offered an opportunity to transfer elsewhere in the company, Hoffman said.

For Al Ekblad, executive secretary of the Montana AFL-CIO, the coming shutdown of the Corette plant is part of a long-term concern that new and stricter environmental regulations could cripple Montana’s coal

industry and threaten thousands of wellpaying jobs held by union boilermakers, electricians, miners, railroad workers and other blue-collar workers who earn their living in the coal industry.

Each year the Montana coal industry generates $65 million in state taxes, and supports thousands of middle-class jobs, he said.

Last June President Obama directed the

June 2014

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Environmental Protection Agency to issue regulations designed to limit heat-tripping carbon dioxide emissions from power plants.

The proposed rules are expected to be released in June, with final rules to be issued a year later.

The coal industry has already lined up to battle the proposed carbon regulation.

“The proposed rule is an example of regulation at its worst in that it attempts to direct market forces with only the vague hope of being able to deliver real benefits,” said a statement from the Electricity Reliability Coordinating Council, a coalition of energy companies that refers to the carbon rules as a “train wreck.”

The proposal calls for each state, with assistance from EPA, to develop “standards of performance” for existing stationary sources and an implementation plan to achieve those standards.

Organized labor plans to speak out as the rules are developed, Ekblad said.

He said craft unions whose members work in the coal industry also plan to reach out to other labor organizations.

“We’re working to meet with representatives of the public-sector unions. Our goal is to educate their members on coal’s contributions,” he said.

unions and has some 15 million members, said David McGonagle, director of engagement for the alliance.

“We’re dedicated to expanding the number of family-sustaining, quality jobs in the green economy, and we work around those issues,” McGonagle said.

McGonagle met recently in Billings with Ekblad and other labor leaders.

The purpose of the Billings session and others like it is to share information on the proposed EPA rules, and how the process might work, he said.

— statement from the Electricity Reliability Coordinating Council “There’s not a lot of information on how the process and timeline works,” McGonagle said.

One key to the new rules is that Montana The Montana AFL-CIO has issued a posi- Montana. In addition, the Montana AFL-CIO and other states will be have options on how tion paper that supports a wide variety of also supports transporting oil by rail, because the new rules could be attained and enforced, energy industries. train crews are unionized, he said. much like the state coordinates enforcement “Mining coal and refining oil provide Union workers who work in enfor existing pollutants such as sulfur dioxide labor intensive, highly-skilled jobs that sup- ergy often find themselves at odds with and particulates, McGonagle said. port many thousands of Montana working environmentalists.

He said the information was well received families at a much higher rate than other In an effort to find common ground on by the Billings group. forms of energy development,” the labor where energy and environmental issues After the EPA’s proposed rules are issued, coalition said. intersect, the Sierra Club and the United “It will be a great time for stakeholders to Ekblad said the AFL-CIO also supports Steelworkers formed the Blue Green Alliance engage what is the best plan for each state, the proposed Keystone XL pipeline, which in 2006. and how they want to meet the rules in Monwould transport oil from the Canadian oil Since then the effort has grown to include tana and do it in a way that lessens economic sands to refineries in the southeast, crossing four environmental organizations, 10 labor disruption,” he said.

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DELAY OF KEYSTONE XL PIPELINE DRAWS SHARP REACTION FROM STAFF AND WIRE REPORTS P ROPONENTS OF THE PROPOSED K EYSTONE XL PIPELINE HAVE COMPLAINED THAT ELECTION - YEAR POLITICS IS BEHIND

P RESIDENT O BAMA ’ S RECENT

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On April 18, the Obama Administration announced that it was delaying approval of the pipeline, citing a Nebraska lawsuit as the reason.

Not surprisingly, the decision drew swift criticism from pipeline supporters, but praise from environmental groups.

In fact, Sen. John Walsh, D-Mont., called on Congress to sidestep the president’s approval.

Walsh has filed legislation that would take the president out of the decision-making process and leave the State Department to expedite review of permits necessary for completion of the Keystone pipeline and other energy-related projects.

Walsh, who was appointed to the post vacated by former Sen. Max Baucus, D-Mont., earlier this year, called his legislation the “Removing RED TAPE Act.” The Keystone XL project would include an onramp to be built near Baker that would allow Bakken

$5.4 BILLION PROJECT .

crude to be shipped on the pipeline. The project is popular among Montana’s statewide elected officials, who say that the state would reap millions of dollars in additional tax revenues if it’s built.

Republican U.S. Rep. Steve Daines, who is Walsh’s likely opponent in November’s Senate election, said politics is at the heart of the delay.

“President Obama has made it abundantly clear that he will do everything possible to block this jobcreating project,” Daines said.

“If we made decisions on permits this way in Montana, our economy would grind to a halt,” said Gov. Steve Bullock.

Democratic U.S. Sen. Jon Tester said it is time for the U.S. government to approve building a pipeline with respect for private-property rights and to the highest safety standards.

“We are extremely disappointed and frustrated with yet another delay,” said Russ Girling, chief

A fence in the fog stands near the proposed route for the Keystone XL pipeline several miles north of Neligh, Neb. Associated Press

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executive officer of TransCanada. “American men and women will miss out on another construction season where they could have worked to build Keystone XL and provided for their families. We feel for them.”

Other lawmakers have expressed dismay over the delay.

“This decision is irresponsible, unnecessary and unacceptable,” said Senate Energy and Natural Resources Committee Chairman Mary Landrieu, a Louisiana Democrat.

Opponents of the pipeline supported the delay, saying TransCanada Corp.’s proposed link between Canada’s oil sands and U.S. Gulf Coast refineries would contribute to global warming.

Eight federal agencies that had until early May

to comment on the proposed pipeline will now get more time, according to a statement from the State Department, which is conducting the review to determine whether Keystone is in the nation’s interest to build. The notice didn’t include a new deadline.

“We are disappointed that politics continue to delay a decision on Keystone XL,” Jason MacDonald, communications director, for Prime Minister Stephen Harper, said in a statement.

The American Petroleum Institute, a lobbying group for the oil and gas industry, said the delay “is not in our national interest” and said studies support building the pipeline. The group said Congress should take action without waiting for Obama.

“It’s a sad day for America’s workers when politics trumps job-creating policy at the White House,” said Jack Gerard, president of the group.

The Natural Resources Defense Council welcomed the delay, calling it “the most prudent course of action possible.”

“Getting this decision right includes being able to evaluate the yet-to-be determined route through Nebraska and continuing to listen to the many voices that have raised concerns about Keystone XL,” said Susan Casey-Lefkowitz, director of the International Program at the council.

Jim Murphy, a counsel at the National Wildlife Federation, said the decision “shows the problems with the proposed Keystone XL tar sands pipeline continue to grow.”

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Cheney keynotes Energy Exposition June 25-26

By TOM HOWARD K it J ennings says B illings is the perfect place to host an energy conference .

T hat ’ s why the 15 th annual

E nergy E xposition and S ymposium is set for J une 25-26 at

M etra P ark ’ s E xpo C enter .

The previous 14 energy expositions have been held in Wyoming. The main reason for moving the conference to Billings is it’s within a few hundred miles of key energy-producing regions such as the Bakken in North Dakota and Montana, the Niobrara shale in Colorado, Wyoming and Nebraska and energy-producing areas in Canada, said Jennings, an

energy consultant and former Wyoming state senator from Casper.

“When you look at that radius, (Billings is) perfectly positioned to be a hub, plus they have the facilities that can handle this kind of an event,” he said.

Former Vice President Dick Cheney, who grew up in Wyoming and also was chairman and chief executive

of the oil services giant Halliburton Co., keynotes this year’s Exposition. Other featured speakers include Tim Wigley, president of the Western Energy Alliance; and Mark Mathis, founder of Citizens’ Alliance for Responsible Energy and the director of the film “spOILed,” a documentary about they nation’s misguided energy policy.

exhibited, and more than 4,500 people attended.

Aside from the trade show, the exposition also features continuing education opportunities. The Petroleum Institute for Continuing Education will offer short courses on energy courses from shale, an introduction to geology for non-geologists, and courses on drilling and the upstream petroleum industry.

As part of the event, the Society of Petroleum Engineers will host a golf tournament at Lake Hills Golf Associated Press Course. The tournament will Former U.S. Vice President Dick Cheney benefit the Wise Wonders Jennings said the first people. More than 1,000 children’s museum. energy exposition, held in people attended the second The trade show is free and Gillette, was a trade show event. open to the public. that mostly centered on At last year’s event, For more information coalbed methane develop250 companies from 32 on the event, visit http:// ment. It attracted about 300 states and two provinces energyexposition.com/.

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Energy Briefs New bypasses aimed to ease traffic woes

Construction on another $80 million bypass to the west of WatfordCity began last year WATFORD CITY, N.D. — and is expected to be comState officials have announced pleted this fall. the start of work on two highIn total, the state is spendway bypass projects intended ing $409 million to cover the to relieve heavy trucking traffic construction costs of truck in North Dakota’s western oil bypass routes for the oil patch patch. towns of Williston, WatfordCA $50.3 million, 6-mileity, Dickinson, New Town and long bypass in Watford City Alexander. and a $25 million, 3.2-mile In April, ground was brobypass in New Town, about 50 ken on a 13-mile truck reliever miles to the east, are expected route around Williston and to be completed later this year. a 3.7-mile bypass around “These bypasses will proAlexander. vide greatly needed traffic The roads of North Dakota’s relief to these growing commu- oil patch have seen steep rise nities and enhance road safety,” in truck traffic and fatal traffic Gov. Jack Dalrymple said in a accidents since the oil boom statement. began. Oil production in North Department of TransporDakota relies on hydraulic tation Director Grant Levi fracturing, a process that resaid almost 3,900 trucks pass quires thousands of truck trips through WatfordCity daily. to an oil well in the first year of Another 3,500 trucks travel a well’s life alone. through New Town every day.

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Rapid City courts practice of injecting a pressurized mix of water, sand and energy companies chemicals into a well to fracture RAPID CITY, S.D. — Ecorocks and promote the flow of nomic development officials oil and gas. believe the southwestern South city of Rapid City is Oil production nears Dakota in a prime spot to lure more 1M barrels per day energy-related businesses — BISMARCK, N.D. — North even though it’s not in the heart Dakota oil drillers produced an of energy territory. average of about 977,000 barRapid City Economic Derels of oil a day in March. velopment Center President The Department of MinBen Snow said during an eneral Resources says the record ergy conference that the region March production was up from has a quality of life that is suan average of about 952,000 perior to northwestern North barrels daily in February.

Dakota and Montana, where North Dakota’s oil patch the oil business is booming. Athad a record 10,457 producing tributes touted during the New wells in March, up from 10,199 Horizons Oil & Gas Conference in February. on Thursday included Rapid The state also produced City’s location on an interstate, 33.6 million cubic feet of natu- a business-friendly climate and ral gas in March. That’s up from its weather climate.

29.7 million cubic feet of natu“We have opportunities in ral gas in February.

South Dakota and particularly in the (Rapid City) region to make the sale to companies that are maybe too wimpy for the cold,” Snow said. “For those companies who have to be right at ground zero, more power to them, but there’s probably a slice of companies that don’t have to be right there and will say, ‘if I can be right here, that’s close enough.’”

Rapid City is centrally located among three major energy-production areas - the

Bakken oil fields in northwestern North Dakota, the PowderRiver Basin in southeast Montana and northeast Wyoming, and the DenverJulesburg basins. Rapid City is within 300 miles of all three - near enough for companies to service the energy industry but far enough that employees wouldn’t have to deal with the challenges of living in a boom town.

“We’re close, but not too close,” Snow said.

Rapid City will be courting energy businesses or businesses that service the oil industry, such as steel and plastic manufacturers, as it launches a new business marketing campaign, Snow said. The campaign’s slogan has a picture of Mount Rushmore and the words, “Face-to-face with freedom. Conduct business with the freedom our founding fathers intended: less regulation, less red tape, less taxes, less trouble.”

The South DakotaSchool of Mines & Technology adds to Rapid City’s allure to energy companies, President Heather Wilson said. The college is educating engineers who can play a lead role in the energy industry and will offer a new minor degree next year focused on oil and gas production, she said.

Industry opposes rail car rules BISMARCK, N.D. — Oil industry representatives are pushing back against tougher rules for rail cars carrying crude despite a string of fiery accidents and insisting that oil shipped by train from the Northern Plains is no more dangerous than some other cargoes.

An industry-funded report released on May 20 said the volatility of Bakken oil from North Dakota and Montana is comparable to other light crudes.

But the report offers further evidence that Bakken crude is more volatile than heavier oils such as from Canada’s tar sands, following similar studies by Canadian regulators and refiners. The results show Bakken oil is similar to light crudes produced elsewhere in the United States, with characteristics that fall well within the margin of safety for the current tank car fleet, industry representatives said.

Kari Cutting, vice president of the North Dakota Petroleum Council, said it proves federal rules “are sufficient.”

A former senior federal railway safety official disagreed and said recent accidents are enough to justify government intervention.

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Labor-saving design helps speed along motel project

Tom Wester of Thomae Lumber walks past the Holiday Inn Express under construction.

A system of pre-manufactured wall panels is being used on the building.

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The 89-room, $8.4 million, Holiday Inn Express at 3431 Ember Lane is being developed by TKO Developers LLC of Aberdeen, S.D. The motel, one of seven Billings lodging facilities under construction this year, won’t be completed until this fall. But the project is proceeding smoothly, in large

part because the design called for using prefabricated framing panels for walls rather than delivering piles of lumber to the job site and having carpenters saw, nail and erect the walls from scratch.

Thomae Lumber fabricated the framing panels at its Billings factory on Mullowney Lane.

Tom Wester, who handles sales for Thomae Lumber, said moving some of the work offsite boosts efficiency and helps assure a better product.

“Building the walls in a controlled environment, everything is pre-engineered and pre-designed so that it is absolutely going to fit,” Wester said.

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Photo by JAMES WOODCOCK/Gazette Staff Construction workers on the new Holiday Inn Express raise a pre-built wall section into place.

“This spring, I expect the activity to really shoot out of the cannon.”

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Thomae has been building prefabricated wall components for about 15 years. Residential construction has accounted for much of that market. But the system is being used for more commercial applications, including the recently completed My Space Hotel on King Avenue East.

Here’s a brief rundown of — Steve Ventling how carpenters went about assembling the motel’s fifth owner, High Plains story. Stacks of shop-built Construction panels were hoisted to the fifth floor. To frame a wall, carpenters move a numbered framing Steve Ventling, owner of panel to a corresponding num- High Plains Construction, the ber printed on the subfloor, tip framing contractor on the job, it up, plumb it, and fasten it to said it has taken about 1 ½ adjoining panels. weeks to frame each floor of the “There’s an actual bluemotel. print that’s numbered out, and “The preframed walls have each panel has a numeric expedited everything indicator that ties to the quite a bit,” Ventling map,” Wester said. said. With Yellowstone The prefabricated County’s unemploypanels are usually no ment rate hovering more than 12 feet long below 4 percent, skilled so a three-man crew can Ventling carpenters aren’t easy erect a wall efficiently, to come by. “But we’re Wester said. fortunate to have this Ryan Cook, onsite project crew,” Ventling said. “The issue manager, said the modular in Billings is that you can get system was welcome in the good labor but it’s hard to get wake of the rugged winter of good carpenters.”

2013-14.

Now that spring weather has “To do a conventional finally arrived following months stick-framed building you can of cold and a record 100 inches be hit with delays, just because of snowfall, Ventling expects a you’re relying on good weather flurry of activity. to lay material down on a floor “This spring, I expect the like this and building it from activity to really shoot out of the scratch,” he said. cannon,” Ventling said.

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special advertising section

Trailhead Townhomes

TIME-HONORED TRADITION FUELS CONSTRUCTION OF HIGH-END HOUSING ADJACENT WEST PARK PROMENADE

By Brittany Cremer • Photos By Bob Zellar

History sometimes repeats itself.

And when it does, nostalgia gives way to tradition.

Billings businessman and land developer, Greg McDonald, smiles when he talks about his newest project, an attractive assemblage of high-quality housing in the heart of Billings.

McDonald and his sister, Debby McDonald, own McDonald Holdings, LLC., and have crafted a brand new apartment community at 17th St. W. and Avenue E called Trailhead Townhomes.

The 32 rental units, most of which are already leased, share a footprint with property built in 1965 and owned by McDonald’s father, Sam. Left: Developer Greg McDonald (left), Andrew Gott with First Interstate Bank (center) and contractor Jerry Jones pose in front of the Trailhead Townhomes stone sign.

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“T he

finished projecT

re - infuses viTaliT y inTo The neighborhood .

iT’s

a

projecT we ’ re definiTely proud of .”

g reg M c d onald , — d eveloper Right: Occupants do not have to worry about watering the lawn or snow removal, as all landscaping details are provided.

“The pre-existing units were old and needed upgraded,” McDonald said. “Our goal was to create attractive, quality housing that the neighborhood could be proud of, and I’m glad we were able to see the project come to fruition.”

A nod to McDonalds’ late parents, Sam and Judy, is permanently etched in the Trailhead Townhomes exterior sign anchoring the property—a small “S” for Sam and “J” for Judy.

“We were searching for the right way to pay tribute to my parents,” McDonald said.

Lovely locale

Situated behind the burgeoning West Park Promenade, Trailhead Townhomes is just a hop, skip and a jump away from area restaurants and grocery stores. Additionally, the location is desirable because of its close proximity to the medical corridor, colleges, schools and banks.

“You couldn’t have asked for a better location,” McDonald said. “It’s right in the thick of everything.”

Each two-bedroom unit is comprised of 1,248 square feet and features attractive

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special advertising section landscaping, high-end accoutrements, connected one-car garage and convenient back patio.

“The finished project re-infuses vitality into the neighborhood,” McDonald said. “It’s a project we’re definitely proud of.”

Breaking ground

From the get-go, McDonald and his team were committed to create high-quality housing that was both comfortable and affordable.

Partnering with First Interstate Bank, Jones Construction was hired as the general contractor for the job—a trusted professional McDonald knew would be up to the task.

“We wanted to infuse the space with extras—elements you don’t necessarily see in other complexes,” McDonald said.

Jones and his team of talented subcontractors went to work. The foundation was poured June 20,

Left: High-end extras, like stainless steel appliances, can be found throughout each unit. Above: A custom rail system by Beartooth Ironworks leads guests from the main level to the upstairs.

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special advertising section 2013, units were framed by July 15 and were ready to be furnished by mid-December.

“I can’t speak enough to the quality of work by Jones Construction and his crew of subcontractors,” McDonald said, “and it was all completed ahead of schedule. Everyone likes that.”

Fine design

A rich color palette of caramel, mocha and terra cotta invites guests up the entryway to each two-story home. Offset

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by accent trim in bright white, the aesthetic created perfectly complements the bucolic beauty of Billings’ Rims, which act as a backdrop to the property.

The connected garage makes loading and unloading a snap, as guests will have no trouble packing groceries inside to the home’s high-end kitchen.

Outfitted with stainless steel appliances, LVT flooring and soft pendant lighting, the kitchen opens up to connect the dining and living area.

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Opposite page top: Solid frame doors, plush carpeting and ample window space highlight the upstairs bedrooms. Opposite page left: The main bath is spacious and features his-and-hers sinks, wall-to-wall mirror and oversized tile. Above: Both upstairs bedrooms feature oversized closets with expanded storage systems.

Top right: An oversized one-car garage with extra storage space is large enough to fit a Ford F150 pickup truck.

Right: Located at 17th St. W. and Avenue E, the new Trailhead Townhome complex features 32 units.

A neatly-appointed powder bath with pedestal sink is conveniently located adjacent the kitchen.

Just off the dining area through sliding glass doors is a semi-private patio nook, perfect for grilling or just enjoying the remains of the day.

Yard work, snow removal and landscape maintenance is, of course, provided by Rainbow Property Management—making the townhomes a great locale for young professionals, seniors or anyone wanting to shelve the inconvenience of yard work.

Walk this way

Upstairs, guests will take note of the home’s high-end, custom rail system crafted by Beartooth Ironworks.

Spacious rooms and oversized closet systems highlight the upstairs, which is awash with ample light.

Not so visible is the home’s uberefficient, forced-air furnace system, another quality addition integrated by McDonald and his team.

“These upgrades definitely make the space more of a home than an

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apartment,” said contractor Jerry Jones.

The master features a walk-in closet with ample storage space and attractive crown accents. Solid core interior doors on the master (and throughout the home) are yet another high-end add-on.

Down the hall, a contemporary main bath features oversized tile, hisand-hers sinks and wall-to-wall vanity.

An additional room mirroring the master tops off the second level of the home.

Production synergy

McDonald is quick to credit many hands for the success of the project.

“It was a coordinated effort, and I couldn’t be more pleased with how it turned out,” he said.

More than 50 years after the original property was built, McDonald and his sister walk away with the satisfaction of finishing his father’s work—meeting and exceeding even his own expectations.

“This has been a long time coming, and everyone benefits from the fresh new look,” he said.

Providing Quality Concrete Production for over 30 Years Congratulations Trailhead Townhomes

Congratulations

Trailhead Townhomes

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TRAVEL &leisure

H ere ’ s how to get the most from your business travel budget If you have flown out of Montana lately, it is no surprise to you that all flights are full, and prices are going up.

Billie Ruff Billie Ruff is owner of Travel Cafe. Reach her at travelcafeonline.com.

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Business travel is an investment in the success and future growth of your business. A recent study commissioned by the National Business Travelers Association, and executed by IHS Global, indicates that business travel does indeed contribute to sales and increased profits. The study found an average incremental return on investment of five to one.

So, how do you make sure you are getting the most of that ROI while not breaking the bank in travel expenses?

If you have flown out of Montana lately, it is no surprise to you that all flights are full, and prices are going up. In preparation for traveling for business in the summer, it is important to book your air reservations far in advance of your desired departure date. Many airlines discount airfares that are booked at least 21 days in advance. There are also often discounts that come with booking discounts 14 and seven days in advance.

Within seven days of departure —watch out. Those fares can be astronomical to some destinations.

What is prompting this advice? Most simply put, there just aren’t as many

seats in the air as in years past. Airfare service to communities of all sizes is declining, but especially to small and medium airports. There are fewer flights and fewer airplane seats available than there were seven years ago.

And, for saving pennies, nickels and lots of dollars, there are also many things you can do yourself as well.

Although some of these may seem like no-brainers, sometimes it takes seeing them listed to get you off and running.

First of all, create a travel policy. A travel policy is an important tool to help employers articulate and communicate expectations to your employees. When employees have a policy in hand, it eliminates questions about what is and isn’t allowed before they leave town. Just make sure to be explicit about what is reimbursable and what isn’t.

Next, establish spending limits. When people eat out on their own tab, they are usually able to control their appetites. Make sure your employees exercise that same kind of restraint when they are traveling on the company tab. You can establish daily spending limits

for food, car and hotel room.

Or, you may want to be more specific and state an upper limit for each meal, including tax and tip. Make sure that these spending limits are clearly listed in your travel policy and on a uniform expense report form.

After you have those policies in place, here are some ideas for you and your “troops” to use on the ground.

Free city travel

Many airport hotels provide free to-and-from service to the airport. This

will help you avoid cab costs.

Take advantage of as many free shuttle services as possible. The airport is a hub for more than just airplanes.

with Internet access, electricity, free coffee, a private area and, most importantly, a new contact in your network.

With a little creativity and initiative, there are plenty of nickels to be saved.

If you need an office Eating on the road can cost space at your disposal for a a bundle — so always look day or two, pull out the old for a hotel with a kitchenette college alumni directory or directory of another organi- — you’ll save a lot shopping at a grocery store. You’ll eat zation or trade association you are a member of. Pick up better, too.

Although the economy the phone or drop an email seems to be rebounding a bit, to your alumnus contact and even if it gets back to where ask if you could use a desk it was seven years ago, it just for a day. Many are happy to makes sense to save pennies. oblige, and it often comes

Free office space

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SALES moves

L earning to pay attention can help you win There are very few brand new ideas. When I get one, if it’s an offshoot of someone else, the first thing I do is acknowledge my source.

It makes me feel better, and makes my source a resource, not a copyright infringement.

Jeffrey Gitomer Jeffrey Gitomer is the author of The Sales Bible and The Little Red Book of Selling.

Reach him at 704-333-1112 or email salesman@gitomer.com

Billingsbusiness

Since my earliest days of personal development study, my mantra has been “stay a student.” I attached an affirmation — a strategy — to that mantra, “learn something new every day.”

That strategy has worked and manifested itself in the past 22 years of my writing career. I won’t bore you with the numbers of books and columns I’ve written, but I will tell you that my entire body of work is based on my personal observations and experiences.

I write about what I know to be true.

I write about things I have done myself.

I write about personal lessons.

I write about philosophies I have garnered by reading and observing.

I write about strategies I have learned and developed by doing.

I write about what I have learned, and I predominantly learn by reading, thinking, observing, and through my personal experiences.

My mantra of “stay a student” and the affirmation of learning something new every day have been enhanced by my “power of observation.” More easily defined, I pay attention to everything and everyone.

I consider my ability to observe and create ideas as a result to be my single most

important asset beside my attitude. As St. Francis of Assisi said in 1100, “I seek first to understand, then be understood.”

Many people erroneously believe that quote is one of the “seven habits” from Stephen Covey. He “borrowed it” from St. Francis without ever acknowledging it. Not good.

There are very few brand new ideas. When I get one, if it’s an offshoot of someone else, the first thing I do is acknowledge my source.

It makes me feel better, and makes my source a resource, not a copyright infringement.

My power of observation has also paid major dividends in sales, selling and sales calls — especially face-toface sales calls. Using it on the sales call has often led to the right question, the right dialogue, uncovering my prospect’s buying motives, and big sales.

I attribute much of my ability to observe to the fact that I walk into the sales call ultraprepared, and don’t have to worry about what I’m going to ask for or what I’m going to say. Rather, I can focus on what’s going on around me. I’m observing my prospect, his office, his desk, his way of dressing, his language, and everything about him that my relaxed state allows me to look at and

learn.

How do you learn? How strong is your power of paying attention? How strong is your power of observation? I find most people to be somewhere between wrapped up in their own world and oblivious. When I see that, I actually smile, because I know how much my own power of paying attention and observation keeps me ahead of everyone else.

OK, so how do you observe, how do you pay attention, and how do you learn?

My best mentor (aside from my dad) was the late, great Earl Pertnoy. His mantra was, “Antennas Up — at all times.” He never missed a trick.

Here’s the secret: It’s not just observing or paying

attention.You must combine your abilities as you see things to get the maximum understanding: n Combine observing and thinking. n Combine observing and understanding. n Combine observing and asking questions. n Combine observing and coming to some conclusion, idea, or AHA! n Combine observing and comparing to what you already know to be true. n Combine observing with being open, positive and eager to learn.

I refer to it as self-collaboration. For example, you see something and relate it to past experience or past lessons. Or maybe you relate it to something your parents

taught you, or that you learned on a previous job, or learned in school, or learned from your spouse, or learned from your kids, or learned from your best friends, or learned from a customer, or learned from a co-worker, or learned from a professor, or learned from a mentor.

Get it? It’s what you see — compared or combined with what you already know.

Paying attention and observing costs me zero, but it’s worth a fortune. It can be your fortune, too.

Paying attention and observing has given me the biggest opportunity for new knowledge and new information. It can be your biggest opportunity, too, if you decide to harness the asset you already possess.

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Business Success StoriesBriefs Recognizing People and Local Achievements Commerce at a Glance

AlphaGraphics hires Garcia Kimberlee Garcia as joined AlphaGraphics as an account executive.

Garcia brings more than 20 years of sales experience, including five years with the Billings Garcia Chamber of Commerce/ CVB. Garcia, a graduate of Seattle Pacific University with a degree in communication, has lived in Billings for more than a decade. Before joining AlphaGraphics, she worked for Vertex Consulting Group, the Billings Chamber of Commerce/CVB, and KTVQ. AlphaGraphics of Billings, a full-service print communications company celebrating its 20th year in Billings, is locally owned and operated by Jake Eaton and Dustin Frost.

Stockman Bank promotes lenders

Chad Molden has been promoted to commercial lender at the Stockman Bank Billings Heights branch. His responsibiliMolden ties include developing financing packages to fit the needs of each business client, 38

I June 2014

as well as servicing new and existing commercial loan relationships.

Molden, who has been with Stockman Bank since 2009, was previously a consumer loan officer. His background includes consumer lending, personal banking, customer relations, and business development. He earned his bachelor’s of science degree with a double major in finance and economics from Montana State University Bozeman in 2008.

He is located at Hilltop and Main and may be reached at 896-4843.

Kim Koerber has been promoted to consumer lender at the Stockman Bank Billings King Avenue branch. Her responsibilities include administering installment loans, lines of credit and home equity loan portKoerber folios, along with assisting clients with their financial needs.

Koerber brings more than five years of banking experience to the position, which includes consumer and commercial loan processing, monitoring of the Home Mortgage Disclosure Act (HMDA) for the Grand Avenue branch and customer relations. She was previously a commercial/consumer loan assistant and HMDA report specialist at the Stockman

Bank Grand Avenue branch.

She has volunteered in Stockman Bank sponsored events, which include the American Cancer Society’s Relay for Life, Teach Children to Save Day and the Geranium Fest at ZooMontana.

She is located at 2700 King Avenue West and may be reached at 655-3949.

Visit Billings hires new sales manager

Visit Billings and the Billings Chamber of Commerce have announced that VickiLynn M. Terpstra is the new Visit Billings sales manager.

Terpstra will help grow tourism in a community she is passionate about. Specializing in meeting and convention recruitment, she joins a team dedicated to promoting Billings’ tourism industry which has a $250 million financial impact on the local economy each year.

Terpstra started her professional career in Las Vegas, Nev., working for the Las Vegas Wranglers ECHL hockey team in 2003. She joined the organization during their inaugural year as one of the first members of their sales team and advanced each season, becoming a senior account executive and the ticket sales manager before moving back to Montana.

In the eight years she has been back in Billings, Terpstra worked for Rimrock Mall under Macerich and Starwood ownerships, focusing on sales

and marketing. She started at Rimrock Mall as the specialty leasing manager and spent the last four years as the Marketing Director.

Born and raised in Great Falls, Terpstra is a graduate of Rocky Mountain College. Her dedication to the community can be witnessed in her volunteerism. She is the PR chair for Relay for Life and serves as president of the Rocky Mountain College Alumni Association.

Lender joins Little Horn Bank

Eric Mack has joined the Billings branch of Little Horn State Bank as an agriculture/ commercial lender. Mack earned his degrees in range and animal science from Northwest College in Powell, Wyo., a bachelor’s degree in agricultural economics from Montana State University in Bozeman. He has four years of previous banking experience.

Mack may be reached at 6565148 or 656-6704.

Procter opens new law firm

Veronica Alyn Procter has opened Procter Law, PLLC. Procter obtained her economics Procter degree from the University of Arizona and her law

degree from the University of Montana. She previously worked at a civil litigation law firm, primarily focusing on personal injury, insurance matters, commercial litigation and employment law. Procter opened her own office to expand her practice areas to include general civil litigation, family law and criminal defense. Procter is admitted to practice in all Montana state courts, the U.S. District Court for the District of Montana and the U.S. Court of Appeals for the Ninth Circuit. She can be reached by phone at 2948915 or by email at contact@ procterlawfirm.com. For more information, visit www. procterlawfirm.com.

Awards; Healy’s Gin: Gold medal, Spirits International Prestige Awards; Healy’s Gin: Silver medal, International Craft Spirits Competition; Healy’s Reserve: Silver medal, International Craft Spirits Competition.

Miller, Scharfe join Elation

Marilynn Miller and Leslie Scharfe have joined the staff at Elation Inc., a personal development and employee engagement firm. They may be reached at 294-2400.

Miller retired as the president & CEO of the Montana State University Billings Foundation and worked at Elation Inc. as the executive liaison. She previously worked with the Billings Area Local distiller Catholic Education Trust and wins awards the Yellowstone Art Museum.

Trailhead Spirits, the Bill- Miller will take her extensive ings craft distillery at 2314 executive experience and help Montana Ave., has won nine Elation share their mission of medals in a variety of tasting changing the way the world competitions for 2014. does business. Miller will be Those include: Great involved in executive coachNorthern Vodka: Silver medal ing and investor engagement. in the Denver International Scharfe is a coach and Spirits Competition; Healy’s facilitator. She earned an unGin: Silver medal, Denver dergraduate degree in comInternational Spirits Communications from Westmont petition; Healy’s Reserve: College and a master’s degree Bronze medal, Denver Inter- from Gonzaga in organizanational Spirits Competition. tional leadership. Scharfe has Healy’s Gin: Bronze medal, extensive organizational exAmerican Craft Distillers perience and will be responAssociation; Healy’s Reserve: sible for helping individuals Silver medal, American Dis- and teams to change their tilling Institute; Healy’s Remindset in order to get their serve: Platinum (best of class) best results in their personal Spirits International Prestige and organizational lives.

Billingsbusiness

Business Briefs Local Commerce at a Glance

New Shiloh Crossing stores under way

Construction of the last major development at Shiloh Crossing on Billings’ West End is under way, creating a new women’s shopping district for local vendors.

The 42,304-square-foot shopping center should be completed around the same time this fall as the giant new Scheel’s store.

The entire lot, including parking, is 276,000 square feet.

“We really do feel like Shiloh Crossing will define the retail landscape for the next 10 years, at least,” developer Steve Corning said.

Owners of the $7.2 million Shops at Shiloh Crossing signed in May lease agreements with five tenants, who account for 70 percent of all the space in the new building. It is located between the Scheel’s store and Carmike Cinema on Shiloh Crossing Boulevard. The contractor is Billings-based Langlas & Associates.

The tenants are Neecee’s women’s clothing store, Party America, weight-loss clinic BalancedDiet by Element, women’s fashion store Meridian Limited and home décor shop Country Cottage.

All five market primarily to women shoppers, which should

create “synergy” to boost all the businesses in the area, said Corning, who is developing the Crossing with the Long family.

Montana fares poorly in workplace safety

Montana had the fourth worst workplace safety record of all states in 2012. This analysis, based on data from the Bureau of Labor Statistics, shows that 34 Montanans lost their lives due to on-the-job injuries, according to a report from th Montana AFL-CIO “Today’s revelations are a reminder of the dangers workers in Montana go through

every day, and should serve as a call-to-action to take immediate and drastic steps to improve workplace safety,” said Al Ekblad, executive secretary for the Montana State AFL-CIO. “Montanans work hard, play by the rules, and fight to provide a better life for their family; we should work every day to ensure that our workers can do so without the fear of dying on the job, a fear that has touched too many families and taken too many lives.”

The report, entitled Death on the Job: The Toll of Neglect, marks the 23rd year the AFLCIO has produced its findings on the state of safety and

health protections for workers in the United States. The state fatality rate in Montana is 7.3 per 100,000 workers, which compares to the national rate of 3.4 per 100,000 workers, or a total of 4,628 workers killed on the job.

Along with Montana, Alaska, Wyoming, West Virginia, and North Dakota rounded out the top-five most dangerous states in the nation for workers, while Massachusetts, Rhode Island, The report’s disturbing numbers come in the wake of further statistics showing the Occupational Safety and Health Administration (OSHA)

remains underfunded, understaffed, and unable to levy penalties strong enough to deter workplace safety violations.

At current levels, it would take federal and state OSHA inspectors an average of 105 years to inspect every workplace within the United States at least once, with inspectors needing 58 years to inspect workplaces within Alaska.

Glacier Bancorp makes purchase

Glacier Bancorp Inc. has acquired First National Bank of the Rockies, a community bank based in Grand Junction, Colo.

now open in

Shiloh Crossing! lobby hours

Monday - Thursday: 9:00am - 4:00pm Friday: 9:00am - 5:00pm

830 Shiloh Crossing Blvd. • 406-255-5858

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drive up hours

Monday - Friday: 7:30am - 6:00pm Saturday: 9:00am - 1:00pm firstinterstate.com

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Residential Permits Demolition Permit Residential —210 Clark Ave., Hoellwarth, Kyle, Rhiana, $500 4517 King Ave. E, Colt Communications LLC Money, CRM Services Inc., $15,000 4517 King Ave. E, Colt Communications LLC Money, CRM Services Inc., $0 605 S. 33 St., House, Daniel W., $500 4044 Rimrock Road, Soriya, Augusta L., Ostermiller Duane, $500 Moving Permit Residential 4044 Rimrock Road, Soriya, Augusta L., Ostermiller Duane Addition Single/Duplex/ Garage 1806 Crystal Drive, Bentley, Brian J. & Tanya R., AJ Construction Inc., $5,115 4508 Mitchell Ave., Detienne, Helen, $39,200 2702 Hoover Ave., Thompson, Timothy S., Loterbauer Greg Construction, $50,000 2935 Ronan Drive, Bryan Kovash, Kovash Construction LLC, $56,000 2935 Ronan Drive, Bryan Kovash, Kovash Construction LLC, $76,435 3006 Melrose Lane, Lawson, Victor J. & Joanne, Hill Builders, $25,480 1034 Moon Valley Road, Mitchell, Alison, $32,000 1028 Princeton Ave., Steiner, Cory & Melanie, $9,240 719 Rimrock Road, Brinkerhoff, Alonzo R. & 40

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112 Lewis Ave., McDonald, Crysta, Van Arsdale Duane Patrick, Fisher Roofing, $4,045 Constr. Inc., $30,000 4243 Brandywood Drive, 137 Tam O’Shanter Road, Lowe, Martha Christine, Comax Britzius, Adam & Tara, Kisling Quality Builders, $10,000 Construction Inc., $7,080 6641 Cove Creek Drive, Walter, Laura L., Kisling Fence/Roof/Siding Quality Builders, $8,000 6308 Western Bluffs Blvd., —3214 Viola Lane, Baxter, Christine S. & Jayson Peterman, Thomas A. & Patricia, J. & T Roofing, $9,200 B, $12,000 585 Mecca Drive, Picchioni, 596 Mecca Drive, Downs, Ronald J. & Rebecca, Peggy A, Chapel Custom Customary Designs Inc., Handywork, $6,400 $8,000 4400 Loma Vista Drive, 2902 Stinson Ave., Crouse, Meloni, Michael P. & Marcia L., Charles M. & Jana, Castellano Lynnrich Inc., $16,024 Peter D. Const Inc., $9,000 862 Joyce Circle, Veech, 752 Aronson Ave., Stark, Erickson’s Construction LLC, Stephanie & Steve, Castellano $7,500 6123 Aviara Blvd., Rodgers, Peter D. Const Inc., $6,500 2422 Teton Ave., O’Sullivan, Thomas J. & Mary Lynne, Good Dorothe J., Kirkness Roofing & Roofing-Valerie Good-Free, Supply, $5,788 $12,000 619 N. 23 St., Beck, Mervin 930 Nutter Blvd., Oakes, D., BMR Construction, $3,747 Daniel G. & Nancy E., ABC 370 31 St. W., Kline, Seamless Of Billings Inc., Russell M. & Janet A, $31,000 Blackford Conc/Remodel, 1824 Ave. B, Kechanin, $7,000 Marie Lynn & David, 3014 Silverwood St., Residential Roofing, $4,700 Lathrop, Gary D. & Connie L, 515 Greenspring Place, Lodge, Mary E. Trustee, Lodge Lathrop’s Unlimited, $11,000 153 W. Hilltop Road, Built Homes, $6,800 Speer Zebulon & Cedar, TJ 320 Nubias Place, Kroll, Construction Inc., $5,000 Leonard & Patricia H., Tom 942 South Heights Lane, Hennessy Construction, New, Barbara G., Northwest $7,600 1104 19 St. W., Rasmussen, Custom Improvements, $9,000 2760 Gregory Drive Kimberlee, DLV Roofing Inc., S., Cozzens, Lawrence $5,700 B. & Jeannine, Exterior 433 Caravan Ave., Ball, Technologies Inc., $30,000 Don H. & Nellie Ruth, Rocky 5879 Autumnwood Drive, Mountain Roofing, $10,200 Petersen, Timothy J. & Heidi 615 St Johns Ave., Johnson, Brittany, L J Roofing, M., Sprague Construction Roofing Division, $12,000 $3,300

3006 Myrtle Drive, Molodecki, Frank & Lori A., Cornerstone Siding Company, $7,000 4463 Audubon Way, Hastings, David A. & Carla S., Sprague Construction Roofing Division, $9,000 1102 Pepper Lane, Johnston, Michael S. & Kim M., Sprague Construction Roofing Division, $5,300 4132 Audubon Way, Hanley, Eric, Aaron Johnson Construction, $12,000 2625 Cody Drive, Schwichtenberg, David, $2,200 5638 Bobby Jones Blvd., Wilkinson, Joan R., Rocky Mountain Roofing, $24,000 139 Adams St., Dorn, Donald, Billings Steel Siding, $12,100 4533 Palisades Park Drive, Hoggatt, Stanley E. & Suzanne F., Kirkness Roofing & Supply, $17,773 1910 Arch Stone St., Bjorgum, Keith & Jody R., C’s Construction Of Billings, $8,910 3019 Golden Acres Drive, Katheryn M. Thiel Revocable Trust, $3,500 364 Montclair Drive, Ruff, William D. & Carol J., $9,400 3226 Golden Acres Drive, Exemption Trust Uwo Nancy C. Tr., $15,000 3154 Marguerite Blvd., Ostermiller, Rodney D. & Janice, Krebill Construction & Roofing, $12,750 6330 Gray Hawk Way, Gross, John & Amy, Williams Construction, $6,400

3769 San Juan Drive, Western, Matthew R. & Rebecca S., Williams Construction, $5,300 6015 Hazelwood Drive, Schlepp, Michael L. & Kari M., B & K Roofing, $19,500 2523 Wyoming Ave., Huntm Tamara D., Williams Construction, $5,230 3142 Golden Acres Drive, McNallym Michael D., B & K Roofing, $9,800 2643 Country Lane, Sweet, Clayton C. & Karri, B & K Roofing, $10,200 5538 Gene Sarazen Drive, Eisele, Barton G. & Shirley L., Premier Doors & Roofing LLC, $8,500 1742 Sylvan Lane, Yanok, Thomas D. & Bonnie, Norse Builders, $6,500 1004 Bench Blvd., Laird, Margaret A, B & W Builders, $5,000 3911 Towhee Lane, Stolzenberg, Peak Contracting, $7,000 2410 Louise Lane, Sawicki, Gerald M. & Roberta M., Sprague Construction Roofing Division, $8,000 113 White Circle, Green, Phillip & Marjorie, Singh Contracting Inc., $11,900 902 Moon Valley Road, Michel, Tim I. & Vickie Lynn, Singh Contracting Inc., $11,000 2210 Miles Ave., Berg, Steven A. & Marcia D., JB Siding Specialist, $3,000 847 Lake Elmo Drive, Moran, Nicholas J., $5,000 846 Alderson Ave., Culver, Ray, Meyer Construction,

$2,800 1248 Ponderosa Drive, Johnson, Gailen D. & Marilyn, $3,000 1410 Yellowstone Ave., Hay Corporation, Huck’s Construction, $12,500 6603 Cove Creek Drive, French, Daniel R., Barta Custom Builders LLC, $6,500 441 Pinon Drive, Schmidt, Lynn Dee & Steven L., L J Roofing, $7,020 309 S. 39 St., Warden, Patricia A., L J Roofing, $5,600 4453 Loma Vista Drive, Pearson, Jamie L., DLV Roofing Inc., $19,500 219 Birchwood Drive, Pullmann, Marjorie L. Trustee, David Holy Cross Const., $3,500 234 Custer Ave., Brown, John B., $4,900 4260 Smohawk Trail, Weenum, Jarrod J., Tyrel Johnson Construction, $9,926 2517 Arvin Road, Bruce Jensen, Tom Hennessy Construction, $6,000 402 15 St. W., Jabs, Katherine, $20,000 942 South Heights Lane, New, Barbara G., Kirkness Roofing & Supply, $10,424 4464 Audubon Way, Kluever, Chris L. & Terre D., Kirkness Roofing & Supply, $14,697 1715 Patricia Lane, Matteson, James A. & Mary L., Cervantes Roofing & Construction, $6,800 570 Mecca Drive, Rasmussen, Jason & Rana, Dustin Davison Construction, $9,500 Billingsbusiness

Residential Permits, continued 4103 Audubon Way, Burgess, Renee L. & William R., Sprague Construction Roofing Division, $16,000 2610 Rehberg Lane, Unruh, Zane J. & Shannon J., Sprague Construction Roofing Division, $6,500 5145 Hazelnut Ave., Stuart, Michael W., Sprague Construction Roofing Division, $8,500 3205 Durland Drive, Dresch, Charlotte Kim, Rocky Mountain Roofing, $7,820 675 Cairo Place, Drew, Thomas D. & Karen M.,

Kirkness Roofing & Supply, $5,564 145 Norris Court, Calame, Joseph & Sandra Ruff, $1,500 609 Bazaar Exchange, Massee Robert L., $1,400 1533 Cook Ave., Joe Bonini, Bonini Enterprises LLC, $2,000 1533 Cook Ave., Joe Bonini, Bonini Enterprises LLC, $3,600 3311 Harlou Drive, West, Dale W., Arc Roofing LLC, $9,800 4524 Grams Court, Hartman, Tami L. & Jesse L., Kristian Nickol Construction, $11,000

1229 Crystal Lake Lane, Kukes, Andrew & Gayla, Kristian Nickol Construction, $13,500 2537 Wyoming Ave., Gullach, Sharon A., American Exteriors LLC, $10,227 942 Adobe Drive, Ortgies, Derek A., Rocking JR Services LLC, $500 3024 Farnam St., Bug, William H., All Seasons Roofing, $8,022 3010 Parkhill Drive, Booras, Gregory J. & Pamela K., $15,000 3163 New Hope Drive,

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Dinkel LP, TJ Construction Inc., $12,000 3149 New Hope Drive, Dinkel LP, TJ Construction Inc., $12,000 3150 New Hope Drive, Duty, Edith H., TJ Construction Inc., $12,000 2228 Louise Lane, King, Patricia A., Tom Hennessy Construction, $1,300 4212 Bruce Ave., Kaiser, Jason & Heather, Peak Contracting, $3,300 2601 10 Ave. N., Hill Crest, Granite Peak Exteriors, $8,000 707 Bazaar Exchange,

Christianson, Neil & Leann A., $12,000 707 Bazaar Exchange, Christianson, Neil & Leann A., $5,000 4359 Iron Horse Trail, Possen, Terry L., Absolute Construction, $17,500 651 Tumbleweed Drive, Hammler, Robert E., Absolute Construction, $10,710 3416 Timberline Drive, Dolan, William D. & Nicole A., Rocky Mountain Roofing, $8,000 3629 Spalding Ave., Beitel Living Trust, Hagstrom Roofing

& Construction, $17,500 1156 Dickens Ave., Eckerdt Kenneth D. & Jennifer, Fisher Roofing, $4,378 2106 Locust St., Crittenden Allen R. & Charlott, Pour To Ridge, $8,400 163 Erickson Court S., Becktold, Ralph E., Second To None Const.& Remodel, $7,850 163 Erickson Court S., Becktold, Ralph E., Second To None Const.& Remodel, $1,382 3206 E. MacDonald Drive, Harper, P. Bruce & Barbara A.,

Our Business is to Improve Your Business We always strive to do what’s best for you and your business to help you succeed. Rely on us to be your financial partner and resource.

Jason Hagadone, Business Lending Manager 406-651-2315 • jhagadone@altanafcu.org

altanafcu.org 406.651.AFCU (2328)

TM

June 2014

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Residential Permits, continued Donahue Roofing, $12,000 1825 Lariat Lane, Weber, Kelly J., Erickson’s Construction LLC, $9,000 1825 Lariat Lane, Weber, Kelly J., Erickson’s Construction LLC, $9,000 5440 Gene Sarazen Drive, Donald Smith Sonnamaker &, Erickson’s Construction LLC, $18,400 1504 Burlington Ave., Reich, James M. & Dora J., Lynnrich Inc., $9,809 138 S Santa Fe Drive, Hittle, Helen, Lynnrich Inc., $936 715 Shawnee Drive, Tom Miller, L J Roofing, $3,500 2946 Custer Ave., Cochran, John C. & Georgia J., KC Painting & Construction, $5,200 1732 Wicks Lane, Fredrickson, Brent J. & Brooke, Black Canyon Builders LLC, $10,000 3410 Timberline Drive, Lysinger, Jerimiah L. & Kathryn, Rocky Mountain Roofing, $10,000 4463 Laredo Place, Devries, Kenneth & Karen, Rocky Mountain Roofing, $5,900 1277 Mirror Lake Lane, Hakala, Michael D., Kirkness Roofing & Supply, $8,724 1118 Cottage Lane, Robert Zarbock, K & M Construction, $7,000 1118 Cottage Lane, Robert Zarbock, K & M Construction, $6,500 3845 Audubon Way, Laird, Walton T. & Priscilla D., Sprague Construction Roofing Division, $6,500 1415 Miles Ave., Sherman, Ryan, Sprague Construction Roofing Division, $9,200 3114 Forsythia Blvd., Oellermann, Douglas J. & Sharon, Sprague Construction Roofing Division, $7,000 814 S. 29 St., Jensen, Russell T., G & L Enterprizes, $3,500 1220 N. 26 St., Garritson, Robert J., C’s Construction Of Billings, $14,393 1225 Harvard Ave., Decelle, I June 2014 42

Brian P. & Connie, J & T Roofing, $6,100 2937 Miles Ave., Heltborg, Olive M., J & T Roofing, $5,400 865 Garnet Ave., Oliver, Roy H. & Nancy J., All Seasons Roofing, $20,190 3798 Banff Ave., Larson, Jerry C., Ros Roofing, $8,200 523 Winter Park Drive, Kidgel, Milan J. & Bonita A., Savage Construction Inc., $7,600 38 Macarthur Ave., McGraw, Dulcy D., Rimrock Construction LLC, $3,200 3733 Otis Lane, Aley, Matthew W. & Heather M., Rocky Mountain Roofing, $13,600 378 Uinta Park Drive, Werdal, Randy L. & Rita R., Swift Construction, $1,200 117 Glenhaven Drive, Vigus Keip, Vigus Keip Construction, $7,000 6305 Masters Blvd., Halton, Thomas W. & Colleen, Ban Construction Corp., $7,000 720 Arbor Hills Drive, Gillespie, Dorothy, Kirkness Roofing & Supply, $11,490 2729 Aspen Way, Rupert, Nancy D., Kirkness Roofing & Supply, $14,338 2719 Cook Ave., Ullman, Kathleen R., Empire Roofing Inc., $7,000 2719 Broadwater Ave., Nickoloff, John G. & Alice M., Empire Roofing Inc., $12,000 911 2 St. W., Lechner, Amanda S., $8,000 816 N. 16 St., Anderson, Penny M., $7,000 3926 Fairmeadow Drive, Purchio, Nicholas & Anne M., Sprague Construction Roofing Division, $15,000 302 Quiet Water Ave., Claudia A. Ostermiller Trust, Rocking JR Services LLC, $10,000 712 S. 33 St., Cristan, Betty L., $2,000 2112 Patricia Lane, Olson, Gregory A. & Susan L., Tom Hennessy Construction, $6,000 510 Tabriz Drive, Loran, G. Keith, Krebill Construction & Roofing, $13,250

182 Butterfly Lake Lane, Williams Darrel & Cari, Peak Contracting, $8,900 4515 Audubon Way, Sholar, Curt R., Rocky Mountain Roofing, $15,000 2918 Rimrock Road, Jennie R. Waggoner Revocable, Donahue Roofing, $9,600 60 Skyline Drive, Berg, Brian L., Donahue Roofing, $9,750 123 S. 39 St., Echardt, Rodney Allen, Arc Roofing LLC, $6,500 129 Custer Ave., Johnston, Roger D. & Louise N., Good Roofing-Valerie Good-Free, $4,900 118 Clark Ave., Duffy, Richard, & Kelly J., DLV Roofing Inc., $12,000 35 W. Antelope Trail, Axline, Harry H. & Sara J., L J Roofing, $8,100 1411 Maurine St., Rekdal, Anna V (Rle), L J Roofing, $7,400 2202 Hoover Ave., Drange, Terry N. & Kathleen F., L J Roofing, $8,400 1732 Wicks Lane, Fredrickson, Brent J. & Brooke, $800 3016 E Copper Ridge Loop, Magnuson, Ross D. & Charlene, Dustin Davison Construction, $9,500 4705 Rimrock Road, Winkle, Steven L. & Natasha Rin, Great White Construction, $10,000 4515 Audubon Way, Sholar, Curt R., Rocky Mountain Roofing, $15,000 1905 11 Ave. N., Bidleman, Paul S., Able Builders, $5,700 624 18 St. W., Avery, Joel J. & Nicole E., $1,200 21 Jackson St., Meza, Richard, D. & Laverne, $2,500 1314 Ave. F, Kessler, Rueben & Tessa, Kirkness Roofing & Supply, $3,704 435 Indian Trail, Slevira, Delon & Lindsey, Ketchum Construction & Woodworks Inc., $5,800 1027 Ave. B, Fura, Judith Ann, Tom Hennessy Construction, $4,100 673 Bazaar Exchange,

Spomer, Debra M., B & C Homebuilders, $6,000 2912 Golden Acres Drive, Stinchfield, Thomas M., $11,150 1141 Hardrock Lane, Ayers, Paul L. & Charlene K., Rocky Mountain Roofing, $7,800 2802 Zimmerman Trail, Olson, Theodore R. & Janet E., $10,000 3420 Powderhorn Circle, Ann V. Shesne Trust, Singh Contracting Inc., $9,100 325 Tabriz Drive, Gran, Tammy, Lyman Roofing, $3,840 2706 W. Bridger Drive, Lutey, Chadwin H., Lyman Roofing, $8,975 844 Radford Sq. W., Steiber, Donna J., Cornerstone Siding Company, $6,900 3180 McMasters Road, Sunwall, Brian D. & Kara J., Lynnrich Inc., $180 861 Agate Ave., Kramarich, Stephen B. & Erin M., C’s Construction Of Billings, $8,340 3129 Lampman Drive, Gerondale, Patrick & Darby, Tom Hennessy Construction, $7,700 115 Foster Lane, Filimon, Vincent E. & Judy, Billings Steel Siding, $14,200 2921 Nye Lane, Stephanie Hill, $2,000 618 Hillview Lane, Toomey, Douglas M. & Lynn A., $4,500 75 Pecan Lane, Wilson, Jon A., Big Sky Exterior Designs Inc., $15,000 101 Rhea Lane, Carlson, Todd, J & T Roofing, $4,500 1408 1 St. W., Critelli, Family Trust, J & T Roofing, $6,100 2518 Broadwater Ave., McClusky, John L. & Jeana, Exterior Design Solutions, $5,000 3929 Rimrock Road, Pfeiffer, Jared & Traci, $2,000 3020 Canyon Drive, Coffman, Dennis D. & Elizabeth, Tom Hennessy Construction, $6,000 820 Shamrock Lane, Carlisle, James A. & Catherine, Empire Roofing Inc., $2,100 4528 Hi Line Drive,

Legg, Brian R. & Andrea Lynn, Hagstrom Roofing & Construction, $27,000 425 Zanzibar Place, Leischner, Wayne L. & Mildred E., Kirkness Roofing & Supply, $9,400 60 Skyline Drive, Berg, Brian L., Lewellen Construction, $14,000 1603 Rehberg Lane, Thomas, Andrea E., Cory Simons Construction, $8,600 1156 Babcock Blvd., Job, Dominik J. & Connie L., Chapel Custom Handywork, $6,800 3402 Powderhorn Circle, Hall, Dawn R., Rocky Mountain Roofing, $6,890 4504 Toyon Drive, Bloyder, Joseph J. II & Shannon, Sprague Construction Roofing Division, $7,000 1430 St Johns Ave., Stiles, Edward F. & Susan A., Sprague Construction Roofing Division, $2,500 30 Sunset Drive, Puckett, Lynne E., Sprague Construction Roofing Division, $7,000 4361 Hi Line Drive, Shelley R. Bernhard Trust, Sprague Construction Roofing Division, $14,000 621-1/2 Ave. C, Six Streams Investments LLP, Cervantes Roofing & Construction, $3,500 3222 Durland Drive, Gannett, Damon L. & Carol, Ban Construction Corp., $9,000 5320 Rocky Mountain Blvd., Kenamore Claire, F. Preston Roofing, $13,000 920 1/2 Custer Ave., S & J Holding LLC, Williams Construction, $3,300 638 Cook Ave., Wiedrick, Justin, David Cunningham Construction, $7,000 3019 Cove Creek Circle, Herzog, Scott A. & Kendra, $5,500 2328 Crimson Lane, Mcanulty, Jim & Kendra, Kyle Kring Construction, , $11,000 533 Pyramid Place, Colvert, Laurel M. & Joe L., Leininger Painting, $6,600 4310 Ryan Ave.,

Ostermiller, Rick W. & Cindy E., Leininger Painting, $3,200 6332 Western Bluffs Blvd., Ereth, Shane, Dustin Davison Construction, $10,900 2213 Treasure Drive, Parker, Kevin C. & Deborah L., All Seasons Roofing, $10,300 3659 Spalding Ave., Lassiter, Terry S., All Seasons Roofing, $14,200 112 White Circle, Price, Walter B. & Rebecca J., Peak Contracting, $9,000 3911 Rimrock Road, Kelly, Joel, Rimrock Construction LLC, $7,000 2103 14 St. W., Blotske, Billings Window & Siding Spec., $7,435 2927 Howard Ave., Miller, Charles R. & Loretta, Sprague Construction Roofing Division, $6,500 1148 N. 25 St., Erickson, Lynne, Sprague Construction Roofing Division, $4,500 1265 Mirror Lake Lane, Piersall, Michael L. & Christin, 5 Corners Handyman Service, $12,000 3115 Amelia Circle, Roesler, Jason S. & Davilyn M., Ban Construction Corp, $7,000 6167 Aviara Blvd., Johnson Robert N. III, Good RoofingValerie Good-Free, $10,000 1241 Mirror Lake Lane, Robison, Susan L., Handy Pro, $8,150 2216 6 St. W., Kronmiller, Patrick Gene, Handy Pro, $11,275 2216 6 St. W., Kronmiller, Patrick Gene, Handy Pro, $18,574 186 Erickson Court E., Byron, Wendy, Chapel Custom Handywork, $7,500 134 Butterfly Lake Lane, Crawford, Thomas G. & Sally A., Buerkley Siding And Windows, $8,000 3505 Flagstone Drive, Optionen LLC, DLV Roofing Inc., $9,500 1105 Evergreen Drive, Owen, Gary L. & Dona Jean, C’s Construction Of Billings, $3,395 732 Arbor Hills Drive, Crosby, Kathryn M., Tom Billingsbusiness

Residential Permits, continued Hennessy Construction, $8,600 1648 Moose Hollow Lane, Kautzman, Jennifer Etal, Sprague Construction Roofing Division, $13,000 2314 Brentwood Lane, Canino, Joseph M., Sprague Construction Roofing Division, $6,800 825 Betsy Drive, Atkinson, David L. & Agnes M., $4,500 3504 Flagstone Drive, Hawk, J. William & Janet S., Artisan Builders, $9,000 2940 Waverly Drive, Victory, Levi’s Construction,$7,500 1249 Sierra Granda Blvd., Orendorff, Jason M., L J Roofing, $7,100 1005 Aronson Ave., McClenahan, John D. & Darcy D., L J Roofing, , $11,000 4893 Arapaho Trail, Shaw, John H. & Susan E., Commercial Roof Wtr Proof, $14,000 4159 June Circle, Sanders, Darrell & Saralee, $6,000 1264 Crystal Lake Lane, MacFarlane, Cameron F. & Crysta, $4,000 1921 Ave. D, Wright Barry, L. & Colleen, Ros Roofing, $4,700 4518 Phillip St., Cook, Brian D. & Janet S., J & T Roofing, $5,900 3126 Datura Drive, Mercer, R. Douglas, Reichenbach Construction, $6,000 3331 Windmill Circle, Nelson, Cowboy Construction & Development, $6,400 670 Revolution Ave., Considine, Mardelle J. & Leo T., All Seasons Roofing, $12,650 602 Lewis Ave., Mundschenk, Paul D. Jr., Improvements & Construction, $14,000 1919 Country Stone St., Kessler, Sheila, Singh Contracting Inc., $10,900 1919 Country Stone St., Kessler, Sheila, Singh Contracting Inc., $4,436 2907 Silverwood St., McKee, Jack W. Jr. & Sheryl A., Sprague Construction Roofing

Division, $9,200 3123 Amelia Circle, Shaffer, Robin A. & Eddie, Reule Builders, $4,000 481 Tabriz Drive, Noland, Doris D., Lyman Roofing, $6,525 75 Aster Circle, Wiseman, Russel J. & Kathleen A., Sprague Construction Roofing Division, $7,500 4552 Toyon Drive, Wagner, Gary & Kathryn A., Sprague Construction Roofing Division, $15,000 428 Mervin St., Zundel, Robbie L. & Robin L., Lyman Roofing, $5,850 119 Prickett Lane, BeckerPate, Tina R., Cornerstone Siding Company, $3,600 6302 Western Bluffs Blvd., Kraft, Kevin L., DLV Roofing Inc., $9,100 4231 Toyon Drive, Enright, William G. & Mary E., Z Roofing Inc., $7,500 203 Lewis Ave., Rosenquist Ingrid Ann, Kirkness Roofing & Supply, $11,090 579 Poppy Place, Wolfe, Billie E. & Deborah K., Kirkness Roofing & Supply, $8,086 35 Burlington Ave., Parker, Brian L., $11,000 4381 Hi Line Drive, Bratsky, Dale L. & Shannon L, Sprague Construction Roofing Division, $15,000 4204 Iron Horse Trail, Kreidler, Susanne, Sprague Construction Roofing Division, $8,000

New Garage —210 Clark Ave., Hoellwarth, Kyle Rhiana, $34,877 212 Rene Place W., Arlan, & Deb Thingvold, S Bar S Supply Contractor, $8,400 617 S. 32 St., Kipp, Edward R., $4,950 4510 Lux Ave., Garland, Dale B., Scott Binkley Custom, $20,160 4212 Toyon Drive, Rudolf, David E. & S. Susan, $11,000 1754 Elaine St., Larry

Linn, Post Frame Specialists, $40,320

New Single Family —3405 McMasters Road, KW Signature Homes Inc, K. W. Signature Homes Inc., $272,650 3065 Western Bluffs Blvd., Daniels Builders, Daniels Builders, $209,145 1424 Benjamin Blvd., Dawson Builders, Dawson Builders, $166,000 1120 Beringer Way, Steve Gountanis Homes, Gountanis Properties Inc, $298,905 5342 Burlington Ave., Steve Gountanis Homes Inc., Gountanis Properties Inc., $298,905 3116 Peregrine Lane, Rimrock Builders, Rimrock Builders Inc., $313,090 1241 Benjamin Blvd., New West Construction, New West Construction, $188,960 2662 Meadow Creek Loop, BCJM Properties LLC, Hanser Construction Company, $157,900 3640 Spalding Ave., Buscher Development, Buscher Construction Ltd., $272,915 266 Annandale Road, Ted Mehr, $300,000 6256 Canyonwoods Drive, Schmidt & Lantis LLC, Image Builders, $424,390

6148 Autumnwood Drive, Wells Built Homes, Wells Built Homes Inc., $597,375 2426 Icewine Drive, Best Development Corporation, Pierson Jensen Construction Co, $143,270 3072 Western Bluffs Blvd., Double Dutch Const., Double Dutch Construction, $242,075 5807 Horseshoe Trail, Trails West Homes LLC, Trails West Homes LLC, $174,795 5819 Horseshoe Trail, Trails West Homes LLC, Trails West Homes LLC, $175,355 5818 Mountain Front Ave., Trails West Homes LLC, Trails West Homes LLC, $173,605 1420 Naples St., KW Signature Homes Inc., K. W. Signature Homes Inc., $270,990 5945 Sandalwood Drive, Ryan Brady, Cougar Construction, $300,000 5650 Canyonwoods Drive, Price Larry & Amy, Kisling Quality Builders, $1,500,000 1726 Hollyhock St., McCall Development Inc., McCall Development, $277,730 5314 N. Castle Stone Square, J & S Development Co., Jeff Junkert Construction Inc., $197,260 216 Westlake Circle, Classic Design Homes, Classic Design Homes, $254,285 1734 Hollyhock St., McCall

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Development Inc., McCall Development, $283,555 1526 Shaw Lane, Twin Oaks Corporation, Oakland Built Homes Inc., $145,680 1530 Shaw Lane, Twin Oaks Corporation, Oakland Built Homes Inc., $144,981 1735 Hollyhock St., McCall Development Inc., McCall Development, $225,955 1414 Benjamin Blvd., Dawson Builders Inc, Dawson Builders, $159,490 1420 Benjamin Blvd., Dawson Builders Inc., Dawson Builders, $172,805 5337 Denali Drive, Wells Built Homes Inc., Wells Built Homes Inc., $182,380 2224 Pine Creek Trail, Boyer Land LLC, Design Builders Inc., $318,650 3129 Peregrine Lane, Helgeson Homes, Helgeson S. D., $259,300 1638 Songbird Drive, McCall Development, McCall Development, $221,950 921 Kingston Ave., K. W. Signature Homes , K. W. Signature Homes Inc., $199,515 924 Siesta Circle, Classic Design Homes , Classic

Design Homes, $198,510 3444 Lucky Penny Lane, Warbarton , Infinity Homes LLC, $260,200 1428 Anchor Ave., Had Inc. , Had Inc., $220,560 1502 Anchor Ave., Had Inc , Had Inc., $187,560 5425 Vintage Lane, Fluery LLC, Dan Fleury Construction Inc., $272,300

New Two Family —3824 Ave. D, Tvetene Kenmark LLC, Kenmark Inc., $297,095 3825 Ave. C, Tvetene Theodore L., Kenmark Inc., $286,535 3051 Golden Acres Drive, Chad Hooker, Chad Hooker Properties LLC, $209,809 1550 River Edge Road, Dan Marsich, Marsich Investments, $245,200 1552 River Edge Road, Dan Marsich, Marsich Investments, $245,200 1554 River Edge Road, Dan Marsich, Marsich Investments, $245,200 1555 River Edge Road, Dan Marsich, Marsich Investments, $245,200

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Billingsbusiness

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Residential Permits, continued TB Construction, $800 2418 Nina Clare Road, Bernhardt, Donald W & Carol A., Dustin Davison —2811 Gregory Drive S., Construction, $3,500 Indreland, Terry J & Jane H, 2944 Tartan Road, Tangel, Thompson Const. Co. IncRichard &, Sticka Const & Pools, $14,000 Design, $1,440 2209 Willowbrook Way, 5864 Sam Snead Trail, Aasheim, Gary L & Peggy L, Martin, Reiger, $5,000 Win-Dor Industries, $3,590 3330 37 St. W., Dennis, 2068 St Andrews Drive, Michael W. & Janice E. C., Lawson, Reyn M & Carol F, Pella Window Store, $1,700 Win-Dor Industries, $4,308 3743 Madison Ave., Maciel 226 Ave. B, Dompier Raymond, Win-Dor Industries, Patricia A. & Frank, $1,200 1811 Rehberg Lane, Niemi, $900 Walter L. & Mary L., Norse 1182 Yorktown St., Builders, $5,000 Little Living Trust, Win-Dor 234 Custer Ave., Brown, Industries, $3,626 John B, $4,800 1209 18 St. W., Farella, 824 24 St. W., Leuthold, Carol A, Win-Dor Industries, Carey E & Lisa L., One Source $1,878 Construction LLC, $400 116 Norris Court, Tofte, 2209 Elm St., Glantz Rowell O & Marilyn K, Lynnrich Family Trust, Pella Window Inc., $1,743 Store, $1,600 730 Topaz Ave., Sides, 2207 Pueblo Drive, Card, Martin G & Mary J, Lynnrich Viola E, Castellano Peter D. Inc., $4,016 Const Inc., $2,600 3402 Powderhorn Circle, 2750 Gregory Drive N., Hall, Dawn R, Accurate Weaver, Daniel T & Katherine Exteriors, $16,364 B, Castellano Peter D. Const 1749 Golf Drive, NA, New Inc., $2,900 West Construction, $6,690 317 Black Pine St., 3125 Sequoia Lane, Lahaie, Patricia A & Paul M, Wadman, Brent R & Luann J,

Remodel Single/ Duplex/Garage

Freyenhagen Construction Inc., $44,400 2020 Kober Place, Marilyn Ann Lambrecht Revocable, Billings Window & Siding Spec., $7,250 609 Bazaar Exchange, Massee, Robert L., $1,000 129 Erickson Court N., Rumore, Peter & Vicki Lee, Pella Window Store, $1,200 1533 Cook Ave., Joe Bonini, Bonini Enterprises LLC, $2,600 942 Adobe Drive, Ortgies, Derek A., Rocking Jr Services LLC, $1,000 221 Ashley Court N., Anderson, Andrew P. & Lisa L., K-Designers, $11,001 3130 Datura Drive, Dan Freeland, $1,451 404 S. 29 St., Holum Susan, Good Earth Construction, $14,355 3032 Western Bluffs Blvd., JKC Inc., JKC Inc., $16,000 413 14 St. W., Dschaak, Allan & Darlene, All Season Construction, $1,400 511 Sudan Place, Christensen, Nicole & Jace J., All Season Construction, $6,000 2981 E. Plymouth Place,

Hess, Brenda K., $8,640 405 S. 35 St., Cree, Russell J. & Augustina M., Lynnrich Inc., $3,201 407 S. 35 St., Johnson, Timi D., Lynnrich Inc., $9,225 512 Wheatstone Drive, Martin-Funches, Sandra A., Lynnrich Inc., $3,959 1106 Linden Drive, Shipstead, Mark M. & Rhonda L., Fred Quigley, $3,000 4103 Julaura Lane, Nemer, Robert P. & Linda E., Freyenhagen Construction Inc., $10,400 744 Burlington Ave., Machler, Dustin C., All Season Construction, $364 23 S. 38 St. W., Gohn, Beverly J. & Jack L., Pella Window Store, $1,100 926 Poly Drive, Eichenberger, Barbara A., Pella Window Store, $1,400 2946 Custer Ave., Cochran, John C. & Georgia J., KC Painting & Trailer Sales, $1,570 25 Crestline Drive, Wattles, Gary D. & Denise M., ABC Seamless Of Billings Inc., $11,347 1825 28 St. W., Manning, Michael, Win-Dor

Industries,$4,930 744 N Moon Valley Road, Campbell, Martin M. & Patricia, Win-Dor Industries,, $4,220 3123 Amelia Circle, Shaffer, Robin A. & Eddie, WinDor Industries, $7,722 198 Quiet Water Ave., Klein, Robert G. & Ruby A., Win-Dor Industries, $27,351 3106 Lampman Drive, Curran, Cynthia Marie, WinDor Industries, $10,074 437 Slalom Drive, Berg, Layne C. & Tammi E., JB Siding Specialist, $9,000 245 Miles Ave., Smith, Dakota, EEC Inc., $17,300 641 Cairo Place, Wheaton, John D. & Kathryn K., Lynnrich Inc., $5,000 1009 Victory Ave., Pecarina, Anthony Archie, Lynnrich Inc., $1,873 641 Cairo Place, Wheaton, John D. & Kathryn K., Lynnrich Inc., $5,000 1717 Howard Ave., Blom, Craig R. & Phyllis E., Jeff Engel Construction Inc., $7,500 3203 Cassia Drive, Dyk, Jeffrey L. & Jamie, Pinnacle Remodeling, $15,000

1622 Howard Ave., Brotzel, Kenneth L. & Mary Beth, Northwest Custom Improvements, $10,000 137 Tam Oshanter Road, Lowe, Martha Christine, Comax Construction LLC, $5,000 4315 Rio Vista Drive, Diane L. Hooker Revocable Trust, Pella Window Store, $1,800 2710 Augusta Lane, Greenberger, R. John, My Handyman Service, $9,800 727 Cook Ave., Yelle, Harold N. Jr. & Nancy A., All Phase Builders, $2,700 3104 N. Audubon Way, Yeley, James & Shirlee, Thompson Const. Co. IncPools, $16,000 1431 King Charles St., Dorn Const., Dorn Construction LLC, $28,140 2921 Nye Lane, Joshua Hill, $3,500 3138 Canyon Drive, Schwarzinger, Todd, Billings Window & Siding Spec., $975 2231 Willowbrook Way, Cozzens, Jessica D., Ty Nelson Construction, $15,000 2225 Louise Lane, Lombardi, Lisa Gay, Ty Nelson Construction, $5,000

1503 21stSt. W., April 15.

Clayton Boyd Nelson, Sheila Fay Nelson, 1107 Princeton Ave., April 17.

GBR Ductmasters Inc., 850 Parkway Lane, April 17.

Peggy M. Zeimer, 2224 U.S. Highway 87E, TRL #140, April 17.

Dawn R. Puderbaugh, Lonny D. Puderbaugh, 3609 1/2 Broken Yoke Drive, April 17.

Haddy Megan Wanner, 1268 Patriot St., April 17.

Patricia Ann Brown, 2619 Arnold Lane, April 18.

Anna Lee Jones, 511 11th St. W., April 21.

Denise Thorn, 3011 S. 54th St. W., April 22.

Wendy Sue Ruth Duty, 2701 Lackawanna Lane, April 22.

Stacey Ann Rowcliffe, 1041 Picador Way, April 24.

George M. Decambra, Nancy Mae Decambra, P.O. Box 364, MilesCity, April 24.

Trevor C. Buerkley, 2051 Echo Drive, April 24.

Sarah Lynn Sifuentes, 402 Roxy Lane Unit B, April 25.

Emiliana Medallo Black, 2132 Lake Elmo Dr., April 25.

Sharon Lynn Kirkham, P.O. Box 31594, April 28.

Tana Lynn Sanchez, P.O. Box 171, Huntley, April 28.

Philip John Allgayer, 3606 Terry Ave., April 28.

Melissia Louise Fritz, 946 Avenue E, April 28.

Brenda Carol Bulski, P.O. BOX 64, Columbus, April 28.

Karen L. Brown, 3826

Swallow Lane, April 29.

Julie M. Fischer, 3285 Canyon Drive No. 85, April 29.

Jennifer M.Walker, 4432 Ryan Ave., April 30.

Beartooth Constructors, 5145 Hillcrest Road, 698-8141.

B-Town Vapes, Inc., 711 15th St. W., 839-0515.

Landon Construction, 1512

Lewis Ave., 670-8732.

Dreamskapes, 2225 Main St., Suite 6, 696-3652.

Aviation Adventures, 1901 Terminal Circle, 690-4921.

Tinted, 145 Regal St., No. 4.

Magic City Roofing, 7604 Burlington Ave., 697-8589.

Billings Open Studio, 2814 Second Ave. N., 698-9742.

Bankruptcies Billings-area filings in U.S. Drive, April 10.

Dorothy Mignon MichelcicBankruptcy Court, April 1-30, 2014. Addresses are Goodween, 5824 Kit Lane S., April 10. in Billings unless otherKara J. Milliron, 1942 Alwise noted. derson Ave., April 10.

Gary Lee Sundberg, Deann Rae Sundberg, 148 Legends Mark J. Sander, 2718 AvaWay, April 10. lon Road, April 3.

Jessica R. Kannegiesser, Kenneth K. Whiteberg, 1311 328 Terry Ave., April 11.

Ninth St. W., April 7.

Jeffery Warren Patton, 603 Cindy Ann Hoppe, 1146 N. Hazel Ave., No. 3, Laurel, April 23rd St., April 10.

11.

Wendell Dale Wilson, Ruth Gwen Marie Armstrong, Ann Wilson, 51 King Arthur

Chapter 7

Chapter 13 Eric Clifton Wells, 3450 Dunlop Ave., April 7.

Charles Fredrick Gilcrist, Linda Kay Gilcrist, 1161 Trenton St., April 25.

William A. Arnold, Donna Arnold, 3065 Parkhill Drive, April 29.

Business licenses The following business licenses were issued during April 2014. The information is from the city of Billings.

Sassy Nail & Spa, 111 S. 44

I June 2014

24th St. W., Suite 30 Riley’s Handyman Service, 3862 Killdeer Lane, 696-9975.

KE Construction LLC, 3588 Elk River Road, 371-3290.

Liberty Works, 2159 Monad Road, 696-5597.

All-Storm Repairs, Inc., 1115 First Ave. N., 245-8666.

Quality Construction, 3314 Billingsbusiness

Business licenses, continued First Ave. N., 259-4555.

Great White Tattoo Co., 2816 First Ave. N., 598-8288.

Forever Green Cleaning Service, 15 Attika St. N., 530-4650.

The Drain Master LLC, 201 Jim St., 252-3233.

Walls by Wendi, Laurel, 281-1542.

Don Ron’s Tidy Surfaces, 3352 Canyon Drive, 672-8632.

Premiere Builders LLC, 3131 Falcon Ridge Way, 591-7594.

An Extra Hand Delivery, Joliet, 633-3875.

Accurate Detail LLC, 3855 Fairmeadow Drive, 671-7625.

BMR Construction, Park City, 694-5944.

Tommy Vee General Contracting, 833 Howard Ave., 647-1199.

Abor Elite, 4952 Danford Drive, No. 5, 890-0277.

James Barr, 1435 Ave. B, 670-9207.

Ublaze Vapor LLC, 111 S. 24th St. W., Suite 10, 702-7733.

Sweet Violettes-Montana, 1449 Shaw Lane, 694-2864.

Felt Capital, 3112 McBride St., 670-2332.

Sprenkle Roofing, 3124 Aviemore Court, 701-566-3158.

406 Fab Lab, 525 Kuhlman Drive, 855-2108.

G & L Enterprizes, 9947 Rudio Road, 325-1592.

Chimney Man Conpany.

Com, 7527 Lewis Ave., 281-3189.

Michelle Bateman Photography, 544 Alderson Ave., 701-609-4019.

A-Way-Out Bail Bonds, LLC, 1244 Frost St., 281-4312.

Gus’s Automotive Repair, 4025 First Ave. S., 248-3260.

Medicine Bull Construction, 9650 Cormier Road, 794-9548.

Larned Tree, Laurel, 860-4459.

Aspen Nursery Landscaping, 1406 Cheryl, 210-4847.

Alpha Lawn & Tree, 1405 Chanel Loop, 861-1460.

Chapel Construction, 3315

McGirl Road, 208-7162.

American Classic Pizzeria, 1210 Main St., 238-9985.

Black Night Security & Investigations, 198 Mountain View Blvd., 534-2470.

Girl Friday, 801 S. 28th St., 281-3621.

Rock Bottom Enterprises LLC, 419 S. 29th St., 534-1608.

Home Sweet Home Repair, 5500 Danford Drive, 652-4408.

The Vape Shop, 3210 Henesta Drive, 435-535-5920.

Laurel Joy Lawrence, 917 N. 31st St., 281-1468.

Western Bling N Things, 4339 Murphy Ave., 245-9486.

Spirit Expeditions, Salem, Ore., 503-763-6080.

Yellowstone Valley Trailer Services LLP, 5450 Holiday Ave., 672-7082.

TSS Roofing, 3124 Aviemore Court, 861-4441.

Elite Educational Services LLC, Gilbert, Ariz., 480-217-3351.

MRM, 631 Pebble Beach Road, 647-2827.

4Cuteness Sake, 707 Westgate Drive, 855-7434.

Evan’s Grace, Shepherd, 671-4619.

Paul Ruhter Photography, 673 Tabriz Drive, 794-1176.

Big Sky Property Solutions LLC, 848 Main St., Suite 24, 665-5436.

Magnus Tree Service, Laurel, 628-4803.

Nailon Lawns, Huntley, 591-8085.

KC Painting & Construction, 3588 Basin Creek Road, 860-4765.

C Bar C LLC, Roundup, 323-2350.

Dotty’s No. 3, 900 S. 24th St. W., Suite 2 and 3, 581-1303.

Palagio’s Grand Casino, 1720 Grand Ave., 697-6393.

Montana Soap, 3318 Second Ave. S., 672-1080.

JMC Construction, Maintenance and Repair, 1201 Burlington Ave., 839-8100.

D-R Drywall and Construction, 414 10th St. W., 281-4896.

Marc Arms, 319 Burlington Ave., 208-1979.

Duane Ostermiller, 5415 Rustic Ave., 652-2375.

Ryan P. Kabeary, 2608 Silver Blvd., 950-5328.

406 Glass, 2816 First Ave. N., 598-4527.

Krahnert Bros. Drywall, Inc., 2110 Ridgeview Drive, 860-0881.

Casino 8, 3178 Gabel Road, Suite 5, 534-8960.

Kutcher Construction LLC, 2607 E. Bridger Drive, 855-2258.

M R Handley Construction, 1130 Custer Ave., 672-3354.

N.W. Canopy Structures, Inc., Deer Park, Wash., 509-276-4440.

Grizzly Gold & Silver Inc., 2450 King Ave. W., Suite C. United Electric LLC, Great Falls, 452-0550.

My Place Hotel, 4770 King Ave. E, 259-9970.

Adam Chiappone, MSW, LCPC, LAC, 2323 32nd St. W., 366-1992.

WCI Bookkeeping LLC, 230 Toledo St., 245-4527.

A Spa, 2040 Rosebud Drive, Suite 9, 855-7544.

Tim Brown Painting, Shepherd, 970-570-9321.

Venegas Construction, 2202 Myrtle Drive, 672-4797.

Red Rooster Ranch Spraying LLC (Mobile), 2045 Lakehills Drive, 855-5997.

Northern Standard, 15 Alderson Ave., 839-2999.

Affordable Sprinklers and Landscaping, Worden, 850-5695.

Kale Development LLC, 5850 Interstate Ave., 252-1106.

Jimmy Brown Construction, 5 S. Crestwood Drive, 633-0022.

Glacier Energy Services Inc., 5417 Round Stone Ave., 860-0252.

Ace Roofing LLC, Wilsall, 578-2107.

Longevity Massage and Wellness, 2702 Montana Ave., 201 A, 697-6888.

Western States Fire

EQUAL HOUSING LENDER

Billingsbusiness

June 2014

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45

Business licenses, continued Protection Co., 1925 Grand Ave., 728-5242.

Demo Plus, 424 S. 38th St., 860-2942.

Precision Tattoo and Body Piercing LLC, 1327 Central

Ave., 247-3711.

Edge Exterior Coatings, Heron, 291-9826.

Mark Rains, 1156 Babcock Blvd., 872-8951.

PCM Services LLC, 1141

Kootenai Ave., 702-0905.

D-N-S Handy Service, 297 Monroe St., 850-9913.

Hillbilly Reel Repair, 465 Washington St., 208-7370.

RPC Inc., 556 Pemberton

Lane, 281-1414.

Houser Consulting Services, 438 Roxy Lane, 490-2229.

True North Contracting LLC, Laurel, 850-9345.

Leishman’s Roofing &

Waterproofing, Riverdale, Utah, 801-920-7841.

La Carrello, 626 Grand Ave., 503-913-6892.

Patriot Painting, 625 Winemiller Lane, 208-6774.

Levi’s Construction, 2940 Waverly Drive, 697-2786.

Brandon Hill & Co., 3909 Towhee Lane, 431-7394.

Big Sky Grill Cleaning, 3791 Vickery Drive, 672-8126.

from gaming devices and/or lottery terminals. 8,678,916.

March 25. IGT of Reno, Nev. David A. Farber of Ojai, Calif., Richard E. Greer of Red Lodge, Andrew D. Swart of Pennington, N.J., and James A. Balter of Santa Barbara, Calif.: Method of generating a web page. 8,683,076. March 25.

Level 3 Communications, LLC of Broomfield, Colo.

Benjamin Meager of Bozeman: Pressure equalization apparatus for a bottle and methods associated therewith.

8,684,205. April 1. Paha Designs, LLC of Denver, Colo.

Wayne H. Hanson of Bozeman: Foldable adjustable dynamic wheelchair. 8,684,396.

April 1.

William E. Kirkpatrick of Bozeman: Centrifugal fan.

8,684,676. April 1.

Tim J. Watts of Billings, Alex Offerdahl of Stevensville, Joe Atwood of Bozeman, Jim Driscoll of Overland Park, Kan., Steve Loar of Billings and Jeff Stabnow of Billings: Systems, computerimplemented methods, and computer medium to determine premiums and indemnities for supplemental crop insurance.

8,688,483. April 1. Watts and Associates, Inc. of Billings.

Kenneth H. Green of Whitefish: Clamp and repair tool. 8,689,599. April 8.

Timberline Tool LLC of Kalispell.

David Harriton of Missoula: Tank assembly for

attachment to a tire carrier.

8,690,033. April 8. Streetcar ORV LLC of Wixom, Mich.

Kevin Burgess of Sheridan, Wyo., Daniel E. Clawson of Fresno, Calif., David Yakos of Bozeman and Bryan Walthall of Bozeman: Leak-free reciprocating stemmed valve.

8,690,119. April 8. Big Horn Valve, Inc. of Sheridan, Wyo. Lee E. Cannon of Bozeman, Mike D. Roemer of Las Vegas, Nev., Robert Guinn of Henderson, Nev., and Michael J. Mitchell of Las Vegas, Nev.: Method and apparatus for gaming machines with a tournament play bonus feature.

8,690,661. April 8. IGT of Reno, Nev. Justin F. Chapweske

of Bozeman: Rate sensitive packet transfer mechanism over a peer-to-peer network.

8,694,606. April 8. Google Inc. of Mountain View, Calif.

Paul Guerra of Los Gatos, Calif., Curt D. Hammill of Missoula, James S. Cunningham of Boulder, Colo., and Charles Schryver of Atascadero, Calif.: Dual durometer insulating boot for electrosurgical forceps.

8,696,667. April 15. Covidien LP of Mansfield, Mass.

Todd A. McAdams, Harold W. Howe, Jeffrey E. Draper and Lawrence C. Farrar, all of Butte: Self-contained breathing closure and container.

8,696,778. April 15.

Harold W. Howe, Timothy

S. Troutman and Michael E. Meichle, all of Butte, and Adrian L. Krag of Santa Clarita, Calif.: Field deployable surface plasmon resonance based biosensor. 8,696,991.

April 15.

Thomas L. Cable of Newbury, Ohio, and Stephen W. Sofie of Bozeman: Method for making a fuel cell from a solid oxide monolithic framework. 8,697,313. April 15. The United States of America as represented by the administrator of National Aeronautics and Space Administration of Washington, D.C. Wayne R. Thiem of Bozeman: Electric insulator.

8,697,999. April 15.

Montana patents Below are listed U.S. patents issued to Montana inventors March 25 through April 15, 2014. For assistance in patent filing, call Billings patent attorney Antoinette M. Tease at 406-294-9000.

Lee E. Cannon of Bozeman and Don G. DuPerault of Las Vegas, Nev.: Method, apparatus and system for perpetual bonus game. 8,678,900. March 25. IGT of Las Vegas, Nev. Lee E. Cannon of Bozeman, Mike Maroney of Bozeman, Robert Guinn of Henderson, Nev., Mick D. Roemer of Las Vegas, Nev., William R. Adams of Las Vegas, Nev., and Jason DeGrandmaison of Atlantic City, N.J.: Methods and apparatus for providing tickets

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I June 2014

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Billings Commercial Building Permits May 1-30, 2014 Fence/Roof/Siding 1928 Grand Ave. Verkovic Steven & Gyongi J & T Roofing $5,600 Fence/Roof/Siding 2100 6 Ave. N. Salvation Army Centimark Corp. $62,895 Fence/Roof/Siding 111 S. 24 St. W. Rimrock Mini-Mall LLC Bradford Roof Management Inc. $40,000 Fence/Roof/Siding 119 S. 25 St. Center Of The Nation Wool Inc. Lennick Bros. Roofing $15,000 Fence/Roof/Siding 11 E. Airport Road Arc 3 Corporation Jones Construction Inc. $9,500 New Warehouse/Storage 3940 Rimrock Road Lutheran Retirement Home Inc. Fisher Construction Inc. $153,840 Remodel 3803 Central Ave. Montana University System Williams Plumbing & Heating $1 million Remodel 2902 1 Ave. N. Neal C La Fever Trust $15,000 Remodel 3900 Victory Circle Olympic Village (Mt) L Win-Dor Industries $44,024 Remodel 1517 Broadwater Ave. DSD LLC Ralph Dupea Contracting, $32,000 Fence/Roof/Siding 18 S. 27 St. Erving Properties LLC Lennick Bros. Roofing $9,800 Fence/Roof/Siding 1615 Fantan St. Fantan LLC 4M Construction Inc. $5,000 Fence/Roof/Siding 1615 Fantan St. Fantan LLC Sunset Construction LLC $9,863 Fence/Roof/Siding 602 S. 25 St. Lyman Joseph R & Jerralee A. $22,000 Remodel 303 N. 28 St. First Building Corporation DPS Company LLC $50,000 Fence/Roof/Siding 3325 1 Ave. N. Berklund Ronald D. Roof Solutions $3,970 Fence/Roof/Siding 960 S. 24 St. W. Grant Agnew Lennick Bros. Roofing $16,500 Fence/Roof/Siding 926 Main St. Radovich George T. Lynnrich Inc. $9,965 Fence/Roof/Siding 1200 30 St. W. School District 2 Empire Roofing Inc. $730,000 Fence/Roof/Siding 409 Milton Road Rlee 409 LLC Robert Nelson Const. $12,000 Fence/Roof/Siding 4205 Bruce Ave. Leichner John A. Wyomont Exterior Design $25,000 Fence/Roof/Siding 1125 Grand Ave. Automatic Car Wash Inc. $20,000 Fence/Roof/Siding 2510 38 St. W. School District 2 Empire Roofing Inc. $400,000 Remodel 4188 King Ave. E. School District 2 DPS Company LLC $178,934 Remodel 820 Shiloh Crossing Blvd. Shiloh Crossing Partners LLC EEC Inc. $140,379 Remodel 3443 Central Ave. Story Distributing Co. Laughlin Construction Inc. $12,000 Remodel 2029 Grand Ave. WLR LLC Kovash Construction LLC $1,000 Remodel 4205 Bruce Ave. Leichner John A. Wyomont Exterior Design $8,100 Addition 2691 Holman Ave. Lowe Brothers Properties LLC Jones Construction Inc. $163,332 Fence/Roof/Siding 1420 Grand Ave. NA|Empire Roofing Inc. $34,000 Fence/Roof/Siding 411 N .18 St. Allen Gerald L. Empire Roofing Inc. $9,000 Fence/Roof/Siding 1404 6 Ave. N. Corbrycg Properties LLC Sprague Construction Roofing Division $3,000 Fence/Roof/Siding 310 N. 29 St. Harbour Towne Company Sprague Construction Roofing Division $11,000 Fence/Roof/Siding 681 Alkali Creek Road School District No 2 $439,339 New Office/Bank 745 Henesta Drive Hawkins David C. & Barbara K. Lais Development Inc. $477,330 Remodel 120 Lexington Drive School District 2 Hardy Construction Co. $1,050,000 Remodel 402 N. 32 St. Young Men’s Christian Association Langlas & Assoc. Inc. $1,500,000 Remodel 605 24 St. W. Dan Schmaltz Jones Construction Inc. $8,000 Remodel 4950 Southgate Drive Extended Stay America API Systems Integrators $45,000 Remodel 230 Broadwater Ave. Dis Technologies Norse Builders $10,000 Fence/Roof/Siding 902 Central Ave. Midland Office Equipment Bradford Roof Management Inc. $30,000 Fence/Roof/Siding 4119 Clevenger Ave. Bethel Baptist Church Black Canyon Builders LLC $10,400 Fence/Roof/Siding 5610 S Frontage Road Kelly Midwest Ventures LP Sprague Construction Roofing Division $68,000 Fence/Roof/Siding 4780 King Ave. E. BK RE 11036 LLC Leishman’s Roofing $21,000 Fence/Roof/Siding 110 5 St. W. Kurth Terri J. 4M Construction Inc. $7,000 Fence/Roof/Siding 2925 1 Ave. N. Teal LLC $12,000 New 3/4 Family 1525 Bench Blvd. King Place LLC Marsich Investments $258,000 Remodel 210 N. 27 St. City Of Billings $21,600 Remodel 1839 King Ave. W. Survey 777 LLC Fisher Construction Inc. $200,000 Remodel 1839 King Ave. W. MDM Supply Fisher Construction Inc. $62,000 Remodel 801 N. 29 St. Billings Clinic Hardy Construction Co. $25,000 Billingsbusiness

June 2014

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Building a

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Billings #1 Construction Lender

King Ave 655-2700

Hilltop & Main 896-4800

Shiloh & Grand 655-3900

Downtown 655-2400

14th & Grand 371-8100

Worden 967-3612

Ranking based on market-share reports gathered by Rocky Mountain Statistics (RMS) Information Services.

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I June 2014

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