FEATURE
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Sustainable, scalable and ready to grow
fter 25 years in SME lending and leadership, I’ve learned that what matters most isn’t just providing capital but providing clarity through straightforward products, decisive outcomes and accountable relationships. At Recognise Bank, I sit on the executive committee and lead the development of our lending and savings propositions. My remit spans both sides of the balance sheet, making sure we have the right products for the customers we serve, the right teams to deliver against stretching targets and unambiguous ownership of results. It’s as much about delivery as design and involves refining processes, removing friction and aligning service to market needs.
SMEs face tough headwinds around the economy, tax changes and cashflow. This is where specialist lenders demonstrate their value; offering certainty and speed matter as well as price
Following our £25m capital raise in November 2024, my focus is threefold: • grow the balance sheet safely: growth without discipline is irresponsible, so we’re building sustainably and with clear guardrails • diversify the product suite: we will seek out opportunities in adjacent markets that support our widening customer group • lay a sustainable platform for expansion: that means people, process, data and brand all moving in unison
Words by CAROLINE LUXMORE Chief commercial officer at Recognise Bank
Strategically, this is how we are seeking to widen our support for borrowers and savers while keeping risk sensibly aligned to reality.
Bridging & Commercial
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