BayBiz Summer 2025 by Bay County Chamber of Commerce

BayBiz

SUMMER 2025 | VOL. 15 / ISSUE 3

THE VOICE OF BUSINESS FROM THE PANAMACITY.ORG BAY COUNTY CHAMBER OF COMMERCE

ROOTED

IN REAL ESTATE :

CELEBRATING CPAR’S CENTURY OF IMPACT

TRAINING YOUR BRAIN: MINDFULNESS ISN’T MAGIC—IT’S A MUSCLE YOU BUILD OVER TIME

A CANDIDATE FORUM UNITES YOUNG PROFESSIONALS ACROSS BAY COUNTY

BayBiz is published quarterly by the Bay County Chamber of Commerce. POSTMASTER send address changes to: Bay County Chamber, PO BOX 1850, Panama City, FL 32402 or email information@baychamberfl.com. BayBiz welcomes story ideas from its readers. To have your story considered, please email communications@baychamberfl.com. To request additional copies, call 850-785-5206

Tamara Barnes, Gina Cerasoli, Patrick Chapin, Sean Kim, Philomena Martrain, Lisa Moore, Victoria Pyle, Katherine Santana, Jennifer Wright

CONTRIBUTING

Kaydee Albritton, Patrick Chapin, Wael Elwakil, Lisa Moore, Brittany Pace, Margaret Paul, Katherine Santana, Jon Schmidt, Michael Sparks

CONTRIBUTING

Bay County Chamber of Commerce, Central Panhandle Association of REALTORS, Emerald & Forgotten Coast Adventures, Michael Sparks, Wael Elwakil, UF/IFAS.

CEO/President’s MESSAGE

The Chamber of Commerce as a “Third Place” & Building Community Beyond Business

As our world becomes more digital, the value of genuine, face-to-face connections has never been greater. While Chambers of Commerce have always championed and advocated for business, the Bay County Chamber of Commerce goes further—serving as a builder of community, a facilitator of meaningful connections, and a trusted gathering place where relationships are formed and strengthened.

This reflects sociologist Ray Oldenburg’s concept of the “third place”—a space that is neither home (our first place) nor work (our second), but something else entirely. It’s where people go to connect, share ideas, and feel a sense of belonging. For me, “third places” have included places like the YMCA and Rotary. These are places where I routinely connect with people I wouldn’t otherwise see in my daily routine—people I don’t see at church, in my neighborhood, or at work, but who nonetheless enrich my life and strengthen my sense of community.

bers. It’s where conversations happen, relationships are built, and people come together around shared interests and common goals.

From First Friday events to ambassador meetings and transformational leadership programs, the Chamber provides more than just professional networking opportunities— we create a space where lasting connections are made. These relationships often grow into trusted partnerships and friendships that strengthen not only our local business environment but the broader community as well.

At the heart of what we do is a simple idea: relationships are what drive progress. Strong connections lead to collaboration, spark new ideas, and build momentum. And a vibrant “third place” like the Chamber helps keep those connections active and meaningful.

That’s why I see us as a “Chamber of Community” as much as a Chamber of Commerce. We’re proud to be a place where people come together—not only to do business, but to support one another and to ensure Bay County’s continued success.

We can’t wait to see you, work alongside you, and build something truly great — together.

The Bay County Chamber of Commerce has become that vital “third place” for our mem-

Patrick W. Chapin CEO/President

Advance Brain Research Protect Future Warriors

LifeNet Health is recovering biospecimens to study Chronic Traumatic Encephalopathy (CTE) in deceased military personnel. CTE is a neurodegenerative disease linked to repetitive traumatic brain injuries (TBIs), leading to memory loss, mood changes, depression and erratic behavior.

An estimated 500,000 military members worldwide have experienced TBIs¹ — and some may develop CTE. Currently, CTE can only be diagnosed after death, and no approved treatments exist.

You can help change that

By pledging your brain for research, you directly support efforts to prevent, diagnose, and treat TBIs and CTE. The program is open to men and women:

• Ages 18–60

• Served in the military (active duty, reserves, National Guard, or veteran)

• With or without TBI, PTSD, or other conditions

Political Pulse: A Candidate Forum Unites Young Professionals Across Bay County

by: Lisa Moore, Director of Foundation, Bay County Chamber of Commerce

Bay County’s young professionals are making their voices heard and encouraging others to do the same. On a mission to increase voter turnout and promote civic awareness among younger demographics, in a first-of-its-kind collaboration, the Bay County Chamber of Commerce Bay Young Professionals (BYP), Bay Building Industries Association (BBIA) Young Professionals, and the Panama City Beach Chamber’s Young Professionals (PCB YP) joined forces to host the Young Professional (YP) Political Pulse Candidate Forum, an energizing and engaging event created by young professionals, for young professionals.

Held at the Bay Arts Alliance in downtown Panama City, the forum served as a platform to bring together candidates running for local office with a demographic that often feels underrepresented – Young Professionals. The event emphasized participation, education, and transparency, fostering a space where attendees could directly engage with the individuals who will help shape policy and community development in Bay County.

From the beginning, the goal was clear: create a nonpartisan, informative event that sparked meaningful

dialogue and encouraged civic engagement among young voters. The event was thoughtfully designed by and for young professionals with Sarah Grace Klip (PCB YP) emceeing the evening, and moderators Chad Overby (BBIA YP) and myself, Lisa Moore (BYP), facilitating the discussion. All of the questions asked throughout the night came directly from young professionals across Bay County, ensuring their voices and concerns were at the heart of the conversation.

“We wanted to give young professionals a true voice,” said Chad Overby, Chairman of Bay Young Professionals and BBIA Young Professionals. “Too often, people in our age group don’t feel like their concerns are prioritized in political discussions. This forum allowed us to highlight the issues that matter most to us: career opportunities, policy shaping, community development, and overall quality of life. Most importantly, it encouraged everyone to take that next step and go vote.”

The evening featured candidates from Lynn Haven and Panama City, each addressing questions designed to dig deeper into how their leadership would impact the next generation. The candidates addressed challenges like

infrastructure development, support for both new and existing businesses, and sustainable economic growth.

One of the most anticipated discussions of the night revolved around the mayoral race in Panama City which drew considerable interest from attendees.

Allan Branch, who ultimately won the election, shared

added Overby. “We all want Bay County to continue thriving and to be a place where we can grow careers, raise families, and make a difference. But that only happens when we participate. That’s what the YP Political Pulse was all about.”

into the conversation. I am grateful I had the opportunity to listen, learn, and hopefully inspire more of our emerging leaders to stay engaged and keep pushing Panama City forward.”

Throughout the forum, one message was loud and clear: if young professionals want a say in the future of their community, it starts with showing up and voting. “Voting is more than just a right, it’s our responsibility,”

The forum ended with a networking reception, allowing attendees to speak one-on-one with candidates and fellow professionals, continuing the conversation in a more relaxed setting. The overwhelming consensus? This needs to happen again.

The teamwork behind the event was a big part of what made it so successful. The three YP groups came together to handle everything from planning and promotion to setting up the space and welcoming guests. By working side by side, they combined their strengths and ideas to create something bigger than any one group could have done alone. Their shared goal of helping more young people feel connected, informed, and confident about getting involved in local elections was the driving force behind every decision. And that collaboration paid off, bringing in a great mix of attendees and showing what’s possible when young leaders across the county join forces.

The success of the YP Political Pulse Candidate Forum has sparked momentum for more initiatives focused on civic leadership, and community advocacy. Plans are already underway to expand the event in future cycles.

LIVE YOUR DREAM

DEFENSE INTEL

NOTAM Neglect: Why Checking Flight Restrictions Before Taking off is Crucial

by: Michael Sparks, Continental U.S. NORAD Region, Public Affairs

The serenity of a clear sky and the hum of a Cessna engine can shatter instantly when a pilot, failing to check Notices to Airmen (NOTAMs) for Temporary Flight Restrictions (TFRs), suddenly finds themselves flying alongside a NORAD F-15.

General aviation pilots straying into restricted airspace, often due to overlooked TRF NOTAMs, is the leading cause of such intercepts. These TFRs, frequently established for special security events, national security operations, and presidential travel, have led to a recent surge in violations near Palm Beach, Florida, a frequent destination for dignitaries.

“When an aircraft enters those airspaces, its intentions are unknown, “ said Lt. Col. Alex Papp, commander of the 125th Operations Group, Detachment 1. “That lack of clarity creates a potentially dangerous situation.”

If intercepted, pilots should immediately switch their radio frequency to 121.5 or 243.0 MHz, clearly state their call sign and intentions, and reverse course unless directed otherwise. If radio contact cannot be established, pilots should follow visual signals and squawk 7700, the emergency transponder code.

“We need those who enter these air spaces to work with us for everyone’s safety,” said Royal Canadian Air Force MGen Sean Boyle, Continental U.S. NORAD Region deputy commander. “NORAD intercepts are not intended to intimidate; our goal is to guide aircraft out of restricted airspace safely. Cooperation is essential for a successful outcome for all.”

TFRs are common for a variety of reasons, including sporting events, disaster zones, and movements of important figures. The frequent high-profile visits to Palm Beach, Florida, or Bedminster, New Jersey, contribute to the prevalence of TFRs in the respective areas.

“While TFRs are implemented for numerous reasons, protecting national security and public safety during high-profile events remain paramount,” Boyle elaborated. “Pilots operating anywhere in the U.S. should be aware of the potential for TFRs and prioritize checking NOTAMs before every flight.”

Checking NOTAMs before flight is a fundamental pilot responsibility, not an option. According to Papp, “while NORAD’s priority is effectively using resources to protect North American airspace, we often find ourselves intercepting aircraft in situations that could have been avoided. A simple NOTAM check can prevent unnecessary intercepts and ensure everyone’s safety.”

Before taking off, pilots must prioritize reviewing NOTAMs and understanding any active TFRs. Information on NOTAMs can be found at FAA. gov and through various flight planning apps. Pilots are responsible for checking these resources and remaining aware of all TFRs and other airspace restrictions before every flight.

Training Your Brain: Mindfulness Isn’t Magic—It’s a Muscle You Build Over Time

by: Margaret Paul, Owner of Mindfully Healthy, LLC

We are bombarded daily with information— some good, some bad—but the sheer volume can feel overwhelming. Add to that life’s challenges, global crises, environmental concerns, and political issues, and stress levels soar. Then, factor in exhaustion, poor health, and an overactive mind, and suddenly, our thoughts can spiral out of control.

Many people experience this mental storm, feeling trapped in a cycle of negative thinking. I’ve often heard, “I can’t change the way I think.” But when we believe we can’t do something, we likely won’t.

Why do so many struggle with controlling their thoughts? Maybe past attempts at mindfulness felt ineffective. Maybe they never learned how. Maybe they expected instant success. But like any skill, mindfulness takes practice.

Mindfulness means being fully present—grounded in the moment, rather than consumed by past regrets or future worries. Anxiety often stems from focusing on what might happen, creating a false narrative that fuels stress. Likewise, dwelling on past mistakes keeps us stuck in judgment. Mindfulness helps break this cycle, but it’s not passive—it requires consistent effort.

Building Mindfulness as a Habit

You won’t manage your thoughts and emotions without taking action. The key is recognizing when you need to intervene, experimenting with different techniques, and practicing them until they become second nature. One simple way to start: keep a mindfulness toolkit—a list of strategies that help, saved in your phone or written down somewhere accessible.

Mindfulness Techniques to Try:

Breathing Exercises

Breathing is something we do naturally, but mindful breathing can actively calm the mind. Techniques like box breathing, belly breathing, or 4-7-8 breathing help slow down racing thoughts. Start small—breathe in for a count of four, hold for two, and exhale for four. Adjust as needed. The goal is to focus on your breath and regulate emotions. This can be a challenge if you have never experienced this type of breathing before, and it can trigger some discomfort, so start slow, start short, you can always progress as you feel more comfortable and confident, and as your body gets used to this new type of work. This can be done anywhere.

Grounding Exercises

Grounding techniques bring your awareness back to the present. A simple method is the 5-4-3-2-1 technique—identify five things you see, four you touch, three you hear, two you smell, and one you taste. If that’s too much, focus on just one sense at a time.

Journaling

Many people resist journaling, but it doesn’t have to be a lengthy or structured process. It can be as simple as jotting down thoughts, doodling, or using colors to express emotions. The goal is to externalize your thoughts, making them easier to process.

Movement-Based Mindfulness

Yoga, walking, or even stretching can help quiet the mind. Mindful movement allows you to reconnect with your body and release built-up tension.

Digital Detox & Thought Redirection

Sometimes, stress is fueled by information overload and digital stimulation. Setting boundaries with technology and taking intentional breaks from screens can help reset your focus.

If you find yourself mindlessly reaching for your phone, take one minute to do something else instead. This could be walking, reading, stretching, or having a conversation—activities that provide a similar dopamine boost without the screen. Creating a list of quick alternatives can help train your brain to seek healthier resets, curb doom-scrolling, and shift negative thoughts—allowing for greater mental clarity.

It’s normal for your mind to resist mindfulness at first—racing thoughts might even seem worse when you begin. But progress, no matter how small, is still progress. Many expect instant relief, but true change happens gradually. The key is persistence and patience.

Life will always bring uncertainty—unexpected challenges, stress, hurricanes, even full-blown chaos. But while we can’t control everything that happens, we can control how we respond. How we show up in our own story is always within our power. If you’re feeling overwhelmed or struggling to manage your thoughts and emotions, don’t hesitate to seek support from a licensed mental health professional. You don’t have to navigate it alone.

Congratulations to the 2024-2025 Graduating Class

The Bay County Chamber proudly celebrates the 42nd graduating class of Leadership Bay. These rising leaders represent a wide range of industries and a shared commitment to building a stronger Bay County. Founded in 1983, Leadership Bay prepares par ticipants to engage, lead, and make a lasting impac t through hands- on learning and community connec tion

Sprecial thanks to our steering committee: Steve Bailey, Visit Panama City Beach, Mar y Brown, RC Weddings & Events, Jerr y Bushee, CareerSource Gulf Coast, Joe Chavarria, Applied Research Associates, Lauren Campbell, Gulf Coast State College Foundation, Chad Evans, Color Press Printing, Rebecca Gestrich, Tyndall AFB Integrated Resilience O ffice, David Harless, Regions Bank, Devin Hayes, Panhandle Credit Union, Terri Hoehn, Centennial Bank, K atherine Mapp, Naval Sur face War fare Center, John Moore, Panama City Police Depar tment, Dr. Jeremy Pridgeon, First United Methodist Church, Valerie Sale, Bay County Board of County Commissioners, Jody Waller, Bay County Clerk of Cour t, Brittany Weisensale, Gulf Coast State College

Interested in Joining Leadership Bay? This exciting, hands- on program is designed to cultivate informed, engaged leaders in Bay County. From exploring key industries to connec ting with local decisionmakers, par ticipants gain the insight and experience needed to make a meaningful impac t. Want to learn more? Contac t lisa@baychamber fl.com or call

for

Passion for Conservation Isn’t Just Taught—It’s Experienced

by: Brittany Pace & Jon Schmidt of Emerald & Forgotten Coast Adventures

Emerald & Forgotten Coast Adventures (E&FCA) is a 501(c) (3) non-profit organization focused on creating immersive environmental experiences to increase awareness, foster connections with nature, and inspire stewardship among local students, residents, and visitors. They are on a mission to inspire the next generation of environmental stewards – utilizing our unique coastal ecosystems as a living classroom to engage students in hands-on, immersive learning.

Increasing Accessibility to Marine Science Education

E&FCA offers Field Adventures to explore the seagrass beds, estuaries and bays, coastal dune lakes, and the Gulf. Currently serving K-12 students in Bay and Walton counties in Northwest Florida, E&FCA’s team tailors lessons to complement classroom studies and aligns all programs to the state standards, providing memorable experiences that bring science to life. Field trips are offered at no cost to public and charter schools. St. Andrews State Park, Camp Helen State Park, Grayton Beach State Park, and Tyndall Air Force Base are the Field Locations utilized by E&FCA. “I pick locations that are relatively undisturbed and protected,” stated Jon. “Tyndall AFB has some of the most amazing marine habitats.” Through exploring the wonders of marine science education,

they also teach kids how to appreciate the world around them. Students are divided into groups of 10-12 students where they have opportunities to rotate through 4-5 stations to study ghost crabs, sea turtles, see live specimens up close in a touch tank, learn how to fish, test for water quality, and see life beyond the human eye through high quality microscopes equipped with LCD screens and cameras for capturing pictures of specimens, allowing for continued study back in the classroom. “The whole goal is to give students hands-on experience,” stated Jon. “We make sure the activities are engaging, and each student has a chance to learn and ask questions.”

About Our Team

Founder Jon Schmidt, Ph.D., and Director of Education Brittany Pace bring a wealth of experience and passion to E&FCA. Along with their crucial contributors, invaluable partners, and essential volunteers, they provide students with hands-on learning along the Panhandle and its coast.

Jon’s love for marine science began on the beaches of Cape Cod and grew as he became SCUBA certified at 13, eventually earning a doctorate in marine ecology from Florida State University. After decades of conducting marine studies worldwide, he’s now

dedicated to inspiring the next generation in Bay and Walton Counties. “I feel that our generation needs to invest back into the younger generation. We need to teach them by giving them access and showing them,” stated Jon. “I’m trying to spend the years I’m able to invest in the next generation, help them understand, and have the right information to steward the environment.”

Brittany, a Florida native, developed her passion for marine science early on and pursued it through degrees in Marine Biology and Environmental Studies at the University of North Carolina at Wilmington. She taught thousands of students, running a similar program in North Carolina before returning to her home state. “E&FCA is a unique gem, as there are no other place-based education programs like ours offered in this part of the Florida Panhandle. It was developed out of a great need to connect students to nature and to create an opportunity for students to access the unique coastal areas that are right in their backyard,” stated Brittany. “Many students we teach tell us they have never been to the state park, stepped foot on the beach, or touched the water. This is our why. We are trying to remove barriers and create access and opportunities for our youth.”

Volunteers play a vital role in making E&FCA a success. They help set up learning stations, assist with hands-on education, and answer students’ questions, enhancing the overall learning experience. All volunteers undergo background checks and fingerprinting to ensure safety. Additionally, every adventure has at least one person present who is certified in lifeguarding, CPR, and first aid, providing a safe and supportive environment for students to explore and learn. Teachers are already booking their trips for the 2025-2026 Academic Year, and we are always looking for volunteers to pour into the next generation.

In the First Year

E&FCA has served over 2,300 students and teachers in the first year. During the 2024-2025 Academic Year, more than 21 schools within Bay and Walton counties participated in the program, spanning 42 trips and two teacher training events. Over 1,300 hours of volunteer time and numerous grants and donations from our area sponsors, including the St. Joe Community Foundation, JW Couch Foundation, Tyndall Federal Credit Union, Fish Florida, Bass Pro, Half Hitch, Woodmen Life Insurance, and many private donors who have helped bring area students into the heart of marine conservation.

Field Adventures for the Community

Although their primary focus is offering programs through local schools, E&FCA also provides educational trips for local residents and vacationing families in exchange for a donation. These sessions are customized to match the children’s ages and interests, ensuring an engaging experience for all participants. Since grants are designated solely for school field programs, the donations help support these unique learning adventures.

Future Plans

“We’re trying to make sure as many schools that want to participate CAN,” stated Jon. E&FCA is already planning for expansion, aiming to reach seven counties around St. Joe Bay and St. Andrews Bay, bringing 7,000 students annually to the coast. They hope to benchmark their programs with local school districts,

particularly for 5th and 7th graders, to enhance science education in the region.

In addition, Jon has a vision to build and operate an aquarium similar to the Mote Science Education Aquarium in Sarasota, serving as both an educational resource and a tourist attraction. The foundation is actively working to secure funding to bring these exciting expansion plans to life.

Find out how you can get involved, volunteer, or book a trip by contacting us.

BSA

Consumer

Outsourced

Bank-specific

Compliance

the arc of the bay’s culinary institute is now seeking applicants for our fall 2025 and winter 2025/2026 semesters.

for more information or to apply, visit culinary.bayarc.org

Bay CountyRooted in Real Estate: Celebrating CPAR’s Century of Impact

by: Kaydee Albritton, Chief Executive Officer, Central Panhandle Association of REALTORS

Formed in 1925, the Central Panhandle Association of REALTORS® (CPAR) has been a trusted force for real estate in Northwest Florida. For a full century, CPAR has championed ethical business practices, protected private property rights, and supported the prosperity of Bay County and beyond.

On April 4, 2025, that legacy took center stage at a dazzling Centennial Gala. With Roaring Twenties flair, the evening brought together generations of REALTORS®, community partners, and local leaders to celebrate 100 years of resilience and success.

The Gala transported guests into a glamorous world straight out of Gatsby’s dreams. Attendees arrived in sparkling flapper

dresses, sharp tuxedos, and vintage accessories, stepping into a scene complete with a gleaming 1920s-era automobile, lively jazz music, and unforgettable performances. The evening was an immersive journey through time, blending vintage elegance with a spirit of modern celebration.

A standout feature of the night was the Hallway of History, a beautifully curated exhibit tracing CPAR’s evolution across the decades. Through photographs, original documents, artifacts, and milestone achievements, the display told the story of an association that grew alongside its community. Guests lingered over black-and-white photos from early REALTOR® meetings, admired clippings from landmark moments, and reflected on the incredible progress of the past 100 years. It was a powerful tribute to the REALTORS®, leaders, and partners who shaped CPAR’s enduring story.

A Legacy of Growth and Community Impact

What began in 1925 with just 26 local brokers has blossomed into a thriving association with more than 2,400 REALTOR® members and over 270 Affiliates. Today, CPAR provides a full suite of services, including MLS access, advanced education, advocacy efforts, and valuable networking opportunities.

Throughout every challenge—from economic downturns to Hurricane Michael—CPAR has adapted to meet the needs of its members while remaining grounded in its mission: to be the voice for real estate in Northwest Florida.

The association’s growth mirrors the evolution of the real estate industry itself. CPAR moved from weekly printed MLS books to today’s world of instant, fingertip-access home searches. Along the way, it helped residents achieve the dream of homeownership, while leading conversations around development, infrastructure, and community resilience.

Community support is at the heart of CPAR’s identity. Since 2017, CPAR has donated more than $400,000 locally and volunteered countless hours. Its members are not just professionals—they are neighbors, advocates, and active citizens, working every day to strengthen Northwest Florida.

Bridging Business and Community: CPAR and the Bay County Chamber

One of CPAR’s strongest partnerships has been with the Bay County Chamber of Commerce. United by a shared commitment to economic growth and community prosperity, CPAR

and the Bay Chamber have worked together to amplify advocacy efforts and promote smart development.

This partnership was showcased recently with the renewal of the Half Cent Sales Tax, where CPAR, the Bay Chamber, and the Bay County Contractors and Associates joined forces to secure critical infrastructure funding for the region. Thanks to their efforts, much-needed investments in roadways, bridges, and sidewalks will continue to move the community forward.

Leadership ties between CPAR and the Chamber have also left a lasting mark. Distinguished names like Tom Neubauer served as president of both organizations, bridging the worlds of real estate and business. Perhaps most notably, the late Lauren Merriam—a revered REALTOR® and insurance agent— served as CPAR President in 1968. His legacy endures through the Chamber’s highest honor, the Lauren Merriam Award, which recognizes outstanding leadership and service.

Looking Ahead

As CPAR embarks on its second century, its mission remains unwavering: to be the voice for real estate in Northwest Florida—advocating for homeownership, protecting private property rights, fostering community growth, and promoting the highest standards of professionalism across the industry.

Through a state-of-the-art MLS platform, innovative tools and resources, advanced education programs, and valuable networking opportunities, CPAR continues to strengthen the foundation for member success. By prioritizing forward-thinking leadership, member engagement, and a strong culture of service, CPAR ensures that real estate professionals are equipped to meet the demands of a changing market while making a positive difference in the communities they serve.

Representing a dynamic six-county region, CPAR is more than an association—it is a legacy of leadership, service, and vision. And with steadfast partners like the Bay Chamber by its side, CPAR’s next century promises to be even more transformative, innovative, and impactful.

Because when REALTORS® and business leaders work together, communities don’t just grow—they thrive.

Centennial Celebration Highlights

UAVs (AKA: Drones) for Specialty Crops

by: Wael Elwakil, Extension Agent, Fruit and Vegetable Production, University of Florida IFAS Extension

UAVs for Specialty Crops A

Startup Guide

Wael Elwakil Extension Agent, Fruit and Vegetable Production, UF/IFAS Extension, Hillsborough

UAVs (Unmanned Aerial Vehicles) or UAS (Unmanned Aircraft Systems) also known as Drones, is a huge industry that has been developing rapidly since the early-mid 2010s and is utilized in many sectors including agriculture. While the use of drones in Ag is relatively new in the commercial space, they are being quickly adopted for imaging, aerial pesticide and fertilizer applications, herding cattle, inventories, and many other applications.

July 2024

hence the name RGB). Because they can only see the interpretation of colors as we would normally see with our eyes, they can only see the plant problems after they occur. But they can offer a wider image perspective highlighting the intensity and distribution of plant problems in the field.

County, Seffner, FL 33584

Uses and Benefits to Crop Producers:

Drones offer significant benefits to crop producers, particularly in aerial imaging and chemical or fertilizer applications. Imaging has versatile uses ranging from marketing, monitoring properties and inventorying, herding cattle, and plant health monitoring. A unique example we have used drones for is evaluating irrigation networks during freeze protection activities.

2. Multispectral sensors are composed of multiple individual light sensors, each capturing a specific spectral band of reflected light from the plants or other surfaces. Multispectral sensors include Red, Blue, Green, Red Edge, Near-infrared (NIR), and Thermal Infrared.

normally see with our eyes, they can only see the plant problems after they occur. But they can offer a wider image perspective highlighting the intensity and distribution of plant problems in the field.

2-Multispectral

sensors

individual light sensors, each capturing a specific spectral band of reflected light from the plants or other surfaces. Multispectral sensors include Red, Blue, Green, Red Edge, Near-infrared (NIR), and Thermal Infrared (Fig 2).

The above shows problematic overhead irrigation system in operation that is resulting in crop damaging hard freeze/frost, which is otherwise extremely difficult to evaluate on the ground. Whitish circles on the left are hard ice formations damaging buds, flowers and fruits which can be an indication of low water pressure or defective overhead irrigation sprinklers.

Figure 1: Problematic overhead irrigation system in operation that is resulting in crop damaging hard freeze/frost, which is otherwise extremely difficult to evaluate on the ground. Whitish circles on the left are hard ice formations damaging buds, flowers and fruits which can be an indication of low water pressure or defective overhead irrigation sprinklers. Credit W. Elwakil, UF/IFAS.

Imaging Sensors for Agricultural Applications:

3-Hyperspectral sensors collect much more detailed information through the electromagnetic spectrum of each pixel. They collect images constructed from hundreds of narrow bands (many more than the multispectral sensors). These images offer more differentiation due to the large amounts of information collected and can be used to differentiate between plant species, for example. This technology has tremendous potential and is currently used in research and natural areas mapping. It is however, greatly expensive comparatively and requires specialized data analysis platforms.

3. Hyperspectral sensors collect much more detailed information through the electromagnetic spectrum of each pixel. They collect images constructed from hundreds of narrow bands (many more than the multispectral sensors). These images offer more differentiation due to the large amounts of information collected and can be used to differentiate between plant species, for example. This technology has tremendous potential and is currently used in research and natural areas mapping. It is however, greatly expensive comparatively and requires specialized data analysis platforms.

Plant Health Monitoring:

1-RGB sensors capture images as our eyes would see them or as regular cameras. They can detect a mix of colors (a spectrum of Red, Green, and Blue colors, hence the name RGB). Because they can only see the interpretation of colors as we would

1. RGB sensors capture images as our eyes would see them or as regular cameras. They can detect a mix of colors (a spectrum of Red, Green, and Blue colors,

RGB imaging can be used to give an overall bird’s eye view of the conditions in the field, and when coupled with color filter analysis, it can give a very good perspective on plant health, distribution, and spread of plant stressors (Fig 3). Multispectral sensors have a great advantage over RGB as they can detect plant health issues or stresses early since they detect reflected light bands instead of just interpreting colors like RGB sensors. Essentially the less reflected light from the plant’s surfaces, the

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the plant’s surfaces, the more light is absorbed by chlorophyll, which is an indication of healthy plants, and vice versa.

Aerial Product Applications (Spray Drones):

Aerial application of liquid or dry chemicals (crop dusting) has been very popular in large acreage crop production systems for over a century. Aerial drone applicators are new to this scene. Drone application of liquid or dry pesticides or fertilizers has limitations due to equipment capacity, FAA regulations, current cost, and the technical knowledge required for operating these UAVs. However, they can be extremely beneficial to complement existing ground based and aerial application systems. Spray drones can effectively perform niche applications in small scale acerage, irregularly shaped farms, roadsides, hazardous areas, aquatic bodies, and public health operations. Currently the number of spray drone service providers is increasing all around the US, with many more operators and providers needed in the future.

Getting Started!

It can be overwhelming considering all the hardware and software options due to the rapid movement of technology and industry advancements, not to mention the legality of using drones professionally and safely operating in the different air spaces. Also, contracting a drone service provider may or may not make sense financially depending on the type of service and the acreage. For these reasons, those interested in using drones should consider their needs and

develop a tailored, cost-effective, and operationally feasible plan to achieve their goals. We are available to advise growers to develop the best plans to suit the specific production systems.

The above is a RGB image with an NDVI (Normalized Difference Vegetation Index) color filter which shows the distribution and intensity of damage caused by sting nematode in a strawberry production field. Reddish or lighter green areas have lesser canopy coverage or stresses plants. Note that the damage is visible to the naked eye.

Concluding Thoughts:

Collaborate with local extension experts to develop a customized drone plan suited to your production needs. Start with basic systems like RGB and expand as necessary while ensuring compatibility between hardware and software. Evaluate drone services for operational feasibility before making investments.

References: Fletcher, J., and Singh, A. 2020. Applications of Unmanned Aerial Systems in Agricultural Operation Management: Part I: Overview. AE541, Agricultural and Biological Engineering, UF/IFAS Extension. Available: https://edis.ifas.ufl.edu/ publication/AE541

Giannoni, L., Lange, F., and Techtsidis, I., 2018. Hyperspectral Imaging Solutions for Brain Tissue Metabolic and Hemodynamic Monitoring: Past, Current and Future Developments. https://doi.org/10.1088/2040-8986/aab3a6. Available: https://iopscience. iop.org/article/10.1088/2040-8986/aab3a6

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ECONOMIC PROFILE

current labor statistics for bay county

186,383 Median Age: 42.6 Labor Force: 101,654 Average Wage: $51,535 Households: 75,503 Household Income: $70,800 Per Capita Income: $40,281

January-March 2025

how bay county compares nationally...

estimates, July 1, 2023

percent change - April 1, 2020 (estimates base) to July 1, 2023

Persons under 18 years, percent

civilian labor force, total, percent of population age 16 years+, 2019-2023

civilian labor force, female, percent of population age 16 years+, 2019-2023

EDUCATION High school graduate or higher, pecent of persons age 25 years+, 2019-2023

Bachelor’s degree or higher, percent of persons age 25 years+, 2019-2023

annual payroll, 2022 ($1,000)

bay county bed tax collections

northwest florida beaches international

airport passenger traffic

Elinore Renyer

New Home Matchmaker

Elinore Renyer is a powerhouse Realtor and strategic voice behind Porch Swing Homes, one of Bay County’s most exciting new construction ventures. A California native turned proud Panama City local, Elinore has embedded herself in the fabric of the community, bringing vision, heart, and high-impact execution to everything she does.

At Porch Swing Homes, Elinore leads with intention, helping craft not just homes, but an experience that resonates deeply with modern buyers. She’s hands-on in the details: from brand development and marketing strategy to client care and design insight, ensuring that every touchpoint reflects the quality and purpose the company stands for.

A former competitive swimmer and lifelong weightlifter, Elinore lives by one core belief: failure isn’t in her vocabulary. She’s not here to follow a blueprint - she’s here to create one. Her leadership is quiet but commanding, and her energy is contagious. For Elinore, this isn’t just about building homes. It’s about building a legacy, and she’s just getting started.

Take classes that ﬁt your schedule—and your beach days.

Gulf Coast State College o ers ﬂexible classes, a ordable tuition, and supportive faculty, so you can keep moving forward while enjoying every moment.

Tourism Appreciation Month 2025: Celebrating the Industry that Makes Bay County Shine

by: Katherine Santana, Vice President of Marketing & Communications, Bay County Chamber of Commerce

As we look back on the memorable moments of this past May, we’re reminded just how grateful we are for the tourism industry: the heartbeat of Bay County. From community celebrations to unforgettable events, Tourism Appreciation Month 2025 was a beautiful reminder of what makes this region shine.

Presented by Destination Panama City, Mexico Beach CDC, and Visit Panama City Beach, our sweet community came together once again to honor our number one industry: tourism.

While the state of Florida officially recognized the importance of tourism May 4th –10th, we didn’t stop there—this marked our 14th year celebrating all month long.

Bay County’s tourism industry continues to be a powerful economic driver and a source of pride for our community. That’s why the Chamber, alongside our business partners, hosts a full month of engaging events to spotlight just how essential tourism is to our way of life. Our goal? To help both visitors and locals better understand the history, heart, and impact of tourism in Bay County.

We kicked things off at First Friday with the Beach, generously sponsored by System Service & Engineering and Hello Credit Union. Teaming up with the Panama City Beach Chamber of Commerce, we hosted a Friday full of networking and good vibes. Attendees heard firsthand from Dan Rowe, Executive Director of the Bay County TDC & President/CEO of Visit Panama

City Beach, who shared insights on the current tourism landscape and how it’s shaping a brighter future for all who live, work, and play here.

Then came the crowd favorite: our Annual Spring Classic Golf Tournament at Legacy Golf Club! With 30 teams swinging for the win, we’re so grateful to everyone who came out (even if most of our time was spent fishing). Congratulations are in order for:

1st Place: Team Centennial Bank

2nd Place: Team ABC Supply

3rd Place: Team 810 Billiards & Bowling

Huge thanks to our sponsors for making it possible: Destination Panama City, Visit Panama City Beach, BGN Contractors, Hunts Oyster Bar + Tarpon Dock, Trustmark Bank, WOW! Business, Bill Cramer Automotive, ABC Supply, WastePro, Bay, Franklin & Gulf Healthy Start Coalition, Firefly + American Charlies, Innovations Financial Credit Union, Peoples First Insurance, Florida Coastal Closing & Escrow, Hotel Indigo, Empire Real Estate of Florida, Bayview Wellness & Aesthetics, Vitas Healthcare, Mexico Beach Community Development Council, & Coca-Cola.

We wrapped up the month with a bang at the Tourism After Hours event featuring the beloved Cornhole Tournament, sponsored by Destination Panama City. Cheers to our winners:

1st Place: Lamar Sandbaggers

2nd Place: Uncivil Servants

3rd Place: JB’s Bragging Rights

As we reflect on another joyful Tourism Appreciation Month, our hearts are full. Thank you to everyone who joined us, supported us, and helped us celebrate this beautiful place we call home. Your energy, enthusiasm, and love for Bay County made it all shine.

Here’s to the magic of tourism—and to many more years of celebrating what makes Bay County such a remarkable destination!

thebizlist

WJHG Named Station of the Year

In April, WJHG was honored as Station of the Year by the Florida Association of Broadcast Journalists (FABJ).

The team brought home an impressive 15 awards at the ceremony in Orlando—including 11 first-place wins and 4 finalist recognitions.

The FABJ awards celebrate excellence in broadcast journalism across the state of Florida. WJHG earned the distinction while competing against stations in similarly sized markets.

Cramer Receives National Recognition for Military Support

Gulf Coast State College is proud to announce that William Cramer, Jr., Chair of the GCSC District Board of Trustees, has been named Air Combat Command’s nominee for the prestigious Zachary and Elizabeth Fisher Distinguished Civilian Humanitarian Award. The nomination comes from the 325th Fighter Wing

spotlighting successes & shaping tomorrow

at Tyndall Air Force Base.

The national award, presented by the U.S. Air Force, honors civilians who demonstrate exceptional patriotism and dedication to improving the lives of military members and their families. Cramer’s longstanding support of Tyndall AFB and the broader Northwest Florida military community earned him this significant recognition.

“We are incredibly proud to see Mr. Cramer recognized for his extraordinary service,” said GCSC President Glen McDonald. “His leadership and generosity have positively impacted lives both on campus and throughout our military community.”

Cramer’s nomination will advance for consideration at the Headquarters Air Force level. Gulf Coast State College, along with Air Force Association Chapter 355, congratulates him on this well-earned honor.

17 Bay County Captains Reel in International Honors

Seventeen Bay County fishing guides have earned the prestigious 2025 Angler’s Choice Award from FishingBooker, the world’s largest platform connecting anglers with charter captains. Out of 118 local guides, 14% received this top-tier recognition—nearly double the national average.

The annual award, launched in 2015, honors captains who deliver consistently exceptional customer service,

reliability, and unforgettable fishing experiences. Of the 8,732 captains on the platform, only 672 (7.7%) received the distinction this year. Florida ranked seventh nationwide for highest percentage of award-winning captains.

To qualify, captains must maintain: a 4.8+ review score from 10+ verified reviews, a 98%+ reliability score, a 98%+ response rate within 24 hours, and Full business verification.

Bay County Honorees Include: Michael Myers – Pierbred Charters, Fred Trotter – We’re on Charters, Ryan Dauphin – Dauphins Charter Fishing, John Morin – Reel Therapy Charters, Eric Washington – Too Hot 2 Handle Charters, Will Blizard – Let’s Go Fishing, Justin Steele – Blue Water Connection (Billistic), Logan Linton – Gulf Coast Guide Fishing & Adventure, Jimmy Early – Bent Rod Charters, John Holman – REEL Viking Charters, Keith Burch – Old Town Charters, Jeremy Vanderveen – Got’em Fishing Charters, Stephen Brookins – Chances R Charters, James Walker – Reel Addiction 2 Charters, Justin Driscoll – Florida Panhandle Charters, Brandon Barfield – New Beginning Charters, Dustin Kennedy – Laid Back Fishing Charters

“This award helps anglers find the best of the best,” said FishingBooker

CEO Vukan Simic. “It’s a testament to the captains’ dedication and service.”

The Bay County Chamber of Commerce Welcomes New Vice President of Strategic Partnerships: Sean Kim

Originally from California, Sean Kim has lived in a variety of places across the country. He attended Florida Southern College, launched a digital marketing business, and later served as a law enforcement officer. He currently works as a Surf Rescue Specialist with the Bay County Fire Department and serves as a Civil Affairs Officer in the Army Reserve—a role often described as a military diplomat.

In addition to his public service, Sean is stepping into a new role as Vice President of Strategic Partnerships at the Bay County Chamber of Commerce, where he looks forward to building meaningful connections that support local business and community growth.

Outside of work, Sean enjoys spending time with his wife and their two dogs. He’s also pursuing a Master’s in Economics from the University of Missouri and enjoys swimming and tackling home improvement projects whenever time allows.

Bay County Salutes New Naval Leader: Master Chief Ocampo

Command Master Chief Ocampo, a native of California born in Manila, Philippines, has officially assumed

duties as the Command Senior Chief of Navy Support Activity Panama City. A decorated Navy veteran with more than two decades of service, Master Chief Ocampo brings a wealth of leadership and operational experience to the Bay County area.

Since enlisting in 1999, Ocampo has served across the globe—from combat deployments in Iraq with the 1st Battalion, 3rd Marines, to leadership assignments in Spain, Hawaii, Virginia, and Japan. His career has included roles in biomedical technology, health services, fitness leadership, and administration. Most recently, he served as Acting Command Master Chief for the 3D Marine Logistics Group before arriving in Panama City in December 2023. He was promoted to Master Chief Petty Officer in March 2025.

A graduate of the Navy Senior Enlisted Academy and the Command Master Chief & Chief of the Boat Course, Master Chief Ocampo holds numerous personal and unit awards, including five Navy Commendation Medals, five Navy Achievement Medals, the Combat Action Ribbon, and the Iraq Campaign Medal.

Bay County is proud to recognize Command Master Chief Ocampo’s continued service and leadership at Navy Support Activity Panama City.

Aerospace Leader Drew Allen to Lead FSU’s InSPIRE Initiative

Florida State University has named decorated test pilot and aerospace executive Drew Allen as the new Executive Director of InSPIRE—the Institute for Strategic Partnerships, Innovation, Research and Education. Allen brings over 20 years of military aviation experience to the role,

including leadership positions in defense innovation and partnerships. InSPIRE is FSU’s major push to position Northwest Florida as a hub for aerospace and defense. Backed by $98.4 million in funding from Triumph Gulf Coast, the initiative focuses on applied research in high-speed aerodynamics, advanced manufacturing, and STEM workforce development. FSU has committed another $65 million over the next decade, with plans to secure more than $235 million in external funding.

Allen joins FSU from the Oklahoma Aerospace and Defense Innovation Institute, where he helped land over $50 million in federal contracts and established partnerships with more than 25 aerospace companies in two years. A former U.S. Air Force commander, he is the only pilot ever qualified in every modern USAF fighter jet—including the F-15, F-16, F-22, F-35, and F-117—and has overseen billion-dollar budgets and led teams of thousands.

Allen succeeds founding director Farrukh Alvi, who will remain at FSU as Senior Associate Provost and serve on InSPIRE’s Advisory Council.

“InSPIRE is how we’re helping Northwest Florida lead in innovation and supply top talent for the growing aerospace and defense industries,” said FSU President Richard McCullough.

Allen officially stepped into the role on June 1.

NEW MEMBERS from February to May 2025

Abide Community 4400 W. 19th St.

Panama City, FL 32405

850-819-5686

Anchor Realty Florida 10930 Hutchison Blvd.

Panama City Beach, FL 32407

850-249-8200

Barefoot Hide-A-Way 15405 Front Beach Rd.

Panama City Beach, FL 32413

850-249-2031

Barefoot On The Beach 11073 Front Beach Rd.

Panama City Beach, FL 32407

850-249-2442

Be Slim Wellness & Weight Loss

470 Harrison Ave. W2

Panama City, FL 32401

850-348-0943

By The Sea Resorts

170 Griffin Blvd.

Panama City Beach, FL 32413

888-860-3344

Chiropractic Care of Panama City LLC

500 Airport Rd.

Panama City, FL 32405

850-588-2070

Commercial Driving School LLC 6320 Hwy. 77

Panama City, FL 32409

850-740-3064

Foundation Real Estate

1312 Beck Ave., Panama City, FL 32401 850-988-1618

Green Drone LLC

4609 Lindsey Crossing, PMB 320 Panama City, FL 32404 850-628-8333

Gross Law Group, P.A.

4408 Delwood Lane, Ste. 14

Panama City Beach, FL 32408

850-783-4800

Gulf Coast School for Autism

2404 Ruth Hentz Ave.

Panama City, FL 32405 850-866-9037

Heroman Services Plant Co. 169 Griffin Blvd., Unit 122

Panama City Beach, FL 32413

850-936-6969

La Quinta Inn Coastal Palms 7115 Coastal Palms Blvd.

Panama City Beach, FL 32408

850-234-3133

Live the Life NWFL 1202 Virginia Ave.

Lynn Haven, FL 32444

850-832-3291

Notary Cesar David 1601 Lisenby Ave.

Panama City, FL 32405 850-730-0072

Once Upon A Child 640 W. 23rd St. Panama City, FL 32405 850-215-3500

Panama City Plastic Surgery, LLC 500 Airport Rd.

Panama City, FL 32405 850-769-7270

Perry’s Reliable Cleaning P.O. Box 1608 DeFuniak Springs, FL 32435 850-820-9022

Pink’s Window Services 495 Grand Blvd., Ste. 206 Miramar Beach, FL 32550 850-820-9022

Pipe Dreams Plumbing Services of NWFL, LLC 850-851-9539

Providence Risk Insurance 5501 Cherry St. Panama City, FL 32404 850-785-3717

Quality Inn & Conference Center 1013 E. 23rd St. Panama City, FL 32405 850-769-6969

Rebuild Bay County, Inc. P.O. Box 306 Panama City, FL 32402 850-481-1357

Redfish Foundation 801-309-4092

Restore Physical Therapy 306 E. 19th St.

Panama City, FL 32405 850-248-0241

Rish Homewatch Services 1515 Grace Ave.

Panama City, FL 32401 850-252-8220

Ronald Gavin Rowe III

St. Andrews Bay STEM Academy 100 N. McArthur Ave. Panama City, FL 32401 850-215-1020

Summer Breeze Heating and Air LLC 850-704-0661

Summit Real Estate Management 3519 E. 1st Ct. Panama City, FL 32401 850-296-6358

Sun Dermatology 645 N. Hwy. 231 Panama City, FL 32405 850-215-3612

Tarpon Dock Seafood Market 234 E. Beach Dr. Panama City, FL 32401 850-769-6029

The STEM Origins Foundation 850-733-7168

TK’s Auto World 2913 E. 15th St. Panama City, FL 32405 850-348-7331

Valor Communities 14101 PCB Parkway, Ste. 160 Panama City Beach, FL 32413 850-940-5551

Vascular Associates 1836 Florida Ave. Panama City, FL 32405 850-872-8510

Veterans Housing Solutions 850-252-0814

Wahoo’s Express Car Wash 2300 Michigan Ave. Panama City, FL 32405 229-220-4458

Website Power 10x 678-591-2562

What To Do In Panama City Beach P.O. Box 5971

Sevierville, TN 37864 865-591-8378

MEMBER ANNIVERSARIES

from March 1, 2025 to May 22, 2025

40 Years

C & G Sporting Goods

Lamar Advertising Co.

35 Years

Beltone Hearing Center

25 Years

Angelo’s Steak Pit

Children’s Home Society of Florida

Fowhand’s Furniture

Orthopedic Associates, of North Florida Surgeons

Panama City Music Association

20 Years

Centennial Bank

Daystar Cleaning Inc.

First Baptist Church of Lynn Haven

15 Years

Bay Smile Docs

Southwest Airlines

The Arnold Group

The Krewe of St. Andrews, Inc.

10 Years

Community Health & Rehabilitation Center

Historical Society of Bay County Keller Williams Success Realty

5 Years

Advanced Fire Protection Services, Inc.

Candlewood Suites

Johnson Roofing Solutions LLC

Kimley-Horn & Associates, Inc.

Latitude Margaritaville Watersound

EARN A DEGREE THAT OPENS DOORS WORLDWIDE

A degree in Hospitality and Tourism Management opens the door to endless opportunities. From hotels and restaurants to theme parks, event planning, and more, the hospitality industry is full of exciting career paths. With ﬂexible scheduling, hands-on experience, and access to scholarships, you’ll gain the skills you need to launch a successful career without the cost. The adventure starts now—your future in Hospitality and Tourism Management awaits!

The Hospitality Rockstars and Hospitality Heroes scholarships can be stacked with other forms of financial aid and scholarships SCHOLARSHIPS

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Hybrid and online courses available to support the success of students in the field

INTERNSHIPS

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