Pensacola Magazine October 2017

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Survivor Stories Four Local Women Battle–and Beat–Breast Cancer


Home+Garden: Beauty on the Bay ON THE MARKET: A REAL ESTATE SECTION

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WE’LL BE HERE. Caring Physicians. Innovative Treatments. When cancer tries to take you away from the things that matter most, Baptist Cancer Institute is here. From caring physicians to the most innovative treatment options and our collaboration with Mayo Clinic, we re here to help you during the most difficult of times. we’re

David Mann, M.D. Hematology-Oncology

Alan Grosset, M.D. Hematology-Oncology

David Reisman, M.D. Hematology-Oncology

James Adams, M.D. Radiation Oncology


8 5 0.434 .4 08 0 / e BAPTISTHEALTHCARE.ORG

Sherif Ibrahim, M.D. Hematology-Oncology

Caring for children isn’t part of what we do. It’s all we do. From everyday injuries on the field to life-changing care for complex conditions, we’ve been treating children in Northwest Florida for 20 years. And with locations in Pensacola, Fort Walton and Bonifay, we’ll continue to be here for your family for generations to come.

© 2017. The Nemours Foundation. ® Nemours is a registered trademark of The Nemours Foundation.

Pediatric specialties include: audiology, cardiology, nephrology, oncology, orthopedics, pulmonology, rheumatology, urology and more.

Dr. Richard Reynolds, Pediatric Orthopedic Surgeon and Chair of Surgery

Editor’s Note my two cents on the subject

Kelly Oden Executive Editor Cancer. A six letter word that can change your life forever. It’s mind boggling to me that we have made so many technological and medical advances in recent decades, but we have been unable to eliminate this beast of a disease. If your life is untouched by cancer, consider yourself lucky. Most people have been affected by cancer directly or indirectly. For me, my sister died of cardio myopathy believed to be brought on by the exploratory heart surgery and the chemotherapy she had while battling and beating childhood lymphoma. And, it’s my dear friend, Denise who bravely fought and won her battle with breast cancer a few years ago. Those are my closest people who have fought the fight, but I could list dozens of other distant family members, friends and acquaintances along the way who have fought this disease. Some have won and others have succumbed. I feel fortunate that those three words, ‘you have cancer’, have never been spoken to me, but I also know the odds are that I might hear them one day. If I do, I hope I can summon the courage of my friends, family and the four incredible women we are featuring on the cover this month. In honor of Breast Cancer Awareness Month and in tribute to all who have won, lost or are still struggling with their battles against this terrible disease, we have put together a heartwarming, inspirational and informative section on breast cancer. With courageous profiles of four extraordinary local women who overcame the disease and tips on early detection, treatment options, genetics, reconstruction and more, we hope

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this issue inspires every reader to take their breast health into their own hands and be proactive in their self and physician’s exams. Because, if you do ever hear those three words, the best words that can follow are, “We caught it early.” A special thanks to Andrea Farrell, Angela Lane, Mikia Carter, and Teri Lowe for opening up about their breast cancer journeys and for inspiring other women to be vigilante in their breast health. October is also our Home and Garden issue in which we feature one amazing local home and this issue certainly delivers. Betsy and Ben Nolan’s Gulf Breeze home is the perfect blend of old and new, style and comfort. The richly decorated home is full of architectural gems and phenomenal views of the bay and Fort Pickens. Take a peek inside on page 40. No fall issue is complete without a listing all of the fun fall events on offer in and around Pensacola. We’ve got you covered there. We’ve got everything from corn mazes and haunted houses to glass pumpkins and the always anticipated Pensacola Interstate Fair on page 15. Plus, if your sweet tooth is acting up, check out our delicious spread featuring the best local sweets Pensacola has to offer. All this, plus the lowdown on the Voodoo Art + Music Festival in New Orleans and so much more. Here’s to some cool weather coming soon—fingers crossed! Happy Halloween!

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With Cox Homelife’s security, cameras and door lock control, it’s never been easier for your home to take care of you. And your guard dog.






Features Fall Fun is Here

In Every Issue 15

Fall is here—it’s time to check out some of the spooky (and not-so-spooky) fall festivities going on this month around Pensacola.

The Voodoo that You Do



Gothic art and top-of-the-line musicians meet on Halloween weekend for the 17th Annual Voodoo Music + Arts Experience in New Orleans’ City Park.

Breast Cancer Awareness

In honor of Breast Cancer Awareness month, we’ve put together a special section chock full of important information on detection, treatment, reconstruction and more. Plus, we talk with four very courageous survivors of the disease and learn about their different journey’s and ultimate defeat of breast cancer.

Survivor Stories


Breast Cancer Screening Options


Editor’s Letter 6 Page 10 10 Pensacola 12 Scene Play/Live/Give 49 Our Storied 55 Past

Hey, Sweet Thing...

Enjoy this round up of Pensacola’s most delicious and gorgeous sweet things—everything from tarts, pies and cakes to doughnuts, cookies and fluffy pastries! Bon appetit!


Pensacola's Fight 36 Against Breast Cancer

Special Sections

Beauty on the Bay


Reconstructive Breast 38 Therapy

A Real Estate Section

Take a peek inside Betsy and Ben Nolan’s stunning Gulf Breeze home on the bay—featuring plenty of architectural details, modern amenities and sweeping water views.

On the Market: 56

Cover Photo by Guy Stevens

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OCTOBER 2017 Owners

Malcolm & Glenys Ballinger


Malcolm Ballinger

Executive Editor

Kelly Oden

Art Director

Guy Stevens

Graphic Designer/Ad Coordinator Carly Stone


Hana Frenette

Assistant Editor

Tanner Yea

Editorial Intern Taylor Purvee

Contributing Writer DeeDee Davis

Sales & Marketing Paula Rode, Account Executive ext. 28 Geneva Strange, Account Executive ext. 21

314 N. Spring St. | Pensacola, FL 32501 850.433.1166 | fax: 850.435.9174 Published by Ballinger Publishing:


Proud member of the

NW Florida’s Business Climate Magazine and Pensacola Magazine is locally owned and operated. All Rights Reserved. Reproduction or use of the contents herein is prohibited without written permission from the publisher. Comments and opinions expressed in this magazine represent the personal views of the individuals to whom they are attributed and/or the person identified as the author of the article, and they are not necessarily those of the publisher. This magazine accepts no responsibility for these opinions. The publisher reserves the right to edit all manuscripts. All advertising information is the responsibility of the individual advertiser. Appearance in this magazine does not necessarily reflect endorsement of any products or services by Ballinger Publishing. Š 2017

Page10 with DeeDee Davis

There is nothing like a Cat 5 hurricane to remind you of what is important in life. My husband and I have a home in Cudjoe Key that has served as a fish camp/getaway spot for years. His father bought it in the early 1970s and over the years our kids, family and friends have joined us there for many great times. I love waking up there to sunshine and the well-known blimp (Fat Albert – but not our Blue Angel by the same name) that hovers above on clear days in an ongoing search for illegal drug traffic. On Cudjoe, all seems right when that blimp flies. It comes down when the weather is threatening, but as soon as a storm passes, up he goes. Some mornings we get up really early to go out on the Atlantic side and fish with our favorite guide, Rush Maltz. There is always a flurry of activity just before sunrise for the deep-water fishing community as wading birds gather around the dock in eager anticipation of scraps that will come their way when the boats come in. You want to be out

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as soon as possible before the sun turns brutal and the fish are still unsuspecting. Other days we head in on the Gulf side with a stop at the KOA campground there to get gas, bait, and plenty of cold beer. Berk ran the campground until recently when bad health forced him into retirement. He and his wife Colleen have been there for years and always greet us with the story on whatever bait is available and, of course, the weather forecast. A 20-minute ride through the most beautiful water in the world always reveals the many mysteries of nature. Giant sea turtles, sharks, sting rays galore, birds of every variety, and an occasional boat with others in pursuit of delicious sea foods pass us as we steer toward our most coveted fishing hole in the dense mangroves. Ospreys fly over chastising us for interrupting their nesting but we are used to it and honestly, I think after all these years that they are getting used to us. Sort of. Chum up the water and watch the show, as the water gets thick with snapper. On days when the catch is exceptional, we stop early and putt over to Snipes Key where boaters congregate to relish the warm shallow water with music blaring as they fire up the grills. Think tailgate party on the water. Everyone is friendly because what’s not to love about this picture? A few beers with lunch and some sun and then you head in to clean the fish (well, some people clean the fish-that would not be me) and make dinner plans. The fish go up on a board for their photo opp

because it’s the only proof of the number and size caught. You know how those fishermen do like to tell tales. It’s a tough call on the subject of dinner, but we predictably do one of two things. One, we take our fish to Geiger Key. This thatched hut bar/restaurant in the middle of nowhere will cook it just like you like it and you have no mess to go home to. If you want something other than beer to wash it down with, take it yourself. Just saying. They have no objections to you bringing your wine along and there is nothing like a lovely cabernet to go with anything. My official gourmet review. OR, go to the best restaurant in all of the Keys, and it’s right there in Cudjoe. The Square Grouper and its’ newest addition upstairs, My New Joint, have food that is incomparable, and Cudjoe is so small that you don’t even have to travel for dinner. Sigh. All good stuff and we have shared this routine with so many. My own kids have done the same with their friends so it made perfect sense when Irma came roaring through that all of us got calls from the far corners of the world wanting to know how the fish camp fared. Who would have ever dreamed a storm of that magnitude could sweep across tiny Cudjoe, leaving such disaster in her wake. Satellite photos show the destruction and thankfully, someone who does a lot of good work for us there went over and boarded up the blown out windows. We know downstairs got about 5 and a half feet of water so I will be redecorating. We still don’t really know about upstairs and

the fate of our photo gallery there that documents almost 50 years of fishing. We don’t know about the condition of Geiger Key Marina or the KOA campground or our beloved Square Grouper. But, there are lessons learned. 1. Be prepared, though there is not a lot you can do if an Irma is on the way. We evacuated 4 days before the storm hit, and that was the best preparation of all. 2. If local officials tell you to leave, get the hell out. 3. Not a bad idea to keep at least ½ tank of gas in your car/truck at all times. 4. If you love a photo, keep a digital copy of it somewhere. 5. Lives are important, stuff isn’t. It’s going to take a long time to clean up and rebuild the beautiful Florida Keys, but if Henry Flagler was still alive, he would tell you it can be done. Life does go on and there was plenty to celebrate as the Greater Pensacola Chamber held the 127th annual meeting. It was clearly their grandest moment (no bias here) as the great Coach Pat Dye gave the keynote address. He shared plenty of war stories from the football field and made them inspirational real life lessons. Chamber President Clay Ingram presided over the business part of the program as Carroll Scarborough, 2016 Chair, passed the gavel to incoming Chair Steve Moorhead. At least 500 people were there for the meeting.


Another CongRATS goes out to Lorenzo Aguilar for his well done 4th annual Rat Race, benefiting the Council on Aging. It was a wonderful 5K, with perfect autumn weather and lots of enthusiastic participants. Charles Gheen was his wingman through the event, sharing plenty of expertise and serving as commentator.


Meet 5 dogs that need your love today!


Fore Pensacola

an Interview with Bubba Watson

Road Trip!

Amazing Destinations along Highway 90


The Art of Archery

Tips + Techniques to Sharpen your Skills


AUGUST 2016 •

October Birthdays 2 Betty Weber 3 Claudia Tamburro 4 Eric Milstead 10 Johnnie Wright 12 Teresa Gilroy 25 LeeAnne Skewes 26 Corbett Davis IV 26 Corlette Mueller





Extended Stay

AIRPORT/CORDOVA MALL 2187 Airport Boulevard 850-478-1123

1144 Airport Boulevard 850-479-8900

5049 Corporate Woods Drive 850-474-3777 Jen Cole

PENSACOLA DOWNTOWN 601 East Chase Street 850-432-0202

700 East Chase Street 850-439-3330

Robby Boothe + Lauren Hayward

850-932-9314 • • 311 Gulf Breeze Pkwy • Gulf Breeze, Florida

pensacolascene DAVID DONDERO @ THE PENSACOLA MUSEUM OF ART David Dondero + Ben Bogan

Maddy Kihlstrand, Cody Collins, Shountrell Hills, Francesca Vozzola + Ardinn Grabenhorst

Kent Stanton

Richard Humphreys + Ben Bogan

Lori + Larry Zavada





pensacola magazine | 13

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Fall Fun Is Here The best fests, mazes and events to scracth the fall itch By Taylor Purvee

As fall has just arrived, here are some fun and thrilling activities to get excited about. From kid-friendly and not-soscary to terrifying and adult-only, there are a variety of events to check out that are centered around fall and Halloween this season.

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Holland Farms Pumpkin Patch and Maze Sep. 23- Nov. 4 Hillcrest Farm’s Sixth Annual Corn Maze Sep. 30- Oct. 30 If you’re looking for the perfect place to get lost, Hillcrest Farm’s Corn Maze is back again this fall. Enjoy the beautiful farm experience and be sure to explore their store, where they offer homemade products and fresh produce. They will be open daily, except Tuesdays and Wednesdays, from 8 am to 6 pm with last entrances at 5:30 pm. Entrance is five dollars per person, and children under three get in free. For more information, visit Hillcrest Farm on Facebook or call 251.962.2500.

Pensacola Interstate Fair Oct. 19-29 There’s only one place you don’t have to feel bad about eating an entire funnel cake—the Pensacola Interstate Fair! As if the perfectly fried food isn’t enough, this event will include plenty of rides and entertainment for the whole family. From Trace Adkins to Bret Michaels to A Thousand Horses and more, the musical lineup offers a variety of music. However, music isn’t the only entertainment being offered this year; Leonardo and Donatello of the Teenage Mutant Ninja Turtles will

be at the fair on Oct. 23 for a meet-andgreet. The Second Annual “Miss Pensacola Interstate Fair” Beauty Pageant will also be held to add a splash of elegance and charm to the event. For more details on events, admission, and prices, visit or call 944.4500.

Sweet Season Farms Ninth Annual Corn Maze and Fall Fun Festival Sep. 30- Nov. 5 (select dates) If you’re up for a challenge this fall, Sweet Season Farms is the place for you! Each year, they design a different corn maze and this year, they have partnered with The Studer Family Children’s Hospital at Sacred Heart to raise money and bring awareness to childhood cancer. And of course, what is fall without a pumpkin patch? You and your loved ones can go pick out a pumpkin from a variety of different sizes. Entertainment such as barnyard ball, pumpkin bowling, pony rides and duck races will all be available. Bring the whole family for the ultimate fall treat this season. For tickets, head over to

“The Nuttiest Place Around” is ready for another season full of pumpkins and fun. With activities such as the petting zoo, pedal carts, bouncy houses and hayrides, this place is full of activities to keep the amusement going. And don’t forget about Farm Scene Investigation in the corn maze! After the maze, you might want to take a break with some live music, front porch rocking, and Holland Farms’ Famous Boiled Peanuts. To purchase tickets and view hours, visit or call 850.675.6876.

First City Art Center’s 11th Annual Glass Pumpkin Patch Oct. 14 Come to the First City Art Center from 10 am to 2 pm to see over 4,000 handblown pumpkins created by glass and pottery artists. These

pumpkins are original, one-of-a-kind pieces ranging in shape, size, and color and will all be up for sale. If you’re too excited about this event to wait until Saturday, the preview party for the Pumpkin Patch is on Friday Oct. 13 from 6-9 pm. Enjoy drinks, art, and more as you explore through these beautiful pieces. To learn more, visit

Hadji Haunted House Oct. 13-31 (select dates) If you are looking for something equally scary and philanthropic, head to Hadji Haunted House this fall. It is the largest haunted house on the Gulf Coast with 8,000 square feet of chilling thrills. Not only is it terrifying, but proceeds will help support the Pensacola Breast Cancer Association. The kid-friendly hayride will go from 4 pm to 7 pm and the haunted house will begin at 7:30 pm and go to 10 pm. For more information on this spooky adventure, visit hadjihauntedhouse. com.

Halloween Horror Hospital Oct. 20, 21, 27, 28, 29, 30 The Southeastern Teen Shakespeare Company is bringing some

frightening favorites to life this year at the historically haunted Sacred Heart Hospital. Join them for a historical, ghostly tour and scenes from musical numbers, horror movies, even poetry. The cost for children 12 and under is $5, and 13 and up is $20. To purchase tickets, visit

treating with treats and treasures of all kinds, face painting, bouncy houses, and more. Kids and adults are encouraged to wear family-friendly costumes. Go to or call 850.932.2229 for more on times and tickets.

27th Annual Haunted House Walking and Trolley Tours OWA’s Town of Terror Oct. 21, 27, 28 Recently chosen as Alabama’s top If you’re looking for a thrill this Halloween season, the Haunted House Walking and Trolley Tours of downtown Pensacola are sure to meet your expectations. Tour guides will lead visitors through the Trolley of the Doomed Tour, Murder and Mayhem Walking Tour, the adults-only Redlight Walking Tour, and Seville Spirits Walking Tour. Each of these rain-or-shine tours depart from Voices of Pensacola and last roughly an hour and 15 minutes. For more information on tour times and locations, and to purchase tickets, visit

Boo at the Zoo Oct. 21, 22, 28, 29 Boo at the Zoo is back this month for four days of the perfect kid-friendly, scare-free Halloween experience. Enjoy trick-or-

entertainment attraction, OWA will collaborate with one of state’s top rated haunted houses: Fairhope’s Nightmare Chambers to create a new Halloween destination, OWA’s Town of Terror. OWA’s Town of Terror officially opens to the public Friday, October 6. General operating hours for the haunted attraction are Fridays-Saturdays from 6 pm-midnight, Thursdays and Sundays from 6-9 pm. OWA’s Town of Terror will be the largest haunted house in the area. For those looking at a more a “non-scary” approach to celebrating fall, the amusement park will have a variety of family friendly activities such as complimentary pumpkin painting, a scavenger hunt and trick or treating located in special kid friendly zones. Go to for details.

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If any city best encapsulates the spirit of Halloween, it may very well be New Orleans. The blend of cultures, gothic architecture and superstition give the whole city an air of mystery and the supernatural. All these aspects, combined with some of the largest names in music today, meld together to create the one-of-a-kind experience that is the Voodoo Music + Arts Experience. Also called Voodoo Fest, Voodoo Music + Arts Experience is a three day music and arts festival that takes place in City Park in New Orleans. Running from October 27 to 29, it combines music, food, art, entertainment and the spirit of New Orleans into a cohesive sensory experience. pensacola magazine | 19

“The festival is inseparable from New Orleans, and not just geographically. The city is alive with culture, a love of music and theatre, and this celebration of life,” said Don Kelly, the festival director for Voodoo Fest. The festival is operated by C3 Presents, a festival organization company that also puts on festivals like Lollapalooza, Austin City Limits and Shaky Knees. Voodoo Fest originally started in 1999 as a one-day festival in City Park—which is roughly 1,300 acres, around 50 percent larger than New York’s Central Park. In 2000, the festival expanded to two-days, and finally to its current three-day lineup in 2007. The event has been held in City Park every year with the exception of 2005, when Katrina struck, and the fest was held as a special one-day event in Audubon Park to benefit Katrina responders.

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“It’s been a logical expansion. One of the biggest changes in the past four or five years is a much more defined focus on the fan experience,” said Kelly. “Everything from better line-ups to ease of getting in and moving around, we do anything to make the experience enjoyable.” Voodoo Fest has always enjoyed some of the most popular names in music throughout its run, with headliners like Pearl Jam, The Weeknd, Eminem, Modest Mouse, Pixies and Outkast. This year will see headliners including Kendrick Lamar, Foo Fighters, The Killers, LCD Soundsystem and DJ Snake. Over 70 different acts across all genres will be performing throughout the weekend. Aside from the music, Voodoo Fest is also a fully-fledged art festival. Kelly said each

annual festival features anywhere from five to eight large-scale visual art pieces, usually in the form of sculptures, across the 56 acres the festival takes place on. This is in addition to vendors, craft tents, beer tents and restaurant vendors—with over 23 local restaurants selling nontraditional and traditional New Orleans fare. There will also be events leading up to Voodoo Fest, such as the Feast Under the Stars—a dining event where five New Orleans chefs present a lavish dinner right in the middle of the festival grounds the Thursday before the gates open. There are also VIP experiences available for those looking to indulge.

“Since the event is Halloween weekend, too, I’d say at least 50 percent of our attendees come in full costume, with some having a different costume for every day they are there. We even have big name artists dress up too. Two years ago, Florence and the Machine came out in full Day of the Dead makeup,” said Kelly. The festival also features The Mortuary: an interactive haunted house experience that Kelly says is less frightening, and more on the creepy spectrum. Kelly says all events that C3 Presents puts on, including Voodoo Fest, require a huge amount of planning to make successful. “It’s a fun business, but sometimes people forget it is an actual business. We have all the departments a normal business has. It takes a whole year to put one of these together, and we are already booking acts for 2018.” Kelly said one of the most exciting parts of the festival is actually physically building the festival grounds. Three weeks before they open, they are working with just grass fields and 150-year-old trees. By the time the gates open, Kelly said they have created what amounts to a miniature temporary city. He likens it to a circus coming into town and then leaving without a trace— what he calls a temporary place that gives people a ‘permanent memory’ they won’t forget. “Successful events are not cookie cutter events. You can’t take Voodoo Fest and drop it into Chicago—it wouldn’t work there,” he said. “We all love New Orleans, and Voodoo Fest embraces that. It’s a bit gothic, a bit decadent and a little wild.” The Voodoo Music + Arts Experience will take place on Halloween weekend, October 27 – 29, in City Park in New Orleans. Three-day general admission tickets are still available for $155 dollars, with individual day general admission and VIP passes also being available. For more information, as well as full line-ups and other events, visit




Hot New Retailers, Fall Festivities, & Good Ol’ Family Fun


Pu rch as e tic ke ts at Vis itO WA .co m

Vis itO | 251- 923- 2111







days of art and culture in our charming Gulf Coast City. Pensacola’s Foo Foo Festival is for locals and vistors that seek to be inspired. Enjoy a vast range of Music, Dance, Traditional, Visual, Performing and Culinary Arts and much more. Join us for another big, bold and transformative Foo Foo Festival this fall.





t e e w S , y e H Thing... The Florida heat is starting to cool down as we begin rolling into the fall season, and one of the best parts of autumn are all the baked goods.

Whether you are sitting by a bonfire or watching the big game, Pensacola has some of the best bakeries around to satisfy your sweet tooth. Bundt cakes, donuts, petit fours, tarts and more are available, and we’ve highlighted some of the best looking—and best tasting—treats in town.

Curated by Kelly Oden + Hana Frenette Photography by Guy Stevens

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Cakes + Tarts 1.

2. 3.


5. 6. 7.



11. 10. 12.

14. 13.

The Goods

1. Assorted Macarons, Blue Jays Bakery 2. Almond Cupcakes, Blue Jays Bakery 3. White Chocolate Raspberry Cheesecake Mini, Chrisoula's Shoppe & CafĂŠ 4. Red Velvet Bundt Cake, Nothing Bundt Cakes 5. Dark Flourless Chocolate, Cake Gallery 6. Dark/White Chocolate Truffles, Blue Jays Bakery 7. Mocha Torte, George Artisan Bakery and Bistro 8. Lemon Raspberry Tart with Italian Meringue, Cake Gallery 9. Almond Tart, George Artisan Bakery and Bistro 10. Lemon Filled Lemon Cake with Buttercream Frosting, Cake Gallery 11. Dark Chocolate and Sea Salt Tart, Blue Jays Bakery 12. Strawberry Tart, Cake Gallery 13. Assorted Bundtinis, Nothing Bundt Cakes 14. Turtle Cheesecake, Chrisoula's Cheesecake Shoppe & CafĂŠ 24 | pensacola magazine

Cookies + Pastries 3.






7. 9.




14. 12. 11.





The Goods

1. Rainbow Thumbprints, J's Pastry Shop 2. Assorted Macarons, Cake Gallery 3. Oatmeal Raisin Cream Pie, End of the Line Café 4. Doughnut Holes, Maynard's Donut Co. 5. Blueberry Fritter, Maynard's Donut Co. 6. Chocolate Eclair, Polonza Bistro 7. Rasberrry Turnover, End of the Line Café 8. M&M Cookies, J's Pastry Shop 9. Horse Cookie, J's Pastry Shop 10. Sour Cream Crumb and Maple Bacon Donuts, Maynard's Donut Co. 11. Cream Horn, J's Pastry Shop 12. Assorted Macarons, Cake Gallery 13. Fruity Pebbles Doughnut, Maynard's Donut Co. 14. Cream Cheese Danish. J's Pastry Shop Cinnamon Roll, Polonza Bistro 16. Chocolate Cream Puff, J's Pastry Shop 17. Pumpkin Cheeesecake Muffin, Polonza Bistro 18. Petit Fours, J's Pastry Shop pensacola magazine | 25

an Evening of Fashion

presented by the Women’s Board of Baptist Health Care Foundation and Gulf Coast Health Care

41 st Annual Fashion Show October 19, 2017 Skopelos at New World, 600 S. Palafox St. Fashions by Bluetique, cabi by independent stylist Jennie Barrow, duh for garden & home, The Market and Mainly Shoes and The South Outfitters 5:30 p.m. Cocktails, Silent Auction and Hors D’oeuvres 6:30 p.m. Program and Live Auction 7:00 p.m. Fashion Show Tickets $50 For information about sponsorships or to purchase tickets, call 850.469.7906 or visit

Acumen Medical Imaging & Interventional • Beggs & Lane, RLLP • Fiore • Hancock Bank Highpointe Hotel Corporation • Heart Rhythm Center at Baptist Heart & Vascular Institute • Iron Horse Wealth Strategies/Rick Lambert • Kia AutoSport Pensacola Levin Rinke Resort Realty • Margie Moore/Merrill Lynch Pensacola News Journal and Bella Magazine • Retina Specialty Institute • Skopelos at New World Summer Vista/The Beacon/The Arbors • WEAR ABC3 - WFGX 35

Survivor Stories Written by Kelly Oden Photography by Guy Stevens

Receiving the diagnosis from your physician is one of the most terrifying moments of a cancer survivor’s life. In that moment a million questions swirl through their minds and in the months that follow, all of those questions must be addressed and decided upon—treatment approaches, caretakers for themselves and their families, job stability, genetic testing, health insurance, finances and perhaps most unnerving—mortality. However, as one of our local survivors put it—breast cancer does not have to be a death sentence. Early detection and advancement in treatment options are keys to a good outcome. In honor of Breast Cancer Awareness Month, we’ve asked four remarkable, strong women to share their stories about their complex emotional and physical journeys with breast cancer and the choices they made to ultimately defeat the disease. For some, opening up about their journey is second nature and for others it can be an emotional task, but it is so important to spread the word about early detection, treatment and surviving this disease that is the second-leading cancer killer of women in the United States. In 2017, The American Cancer Society estimates there will be 1,688,780 new cancer cases diagnosed and 600,920 cancer deaths in the US. We hope these stories inspire you to be proactive about your own breast health—learn about your family cancer history, be vigilant in your breast examinations, and if necessary, consider getting the genetic testing to help you see the bigger picture and make decisions that are best for you. Andrea, Angela, Mikia, and Teri—thank you for sharing your stories with us!

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had cancer. Just a few days later a breast MRI would show that I actually had four tumors, my oncologist would tell me that I was a puzzle and definitely full of surprises! How did you feel when you first received the news? Somehow, I was not surprised by the phone call that my mammogram was abnormal. I felt as though God had been preparing me for this fight my whole life. I was not scared, not even really worried. I remember thinking everything through in much detail before sharing the news with my family, and I vowed to myself that whatever I faced, I would not let it affect their daily lives, that I would still love and care and make their every day the very best that it could be. I knew whatever the outcome of the tests and diagnosis that I would use my experience to assist others facing this battle.

Angela Lane

Is there a family history of breast cancer? If so, were you aware of it before diagnosis? At the age of just seven my grandmother, Dorothy, lost her battle with breast cancer. At such a young age, I did not fully understand her illness or her battle but I will tell you it had a very deep impact on me and I still remember crying and crying for days. She lived on a farm in Iowa and I admired and looked up to her so very much—she was the strongest woman, physically and emotionally. I remember feeling so sad that she was taken and for all that we would miss together over the years. I believe I carried the feeling of loss and helplessness with me and it lead to my interest in joining Making Strides Against Breast Cancer. I wanted to be an advocate for those fighting their battles and to raise awareness for early detection by encouraging woman to not put their health aside but to treat it as a priority. As woman, we tend to put the needs of others before ourselves We tend to our homes, our families, our careers before taking care of ourselves. But if we do not set the time aside to ensure our health it can make the battle harder on us and our family. My Aunt is a survivor as well, and just a few short years ago I was able to watch her triumph over her diagnosis.

Could you give a brief introduction for our readers about you, your family, and your interests and hobbies? Our family moved to Pensacola from San Diego in December of 2005. We love, love, love this community and cannot imagine life anywhere else. I enjoying biking, hiking with the dogs at UWF, as much beach time as we can possibly get (seriously best beaches ever) concerts, time away at Lake Martin and cooking and baking for my family—nothing makes me happier than making all my loves their favorite dishes. I have been a volunteer and proud supporter of Making Strides Against Breast Cancer since 2008 and a member of IMPACT 100 since 2010. We are members of Marcus Pointe Baptist Church. I have worked in Did you choose to get tested for the BRCA mortgage for nearly 30 years, a voice talent for about gene? 20 years and have been the shadow voice on Cat This test was recommended for me as I have a history Country/NewsRadio for about 10 years. of breast cancer on both sides of my family and I am a mother of two amazing woman. We wanted to know When were you diagnosed and at what age? what they may face as well. I received my diagnosis in October of 2016 at the age of 49. Did you have a support network? If so, who has been your biggest supporter? I am the “doWhat stage and type of breast cancer were er” of the household. It is my mission to ensure evyou diagnosed with? erybody has everything they need and have the very Stage 2 invasive ductal carcinoma. Estrogen and probest of days, each and every day. Having to rely on gesterone positive and HER-2 negative. others is super hard for me. My husband Brent will be the first to tell you that I am a hard-headed woman, How was the cancer initially detected? but my family stepped up in ways that warm my heart I had my regular annual mammogram on September to reflect upon. The outpouring that came from the 28, 2016. The next day, I received a call advising that Cat Country family, MSABC, Marcus Pointe Baptist something warranted further review and that I needed Church, fellow IMPACT100 members, our neighan additional appointment for an ultrasound. I had bors, the Student Leadership Team at Ransom Middle the ultrasound on my birthday. I knew they were conSchool, realtors and so many amazing community cerned by what the images showed—you can feel it, members made my recovery easier. My doctors and and sure enough the ultrasound detected two tumors, nurses went above and beyond for me and became which then lead to a biopsy and confirmation that I 28 | pensacola magazine

family. Dr. Sunnenberg, Dr. Caluda, Dr. Butler and Dr. Medlock saw to so many details I did not ever have to think about. I was in Dr. Butler’s office for dozens of visits and their concern for my comfort was unbelievable. Tell me about your treatment process. My husband does not really know this about the process, but I knew almost immediately that a full mastectomy would most likely be how I would choose to proceed. Of course initially when there were just two tumors it was discussed that a lumpectomy would be a successful treatment, but I was very cautious to get too used to the idea until we knew the results of all the tests. Upon confirmation that I had four tumors, although only affecting one breast, I had no problem making the decision to remove both breasts. If I was going to have surgery it was of the absolute utmost importance to me that I only fight this battle once. I did not ever want to put my family or friends through the process again. I am young and healthy and felt facing this head on, aggressively would produce the best outcome. Just 60 days after my mastectomy I was back in the OR with my ob/gyn to remove my ovaries and fallopian tubes. This was done not only due to the type of cancer I had, but also due to the fact that I would spend five to 10 years on the drug Tamoxifen. Were there any programs or services offered to you that would help with the treatment process? I was blessed to be provided by friends a few items that were of absolute necessity to my recovery—a breast cancer pillow, shirts with special pockets to keep the drainage tubes secure following surgery and a seat belt pillow. These items were all vital in my comfort. Did you face any obstacles during your treatment process? If so, how did you overcome these obstacles? Following what was to have been my final surgery, when the expanders had been removed and the implants placed—I developed an infection in the skin of my left breast. It was a really big setback. For one month I was on heavy medications, stayed away from the public and we watched with great expectation for healing that would never come. My husband was amazing, he had to change my dressing and apply treatment to the area daily. I know that it was very difficult to see and not be able to make it all better, but he was a rock. Ultimately, my surgeon had to take me back into surgery and remove the implant, repair the damaged skin and place another expander in my chest while I healed back up. What message would you like to provide women in the community about breast cancer? I would hope that all women choose to make their health a priority. Early detection is absolutely 100 percent vital. Yes, the diagnosis is overwhelming. Yes, the treatment may be difficult, but knowing your enemy, preparing for battle and facing it head on will ensure that you will be around to experience all of the wonderful moments and memories life has to offer for a very long time.

"Keep fighting it with faith. With the strength of God and the love of family and friends it is possible to get through the battle of breast cancer with a smile!" \Tell me about your treatment process. I had 16 rounds of chemotherapy, 12 weekly sessions and then four sessions that were every three weeks that were a lot more intense. Since my tumor had grown to 5 centimeters, I then had How did you feel when you first received to have radiation. I made it through 29 radiathe news? tion treatments before being sent to the hospital Deep down inside it was all a gut wrenching for 10 days to heal from severe radiation burns. experience. To this day I still have a blurred re- There was literally no skin left to radiate. I then membrance of what was said. Once I got in the went for 40 hyperbaric chamber treatments to car, I cried and then gathered my thoughts so speed up healing from the burn. I would go daily that I could make the calls to my family. I live for two hours. in Florida, they are in Alabama. It hurt more having to inform my family of the news, because Did you face any obstacles during your cancer runs so deep in my family. I know that I treatment process? If so, how did you was thinking the worst and they might think the overcome these obstacles? worst as well. The double mastectomy has left me with little feeling in my right side of my upper arm and Did you choose to get tested for the BRCA chest. Chemo caused quite a bit of fatigue. Some gene? rounds were better than others. I lost all of my I don’t recall having a choice to be tested. Once hair, my nails turned black and begin to come my doctors found out what type of cancer I off the nailbeds, my tongue was black, my teeth had, they went into full force with testing me are not as strong as they were and I still have isfor everything and sending me everywhere! On sues remembering things. Radiation brought seNovember 4, my doctor called and asked me to vere burns, but they have since then healed really come back in to talk before going in for a lymph well. All and all I am eternally grateful for my node procedure to see if the cancer had spread. diligent doctors and nurses who took care of me! Once I arrived to the doctor’s office on Novem- Leaning on my family and friends and knowing ber 5, my doctor urged me to go ahead with a that “this too shall pass” got me through every double mastectomy since I tested BRCA 2 posi- ache and pain. tive. I laid on the table and cried. I don't know if it was because I was back in the same room Are there any assumptions or misconcepfrom the diagnosis, because my mom was finally tions about breast cancer that you would in Florida with me, or because I would be los- like to shed some light on? ing my ‘twins’ in the next 30 hours. I asked my You are never too young to get breast cancer! doctor if I could have a moment to think about When you feel something, go right away to get the next steps. He and his nurse stepped out. checked. It may save you more than a year of We prayed and then a peace washed over me. treatments! I told my doctor that we could proceed tomorrow with a double mastectomy and inserting a What message would you like to provide power port. women in the community about breast cancer? Did you have a support network? If so, ‘Keep fighting it with faith.’ With the strength who has been your biggest supporter? of God and the love of family and friends it is My co-workers at UWF, my family and church possible to get through the battle of breast canfamily. My support system reached miles away! cer with a smile! The office I worked for at the time drafted a schedule of meals to be brought to my home and created a schedule of folks to accompany me to my treatments. I was never without someone at my 16 chemo treatments. For the final treatment in July of 2015, I had 17 companions to accompany me! 26. On October 8, I went back to the Dr. to check on the healing from the surgery. Once I entered the room the doctor walked in and said that he had bad news.

MIKIA Carter

Could you give a brief introduction for our readers about you, your family, and your interests and hobbies? I am originally from Oxford, Ala. I moved to Pensacola in August of 2012 to pursue my master’s degree. After completing my degree in 2014, I was hired on full-time at the University of West Florida where I now serve as the Take Stock Collegiate Scholars Program Coordinator for the Division of Academic Engagement. When were you diagnosed and at what age? I was diagnosed with breast cancer in 2014 at the young age of 24. What stage and type of breast cancer were you diagnosed with? I was diagnosed with stage 2a breast cancer. The type was triple negative invasive carcinosarcoma breast cancer. How was the cancer initially detected? In March of 2014, I felt a lump in my right breast. At that time I would say it was about 1cm. I tried to WebMD myself and put off going to the doctor. I had started a healthy lifestyle regimen and just figured my body was reacting to it. As months passed by, the lump began to grow, itch and flutter every now and then. In September of 2014 I decided to have it checked. I went to a gynecologist who said that the lump was probably just a fibroadenoma. He then sent me to a surgical oncologist who performed an ultrasound and also diagnosed it as a fibroadenoma. I had the lump removed on September

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know is that “you have cancer.” That alone can be frightening.

ANDREA FARRELL Could you give a brief introduction for our readers about you, your family, and your interests and hobbies? I am Andrea Farrell, Local Sales Manager at WEAR and founder of Blush Life Apparel. I have one son, Luke, who is 6 years old. I love yoga, Pure Barre, running and the beach. The most important thing for me is spending time with my family and my friends, laughing and making memories. When were you diagnosed and at what age? I was diagnosed with Stage II Infiltrating Ductile Carcinoma when I was 36 years old on January 4, 2012. I was also told that I had the BRCA 1 mutation and later discovered that I was Triple Negative. A diagnosis of triple negative breast cancer means that the three most common types of receptors known to fuel most breast cancer growth—estrogen, progesterone, and the HER-2/neu gene—are not present in the cancer tumor. How was the cancer initially detected? Our son was only three months old when I found a lump on my right side after I stopped nursing. I always had breast exams during my annual appointments with my OB; however, this is thought to have developed in a short amount of time between those appointments. How did you feel when you first received the news? Fear is one of the first things that came to my mind, only because the word “cancer” can be terrifying. At that point, you don’t know what stage your cancer is and you don’t have a treatment plan. All you 30 | pensacola magazine

given you?” “Are you going to blow up from the steroids they give you?” “Are you going to shrivel away to nothing because you will be so sick from treatment?” I also had people feel sorry for me because they felt I would be traumatized from having a mastectomy. The reality is that it’s 2017. There are many different treatment plans and plastic surgery and prosthetics have come a long way. I never got sick after a chemo treatment. I worked out the entire time—even after my surgeries. I only missed work on my chemo days or due to surgery. I wore wigs every single day. I had my eyebrows tattooed and to look at me, you would have never guessed what I was going through. Each person’s path is different so never assume what happened to or with one person will happen with another.

Is there a family history of breast cancer? If so, were you aware of it before diagnosis? Yes, my maternal grandmother was diagnosed with breast cancer before the age of 50 and underwent a radical mastectomy, which is a procedure involving the removal of the breast, underlying chest muscle, and lymph nodes. I was never informed of BRCA testing and I always checked the box that cancer ran in my family but no one ever talked to me about getting a genetic test. At the time, I trusted the advice of my physician and had annual exams. One of the things I talk to people about now is the importance of knowing your medical history and knowing your options on how to navigate your future Did you face any obstacles during your based on that history. treatment process? If so, how did you overDid you have a support network? If so, who come these obstacles? After having a PET-CT scan, there were some queshas been your biggest supporter? I had a huge support network from my family, tionable areas between my lungs. My oncologist friends, workout partners and trainer, co-workers, sent me into immediate surgery to do a biopsy on church group, my former teammates and the entire those lymph nodes between my lungs. I asked her Colts organization as well as many others. I truly before the surgery what it meant if those areas came am blessed to have been surrounded by so many back positive for cancer as it related to my breast people that showed me an outpouring of love and cancer and she told me that it would move me from compassion. There are so many wonderful organi- Stage II to Stage IV. That was one of a few times zations and resources available for all that are going I was truly moved to tears. Fortunately, they were negative and my plan remained the same. through this journey. Losing everything that is associated with being feminine was a mental challenge for me. I even lost Tell me about your treatment process. I endured four months of an aggressive chemo- my fingernails and toenails toward the end on my therapy regiment that consisted of Adriamycin, Taxol/Taxotere treatment. Through that process the Cytoxan and Taxol/Taxotere. Every Saturday, fol- one thing that I could control was my attitude so lowing my Friday Chemotherapy appointment, I remained strong and knew that I could beat this I would go in for a Neulasta shot. Neulasta is a and the “surface” things that bothered me were just colony-stimulating factor, a man-made form of a little bumps in the road in the journey of me findprotein that stimulates the growth of white blood ing my new normal. Also, through my reconstructive process I cells, used to decrease infection, by treating a lack of certain white blood cells caused by receiving couldn’t find a garment that worked with my everchemotherapy. Upon completion, I underwent a changing body, therefore I created a post-surgical bilateral mastectomy followed by immediate recon- bra that is infused with SeaCell technology, utilizstructive surgery. That process includes expanders ing seaweed to aide in the body’s healing process. that are placed under the chest muscle and over the It’s also a nursing bra, yoga bra or an option for any course of several months, the plastic surgeon fills type of chest surgery. You can learn more about that the expanders to stretch the muscle away from the at chest. After four months of expansion, I was able to finalize my surgery with implants. Because I carry What message would you like to provide the BRCA 1 mutation, I opted to have a full hyster- women in the community about breast cancer? ectomy last year. Know your medical history and be your own Were there any programs or services of- healthcare advocate. I encourage everyone to do fered to you that would help with the treat- self-breast exams, have an annual mammogram, and maintain a healthy lifestyle. The word fear has ment process? There are many programs available, but personally, two meanings—forget everything and run or face I leaned on the experience of my physicians, and everything and rise—the choice is yours. Personally, life in its purest and simplest form is what cancer the love of family and friends. has given to me. I enjoy the little things like a rainy Are there any assumptions or misconcep- day or a smile from my son. I maximize each day tions about breast cancer that you would to the fullest and look for my purpose through all of it. like to shed some light on? Yes. I found that people automatically assume the worst-case scenario for you after being diagnosed. I was asked questions such as “how long have they

MY SURVIVOR STORY By Teri Lowe, wife of JC Lowe and mother of Breonna and Sam Lowe.

It was November 2001, I was in the Jacuzzi when I noticed a lump in my breast on my left side. It was soft but it was definitely there. I immediately went into panic mode. I called my primary care doctor who got me in the next day. After examining me, he said because it felt soft that it was probably nothing to be concerned about. However, he wanted me to have a mammogram. All along in my mind I knew it was cancer. My mother had breast cancer at the age of 46. My husband and I went to the imagery center to have my first mammogram and I knew when they came back in and said they needed to do a ultrasound that my fears may become reality. They completed the ultrasound and asked us to wait. Then came the words "We are 98 percent sure that this is cancer." I was numb. I was 36 years old with two young children at home and a husband with a bright future in broadcasting. This can't be happening to me. What do we do? Who do we see? We were living in Austin, Texas at the time and our family all lived in Oklahoma. I knew nothing about oncology. So, back at home we decided to tell the children—not knowing how they would process this or if they could understand. Breonna was 14 and Sam was 6. We told them and they really

didn't get it, but the strange thing was that our daughter came downstairs and sat next to me and said, “Momma don't worry. My friend Katy's mom had breast cancer and she is just fine!” I had never heard her talk about a Katy and I knew all of her friends. About an hour later she asked if Katy could spend the night and I said sure. Katy and her mom came over and I started to ask her mother about her breast cancer. She said, “I've never had breast cancer... I run an oncology center!” I asked my daughter, “I thought you said Katy's mom had breast cancer?” She said, “Yeah that is another Katy.” Divine intervention—one ‘Katy's mom’ helped me get in to see Dr. Stansberry—my oncologist/ cosmetologist as I later referred to him. Then I had another ‘Katy's mom’ who I could talk to about her experience and what to expect. Later, Dr. Stansberry confirmed through a biopsy that it was a stage II ductal carcinoma— that news came on Christmas Eve 2001. I had to make a decision—do I totally remove my breast or to try to remove just the tumor with lumpectomy? I eventually choose the lumpectomy. I wondered if I had made the right decision throughout the process. Then our tribes rallied. My father who had survived colon cancer twice came to talk to the doctors (oncologist and surgeons.) My brother came with my stepdad and for support, they both completely shaved their heads! My mom came and helped with the children and when she had to go, the next round of family and friends came to help. I was so blessed with the support I had from family, friends and neighbors. My rock though was my amazing husband, Jay! He was there for me 100 percent even though he

was afraid, too. He never showed me that—he was strong and positive and I had times that I didn't think I could take another treatment of chemo and he made me see that I had to keep fighting. People need to realize that your spouse or significant other needs support, too. Through my six rounds of the strongest chemo out there (Adriamycin/Cytoxan), he was strong for me and our children. Radiation came later with the brilliant Dr. Nuich. I saw him five days a week for several weeks. This was a man who so badly wanted a cure for breast cancer! We would some days have long conversations about the demographics of the women who had breast cancer. He would find areas in the U.S. where the numbers were higher than others. He was so interesting to talk to. I don't know if that was what he did with all his patients but it certainly made going there every day interesting. During my treatment I reached out to all of the women I am related to and told them all to go get a mammogram as it could be genetic. Then I received a call from my sweet Aunt Barbara and they found cancer in her breast, too. We both went through radiation at the same time. This is the first time I have spoken publicly about my breast cancer. It was something I wanted to put behind me as if it never happened to me and my family, but the truth is that it did. I am almost 16 years cancer free! I am alive! My mother is alive and 26 years cancer free! And Aunt Barbara is alive 16 years cancer free! I'm telling my story today to give hope. Cancer does not have to be a death sentence!

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Breast Cancer Screening Options and Compassionate Care for Your Journey Featuring Dr. Reisman

Courtesy of Baptist Health Care

When a doctor becomes the patient, he connects even more with the people he serves. This was the case for David Reisman, M.D., Ph.D., dual fellowship-trained, board certified oncologist at Baptist Health Care. When Dr. Reisman became very sick with his own life threatening illness, he realized even more how vital the trust and relationship between patients and physicians must be, especially during a journey of cancer discovery and recovery.

Q. When talking about early detection, how often should we do self-breast exams? A: The cure rate for most cancers can be greatly improved by early detection. This is true for breast cancer with routine screenings like mammograms. These have a definite impact on increasing breast cancer survival rates. Q: What’s normal to discover through a selfbreast exam? What’s not normal? A: The value of the self-breast exam approach is dependent on weekly examinations without any lapses. Breast exams are best done in the shower or bath on a weekly schedule. Women may also perform self-breast exams standing in front of a mirror or laying down. Women should examine the size, shape, color and pay attention to any swelling, dimpling, nipple position changes or soreness that occurs. Q: What is a mammogram and at what age should women begin having mammograms? A: A mammogram is similar to an X-ray but different densities can be detected and tumor tissue can be identified and distinguished from normal tissue and benign lesions in the chest. There have been discrepancies among the medical field of the right age to

have a mammogram, especially under the age of 40. However, it is now regularly accepted that breast cancer screenings between the ages of 40-50 are based on a patient’s values regarding the specific benefits and harms. Q: How effective are mammograms? A: Five Studies show that screening mammography can help reduce the number of deaths from breast cancer among women ages 40 to 74, especially for those over age 50. Q: Explain the difference between 2D and 3D mammography? A: Three-dimensional (3D) mammography, also known as digital breast tomosynthesis, is the latest mammogram technology being used for breast cancer screening. A 3D scan takes a series of X-rays of the breast from different angles and then creates a 3-dimensional image of the breast. The breast is positioned and compressed in the same way as a conventional, 2D mammogram. Studies show that this technology increases the detection of invasive breast cancers. Women with dense breast tissue will likely benefit most from tomosynthesis. Dense breast tissue means a woman has more glandular tissue compared to fatty tissue. A 3D mammogram can better differentiate a cancer from overlying glandular tissue, increasing cancer detection and

decreasing chances of a “false positive.” Incrementally, 3D mammography has higher cancer detection rates—not vastly better, but a definite improvement over 2D. 3D mammography also has a lower recall rate, meaning that fewer women need to return for additional images. Q: Does a family history of breast cancer put someone at a higher risk? A: Family history increases breast cancer risk. Specifically, first degree relatives contribute to risk and possibilities. In addition, the greater the number of a patient’s family members with a history of breast cancer, the greater that patient’s risk may be. Talk to your primary care physician about your family history and concerns. Together you can create a care plan.

will work with the patient to create the best care plan that suits the patient. Treatments typically last six to nine months, particularly if a breast reconstructive surgery is needed after a mastectomy. Radiation can last three to seven weeks. Surgery is only one to two days but patients need about six to eight weeks to recover before progressing into the next treatment step in the care plan. Chemotherapy lasts three to six months. For certain tumors, the chemotherapy may last up to one year.

Q: Where can people in our area find a breast cancer support group? A: Cancer support is an important component of the patient’s journey to healing and recovery. Support groups are helpful for patients to connect with others who have gone through the diagnosis and Q. What is treatment treatment of breast cancer and typically like for someone can share their experiences and with breast cancer? How ideas with those who are just long are they treated? starting down this path. Baptist A: Cancer treatment depends Health Care offers a patient and on status, tumor size, nodal family cancer support group. involvement and whether or not metastatic disease is present. Those Call 850.469.7372 for the next available session. patients with early stage cancer without nodal involvement are treated with local therapy either by mastectomy or lumpectomy plus local radiation. Those patients whose positive axillary nodes that are positive for a tumor may need additional therapy. An oncologist pensacola magazine | 33




Specific inherited mutations in the BRCA1 and BRCA2 genes increased the risk of breast and ovarian cancers. Testing for these mutations is usually recommended in women without breast cancer only when the person’s individual or family history suggests the possible presence of a harmful mutation in BRCA1 or BRCA2. Testing is often recommended in younger women newly diagnosed with breast cancer because it can influence treatment decisions and have implications for their family members.







BREAST CANCER IN WOMEN: KNOW THE SUBTYPE It’s important for guiding treatment and predicting survival. HER2 = Human Epidermal Growth Factor Receptor HER2 means tumor cells overexpress (make high levels of) a protein, called HER2/neu, which has been shown to be associated with certain aggressive types of breast cancer. Trastuzumab and some other therapies can target cells that overexpress HER2.





73% of All Breast Cancer Cases

13% of All Breast Cancer Cases

10% of All Breast Cancer Cases

10% of All Breast Cancer Cases

• Best prognosis • Most common subtype for every race, age, and poverty level

• Worst prognosis • Non-Hispanic blacks have highest rate of this subtype at every age and poverty level

• Little geographic variation by state

• Lowest rates for all races and ethnicities

aka "Luminal A"

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aka "Triple Negative"

aka "Luminal B"

aka "HER2-enriched"


Know The Science HR=Hormone Receptor HR+ means tumor cells have receptors for the hormones estrogen or progesterone, which can promote the growth of HR + tumors. Hormone therapies like tamoxifen can be used to treat HR+ tumors.

Real Men Wear Pink Breast cancer affects everyone—women and men. That's why the America Cancer Society is recruiting men to fight breast cancer through Real Men Wear Pink. This distinguished group of community leaders is determined to raise awareness and money to support the American Cancer Society's mission and save more lives than ever before from breast cancer. Every dollar raised helps the American Cancer Society save lives from breast cancer through early detection and prevention, innovative breast cancer research, and patient support. Thanks to the passion of the Real Men Wear Pink supporters, ACS is able to make a huge impact on the mission to end breast cancer. In its inaugural year, the Real Men Wear Pink campaign raised over $76,000 to support the American Cancer Society Making Strides Against Breast Cancer of Pensacola. This year’s goal is $85,000. So, come on, Pensacola! Pick a candidate and donate to a great cause at

Carlton Ulmer

Chris Longergan

Travis Peterson

Adam Principe

Andrew Rothfeder

Chris Cobb

Dr. Eldawy

Dr. Harris

Hurst Butts

Dr. James Adams

Jeff Rogers

Joe Zarzaur

John Stevens

Lawrence Wynder

Marc Huff

Michael Ellis

Peter Mougey

Thomas Greek

Tim Danna

Pensacola’s Fight Against Breast Cancer By: Taylor Purvee

Pensacola is joining the crusade against breast cancer. Here are just a few of the events and organizations that are banding together to offer support to survivors and loved ones fighting against this disease.

EVENTS: Making Strides of Pensacola Breast cancer survivors and caregivers are teaming up at Cordova Mall on Saturday Oct. 28 to help the American Cancer Society in their journey to save lives from breast cancer and to bring the Pensacola community together. Registration for this event will be at 7 am, opening ceremony will be held at 7:30 am, and the walk will begin at 8 am. For more information, call 1.800.227.2345. Stepping Out in Style Fashion Show The Women’s Board of the Baptist Health Care Foundation is hosting the 41st annual Stepping Out in Style Fashion Show on Thursday, Oct 19.

Bras Across the Bridge (Baptist Health Care Foundation and Pensacola Honda) Join the Baptist Health Care Foundation and Pensacola Honda on Saturday Oct. 7 for Bras Across the Bridge. One hundred percent of the proceeds will go to the Baptist Health Care Foundation Mammogram Fund. This foundation provides women in the community who are unable to receive a mammogram with a free one. Registration is $20 and the donation of a brand new bra. Registration is at 8 am, the event will be held at 9 am, and from 9:30 am to noon, there will be an after-party at The Grand Marlin. For more information, call 850.469.7906. Ribbons of Hope Gala Pensacola Breast Cancer Association is hosting a night filled with dancing and testimonies from breast cancer survivors. Ribbons of Hope Gala will be held on Saturday Oct. 7 at the Pensacola Yacht Club from 6:30 pm to 10:30 pm. This event is dedicated to raising funds and awareness for women currently suffering with this disease, or women that have suffered with this disease in the past. Tickets are $50 per person, $85 per couple, or $320 per table. For more information, call 850.619.1269.

ORGANIZATIONS: The event will be held at Skopelos at New World starting with a cocktail party and silent auction at 5:30 pm. The program and live auction will be held at 6:30 pm and the fashion show will begin at 7 pm. Reserve a seat along the catwalk and watch as this event features professional models and local personalities who will be flaunting the newest trends on the runway. The annual fashion show is the Women’s Board of the Baptist Health Care Foundation’s the largest fundraiser and this year the proceeds will benefit the Kugelman Cancer Center at Baptist Hospital. For more information, go to

American Cancer Society The mission of American Cancer Society is simple: save lives. Through Global Cancer Programs, Multicultural Support and more, volunteers, supporters, donors, and staff are working hard to make a difference every single day. Seven days a week, 24 hours a day, American Cancer Society promotes healthy lifestyles to help prevent cancer, researches cancer and its causes, and fight for lifesaving policy changes. To learn more about American Cancer Society and to donate, go to www. For the Cancer Helpline, you can call 800.227.2345.

Pensacola Breast Cancer Association Pensacola Breast Cancer Association is completely run by volunteers. They work hard to ensure that all of the money raised from this organization is donated locally to women in Escambia County looking for some help. Since 2003, the Pensacola Breast Cancer Association has raised and distributed approximately $650,000 to local healthcare organizations. All funds collected stay in the local community. The mission of the Pensacola Breast Cancer Association is to raise money for education, screening and diagnosis of breast cancer in Escambia County. For more information and ways to help, visit Krewe Du YaYas The Krewe Du YaYas is an organization led by women who volunteer their time and energy in the fight again breast cancer. As one of the leading nonprofit organizations in the area, their mission is to inspire hope and enhance life for those affected by breast cancer through early detection, advocacy, education, and support services. For a calendar of events, merchandise, and ways to help, visit

Reconstructive Breast Therapy Plastic surgeon Dr. James Frost has been caring for the patients of the Gulf Coast for almost 30 years. He was raised in South Dakota where he attended medical school. From there he trained in general surgery in Michigan for four years and completed his residency in plastic surgery in Kansas City, Missouri. Dr. Frost obtained his board certification from the American Board of Plastic Surgery in 1991 just a few years after moving to Pensacola. Dr. Frost raised his two children here and he is pleased to call Pensacola home. – By Kelly Oden How does reconstructive breast surgery differ from cosmetic breast surgery? Cosmetic breast surgery is the term associated with procedures to enhance normal structures. This would include enlarging a normal breast or lifting the breast that has developed drooping over time. Reconstructive breast surgery is a procedure performed on an abnormal or damaged breast. Breast reconstruction after treatment for breast cancer is the most common type of reconstructive surgery of the breast. Breast reduction may also be considered reconstructive as very large breasts often cause pain. Who is a good candidate for reconstructive surgery post mastectomy? Under what circumstances is a patient unable to have reconstructive surgery? Choosing to have breast reconstruction is a very personal choice. Some women consider this a crucial step in their treatment while others see it as additional surgery they would prefer to avoid. The best candidate for breast reconstruction after mastectomy is a woman who is generally healthy, at a good body weight and does not smoke. Women who are very obese, smokers and those with major medical diseases are less ideal candidates for reconstruction. They are prone to more complications including infections and failure of the procedure. A women who is less than ideal may be a better candidate for delayed reconstruction rather than having 38 | pensacola magazine

the reconstruction at the same time as the mastectomy. Any woman who smokes should make a great effort to quit prior to considering any elective surgery as smoking has a significant effect on healing. To what extent is reconstruction typically covered by insurance? What options exist for those who are not covered? The Women's Health and Cancer Rights Act (WHCRA) is a federal law that requires almost all insurance companies to cover breast reconstruction for women who have mastectomies for breast cancer. This includes the cost of surgery for the breast that did not have cancer to create symmetry. For example, the opposite breast may need a reduction or breast lift to better match the reconstructed breast. What are the different reconstructive options in terms of procedure? Breast reconstruction may be done at the same time as the mastectomy—immediate reconstruction—or begun several months after the mastectomy­­­­­—delayed reconstruction. The material used for reconstruction may be parts from your own body or breast implants. For some women it is possible to perform reconstruction in one procedure. For others, it will require multiple procedures. Your body type, breast size, general health, previous surgeries and type of tumor can all have an influence on what type of reconstruction is best for you.

Before making any determination of what you think is best for you, you should consult with a board certified plastic surgeon who does breast reconstruction. There are many things to consider in making the recommendation. Your surgeon should be able to guide you to making the right decision for you. Tell me about skin sparing and nipple sparing options. Skin sparing and nipple sparing mastectomies are relatively new tools in the treatment of breast cancer. There has always been concern about leaving too much skin and especially the nipple in the treatment of breast cancer because of the number of breast cells that are left behind. Newer studies have shown that the treatment of breast cancer can be just as successful with more skin and the nipple complex left behind. Leaving this extra tissue can help create a more pleasing result. Keep in mind that not all women are candidates for skin or nipple sparing mastectomies. Your size, breast size, tumor location and size, smoking and multiple other factors influence this choice. Talk to your general surgeon and plastic surgeon to see if you are a candidate. What are the various outcome possibilities in terms of breast appearance? The result of breast reconstruction has improved greatly in the last 20 years as newer techniques and materials have become available. Individual results vary greatly. Some

women have a reconstructed breast that is more attractive than the original breast. Others may receive a mound that may be less pleasing to the eye in an unclothed state but provides adequate shape to fill clothing. The state of the original breast, the woman's general health and the location and size of the tumor all have a great contribution to the final result. Your surgeon should be able to show you photographs of women who are similar to you to help you judge what results you may expect. What about preventative or voluntary mastectomies for women with the BRCA gene? Is that approach/procedure/outcome different? Women who have a strong family history of breast cancer may choose to have BRCA genetic testing to determine if they are at an increased risk of breast cancer. After counseling, many of these women choose to undergo prophylactic (preventative) mastectomies. Studies have shown that this decreases their risk of developing breast cancer by 95%. This is strong incentive for a woman to consider prophylactic mastectomies.

Many women choose to wait until after child bearing and breast feeding prior to considering this step. Those women who chose prophylactic mastectomies may have watched their grandmothers, mother, aunts, and/or sisters undergo treatment for breast cancer. It is a very personal decision to remove the breasts while there is no evidence of disease but many women express an improvement in their quality of life with the burden or worry lifted. What are the risks and complications? There are risks with all surgeries. While many women express that they feel more "whole" after breast reconstruction, it is not necessary for physical health. Women should always weigh the risks as compared to the benefits of reconstruction. They should also consider the impact on themselves, their careers and their families of the extra surgeries that will be required beyond mastectomy. There is a risk of bleeding and infection with all procedures but there is more risk with certain types of reconstruction. The main risks of breast reconstruction relate to healing. When we move tissue around, there is a chance that the oxygen and nutrition needed will be lacking in the new

location. All procedures are designed with this need in mind but challenges remain. Your general health, weight and smoking status great influences your risks with any procedure chosen. Some women will not be appropriate candidates for some procedures because their risks of these complications is too high. Your surgeon can help you know which risks may be of most concern for you. What should a woman look for when choosing a plastic surgeon for reconstruction? For any plastic surgery procedure, look for a board certified plastic surgeon. Your primary physician and general surgeon are good sources of opinions of who may provide the best service in your area. Friends and relatives may be good options but are a little more likely to refer based on the surgeon's advertising or personality than demonstrated skills. Just because a surgeon advertises cosmetic surgery, it does not mean he or she is well-versed in breast reconstruction.




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Beauty on the Bay Written by Kelly Oden • Photography by Greg Reigler


etsy and Ben Nolan had their eye on the Gulf Breeze lot they now call home for years. They fell in love with the mature oaks and the gentle slope to the water and when it became available, they jumped at the chance to own their own little piece of paradise. The Nolan’s chose the architectural firm Dalrymple-Sallis based on their knowledge of the firm’s work and their excellent reputation with builders. Inspired by the renowned architects A. Hayes Town and Ken Tate, Betsy knew she wanted a home

that combined the best of the southern cottages of Fairhope and the Creole cottages of Louisiana. Tucked in under the trees, the home is essentially divided into three sections and three different materials were used in each one. The main living section is faced with Hardie board, the connector hallway and staircase is faced with stucco, and the two story section that houses the bedrooms is made of brick. Betsy likes the mix of building materials and textures to add subtle dimension and variety to the exterior. pensacola magazine | 41

Beauty on the Bay

Kitchen & Dining The chef ’s kitchen features a Wolf range and custom concrete countertops. The open shelving and handmade tile backsplash are unique touches. A large pantry offers plenty of hidden storage. “We really like the open feeling,” says Betsy. “There’s plenty of space for when everyone gathers in the kitchen.” Although the couple has thrown some large scale dinner parties, these days they are more likely to host a cocktail hour and invite guests to enjoy the sunset over the water, which can be seen both outside and inside via the large windows throughout the home that let in the natural light and sweeping views.

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Living Spaces

Although Betsy has a background in commercial interior design, she hired local interior designer Lacy Phillips to help with the residential aspects of the home. “I love her taste and she’s very easy to work with. I really relied on her for the details, finishes and the lighting. In a large space you really need to get the scale right and I didn’t

have a lot of experience with that. I really wanted a calm feeling. We wanted to keep the colors subtle so the changes are in the texture and the rough metals and the rustic quality of the Old Chicago brick. We were able to use a lot of the architectural pieces we already had and they add warmth and personality,” she said.

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Beauty on the Bay

OFFICE & LOFT The 4,000 square foot home has four bedrooms with the fourth being a larger suite that Ben currently uses as an office. The office features its own refrigerator, washer, dryer, and bathroom. “We tried to think about how we can use it now, but also how we may want to use it in future decades,” says Betsy. “That space could be a mother in law suite if we ever needed it.” Perhaps the most interesting feature of the office is the private ‘sipping porch’ overlooking the bay.

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BED & BATH While three bedrooms are on the second floor, the Nolan’s chose to locate the master suite on the first floor. The master bedroom opens up completely to the water view and features a screened in sleeping porch with a swing bed. The master bath was designed with plenty of storage and personal spaces for each of them. The walkin closet features a washer and dryer for easy laundering.

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Beauty on the Bay

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OUTDOOR DETAILS The adorable little pigeonnier—an outbuilding common in French and creole architecture—is currently used to store paddleboards, surfboards and fishing gear, but it was designed to be used as a little cottage get-away or art studio as well. A wide brick floor porch spans the entire back of the home and small seating areas dot the outdoor landscape, offering plenty of options for enjoying the view. “Ben really loves the water,” says Betsy. “He gets up early most days to cast a pole or check his email while enjoying the sunrise over the water.”

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play/live/give features a lineup of performers sure to please every musical taste. Located in the beautiful Gulfside Pavilion overlooking the Gulf of Mexico, the series features regional artists performing a wide variety of music. October’s show include Holly Shelton Band on Oct. 3, Bring on the Benjamins on Oct. 10, Category 4 on Oct. 17, Touch of Gray on Oct. 24 and Emerald Coast Blues Brothers on Oct. 31. For more information, visit

Jazz Ensemble & Combo Concert Oct. 3


Join Flora-Bama for an Oktoberfest celebration on Saturday, October 7th! Break out your lederhosen and beer maid outfits to join in on the fun. Brats, sauerkraut, and a variety of German beer and food will flow during this festival. German style musical acts perform while party goers chicken dance. The party will go all day and night at all three locations: Flora-Bama, Flora-Bama Yacht Club, & Flora-Bama Ole River Bar. Children are welcome during this family friendly event. After 6pm a modest cover will be charged for those 18 years and older. For more information, visit

Haunted History Segway Tour

insight and truthfulness found in these images. For more information, visit

Pensacola's most fun, year-around Haunted History Tour. Take a guided Segway tour through historic Downtown Pensacola and learn our city's stories of ghosts, murders and mayhem. Must be 14 years old or older to ride the Segways. Tickets are available from Emerald Coast Tours for $45. For more information and to purchase tickets, visit

Rebels With a Cause: American Impressionist Women at Pensacola Museum of Art

Sept. 8 – Oct. 31

Fear and Folly: The Visionary Prints of Francisco Goya and Federico Castelo at Pensacola Museum of Art Sept. 1 – Dec. 31

Despite living in different centuries, Francisco Goya's (1746-1828) and Federico Castellon's (1914-1971) body of work often draws sharper relationships to one another than to their contemporaries in their attention to the darker and complex side of the human condition. Many artists have been drawn to the dark and the fantastic, but few have probed the human condition with the

Sept. 8 – Dec. 31

Women. Rebels. Artists. Rebels With a Cause presents a selection of works by female artists active between the mid-19th and mid-20th centuries who rebelled against the conventions of their day by exhibiting alongside their male counterparts, receiving awards, and clearing a path for future artists. The collection of paintings embody the early influence of French impressionism and its precursor, the Barbizon Style. For more information, visit

Bands on the Beach

The University of West Florida Department of Music will present the Jazz Combo and Ensemble in concert at 7:30 p.m. on Tuesday, Oct. 3. The concert will be held in the Mainstage Theatre at the Center for Fine and Performing Arts, Building 82, on the UWF Pensacola Campus. Under the direction of Director of Jazz Studies, Dr. Joseph Spaniola, the combo will present works by Billy Strayhorn, Lennon and McCartney, Duke Ellington, Kenny Burrell and more. The Jazz Ensemble will present the music of Shorty Rogers, Quincy Jones, Pat Metheny, Charles Mingus and more. This event is free and open to the public, but tickets are required. For more information and to reserve tickets, contact the CFPA Box Office at 850.857.6285.

UWF’s Runge Strings present “Bastien and Bastienne” Oct. 5

The University of West Florida Department of Music will present the Runge Strings Orchestra in Bastien and Bastienne with the Chamber Music class on Thursday, Oct. 5 at 7:30 p.m. The performance will be held in the Music Hall at the Center for Fine and Performing Arts, Building 82, on the Pensacola Campus. In their first performance of the semester, the Runge Strings Orchestra, under the direction of Dr. Leonid Yanovskiy, will present Mozart’s Bastien and Bastienne. Dr. Hedi Salanki-Rubardt’s Chamber Music class will join in the performance. Dr. Boyan Bonev will conduct. For more information, visit

Throughout October

Every Tuesday Pensacola Beach's popular outdoor summer concert series, Bands on the Beach, pensacola magazine | 49

play/live/give Pensacola Symphony Orchestra Presents: Opening Night! Oct. 7

Start the season with a high-powered evening of favorites! This concert features Strauss’ Suite from Der Rosenkavalier and the virtuosity of guest Santiago Rodriguez performing SaintSaens’ dazzling Piano Concerto No. 5, “The Egyptian.” Under the baton of Peter Rubardt, the orchestra will deliver a masterful performance, and Rodriguez, dubbed a “phenomenal pianist” by The New York Times, is sure to delight. The show starts at Saenger Theatre at 7:30 pm. For more information and to purchase tickets, visit

Pensacola Walk to End Alzheimer’s Oct. 7

Join the Pensacola-Bay Area Walk to End Alzheimer’s on October 7 at Bayview Park. Registration begins at 8 am followed by the Walk at 9:30 am. When you participate in Walk, your fundraising dollars, and your participation in the event help to change the level of Alzheimer’s awareness in your community. While there is no fee to register, participants are encouraged to fundraise in order to contribute to the cause and raise awareness. For more information and to donate, visit

Santa Rosa Island Triathlon Oct. 7

The Annual Santa Rosa Island Triathlon will be held on beautiful Pensacola Beach. A sold-out field of 1250 athletes is expected to compete in this nationally-renowned sprint triathlon event. The race distances are a 600 yard swim, an 18 mile bike and a 3.1 mile run. The race begins at 7 am at Casino Beach. For more information, visit


If your looking for something the whole family will enjoy this fall, than look no further than the 58th annual Pensacola Greek Festival. The Pensacola Greek Festival is a true sight to see. From the delicious Greek food and pastries, lively Greek music and dancing, to the beautiful church tours, the Pensacola Greek Festival has something to offer everyone. With a warm smile and an open heart Greek Fest welcomes all who want to have a good time. The festival runs from 11 am to 9:30 pm each day. For more information, visit

National Fingerstyle Guitar Champion, Michael Chapdelaine Oct. 7

Michael Chapdelaine is the only guitarist ever to win First Prize in the world's top competitions in both the Classical and Fingerstyle genres; the Guitar Foundation of America International Classical Guitar Competition and the National Fingerstyle Championship at the Walnut Valley Bluegrass Festival in Winfield, Kansas. He will appear at the PSC Ashmore Auditorium on Saturday, October 7, at 7:30 pm. For more information, visit

Annual St. Rose of Lima International Fall Festival Oct. 13 – 15

Come join us at St. Rose of Lima Catholic Church for the fall celebration! There will be international food: Polish, Filipino, Italian, 50 | pensacola magazine

American, Cajun, plus BBQ, cajun, fish and more! 5K run/walk, live entertainment all weekend feat. Chloe Channell! Raffle, games, vendors, car & Indian motorcycle exhibit, arts & crafts! Fun for the whole family! For more information, visit

Bridge to Bridge 5k Oct. 14

The 4th Annual Bridge to Bridge 5K will start at the base of the 3 mile Bay Bridge at 7 am on the Pensacola side and will run over the Bay Bridge into Gulf Breeze, finishing at The Bridge Bar and Sunset Lounge. The post race party & awards will take place immediately following the race. There will be music, refreshments, plus a beautiful view! Buses will transport runners post race from Gulf Breeze back to Pensacola. For more information and to register for the race, visit

A.A. Cunningham Road paving notice ... Naval Facilities Engineering Command Southeast (NavFac SE) has awarded a contract to mill and overlay A.A. Cunningham Road on NAS Pensacola. The work is scheduled to begin the week of Sept. 12 and expected to take four weeks to complete. Watch for “Road Closed” and “Detour” signs. Detour routes to facilities in the area will be Page Road to Warehouse Road and Farrar Road to Pat Bellinger Road. Drivers should observe the warning signs and proceed with caution around the work zones. The work schedule is weather dependent. For questions or more information, contact the PWD Construction Manager Bryan Moeller at 452-3131, ext. 3077.

Vol. 80, No. 35


September 2, 2016

Fallen Special Tactics Airman honored at NASP

Russian Grand Ballet presents Swan Lake Oct. 15

You have only one opportunity to see a full-length classical production of one of the most famous ballets - Tchaikovsky's Swan Lake, featuring Russia's brightest ballet stars and including the rarely seen "Waltz of the Black Swans!" This masterpiece combines pure romanticism and tragedy, in a magical tale of love and deception. The glorious score and gravity-defying choreography have enchated audiences for over a centruy and continue to inspire new generations of dancers and music lovers of all ages. Tickets range from $38 to $68. The show starts at 6 pm at Saenger Theatre. For more information and to purchase tickets, visit

Pensacola Interstate Fair Oct. 19 – 29

It’s fall again, and that means it is time for the Pensacola Interstate Fair to roll into town once again! Come enjoy the entertainment, food, rides, games and showcases that make the fair a can’tmiss event. Entertainment this year includes Trace Adkins, Candlebox, Bret Michaels, A Thousand Horses and William Michael Morgan. For more information, hours of operation and showtimes, visit

Cirque Du Soleil – Crystal Oct. 19 – 22

Cirque's innovative experience is pushing the boundaries once again by combining outstanding skating, sliding, remarkable aesthetics and acrobatic feats that defy the imagination. Performing at the Pensacola Bay Center, make sure you don’t miss out on the unique experience. For more information, showtimes and to buy tickets, visit pensacolabaycenter.comdu Soleil is thrilled to venture into uncharted territory with its brand new creation, Cirque du Soleil Crystal, exploring the artistic attributes of ice for the very first time. Specifically created for arenas, the state-of-the-art production will create a fresh innovative experience, pushing the boundaries once again by combining outstanding skating and sliding, remarkable aesthetics and acrobatic feats that defy the imagination. Performing at the Pensacola Bay Center, make sure you don’t

By Capt. Katrina Cheesman Sibley’s unit. “This dedication 24th Special Operations Wing and memorial ruck is an important step for us as a brotherhood Air Force Special Tactics Air- to honor Forrest’s legacy of men dedicated a military freefall valor, and get a small bit of clotraining exercise into Pensacola sure.” Bay Aug. 26 to His teammates Staff Sgt. Forrest escorted the famSibley, a combat ily to Sibley’s controller from burial site, wearPensacola killed ing combat ruck in action Aug. 26, sacks weighing 2015, in Helmand more than 50 Pr o v i n c e , pounds to repreAfghanistan. It sent the deployed. was the first anOnce at the niversary of Sibcemetery, they ley’s death. completed a After free round of memoStaff Sgt. falling into the rial push-ups to Forrest Sibley waters of Sibley’s honor their fallen hometown, his teammates teammate. joined family members and Sibley, 31, had served in the friends to complete a memorial Air Force as a combat controller ruck march to his final resting since 2008. In his seven years of place at Barrancas National service, he received four Bronze Cemetery (BNC). Star Medals, once with valor for “When we lost Forrest, most heroism in combat, as well as a of his teammates were still de- Purple Heart for injuries susployed for another five months, tained in combat. and couldn’t attend any funeral “Forrest was one of our best or memorial event,” said Lt. Col. combat controllers, but he was Stewart Parker, commander of 21st Special Tactics Squadron, See Sibley on page 2

After parachuting into Pensacola Bay, members of the Air Force’s 21st Special Tactics Squadron make a memorial “ruck march,” a hike with full packs, from NAS Pensacola’s Bayou Grande Marina to Barrancas National Cemetery and the grave of teammate Staff Sgt. Forrest Sibley. Sibley was killed in action Aug. 26, 2015. He had served in the Air Force as a combat controller since 2008. Photo by Mike O’Connor For more photos, see page A4

CNATT: Make Labor Day weekend safety a priority Center for Naval Aviation Technical Training Public Affairs

The Center for Naval Aviation Technical Training (CNATT) safety manager is reminding service members, civilian employees and their families to maintain safety awareness as they prepare for what is generally viewed as the end of summer. CNATTSafety Manager Krystal Hancock said that Labor Day, a federal holi-

day designed to honor the achievements of American workers, includes an extended weekend, with service members and their families often electing to travel to see family and friends. “Whether taking a long road trip or simply jumping in the car to run a quick errand, driving is inherently risky, and traffic mishaps continue to

be a leading reason for lost time, days, and lives across our force,” she said. Hancock said the National Safety Council (NSC) predicts this could be the deadliest Labor Day weekend for drivers in eight years, estimating that more than 430 people could be killed in traffic accidents throughout the Labor Day weekend. She added that service members, often sepa-

rated from their families and travelling significant distances to visit during the long weekend, should take some simple precautions before and during their trips. “Get enough rest before heading outsleepy driving is as dangerous as impaired driving,” she said. “Alternate drivers or take frequent breaks to ensure that whoever is behind the wheel stays alert.” See Labor Day on page 2

‘Be There’ for your shipmates during Suicide Prevention Month 2016 By James Rosenfelder U.S. Navy Bureau of Medicine and Surgery public affairs

NAS Pensacola to host 9/11 commemoration ceremony ... In commemoration of the events of Sept. 11, 2001, Naval Air Station Pensacola will present a ceremony at the National Naval Aviation Museum aboard the base at 10 a.m. Sept. 9. The event will include a guest speaker and a musical rendition from the NATTC Choir, a traditional “two-bell” ceremony, honors performed by the NASP Honor Guard and a 21-gun volley. The public is invited to attend.

Navy Medicine recognizes September as National Suicide Prevention Awareness Month, which began Sept. 1. The theme for Suicide Prevention Month 2016 is “Be There.” Throughout the month, Navy Medicine will highlight the power of peer support and personal wellness, encouraging Sailors and Marines to be there for their shipmates. “Action starts with prevention,” said Vice Adm. Forrest Faison, Navy surgeon general and chief, Bureau of Medicine and Surgery (BuMed). “When a Sailor needs assistance, easy access to support resources and mental health treatment is essential, as is validation of help-seeking behaviors.” Suicide prevention is a yearlong effort. Suicide Prevention Month serves as a reminder that building resilience and preventing suicide requires all

members of the Navy and Marine Corps community to work together. Every life lost to suicide is one too many. “Take action if you notice anything

out of the ordinary for a shipmate; reach out to them,” Faison said. “If you are having difficulties, seek help if See Prevention on page 2

FatAlbertis getting a facelift...Fat Albert, the Blue Angels’ C-130 cargo plane used for transporting crew and equipment to air shows around the country, is currently undergoing a chemical de-paint process at Tinker Air Force Base in Oklahoma after corrosion was found. Once the de-paint process and sheetmetal checks for any other corrosion are complete, Fat Albert will fly to Hill Air Force Base, Utah, for full programmed depot maintenance and paint. Photo by Kelly White

Published by BallingerPublishing, a private firm in no way connected with the Department of the Navy. Opinions contained herein are not official expressions of the Department of the Navy nor do the advertisements constitute Department of the Navy, NAS Pensacola or Ballinger Publishing’s endorsement of products or services advertised.



play/live/give miss out on the unique experience. For more information, showtimes and to buy tickets, visit

Gogol Bordello at Vinyl Music Hall Oct. 20

On tour for their newest album Seekers and Finders, Gogol Bordello is a gypsy punk band from New York City that has been playing a fusion of folk, punk, world, polka and more since 1999. Supporting them is Lucky Chops, a brass funk band from New York City that has gone viral due to their high energy subway performances. The show starts at 7 pm and tickets are between $30 and $35. For more information and to purchase tickets, visit

Dog Sees God: Confessions of a Teenage Blockhead at Pensacola Little Theatre Oct. 20 – 28

A Studio 400 Production. Directed by Denley Messerly. The unauthorized further adventures of the Peanuts gang as they go through puberty, and experience life beyond their traditional six year old selves. The NY Post has called it “Inventive and raunchy…hysterically funny.” For more information, showtimes and to purchase tickets, visit

Conor Oberst at Vinyl Music Hall Oct. 22

Conor Oberst joined his first band at the age of 13 and has been releasing music since 1993. Over the next two plus decades, he’s released cassette-only recordings, split 7-inches, and a dozen albums of uncommon insight, detail, and political awareness with his band Bright Eyes, under his own name, as a member of Desaparecidos, as leader of the The Mystic Valley Band, and with the Monsters of Folk supergroup. The show starts at 7 pm and tickets are $31. For more information and to purchase tickets, visit

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Rodgers & Hammerstein’s The Sound of Music

Postal art sent to local artist and ACE member Manuel Runyan #299

Oct. 25

The Hills Are Alive! A brand new production of The Sound of Music is coming to Pensacola. The beloved musical story of Maria and the von Trapp Family will once again thrill audiences with its Tony®, Grammy® and Academy Award® winning Best Score, including “My Favorite Things,” “Edelweiss” and the title song. The Sound of Music enjoyed extraordinary success as a live television production when The Sound of Music Live! aired on NBC in December 2013 and was seen by over 44 million people. 2015 marked the 50th anniversary of the film version, which continues to be the most successful movie musical in history. Tickets start a $68. The show starts at 7:30 pm at the Saenger Theatre. For more information and to purchase tickets, visit

Voices of Pensacola Annual Haunted House Walking and Trolley Tours

P & F: T A  ACE A. 24, 2017 - F. 27, 2018 T. T. W, J. M, 330 S. J S. Featuring 50 illustrated envelopes and personal correspondence created by members of the Art Cover Exchange from 1939 to late the 1940s.

. | 850.595.5990

Oct. 21, 27, 28

Historic Pensacola will host its Annual Haunted House Walking and Trolley Tours on October 21, 27 and 28. Ghoulish guests may choose from among three walking tour routes including the Seville Spirits, Murder and Mayhem, and the Adult-Only Redlight Tour. The Seville Spirits and Murder & Mayhem tours depart every thirty minutes between 7 and 8:30 pm. The Adult Only Red-Light tour departs at 7:30 and 8:30 pm. The walking tours, led by volunteer guides who share the haunted history of Pensacola, last an hour and 15 minutes. Participants do not go into any of the buildings. For more information and to purchase tickets, visit

Greta Dietz Allen, Evening Shadows, 1900, oil on canvas, Collection of the Huntsville Museum of Art.


Boo at the Zoo Oct. 21 – 22, 28 – 29

Designed for a younger audience, Boo at the Zoo offers 4 days of scare-free fun! Join our safe zoo neighborhood of Halloween entertainment, with kid-friendly fun around every corner from 10 am to 4 pm. Enjoy a trail of trick-or-treating stations with treats, toys and treasures for children of all ages! Kids and adults are encouraged to wear fun (not scary) costumes. For more information, visit

407 S. Jefferson St. Pensacola, FL 32502 850.432.6247 Museum Hours: Tues. - Wed. 10 a.m. to 5 p.m. Thurs. - Sat. 10 a.m. to 7 p.m. Sun. 12 p.m. to 4 p.m. Mon. Closed

American Impressionist Women

Sept. 8 – Dec. 30, 2017 The Henderson Thornton and Kugelman Family galleries Organized by the Huntsville Museum of Art. pensacola magazine | 53



Directed by Denley Messerly


Our Storied Past


The black and white postcard was taken prior to 1907. Building “A,” is Germania Hall Fire Station. “B” is the L&B grain elevator. Building “C” housed the county jail. In 1907, Building “D” had been vacant for years. Building “E” was a livery stable. The color postcard was taken after 1911. Today, Building “A” houses Quayside Art Gallery. Building “B” was destroyed by the October 1916 hurricane. The

Buildings designated “C” and “D” on the black and white postcard were razed, and the combined County Court House and Jail were built on the location. Today, this building houses the Pensacola Cultural Center, home of the Pensacola Little Theater. Building “E,” originally built to house the Pensacola City Hall, is now home to the T. T. Wentworth, Jr. Florida State Museum.

Photos courtesy of UWF Historic Trust pensacola magazine | 55

On the Market A Real Estate Section


109 S. Baylen St.

page 59

In This Section By the Numbers: A Look at August's Market Highlights page 60

10 Ways Home Sellers Attract More Buyers page 68

Neighborhood Spotlight: East Pensacola Heights page 62

Insurance Tips for the Homeowner page 70

I Wonder if Solar Panels Will Work on My House? page 64 56 | pensacola magazine

House Hunting and Credit: What You Need to Know page 72

pensacola magazine | 57

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ON THE MArkET Featured Home

109 S BAYLEN ST. 2596 SQFT. | 4 BEDROOMS | BATHS: 3 FULL / 1 HALF EXPOSED BRICK | WALK-IN CLOSET | ELEVATOR | WET BAR | BALCONY Discover the ultimate in urban living in the heart of beautiful downtown Pensacola. Enjoy living within a short walk to the SOGO shopping and dining district, historic Palafox Street and the Pensacola Blue Wahoo’s Baseball stadium. The exposed brick walls, soaring ceiling height and the open floor plan in this three-level living space create an upscale and inviting urban aesthetic. At night, the breathtaking chandelier with vintage style Edison bulbs create a warm glow and ambiance for

hosting guests or just relaxing. Large-scale windows create the “front wall” facing downtown Pensacola and provide abundant natural light throughout the living and kitchen area. An expansive front balcony effortlessly flows into the living area and becomes additional space for entertaining. Any home chef will love the large kitchen with plenty of storage, beautiful cabinetry and state-of-the-art Samsung appliances including a smart refrigerator with LED screen. A huge granite-topped island provides additional work

space as well as seating for dining or kitchen conversations. Retire to the elegant master suite that features those same high ceilings, walk-in closet and soothing natural light. The spa-like master bath features a spacious dual vanity, garden tub and separate shower complete with a digital Rinnai water temperature controller. The master, the three additional bedrooms and two additional full baths were meticulously designed to create unexpected and much appreciated living and sleeping space.

The home also offers state-ofthe-art smart home features—turn on lights with the Alexa connected smart light switches and enjoy energy savings with the multizoned Nest smart thermostats. Additional features of this downtown loft include an elevator and a private garage. You will love being a short walk from Pensacola’s nightlife and dining, while being only minutes from Pensacola Beach. Don’t miss out on this rare, just completed loft and enjoy a downtown Pensacola urban lifestyle!


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CHErrY FITCH | 850.723.9723 pensacola magazine | 59


a look at August's Market Highlights $190K

Median Sale Price

78 Avg. Days on Market


Monthly Sales


Quarterly Sales

Market Highlights August sales were up 21 percent compared to the same month last year and were the second highest of any month this year. 60 | pensacola magazine

Median sales price for August remained just shy of $190,000

August DOM inches up just three days from July, ending at 78 for the month.

Sales in the $0–$99k and $200k–$299k ranges showed the most activity, up 17 percent and 21 percent respectively, over July.

Information courtesy of Pensacola Association of Realtors

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Want to find out more about our eight move-in ready homes? Contact Tony Trantham Pricing effective August 26, 2017 and subject to change at any time. §Square foot dimensions are approximate. Pictures, photographs, floor plans, elevations, features, colors and sizes are approximate for illustration purposes only and will vary from the homes built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior to sale at any time without notice or obligation. Please contact a sales representative for details. Š2017 D.R. Horton, Inc. Florida Registered Building Contractor License #RB29003307 pensacola magazine | 61


East Pensacola Heights

Pensacola is growing to be quite the city, but there are still parts of it that are cozy and a little slower than others. These neighborhoods are perfect for the younger crowd and first-time homebuyers, as they do not carry much of the same stress as moving downtown or to a gated community. That’s why we are shining our Neighborhood Spotlight on East Pensacola Heights, often called The Heights. Small in area but big in character, The Heights is a perfect small neighborhood that has a little bit of everything and a lot of growth potential in the future History of the Neighborhood The early history of East Pensacola Heights is slightly obscured in favor of larger neighborhoods. Charlie Davis briefly writes about East Pensacola Heights in The Heritage Book of Escambia County, Florida. He described it as a town with a focus on the coast—many fisherman and shrimpers lived there, and their children often spent time swimming in and around Bayou Texar. He characterizes life there as slow, friendly and close knit, and it retained much of that same character after it had been incorporated into the city. Properties and Prices East Pensacola Heights occupies the southern tip of the 62 | pensacola magazine

peninsula between Bayou Texar and Escambia Bay, extending into Pensacola Bay and ending north at Hyde Park Road. Though the area may seem small, it is dense in both commercial and housing properties. According to Zillow, the median price for most The Heights properties hovers around $160k. A large majority of these properties are actually condos in developed sub-divisions, though individual houses are also available. Many of the condos don’t rise above around 1000 square feet, and most are either one bed and one bath or 2/2. Houses are around 1,500 square feet and are often 3/2. East Pensacola Heights is a somewhat older neighborhood, and the houses are usually ranch or Gulf Coast style—the condos around Hyde Park are generally newer construction. Condos are typically in blocks of four, though single high rises like Scenic Terrace are also selling. Rentals are common, with a 2/2 costing roughly $1,000 per month. The Heights enjoys a diverse variety of people. Most who live there are between 25-55 years old, with about 50 percent being married and around 70 percent having college degrees – according to Trulia. Traffic is light, except for along Highway 90, and the whole neighborhood is easily walkable. Utilities in the neighborhood are similar to throughout Pensacola – Gulf Power for electricity, the ECUA for water and garbage, and either AT&T, Cox or DirecTV for internet and cable providers.

Local Attractions A.K. Suter Elementary services all of the Heights, and is a highly regarded school that has been around since 1921. Due to its proximity to East Hill, other schools like the Pensacola Private School of Liberal Arts, The Montessori School of Pensacola and East Hill Christian School are also options. The Heights has plenty of coastlines along Bayou Texar and Escambia Bay, good for breezy walks and water activities. There is also Exchange Park, a 4-field softball facility where you can see local school and little league teams compete. The south end of the neighborhood contains some of the best little restaurants in the city. Marina Oyster Barn has some of the best shellfish in Florida; the New Yorker Deli has authentic New York style eats; My Favorite Things serves masterful brunch and filling lunch; The Magnolia has unique takes on shareables and small plates; Scenic 90 Café is an old fashioned diner transported straight out of the 50s; and Nancy’s Haute Affairs offers quick gourmet-to-go and awesome catering. Cafes are also plentiful, with Constant Coffee and Drowsy Poet offering up food, drinks and entertainment. The Heights also has Apple Market, an independently owned grocery store that stocks fresh, organic and local groceries. They also have a huge deli, a great selection of wine and beer, and catering services for any event you would want.

tables, classic wood bar and a cigarette-friendly attitude. The Magnolia serves more craft beers and wines, and is always full of conversation and uniqueness. The two coffee shops also often host poetry nights and open mic nights for the more artsy crowd. Summary East Pensacola Heights is a perfect place for those looking to just get into home ownership. It’s inexpensive properties and condos, compact area full of activity, and beautiful natural scenery seem like you are in a completely different town when the heart of the city is only a small bridge away. For more information on East Pensacola Heights and the surrounding areas, speak to your realtor to see what makes this charming area stand out.

There are also some chances to cut loose in The Heights. Sir Richard’s is a classic bar in every sense—dartboards, pool pensacola magazine | 63

On the Market

I Wonder if Solar Panels Will Work on My House? By Brian O'Sullivan

Anyone considering adding solar panels to their home or business is certainly not alone. A recent national survey confirmed that a significant majority (88 percent) of Americans favor renewable energy. Of that total, 62 percent are interested in adding solar to their homes. Solar Photovoltaic (PV) systems are quickly becoming one of the most popular home improvement upgrades in Florida, the Sunshine State, for good reason. Making the decision to install solar panels is not only environmentally responsible but also financially savvy and consumers throughout the Panhandle are starting to catch on. However, typical home and business owners have many great questions about the process of converting to solar that they may not be able to easily answer. What follows is a story of how the Jones family, Pensacola residents, went through the process of purchasing a solar system from SunFarm Energy, a Pensacola solar installer. 64 | pensacola magazine

Mr. & Mrs. Jones live in a typical, comfortable Pensacola home. All was well except over the last number of years their power bills had begun to skyrocket. Last year, they decided to do something about it that would not only reduce their bills but also be good for the environment and be a great investment! They called the solar power experts at SunFarm Energy to do a free energy analysis on their home and show them how they can install a solar system that will pay for itself. Within a very short period, the professional system designers were able to provide a detailed proposal that explained the costs and benefits of switching to solar power. The SunFarm Energy team explained very clearly how solar panels absorb energy from the sun to generate clean renewable power in the form of electricity that provides power to the building. They also detailed how any power left over is sold back to the electric service provider for credit in a process called net metering. The net metering law in the state of Florida allows most home and business owners to sell back the excess power they produce, making it easy for solar customers to see a quick return on investment. The professionals at SunFarm Energy also walked the Jones family through the financing and permitting process. While these things may seem daunting at first, SunFarm Energy made the process turn-key for their clients. They provided information on affordable $0 down financing and served as the point of

contact between the customers, the utility, and the local permit office. SunFarm Energy’s experts even provided information to the Jones family that allows them to take advantage of a 30% federal tax credit on their PV system, which saved them thousands of dollars on their taxes and significantly reduced the cost of their system. After working with SunFarm Energy, the Jones family is enjoying drastically lower utility bills and greater energy independence for decades to come. They can also rest easy with the knowledge that their solar system is reducing their environmental impact and helping to make their community cleaner and healthier. If you are interested in seeing what led the Jones family to purchase their solar system from the premier solar installer on the Florida panhandle, call SunFarm Energy today to see what the sun can do for you! SunFarm Energy is a NABCEP certified, veteran owned solar installer located in Pensacola and servicing the Florida Panhandle. For more information about solar PV installations or to receive a free quote, call 850-472-0341, visit, or email

MIKE DOLLEN Proudly serving Northwest Florida. Your Satisfaction is my Number One Priority. MIKE DOLLEN CMDCM USN (Ret.) REALTOR ® 4475 Bayou Blvd, Pensacola, FL 32503 (850) 207-1191

pleasant scent shows you care about and maintain your home.” 4. Use color creatively. From Mark Lee, Realtor “Paint over that Florida State Seminole on the wall of your man cave, and cover up the Barbie purple in your daughter’s childhood room. Don’t paint everything white, however. White walls make a room seem stark. Instead, appeal to a larger number of buyers by choosing an on-trend, neutral hue. To add color without overusing it, toss a few decorative pillows on the coach or place an area rug in the office.”

With so many people flocking to our beautiful, vibrant region, homes are selling. As the #1 independent real estate brokerage in Pensacola, Gulf Breeze, and Pensacola Beach, Levin Rinke Realty has achieved $210 million in sales to date. Over the 20+ years we’ve been in business, Levin Rinke has sold more than $2.5 billion in real estate. If you are looking to sell, take a moment to gather 10 essential tips from our experts so that you grab positive attention from buyers and benefit optimally from the current market. 10. Make a good first impression. From Susie Smith, Realtor and Military Relocation Professional "We aren't supposed to judge a book by its cover, but in all reality, we do. When buyers pull up to your home, the facade is the first thing they see. The first impression is pivotal, so you want to make it great! Be sure the yard looks maintained, exterior walls and doors are free of stains or obvious imperfections, and the front-door lock works well. Think for a second what might go through a potential buyer’s mind if the realtor has to jiggle the door open: This place has not been kept up! That first impression sets the tone for the rest of the showing." 9. Don’t completely de-personalize your home. From Larry Kuhn, Realtor “Your goal as a seller is to make your potential buyers feel as though your place could become their home. That’s why I typically ask clients to take down all the photos and kids’ artwork covering the fridge, as well as the countless trophies and other memorabilia that clutter bookshelves. Too much personalization overwhelms and distracts buyers. However, some personal touches help tell the story of the home and the family. Leave a few personal items to make a home seem livable and loved, and give buyers a good feeling.” 8. Give each room a purpose. From Amanda Hurd, Realtor “Empty rooms can make a house feel cold and uninviting. In contrast, a few simple pieces of furniture add warmth and convey a room’s purpose. Items in the right place spark ideas of how others could use the space. Not everyone has the ability to envision possibilities without being prompted. Therefore, if you have an empty room, consider transforming it into an additional family room or a home office.” 68 | pensacola magazine

7. Utilize lighting. From Larry Kuhn, Realtor “Avoid excess window treatments like drapes, sheers and blinds. Instead, lighten up on fabric and other coverings to allow natural lighting inside. Natural lighting not only makes interior spaces feel larger, but it also brings the outdoors in—something today’s buyers desire. In addition to natural lighting, don’t forget about your home’s ambient, task, and accent lighting. The more light, the better. I like to advise my clients to replace all the bulbs with LEDs and to open window and shutters or blinds to allow ambient lighting for photographers. Also, remember to turn on every light in the house during a showing to make your home feel open and inviting.” 6. Highlight storage. From Jeremy Johnson, Realtor and Sales Manager “Buyers will be scouting for storage space. They want to know where they can store their own personal items, such as clothes, collectibles, and other miscellaneous objects. Here’s a secret: Make your closets look half empty. Declutter them by taking out half of your clothing and organize what is left.” 5. Eliminate bad odors. From Cherry Fitch, Mark Lee Team Realtor “When preparing to sell you home, a house that smells fresh and clean establishes an inviting environment for buyers. It's easy to become "nose blind" to our own daily scents of dogs, cats, carpet odors, etc. You can always ask a friend to walk in and give you an honest opinion. Fixes are often very simple, removing litter boxes, pet food dishes, garbage, or adding absorbent air fresheners. Unpleasant odors that are permanent may require more, such as replacing damaged, stained or smelly carpet, bedding, rugs etc. A

3.Optimize traffic flow. From Gary Michael, Mark Lee Team Realtor: “Avoid overcrowding a room, with furniture, accessories or personal photos/memorabilia. An often used rule of thumb is to allow three feet of space between pieces of furniture. Not only should your layout allow buyers to walk through and around rooms freely, it can also help the buyer visualize their own furniture in the available room space. Room size is important and it's best to use the "less is more" formula and look at your space through a buyers eyes - open, comfortable, and family friendly are important attributes.” 2. Make repairs. From Jessica Duncan, Realtor “Adopt the attitude of a buyer and then do a walkthrough of your house. As you notice the dirty baseboards and the leaky kitchen faucet (believe me, potential buyers will), create a honey-do list. Before listing your home, do tackle the related chores so that you earn a greater return on your investment. Don’t spend a bunch of money on major repairs before talking to a realtor, who can help you avoid costly mistakes. I always like to see the initial state of the home before any renovations have taken place so that I can guide the homeowner in the right direction.” 1. Hire a Great Realtor. From Walter K. Pierce, Broker Salesman “Save time and money by getting the best realtor you can find and trust. The process of purchasing and selling a home should be fun and exciting, not expensive and stressful! You need a working relationship with a realtor and his/her team of professionals, focused on your best interest, for every step of the transaction.” Debi Freed, Realtor: “Finding a good realtor is essential to enjoying a painless real estate transaction. Agents who are experienced and well educated can ensure that the seller is able to list the property for the maximum amount. The realtor will also negotiate on behalf of the seller. The art of negotiation is paramount to every real estate deal for the seller to obtain the maximum profit from the sale of the property. The best agent is an experienced professional who listens to you, conducts business in an ethical manner, and knows the local market.”


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Insurance Tips for the Homeowner

by Kathy Batterton + Bruce Baker

Insurance is a major factor in both owning and purchasing a home. The cost of insurance is influenced by several factors. If you are purchasing a home, the cost and or availability of insurance could affect the sale. Below are some things to keep in mind regarding insurance. A four point inspection is required before obtaining insurance on older homes, short sales and foreclosures. This encompasses roof, plumbing, electrical, AC/heat. Any problems found would need to be corrected before obtaining insurance. Currently, insurance companies are asking for at least five years of life left on a roof. Most buyers obtain a roof inspection. However, if a buyer does not obtain one up front, he may be faced with the insurance company doing a post-closing inspection that may potentially require a new roof. Aluminum wiring in a home will also be an obstacle to obtaining insurance. Most homes with aluminum wiring were built in the late 60s to early 80s. If a home needs to be rewired, it will be a significant cost: $5-$10 per square foot. The plumbing should be copper, not 70 | pensacola magazine

polybutelyne. According to Tyler Kepner, insurance agent with Key Insurance in Pensacola, “There are still some companies who will write homes with aluminum wiring. Key Insurance is one of them. But you may not like the pricing.” All homeowners should obtain a wind mitigation inspection. If you have not done so, call your insurance representative immediately. The inspection cost is usually less than $200. The most important item is how the roof structure is attached to the home. They will also review for roof type (percentage of roof that is gable versus hip), impact windows or shutters, and more. If your home doesn’t pass the wind mitigation items required for credits, then you could look into Rebuild Northwest Florida. FEMA has limited funding to reinforce your home: they will cover 75 percent of the cost of improvements and the homeowner covers the remaining 25 percent, and Rebuild Northwest Florida takes care of all the work. To see if your home qualifies or for more info go to


All homes are in a flood zone of some sort. If your home in not in an “X” Zone, you will be required by your lender to purchase flood insurance. Flood policies are issued through the National Flood Insurance Program through FEMA. Rates are set based on elevation level of the home and the national flood maps. If you home is not in a special flood hazard area, you may still want to obtain a policy. Several areas in Escambia and Santa Rosa County that were not in a special flood hazard area have flooded in recent years. Several homes in Tiburon in Pace flooded during a June storm due to a backup in the storm drain. A neighborhood in Pensacola’s Bristol Park subdivision flooded in the 2014 storm, mostly due to the Dam break. So it may be a comforting feeling to go ahead and spend $500 per year for flood insurance. It is important to review these talking points with your insurance provider. If you are thinking of purchasing a home on the water, in East Hill, an older home or a newer home with a three tab roof, you need to address these obstacles with your real estate agent up front.

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House Hunting and Credit: What You Need to Know By now it is something of a cliche to call homeownership the American dream. But even if sitting on your own deck, looking over your picket fence and sipping lemonade doesn't move you, homeownership is still one of the best ways to build wealth.

For many, owning a home is cheaper than renting and, in the long run, the biggest investment they will ever make. It is also a practical financial move thanks to the fact that you're likely building equity while getting a mortgage interest tax break. So although it is perfectly fine to dream about backyard barbecues and the smell of fresh-cut grass, the path to owning your own home should also involve taking the time to do some financial sightseeing. As a leader in creating credit scoring models, VantageScore Solutions has made it a priority to educate consumers on the important role a good credit history plays in buying a home. Whether you're about to set out to buy your first home or if you are getting ready to sell and buy another home, here are the basics of how credit impacts the home-buying process. 72 | pensacola magazine


If you are like most people, you will probably need to take out a loan. If you are able to pay cash for your home instead, count yourself among the lucky few! A huge part of taking out a loan involves your credit history and credit score. Basically, you must prove to lenders that you can be a responsible borrower and can be trusted with a mortgage of many thousands of dollars. A strong credit score may provide proof of this trustworthiness. Different types of loans have different credit requirements. Some loans require you to have a credit score of at least 620, although it is possible (with some difficulty) to be approved for a loan with a credit score as low as 580. But getting loan approval is only part of the story.

Better credit, better rate

Home loans come in all shapes and sizes. Some are fixed interest mortgages, some have adjustable rates or longer terms and the list of variables goes on. Just like anything else, some loans are better for you than others. To get the loan that has the lowest interest rate, which right now is around 4 percent, usually requires a higher credit score. Rates can be considerably higher when you have a lower credit score, and the result is paying significantly more monthly over the life of the loan.

The reason is that a higher credit score demonstrates that you are skilled at managing debt and have a history of responsibly paying back many types of loans. Therefore, the lender is taking on less risk when lending you money. The less risk for them, the better the interest rate for you. While there are, of course, more nuances to the process, your credit score plays an instrumental role in determining the type of loan you may qualify for. Therefore, before you go to your first open house, check your credit score to better understand the factors that typically impact your scores. Many websites provide free access to your VantageScore, which is a perfectly fine barometer to use to directionally gauge your creditworthiness. Mortgage lenders use FICO scores in their underwriting. You can stay on top of things by subscribing to the monthly credit scoring newsletter, The Score. In The Score, you can find information on VantageScore 4.0, the fourth-generation scoring model that will be available to consumers in early 2018. Knowing your credit history and understanding the factors that could impact your credit score will help you plan, budget and come up with a realistic wish list for your house.

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