mymoney Talking Money with Family
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50 LENSES
Holidays can open doors to conversation
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By Karen Lee
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Getting together with family over the holidays presents a unique—albeit delicate—opportunity to discuss finances with your parents. We live in a society where asking people about their money is considered rude. Many families are secretive about their savings. Despite the discomfort, consider how caring for your parents financially might impact your own future financial well-being.
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Regardless of family dynamics, getting a basic understanding of loved ones’ financial situations can not only help you plan your own financial future, but also make sure they are not victims of senior financial abuse.
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Lymphedema
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Here’s how I suggest starting the conversation: Mom and Dad, I want to talk to you about a sensitive subject that’s really important to both of us. I’m working with a financial advisor and they asked me this question:
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Will you ever be in a position to have to care for your parents financially? I didn’t know how to answer! I love you and want to make sure I’m prepared for whatever you might need. My advisor asked me to find out the following: Do I need to be prepared for you to move in with me? Do you have long-term care insurance? If not, have you considered looking into it? Encourage your parents to update their wills and estate plan, and meet with an attorney to discuss tax planning and wealth transfer. Make sure they have a living will, and ask for durable power of attorney so that you can carry out their wishes.
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MLD is a gentle manual form of massage that moves lymph fluid out of the affected area, stimulates lymphatic vessels, and breaks down hardened or fibrotic tissue, creating a healthy tissue environment.
Complete Decongestive Therapy for Lymphedema and compression fitting also available.
If you need to find a reputable financial planner, visit the Financial Planning Association’s Find A Financial Planner at www.fpanet.org and access the Financial Industry Regulatory Authority’s (FINRA) BrokerCheck at www.finra.org.
Traditional and neuromuscular massage options also available for non-lymphedema clients.
Karen Lee’s passion for helping people achieve their life’s goals has moved her to reach an audience beyond her practice as a Certified Financial Planner. She is a frequent guest on CNN Newsroom and her articles have appeared in both industry and consumer publications. She is the author of the book, “It’s Just Money, So Why Does it Cause So Many Problems?” www.facebook.com/karenleetalksmoney
Call today or request your appointment online 404.370.0880
www.tuscansunwellness.com
431 W. Ponce de Leon Avenue Suite 7 Decatur, GA 30030
www.bestselfconnect.com
97 Hefner Street Suite 100 Ellijay, GA 30540
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