Pierce college equestrian center activity insurance matrix

PIERCE COLLEGE EQUESTRIAN CENTER ACTIVITY INSURANCE CATEGORY RISK MATRIX CATEGORY (1-5)

ACADEMIC ENVIRONMENT

TRAINING ENVIRONMENT

JUDGED

INITIAL RISK LEVEL NEGLIGIBLE

EXAMPLE ACTIVITIES

MODERATE (3)

EXHIBITION

MITIGATED RISK LEVEL

RECOMMENDED INSURANCE

SEMINARS/SYMPOSIUMS

(5)

MINOR (4)

DESCRIPTION

CLINICS, RIDING INSTRUCTION, GROUND TRAINING, SHERIFF’S TRAINING

BARREL RACING, HORSE SHOW, GYMKAHNA, TEAM PENNING, RANCH SORTING, DRESSAGE, CUTTING, REINING, ROPING, SHOW JUMPING, DRILL TEAM, TRAIL TRIALS

Student/ instructor environment. Consists of discussion, demonstration and limited active participation. Can be conducted at a walk, trot, lope

Confined to arena , close supervision, all activities determined by instructor

Student/ instructor environment. Consists of discussion, demonstration and ACTIVE participation. Can be conducted at a walk, trot, lope

Confined to arena , close supervision, all activities determined by instructor

Judged events, more experienced riders and horses. VERY controlled activities using PA system/judges. Demonstration of skills which may include speed, control, athleticism, cow sense. Individual or 2/3 person teams demonstrate one at a time. Walk, trot, lope.

NOT multiple participants at once.

Confined to arena, all activities controlled by show manager/judges, limited number horses at one time.

Rider “classes” system usedbased on experience of horse/rider

1MILLION/2 MILLION

NEGLIGIBLE (5) 1 MILLION/ 2 MILLION

MINOR (4) 1 MILLION/ 2 MILLION

MINOR (4) UNCONTROLLED ENVIRONMENT WITH SUPERVISION

SEVERE (2)

DUDE RANCH (TRAIL RIDES, CATTLE DRIVES, BACK COUNTRY PACK TRIPS) WAGON/ SLEIGH RIDES, CROSS COUNTRY JUMPING, ORGANIZED PARADES PARTICIPANTS, RODEO EVENTS

Usually inexperienced riders in dude activities however, VERY well trained horses and close supervision/control. CAREFULLY selected terrain/trails. Well trained horses/ riders in both jumping and organized parades. Jumping VERY strict control by USEF. Rodeo events VERY strictly controlled

Uncontrolled environment BUT supervisors have strict control of terrain, speed, evaluation of horses/ riders MODERATE (3)

2 MILLION/ 5 MILLION (with the exception of Rodeo it is unlikely that these activities would be ever take place at Pierce)

UNCONTROLLED ENVIRONMENT W/O SUPERVISION

CRITICAL (1)

INDIVIDUAL TRAIL RIDES, BACK COUNTRY RIDING, INEXPERIENCED RIDERS “TRAINING” HORSES/ OTHER RIDERS. INDIVIDUAL PARADE PARTICIPANTS,

While there are many accomplished riders that ride safely on their own- MOST accidents occur to unsupervised INEXPERIENCED and UNTRAINED horses and riders that attempt activities that they are not adequately prepared for. They are not able to recognize their own and their horses’ limitations.

The vast majority of preventable accidents occur in this group. This group doesn’t have enough knowledge about horses to recognize potential hazards.

3 MILLION /5 MILLION (these activities should not occur on Pierce property)

SEVERE/CRITICAL (1/2)

*****The above matrix is designed specifically for the Los Angeles Community College School District and Pierce College to assist in the standardizing of the risks associated with Equestrian events that may take place at Pierce College. This is designed as a quick reference guide so that a potential event can be evaluated without the individual having to have knowledge or experience with any particular event. It should be noted that due to the setup of the equestrian facility, only those activities that fall into the first 3 categories (with the exception of rodeo) are likely to take place at Pierce College. **It should also be noted that the equestrian professionals that work with the Pierce Equine program recognize that equestrian activities can be hazardous and all activities are conducted with the best interest of the District and Pierce College in mind. While the dangers of equine activities can’t be ignored, it would be very irresponsible for the Equine professionals at Pierce, and the Risk Management professionals at the district to fail to recognize that most hazards can be mitigated and the vast majority of equine mishaps occur in uncontrolled environments that are unsupervised. It is very important we don’t lump equestrian activities into a single group for risk management purposes. Most of the undesirable variables that contribute to mishaps can be controlled. ** It should also be noted that those people who choose to participate in equestrian events at Pierce College are not employees of the college or casual spectators. They are active participants engaging in a recreational pursuit to which they sign an acknowledgement and acceptance of inherent risk. Pierce College’s responsibility is to provide a safe facility for the activity to take place.

There is no expectation that Pierce College in any way is responsible for the behavior of any individuals’ horse.