Photo by MicDuff Photography MicDuff.us
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Accounting & Tax Preparation
Jack Del Pizzo, CPA
Del Pizzo & Associates
2098 W Chester Pike #101, Broomall 610-356-2590 • JRD@DelPizzo.com DelPizzo.com
Carpeting & Floor Covering
Eric Fante Fante Flooring
39 South Newtown Street Rd, Newtown Square 610-232-708 • Info@FanteFloors.com FanteFloors.com
Chiropractic Care Rehabilitation
Dr. Marc Belitsky, D.C., D.A.C.R.B. Broomall Total Health Center 2633 West Chester Pike, Broomall 610-353-2220 • BroomallTH@gmail.com SpineDr.org
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Electric Service, Residential/Commercial
Andrew Martella, Sr. Martella Electric Company 484-997-3097
MartellaElectric@rcn.com MartellaElectric.com
Family & Cosmetic Dentistry
Dr. Georges P. Martin, D.M.D. Marple Dental 2004 Sproul Road, Suite 304, Broomall 610-359-8181 • Office@MarpleDental.com MarpleDental.com
Family Law Trial Attorney
Deborah M. Truscello, Esq. Law Office of Deborah M. Truscello 610-892-4940 • DmtofLaw@gmail.com TruscelloLaw.com
Fireplace Products
Scott Magness
Scott’s Fireplace Products 3137 West Chester Pike, Newtown Square 484-422-8334
SFP@ScottsFireplaceProducts.com ScottsFireplaceProducts.com
Funeral Home
Robert L. D’Anjolell, Jr., F.D. DANJOLELL Memorial Homes 2811 West Chester Pike, Broomall 610-356-4200 • RobJr@DANJOLELL.com DANJOLELL.com
Retirement & Financial Planning
Charles Welde, CPA, CFP®
The CP Welde Group 610-388-7705 • Charles@CPWeldeGroup.com CPWeldeGroup.com
Roofing, Siding & Carpentry
Kevin O’Donnell
O’Donnell Roofing Co. 610-624-8112
CustomerService@ODonnellRoofingCo.com ODonnellRoofingCo.com/bvm
Waterproofing &
David Linn Cook
Weatherproofing Plus Inc.
Marple / Newtown / Edgmont 610-325-0596
WeatherProofing-Plus.com
PUBLICATION TEAM
PUBLISHER: Bob Blaisse
EXECUTIVE ASSISTANT TO THE PUBLISHER: Lisa Jeffries
CONTENT COORDINATOR: Holly Stupak
DESIGNER: Kim Cesati
CONTRIBUTING PHOTOGRAPHER: MicDuff Photography MicDuff.us
CONTRIBUTING WRITERS: Bob Blaisse, Holly Stupak, Sheila Turner-Hilliard, Lisa Jeffries, Doug Humes, Andrew Martella, Dr. Marc Belitsky, Charles Welde, Eric Fante
ADVERTISING
Contact Publisher: Bob Blaisse
Email: BBlaisse@BestVersionMedia.com
Phone: 610-453-5536
COMMUNITY SUBMISSIONS
Have feedback or questions about how to submit events, updates, ideas for articles, high resolution photos, etc.? We will do our best to include as much community info. as space permits. Please contact our Content Coordinator Holly Stupak at HStupak@BestVersionMedia.com.
CONTENT SUBMISSION DEADLINES
Content due the 5th of every month. Any content, resident submissions, guest columns, advertisements and advertorials are not necessarily endorsed by or represent the views of Best Version Media (BVM) or any municipality, homeowners associations, businesses or organizations that this publication serves. BVM is not responsible for the reliability, suitability or timeliness of any content submitted, inclusive of materials generated or composed through artificial intelligence (AI). All content submitted is done so at the sole discretion of the submitting party. © 2024 Best Version Media. All rights reserved.
ON THE COVER
The Galligan Family at Veterans Memorial Park in Broomall
Dear Friends & Neighbors,
Summer 2024 is on the run for fun. There’s still more for sure. It’s been hot, hazy, a little rainy, and West Chester Pike traffic is Crazy! This last full month of Summer is calling us to the mountains or the beach, both within a day trip’s reach. This Month’s Publisher Tip: Get away for a short distance summer trip!
August is a big month for travel, and a big month for our magazine staff, who create every new issue of Marple Friends & Neighbors published in print and also online at: MarpleMag.com, because our new publishing year begins with each August issue. This month is the 6th Anniversary. Time goes by fast when it comes to social-media-in-print. Truly! Only a few days after this new August issue was printed, mailed and published online, our magazine staff began working on next month’s September issues.
This year we’re holding back our anniversary celebration until our social-media-inprint publications celebrate a bigger milestone when in October, we’ll celebrate our 75th Issue serving you and your friends and neighbors residing in Marple Township.
Now, after six years of your loyal readership of Marple Friends & Neighbors, are you like most readers who can say “I read every new issue, and I’ve actually known several of the families or people on the covers of past issues.” If you can say that, you understand why “Bringing People Together” is the motto of our magazine’s social-media-in-print mission, which by now you know is only possible because of the goodwill support of advertising Sponsors joining our mission. Those local business owners know our hometown magazine is a good thing for Marple Township residents that are vital to the success of their local business. (That’s why Reader Leaders like you happily remember to reward our advertising Sponsors with their business and referral recommendations to their friends and neighbors whenever possible.)
I recommend our advertising Sponsors every day, and not just because they financially support our mission. I talk about them to my friends and neighbors because I see their commitment and contributions by their local business in our community. Please consider doing the same as a Reader Leader of Marple Friends & Neighbors.
If you’re not heading anywhere on vacation this month, consider this August issue: your free, social-media-in-print, staycation with friends and neighbors you’ll be reading about this month. Or, if heading to the lake, beach or pool this month, bring your Marple Friends & Neighbors with you for your summer reading pleasure.
Bob Blaisse Publisher
Dear Residents,
Marple
It’s August which means the Dog Days of Summer are officially upon us. Did you know the phrase is a reference to Sirius, the Dog Star? In ancient Greece and Rome, the Dog Days were believed to be a time of drought, bad luck, and unrest and extreme heat, but today, the Dog Days are associated purely with the time of summer’s peak temperatures and humidity. August, is also National Dog Month, so don't forget to celebrate your loveable canine pals smack in the middle of the dog days of summer.
In this issue, you’ll meet the Galligan Family, this month’s Resident Feature, who are making a positive impact in our community. Our Business Profile introduces you to Weatherproofing Plus. Dave Cook has a passion for his work in weatherization and a commitment to his neighbors. Lastly, we’re celebrating our magazine’s sixth anniversary as well as the Fourth of July Parade winners.
We are always looking for more Marple families, individuals and organizations to feature in our magazine. If you’d like to nominate someone, please email me at HStupak@BestVersionMedia.com.
Holly Stupak Content Coordinator
Expert Contributor
by Andrew Martella Martella Electric
Checking the Electrical When Buying a Home
When buying a home, it’s easy to focus on its charm and amenities. However, to avoid unexpected costs, it’s crucial to inspect the major systems, including the electrical system. Electrical issues can be expensive to fix, so here are some key things to consider to ensure a smooth transition into your new home. In today’s real estate market, a professional home inspection can be a good source of information about the electrical system in the home you are interested in buying.
Electrical Outlets (Receptacles)
Location and Condition: Check where the outlets are placed and their physical condition. Look for cracks or rust.
Prong Type: Determine if the outlets are two-prong or threeprong. Homes built before the 1960s may still have two-prong outlets, which are not grounded and might not handle power surges safely.
Grounding: Outdated wiring or a lack of grounding is a safety hazard. Grounding provides a safe path for electrical currents in case of a malfunction. A professional electrician can test the system’s grounding.
Ground Fault Circuit Interrupters (GFCIs)
Kitchens, Bathrooms and Other Wet Areas: Ensure GFCI outlets are installed in areas where water is present, such as kitchens, bathrooms and basements. GFCIs protect against electrical shock by shutting off power when a ground fault is detected.
Circuit Breaker Panel
Service Capacity: Modern homes typically have a service capacity of 100-200 Amps. Homes built before the 1960s may have lower capacities, which could be insufficient for modern electrical needs.
Panel Condition: Check the circuit breaker panel for any signs of damage or wear. Look for clear labeling of circuits and ensure there are no outdated or recalled panels, such as Federal Pacific or Zinsco, which are known to have safety issues.
Breaker Types: Confirm that the breakers match the capacity of the panel and that there are no double-tapped breakers (multiple wires connected to a single breaker).
Wiring Condition
Type of Wiring: Determine the type of wiring used in the home. Older homes might have aluminum wiring, knob-and-tube wiring or cloth-insulated wiring, which can be hazardous and may need replacing.
Visible Inspections: Inspect visible wiring in attics, basements and crawl spaces for signs of wear, fraying or damage.
Understanding the condition of the home’s electrical system is crucial. Electrical problems can lead to significant future expenses. Knowing what you’re dealing with can be a powerful negotiating tool and ultimately save you money. Ensuring the electrical system is up to date means you can enjoy your new home without unexpected issues. M
Student of the Month
by Lisa Jeffries
Alyssa Hosseini
AUGUST STUDENT OF THE MONTH
The August Casey’s Student of the Month is Alyssa Hosseini, who is a rising Senior at Marple Newtown High School (MNHS) and received a certificate of Achievement to recognize how she demonstrates Excellence in Service to many communities, along with a Gift Card from Casey’s Public House, the Sponsor of this program.
Celebrate
Soon Alyssa will be entering the 12th grade at MNHS and she has big plans. Continuing to be part of the Best Buddies program and Student Council, Alyssa hopes to take part in activities like the Loomis Fun Fair, the Marple Color Run and judging for the DCTS Stem program as she did last year. Alyssa will continue in several National Honor Societies including English, Science and Rho Kappa.
Academically, Alyssa loves history and science and hopes to study to become a Nurse Practitioner after she graduates next year. She currently takes all Honors and AP classes and is truly looking forward to her Senior year. Alyssa enjoys working summers at the Rose Tree Woods Swim Club, where her family has been going since her mom was young.
Everyone at Friends & Neighbors magazines sends congratulations to you Alyssa for this recognition. With her impressively large and significant list of achievements and activities, we are sure Alyssa will go on to do amazing things. We can’t wait to see what your future holds! M
Now Taking Nominations
Know a terrific teen who should be our next Student of the Month?
Here’s what we look for - Students from grades 7 to 12 who demonstrate excellence in service to school, friendship, community or area groups, and reside within the geographical borders of the Marple, Newtown Square or Edgmont (no matter what school they attend, or if they are homeschooled).
Submit your nomination, highlighting what makes them so amazing, to LJeffries@ BestVersionMedia.com. Academic or athletic excellence is not required.
Alyssa Hosseini
Photo courtesy of Jackie Hosseini
by Holly Stupak
by MicDuff Photography MicDuff.us
The Galligan Family: Making a Difference in Our Community
Meet the Galligans: Alyssa, Jimmy and their children JJ and Hadley. As longtime Marple Newtown residents, Alyssa and Jimmy said there's nothing better than seeing their children grow up in the same tight-knit community they did. And from classrooms to our local ballfields, the Galligans strive to make a positive influence on the people they encounter each day.
Alyssa grew up here in Broomall with her parents and her brother, who still lives in Broomall in the house they grew up in. After attending St Pius X through eighth grade, Alyssa went to Cardinal O’Hara High School, where she ran track and cross country.
After high school, Alyssa went on to St. Joseph’s University where she graduated with a Bachelor of Arts, with certifications in Elementary and Special Education. She then furthered her education at West Chester University, earning her Masters in Special Education. Alyssa said that her desire to work in Special Education began when she was in high school. At age 16, she worked in a local therapy office that provided speech and occupational therapy for children. “I worked with one child in particular that I really bonded with and it was a catalyst for going into the special education field,” she explained.
Alyssa’s professional career in Special Education began right here in our community at Culbertson Elementary School, where she taught in an Autistic Support classroom. Today she works at Hillcrest Elementary in the Upper Darby School District as a Life Skills teacher.
“I love working with children of all abilities and building up their strengths while improving upon their challenges,” Alyssa explained. “One of my favorite parts of my job is building relationships between children with and without special needs.”
Jimmy is also a longtime Marple Newtown resident. He was born and raised in Broomall with his twin sister and his parents, who still live in the home he grew up in. Jimmy attended Russell Elementary School, Paxon Hollow Middle School and then Marple Newtown High School where he played lacrosse and soccer. He furthered his education at Penn State University and graduated in 2011 with a Bachelor of Science degree in Kinesiology and a concentration in Health and Physical Education (PE).
While he was a student at Penn State, Jimmy had the opportunity to join the Big Brother Program, mentoring younger children. “I was able to work with a local young man who needed help academically and socially,” said Jimmy. “It was one of the reasons I was inspired to go into the education field.”
Jimmy’s original plan was to become a PE teacher, but after he graduated from Penn State, he found that positions in the field were few and far between. After landing a job as a special education assistant in the Marple Newtown School District and later an Emotional Support Teacher in the Upper Darby School District, he realized his passion for special education. Today, Jimmy is the Assistant Principal at the Kindergarten Center in the Upper Darby School District. Jimmy said the best part of his job is connecting with all kinds of people. “Whether it’s
Alyssa and Jimmy Galligan
Hadley and JJ Galligan
Photos
parents who are nervous about their child starting kindergarten or a student who needs to get services, I like being someone they can come to for help.”
Despite the fact that Jimmy and Alyssa both grew up in Broomall, their paths didn’t cross until the summer of 2012 at Culbertson Elementary School. Alyssa had just finished up her first year teaching at Culbertson and was working at the district’s Extended School Year (ESY) program that summer. Jimmy also happened to be working at ESY and worked with some of Alyssa’s former students. “We really connected that summer,” said Alyssa. “Because we work in the same field we really bonded and liked bouncing ideas off of each other.”
After dating for a few years, Jimmy and Alyssa tied the knot on April 8, 2017, at Sacred Heart Manoa Church, followed by a reception at Llanerch Country Club in Havertown. What made the day extra special was that the couple included many of their students in the wedding ceremony. One of their former students even did a reading. “At the time we were both teaching children with special needs. Having our students and former students be a part of our wedding was so much fun!” Alyssa recalled fondly.
The Galligans began their married life in Newtown Square before eventually purchasing a home in the Lawrence Park section of Broomall three years ago. What they love about the neighborhood is how family-oriented it is and the walkability
to lots of places for their kids to play. “Growing up in Broomall we both loved this neighborhood,” said Alyssa. “We wanted our children to grow up in a tight-knit community where they can walk out of the front door and play with neighbors!”
Alyssa and Jimmy have two children: JJ and Hadley. JJ just graduated Kindergarten from Cardinal Foley in Havertown this past Spring and is excited to start first grade at Loomis Elementary. Described as funny and determined, JJ loves all
continued on page 8
JJ Galligan
Hadley Galligan
things sports. Whether it’s playing or watching sports, baseball, soccer, lacrosse and basketball are his favorites.
JJ’s little sister Hadley was born in 2022. Hadley is an independent and strong-willed two-year-old who enjoys playing with dolls and taking care of both real and pretend babies. The youngest of the Galligans is Fred, a one-year-old Bernedoodle, who they say is a wild animal!
Every summer the Galligans enjoy a little downtime and vacation with both sides of their family in Sea Isle City, New Jersey. When Jimmy’s family gets together in Sea Isle there are nearly 70 people spread out among three houses! “It is definitely something we look forward to every year,” he said.
In the Spring you’ll find Jimmy and Alyssa on the local ballfields where they both serve as coaches for the Marple Little League’s Challenger Division (MTLL.org). “It’s truly the highlight of my Spring!” said Alyssa. The Challenger League is an adaptive baseball program where children of all playing abilities can enjoy the game of baseball. Modeled after other Challenger leagues in the area, MTLL’s Challenger division was started by former MTLL President Mike Noonan in 2023 and welcomes players ages 4 – 18 who have physical and intellectual challenges.
The Challenger Division relies heavily on volunteers and participation from community members. Out in the field, players are paired up with buddies — players from the Majors division as well as local sports teams, all divisions, and other local little leagues such as Nell and South Marple. Buddies help the participants and join them in enjoying a day at the ballfield.
“It has been a pleasure to be a part of MTLL’s Challenger League,” Alyssa said, proudly. “Witnessing a partnership between the athletes, buddies, coaches and families has been
inspiring. Everyone is working toward a common goal of creating an inclusive environment where all athletes are accepted and praised.” “We are so thankful to work with various board members who made this possible,” added Jimmy. “It is an amazing addition to the community for players, buddies and families.”
With all Jimmy and Alyssa do Bringing People Together through their work in schools and in our community, it’s not a surprise they said they live by the words: be the change you want to see in the world. The Galligans have a special request for readers: “If you haven’t made it out to a Challenger game on a Sunday in the spring, we encourage everyone to come out as an athlete, buddy or fan! It is truly an amazing and inspiring afternoon!”
Do you know a Marple family, individual or nonprofit group who should become known by our community? Make your nominations for upcoming feature articles by emailing your ideas to Holly Stupak at HStupak@BestVersionMedia.com. M
The Galligan Family
Expert Contributor
by Eric Fante Fante Flooring
Durable Flooring for High-Traffic Areas
When considering the most durable flooring for high-traffic areas, several key factors come into play, depending on the type of flooring you’re interested in. Here are some important points to consider:
Durable Laminate Flooring
1. Wear Layer: The wear layer is crucial for the durability of laminate flooring. It protects the decorative layer from scratches, dents and stains.
Look for a wear layer thickness of at least 10 to 12 millimeters (mil) or an AC (Abrasion Class) rating of AC3 or higher.
2. Board Thickness: Thicker boards tend to be more durable and provide a more solid feel underfoot.
Opt for laminate flooring that is at least 8 - 12 millimeters thick.
3. Core Layer: A high-density fiberboard (HDF) core provides better stability and durability compared to medium-density fiberboard (MDF).
HDF resists moisture better, which can prevent warping.
4. Locking Mechanism: High-quality locking systems make installation easier and keep the boards securely in place.
Look for brands with patented locking technologies known for their stability.
Durable Porcelain Tile Flooring
1. PEI Rating: The Porcelain Enamel Institute (PEI) rating measures the hardness and durability of the tile’s glaze.
For high-traffic residential and commercial areas, look for tiles with a PEI rating of 4 or 5.
2. Water Absorption Rate: Porcelain tiles have a very low water absorption rate, typically less than 0.5%, making them highly resistant to moisture.
This feature is particularly important for areas prone to water exposure, such as bathrooms, kitchens, and outdoor spaces.
3. Slip Resistance: Tiles with a higher coefficient of friction (COF) provide better slip resistance, which is crucial for wet areas.
Look for tiles with a COF rating of 0.6 or higher for better safety.
4. UV Resistance: Ensure the tiles are UV resistant to prevent fading and discoloration from sunlight exposure.
Durable Vinyl Flooring
1. Wear Layer Thickness: The wear layer is the topmost layer that protects the floor from scratches, dents, and stains.
Look for a wear layer thickness of at least 12 mil (mil is a thousandth of an inch) for residential use, and 20 mil or more for commercial use.
2. Core Composition: Rigid core vinyl flooring ( WPCWood Plastic Composite, or SPC - Stone Plastic Composite) provides enhanced stability and resistance to dents.
SPC is particularly durable due to its dense core, making it highly resistant to impact and temperature changes.
3. UV Resistance: Ensure the vinyl flooring has UV-resistant properties to prevent fading and discoloration from sunlight exposure.
Installation Method: Click-lock planks and tiles are easy to install and can often be done as a DIY project.
Glue-down options provide a more permanent solution but may require professional installation. M
NEWTOWN SQUARE’S FLOOR COVERING EXPERTS
by Holly Stupak
Photos courtesy of David Linn Cook
ACommitment to Customers
leaky basement can be a homeowner’s nightmare. Water infiltration not only damages your property but can also lead to mold growth, structural issues and a host of other problems. Even when your basement is not visibly flooded, minor leaks or water seepage from the walls or floor can cause major damage. When you hire David Linn Cook of Weatherproofing Plus, Inc., you can rest assured that you made the right choice for all of your wet basement and serviceable needs. For more than 35 years, Dave, our local Expert in weatherization, has been taking the hassle out of fixing leaky basements and other humidity problems.
Using their expertise in basement waterproofing and home remodeling, Weatherproofing Plus provides a variety of services including sump pump installation, waterproofing paint, mold remediation, crawl space encapsulation, foundation repair and humidity control management. Located in Newtown Square, they proudly serve the western suburbs of Philadelphia.
Dave is a Delaware County native. He grew up in Springfield, Delaware County, and graduated from Springfield High School. He then attended the Philadelphia College of Textiles and Sciences, where he studied entrepreneurial small business administration. For many years after college, Dave worked as a construction worker and also as a waterproofing estimator. He soon realized that he had a keen eye for finding water leaks that others could not find.
In 1991, Dave formed his own business, Weatherproofing Specialties. In 2019, he added a partner to his company, Julius Pacala, and Dave and Julius merged the names of their two companies. Weatherproofing Specialists and A+ became Weatherproofing Plus. “We’re a great team,” Dave said. “I
think it’s the fact that we’re opposite, that we get along so well. I can design what needs to be done and he can carry it out.”
Dave has extensive knowledge and experience in identifying the root causes of basement leaks. He’s trained to recognize various sources of water intrusion, such as foundation cracks, improper grading or faulty drainage systems. That expertise allows him to diagnose the problem accurately and recommend the most effective solution.
After an extremely rainy Spring, Dave said he’s been busier than ever and stresses to homeowners that their house’s exterior acts as the first line of defense against the elements. “Proper maintenance is essential to protect your home from water damage,” said Dave. He explained that cracks and shifts in the structure compromise the integrity of the foundation and can result in basement leaks and other structural issues. Regular inspections and repairs of shingles, flashing and gutters help prevent leaks. “Other issues that expose homes to flooding and water damage are faulty sump pumps,” he added. “Even when homeowners have attempted to waterproof their homes with pumps, french drains, dehumidifiers and stucco, all of those things need to be maintained.”
Dave has lived in Marple Newtown for over 30 years with his wife Linda and his five children. Dave says he’s a free spirit and likes to live simply. “I enjoy spending plenty of time with my lovely wife Linda and my five sons, taking walks in nature, going to the beach and playing a bit of golf.”
Dave and his family also enjoy receiving our Friends & Neighbors magazine each month, to read about people around town. And since becoming a Sponsor, he has heard from more
David Linn Cook, owner of Weatherproofing Plus, Inc
Stones are a great way to keep water away from your home
of his neighbors, who’ve contacted him for help with seemingly unfixable leaks. “As a local, I feel it’s important to assist neighbors in need,” said Dave. “For me, that means making houses functional and safe, one home at a time.”
Weatherproofing Plus offers customers a 10-year warranty on all basements. “Some companies offer a lifetime warranty, but customers are quick to find out that it doesn’t cover very much. My friends and neighbors know they won’t have to pay anything additional if something needs quick fixing within those 10 years,” Dave said confidently.
Hiring an expert waterproofer for your basement is an investment in the safety, health and longevity of your home. Their expertise and commitment to providing long-term solutions make them the best choice for protecting your basement from water damage. Don’t wait for a problem to arise—contact Weatherproofing Plus, Inc. Dave is committed to straight answers and integrity and finding the right solution for your unique home. He welcomes your inquiries by phone at 610-3250596 or by visiting the website at WeatherProofing-Plus.com. M
From This to This with Our Expert Help!
AUGUST CALENDAR OF EVENTS
Saturdays in August
Paper Mill House & Museum
@3 Paper Mill Rd, Newtown Square
Visit this museum of local history, a place filled with the ghosts and footprints of the millworkers who once lived there.
Time: 1–4 pm
Cost: FREE (donations accepted!) NSHistory.org
Saturdays in August
Newtown Railroad Museum
@Drexel Lodge, 4140 W Chester Pike, Newtown Square
Full-size train engines, rolling stock and a museum full of artifacts from the trains and trolleys that once served Newtown Square. Great for children!
Time: 1–4 pm
Cost: FREE (donations accepted!) NSHistory.org
Weds. August through September
Dining Under the Stars
@State St, Media
Every Wednesday, the Media Borough closes State Street to vehicular traffic from 5–11pm. This allows Media’s great restaurants and shops to set up outside (right across the trolley tracks!) for the biggest, most fun, alfresco shopping and dining event around.
Weds–Sun evenings through mid-August
Delaware County Summer Festival Concerts
@Rose Tree Park, 1671 N Providence Rd, Media
The series provides many opportunities to enjoy topnotch entertainment of all kinds. Bring blankets and chairs for seating. Light concessions will be for sale and
picnics are welcome. No alcohol. Pets and smoking must remain outside the amphitheater. No rain dates.
Time: 7:30pm
Cost: Free admission and free parking 610-891-4663 (or 610-891-4455 for cancellation updates) DelcoPA.gov/departments/parks/summerfestival.html
Sat. August 3
Marple Library’s End of Summer Party
@Veterans Memorial Park, Lawrence Rd, Broomall
Stop by for a 10:30am Spiderman Story and Superhero Training with Spiderman. There will be lawn games, sponge fights with the teen volunteers and water ice thanks to Rita’s, Broomall. If you participated in Marple Library’s Summer Reading Club, be sure to bring your booklet for your raffle tickets. Be ready to get wet!
Time: 10am to noon
Cost: Free
Sun. August 4
5th Annual Car, Truck, Tractor, Big Rig & Motorcycle Show
@Arasapha Farms, 1835 Middletown Rd, Glen Mills
A fun-filled day with fun family activities, food trucks, vendors, music, flea market and lots of cars, trucks, tractors, big rigs and motorcycles! Prizes awarded and a 50/50 raffle.
Time: 10am–3pm
Cost: FREE for spectators ArasaphaFarm.com
Sat. August 10
Peach and Sunflower Festival
@Linvilla Orchards, 137 W Knowlton Rd, Media
Join us as we celebrate Linvilla’s annual Peach and
Sunflower Festival! Enjoy the beauty of acres of sunflower fields and the sweetness of peak peach season all in one day! A Pick-Your-Own ticket includes a hayride to and from the field. The Linvilla Grill will be serving peach apple cider slushies, chicken sandwiches with peach-poblano chutney and much more!
Time: 8am–6pm
Cost: $11 per person
610-876-7116 Linvilla.com
Tues. August 20
Marple Library’s Teen Advisory Board (TAB)
@Marple Public Library. Sproul Rd, Broomall Teens (ages 13-18) can join Marple Library’s Teen Advisory Board (TAB). Earn volunteer time, help with projects, learn of future opportunities, and share ideas of how to make our library even better. Email mateen@delcolibraries.org for more information and to be signed up for future volunteer opportunities.
Time: 2–3pm
Cost: FREE
Tues. August 6
National Night Out
@Cardinal O’Hara High School
1701 South Sproul Rd, Springfield
Join the Marple Police Department for the 41st Anniversary of National Night Out. Meet your First Responders, check out emergency equipment and vehicles. There will be a DJ on site and games, giveaways, food and more!
Time: 5-8 pm
Cost: FREE
by Marc Belitsky, D.C., D.A.C.R.B. Broomall Total Health Center
Relief From Muscle Spasms
Muscle spasms can occur unexpectedly, causing discomfort and interrupting daily activities. It’s important to understand how crucial effective treatment is, and how chiropractic care should be your first choice for relief.
What Are Muscle Spasms?
Muscle spasms, often referred to as muscle cramps, are sudden, involuntary contractions of one or more muscles. They can be caused by several factors, including muscle fatigue, dehydration, electrolyte imbalances, joint instability and pain avoidance. Spasms can affect any muscle but commonly impact the back, neck, legs and feet. These spasms can occur from muscle breakdown or a healthy response to protect a joint and/ or nerve.
Common Causes and Symptoms
The symptoms of a muscle spasm include sudden pain, muscle tightness and the feeling of a knot in the affected muscle. Causes vary but often relate to:
• Overuse of a muscle
• Stress or tension
• Joint protection
• Inadequate blood flow
• Nerve compression
• Dehydration or mineral deficiency
Chiropractors believe in a holistic approach to treating muscle spasms. Their treatments focus on not only alleviating pain but also addressing the root causes of spasms to prevent future occurrences. Here’s how chiropractic care can help:
Spinal Adjustments: Misalignments in the spine can contribute to nerve compression, which can trigger muscle spasms. By performing adjustments, they can restore proper alignment and joint function, relieving pressure on nerves, joints and spinal discs.
Stretching Exercises: First, your chiropractor will need to identify what muscle is in spasm and why. They will then guide patients through specific stretches and corrective exercises to help relieve tight muscles, strengthen the muscles and reduce the risk of spasms.
Nutritional Advice: Proper nutrition and hydration are crucial. Chiropractors provide recommendations on hydration and essential minerals that can help prevent spasms.
Muscle spasms can be more than just a nuisance, they are a sign that your body is in trouble and breaking down. It is important to identify the cause and remove the barrier so that you can enjoy life to its fullest. Let chiropractic care help you find relief and get back to doing what you love. M
by Holly Stupak
Take the Trip, Enjoy the Ride and Collect Beautiful Moments
Anytime is a good time to take a vacation, but summertime is synonymous with using those vacation days, packing your bags, unplugging and recharging. While plenty of travelers have their go-to spots, others view summer as the perfect time to embark on a new adventure, such as hiking through the mountains, exploring a tropical island, or road-tripping through the United States.
Over the past six years, Marple Friends & Neighbors has featured many families who spend their summers “down the shore” and others who enjoy collecting passport stamps and checking different countries off their lists. No matter where you go or how you get there, the most memorable part of the trip is who you’re with.
For Lauren and Stewart Homel and their sons Derek and Elliot, rather than going to a favorite spot repeatedly, they have been very fortunate over the last three years to travel to some amazing, far-off places. Ironically, they all start with the letter “I”Israel, Iceland and Italy. All three could not be more different from each other, yet each one spectacular and memorable in their own right. “We love to explore new countries and experience the culture, history and food as we AirBnB our way from city to city,” Lauren said. “Where to next - Ireland? India? Maybe we'll try a new letter!”
Aside from making memories, taking time away from work, school and everyday stress has a multitude of health benefits. There have been many studies done, but there is no doubt that vacations are good for your body, mind and soul. A vacation does your body good!
In addition to lowering stress and increased energy, vacations also provide a greater opportunity to experience moments of awe, which have also been researched and found to generate a boost in mood. When you break your normal day-to-day routine, you are more present and feel more stimulated. It’s like getting a tune-up for your brain, improving your mental health and cognition.
If you were looking for an excuse to take some time for yourself, here it is! Take the vacation if you can, even if it’s a staycation. Time away from the stresses of work and daily life can improve your health, relationships, job performance and perspective. A well-timed trip can help you feel refreshed and more prepared to handle whatever comes when you return.
Safe travels! M
Photos courtesy of Lauren Homel
Elliot and Derek in front of Castel Sant’Angelo and the River Tiber in Rome
Elliot and Derek exploring Katla Ice Cave in Iceland
Stewart, Derek and Elliot by the “I Love Jerusalem” sign at the entrance to the city
by Bob Blaisse, Founding Publisher of Marple Friends & Neighbors
Imentioned on page 3 that this August issue of Marple Friends & Neighbors launches our seventh year of hometown pride in Bringing People Together in print and online at MarpleMag. com. In this anniversary month I share the same necessary credit qualifier: Our free monthly magazine of hometown pride would never have launched without the support of business leaders who value the residents of Marple because you are important to the success of their local business.
After six years, your hometown magazine is a social-media-inprint success. The feast being served up at this monthly party in print fills the human appetite for hometown pride. And the proof is in how we are rewarding our hometown Sponsors who take a smart bet on us when choosing to use a portion of their limited marketing budget to let us know how important we are to them. By advertising to you, they are agreeing to fund
Beginning Our 7th Year of Bringing People Together You Know Local Business Owners Are to Thank STAYS CLEAN
the cost of your free hometown magazine they know fosters community pride and goodwill they are extending to us while asking us for our business.
STREAMLINE YOUR ROUTINE IN STYLE
On this 6th Anniversary of your hometown magazine, be mindful of our hometown Sponsors. Consider the choice each business makes (or not), to put back into the community. If you truly enjoy receiving your hometown magazine for free each month, consider giving your business to these local businesses that have been Bringing People Together by bringing Marple Friends & Neighbors magazine to your door for six years as a good friend and neighbor to us. M
Bob Blaisse Publisher Marple Friends & Neighbors
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Let Freedom Ring! Congratulations to All Winners and Honorees In the 4th of July Parade!
by Holly Stupak
Photos courtesy of the 4th of July Parade Committee
Marple Newtown kicked off the Fourth of July with a bang! Spectators were able to enjoy the best of our community, including veterans, musical groups, elaborately decorated floats, marchers, classic and antique cars, first responders, decorated bikes and strollers, community groups and much more!
This year’s parade was extra special as the Fourth of July Parade Committee celebrated 40 years of bringing residents together for this beloved tradition. In honor of leading the Fourth of July committee for the past four decades, Jan Ceton and Rich Crowe kicked off the parade as Grand Marshals.
Toes were tappin’ thanks to the many musical groups, which included local musicians as well as groups from New York and New Jersey, including two String Bands and two Drum and Bugle Corps.
The Mersey-British Rock Invasion, the Spirit of Slim 76, the Marching Cobras Drumline and Danceline from New York were back to entertain the crowd. And, South Philly’s WhoaPhat Brass Band really got the crowd up on their feet!
The parade ended with a celebration of our great country. Volunteers were on hand to serve pretzels, ice pops and water. The crowd gathered to listen to The Marple Newtown Community Band play our National Anthem, after which the awards ceremony began. Medals and trophies were given to the top three entries in each division, and their names and photos will be featured in the 2025 parade commemorative book.
Grand Marshals of the parade Rich Crowe and Jan Ceton
The Marple Township Little League float earned a first-place trophy for a large float
Congratulations to All of the Winners!
SMALL FLOAT
1st: Newtown Township Republican Party
2nd: Frank Sinatra on the Fourth 3rd: Generation Meehan Family
MEDIUM FLOAT
1st: Marple Democratic Committee
2nd: Marple Township
LARGE FLOAT
1st: Marple Township Little League
2nd: Marple Historical Society
3rd: Marple Republican Party
COMMERCIAL FLOAT
Best of Parade: Charming Star Playroom
2nd: O’Donnell Roofing Company
3rd: Lulu’s on Wheels Bus Party
MARCHING GROUP
1st: Art in Motion Dance Studio
2nd: Kids Against Hunger
BIKE BRIGADE (Group)
1st: Aguirre and Long families
2nd: Boyle Boys family
(Individual) 3 & Under
1st: Kyle Hood
2nd: Liam Kehr
3rd: Clare/Mary Kate Johnson
(Individual) Age 4
1st: Evan Delkers
(Individual) Age 5
1st: Danny Guercio
2nd: Daniel/Mary Kate Johnson
3rd: Emily Rennix
(Individual) Age 6
1st: Makenna Thomas
2nd: Stella and Rocco Gambone (tie)
(Individual) Age 7
1st: Colin Brophy
(Individual) Age 8
1st: Casey Marohn
2nd: Vivian Rennix
3rd: Taylor McDonald
(Individual) Age 9
1st: Evelyn Oelkers
2nd: Kieran Hickey
3rd: Riley Messick
(Individual) Age 10 & Over
1st: Abigail Barfield
2nd: Phoenix McFetridge
3rd: Maria Miller
STROLLERS & WAGONS
1st: Reese Evak
2nd: Vincent Rennix
HAND-DRAWN FLOATS
1st: Armstrong family
2nd: Ludwick Family
3rd: Q-17 Carminati Comet
COSTUMED INDIVIDUALS
1st: Uncle Sam Thanks the First Responders
2nd: Suds Factory Car Wash Mascot
Winner of Best Residence in the Red, White and YOU! decorating contest
Uncle Sam Thanks the First Responders
Charming Star Playroom took home 1st Place for Commercial Floats and Best In Parade
The Marple Tigers were on hand to support the parade and collect donations
The Red, White and YOU! Contest that the committee started during the pandemic has become a fun way for residents and businesses to show off their patriotic spirit. There were dozens of entries from Broomall and Newtown Square. Judging took place June 30 and July 1, and winners were greeted by a caravan of judges, complete with Uncle Sam and Lady Liberty and a congratulatory lawn sign. All entries received a participation certificate.
Best Residence: 2946 Dorman Ave, Broomall
Best Business: Flag & Sign Place, Broomall
Best Under 14: 3 Elliott Rd, Broomall
Best Balcony: 3400 West Chester Pike, Newtown Square
Best at Night: 29 Evergreen Ave, Broomall
Best Window: From the Top Studio of Dance, Newtown Square
Most Patriotic: 117 Hearth Rd, Broomall
Most Creative: 309 S Parkway 105L, Broomall
Most Spectacular: 58 Ann Rd, Broomall
Star-tastic: 12 Sterner Rd, Broomall
Flag-nificent: 24 Summit Ave, Broomall
DANJOLELL
Memorial Home of Broomall
2811 West Chester Pike Broomall, PA 19008
610-356-4200
Robert L. D’Anjolell, Jr. F.D.
Party in the USA: 402 1st Ave, Newtown Square
American Spirit: 2734 Hillview Rd, Broomall
Best Use of Red, White, and Blue: 2500 Franklin Ave, Broomall
Most Fun: 19A St Albans Circle, Newtown Square
Most Traditional: 66 S Sproul Rd, Broomall
Dazzling Details: 309 S Parkway 111L, Broomall
Absolutely Awesome: 301 4th Ave, Newtown Square
Best Block: Northwood Ave, Newtown Square
Honorable Mentions: Newtown Square: 300 3rd Ave; Casey’s; 408 3rd Ave; 5 Woodbrook House; 25 Surrey Drive Broomall: 45 S. Malin Rd; 3089 Dorman Circle; 2954 Lovell Ave; 307 Beechtree Rd; 403 Briar Rd; 308 Media Line Rd; and the Marple Library
Please join us in thanking our Marple Newtown 4th of July Parade Committee and all the volunteers for their 40 years of hard work and dedication. We could not have asked for a better parade. Thank you for Bringing People Together to celebrate our freedom! M
DANJOLELL Stigale
Memorial Home & Cremation Services, Inc. of Aston 3260 Concord Road Aston, PA 19014
610-497-5505
James Stigale, Supervisor
DANJOLELL
Memorial Home & Crematory of Malvern-Frazer
392 Lancaster Avenue Frazer, PA 19355
610-296-9555
Anthony F. Romano, Supervisor
DANJOLELL Barone
Memorial Home of Wallingford 908 S. Providence Road Wallingford, PA 19086
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Edward S. Barone, Supervisor
Old News Is Good News … for Historians!
by Doug Humes
Photos courtesy of the Marple Historical Society
Delaware County has a historical society, with offices, research library and history museum in an old bank building in Chester. For a variety of reasons, they are moving to a newer and smaller space in Media. There is not enough room in the new space for all that they have acquired over the years, and so a few months ago they put out the call to local history organizations to see if they might be interested in acquiring items not core to their mission as a county-wide historical society. Some of those items caught our attention.
A local weekly newspaper, the County Press, and its predecessor the County Leader, have been publishing news about Marple and Newtown going back to the early 1930’s. Though many issues have been lost over the years, paper copies still exist … in the basement of the Delaware County Historical Society. In the area of historic preservation, you try to save what you can when you can, and so we looked at this as a good opportunity.
Marple Historical Society President Sam Pickard and I reached out to the county society and volunteered to take whatever issues remain of the newspaper archives. The volumes were stored in one room of the labyrinth basement beneath the bank building, in boxes and in old metal file cabinets. We searched around for an appropriate place in Marple to store them until we could go through them and see what was there. And came up empty. The Massey House only had available room in the attic – a long climb up narrow windy 18th century stairways. But as time wound down to the deadline, we had to act or perhaps lose the newspapers.
In May, we recruited board member Bruce Powell, rented a truck, and over two days we moved the entire collection from that dingy basement, up to the street, into the truck, back to the Massey House, and … yes … box by heavy box up into the attic. Temporarily.
We need permanent and climate-controlled space, to review these items, but also to keep and perhaps display other artifacts of township history. We have some ideas for possible storage space, but if you have any as well, please let us know. And then we can get to the fun part – reviewing and cataloging what we’ve acquired and figuring out how to make them available to our members.
For more on the history of Marple, visit the Marple Historical Society website and Facebook page, and join the Society to keep up to date on coming events: MarpleHistoricalSociety.org. M
The moving team at Chester: Sam Pickard, Paul Hewes –Executive Director of Delco Historical Society, and Bruce Powell
The unloading and carrying up 3 flights group at Massey House – very happy to be done with that chore
A random page from the 50 boxes of paper archives of the County Press
by Holly Stupak
Dog Days of Summer
While dog owners all across town will tell you they celebrate their pups all year long, the month of August is officially National Dog Month! Did you know that dogs are the #1 most commonly owned pets on the planet? It’s with good reason, of course. Study after study proves our pawsome companions make us happier, less stressed and more optimistic.
National Dog Month was established in 2020 by the MilkBone brand (The J.M. Smucker Company) to honor all the ways dogs improve our lives.
All dog breeds, mixed and pure, are celebrated during these dog days of summer. The month-long celebration aims to engage the public and increase awareness of the overwhelming number of dogs who need to be rescued from pure-breed rescuers, rescues and public shelters each year.
Ways to Celebrate National Dog Month
Whether hosting dog-friendly events, volunteering at shelters or simply giving your pup some extra cuddles, National Dog Month offers plenty of opportunities to create unforgettable memories with our precious pups.
Adopt a Dog
National Dog Month is a great time to adopt a rescue dog if you are considering adopting a new pet. Check local animal shelters or rescue organizations to find a dog that fits well with your family, lifestyle and home.
Volunteer at or Donate to a Shelter
Spend some time volunteering at a local animal shelter or rescue center. If you don’t have the time to volunteer, you can always donate. Consider giving supplies like blankets and towels or money to the shelter instead of your time. Don’t forget those charitable organizations that place service animals for our military veterans and children with physical and cognitive needs.
Get Active
Explore new outdoor activities you can enjoy with your dogs, such as hiking, swimming, walking or running. It’s a great way to bond and keep both you and your pup healthy.
Spoil Your Pup with New Toys and Treats
We know you already spoil your pup! Treat your dog to new toys and delicious treats. For an extra special touch, try baking homemade dog treats.
Share Your Adoption Story
If you’ve adopted a dog, share your heartwarming adoption story on social media or with friends and family. This can inspire others to consider adoption, too.
Doggy Spa Day
The Staurowsky’s adorable Basset Hound, Lulu
The Staurowky Family
We first introduced you to Merrie, Bill, Mia, Ethan and Eric Staurowsky in July 2023. Every year, you’ll find one of the Staurowskys working tirelessly to get the Marple Newtown Fourth of July Parade ready for thousands of spectators. Their sense of hometown pride has been passed down for generations.
The Staurowskys love living in Broomall with their beloved Lulu, a Basset Hound who they adopted from the Tri State Basset Hound Rescue in 2015. Lulu can be found dressed in red, white and blue on the Fourth, too, ready to show off for the parade. Now nine years old, the Staurowskys say she’s a homebody. “She also has a spot on her side that looks like a pretty famous mouse,” said Merrie. “We love her!”
The Cirillo’s Morkie-Poo: Marshmallow
The Cirillo Family
We introduced the Cirillo Family, Leighann, Mike, Dominic, Liam and Arden, to readers back in June 2020.
Their son Liam, who was nine at the time, was instrumental in their family getting their puppy that Spring. After months of pleading his case, which included a PowerPoint presentation (!), Liam’s parents gave in and adopted a threemonth-old Maltese, Yorkshire Terrier and Poodle mix (a Morkie-Poo) whom they named “Marshmallow.” With everyone being homebound that year because of the pandemic, it was the perfect time to adopt a dog so everyone could learn how to take care of him.
Marshmallow (Mellow) loves to take long walks, eat snacks, bark at passers by and snuggle with her family. She has learned so much since she was a puppy such as how to sit and lay down on command. “The best part of having her is all the love she gives – she loves a family group hug, and she always makes us laugh with her crazy antics,” she added.
Pamper your pooch with a spa day at home or at the groomer. Give them a relaxing bath, brush their fur and trim their nails. They’ll appreciate the extra attention and love.
With August being National Dog Month, Lulu and Marshmallow will likely get a little extra pampering! However you celebrate, be sure to use #NationalDogMonth to post on social media. M Our Community
Photo courtesy of Merrie Staurowsky
Photo courtesy of Leighann Cirillo
by Sheila Turner-Hilliard
6 Years Cheers to of Bringing People Together!
This month, Marple Friends & Neighbors is celebrating a big milestone. It’s our sixth anniversary! Thanks to our dedicated Publisher, Bob Blaisse, we’ve been able to bring you 72 issues that we hope inform, inspire and connect you to the Marple community. To celebrate our magazine’s birthday we’re reflecting on what it’s been like to fulfill our mission of Bringing People Together!
I am the Content Coordinator for the Newtown Square Friends & Neighbors magazine. I joined the team in December 2020 because I love the magazine and its mission of Bringing People Together. From writing cover feature stories and business profiles to extra feature articles, I am proud and excited to look at what we have accomplished over the years and what’s next as we continue on this journey together.
In addition to featuring our Sponsors and Expert Contributors, Marple Friends & Neighbors also takes great pride in spotlighting local families, individuals, entrepreneurs, authors and volunteers. We love to hear from you about how much you enjoy our cover stories and features. We enjoy sharing them with you as much as you love reading them. Every month, you’ll also find local events and the latest news on what’s happening around Marple.
I recently had the opportunity to meet with your Content Coordinator, Holly Stupak, to hear her share her thoughts and plans for the future.
What led you to your role as Content Coordinator?
My involvement with Marple Friends & Neighbors magazine began when I met Bob Blaisse through mutual friends in our community. With my background in publishing and journalism I was thrilled with the idea of combining my love of writing with highlighting local businesses and residents who make a difference in our community.
As a longtime Marple resident, I always enjoyed getting the magazine delivered to my home each month and was excited to join the team in 2020. Over the past four years I’ve had the pleasure of writing our cover feature stories, business profiles and extra feature articles. It’s not only given me the opportunity to get to know people in our community who I may not have met otherwise, but I was also able to bring attention to some of my own friends and neighbors who have unique interests and talents.
What do you find most interesting about your work?
Not only has interviewing people here in Marple with such diverse backgrounds and interests been a huge perk, I have found that taking on this role has made me feel more connected to the community.
Some of my favorite pieces have been extra features about neighbors who we may have not known were authors, artists or comedians. I have also enjoyed getting to know our Sponsors to learn more about how they started their business and how being part of our mission of Bringing People Together helps contribute to a thriving community.
What does Bringing People Together mean to you?
I have lived in Marple with my husband and two children for more than twenty years and I take great pride in our community. I truly enjoy sharing exciting news and highlighting people who make a difference in our neighborhood.
Can you tell us a little bit about your team?
The success of our hometown magazine takes a team of dedicated individuals who all share the same mission. Our Publisher, Bob Blaisse’s vision and mission of Bringing People Together is incredibly strong. He works tirelessly to ensure that our monthly magazine is top-notch and is the only one our community turns to for quality content and expert advice.
Holly Stupak
Our Executive Assistant to the Publisher, Lisa Jeffries, coordinates with our Sponsors and Expert Contributors to bring practical and helpful information to our readers. Lisa is also there to assist when I need extra help.
I wish I could say that I have a hand in our magazine’s overall look and design, but that credit goes to our Designer, Kim Cesati, and our contributing photographers, Crissy Everhart and Michael Micduff. Even though our content varies every month, Kim finds a way to not only make it all fit but does it with such ease and creativity. I am always so impressed when I get my copy in the mail.
Finally, my fellow Content Coordinator, Sheila Turner-Hilliard, works alongside me to bring our readers insightful, valuable and exciting stories from our community. I enjoy coming up with ideas each month with Sheila; we work very well together during the writing and editing process.
Thank you, Holly, for sharing your thoughts and years of dedication to Bringing People Together. Our Marple Friends & Neighbors magazine combines the best elements of social media and print by sharing positive, family-friendly stories, Bringing People Together through hometown pride. Join us as we look back at the past 72 issues by visiting MarpleMag.com. M
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Expert Contributor
by Charles Welde
The CP Welde Group
Ways to Generate Cash Flow in Retirement 3
Let’s assume that you and your spouse are ready to retire at age 67 with $1.2 million of investable assets. Your monthly expenses are $10,000, and your combined monthly Social Security benefits are $6,000. This means you have a monthly “income gap” of $4,000. How will you generate annual cash flow of $48,000 ($4,000 x 12 months) over the next 25 to 30 years of retirement?
Here are three ways to generate cash flow in retirement: Portfolio Yield, Lifetime Income and Spend Down.
1. Portfolio Yield is a measure of the earnings generated by an investment over a certain period of time. Earnings may include interest, dividends, and/or other income. Using a 3% assumed rate of return, you would need to allocate $1.6 million of your investable assets to generate annual cash flow of $48,000 ($1,600,000 x 3% = $48,000). This strategy is not a viable option, since you only have $1.2 million of investable assets.
2. Lifetime Income involves investing a portion of your retirement savings with an insurance company to create a predictable lifetime income stream. Using a 7.5% assumed joint lifetime payout rate, you would need to allocate $640,000 of your investable assets to generate annual cash flow of $48,000 ($640,000 x 7.5% = $48,000). This strategy leaves
you with $560,000 in remaining investable assets ($1,200,000 - $640,000 = $560,000).
3. Spend Down simply means withdrawing a fixed payout rate from a portion of your investable assets. Using a 10% fixed payout rate, you would need to allocate $480,000 of your investable assets to generate annual cash flow of $48,000 ($480,000 x 10% = $48,000). Assuming a 3% annual rate of return, you will need to replenish this $480,000 account in approximately 12 years.
It may be wise to allocate a portion of your investments to each strategy based on your financial resources. Here is an example using a 10% Portfolio Yield, 60% Lifetime Income, 30% Spend Down allocation:
Portfolio Yield $160,000 x 3.0% = $4,800 (10%) Lifetime Income
x 7.50% = $28,800 (60%) Spend Down $144,000 x 10.0% = $14,400 (30%)
Total $48,000 (100%)
There is no right or wrong allocation. Since all money is not taxed the same, tax diversification also becomes an important factor in generating tax-efficient cash flow in retirement. M
Homes Recently Sold in Marple
