Arogya Sanjeevani Policy – Buy Affordable Health Insurance for You and Your Family

3 Arogya Sanjeevani Policy Benefits You Should Know

With the rising level of lifestyle-related diseases and other health complications, the importance of health insurance has increased tremendously. But, due to the lack of awareness, many individuals are still not covered under the health insurance umbrella. Therefore, it was mandated by the Insurance Regulatory and Development Authority of India (IRDAI) that insurance companies need to devise basic and standard health plans for both individuals and families.

It was in this backdrop that Arogya Sanjeevani Insurance Policy originated.

Benefits of Arogya Sanjeevani Policy

• Economical in Nature

Health-related expenditure is very pricey, especially the hospitalization costs, but even the health cover can seem quite expensive in some cases. So, in this regard, the Arogya Sajeevani plan can prove to be a really cost-effective option. The premium cost in this plan is comparatively lower than most other plans. Even though the premium may vary from one company to another, the amount is pocket-friendly.

However, if there is an existing disease or the policyholder's age is high, the premium charges can be on the higher side.

This plan has numerous benefits and features, but broadly, most of them can be covered in three points.

Benefits of Arogya Sanjeevani Policy

·Universal Coverage

The age bracket from getting into this policy is from 18 to 65 years. For the family floater plans, children from the age of 3 months up to 25 years will also be covered under this policy. However, if a child is financially independent after the age of 18, they will not be included in this policy.

Moreover, the medical expenses 30 days prior to hospitalization and 60 days postdischarge are also covered, making the plan universal. One of the best parts of this plan is that individuals up to the age of 45 years who do not have any medical history would not be required to undergo any health check-up.

Benefits of Arogya Sanjeevani Policy

·Eliminates Confusion

Being a standard health insurance policy with no add-ons, there is not much confusion while buying it. Moreover, this same plan is present with most insurance companies with minor differences here and there, so the buying process becomes very simple and easy. All major components are the same across insurance providers, whether the co-pay option, waiting period, cumulative bonus, etc. So, there is no need to compare many policies and talk to the agents of insurance providers.

Conclusion This policy has brought major relief to those policyholders who are not good at identifying the best health plan for them. However, if there is still any doubt left in your mind, feel free to reach us.

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