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Healthcare news Westchester County

November 2013


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November, 2013

Healthcare News - Westchester

After helping hundreds of Westchester County herniated disc sufferers eliminated their pain, Local Doctor explains how…

“Back Pain Technology Cheats Mother Nature Helps Herniated Discs Heal Naturally… In As Little As 25 Minutes!” At Last! Westchester County Doctor Offers Technology That Doesn’t Just End SEVERE Pain From Herniated Discs, But Helps Your Body To Start Rebuilding Them… As Fast As Humanly Possible! Best Part: You can check it all out for FREE if you like! There is no doubt… technology has made all of our lives better… and easier. Just about every miraculous medical cure and comfort of modern living can be attributed to amazing breakthroughs in technology. Heck, laser eye surgery can give people who are almost as blind as a bat perfect 20/20 vision. How amazing is that? That’s why it’s no surprise that technology might be able to solve your back and neck pain from herniated/bulging discs or sciatica…for good. Here is why: Back and neck pain can be devastating. And nothing is worse than going to doctor after doctor… trying treatment after treatment… spending money you can’t afford… and still suffering in pain. That’s why… I bet you would love to instantly end your pain… without any risk what-soever… and have it never come back for the rest of your life? Well, that might NOT be so easy. But, what if there was a wonderful advancement in technology that, with a handful of simple, non-invasive treatments, could possibly have you out of pain and on your way to healing naturally? Better yet, what if this technology could possibly heal your herniated/bulging discs (instead of cutting it out like surgery) so you have the best chance to live pain-free and do all the things you want and love to do? And what if this technology was: 3 FDA cleared! 3 Proven safe and effective! 3 Allows your herniated discs to heal naturally without the risky and dangerous side effects of surgery! 3 Relieves pain fast… in some cases in as little as 25 minutes! Well, guess what? There is such technology and there is a very good chance it can help you… like it has already helps thousands of herniated/bulging disc and sciatica sufferers all around the country… No Matter How Bad Your Pain Is, How Long You’ve Been Suffering Or How Many Other Treatments And Doctors Have Failed You! Don’t laugh. It’s really true. Here’s proof…

When you have a herniated disc, compressive forces cause your spinal bones to come together… basically squashing your disc. The space in between your bones decreases and the soft, jello-like disc material leaks out. This disc material that leaks out is called a herniated disc and can cause severe pain, numbness and tingling in your neck, back, arms or legs when the herniation pushes into and “pinches” a nerve. So it makes sense, if you could slightly pull the spinal bones apart… that would open up the space, take the pressure off the disc, the disc off the nerve and solve the problem. Right? But the only problem is… how do you do that? For years and years, doctors have been trying to do it with traction. But traction has been proven ineffective and often very painful. Why? Traction doesn’t work because when you have a herniated or bulging disc, the area is injured and when you try to move, your muscles go into spasm. Spasm is your body’s way of trying to protect you from causing further injury. That’s why traction hurts so much. As soon as the traction starts… your muscles overprotect the area and spasm. But the good news is: Now there is technology that out-smarts your body’s natural spasm reaction. In other words: It fools mother nature! This technology is called non-surgical spinal decompression (NSSD) and here’s how it works… NSSD is very different from plain traction because it has advanced computer technology that actually senses your spinal muscles. When it starts to gently pull, it immediately knows when your muscles start to contract and it stops pulling. As soon as your muscles relax, it starts pulling again. The amazing thing is: the computer senses your muscles contraction so early… you don’t even feel what is going on. Which means you never feel any pain! In fact, the only thing most patients feel is… RELIEF!!! But the best part is: NSSD is able to gently separate your spinal bones which, in many cases, actually sucks the herniated disc material back into the disc where it belongs! This takes away your pain and allows your herniated and bulging discs to heal naturally!

And check this out: Treatments are pleasant and simple. All you have to do is lie on your back, listen to your favorite music, read a magazine… or… take a nap! The wonderful technology does everything while you simply RELAX the pain away! To sum up NSSD: • For most patients it is 100% painless… in fact many patients actually fall asleep during treatment! • Works fast! Most patients get relief after a handful of treatments – some after the very first! • Is non-invasive so it does not have the dangerous risks of surgery! • Gets to the root cause of the problem and helps it heal naturally! Isn’t modern technology wonderful? And wouldn’t you like to… Give This Great Technology A Try… For Free? If you would, there’s great news. There is a Doctor located at 1241 Mamaroneck Ave. right here in White Plains, NY who has invested hundreds of thousands of dollars in this wonderful technology and has been treating herniated/bulging disc and sciatica patients with incredible success. His name is Dr. Jonathan Donath DC, MS and he is so excited about the results he’s been getting, he would like to share it with as many pain sufferers as possible. But There Is A Catch… There’s always a catch... isn’t there? Even though this technology has helped a majority of the patients Dr. Donath has treated… it is not a wonder cure and it does not help everyone.

On the right: healthy disc. Center: Herniated disc with soft disc material leaking out. On the left: Herniated disc material compressing or “pinching” nerve.

For that reason, Dr. Donath does a complete examination on every potential patient and only accepts you if he feels you are most likely to get the pain relief and outcome you are looking for. Dr. Donath’s Special Deal For You! Because the economy is so bad and Dr. Donath wants to help you if possible, he is offering the first 17 people who respond to this article a free consultation and NSSD qualification examination. And if you qualify for NSSD treatments, Dr. Donath will also give you one treatment for FREE! And if you do not qualify, Dr. Donath will help you find the best option for you. That’s why, if you suffer with pain from a herniated/bulging disc or sciatica you should call 914-259-8104 right now. When Barbara answers the phone, simply tell her you would like your free non-surgical spinal decompression consultation and examination. If you are one of the first 17, she will schedule you within the next few days. If you are in a lot of pain or already scheduled for surgery, tell Barbara and she will be sure to get you in immediately. Maybe even today.

On right: Herniated disc with spinal bones “squished” together. Center: NSSD slightly pulls the spinal bones apart, opens up the disc space and allows herniated material to move back into the disc. Left: Herniated material completely back in center of disc allows the disc to heal naturally. Your consultation and examination should take about 60 minutes. During this time you can get all of your questiones answered in a warm and friendly environment. You will know exactly what’s causing your pain and the best possible way to solve it. Dr. Donath will explain to you all your possible options along with his recomendations so you can make the best choice for YOU.

Why Limited To 17? Dr. Donath has limited the number he will accept right now to 17 because he does not believe patients should wait and they should also get the quality personal attention they deserve. When you go for your free visit, I’m sure you will see how unique and pleasant the experience is. It’s nice to be treated like a person and not a number or based on insurance coverage. It’s also nice to know exactly what’s causing your pain and how to relieve it as fast as possible. Dr. Donath’s favorite cases are the one’s that were able to cancel back surgery after only a handful of treatments. Dr. Donath also loves when a herniated disc patient that is in excruciating pain and thinks they’ve tried everything, lays down on the NSSD table, takes a 25 minute nap… and… wakes up with all their pain GONE! Just imagine how it would feel to have all your pain finally gone. Imagine going to bed and being able to sleep the entire night through… … and waking up refreshed and energized… ready to take on the brand new day – without the pain and stiffness that has been terrorizing you. And imagine finally knowing you have the solution to your herniated disc pain. Well, you may not have to just “imagine” anymore… because… NSSD might start relieving your pain… in just 25 minutes! So, if you’d like to see if you qualify and give this amazing technology a try for free… give Barbara a call at 914-259-8104 right now. Why wait one more day in pain when the solution may be one quick phone call away? Call now before someone else gets your free spot. One More Thing It’s Important… Ever since getting this wonderful technology, Dr. Donath’s office has been flooded with calls. For that reason, if when you call, the lines are busy or you go to voice mail… just keep calling back. The possibility of living pain-free is well worth the time and effort it may take you to get through and schedule your appointment. 914-259-8104



November, 2013

Healthcare News - Westchester

Astorino announces Caregiver Conference on November 2 Program to address caring for people of all ages Westchester County Executive Robert P. Astorino has announced that “Caregiving Across the Lifespan,” a free conference that will address the emotional and physical challenges caregivers face in providing for loved ones of all ages, will take place Saturday, Nov. 2. The conference will be held from 10 a.m. to 2 p.m. at the Mount Pleasant Community Center, 125 Lozza Drive, Valhalla. Admission and on-site parking are free. “Family caregivers have big responsibilities and deserve our support,” Astorino said. “I hope as many people as possible will find time to attend this very worthwhile event.” Keynote speakers will be Beth and Nick Wyman, who will talk about their journey of caring for a mentally and physically disabled child at their home as well as an ill parent who lived a distance away. The Wymans are actors, and Nick is president of the Actors’ Equity Association.

The conference will also offer the caregivers free, one-on-one consultations with elder law attorneys, geriatric care managers and social workers. In addition, attendees will have the opportunity to learn about Westchester County’s Livable Communities Initiative and three of its programs: the Caregiver Coach program; the Care Circles of Westchester: Step Forward & Give Back program; and the Caregiver Collaborative. Reservations are preferred. To sign up, contact or (914) 813-6427. Vendors with products and services of special interest to caregivers and seniors should contact or (914) 980-2105. Conference sponsors are the Westchester County Department of Senior Programs and Services, the Livable Communities Caregiver Collaborative and the Westchester Public/Private Partnership for Aging Services.

HIV/AIDS documentary producers to be honored at Gala Hudson Valley Community Services announced that it will honor two real estate investors at its annual Harvest of Hope Charity Ball on Saturday, November 9, 2013 at the Lake Isle Country Club. Alan Getz and Joy Tomchin also happen to be the producers of the 2012 film “How to Survive a Plague,” which was nominated for an Academy Award. The pair are partners in Vanguard Investors Ltd, which owns the building in Hawthorne, NY that houses HVCS’ headquarters. The Harvest of Hope Charity Ball begins at 7:00 pm with a cocktail hour with open bar and piano music by Chris Covell. The silent

auction includes a trip to Cancun, vacation stays on Cape Cod, theater tickets, gourmet gift baskets, Disney passes, fine art, antiques and much more. The evening concludes with dancing to DJ music by Superior Sounds and a dessert buffet featuring wine ice creams donated by the Beacon Creamery. Tickets: $150 per person, must be purchased in advance at or by calling (914) 785-8277.. Includes cocktail hour with open bar, three-course dinner, dancing, silent auction, live entertainment. Visit for complete information on HVCS’ programs and services.

“Caregiving Across the Lifespan” A conference for caregivers to address the emotional and physical challenges they face in caring for people of all ages.

Saturday, November 2, 2013 10 a.m. – 2 p.m. Mount Pleasant Community Center 125 Lozza Drive, Valhalla Free admission and on-site parking Keynote Speakers: Nick and Beth Wyman will tell about their journey of caring for a mentally and physically disabled child at their home and an ill parent who lived a distance away. The Wymans are actors and Nick is president of the Actors’ Equity Association. Free consultations: Caregivers will be able to have free, one-on-one consultations with elder law attorneys, geriatric care managers and social workers. Reservations preferred: Contact or (914) 813-6427. Vendors wanted: Vendors with products and services for caregivers and seniors are especially welcome. Contact or (914) 980-2105. Sponsors: the Westchester County Department of Senior Programs and Services, the Livable Communities Caregiver Collaborative and the Westchester Public/Private Partnership for Aging Services. Learn about Westchester County’s Livable Communities Initiative and three of its programs: Caregiver Coaching, Care Circles of Westchester: Step Forward and Give Back, and the Caregiver Collaborative.

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November, 2013

Healthcare News - Westchester



Thanksgiving is a time for joy and good cheer. Of course, it is.


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From there, it’s been “Let’s eat!”

Thanksgiving is the start of the Holiday season. It’s special and wonderful. It’s a great time to spend with friends and family and be thankful for everything you have. Remember, Thanksgiving is not just a placeholder between Halloween and Christmas; it is a time to express gratitude for everything that you have. Thanksgiving traces its origins to ancient harvest festivals. It became an official U.S. holiday in 1863 under President Abraham Lincoln. In 1941, President Franklin Roosevelt signed a law fixing Thanksgiving on the fourth Thursday in November.

Thanksgiving is the busiest travel period of the year because families make a special effort to be together. But many people stay close to home to prepare Thanksgiving meals for the needy at churches and other charitable facilities. Eating turkey on Thanksgiving Day is a must for most Americans — even those who must work on that holiday. Before you enjoy your meal, we hope you read this edition of Healthcare News. It’s chock full of interesting stories, including – of course – a variety of Thanksgiving topics. From healthy meals, to how to save money, to keeping the family from bickering. It’s all in here. Enjoy! And have a wonderful Thanksgiving from all of us at Healthcare News. Jim Stankiewicz can be reached at 845-534-7500 Visit Westchester Healthcare News ext. 219 and via email at on Facebook to get even more updates on local health and wellness

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Make this Thanksgiving a healthy one! So you want to eat healthy this Thanksgiving. But there's one problem: You aren’t doing the cooking because you’re celebrating the holiday at a friend or relative’s house. Still, you can avoid grandma’s turkey smothered in gravy or Aunt Karen’s buttered corn, choosing healthier options. Here are some tips to eating healthy on Thanksgiving without starving yourself. • Don’t arrive to the dinner table hungry. Make sure you eat a filling and nutritious breakfast or lunch. When hunger sets in as the aromas fill your host’s home, eat healthy snacks such as fruits, vegetables, nuts or any whole grain snacks. • Two words: Portion control. Many people tend to overeat on Thanksgiving – and don’t get us started on leftovers. Try to keep your portions to a minimum. • When it comes to the turkey, if you have a choice, opt for breast meat rather than dark meat. Remove the skin no matter what part of the turkey you are served. • Try to fill your plate with as many vegetables as possible. Of course, you can indulge in some stuffing. Just serve yourself a small portion. Also, remember, you don’t have to eat everything served. Maybe choose between mashed and sweet potatoes. • And here’s a tip: Sweet potatoes are healthier. Mashed potatoes are often full of cream and butter. • Pass on the rolls of butter, they fill you up, and are loaded with extra calories. And, as hard as it may be to fathom, you should hold the gravy. At least, think of limiting it. • And last, but certainly not least: Your favorite course. Right, dessert! Don’t stop reading. The good news: Pumpkin pie is not ideal when it comes to eating healthy, but it’s an excellent source of vitamin A, and a good source of calcium and iron. Pumpkin pie is healthier than most typical Thanksgiving desert options. So you can indulge. Just remember those two words: Portion control.

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Healthcare News - Westchester November, 2013

You can do it: Walk off weight Grab some friends and try this 20-minute routine that combines walking and resistance moves to burn fat, improve mood and strengthen your heart.

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3 minutes: Brisk walk, increase your pace slightly and drive your arms back and forth. 2 minutes: Squats. Stand with feet slightly wider than hip-width, arms by sides. Bend your knees and push hips behind you (as if about to sit down in a chair) as you squat down, extending arms out in front of chest as a counterbalance. Stand back up and lower arms. Repeat as many times as you can. 3 minutes: Next up? Power walk. Walk at a faster pace than your brisk walk. It should be difficult to maintain a conversation. 2 minutes: Keep moving with box steps. Stand with feet hip-width apart, elbows bent and hands in fists. Imagine there is a box outlined on the floor in front of you. Step right foot to the top right corner, then stop left foot to top left corner. Quickly step back to the corners behind you (leading with right foot). Repeat for one minute, then switch and lead with your left leg. 3 minutes: Brisk walk - talking should be tough but not impossible. 2 minutes: Side steps. Stand with feet together and knees bent. Take a wide step put to the right, tapping the left foot into the right, then step out to the left, tapping right foot into left. Repeat.


1 Minute: Time to cool down. Walk at an easy pace. 1 minute: Calf stretch. Step back with right leg as you bend right knee; lift left toes and press left heel into floor. Hold for 30 seconds, then switch sides and repeat with your other leg.



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November, 2013

Healthcare News - Westchester

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The Importance of Elder Law: You must protect your assets, family and future now! For nearly 30 years, practicing law has been Ely Rosenzveig’s passion. His inspiration? That comes from, among other things, his life experiences, the people he has met, and the clients he works with every day. The widow who didn’t have a will and was concerned about her financial future. The family that was reeling from health issues impacting their elderly loved ones without any planning in place to address their needs, leaving them with the prospect of exorbitantly expensive care needs. Ely Rosenzveig was a rabbi in Westchester County. The plight of some in his congregation moved him to practice elder law and trust and estate planning. He would become a senior partner at one of the foremost elder law firms in the country, but left to join hands with his son, Ariel. “I really jumped at the opportunity to work in this area of law,” Ely Rosenzveig said. “I think it’s special kind of work. To help people and work with your son is incredibly rewarding. Ariel is a great asset – a wonderful and gifted young attorney.” The law firm of Ely J. Rosenzveig & Associates, P.C. in White Plains practices in all areas of elder law, including trust and

estate planning, administration, and litigation, tax counsel, asset protection and special needs planning, Medicaid, Medicare, and Social Security disability benefits, guardianships, long term care planning, spousal recovery claims, and Medicaid lien resolutions. Father and son pride themselves on an unyielding commitment to the zealous advocacy of their clients’ interests. Estate planning is one of the most important steps any person can take to make sure that their final property and health care wishes are honored, and that loved ones are provided for in their absence. A comprehensive estate plan can resolve a number of legal questions that arise whenever anyone dies. Appropriate estate and Medicaid planning can help preserve assets, reduce taxes, and help individuals qualify for Medicaid. “People don’t want to talk about illness and death,” Ariel Rosenzveig said. ““It’s a tough subject. People are reluctant, but the type of measures that we implement for our clients can save them and their loved ones a lot of money. Proper planning will help provide financial and emotional security for all involved.”

The firm is very experienced in making sure that those eligible for Medicaid and Medicare get the benefits they deserve. Ely J. Rosenzveig & Associates, P.C. has been very successful in negotiating the complex bureaucratic minefield in which Medicaid is now mired, a dynamic only exacerbated with the passage of the Deficit reduction Act of 2006, and the new rules regarding the look-back requirements, and penalty period calculations for non-Medicaid exempt asset transfers. The firm has achieved remarkable results for clients on a host of Medicaid related issues, from getting Medicaid approvals for coverage of home care and institutional care benefits, to very accommodative resolutions of Medicaid spousal recovery claims, where the office of Medicaid aggressively pursues the non-institutionalized (i.e., or “community”) spouse for Medicaid benefits provided. No matter what the case, Ely J. Rosenzveig & Associates, P.C. prides itself on working with each client individually, catering to each one’s diverse needs. Estate planning should begin at a young age with a will, health care proxy, living

will and durable power of attorney. As you grow older and accumulate assets, it is especially important that you speak with an experience elder law attorney issues pertaining to issues concerning Social Security, Medicare, Medicaid, and further estate planning. Elder law is about more than just saving money. When viewed properly, elder law is about two major things: First, ensuring that your personal wishes — financial, medical, and legal — are carried out; and second, understanding that elder law is a family matter affecting an intricate web of individual relationships. Knowing that your potential long-term care needs have already been addressed frees you and your family from needless worry. And Ely and Ariel Rosenzveig are there to help their cherished clients every step of the way. “We want every client to feel like they are our only client,” Ely Rosenzveig said. “We are totally committed to ensuring that we be fully responsive to our clients’ every need. For us, this is tremendously rewarding. It is the very reason why we have become elder law attorneys.”

Healthcare News - Westchester November, 2013

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URGENT CARE AND WELLNESS CENTER health. Formé will have an on-site outpatient surgical suite, which will allow patients to have minor medical procedures without the hassle of a trip to the hospital. Formé founder and president Gina Cappelli is looking forward to welcoming White Plains and surrounding communities to the new state-of-the-art facility. "At Formé Urgent Care and Wellness Center we have a commitment to our patients and a commitment to excellence. Our goal is to assist patients with all aspects of their health care needs and lifestyle choices to keep them healthy and out of the emergency room," said Cappelli. "Existing Formé patients can count on the same high quality, compassionate care and service they've come to expect from us over the years. New patients can take comfort in knowing they're being cared for by an experienced team of dedicated professionals." Formé Urgent Care Center will be open 7 days a week from 7:00am to 10:00pm, 365 days a year for our patient's convenience. No appointments will be necessary for urgent

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November, 2013

Healthcare News - Westchester

How to avoid a family disaster at Thanksgiving (because they do happen) There is that harmonious American family happily sitting around the turkey-laden table. See them on the covers of women’s magazines. See them in ads for tablecloths and centerpieces. See them on television and at the movies. Imagine that. Now, for a reality check: Do you have vegetarians in your family who hate meals that center around “dead animals”? Does the guest list include adult women who compete in the areas of cooking, cleaning, decorating, and children’s achievements? Are ex-spouses trying to share Thanksgiving for the sake of their children? Normal families deal with these issues every year at Thanksgiving. Here are tips for your family to get through Thanksgiving in peace: Spend the holiday in a public place Give the family cooks a break by moving Thanksgiving to a restaurant. Most people behave better in a public place. This maneuver also gives people the right to leave when they want to. Maybe have the entire extended family meet at a resort for the weekend instead of staying at family members’ houses. It’s less work and more fun. When tensions build, people can retreat to the privacy of their rooms. If you cannot afford to this strategy, try inviting some friends to your Thanksgiving. Family members are less likely to act up in front of outsiders. If you are the host, don’t exhaust yourself before Thanksgiving dinner Right before the holidays, furniture and rug sales always go up. Many family members, especially siblings, are in competition over issues like who has the best and cleanest house, who is the best cook, etc. If you are hosting Thanksgiving, don’t get into this kind of competitiveness: it will only exhaust you and ruin your holiday. It is okay to cut corners. Include ready-made foods along with homemade ones, close off messy rooms, and accept help in the kitchen. Your relaxed mood will set the tone of the gathering. Spend time and energy on planning entertainment Thanksgiving is the slowest afternoon of the year. The parade, the turkey, the football games and lethargy caused by overeating make it a long boring time, especially for children. Families get “cabin fever” and tensions arise. Let the dinner end by early afternoon so that people can go to a movie or take a walk, if they desire. Have board games and other entertainment available. Have a clever seating arrangement Try using place cards to assign seats so that you can separate people who do not get along. Don’t seat family members who have been feuding for years next to each other. Try changing the subject before an argument escalates. Use humor to diffuse a situation or try remaining silent if you are attacked. If necessary, get up and leave the table.

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• Child-friendly environment and caring staff • Physically and emotionally challenged children welcome • State-of-the-art technology and sterilization techniques • New Laser Technology—Now Your kids CAN have their •

cavities fixed without an injection, without pain and without a numb lip afterwards! Serving the community for over 20 years

Penny Resnick-Graulich, DMD Francisca Ceron, DDS 115 Main Street, Suite 302 Tuckahoe NY 10707


Healthcare News - Westchester November, 2013

Page 15

Holiday Preparation Time This time of year, your liver, the organ responsible for detoxifying your entire body, often gets kicked into overdrive. During the holidays, for some, their liver has to work harder to process all that rich food and alcohol - often under conditions of too much stress and too little sleep. Welcome, to the holidays! Give your body some extra help with these purifying strategies: get enough B vitamins: Reach for nuts like almonds and pecans, and legumes such as lentils. Finish off smoothies, brown rice and cereal with a sprinkle of wheat germ. B vitamins improve the body’s ability to withstand holiday-induced stress, which puts strain on your system. Start fresh: Wake up to a simple tonic of hot water with just-squeezed lemon juice. Lemon juice delivers antioxidants such as Vitamin C that help boost liver function. go for protein: Aim for about 60 grams of high-quality protein per day. Smart options include poultry, omega-3-rich fatty fish and beans, nuts and seeds. The amino acids found in protein are crucial for the liver to be able to remove toxins most efficiently. Fill up on fiber: Get a steady supply of fiber from vegetables such as Brussels sprouts, broccoli, cabbage, dark leafy greens and whole grains including brown rice and millet. Fiber helps keep your gut, the seat of your immune system, strong and healthy. Taking in enough of the nutrient ensures regular bowel movements, which excrete toxins collected in the liver.

10 Thoughts on Healthy Living 1. A meal shared with family and friends sustains you in more ways than one. 2. Stop seeing life as a problem to be solved and, instead, as a mystery to be enjoyed. 3. Give above and beyond what you think will help. 4. With rejection comes a decision: You can either turn back or find a new way forward. 5. Feeling restless might be a sign that you haven't sat still long enough. 6. Gratitude cannot always change circumstances, but it can help you see beyond them. 7. Rather than worry about how your body should look, focus on how you want to feel. 8. Virtous and delicious aren't mutually exclusive; the most nourishing foods can also be the most delightful. 9. Sometimes you have to travel to a new place to rediscover the old you. 10. To make the best use of your intuition, think less and listen more.






November, 2013

Healthcare News - Westchester

Why Buy Multi-Life LTC Insurance Now…? By Andrew J. Cavaliere, CLTC As many of my readers know, the long-term care insurance market continues to evolve. For the last couple of years, I have been diligently writing about these dramatic changes so folks can understand what is really going on and what to expect down the road. To review, for the last ten years insurers have taken a financial beating due to this extended low interest rate environment. They have no place to invest current premiums today in order to cover future claims tomorrow. Combine this with rather liberal underwriting practices, lower than expected lapse ratios and higher than expected claims and the carriers are having problems.

A s k

In the past few years, carriers like MetLife and Prudential have exited the individual long-term care market entirely. Other carriers like Transamerica, Genworth, John Hancock and Unum have all raised rates substantially on existing policyholders. As predicted, two major changes are here to stay: 1- Long-term care (LTC) carriers are bringing new products with sex distinct rates to the market. Simply put, if you are a woman you are paying up to 40% more in premium1. According to the American Association for Long-Term Care Insurance, the move is designed to better reflect the risks involved in covering women, who are paid two out of every three benefit dollars from long-term-care insurance, in part because they live longer and often have no caregivers at home. 2- Simplified Issue is a thing of the past. All new applications with most carriers will not only include the collection of doctor records but also a paramedical exam and telephone interview. Underwriting guidelines on certain illnesses have also stiffened significantly resulting in many more applicants being denied coverage categorically. For example, an applicant who is currently insulin dependent will be hard pressed to get an offer from any major LTC carrier.

A n

But according to Title VII of the Civil Rights Act of 1964, an employer cannot discriminate based on gender. One solution for employers is to take a closer look at Multi-Life Group and LTC products which offer unisex rates. The Patient Protection and Affordable Care Act tried to provide an opportunity for working Americans to purchase LTC coverage under the Community Living Assistance Services and Support Act (Class Act); however the act was repealed on January 1st of 2013. There is still a need for Americans to protect themselves from the rising costs of LTC. So the lesson here is that small employers have a real advantage when it comes to insuring themselves, their families and key employees. Multi-Life LTC Advantages for Employers/Employees: ➢ Requires minimal administration on the part of the company to set up. ➢ Allows employees and family members to obtain coverage at a discounted rate. ➢ Premiums paid by the company may be fully or partially tax deductible - see IRC guidelines2. ➢ LTC is not currently subject to IRS nondiscrimination laws, so employers have the ability to offer a benefit to a group of employees based on title, job grade, salary, or tenure. ➢ Employees can be direct billed or list billing for employers who want to offer payroll deduction. John Hancock’s Sponsored Multi-Life Group Program: • Employer Paid or Voluntary Benefit. • Offers a 5% discount with only (3) applications, unisex rates, and LTC Captivate. • Discounts apply to retirees, spouses, partners, grandparents, children, siblings & in-laws. • Employer must have at least (5) full-time employees working at least 30 hours per week and been in business at least (2) years. • LTC Captivate allows agents and consumers the opportunity to conduct online meetings and apply online with no paper applications3. For more information about Long-Term Care Insurance planning please call Andrew J. Cavaliere, CLTC at 914-682-2190 or toll free 877-676-9900. Andrew is certified in Long-Term Care (CLTC) from the Corporation for Long-Term Care Certification, Inc. Andrew is a member in good standing of the Million Dollar Round Table (MDRT), which is the premier Association of financial professionals nationally. Andrew’s offices are located at 50 Main Street, White Plains, NY 10606 and at 500 West Putnam, Greenwich CT 06831. 1

Reuters, June 2013 IRC 7702B(a)3, 162(a), 162(l), 106(a), 213(d)(1)(D) 3 John Hancock Sponsored Group Discount Program Guide, May 2013 2

E x p e r t

Healthcare News - Westchester November, 2013

photos provided

Two new physicians join Phelps Medical Associates multi-specialty medical group

Neurologist Mark Homonoff, MD

When an arthritic hip needs to be replaced. . .


Dr. Imaan Chowdhury

Two new physicians have recently joined Phelps Medical Associates, Phelps Memorial Hospital's multi-specialty medical group. They are neurologist Mark Homonoff, MD, and internal medicine physician Imaan Chowdhury, MD. Dr. Homonoff practices general neurology with a special interest in problems of higher cortical function, including Alzheimer's disease. Before coming to Phelps, he was on the medical staff of Beth Israel Medical Center in Manhattan and held a faculty appointment at Mount Sinai School of Medicine. Dr. Homonoff earned his medical degree at Albert Einstein College of Medicine in the Bronx and completed residency training in neurology at Columbia Presbyterian Medical Center. He was a post-doc toral and research fellow at Rockefeller University and Cold Spring Harbor Laboratory. Dr. Chowdhury received her medical degree from Ross University School of Medicine. She conducted research in the anesthesiology department at Cleveland Clinic and completed a residency in internal medicine at Brookdale University Hospital and Medical Center in Brooklyn. Both physicians are now accepting new patients on the Phelps campus in Suite 417 of the 755 building. To schedule an appointment with Dr. Homonoff, call 914-366-5330. Dr. Chowdhury can be reached at 914-366-5490 and also sees patients at Phelps' primary care medical suite in Dobbs Ferry at 18 Ashford Avenue, 914-478-1384. Phelps Memorial Hospital Center is a 238-bed acute care community hospital in Sleepy Hollow with more than 1,600 employees and 475 medical staff members representing 50 medical specialties. Phelps offers one of the broadest ranges of community hospital services in Wes tchester. Patients benefit from distinguished physicians, many of whom are pioneers in their field, offering the most advanced procedures using the latest technology.

Corey Burak, MD, uses the hana速 Table for precise control of patient position

Phelps Memorial Hospital Center in Sleepy Hollow has long been known as a leader in joint replacement surgery. The first total hip replacement in Westchester County was performed at Phelps by Dr. George Burak in 1969. In 2006, his son, Dr. Corey Burak, was the first in Westchester to perform Anterior Approach Hip Replacement. Since then, more than 1,500 patients have traveled to Phelps from near and far for hip replacement by the most experienced anterior approach team in the Northeast.

To benefit from the innovation and experience that Phelps delivers, call 1-888-888-2311s

Get better. Here.

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October, 2013

Healthcare News - Westchester

Resource Directory Adult Day Health Center JewishHome Lifecare / Sarah neuman Center 845 Palmer Avenue, Mamaroneck, NY 10543 phone: (914) 864-5800

Audiology Premiere audiology Karen Manley Au. D. CCC-A Doctor of Audiology At Premiere Audiology we strive to offer you a wide variety of choices for your hearing solutions. We work with many hearing instrument manufacturers so you can find the right hearing instrument for you at a price you are comfortable with.

House Calls available! 2065 Boston Post Rd. Larchmont, NY 10538

(914) 834-0130 Insurance Accepted —Financing Available

Chiropractors westchester Spinal Decompression Center Dr. Jonathan Donath, DC, MS 1241 Mamaroneck Avenue, White Plains, New York 10605 (located in the Full Circle Family Care Building)


Contract/Practice Management Services mED★EXCEL USa Providing Emergency Medicine Excellence for over 20 years EmErgEnCY mEDiCinE COntraCt managEmEnt Physician Owned and Managed Award winning Customer Relations Program Continuous Quality Improvement Risk Management Innovations Cost Containment Measurable Outcomes EmErgEnCY mEDiCinE SErViCES COnSULtatiOn SErViCES Customer Satisfaction TeamBuilding/Staff Development Conflict Mediation ED Systems Analysis PraCtiCE managEmEnt SErViCES Hospital and Physician Billing/Coding/Auditing/Consultation nEw YOrK BaSED OFFiCE mED★EXCEL USa Please contact Marie Buchanan at 800.563.6384 Ext. 249 all inquiries are confidential


Elder Law Estate Planning

Prepare for a Career in Healthcare Sector Management at Long Island University.

Lamson & Cutner, P.C. 9 East 40th Street, New York, NY 10016 Tel: 877-493-3535 • Tel: 914-449-1300 Email:

Earn an advanced certificate or an M.B.A. degree in the growing field of healthcare management at Long Island University’s Hudson Graduate Center at Westchester. Demand for healthcare managers with business skills has never been greater. Responding to this need, Long Island University has launched a new Healthcare Sector Management program, offering two graduate study options in the field of healthcare administration. After completing your advanced certificate or your M.B.A. at the University’s Hudson Graduate Center at Westchester, you will be prepared to advance in middle and upper management positions in the healthcare industry. Option A: The Advanced Certificate in Healthcare Sector Management Enhance your credentials by enrolling in the advanced certificate program. Certificate candidates will complete four healthcare sector management courses for a total of 12 graduate credits on a part-time basis in just two semesters. Option B:The M.B.A. Degree with a Healthcare Sector Management Concentration Students in the M.B.A. program follow the standard 48credit curriculum, normally completed by part-time students over a 24-month period, with a focus on leadership in healthcare organizations. The Healthcare Sector Management Program will be offered at Long Island University’s Hudson Graduate Center at Westchester, located on the grounds of Purchase College, 735 Anderson Hill Rd., Purchase, N.Y. Courses are offered on weekday evenings and on Saturdays. “The healthcare management field is one of the few sectors of our economy we know will continue to grow significantly over the next five years,” according to Dr. Lynn Gunnar Johnson, director of the M.B.A. Healthcare Sector Management program. For more information, please contact the Admissions Department at 914-831-2700 or Long Island University Hudson Graduate Center at Westchester 735 Anderson Hill Rd. Purchase, NY 10577

Elder Law Estate Planning EttingEr Law Firm 150 Grand Street, White Plains, New York 10601 (914) 684-6100 9 NY locations. Call 800-500-2525 ext. 117 or email to schedule a free consultation. Combining Elder Law and Estate Planning, we address our clients’ needs for comprehensive estate planning to avoid probate, save estate taxes and keep assets “in the blood”. At the same time, we take steps to ensure that our clients’ assets are protected from the costs of long-term care as they age by using Medicaid Asset Protection Trusts. Our trademarked free maintenance program includes a review every three years to insure your plan will work when you need it.

ELDER LAW ATTORNEYS WHO CARE AND GET RESULTS Frequently, individuals who need long-term care, and their families, must confront the fact that the ruinous costs of home care, or nursing home care, will soon deplete their life’s savings, often leaving them, their spouses, and other family members in dire circumstances. But it doesn’t have to be that way. Lamson & Cutner, one of New York’s preeminent Elder Law firms, can show you how proper and ethical tools and strategies will allow you to obtain the care that you need from Medicaid, while preserving your money, investments, and property. Make an informed decision about your future. Call now for an in-depth consultation, where you will receive sophisticated and thorough advice, and straightforward answers to all your questions.

Life & Health Insurance

Residential & Health Care Services • 24- Hour On-Site Nursing Services • Attending Physicians/ Medical Director • IV Therapy/ Wound care • Dental/ Podiatry • Mental Health/ Social Services • Registered Dietitian & Specialized Diets • Full Service Dining-Room • Housekeeping & Laundry Services • In-House Beauty Parlor • Therapeutic Recreation • Exercise Program/ Nursing Rehabilitation • Palliative & Comfort Care • Specialized Residence For Alzheimer’s & Dementia Care Rehabilitation Services • Physical/ Occupational & Speech Therapy • Short Term Stay Available • Surgical Recovery • Cardiac Recovery • Pulmonary Care • Orthopedic Recovery & Care • Neurological Recovery & Care • Medically Complex Care • Disease Management Education

Physical Therapy A Healthier You, L.L.P.


Keystone Financial advisors 50 Main Street, Suite 1000, White Plains, NY 10606 Tel: 914-682-2190 • Fax: 914-931-8400 Toll: 877-676-9900 • ANDREW J. CAVALIERE, CLTC Life Insurance Health Insurance Long-Term Care Insurance Long-Term Disability Insurance Guaranteed Fixed Annuities Medicare Supplements

Hospitals Burke rehabilitation Hospital 785 Mamaroneck Ave. White Plains, NY 10605 914-597-2268

Nursing & Rehabilitation

VICTORIA HOME Skilled Nursing and Rehabilitation Person- Centered Care on a Riverview Estate Since 1916. Victoria Home is a New York State Licensed Nursing Facility. Please contact us for more information or to schedule a tour. 25 North Malcolm Street Ossining, New York 10562 (914) 941-2450 Fax: (914) 941-2962

Move Better • Feel Better • Live Better Personalized In-Home Physical Therapy and Wellness Services for All Abilities! A Healthier You, LLP (A.H.Y.) provides personalized and integrative in-home physical therapy and wellness services in lower Westchester and Fairfield Counties. Owners Dr. Delali Goka, PT, DPT and Stacey Rittenberg, PT, MPT, NCS bring over twenty years experience in rehabilitation, fitness, and wellness to your doorstep. Their passion and expertise are evident in their approach to patient care. Choose A.H.Y. to: • Gain peace of mind at home • Recover faster from surgery or injury • Take back control of your health • Manage a chronic condition or pain effectively • Achieve you personal best In-Home Physical Therapy Services • Evaluation/Treatment of Orthopedic, Cardiopulmonary and Neurological Conditions • Balance and Fall Prevention • Customized Home Exercise Programs • Caregiver Training Programs • Home Modification/Safety Assessments • Aquatic Therapy • Vestibular Rehabilitation Wellness Services • Wellness Assessments • Personalized and Diagnosis Specific Wellness Programs • Wellness Seminars • Wellness Parties Phone: (914) 458-2249 E-mail: Web:

all Listings are also available online at Click on resource Directory on the top right side. to include your business in our next edition call Jim at 845-534-7500 ext. 219 or email

Healthcare News - Westchester November, 2013

Lose Weight during

Page 19




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Thanksgiving Dinner No, we aren’t crazy. You can do it! Thanksgiving is It’s the most gut-busting day of the year. Yes, you’re bound to overdo it— especially if Aunt Ginny , your holiday host, favors real butter and cream. Instead of fighting the desire to overeat, stick to this game plan: Skip the ho-hum fillers like nuts and bread and pile up your plate — only once —with big but still reasonable portions of this truly delicious stuff. Call it the Low(er) Calorie Thanksgiving. Here are some tips: Wine If the family drives you to drink, choose wine. You can go with white or red (only a 3-5 calorie difference per ounce). But note: red wine offers resveratrol, a healthy antioxidant, in higher amounts. Turkey Go for skinless breast over thigh; dark meat is higher in saturated fat and calories. gravy Use a soupspoon instead of the spout of that 1950 gravy boat to serve yourself: you’ll use less. Stuffing If you have the option, choose regular-bread stuffing over cornbread. Cranberry Sauce A slice should be half an inch—about the thickness of your cell phone. Sweet potato Do your best to pass if the sweet potatoes are candied or in casseroles which can pack as much as 300 calories per cup. Pumpkin pie As far as desserts go, it’s a far better choice than pecan. Hold the whipped cream!

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November, 2013

Healthcare News - Westchester

Resource Directory Senior Living

Golden Years Living Solutions is a FREE senior living advisory service. We help families navigate the overwhelming process of finding and selecting a new senior residence for a loved one. We work directly and personally with each of our clients to guide and assist them through the entire process in choosing the right residence. We provide information regarding various senior living options (including care, services, amenities, activities and costs) and we help evaluate the most suitable arrangement for you or your loved one. These residences include: 55+ Communities, Independent Living, Assisted Living, Residential Care, Continuing Care Retirement Communities, Skilled Nursing, Alzheimer’s and Dementia Care. For more information or to schedule a free consultation, please call (914) 437-8675 or email Golden Years Living Solutions, Inc. 333 Mamaroneck Avenue #211 White Plains, New York 10605 Phone: 914-437-8675 Fax#: 888-900-9850 Email: Website:

Senior Living

Getting better…. just got better. We are proud to announce that our stunning new nursing center has opened and has private and semi-private rooms with magnificent views of Long Island Sound. United Hebrew is a not-for-profit, non-sectarian, multi-service senior living campus serving the Westchester metropolitan area since 1919. Our dedicated short-term rehabilitation suite is staffed by Burke Rehabilitation professionals. The exemplary clinical team of professionals will design a personalized treatment plan for care in our nurturing environment. Features include country kitchens, recreation rooms on each floor, a courtyard garden for recreational use, private dining and family rooms and wireless internet access. United Hebrew Family of Services: • Nursing Home Care • Burke Rehabilitation at United Hebrew • Willow Towers Assisted Living Residence • Soundview Apartments for Independent Seniors • Long Term Home Health Care Program • Azor Home Health Agency For more information or to schedule a tour please call Admissions at 914-632-2804 x1148 or email Karen Nodiff at United Hebrew 391 Pelham Road, New Rochelle, NY 10805 914.632.2804

Stop The Blame Game Point fingers and you will likely end up bickering - again. A better relationship may begin with a simple shift in tone.

Services DML LICE SERVICES OF WESTCHESTER (914) 424-1367 60 Blanchard Avenue Dobbs Ferry, NY 10522

FREE Service Helping Families Find Senior Residences


Dale Longworth, the Original Lice Expert of Dobbs Ferry/Westchester has removed lice and eggs from thousands of children and their families using all natural and non-toxic products. She has been in business as a professional lice technician since 1997 and is highly recommended by doctors and nurses throughout Westchester County. Her services provide a relaxing and pleasant atmosphere for you and your children during treatment and you will be guaranteed to leave satisfied and lice free!

Weight Loss

Blame is one of he most difficult issues couples face. Why? Because it's so misunderstood. We look to it as a way to assign responsibility, solve problems, and encourage changes in behavior. Of course, blame does none of these. Blames causes animosity and divisiveness which inevitably erode trust and make both partners unhappy. It's a vicious cycle. There is a way out - and it involves removing blame from the equation. Here are three strategies for changing things up. Suggestion No. 1: Avoid the accusatory question and state the facts.

WELLU MEDICAL WEIGHT LOSS Terry Ellman, M.D., M.P.H. 34 South Broadway, Suite 210 White Plains, NY 10601 (located next to The Westchester shopping mall) 914-920-7217 WellU Medical Weight Loss offers the ultimate in bariatric care using a comprehensive and individualized approach crafted for you. Dr. Ellman specializes in preventive and bariatric medicine (non-surgical weight loss/management) and uses the most advanced innovative interventions consistent with the latest and best available scientific evidence and guidelines. Our medically-supervised weight loss programs will guide you through your journey to achieve and maintain a healthier weight and lifestyle. You will enjoy one-on-one physician support every step of the way. Call us today for an appointment at 914-920-7217 or schedule online at

Instead of: "Why didn't you tell me you would be late?" Go with: "I was upset that you weren't here when I thought you would be." Suggestion No. 2: Empathize rather than criticize. Instead of: "At least I call you when I'm going to be late." Go with: "I understand and totally appreciate why you were delayed." Suggestion No. 3: Make your request, without the negative tone.

Women’s Health

Instead of: "I wish just once you weren't so careless with other people's time."

FULL CIRCLE WOMEN’S HEALTH Holistic, Integrative Health Care for Women of all Ages 1241 Mamaroneck Avenue White Plains, NY 10605 914-421-1500

Go with: It would make me feel a lot better if you'd just text me when you know you're running late. Would you mind doing that next time."

Your Ad Here

All Listings are also available online at Click on Resource Directory on the top right side. To include your business in our next edition call Jim at 845-534-7500 ext. 219 or email

Healthcare News - Westchester November, 2013

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5 Ways To Save Money on Thanksgiving Dinner Your food budget is among the most easily controlled of your family’s variable expenses — unless, of course, you’re cooking dinner for two dozen friends and relatives on Thanksgiving. But don't stress, really. Try these tips for reducing the bill without skimping on the holiday celebration. 1. get an accurate Head Count Thanksgiving leftovers may be a holiday tradition, but cooking too much food comes right out of your wallet. Get an accurate count of who’s coming to dinner, and make a reasonable projection for how much food you’ll need. 2. Watch the Sales This includes both seasonal deals like holiday discounts and the tradition of canned goods going on sale every November, as well as coupons you clip or find online. Plan your feast ahead of time, and take advantage of the best prices as they appear. 3. go Pot Luck for Side Dishes Have each family eating with you come with a side dish. This splits the cost of dinner among everybody who’s participating — taking the bulk of the

financial hit off of your plate. Bonus points for organizing the pot luck so everybody brings something different. 4. Use Smaller Plates Studies show that people given smaller plates will eat less in a sitting, even when the serving dish is within easy reach. This one might be hard to calibrate for this year’s feast, but you can use the technique to save on groceries season by season. 5. get creative with Decorations Much like the snacks above, you can spend a lot of money by picking up some Thanksgiving decor at a local party supply store — or off the endcaps at the supermarket. If you feel you need a centerpiece or other decoration, make them yourself from simple craft supplies.

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November, 2013

Healthcare News - Westchester

What do doctors do to treat their own pain? As a board-certified internist who has been in practice for over 13 years, I spend much of my time attempting to alleviate the pain and suffering of my patients. As a clinician, one of the biggest challenges I face is helping my patients deal with musculoskeletal and neuropathic pain syndromes—those all-too-common, yet frequently debilitating ailments caused by bad backs, pinched nerves, arthritis, and the like. Unfortunately, much of what I have to offer my patients boils down to the following: take a pain pill, stretch if you can, wait, and hope for the best. After a failed trial of “conservative” therapy a call might go out to the orthopedic surgeon for assistance; a truly satisfactory result is not common. The simple fact is that physicians are not well trained to deal with musculoskeletal pain, and patients can suffer as a result. Thankfully, my views on this topic have been turned completely upside down since I havepersonally discovered Dr. Jonathan Donath’s outstanding practice. After beginning a vigorous exercise regimen I started to experience awful neck and upper back pain, accompanied by numbness and tingling down my left arm and fingers. For weeks I tried to nurse the pain with non steroidal anti-inflammatory medication, but the pain persisted and got to the point that I was almost unable to work, sleep, or most importantly, play guitar. I wasliterally in tears from the excruciating pain. A neurosurgeon diagnosed a herniated disc and pinched nerve in my neck and offered to decompress it with an operation. In desperation I called Dr. Donath instead. My visit to Dr. Donath’s office was an outstanding experience. He spent about an hour with me and combined multiple modalities to fix the herniated disc in my neck: deep massage, active release techniques, traditional manipulation, cold therapy, and finally spinal decompression. After that first hour with Dr. Donath my pain had decreased from a 10/10 down to a manageable 4/10, and I was able to comfortably move my head and neck. That very night I was able to play guitar again. Two days later I went back for another series of treatments and the pain decreased even further. After about five days the pain was absolutely gone. Unbelievable! Since then he has used the same wonderful techniques to help me overcome painful bouts of sciatica as well. My own patients and family members have become “believers” in Dr. Donath’s abilities as well--- the results he achieves are real and lasting. He is my go to guy for the majority of musculoskeletal and neuropathic pain syndromes that I now realize are truly treatable. Dr. Robert Sidlow MD, Associate Professor of Medicine at Albert Einstein College of Medicine

I am a pediatrician and in my work, I have to bend down a lot and I’m constantly lifting kids. I usually have one to three bad flare ups of low back pain every year. When my back would "go out", I could barely walk to the bathroom and would have to lie down in bed for a few days. I have tried everything: doing nothing and "toughing it out", muscle relaxants, physical therapy, chiropractic, therapeutic massage, and even painful steroid injections. Nothing worked. When I moved to Westchester, I met Dr. Jonathan Donath. In just a couple of sessions with Dr. Donath, the pain completely disappeared. If it hadn't happened to me, I wouldn't have believed it. During my last flare up, I was expecting to be on my back for 2-3 days and in pain for 2 weeks. Instead, after one session with Dr. Donath, I was able to walk; two more sessions and I was fine. I could walk, bend down and I had almost no pain. Since that last back episode, Dr. Donath has helped me with my tendonitis in my right hand and with my chronic knee problems. I recommend Dr. Donath to everyone with back, muscle or joint pain. Even if you have not had relief with other treatments and other Chiropractors, give Dr. Donath a chance. I did and he changed my life. Eugene Dinkevich MD, Mount Vernon, NY It’s my great pleasure to write about Westchester Spinal Decompression Center. I really don’t have words to express my feelings about the care I got in last 3 months. I was almost handicapped, living with terrible pain all the time, crippling my day to day life. I am a medical doctor and work in a hospital with all sorts of amazing physicians, but after seeing a physical therapist, getting epidural steroids injections, many orthopedists and neurosurgeons, finally my destination lead me to see Dr Jonathan Donath. With great skepticism, I lied down for spinal decompression therapy. It was unbelievable that after only two initial sessions, my radiating pain down my leg had almost disappeared. Gradually, I started getting better, started doing exercises that they gave me midway through the treatment. Now, I am doing all my daily activities without any pain. I highly recommend Dr Jonathan and his colleague Dr Kavita for any problems related to the musculoskeletal system, you will definitely feel at home and will get better. Dr. Pankaj Jain, M.D New York, NY Dr. Jonathan Donath DC, MS, Clinic Director Joint Effort Chiropractic / Westchester Spinal Decompression Center

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Healthcare News November 2013 ebook  
Healthcare News November 2013 ebook  

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