Weekend Balita 11-10-2012

LOS ANGELES

VOL. XX, NO. 40

Erap disapproves of Andi for son Jake Ejercito?

NOVEMBER 10-16, 2012

See ENTERTAINMENT, page 24

Fil-Am leads State Assembly race Rob Bonta may serve as the first Fil-Am to serve in the State Assembly Rob Bonta, a Filipino-American Oxford and Yale Law graduate, may yet be the first Fil-Am to serve in the California State Assembly after Tuesday’s elections over showed that he garnered more than 50 percent of the votes cast over fellow Democrat Abel Guillen for the 18th Assembly District.

With 100 percent of precinct reporting, Bonta garnered 50.79 percent with 50,028 votes cast to his name as against 48,470 for his rival Guillen. As of Wednesday, Bonta’s website has yet to Rob Bonta claim victory as mailed-in ballots will have to be counted for official election results. However, some media outlets already claimed that Bonta won.

A husband and father of three, Rob Bonta is the Vice Mayor of the City of Alameda and an Alameda County Transportation Commissioner.

Throughout his career in public service, Vice Mayor Bonta, 41, has distinguished himself as a strong advocate for public schools. He has fought for public safety, to foster economic development, exercise fisSee FIL-AM LEADS STATE ASSEMBLY, page 5

President Barack Obama and First Lady Michelle Obama embrace Vice President Joe Biden and Dr. Jill Biden moments after the television networks called the election in their favor, while watching election returns at the Fairmont Chicago Millennium Park in Chicago, Ill., Nov. 6, 2012. (Official White House Photo by Pete Souza)

Aquino congratulates Obama on his re-election

Muslim students pose before a throng of photographers shortly after “voting” in the mock U.S. election at a shopping mall at suburban Quezon city, northeast of Manila, Philippines Wednesday, Nov. 7, 2012.

Filipinos participated in a mock U.S. elections between President Barack Obama and Republican challenger Mitt Romney which was organized by the U.S. Embassy in Manila. (MNS photo)

MANILA, Nov 7 (Mabuhay) – President Benigno S. Aquino III congratulated United States (U.S.) President Barack Obama on his re-election Tuesday (Wednesday, Manila time) against Republican rival Mitt Romney.

In a statement issued on Wednesday, Presidential Spokesperson Edwin Lacierda said that the President extended his congratulations to President Obama by sending a letter to the White House on Wednesday afternoon.bama became the second Democrat, after Bill Clinton, to win a second four-year White House term since World War II. “In his letter, the President of the Philippines recalled how four years ago, President Obama’s message of hope resonated with the American people and the world, marking the beginning of the long road back for one of the world’s greatest

Asian Americans vote overwhelmingly for Obama

Europe vows to protect Pinoy seafarers

BY SHAUN TANDON

Aquino concerned on blacklist threat affecting 91,000 Filipino sailors

WASHINGTON, Nov 7, 2012 (AFP) – President Barack Obama enjoyed soaring support from Asian Americans to win another term, a survey said Wednesday, as voters elected new faces to Congress including its first Hindu lawmaker.

A poll conducted for community groups found that 72 percent of Asian Americans voted for Obama on Tuesday, a gain from the two-thirds support he won in 2008 and part of a major shift toward the Democrats over the past 20 years.

While small in total, Asian Americans are the fastest growing racial group in the United States and made up 3.4 percent of the electorate on Tuesday, up from 2.7 percent four years ago.

MANILA, Nov 7 (Mabuhay) – President Benigno S. Aquino III said he advanced the interest of the country’s seafarers during his attendance to the 9th Asia Europe Meeting (ASEM) in Laos this week.

In his arrival statement at the Ninoy Aquino International Airport Terminal 2 Tuesday evening, the President said he had a discussion with European Council President Herman Van Rompuy and European Commission President Jose Manuel Barroso concerning the plight of more than 91,000 Filipino seafarers manning European-flagged vessels.

The Philippines is concerned on a possible

See VOTE OVERWHELMINGLY, page 5

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countries,” Lacierda said.

“President Aquino wrote that the American people, in giving a new mandate to Mr. Obama, have trusted him to stay the course, move them forward, and to continue harnessing the voices and ideas of the American people,” Lacierda said.

“The President also wrote that in their encounters, it has been easy for the presidents of both nations to understand each other given the common set of aspirations they have for their respective peoples – inclusive growth and renewed prosperity,” Lacierda stressed.

As a treaty ally and strategic partner of America, Lacierda said, President Aquino told the U.S. President that the Philippines looks forward to deepening the cooperation between the two countries in his second term.

blacklisting of the European Union, which will surely affect Filipino seafarers and their families, the President said.

The President noted that the previous administration neglected adhering to maritime rules mandated by the Standards of Training, Certification and Watchkeeping (STCW) of the European Commission.

“Ipinaalam natin sa mga pinuno ng EU na doblekayod tayo para makamit ang mga pamantayan ng European Commission at ng European Maritime See PINOY SEAFARERS, page 5

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Journalist shot dead in Cabanatuan

MANILA, Nov 8, 2012 (AFP) – A radio broadcaster was shot dead in the Philippines on Thursday, police said, the seventh journalist to be murdered this year in one of the world’s most dangerous countries for reporters.

A gunman riding a motorcycle killed Julius Cauzo, 51, in the northern city of Cabanatuan, where he worked as a talk show host as well as a reporter for the privately run DWJJ radio station, police said.

Local police officer Fernando Cacayorin said that, while the motive was not yet known, Cauzo

was outspoken on sensitive issues in local politics and criticized various politicians on his radio show.

Cauzo had also criticised corruption in the area, although it was unclear immediately as to why he was murdered, said Nestor Burgos, chairman of the media watchdog National Union of Journalists of the Philippines.

Media organizations and rights groups say the Philippines is one of the world’s most dangerous places for journalists.

They say this is part of a “culture of impunity” that infects all of society, where powerful figures

Half-eaten man found at crocodile farm MANILA, Nov 6, 2012 (AFP) – The body of a man half-eaten by saltwater crocodiles has been found at a Philippine breeding farm for the giant reptiles, police said Tuesday.

Employees found the 57-year-old victim in a pond used by the crocodiles, which can grow up to 4.3 metres (14 feet) long, on Friday, police officer Lowell Neniza said.

Authorities had no idea how the man, named by police as jobless Sorbelo Sajona, entered the privately-owned farm, Neniza said.

While there was no sign of any other injuries, police have yet to officially conclude he was killed by crocodile bites, Neniza told AFP by telephone.

“There was no evidence of foul play, but the farm security guards told us they were clueless on how he got into the pond.”

Sajona lived in a village about five kilometers (three miles) from the crocodile farm, Neniza said.

He was last seen drunk the previous day at the local cemetery, visiting the graves of his relatives like many other residents on All Saints’ Day, he added.

Lerio Gaceta, administrative officer of J.K. Mercado and Sons Agricultural Enterprises, which runs the farm, said the company planned to issue a statement on the discovery of the body but refused to elaborate on the issue.

She said there were 2,800 Crocodylus porosus – more commonly known as saltwater crocodiles – on the farm, which exports the creatures’ skins and sells the meat to local restaurants offering exotic cuisine.

The farm is in Santo Tomas, a rural town on the large southern island of Mindanao.

believe they can kill or intimidate their critics without being punished.

Cauzo became the 154th journalist to be killed in the Philippines since 1986, when a revolution ended the late dictator Ferdinand Marcos’ rule and introduced a chaotic, corrupt democracy, according to the journalist’s union.

Six of those killings, aside from Cauzo’s, occurred this year, according to the union.

It said four were murdered because of their work, while the motives for two others remained unknown. None of this year’s cases have been solved.

Enrile to NBI: Probe alleged rice smuggling dummies MANILA, Nov 7 (Mabuhay) – Senate President Juan Ponce Enrile asked the National Bureau of Investigation (NBI) to look into the background of traders and farmers’ cooperatives that he suspects are paper organizations or dummies of rice smugglers.

This was after many resource persons invited to the Senate agriculture and food committee’s probe on rice smuggling failed to attend a hearing on Wednesday. Of the 26 people who were sent subpoenas, only one attended.

“It gives me the suspicion that they do not exist as organizations. And if they do not exist, they are nothing but paper organizations and therefore dummies of interested and influential parties,” Enrile said during the hearing, which was cut short due to the absence of several invited resource persons.

“I move that we direct the NBI to conduct a thorough inquiry into the background of all these identities and report the matter of its findings to this committee, so that we can make the proper actions against them, includ-

ing their principals.”

Enrile told reporters after the hearing that some traders act as dummies to get an allocation from the government’s rice importation program and evade taxes.

Senate agriculture and food committee chairman Francis Pangilinan, meanwhile recommended that 20 of those who failed to attend the hearing be cited in contempt and arrested. Of the 20, 11 wrote the committee to say they won’t be able to attend the hearing, 4 sent their lawyers, and 5 did not respond to the subpoena.

“The subpoena to appear is a lawful order of the Senate,” Pangilinan said after the hearing. “Kung hindi natin i-enforce ito, kung sinu-sino na lang ang magsasabing, ‘Hindi kami puwede.’ Mawawalan ng saysay ang trabaho natin dito sa Senado. Hindi na rerespetuhin ang mg utos at patakaran natin sa Senado.”

Senators will discuss whether to enforce the contempt order at a caucus on Wednesday afternoon.

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Hu says China should become ‘maritime power’

BY ROBERT SAIGET

BEIJING, Nov 8, 2012 (AFP) – China Thursday stressed its intention to become a “maritime power” in line with its economic clout, as US President Barack Obama prepares to return to Asia amid regional anxiety at Beijing’s rise.

Against a backdrop of simmering territorial disputes with its neighbours, President Hu Jintao indicated China would continue to assert its disputed claims to maritime territories as he addressed the ruling Communist Party’s congress.

“We should enhance our capacity for exploiting marine resources, resolutely safeguard China’s maritime rights and interests, and build China into a maritime power,” Hu said in his speech to more than 2,200 delegates in Beijing.

His comments were likely to fuel alarm among China’s neighbours, some of whom have watched warily as Beijing builds up its military amid offshore disputes.

Beijing’s sovereignty row with Tokyo over Japanese-controlled islands in the East China Sea has chilled relations, while tensions with the Philippines and Vietnam have flared in the South China Sea. Japan urged China to use its sea power peacefully.

“It is not surprising to hear leaders in (China) speak about their intention to engage in maritime activities,” said a foreign ministry spokeswoman in Tokyo.

“But those activities must be carried out in a peaceful manner based on international law.”

Hu said China was committed to a peaceful foreign policy but must continue a military build-up that has seen huge sums poured into developing fighting capacities.

Citing “interwoven problems affecting its survival”, he said China must build a “strong national defense and powerful armed forces that are commensurate with China’s international standing”.

Hu called for China in particular to step up the military’s technological abilities, saying its most important task was to be able to “win a local war in an information age”.

Military analysts say China’s armed forces are far weaker than those of the United States and will remain so for some time.

But there is concern in Asian countries over Beijing’s military intentions, worries likely to loom in the background of an East Asian summit in Cambodia this month.

The newly re-elected Obama, who has refocused America’s strategic attention on the Pacific in a policy seen by many in China as a challenge, is expected to attend the meeting.

Michael Pillsbury, former head of policy planning for the US Defense Department, told AFP he was surprised by Hu’s comments.

“China is entitled to a legitimate military modernization program, but the US and the neighbours still cannot get a straight answer about how large Beijing’s new navy will be,” he said.

“Now President Hu seems to be calling for a major buildup, but again he gives us no details.”

China is developing a wide range of new weapons, putting its first aircraft carrier – a

retrofitted hull purchased from the Ukraine nearly a decade ago – into active service in September. It unveiled its second stealth fighter earlier this month.

The 300-metre (990-foot) carrier “Liaoning” is now preparing for its first take-offs and landing, state press reports said recently.

The party congress meets every five years. This year’s gathering will end with confirmation of a new slate of party and national leaders for the next decade, widely expected to be headed by current Vice President Xi Jinping.

During his speech, Hu also warned that China would “never allow anyone or any force to separate Taiwan from the motherland by any means”.

Beijing still claims the independently governed island – separated from mainland China at the end of the Chinese civil war in 1949 – and accuses the United States of interfering in the situation.

PHL, Japan vow to remain steadfast partners of dev’t VIENTIANE, Lao People’s Democratic Republic, Nov 6 (Mabuhay) – The Philippines and Japan have vowed to remain steadfast partners of development in a move seen to further strengthen relations between the two countries.

President Benigno S. Aquino III held a bilateral meeting on Monday with Japanese Prime Minister Yoshihiko Noda at the sidelines of the 9th Asia Europe Meeting here.

Prime Minister Noda pledged to continue working with the Philippines on development projects while President Aquino cited Japan as a “longtime, valuable and strategic partner of the Philippines” through its official development assistance program.

Prior to the bilateral meeting, President Aquino joined the other heads of state and government of the Asian and European countries attending the 9th Asia Europe Meeting (ASEM) during its formal opening ceremonies held at the National Convention Centre here.

In the formal opening ceremonies, President Aquino and the other heads of delegations were welcomed by Lao People’s Democratic Republic Prime Minister Thongsing Thammavong and then by Lao President Choummaly Sayasone. Thereafter, the heads of ASEM delegations posed for a group photo session.

After the group photo session, President Aquino also participated in the ASEM Enlargement Ceremony where the Lao President personally congratulated the Republic of Bangladesh, the Kingdom of Norway and the Swiss Confederation on their admission as new partners of ASEM. Earlier, President Aquino held three separate bilateral meetings with the heads of Norway, Switzerland and European Union. It was President Aquino’s first time to attend the ASEM Summit since his assumption into office in June 2010. (MNS)

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cal responsibility, and improve recreation opportunities for families.

Rob recently worked with the Obama administration to acquire nearly 1,000 acres of former Naval Base property at no cost and which will now be used for significant economic development and job creation for residents of the East Bay. Prior to being elected to the City Council, Rob was an elected member of the Alameda Health Care District Board of Directors, where he played a key role in stabilizing the finances of Alameda Hospital. He also served as the Chair of the Economic Development Commission, where he focused on business attraction and business retention efforts.

Rob began his public service in Alameda as the board president for both the Social Service Human Relations Board, where he fought to protect safety net ser-

Safety Agency (EMSA),” the President said.

For the country to cope with the European rules, the Chief Executive said he signed Executive Order no. 75 instructing the Department of Transportation to make sure that Philippine maritime institutions follow the guidelines set by the STCW. Because of government initiatives, the Philippines remains in the European Commission’s maritime whitelist, the President said adding that he will see to it that the country will continue to be included in the whitelist in the next EMSA audit.

“Ipinabatid natin ang kontribusyon ng libu-libong Pilipinong seaman sa shipping industry ng European Union at ng buong mundo, at ang potensyal na pagbulusok ng industriya kung mawala ang masisipag nating kababayan na sumasagwan para sa pag-unlad nito,” President Aquino stressed.

Around one-fourth of the world’s seafarers come from the Philippines.

According to the President, Norwegian Prime Minister Jens Stoltenberg praised the Philippines for its reforms and pro-poor initiatives.

There are around 17,500 Filipinos

From page 1

vices for the most vulnerable members of the community, and Alternatives in Action, which oversees high school, preschool and after school programs serving youth from Oakland, San Leandro, and Alameda.

Rob currently serves as a Deputy City Attorney for the City and County of San Francisco, where he represents the City and County and its employees and brings cases to protect California’s residents from different forms of abuse. Rob’s legal career has included service as a litigation associate for a major Bay Area law firm and as a law clerk for Judge Alvin W. Thompson of the United States District Court in Connecticut. As a young lawyer, Rob was part of a team that worked with the American Civil Liberties Union (ACLU) to successfully implement an a agreement with the California Highway Patrol (CHP) to prevent racial profiling.

VOTE OVERWELMINGLY From page 1

Obama, the first African American president, also enjoyed overwhelming backing from black and Hispanic voters, helping him offset a tilt by white voters toward his Republican rival Mitt Romney.

“It is without question that these three minority groups combined provided the margin of victory for Obama nationally but also in some key states,” said Matt Barreto, founding principal of the Latino Decisions research firm that carried out the survey.

The survey – whose finding on Asian American support for Obama was similar to polls carried out for media outlets – said that the top issue for the community was the economy.

In one potential reason behind support for Obama, Asian Americans were supportive of

his signature legislative achievement, with 60 percent saying that the government had a role to play in ensuring access to health care.

At least five Americans of Asian or Pacific Island descent, all Democrats, won new seats in Congress. In Hawaii, 31-yearold Tulsi Gabbard was elected as the first Hindu member of Congress.

Gabbard, who served in combat in Iraq, is of Samoan descent and her mother embraced the Gaudiya Vaishnava tradition.

“That Gabbard won while proudly espousing her Hinduism and voicing a willingness to be a strong voice for Hindu Americans brings over two million Americans into the political landscape for the first time,” said Aseem Shukla, co-founder of the Hindu American Foundation.

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From page 1

manning Norwegian-owned, -managed, or -operated ships, compelling Norway to invest in putting up training centers to hone the skills of Filipino seafarers, the President said.

At the same time, Norway made a commitment to assist the Philippines to make sure that it gets the nod of the European Union maritime audit.

Aside from hiring Filipino seamen, Norway currently needs a huge pool of manpower especially in the medical sector and the Philippines could seize this opportunity, the President said.

Norwegian companies are also active in investing in the country’s stock market, he added.

The President joined 51 other leaders comprising the ASEM member countries in the two-day meeting in Vientiane, Lao People’s Democratic Republic this week.

(MNS)

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Pia: Senate leaders obviously blocking RH bill MANILA, Nov 8 (Mabuhay) – Senator Pia Cayetano criticized Senate President Juan Ponce Enrile for saying the reproductive health bill will take the backseat for now.

She said it is obvious that the Senate leadership is doing everything to quash the bill. “Both the budget and the sin tax are priority all over other legislation,” Enrile told reporters on Monday.

Cayetano, the bill’s co-sponsor, does not see any reason why the bill should not be tackled. She said there is enough time, since sessions are now an hour earlier.

In addition, instead of closing at 5:00 p.m., the Senate’s sessions will also be extended up to 8:00 p.m.

Cayetano had already expressed dismay at the dilatory tactics being employed by her colleagues in the Senate.

Besides Enrile, Cayetano said another villain in the passage of the bill is Senator Ralph Recto. (MNS)

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Substitute RH bill still not acceptable – CBCP MANILA, Nov 7 (Mabuhay) – The amendments to the controversial reproductive health (RH) bill have not erased its bad provisions, an official of the Catholic Bishops’ Conference of the Philippines (CBCP) said.

In a report from CBCP News, Episcopal Commission on Family and Life chief and Antipolo Bishop Gabriel Reyes strongly objected to Albay Rep. Edcel Lagman’s House Bill 4244.

Reyes said “despite some good amendments, the latest version remains harmful because the bad provisions are still there.”

He noted it still has the “promotion of contraception or artificial methods of birth control.” He said this provision is still an essential part of the substitute bill.

“We remain steadfast in our position: the poor does not stand to gain anything

from contraceptive use. Poverty cannot be solved – neither fully nor partially – by contraceptive use and its promotion,” he said.

Meanwhile, pro-life organizations will again hold a prayer rally on November 12 to oppose the population measure.

“Let this be an occasion for Marian devotees and Pro-lifers to unite in the prayer of the Holy Rosary to ask the Lord for the graces to continue and persevere in the unending work of service to the most helpless of God’s creations, the unborn baby,” Reyes added.

The gathering will be held at the Nuestra Señora de Guia Parish Church in Ermita, Manila at 5 p.m.

It will also be a celebration of the 9th anniversary of Rosary for Life in the Philippines. (MNS)

Aquino cites contributions of the year’s ‘Gawad sa Manlilikha ng Bayan’ awardees to national advancement MANILA, Nov 8 (Mabuhay) – President Benigno S. Aquino III cited the contributions of the two Gawad sa Manlilikha ng Bayan awardees in preserving the country’s traditional arts which, he said, are vital to our national advancement.

In his speech at the Gawad sa Manlilikha ng Bayan awarding ceremonies held at the Heroes Hall of Malacanang Palace on Thursday, the Chief Executive lauded inabel weaver Magdalena Gamayo and gourd casque maker Teofilo Garcia, who both hail from the northern provinces, for their achievements in their respective crafts.

“Mapalad po tayong makasama ngayon si Magdalena Gamayo, ng Lumbaan, Pinili, Ilocos Norte. Labing anim na taon lang po siya nang matutuhan ang paghahabi, at hanggang ngayon—sa edad na 88—hindi pa rin kumukupas ang ganda at husay ng kanyang mga likhang sining,” he said.

“Gayundin po ang pagpapakitang-gilas ng isa pa nating awardee, si Ginoong Teofilo Garcia, batikan sa paglikha ng tabungaw. Labinlimang taong gulang naman po siya nang linangin ang kasanayan

sa larangang ito. Makalipas po ang 55 taon, siya na lang ang natitirang gumagawa ng tabungaw sa San Quintin, Abra,” he said.

The Chief Executive stressed that his administration remains committed to preserve, maintain, secure and promote the country’s culture and the arts.

“Tungkulin po ng Estado na panatilihin, pangalagaan, at pagyamanin ang ating sining at kultura. Sa pangunguna ng National Commission for Culture and the Arts, at sa pakikiisa ng iba’t ibang sektor, patuloy tayong magbibigay parangal sa ating mga manlilikha, at maglalatag ng mga programang susuporta sa ating katutubong sining,” President Aquino said.

“Nais po nating ang kasanayan at kaalamang taglay ng ating mga awardee ay mananatiling buhay sa kasalukuyan at sa susunod na salinlahi. Nawa’y tangkilikin ang mga obra maestrang ito, hindi lamang sa rehiyon kung saan ito nagmula, kundi maging sa kalakhang lipunan. Mulat tayong gaano man kayaman ang sining at kultura, may panganib itong maglaho kung hindi maipapamana sa susunod na henerasyon,”

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MANILA, Nov 8 (Mabuhay) – It looks like military pensioners will have money to spend for the coming holidays.

The Department of Budget and Management (DBM) on Thursday said P1.95 billion has been approved to fund the pension requirements for the last quarter of the year.

The money will be released to the Department of National Defense-Philippine Veterans Affairs Office (DND-PVAO), said Budget Secretary Florencio Abad.

The money will cover the requirements of 226,365 pensioners in the October to December, according to the Budget chief.

“This fund release, which will cover their pension requirements until the end of the year, should help our veterans account for their living expenses,” said Abad.

“It is also an expression of the President’s commitment to assist those who have served this country well in times of conflict,” he added.

The P1.95 billion is on top of the P2.14 billion the department earlier released for the PVAO to support veteran pension requirements from September to October,

and fills the PVAO shortfalls this year.

The Budget Department said the money is charged against the Retirement Benefits Fund under the 2012 General Appropriations Act, and covers various pension plans including old age, survivorship, regular disability, and total administrative disability.

The department is now working with PVAO and Land Bank of the Philippines to update the PVAO pensioner database and weed out dead veterans and ghost entries, said Abad.

The Budget Department said it also piloted the release of pension payments through automated teller machines.

“This year, the programmed budget for pension was lowered and was coupled with an unprogrammed fund to make it comparable to last year’s budget,” Abad noted.

“The split will likewise encourage the Defense Department to purge their master-list of pensioners and beneficiaries of ghost pensioners. To aid this process, we’ve piloted the release of pensions ATMs,” said Abad.

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Customs bureau eyes 15 more X-ray units in 2013 MANILA, Nov 8 (Mabuhay) – The Bureau of Customs (BOC) will be adding 15 fixed and mobile X-rays units next year to beef up its campaign against smuggling.

Of the 15 new units, eight are fixed and seven are mobile or movable X-ray units.

BOC chief Ruffy Biazon said the additional X-ray units would contribute to the bureau’s revenue collection efforts as they are expected to play a big role in foiling smuggling attempts. The BOC is the government’s second largest revenue agency. “These would help efforts to achieve a credit rating upgrade,� Biazon said Thursday.

X-Ray Inspection Project head Ma. Lourdes Mangaoang said the additional X-ray units would also help boost tourism in the country.

She said some visitors do not like their

baggage to be searched or opened, a concern that can be addressed by the additional X-ray units.

At present, X-ray machines are scattered in high-traffic ports such as the Port of Manila, Manila International Container Port, Port of Subic, Port of Clark, Cebu, Davao, Zamboangao, General Santos, Batangas and the Mindanao Container Terminal in Cagayan de Oro. There are also 12 X-ray scanners for baggage and loose cargoes manned by well-trained officers and personnel assigned at the different X-ray field offices.

The BOC is seeking a budget of P2.166 billion for next year, of which P1.16 billion will go to personal services. The budget for maintenance and other expenses is P790 million while the capital outlay allotment is P211 million.

Recto: Gov’t can’t collect P45 billion from sin taxes MANILA, Nov 7 (Mabuhay) – The former sponsor of the sin tax reform bill in the Senate said the new version of the measure that raises the government’s projected collections to P45 billion is not achievable, and warned that it would cause job losses in the tobacco and alcohol industries Sen. Ralph Recto told reporters on Wednesday that the tax rates in Sen. Franklin Drilon’s version of the sin tax bill are too high. Recto, who resigned as chair of the ways and means committee and was replaced

by Drilon, explained that companies would have to raise billions more than what they presently earn. “If we add P45 billion additional taxes, they need to sell P255 billion,�

Recto said. “How do you collect that with fewer packs and fewer bottles?�

Drilon, the acting ways and means committee chairman, said during interpellations on the bill on Tuesday that the government should be willing to take the risk of low revenues if higher taxes would result in fewer people smoking.

Recto also raised the possibility of job

Inflation slows down to 3.1 percent in October – NSO MANILA, Nov 6 (Mabuhay) – Inflation decelerated to 3.1 percent last October from 3.6 percent in September and 5.2 percent a year earlier, helped by lower prices of food, alcoholic beverages, and cost of entertainment and cultural activities, the National Statistics Office (NSO) reported Tuesday. “Excluding selected food and energy items, core inflation slid to 3.6 percent in October from 3.8 percent in September,�

NSO noted.

Even in Metro Manila, inflation slowed down to 2.9 percent from 3.5 percent month-on-month, the NSO noted, largely on the sloWdown in “the annual increments of the indices of food and nonalcoholic beverages and restaurant and miscellaneous goods and services.�

In areas outside Metro Manila, prices slowed down to 3.3 percent from 3.7 percent. “The following indices posted slower annual hikes: food and non-alcoholic beverages; alcoholic beverages and tobacco; clothing and footwear; housing, water, electricity, gas, and other fuels; and recreation and culture,� NSO reported.

Prices of fish, cooking oil and some condiments and seasonings along with lower charges in electricity rates and lower prices of gasoline and diesel in many regions also contributed to the downtrend.

(MNS)

Aquino amenable to P40-billion sin tax revenue

VIENTIANE, Lao People’s Democratic Republic, Nov 6 (Mabuhay) – President Benigno S. Aquino III said on Monday that he is amenable to the lowering of the revenues to be generated by the Sin Tax measure at P40-billion but would be “happier� if it remained at the proposed P60-billion mark. The President said that although the proposed original amount had been downsized, his government could still use the new amount to manage the deficit and fund healthcare programs. “Mabuti sana kung 60 magagamit ng healthcare programs. For 40, I think, is also a good number,� the President said. “At 40, we’re happy. At 60, we’ll be happier. For 40 is already, I think, sufficient to meet the objectives both in terms of gaining more resources, managing the deficit but most importantly addressing the health issues. Most of the funds that will be generated are earmarked for supporting our health program,� he added.

The money to be collected from sin taxes will be spent in building more health facilities, rural health units, district hospitals, and other facilities and will also be used for premiums for the expanded coverage of PhilHealth, the State’s healthcare insurance program. (MNS)

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losses not just in the cigarette and alcohol sectors. “Alcohol comes from sugar, so sugar farmers would be affected like tobacco farmers. There are manufacturing jobs in between, retailers and sari-sari stores. In between, there are logistic providers, distributors and dealers,� he said.

Recto had said before that his proposal, in which revenues are projected to be between P15 billion and P20 billion, is more reasonable. “Kung reasonable lang ang pagtaas, may magbabawas ng inom at sigarilyo at walang mawawalan ng trabaho. Makokolekta pa ng gobyerno ang gustong makolekta, at mayro’n pang pondong pangkalusugan,� he said.

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Colina Salon expert stylists support Star Magic 20 Fallback prices ongoing in Colina Salon with 15% discount on MCHaircare products The Colina Salon stylists lend a hand to treated hair, increases the Katz Entetainment biggest show this year longevity of salon color for Star Magic 20th anniversary last Nov. between treatments and it 3 at the Shrine Auditorium with ABSCBN replenishes the characteriscelebrities Aneline Quinto, Chocoleit, tics of youthful hair.

Daniel Padilla, Enchong Dee, Enrique Gil, MC Thicken shamErich Gonzales, Gerald Anderson, Jason poo color protection beAbalos, Julia Montes, Khalil Ramos, Kath- gins with this ultra-gentle ryn Bernardo, Kim Chui, Maja Salvador, sulfate –free cleansing . It Marcelito Pomoy, Piolo Pascual, Pokwang, is designed to gently remove Rayver Cruz, Sam Milby and Xian Lim. dirt and residue as it thickOf course , back in the salon, the experts ens fine to medium-textured are still ready to give their beauty skills color-treated hair. Also its in styling for all clients with the Falback a great starting point when Marlou Colina with Angeline Marlou with Julia Montes prices promotions.MC Hair care products creating more voluminous Quinto. are on discounts now styles, adding body and ing. It is designed to ad- treat for other hair types dress the needs of thick, that becomes dry from Marlou Colina, owner and operator of resilience. the Colina Salon says” I am extending my .MC Quench shampoo dry or coarse color-treat- chemical processing or the See COLINA, page 16 very own specially organically formulated begins with gentle cleans- ed hair. It is also a great MC Hair Care products offered at 15% off. for the Fallback Prices promo.”

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World-renowned Lladró unveils ‘Elegant Foxtrot’ porcelain pieces In a world filled with trot,” at a cocktail recepLIGHTHOUSE tion my media colleague negative aura, comes the positive vision of porceEvelyn and I attended at lain art in all of Lladró’s the Lladro Boutique in porcelain pieces. In their Beverly Hills.

Expressions brochure, “Elegant Foxtrot,” their mission is stated as: Lladró’s new limited “we want our work to have edition was presented to elegance, to be expressive, Dancing with the Stars coto exude life and to have host and Operation Smile feelings.” “We want them Ambassador, Brooke to reflect the good side of Burke-Charvet by Angelife, the positive values of BY MYRNA AQUITANIA les Lladró, Vice-President of Lladró who arrived a human being – all that dignifies life.” from her home in ValenLladró, the world-renowned creator cia, Spain. The limited edition piece was of fine porcelain, recently unveiled their presented to Ms. Charvet in recognition of new limited edition called “Elegant Fox- her work with Operation Smile. A portion We carry PHILIPPINE AIRLINES, KOREAN, ASIANA, CATHAY, EVA, CHINA, ALL NIPPON, DELTA, UNITED, AMERICAN, JAPAN, HAWAIIAN AIR, AIR CHINA, CHINA SOUTHERN.

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Dr. William Magee (left), Director of International Programs for the Division of Plastic and Maxillofacial Surgery at Children’s Hospital LA; Operation Smile Ambassador Brooke BurkeCharvet (center) and Ángeles Lladró, Vice President of Lladró. Photo: Ming Shiun-Wu

of the proceeds at the recption will go to Operation Smile, represented by Dr. William McGee, son of the founders, Dr.Bill and Kathy McGee. The limited edition “Elegant Foxtrot,” is a “dynamic and graceful creation that masterfully cap-

Oriental Garden by Lladró

Laskshimi, Godess of Mercy

tures in porcelain the flowing movements of this romantic dance; an exquisite display of tecnihical precision and artisitc expression.”

The company, Lladró was established by the brothers Juan, Jose and Vicente Lladró in 1958 in Valencia, Spain. Since then, the brand has undergone an amazing metamorphosis from an artisan workshop to a conglomerate company at the forefront of contemporary porcelain design. Due to its popularity, Lladró now has presence in over 120 countries which includes: Barcelona, Beijing, Beverly Hills, Delhi, Dubai, Hong Kong, Kiev, London, Madrid, Moscow, Mumbai, New York, Shanghai, Singapore, Tokyo, and Valencia to name a few.

On a brief interview with Angeles Lladró, Vice-President of Lladró and daughter of co-founder, Juan Lladró, their vision of porcelain art depicts “positive human values, culture and life” as seen in most of their pieces. One such example is their popular “Celestial Balcony” creation which transmits a message of “happiness as universal as it is timeless.” For the past several years, they have also expanded to include exotic Asian culture, because in the Far East, owning a piece of porcelain has traditionally been considered a prestige.

Lladró’s Japanese collection created by sculptor Salvador Debon (1923-2008), include delicately wrought pieces, which according to Angeles’ father, Juan Lladro “are noteworthy for the fine balance between the simple composition and the painstaking decoration, showcasing the sculptor’s See MYNA, page 13

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13

MYRNA From page 12

sensibility.” In his “Oriental Garden,” for example, “ the complex composition includes up to ten different characters and a large variety of flowers. While the scene revolves around a highly realistic bridge, it also includes an abundant Japanese pine tree, as well as the fawns and herons, paying homage to the significance of nature in Japanese culture. “ Among Lladro’s depiction of Asian culture, Lakshmi, the goddess of fortune, happiness and beauty, described in ancient India’s great Sanskrit epic, “Ramayana” is decorated in accordance with her divine stature. Lakshmi is “seated on a large lotus flower, who showers her devotees with gold coins to bless them with her wealth.”

The intricate work on this particular piece is defined in minute detail, from the “splendid hallowed crown to her luxurious robes, headdress and jewelry, which included the diamond nose-stud.”

According to Angeles Lladro, their sculptors “travel worldwide to depict culture and history and maintain quality in design down to its minute detail and technical aspect, because each new piece is a challenge for them.”

Now at Christmastime, Lladro offers a variety of gift selections from lovable cherubs to porcelain ornaments, vases and mirrors, alongside classic figurines with styles ranging from pure romanticisn to a taste of the orient.

Finally, Angeles Lladro said, “next year, Lladro will be celebrating our 60th anniversary and we’re hoping to include the Filipino culture by showcasing porcelain pieces of the “Black Nazarene,” or the “Santo Nino,” to complete our Asian collection.”

APO honors ten outstanding students in greater L.A. Los Angeles – It was another aweinspiring banquet honoring The Outstanding Filipino-American Senior Students (TOFASS) from various high schools in Greater Los Angeles for 2012 held recently at the CBS Studios Center in Studio City.

The five male and five female awardees received their plaques of recognition and supplemental scholarship grants of $1,000 each from APOGLA President Emma Rubina-Galang and Board Chairman Eric Serrano.

This year’s 10 crème of the crop include Althea May Alquitran of Narbonne High School who is taking up Political Science at UCLA in preparation for her law school; Louie Kristina Angeles of Mayfair High School now pursuing Nursing at Cal State University-Long Beach; Neil Joachim Borja of North Hollywood Highly Gifted Magnet School now taking up Mechanical Engineering at Massachusetts Institute of Technology; Jocelyn Kate Castro of Mendez Learning Center now attending UCLA where she is majoring in Neuroscience; and Elisha Charnel Marquez of Eagle Rock High School now attending Stanford University majoring in Economics en route to law school; Rae Adrian Obnimaga of Los Angeles School of Global Studies now attending Cal State University-Long Beach taking up Civil Engineering; Dawn A. Rice of Mayfair High School now taking up Biochemistry at UC Davis; Justin N. Sao of Benjamin Franklin High School now pursuing Chemical Engineering at Stanford University; Albert Francis Tan of North Hollywood High School taking up Business Management at Cal State University-Northridge and Frederick Jan Velez of Los Angeles School of Global Studies now attending L.A. Valley College pursuing Respiratory.

Now on its second year, TOFASS is another service project of Alpha Phi Omega (Philippines) Greater Los Angeles in partnership with Asian Journal, Kababayan L.A. –KSI Channel 18 and 19th Tee Golf Club.

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What comes first, bankruptcy or divorce?

Let’s face it, money still come after the other CONSUMER problems are a major spouse for payment.

MATTERS stressor in a marriage.

Because of this, it is When a couple faces suboften recommended that stantial financial hardyou and your spouse ship, often a divorce filjointly file for bankrupting is not far behind. cy first. This will clarify So if you find yourself where each spouse stands in this difficult position in terms of debts prior to going into divorce prothe question becomes, ceedings, and can also which do you file first, help simplify the divorce the bankruptcy or the

BY ATTY. PAUL ALLEN process. Also because divorce? bankruptcy is thought of The bottom line is that both spouses are liable for the debts that as a fresh start, both spouses will end up were incurred during their marriage. If you having more money available for living get a divorce first, the family law judge separately, and paying spousal support and will likely divide up the debt between you alimony if that is required.

Filing for bankruptcy first will also be and your spouse. Bear in mind however, this has nothing to do with your creditors. helpful due to the automatic stay proviIf your spouse decides not to pay his or sion in bankruptcy. This means that once her share of the debt, the creditors can the bankruptcy is filed, creditors will be

Fil-Am vets, supports to hold rally in Hollywood on Sunday, Nov. 11 LOS ANGELES – The Justice for Filipino American Veterans (JFAV) and its allied organizations announced that they are all set for the biggest demonstration, the 12th JFAV Protest March/Rally, in the entertainment capital of the worldHollywood on Sunday, November 11, at 12 noon on Holywood and Vine intersection.

For the first time, the JFAV march and rally in Hollywood and not in front of the Federal building in Downtown LA. as it usually does since 1997. Arturo Garcia, JFAV National coordinator explained the rationale for the change in venue : “ The Federal Building in downtown LA is usually closed for the November 11 holiday so all the rallies there are symbolical. Now we will bring it to the eyes entire world and not just an empty office.”

After the post-election victory of re-elected President, the JFAV wrote an appeal and demand letter asking the president to issue an executive order for full recognition of 43,000 Filipino World War II Veterans and their survivors who for more than 66 years were still unrecognized American veterans.

The JFAV stopped their lobby on the US Congress for HR 210 after the GOP controlled House of Representatives refused JFAV a hearing on HR 210 at the House Veterans Affairs Committee last August 2012 even with 96 co-sponsors for the bill.

According to the rally organizers, JFAV Veterans and widows and forces coming from the northeast and south as far as San Diego will converge at FACLA , 1740 W. Temple St from 9;00 am to 10;30 for orientation and briefings and will car pool/ caravan to the rally site at Hollywood and Vine.

Other forces can go directly and converge at the intersection of Hollywood and Vine to meet other JFAV advocates for the march/rally. A pre-rally agitation program will be held at the Hollywood/ Vine intersection from 11:30 to 12:30 and the forces will march to the rally site at 1 p.m. The end rally will program will be held in front of the Chinese Mann Theater at 6925 HWD, past Highland intersection.

An after rally program will be held by JFAV at the Filipino American Community of Los Angeles from 4-9 p.m. for the Veterans and the widows and for the activists to unwind after the mass action.

More than 30 organizations have signed its position paper for the JFAV November 11, 2012 march/rally asking for recognition for veterans and survivors.

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Minor crimes can often get you denied or deported (Paul Choi is an immigration attorney and CHOIce professor of law located at 16000 Ventura Blvd. Ste IMMIGRATION CORNER 1201, Encino, CA. 91436. Atty Choi will answer all questions regarding immigration and naturalization for free. Address questions to pchoi@pchoilaw. com or telephone 818 714-2226. Atty Choi is pleased to announce that his administrator is Philip Abramowitz .)

Question: I married a U.S. citizen in 2009 and I applied for my greencard in 2010. On the application I revealed that I was convicted of shoplifting two times when I was younger but it was only a misdeBY ATTY. PAUL CHOI meanor and I paid a small fine and got probation. At the interview, the USCIS officer asked me about the convictions and said that because of them I may be denied my greencard. I was very surprised because the convictions took place several years ago and I thought that it would not make much of a difference because I never went to jail and the crimes were only misdemeanors. After six months the USCIS denied my application for permanent residence. I could not renew my work permit anymore.

After a few weeks I received a Notice to Appear informing me that I have to show up for a deportation hearing before a judge. I appeared in court alone and the judge gave me time to get an attorney. What should I do? Will I be deported for minor crimes that happened years ago. I am working now and paying taxes and I have a family. Does this count? Answer: You are one of thousands of persons who have immigration problems because of convictions for what is called “crimes of moral turpitude”. A crime of moral turpitude of “CMT” is a crime that involves an act of baseness, vileness, or depravity in the private and social duties owing to one’s fellow man or society in general, contrary to accepted and customary rules. In other words a CMT is a crime that is morally wrong and involves an evil or fraudulent intent. Whether a crime involves moral turpitude is determined by the inherent nature of the crime as defined, rather than the circumstances

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surrounding the particular arrest or conviction. The law that is violated is looked at to determine whether the crime is inherently a CMT. The Immigration and Nationality Act states that one conviction for a CMT will not ordinarily affect an application for entry into this country or an application for permanent residence provided that the crime is only a misdemeanor and the sentence imposed is for less than six months. This means that ordinarily one misdemeanor conviction for a CMT will not render an applicant ineligible for permanent residence.

The trouble arises when the applicant has two minor crimes of moral turpitude. The law states that persons with two CMT’s, regardless how long ago they took place, are ineligible to adjust status to permanent resident or to immigrate or enter this country.

However if you have two convictions you must make sure that they are not crimes of moral turpitude. As a general rule crimes involving theft, fraud, abuse, robbery, some sex crimes, rape, burglary, shoplifting, writing bad checks, smuggling, bigamy, spousal abuse and similar violations of law are considered crimes of moral turpitude.

However, to be certain that your conviction is a crime of moral turpitude, it is best to have the conviction record reviewed by an experienced immigration attorney. To do this, you should go to the courthouse where you were convicted and request a copy of your “docket sheet” which is the record of conviction. Today, most of these docket sheets are computerized and can be obtained at the clerks window in the courthouse for a very minimal fee in just a few moments. If the conviction occurred out of state, you can write to the court to obtain the docket sheet or in some places request a copy online.

If you were found to be convicted of two misdemeanor crimes of moral turpitude, there are options available to you to avoid denial of your application for permanent residence.

There is a waiver available to you under Immigration Act section 212(h). This section permits the USCIS to overlook your conviction for a CMT crime or crimes if you have a spouse or parent or son or daughter who is a citizen or lawful permanent resident and that person would suffer extreme hardship if you were not permitted to enter or remain in the U.S. This is of course, a discretionary application so it is up to the USCIS to decide what is extreme hardship. However, proof of why your close family member would suffer if you were not permitted to remain here is required. Evidence of financial, emotional, or physical hardship can be submitted along with affidavits or declarations.

Finally, there is also another grounds for a waiver if the crimes took place more than 15 years ago and you are no longer a threat to the security of the U.S. If you have a criminal conviction and you are considering applying for permanent residence, naturalization or even traveling outside the U.S., it is best to speak with an immigration expert before taking action. Minor crimes can be grounds to deny your application, prevent you from being permitted to enter the U.S. and even be deported.

It often does not matter how old the crimes are as in general deportation statutes don’t have expiration dates.

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Recovering wages after leaving employment Q: I worked for a company for 5 years as a general PROTECTING office staff. I usually worked more than 8 hours per EMPLOYEE & day and every other weekend. Because we were so CONSUMER RIGHTS busy, I often had a working lunch. I was paid a fixed salary and was never paid overtime. Two months ago, I left the company. Recently, I read in your column that even salaried employees may be entitled to overtime if they worked more than 8 hours per day or more than 40 hours per week. Since I no longer work for the company, can I still claim for overtime?

A: Yes, you can still recover overtime and all other unpaid wages, even after you left the company. If you file a claim with the labor agency, you can claim up

BY C. JOE SAYAS, JR. to three years of unpaid wages from your employer.

If you choose to file a lawsuit in court, you can claim up to four years of unpaid wages from the time the lawsuit is filed.

Employees should act promptly because the right to make a claim is limited by the Statute of Limitations. In other words, if an employee has not filed a lawsuit to claim for unpaid wages within 4 years from the end of employment, the employee may no longer be able to make a claim as the right to do so has timed out.

Also, by making a prompt claim, the employee is able to preserve the full four-year time frame within which the amount of wages will be based. The sooner the claim is filed, the more wages the employee can legally claim.

Some employees will hesitate to contact an attorney thinking that the amount of their wage claim may not be enough to pay the attorney’s fees. However, there are law firms, like ours, that attend to initial inquiries from employees at no cost.

Picking up the phone to inquire about rights to wages may result in several advantages. For instance, an employee might think that he or she is entitled only to one kind of claim. However, a consultation with an employment attorney may yield information on other possible wages that the employee is entitled to. For example, aside from unpaid overtime, the employee may also be entitled to additional compensation for missed meal and rest breaks. There may be instances where employees are entitled to wages for uncompensated travel and training, or for reimbursement of business-related expenses. An aggregate of these claims may result in significant wage recovery to the

Asian group says poll shows Asian American electorate largely ignored, but major factor in key races ASIAN AMERICAN ELECTION EVE Washington, DC – While the majority of Asian Americans were not asked by any campaign, political party or community organization to vote or to register to vote, their party affiliation is split – and their votes were largely up for grabs this cycle, a new poll shows.

Only 41% of Asian American voters consider themselves to be Democrats, according to the National Coalition for Asian Pacific American Community Development’s Asian American Election Eve Poll. Yet an even lower 14% consider themselves to be Republican and 29% consider themselves Independent.

51% of Asian American voters reported that they were not contacted by GOTV efforts; however, of those contacted, one third was contacted by community organizations. With minimal party outreach to this critical demographic, community organizations have taken on an inflated role in voter registration and education efforts among the overlooked Asian American community. Community organizations’ efforts are especially critical in getting Asian Americans to the polls when traditional party vehicles ignore this demographic,” said Lisa Hasegawa, Executive Director of the National CAPACD. “National CAPACD sent vital resources to 25 groups in 14 states over the election season to help educate Asian American voters and get them to the polls on Election Day.” Asian Americans singled out the economy and healthcare as the most important issues of the election, with 58% reporting “fix the economy/create more jobs” as the top issue our politicians must address. Asian American voters also overwhelmingly supported increasing housing affordability, with nearly 70% of Asian Americans strongly or somewhat supporting a federal program to build new or rehab existing homes that low-income people can afford to rent. 26% of Asian American voters favored increasing taxes on the wealthy in order to reduce the deficit, while 45% would like to combine these tax hikes with spending cuts – but do not think spending cuts alone will solve the budget deficit.

Although Asian American voters do not solidly identify with either party, they did largely agree on which candidate is more favorable. While 47% of Asian American voters said they believe Barack Obama truly cares about them, only 14% believe Mitt Romney does. The detailed findings of this in-depth research will be released tomorrow, November 7 at 12 PM PST/3 PM EST during a webinar. To register, go to: https://www4.gotomeeting.com/register/127010519.

About The Asian American Election Eve Poll National CAPACD and AALDEF contracted with Latino Decisions, an opinion research firm, to conduct a nonpartisan survey of Asian American voters. The poll was conducted from November 2-4, 2012, and is meant to provide a more accurate profile of the Asian American electorate and its voting preferences. A nationally representative sample of 800 respondents from six Asian ethnic groups – Chinese, Filipino, Indian, Korean, Vietnamese, and Japanese American voters – was interviewed. Interviews were held in four languages (English, Chinese, Korean, and Vietnamese) and included states with large or fast-growing Asian American populations, such as California, New York, Hawaii, Washington, Texas, and Florida.

About National CAPACD The National Coalition for Asian Pacific American Community Development (National CAPACD) was founded in 1999 with the mission to be a powerful voice for the unique community development needs of AAPI communities and to strengthen the capacity of community-based organizations to create neighborhoods of hope and opportunity.

For more information, visit our website here and follow us on Twitter: @CAPACD.

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17

former employee, which may be worth pursuing in litigation.

The employees should note that the law specifically gives them the right to recover reasonable attorney’s fees if the claim is filed in court. This means that if the employee prevails, part of the damages recoverable is attorney’s fees. In effect, the employee recovers the reasonable value of wages without paying out-of-pocket expenses.

Aside from the unpaid wages and attorneys fees and costs, the employees may also generally recover from employers the following: 1) Legal Interest – In any action brought for the nonpayment of wages, such as overtime compensation, the court shall award interest on all due and unpaid wages at the rate of interest specified by law. This interest shall accrue from the date the overtime payment is due and payable.

2) Statutory Penalties – A statutory penalty is a penalty imposed for the violation of a law, such as the failure to pay overtime as required by law. In California, these penalties are usually recoverable in the event the wage statements or pay stubs do not contain the information required by the Labor Code. These penalties are also recoverable if the employer failed to pay within 72 hours all wages due after termination.

[C. Joe Sayas, Jr., Esq. is an experienced trial attorney who has successfully obtained significant results, including several million dollar recoveries for consumers against insurance companies and employers. He has been selected as a Super Lawyer by the Los Angeles Magazine, and is a member of the Million Dollar-Advocates Forum - a prestigious group of trial lawyers whose membership is limited to those who have demonstrated exceptional skill, experience and excellence in advocacy. He has been featured in the cover of Los Angeles Daily Journal’s Verdicts and Settlements for his professional accomplishments and recipient of numerous awards from community and media organizations. His litigation practice concentrates in the following areas: wage and hour (overtime) litigation, serious personal injuries, wrongful death, insurance claims, and unfair business practices. His law firm is currently class counsel to thousands of employees seeking payment of wages in California courts. He is a graduate of Georgetown University Law Center Washington, D.C. and the University of the Philippines. You can visit his website at www.joesayaslaw.com or contact his office by telephone at (818) 291-0088. Inquiries to his law office are welcome and at no cost.]

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Jay Chen responds to racial attacks made by opponent Rowland Heights, CA – Democratic challenger and small business owner Jay Chen held a press conference to address the racist, anti-Asian emails and threatening calls that the campaign has received in the last few weeks.

Racist attacks against the campaign increased significantly after incumbent Tea Party member Ed Royce began running negative and false ads claiming that Chen’s financial support came from Communist China and that Chen “could not be trusted.”

Chen said, “There is no place in Congress or in our community for a representative who campaigns by instigating racism and hate. The way Royce seeks to win votes by stirring fears of China speak to his true views about the diverse district he seeks to represent.”

After the anti-China mailers were sent last week, the campaign received hatefilled voicemails from Royce supporters, including one who called Chen a “Chinese f---er” and threatened to physically attack Chen the next time he saw him.

This followed an email earlier last month from attorney Anthony Kassas, who wrote:

“F--- off c----. I’d never vote for a slant eyed g---. Asians are trying to take over out (sic) country so why would I want to vote for a slope. F--- off and die. I hope you get cancer of the eyes and testicles. Leave me alone.”

Chen’s office in Fullerton was vandalized last month, and signs have been found around the district stating “Is Jay Chen a Closet Commie?” and “Vote for the American.”

“We have to understand that there’s still this kind of mentality out there” said Chen.

“That should motivate more people to come out and vote and get involved in the political process.”

Chen’s opponent Royce has spoken out publicly against multiculturalism and is a proponent of English-only laws that would eliminate linguistically and culturally appropriate access to government services that many citizens in the 39th District need. Royce also supports making Arizona’s controversial SB1070 law the national standard, which would open the door for racial profiling by police. The 39th District is approximately 29% Latino and 30% Asian.

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In response to the racist attacks, Royce’s campaign denied any connection and claimed that Chen was planting racist material, even though the mailers were paid for and sent by the Royce campaign.

Royce’s campaign consultant Dave Gilliard has come under fire in the past for running racist campaigns, including one incident where fake security guards were hired to intimidate voters in predominately Latino precincts.

Chen, who hopes to unseat Royce in next week’s general election, was unfazed by these recent attacks on his campaign. “We need someone who will respect the diversity of this great district, not divide it. I plan to bring inclusive leadership to Congress and to our community, and move our country forward” said Chen.

About Jay Chen: As a Hacienda La Puente School Board Member, Jay oversees a budget of $360 million and the education of more than

20,000 students. A strong advocate of college accessibility, Jay introduced free SAT classes and college application workshops to help students achieve their college goals, and organized a foreclosure prevention workshop and naturalization seminar to help residents protect and pursue their American dreams. A graduate of public schools and Harvard University, Jay is also a small business owner and proudly serves his country as an officer in the United States Navy Reserves.

The 39th Congressional District includes Los Angeles, Orange and San Bernardino Counties. It is one of the most diverse districts in Southern California; 30% of the district is of Asian descent and 29% is Latino. The district includes the communities of Hacienda Heights, Rowland Heights, Walnut, Diamond Bar, Chino Hills, Fullerton, Brea, La Habra, La Habra Heights, Buena Park, Placentia, Yorba Linda and northern Anaheim.

Drug Abuse Prevention and Control Week

Los Angeles – The Philippines, led by the Dangerous Drugs Board (DDB), is observing Drug Abuse Prevention and Control (DAPC) Week from 11 to 17 November 2012.

The theme of this year’s observance is HEALTH: “Kalusugan ay KayamananDroga Ay Iwasan.” The promotion of a healthy lifestyle is one of the priorities under the government’s comprehensive policy on drug prevention and control.

The declaration of “Drug Abuse Prevention Week” every third week of November every year was made pursuant to Presidential Proclamation No. 124 issued on 26 November 2001.

The DDB is the National policy-making and strategy formulating body on all matters pertaining to drug abuse prevention and control in the Philippines. It created the Philippine Drug Enforcement Agency (PDEA) under the Office of the President which enforces the Philippine drug law.

In the United States, the Drug Enforcement Administration (DEA) is mandated to enforce the controlled substances laws and regulations and bring to the criminal and civil justice system of the United States, or any other competent jurisdiction, those organizations and principal members of organizations, involved in the growing, manufacture, or distribution of controlled substances appearing in or destined for illicit traffic in the United States.

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Green Card for a family member of a U.S. citizen U.S. citizens who and are one of the speciIMMIGRATION want their relatives to fied categories of relaMATTERS immigrate to the United tives of a U.S. citizen in a States can file a Form preference category, you I-130, Petition for Alien may be able to become Relative, for their spouse, a permanent resident in children and if the U.S. two steps. citizen is at least 21 years Step One – Your U.S. old, their parents and citizen family member brothers or sisters. (sponsor) must file the “Immediate relatives” Form I-130, Petition for of a U.S. citizen, defined Alien Relative, for you

BY ATTY. PAUL ALLEN as one’s spouse, unmarand it must be approved. ried children under the You must wait for your age of 21, and parents. Immediate rela- priority date in your immigrant visa cattives do not have to wait months or years egory to become current. Your priority date for a priority date. Visas are available is the date when the Form I-130 is properly immediately. filed (with correct fee and signature) on If your relationship does not qualify your behalf by your U.S. citizen relative. you as an immediate relative of a U.S. For more information on priority dates, see citizen, then you may be in what is called the “Visa Availability & Priority Dates” a “family preference category.” Eligible section of the USCIS website. relatives include: Step Two – Once the priority date in Unmarried sons or daughters over the your visa category is current, you may age of 21 file for Adjustment of Status with Form Married child(ren) of any age I-485, Application to Register Permanent Brothers and sisters (if the U.S. citizen Residence or Adjust Status. Adjustment petitioner is over the age of 21) of Status is the process you go through to Congress has limited the number of become a Permanent Resident. relatives who may immigrate under these Get a Green Card While Outside the categories each year so there is usually a United States waiting period before an immigrant visa If you are currently outside the United number becomes available.

States and are one of the specified catThis page discusses the steps required egories of relatives of a U.S. citizen in a to get a green card (permanent residence) preference category, you can become a for relatives of a U.S. citizen in a prefer- permanent resident through consular proence category. cessing. Consular processing is when we Get a Green Card While Inside the work with the U.S. Department of State United States to issue a visa on an approved Form I-130 If you are currently in the United States petition when a visa is available. In this

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process the Department of State will issue you a visa. If approved, you may then travel on the visa and will officially become a permanent resident when admitted at a U.S. port of entry. For information on consular processing see the link to the left under “Green Card Processes & Procedures.”

Things to keep in mind: The Child Status Protection Act (CSPA).

In certain cases, the CSPA may allow you to retain the classification of “child” even if you have reached age 21. Generally, your age is “frozen” as of the date your U.S. citizen parent files Form I-130 for you.

To determine if the Child Status Protection Act (CSPA) applies to you, see the “Child Status Protection Act” check out the USCIS website.

Getting Married. If you are the unmar-

ried son or daughter of a U.S. citizen and you get married prior to becoming a permanent resident, then you no longer qualify as an “Unmarried Son or Daughter of a U.S. Citizen” and will convert to the category of “Married Son or Daughter of a U.S. Citizen.”

This change in categories may result in a significant delay in your immigrant visa becoming available.

The above information is as published online at http://www.uscis.gov and brought to you, courtesy of the Law Offices of Paul M. Allen.

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The Class ‘63 Golden Jubilee, Class ‘88 Silver Jubilee will celebrate its 68th Grand Alumni Homecoming on February 10, 2013 in Manila, Philippines.

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Tayo na sa Arellano! Rekindle the fire of long-lost friendships and re-connect with high school classmates. And create new, exciting memories! GREEN means GO! Jubilee tickets now available for USA and Canada residents! Please contact: 2013 Arellano Homecoming Team by sending your email inquiries to: Arellano63@yahoo.com or Heartzone@aol.com. Or, call (818) 281-8105.

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OPINION

World leaders hail Obama victory, pledge cooperation

BY THOMAS WATKINS

PARIS, Nov 07, 2012 (AFP) – World leaders on Wednesday hailed President Barack Obama’s sweeping re-election, with allies pledging to deepen cooperation with the United States on fighting the world economic slump and maintaining security across the globe.

Congratulations poured in from around the world, including fellow UN Security Council members Britain, China, France and Russia as well as staunch Middle East ally Israel and Obama’s ancestral home in Kenya.

The Taliban, however, seized on Obama’s win to lash out against US military policy in Afghanistan, and Iran’s reaction was tepid.

WikiLeaks founder Julian Assange meanwhile called Obama a “wolf in sheep’s clothing” and said he expected the US to keep attacking his website, which has enraged Washington by leaking classified government documents.

Russian President Vladimir Putin, whose relations with Washington have often been frosty, congratulated Obama on his victory over Republican challenger Mitt Romney, who had lashed out at Moscow during the campaign.

“We hope that the positive beginnings that have taken hold in Russian-US relations on the world arena will grow in the interests of international security and stability,” Russian news agencies quoted Putin’s spokesman Dmitry Peskov as saying.

Chinese President Hu Jintao, who himself is handing over power at a Communist Party congress starting this week, noted “positive progress” in Sino-U.S. relations over the past four years despite tensions over issues such as trade and territorial disputes involving US allies.

China will “look to the future and make continuous efforts for fresh and greater progress in the building of the China-US cooperative partnership,” a foreign ministry spokesman said.

Afghan President Hamid Karzai congratulated Obama and said he hoped his win would lead to “further-expanded” relations, though reaction on the streets of the war-torn nation was muted and Taliban insurgents told Obama he should withdraw forces immediately, ahead of schedule.

“Obama must by now know that they have lost the war in Afghanistan,” a Taliban spokesman said.

Pakistani President Asif Ali Zardari said he was confident relations with the United States would “continue to prosper”.

Pakistan is a key ally in the U.S. “war on terror” but relations over the past two years have grown fraught, especially after last year’s U.S. killing of Osama bin Laden in Pakistan and botched air strikes.

Israeli Prime Minister Benjamin Netanyahu, whose relationship with Obama has at times appeared tense, also joined the well wishers.

“I will continue to work with President Obama to ensure the vital security interests of Israel and the United States,” said Netanyahu, who had appeared to throw his support behind Romney during the campaign.

Elsewhere in the Middle East, Palestinian president Mahmud Abbas urged the US leader to pursue peace efforts, while Palestinian negotiator Saeb Erakat said he hoped Obama’s re-election would mean the creation of a Palestinian state in the next four years.

Direct talks between Israel and the Palestinians have been on hold since September 2010.

Iran, facing Western pressure over its nuclear drive, particularly from the US and arch foe Israel, said Obama’s win would not lead to a normalisation of ties, but said the possibility of negotiations was “not taboo”.

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LOS ANGELES – The Asian American Center for Advancing Justice (Advancing Justice) – the Asian American Institute (AAI), the Asian American Justice Center (AAJC), the Asian Law Caucus (ALC), and the Asian Pacific American Legal Center (APALC) – issued the following statement: “We congratulate President Barack Obama on his historic victory and we look forward to working with his Administration in promoting a fair and equitable society for all.

We urge President Obama to use his second term to prioritize our broken immigration system and pursue fair and humane immigration legislation. Asian American and other immigrant families have been separated for years from their loved ones. Businesses have not been able to attract and retain the talented workers they need to grow our economy. And undocumented immigrants live in the shadows while working hard and contributing to our society and economy. Meanwhile record deportation numbers and the expansion of the flawed Secure Communities program have undermined public safety and torn apart families.

We need balanced and humane legislation that reduces the backlog of immigration cases, holds families together, values and protects workers and keeps American businesses competitive, restores judicial discretion and due process to immigration

enforcement, and creates a roadmap to legalization for all aspiring citizens.

During President Obama’s first term, Deferred Action for Childhood Arrivals was a welcome step in addressing our broken immigration system. We urge President Obama to take his initiative one step further and expand this relief to a permanent pathway that honors the contributions of these talented people and their families to this country. We call on President Obama to use his leadership to bring Congress together for a meaningful solution to fix our broken immigration system.

Advancing Justice stands ready to work with the Administration and Congress to pass the DREAM Act and immigration reform to achieve lasting, humane, and fair solutions for the future of our nation.”

The Asian American Center for Advancing Justice (www.advancingjustice.org) is comprised of the Asian American Justice Center (www.advancingequality.org), the Asian American Institute (www.aaichicago.org), the Asian Law Caucus (www.asianlawcaucus.org) and the Asian Pacific American Legal Center (www.apalc.org). The mission of the Asian American Center for Advancing Justice is to promote a fair and equitable society for all by working for civil and human rights and empowering Asian Americans and Pacific Islanders and other underserved communities.

The 2012 US elections by numbers WASHINGTON, Nov 8, 2012 (AFP) - Here is a rundown of the US presidential and congressional elections by numbers: $6 billion: The estimated amount spent on trying to influence races by rival Democratic and Republican candidates and their support groups – easily the most expensive election ever.

60.7 million: The number of Americans who voted for President Barack Obama. This gave the Democratic incumbent a 50 percent to 48 percent victory in the popular vote over Republican challenger Mitt Romney. $54 million: The estimated amount casino mogul Sheldon Adelson spent backing Romney and many other losing Republican candidates. He was billed “the election’s biggest loser” by the U.S. media.

332 or 303: The number of decisive electoral college votes won by Obama, depending on whether or not he gets Florida, which is still counting as it cements its reputation as a vote-tallying disaster zone.

101: The record number of women so far elected to Congress, 20 in the 100-seat Senate and 81 in the 435-seat House of Representatives. Several races are still being decided.

73: Days until Obama is sworn in for a second term at a pomp-filled January 21 inauguration ceremony

that is expected to see hundreds of thousands of supporters pack the National Mall in Washington.

71: The percentage of the Hispanic vote that went Obama. The whopping 44-point advantage over Romney with this booming demographic was credited as a major factor in the president’s victories in key swing states Colorado, Nevada and, potentially, Florida.

55: The number of Senate seats held by Democrats or independents expected to align with them. Fears the Republicans would claim back control of the 100-seat chamber proved unfounded as Democrats made a net gain of two seats.

38: The number of American states that still explicitly ban same-sex marriage despite Maryland, Maine and Washington approving marriage equality in landmark referendums that ran parallel to Tuesday’s elections.

Two: If Obama holds Florida, this will be his number of state losses from his 2008 landslide. Romney only managed to take back North Carolina and traditionally Republican Indiana.

Zero: If Florida goes Obama’s way, the number of states that poll prediction guru Nate Silver of the New York Times got wrong.

Who knows? The number of days it will take Florida to count its votes and announce a result.

SC justice bets to be given fair chance – Lacierda

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Asian group congratulates Obama on his victory, urges immigration reform

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MANILA, Nov 7 (Mabuhay) – Malacañang on Wednesday said candidates vying for the vacant position of Associate Justice for Supreme Court will be given a fair chance.

Presidential spokesperson Edwin Lacierda said President Aquino may interview the candidates just as he has done before in filling up previous Supreme Court vacancies.

“The President will give an opportunity for all the nominees for the position of Associate Justice of the Supreme Court to be interviewed. So he will have a chance to meet all of them,” Lacierda said.

The Palace could not say if government peace negotiator Marvic Leonen has the edge even if he is being credited by Aquino for shepherding the government’s framework agreement with the MILF. “Insofar as Dean Marvic Leonen is concerned, it is no secret that the President has dealt with him; has worked with him primarily because of the peace negotiations,” Lacierda

said.

“Having said that, however, he is going to give everyone an even chance by interviewing all of them because that negotiation for the peace with MILF is another matter.”

Asked about Leonen’s chances of getting appointed to the Supeme Court, Lacierda only said that “nobody is indispensable in government” and that all members of the panel negotiating with the MILF are competent to carry out the job of seeing the peace process through.

“We’re in the realm of speculation here. But we’ve always maintained that nobody’s indispensable in government. And certainly we’ve already said that Dean Marvic Leonen is the face of the negotiating panel but, remember, we have five members of the negotiating panel – I think five or six – all of them are competent to negotiate with the MILF. They are all knowledgeable about the issues governing the GPH-MILF talks,” Lacierda said. (MNS)oa

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Western Union Foundation, WU agents donate up to $400,000 to Sandy disaster relief efforts ENGLEWOOD, Colo., Nov. 12 (BUSINESS WIRE) – Following through on its commitment to support the communities it serves,Western Union, through The Western Union Foundation Agent Gift Match Program, will donate up to USD $400,000 to help support Hurricane Sandy disaster relief efforts.

The Western Union Agent Gift Match Program matches one-for-one Agent donations to eligible nonprofit organizations.

To date, Western Union Agent Gift Match participants include: The Rite Aid Foundation donated $100,000 to the American Red Cross Food Lion is accepting customer donations and The Western Union Foundation will match contributions up to$100,000 benefiting the American Red Cross The Western Union Foundation will match qualifying Agent donations on a one-for-one basis.

To help facilitate support between family and friends, Western Union, in cooperation with its Agents, also has introduced a “Hurricane Sandy” reduced money transfer fee of $5* when sending up to $1,000 within the U.S. to Connecticut, New Jersey and New York.

The “Hurricane Sandy” reduced fee* program will be available, across participating Western Union® Agent locations, starting Friday, November 02, 2012 through Thursday, November 08, 2012.

Other Western Union programs supporting Hurricane Sandy disaster relief efforts include: Mobilizing Consumer Giving: Western Union is enabling consumers in the U.S. to give to the American Red Cross as part of a “no transfer fee” program

using the Western Union Quick Collect or Payments Service Form through participating Western Union Agent locations across the U.S.

Consumers need to complete the blue form, using “American Red Cross” as the Pay To recipient; “REDCROSS DC” as the Code City, along with “Hurricane Relief” in the account field. This consumer-giving option will be available through November 30, 2012.

Motivating Employee Giving: To encourage and support employee philanthropy, Western Union, through The Western Union Foundation, will match all employee donations to the foundation twofor-one for U.S.-based employees.

Consumers and employees can also give online by using the “Donate Now” button: www.westernunionfoundation.org.

Direct Support through Grantmaking: As previously announced, The Western Union Foundation provided an initial combined grant totaling $75,000 to theAmerican Red Cross, to provide impacted communities in the U.S. with shelter, food and basic necessities, and theInternational Federation of the Red Cross Red Crescent Societies to support rebuilding efforts in Jamaica and Cuba. *Western Union also makes money from currency exchange.

About Western Union The Western Union Company (NYSE: WU) is a leader in global payment services. Together with its Vigo, Orlandi Valuta, Pago Facil and Western Union Business Solutions branded payment services, Western Union provides consumers and businesses with fast, reliable and convenient ways to send and receive money around the world, to send pay-

SoCal Phil-US Veterans Association inducts new officers Cerritos, California. The Southern California Philippine-US Veterans Association celebrated their 37th Anniversary last September 22 at the Cerritos Center for the Performing Arts. In addition to celebrating their anniversary, the newly elected officers of the Phil-US Veterans Association, the Ladies Circle Auxiliary Unit and their respective Board of Directors were sworn in for the 2012-2013 year. ABC School Board Member Lynda Johnson administered the oath of office to the incoming officers.

The evening included special guest speaker Councilmember Mark Pulido, who gave a personal donation to the Phil-US Veterans Association. The Ladies Circle Dance Troupe, wearing traditional Maria Clara outfits, performed a Filipino folk dance entitled “La Jota”. The association also announced three high school students who were recognized for their academic efforts and individual successes. The scholarship recipients were: Keanu Andico – Santiago High School. Currently attending UCLA and majoring in Biochemistry.

Ryan Flynn – Esperanza High School.

Currently attending Cal Poly Pomona and majoring in Mechanical Engineering.

Nicolas Popoy – La Mirada High School. Currently attending California Maritime Academy and majoring in Facilities Engineering.

The Phil-US Veterans Association was founded 37 years ago, forming an organization to reunite old shipmates and friends that served in the United States armed forces. In addition, they wanted to have an organization that is chari-

table, social and civic oriented. Their youth scholarship program has awarded thousands of dollars to young individual that wanted to pursue higher education.

The 2012-2013 Officers inducted were: President – Pedro Dionisio; Vice President – Gani Azucenas; Secretary – Tante Camanag; Treasurer – Ted Quibrantar; Auditor – Andy Sangria; Parliamentarian – Wens Bantad; Sgt at Arms – Gene Ines and Jess Matias; Board of Directors: Chairman – Jess Gatdula; Members: Gani Azucenas, Billy Balmaceda, Tante Camanag, Pete Dionisio, Cesar Doma, Ted Quibrantar, Romy Ricarte, Ed Saclolo, Andy Sangria and Bob Van Patten Ladies Circle Officers: President – Ely Yapo; Vice President – Lilia Alog; Secretary – Mely Bantad; Treasurer – Lily Solis; Auditor – Bella Angeo; Adviser – Lily Castelo; Board of Directors: Chairperson – Gloria Magadia; Vice Chairperson – Lorna Dionisio; Members: Remy Azucenas, Betty Balmaceda, Nellie Bustria, Ely Doma, Agnes Esteban, Dina Gatdula, Julie Nulod, Fely Quibrantar, Toni Skiles and Dove Sonza.

The Phil-US Veterans Association, along with the Ladies Circle, is a community-based organization.

They have an annual Scholarship Program and continually support cityinitiated programs such as the City of Cerritos Festival of Friendship and the Halloween Festival. The organization meets every 1st Friday of the month at Liberty Park at 7:00pm.

For additional information, please contact President Pedro Dionisio at (562) 881-3480.

ments and to purchase money orders. As of September 30, 2012, the Western Union, Vigo and Orlandi Valuta branded services were offered through a combined network of approximately 510,000 agent locations in 200 countries and territories. In 2011, The Western Union Company completed 226 million consumer-to-consumer transactions worldwide, moving $81 billion of principal between consumers, and 425 million business payments. For more information, visitwww.westernunion.com.

About The Western Union Foundation The Western Union Foundation is dedicated to creating a better world, where the ability to realize dreams through economic

opportunity is not just a privilege for the few but a right for all. With the support of the Western Union Company, its employees, Agents, and business partners, the Western Union Foundation works to realize this vision by supporting education and disaster relief efforts as pathways toward a better future. Our combined social ventures efforts make life better for individuals, families and communities around the world. Since its inception, the Western Union Foundation has awarded more than $81.7 million in grants to more than 2,551 nongovernmental organizations in more than 124 countries and territories.

To learn more, visit www.westernunionfoundation.org.

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Real estate forecast for 2013 I believe that the housof housing units is quesMORTGAGE UPDATE tioned whether all these ing market will improve moderately in 2013, but shadow inventory will all nobody will mistake this come tumbling down the market and flood it with for a boom. A favored 3-5% growth and appreforeclosed homes. As I ciation definitely is better mentioned before a majorthan a negative growth in ity of the people upside your home equity. Some down on their mortgage have the capability to pay better areas might see their mortgages but lookabout an 8% increase in ing for mortgage price equity it will all depend on

BY KEN GO reduction due to the negathe location. The gains in activity and prices will be tive equity.

An indicator would be a welcome relief, but will leave many homeowners still underwater and the gage of rental markets, the normal housseeking for relief. ing vacancy rate for owned property (single The usual way of discussing housing family houses and condos not in the rental problems is misleading. Foreclosures, short market) is around 1.5 percent nationally. sales, shadow inventory, upside-down mort- Our high was three percent, but we are now gages are all symptoms. The fundamental down to 2.1 percent. Rental properties are problem that we have is an excess supply normally about seven to eight percent vacant.

(Local norms may be higher or lower.) We reached a peak of 11 percent rental vacancy a few years ago, but have improved to 8.6 percent in the latest observation. Despite recent gains, we still have too many houses for the current level of demand.

The improvement we’ve seen recently results from a simple phenomenon: construction of new fewer housing units has been less than the growth of demand. Last year total units (single family houses plus the number of apartment units) ran just over 600,000.

This year we’ll probably build about 750,000 units. At the peak of construction in 2005 there were 2.5 million units built. We need about 1.5 million new units per year to accommodate population growth, the desire for vacation homes as well as demolition of old units. That, too, is a soft number. The true annual need may be 1.4 million or 1.6 million, but it was never 2.5 million nor 0.6 million.

Our recent underbuilding has been the greatest aid to housing recovery. It did not act as fast as we might have expected (as fast as

Filipino-American community leaders, friends, guests and members of the media welcome their new Consul General, Helen Barber-De La Vega (inset with Balita lensman Benny Uy), during a reception held last Tuesday, Nov. 6 at the Philippine Consulate in Los Angeles.

L.A. Fil-Ams welcome new Consul General

Los Angeles – In a reception held on Nov 6 at the Rizal Hall of the Philippine Consulate General, leaders of the FilipinoAmerican community welcomed the Honorable Maria Hellen M. Barber-De La Vega as the new Consul General in Los Angeles.

During her remarks, Consul General Barber-De La Vega thanked the audience for the very warm reception and vowed to work closely with the Filipino-American

community especially in promoting economic and cultural diplomacy.

The Consul General also highlighted the role of the youth leaders in promoting awareness of the second generation Filipino-Americans of their motherland.

Consul General Barber-De La Vega considers her second posting in Los Angeles a blessing as she rekindles past acquaintances and friendship, made five

years ago when she bid farewell to assume other assignments at the Department of Foreign Affairs.

She was then assigned as Deputy Chief of Mission, Minister and Consul General at the Philippine Embassy in Beijing, People’s Republic of China; and, later as the Philippine Ambassador to the Republic of the Union of Myanmar (formerly known as Burma).

SILVER WEDDING ANNIVERSARY: Mr. & Mrs. Henry and Agnes Lopez celebrated their 25th Silver Wedding Anniversary along with their lovely children Justin, Joseph and Krystal on October 30, 2012. Henry Panganiban Lopez was raised and born in Manila Quezon City and Agnes Gutierrez Lopez was raised and born in Manila Caloocan City. The couple expresses their greatfulness to God and much appreciation to their family and friends for the love and support given to them throughout the years. The couple would like to share their favorite quote, “A great marriage is not when the ‘perfect couple’ comes together. It is when an imperfect couple learns to

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I actually had expected), because the recession slowed population growth, from both a smaller birth rate as well as less net migration from abroad. In addition, the population we did have used fewer housing units per person, as adult children moved back in with their parents. Slow improvement in the job market means slow movement of kids away from their family homes, but even though slow, the movement is in the right direction.

It’s too early for housing starts to get back to normal – and we certainly will not see above-normal construction anytime soon. But 2013 will probably see over one million total housing starts. This will be a substantial percentage gain over 2012, but remember that a 30 percent gain from the past few years of depressed market and low housing starts (new building permits being applied for by home builders) is considered solid good news.

Home prices will rise in 2013, but only modestly. The most recent data suggest that national average housing prices are rising by roughly five percent annual rate. That’s too optimistic a projection for the next few years, however, because there are many owners of multiple underwater properties who will sell as soon as they don’t have to lay out cash.

That increased number of houses on the market will limit price hikes.

Business cycles aside, there is not much reason for housing price to appreciate by more than three percent plus inflation, or about five percent in this current environment. Periodic booms and busts will push price gains above or below trend, and a change in tax laws that favors or disfavors real estate will cause one-time price changes.

Ten-percent appreciation expectations are fanciful on a long-run basis.

Businesses in the home construction supply-chain should prepare for a nice increase in sales volume in 2013, which will bring the usual boom-time challenges: finding good workers, ensuring an adequate supply of product from vendors, securing the working capital needed to grow production. (See my article on how we will get back on our feet and start a economic growth).

Apartment investors (and landlords of single family homes and condos) will find that their little boom does not strengthen much further. Rents have risen so much that owning is becoming cheaper than renting in many cities. Add in the expectation of price appreciation and we’ll soon see renters itching to buy their own homes. Times will not be hard for landlords, but they should not project further gains beyond what they secured in 2012.

WE certainly hope that we have gained a stronger foundation move forward with the experience we had this past five years. We will be smarter, more conservative and yet aggressively looking for opportunities that will create wealth for us in the future. Times like this is when creates adventures and opportunities for those who waited patiently.

Opportunities now that should be considering that is available: For Homeowners – mortgages rates you are paying should not be above 3.5% 30 yrs fixed.

For Homebuyers – Purchase money rates for 30 years are around 3.25%.

For Homebuyers – Patiently wait for good opportunities to buy a home now while rates are low and home prices have bottomed.

For Future Homebuyers – Save up for a down payment and get Pre-Qualified to know how to prepare to buy a house in the near future. How to increase or improve your credit scores, find out what are you qualified for, consider whether you should buy a car now or a house later? These are all necessary for you to know going into a home purchase.

Thanks goodness by the time your are reading this we are hoping to be moving on with our economy and done with the bickering of our candidates.

Thanks so much for all your inquiries and Comments: Remember for Home buyers, Sellers ( regular or Short Sale) or Mortgage Refinancing please call Ken Go of 1st Innovative Finance Group at 562-508-7048 or write to kennethgo@verizon.net

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Plus-size models may boost body image, study says (Relaxnews) - The cultural obsession with slim female figures could be overturned if advertising flaunted fuller-sized models, a new British study suggests.

Researchers from Durham University in the UK enlisted 100 women to view pictures of models of various sizes. The more images of thin models the subjects saw, the more they preferred thin bodies. However, women who habitually strongly preferred thin models were “significantly less keen” on thinner body types after they’d been shown photos of plus-sized models.

The effects also worked when showing women images of ordinary women as well as models. “This really gives us some food for thought about the power of exposure to super-slim bodies,” says lead author Dr. Lynda Boothroyd from the university’s psychology department.

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HAIR Lab’s members, we study Lastly, if you have serireally hard every day to ous curls, there is no way SOLUTIONS make our customers satisyou will avoid even a big fied. We are very happy of damages. However, after to see many Philippine done with your Japanese customers recognize our Straight Rebonding, you salon, because they have can do Brazilian Keratin one in Philippines. to make your hair shiny. If Now, I am going to inyou do this together, you troduce how to DO hair can get 50% D.C. from us. rebonding without getting But it applies for RebondBY ALICE SHIN damages. We have studied ing plus Keratin ONLY. long enough to find our Don’t miss your chance own techniques. during this period. And if But before that, I would you have any questions like to announced our you can visit us and make Thanksgiving Special with appointments. huge discounts on our serWhen it comes to hair, vices, namely, Short haircut make-up, skin care, and + Makeup now only $70 medical massage ther(Reg. $100) and Long hairapy Park Jun’s, which Free Cut - Free Treatment cut + Makeup now only $80 is South Korea’s most (Reg. $70) famous beauty salon, is a So, 1st: we need to check cut above the rest. Little and know customers hair Before Rebonding wonder it is the Number precisely. People have difOne selling hair design ferent hair conditions, even franchise in the global its shapes and curls are market. various. Therefore, to do It’s branches are all this straight rebonding, we over the world – in the need to KNOW our cusPhilippines, Paris, Lontomers hair right, since this don, Vancouver, China, product contains chemicals, New York, Chicago, Atwe got to be hair doctors. lanta, and here in Southern 2nd: To do this RebondCalifornia. ing, since everyone has After Rebonding The reason why Park different hair conditions Jun’s excellence is known and curls, for each person, we use dif- far and wide is because of its impeccable ferent amount of chemicals. Our secret service and professionalism. Before Park technique, we put Japanese PPT treatment Jun’s hair designers are accepted into the before we start doing rebonding to protect job, they are taught cutting edge techyour hair. niques from Korea.

Especially for those of you who have “They have to have many experiences colored hair, its better if you cut the dam- in order to work in the field,” said Alice, aged parts of your hair first. who owns the Sherman Way shop. “Park 3rd: If you have natural hair, which Jun’s hair designers truly do have differmeans you didn’t color your hair or ent techniques that we taught them from permed your hair, we can use regular Korea.” straight chemicals and all we have to do is Park Jun’s prides itself as hair and set precise time to make your hair beauti- makeup artist of the reigning “Miss Hiful. However, people who did self-coloring Teen Korea” winner, and other Filipinoat home, we need to put Collagen Powder American celebrities.

Terment mixed with chemicals to make The Park Jun’s Van Nuy’s branch is your hair healthy and elastic. To make your located at 17613 Sherman Way, Van Nuys, hair fabulous and healthy, we need some CA 91406. Tel. 818-757-0675; 818-757fancy special products and we musy use it 0680. Website: www.parkjun.com.

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ENTERTAINMENT

Erap disapproves of Andi for son Jake Ejercito?

Jake Ejercito

Veteran actress Jaclyn Jose finally broke her silence on reports that the parents of Jake Ejercito do not like him to be with her daughter, actress Andi Eigenmann.

Ejercito is the son of former President Joseph Estrada and former movie actress Laarni Enriquez.

Jose said she knows about the blossoming romance of her daughter, hinting that Ejercito’s parents probably don’t

approve of the relationship because Eigenmann already has a child.

“Mahirap magsalita dahil Presidente iyan. Marami akong gustong sabihin.

Marami akong gustong sabihin, pero hindi ko na sasabihin kasi Presidente ‘yan, ‘no? Saka love ko rin naman si Erap. Magkakaibigan kami bago it happened. Ano na lang, give it to the children.

Let them fall in love,” Jose added.

Jose, whose sister Veronica Jones is Enriquez’s best friend, said she is sad that their closeness also got affected.

“Oo, hindi na kami kasali.

Kasi every New Year, doon kami, ‘di ba? Ngayon, hindi na kami kasali. Magmula nung maliit sina Andi at Jake, [si Veronica], ‘yung mga pamangkin ko, doon kami nagnu-New Year.

Ngayon, hindi na kami iniimbitahan. Nalungkot ako for my sister. Kasi ‘yung sister ko, best friend niya [si Laarni], eh,” she explained.

For Jose, Ejercito and Eigenmann are already old enough to Andi Eigenmann. decide for themselves.

“Alam mo, ang sa akin, matanda na si Jake, matanda na si Andi. Gumawa na lang sila ng paraan on their own. Kung gusto nilang ilaban ang sarili nila – be quiet about it, fall in love. Huwag na lang maging hadlang ‘yung mga tao sa paligid nila.

As much as they have to obey their parents, do it na lang in a manner na walang sasama ng loob,” she said.

Asked if she likes Ejercito, Jose said: “I love Jake, grabe! Napakabait na bata, napaka-down-to-earth.” (MNS)

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Enchong loves spending more time with Julia

Actor Enchong Dee said he is glad to be spending more time with actress Julia Montes while working on the upcoming movie “The Strangers,” which is an entry to this year’s Metro Manila Film Festival.

Dee said: “Ngayon hindi na siya mga text text or tawag na lang, ngayon magkausap na kami ng harapan. To be honest mas madalas kami magkasama ngayon kasi ginagawa nga namin ‘yung ‘The Strangers.’”

Dee said among the movie’s cast, he is the only one who has scenes with Montes.

“Magkasama kami and lahat ng eksena ko is with her, so mas madalas kaming magkasama ngayon... We have more time now pero patapos na rin kami mag-shoot pero excited ako sa promo namin kasi magkakasama kami talaga,” he said.

Dee and Montes are currently in the United States for the Kapamilya Royals Teleserye tour.

In his past interviews, the actor said he would willingly wait for Montes to turn 18 so he can court her.

Last November 5, Dee celebrated his 24th birthday on November 5.

Asked what he wished for, the actor said: “Basta ayaw ko lang magkasakit, ‘yun lang. Kasi nararamdaman ko na pauntiunting humihina na ako pero gusto ko na huwag lang ako magkasakit, ‘yun lang ‘yung dinadasal ko.”

Dee said he’s praying for good health because he only wants to give his best performances for his supporters.

“Pinakamaganda ‘yung hindi pinapahalata na pagod kasi napapanuod tayo ng mga Kapamilya natin so dapat ibigay natin ‘yung best,” he said.(MNS)

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FOOD & DINING

Hints on hamming it up for the Holidays Preparing a delicious ham this holiday season can be easy and stress-free. It helps to know that ham experts are on standby at the Ham Hotline to help ensure every bite turns out perfectly, from tangy ham appetizers to a welcome ham dinner.

The hotline at (866) 343-5058 is open from 9 a.m. to 7 p.m. Eastern Time, Monday through Friday, from November 8 through December 28. It’s staffed by experts who can help anyone prepare and serve a great ham for a memorable meal.

Launched in response to the many calls received regarding ham preparation, the Kentucky Legend Ham Hotline is the first and only seasonal hotline dedicated just to ham. Each fall and spring, the hotline ramps up to field questions that range from the practical to the unusual, including: • How much ham should I buy to feed 10 people?

Answer: If the ham is boneless, estimate one-quarter to one-third pound per person; for a bone-in ham, one-third to one-half pound per person.

• How can I be sure my ham will turn out moist?

Answer: Most hams are pre-cooked (read the label) and require only gentle reheating at 325° F to an internal temperature of 140° F. Place a pan of water on an oven rack to increase humidity.

• Can I make ham ice cubes to use in drinks?

Answer: Sounds interesting, but it is not recommended.You can find great ways to use the left-overs quickly and deliciously at www.specialtyfoodsgroup.com.

One good way to use leftover ham is in Bourbon Ham Balls with Holiday Sauces.

This recipe uses Kentucky Legend Ham to take the traditional treat from a sweet to a savory appetizer.

Bourbon Ham Balls with Holiday Sauces 3 cups buttermilk baking mix 1½ cups Kentucky Legend Ham; finely

Bourbon Ham Balls are a holiday favorite in the South and many other parts of the country.

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chopped 4 cups cheddar cheese; grated ½ cup grated Parmesan cheese 2 tablespoons parsley flakes 2 teaspoons honey 1⁄3 cup milk 1⁄3 cup bourbon Holiday Sauce 11⁄2 teaspoons cornstarch 2 teaspoons honey 1⁄4 cup bourbon 1 (8-ounce) can whole-berry cranberry sauce 1 dash ground cinnamon Heat oven to 350° F. Lightly grease jellyroll pan. Mix all ingredients thoroughly.

Shape mixture into 1-inch balls. Place about 2 inches apart in pan. Bake 20 to 25 minutes or until brown. Serve warm.

Holiday Sauce In a heavy saucepan, combine the cornstarch, honey and bourbon until smooth.

Bring to a boil over medium heat; cook and stir for 1–2 minutes or until thickened.

Remove from the heat; stir in the cranberry sauce and cinnamon until blended. Serve warm.

Kentucky Legend Hams have been made for more than 100 years in Owensboro, Kentucky, where each ham is hand selected, trimmed and cured the traditional way from a recipe handed down through generations. Kentucky Legend Hams are produced by Specialty Foods Group, Inc., a leading U.S. producer and marketer of a wide variety of premium-branded and private-label processed meat products.

(NAPS)

Stock up for health and happiness Staying healthy over the holidays, experts advise, requires at least two simple steps: planning ahead and taking time for yourself.

Fortunately, this can be simpler than many suspect because the “cool aisles” of the grocery store have many “secret weapons” to make holiday food preparation and entertaining easier and more enjoyable. Frozen and refrigerated foods provide an excellent opportunity for planning ahead for the holidays so you can spend less time in the kitchen and more time for yourself.

It helps to “stock up” your freezer and fridge with: • Delicious breakfast selections – waffles, pancakes, eggs, cheeses and breakfast sandwiches; combine fruit with yogurts and juices for smoothies to make holiday mornings even more fun.

• Super snacks and appetizers – cheeses, dips, egg rolls, shrimp, pizza, wings and meatballs; serve on attractive platters and let the party begin.

• Dinner plans – the frozen aisles offer a variety of fully prepared entrées; they can be on the table for your family in minutes on busy nights.

• Side-dish pleasures – ready-to-heatand-eat vegetables, potatoes and breads can make holiday meals less work.

• Delightful desserts – fill the freezer and refrigerator with enough delicious pies, cakes, ice cream, puddings, whipped toppings and ready-to-bake cookies to please your family, friends and guests.

Here, from the experts at the National See STOCK UP, page 31

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31

STOCK UP From page 30

Frozen & Refrigerated Foods Association (NFRA), is a delicious, easy holiday dessert you can serve with a “homemade touch”: Cheesecake with Cherry Topping 1 frozen cheesecake 10 ounces sweet or sour pitted cherries (frozen works well) 2 tablespoons lemon juice 1⁄4 cup sugar 1 tablespoon cornstarch 1⁄2 cup water Fresh mint Thaw cheesecake according to package directions. To make topping, combine cherries, lemon juice, sugar, cornstarch and water in medium saucepan. Bring to a boil. Once boiling, cook it for an additional 1 to 2 minutes, then remove from heat. Cool completely.

Spread on top of cheesecake. Garnish with mint leaves. Serves 4–6.

For more delicious recipes, tips and important information on frozen and refrigerated foods, visit www.EasyHomeMeals.com and “like” NFRA on Facebook at www. facebook.com/EasyHomeMeals. (NAPS)

Smile and say cheesecake: This semihomemade treat can brighten an everyday meal or be the crowning touch on a holiday dinner.

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Top 10 wines that should be stored for future

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(Relaxnews) – Influential wine lovers’ publication Wine Enthusiast has come up with a list of top 100 wines that promise to age into lush rich wines -- so long as consumers resist the urge to open them immediately.

Pointing out that 80 percent of wines purchased are consumed within 48 hours, editors compiled a list dubbed Cellar Selections 2012 -- bottles that should be destined for the wine cellar for future sipping.

Here are their top 10 Cellar Selections picks which come from all over the world and range from $40 to $135.

1. Marchesi Antoni 2008 Guado al Tasso, from Bolgheri Superiore, Italy 2. Pirouette 2008 Red Wine, Columbia Valley, USA 3. Chateau Léoville-Barton 2009 SaintJulien, France 4. Ridge 2009 Estate Monte Bello Vineyard Cabernet Sauvignon, Santa Cruz Mountains, USA 5. Capanna 2007 Brunello di Montalcino, Italy 6. Brundlmayer 2010 Zobinger Heiligestein Erste Lage Alte Reben Reserve Riesling, Kamptal, Austria 7. Quilceda Creek 2009 Cabernet Sauvignon, Columbia Valley, USA 8. Louis Jadot 2009 Corton-Pougets, France 9. Evening Land 2010 Seven Springs Vineyard Summum Chardonnay, Eola-Amity Hills, USA 10. Longoria 2009 Fe Ciega Vineyard Pinot Noir, Sta. Rita Hills, USA For the full list, visit http://bit.ly/UoIJL5.

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COMMUNITY

Rel Princeton – Crash Landing Pre Album When one hears of the name Rel Princeton, the first thing that comes to one’s mind is why choose the name Princeton? Why name yourself after a private Ivy League institution of higher learning? After a prestigious academy with selectivity in admissions and social elitism? Why? It is because that is exactly how he feels about his music. “I feel that I am in a class above a lot of mc’s as far as lyrical content, depth, and instrumentation” “I’m in a different league” says the 29 yr old artist recording out of Los Angeles, Ca by way of Manila, PH. He is unafraid to dive into emotions rarely seen in today’s commercial Hip Hop, his first single “Anti Everything”, off his soon to be released album entitled “Crash Landing” is a Rock inspired record where he blatantly speaks on everything he dislikes about the music industry from it’s trends to clichés.

I feel that I would be cheating myself as an artist if I didn’t speak my mind on records” “A lot of artists are so afraid to express their true feelings because they fear being unaccepted” says Rel. And it doesn’t stop there, he cuts even deeper on his 2nd single “Twisted Souls”, a reggae inspired record featuring Jah Free where he expresses his personal views on both society and politics questioning everything from law enforcement to the presidential election.

“Obama’s in office cuz a rapper told you to vote” he raps on the record. But what really draws you to the record is hearing him speak of his love and concern for his homeland, after recently being hit with numerous floods and earthquakes he questions why the Philippines hasn’t garnered the same media coverage and support as other countries that had suffered similar tragedies during recent times.

But just when you think you have the direction of his album figured out, he releases his 3rd single “Crash Landing” which features the amazing vocals of RnB/Pop sensation Nikki Flores where he paints a picture of a relationship going through. What he calls “emotional turbulence”.

With 3 official singles already released expect the album to be a classic in the making. Entirely produced by long time friend SpeeshBeats, the production consists on numerous live instruments ranging from drums, guitars, and even violin.

“We wanted to take it the extra mile” says Speesh “Hip Hop gets often criticized for being too processed so it gets no realer than live sounds.” With the help of only a small circle of musicians who share the same vision, expect the release of his album “Crash Landing” (with the grace of God) be “more than a movement but a revolution.”

Virtuoso Fil-Am pianist Rudolf Golez to play in Glendale Nov. 17 In a special performance of one of the highly soughtafter pianists of Asia, Rudolf Golez Filipino virtuoso pianist will be presented on Saturday, November 17, 2012 at Gennaros, a four-Diamond restaurant, in the City of Glendale, CA. The concert is being presented under the aegis of the DreamAge Group in cooperation with Safer River Life Saver Foundation Inc. (Philippines), The Philippine Heritage Institute International, The Law Offices of Attorney Roman Mosqueda, Asian Commodities Inc., Legal Shield, Cordero Independent Associate, Heart of Hearts Home Care, APPogee App Developers and DAG Marketing Partners of Infusionsoft.

Rudolf Golez Praised for his keenness in depth and subtlety, Rudolf was the sole prize-winner at the First ASEAN Chopin International Competition held in Kuala Lumpur, Malaysia in 2004.

He spent his high school years at the Juilliard School of Music Preparatory Division in New York City under the tutelage of world-renowned pianist Seymour Lipkin. He also holds a Masters degree in Piano Performance from the University of the Philippines.

Rudolf has performed in concerts in the United States, Europe, and Asia, including an all-Mozart tour commemorating the composer’s 250th anniversary, has worked with respected local and foreign conductors such as the great composer/conductor Cristobal Halffter of Madrid and has performed works from composers Franz Liszt and Gyorgi Ligeti.

The young virtuoso has also participated in the 9th International Piano Festivals in Tenerife and Vila-Seca, Spain and the Festival of Light in Hong Kong with master classes conducted by Prof. Arie Vardi. His solo concerts feature a rich and varied repertoire of classical to contemporary in piano literature.

Despite his busy career as a concert artist, Rudolf is also a piano teacher in various

universities in the Philippines.

The artistry of Rudolf has been described at the piano keyboard as “deeply moving, eloquent, with finesse and a deep musicality” by Jim Lowe, Time Argue Barre, Vermont and by Rosalinda Orosa of Philippine Star with” refined nuances expressed through a masterful technique combined with artistic sensibility”.

And with untiring appeal, dexterity and brilliant virtuosity as expressed by Manfred van Os Allgemaine Zeitung Coesfeld Munster, Germany, “the public simply couldn’t get enough...” and “insane fingers”.

For inquiries and reservations please call (818) 276- 6773, email at TheDreamAgeGroup@gmail.com or visit www.rudolfgolez.yolasite.com.

Watch Richard Gomez, Rico Puno, and Patricia Javier at Pechanga Pechanga Resort & Casino remains to this day, one of the world’s largest eclectic entertainment experiences. On November 16th at 8pm the Pechanga Theater will give host to three of the Philippines’ most talented and renowned performers including Richard Gomez and Rico Puno with Patricia Javier.

Richard Gomez is currently one of the most well-known personalities in the Philippines, who exhibits a wide variety of talents and abilities. Gomez is undoubtedly a world class actor, comedian, model, television and movie personality and also a great director.

Currently, he stars in the hit Filipino series “Walang Hanggan” as Marco Montenegro – whose exceptional character development serves as a testament to his performance ability.

The performance will also feature Rico J. Puno, a veteran Filipino pop singer – who is referred to by many as one of the pioneers of Original Pilipino Music (OPM). He began many stylistic trends, such as incorporating Filipino inflections into various American and foreign hit songs. Puno is also known for his unique blend of incorporating comedy into his performances. Puno continues to perform in a wide variety of mediums to this day including television and stage performance, and has not lost a step.

Patricia Javier will be joining the show as a special guest. She is a rising singer and actress in contemporary Filipino cinema. She has starred in a wide variety of both feature films and television series.

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Are you stuck in a dead-end job because of debt problems?

In this article, I would like to share with you one MINDING YOUR of the secrets to a long and fulfilling life! Do you wish to enjoy the best that life has to offer? I’m FINANCES sure you do. Haven’t you noticed, though, that these days, it seems like we have to work so hard to get enough of life? Every year, we spend more and more money on special diets, pills, health club dues and on everything that will make us look better, feel better, sleep better, and prolong life.

Medical experts say that somehow, in our search for good health, we’ve missed out on one important element for healthy, happy living. And that’s having

BY ATTY. RAY BULAON work that we enjoy. Experts tell us that there is a direct relationship between living a long life and challenging work. Do you enjoy the work that you do? Or do you just show up for work every day because you feel that you are stuck with nowhere else to go?

You probably know people who complain of stress at work. This problem is very real and affects a lot of people. See, these people experience stress because they do not

find their work enjoyable, challenging and beneficial, either to themselves or to others.

They simply feel stuck and out of options. Did you know that almost all of us spend more time at our jobs than with our families? That’s right. If you go to a job every day that you hate and have to spend at least 8 hours there doing what you’re doing, I can understand why you’re miserable. You may feel that you need to make a change but don’t know how to go about doing it.

OK, now how does all of this relate to debt problems? Well, here’s what I’ve seen many times in my work as a bankruptcy attorney: If you are burdened with large debts and have no choice but to keep a job that you hate because you have to pay your bills, you are trapped. You may want to look for a better, more challenging and more fulfilling job but you can’t even afford to take some time off to do it. If you have no savings to live on while looking for another job, you just can’t afford to miss even one paycheck.

So day in and day out, you keep going back to the same old, boring job that you hate and you’re feeling hopeless. When your alarm clock goes off in the morning, going to work is like pulling teeth. And all day long you feel the stress caused by doing something you don’t want to do anymore. This goes on 5 (or more days) a week, 365 days a year. Could this be the reason why you’re feeling older than you really are? Your job is draining the life out of you. You know you have to make the change but just don’t know how. I’ve been there myself before and I know exactly how you feel.

If you are stuck in a dead-end job, perhaps it’s time to make a change and find something else that will challenge and stimulate you. If you can’t afford to lose a paycheck while you look for a better job because you are drowning in debt, maybe you need to do something about your financial situation first. Find a way to get out of debt and do it as soon as possible. All the necessary changes to make your life better will soon follow.

If you need to speak with someone to find out what your legal options are, call our office so we can help you explore all possible solutions. For more information and to schedule a free consultation, please call Toll-Free 1-866-477-7772. We have offices in Glendale, Cerritos, West Covina and Valencia.

(None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 4,000 clients in getting out of debt.

For a free attorney evaluation of your situation, please call Ray Bulaon Law Offices at TOLL FREE 1-866-477-7772).

How to obtain custody and visitation rights for unmarried dads Establishing parentage rights for Moms is a lot BARRISTER'S easier than establishing one for unmarried Dads.

Moms can establish this by simply showing proof CORNER of her having given birth to the child. Family Code §7610.

Establishing parentage rights, including custody and visitation rights, becomes more problematic with unmarried Dads because proving yourself as the biological father does not automatically make you the natural father of the child. Under the family code, there are competing presumptions of paternity which allows the non biological father to be deemed

BY KENNETH REYES the natural father of the child. & DARRICK TAN A typical situation is when boyfriend gets girlfriend pregnant. Girlfriend for some reason decides to exclude boyfriend from baby’s life so she code §7611: breaks up with boyfriend, does not give the (a) He and the child’s natural mother are boyfriend any information about her deliv- or have been married to each other and the ery, and does not state the boyfriend as the child is born during the marriage, or within father in the birth certificate or decides to 300 days after the marriage is terminated by name someone else as the father. Girlfriend death, annulment, declaration of invalidity, does this because her parents disapprove of or divorce, or after a judgment of separathe ex boyfriend. tion is entered by a court.

One way a presumption of Paternity is (b) Before the child’s birth, he and the created is by executing a voluntary decla- child’s natural mother have attempted to ration of paternity. A Voluntary declara- marry each other by a marriage solemnized tions executed before 1997 give rise to a in apparent compliance with law, although conclusive presumption of paternity and the attempted marriage is or could be decan be overcome only by blood or genetic clared invalid, and either of the following tests ordered on noticed motion by the is true: mother or presumed father must be made (1) If the attempted marriage could be within three years of the date of execution declared invalid only by a court, the child of the voluntary declaration Family.Code. is born during the attempted marriage, or § 7576; Kevin Q. v. Lauren W. (2009) 175 within 300 days after its termination by CA4th 1119, 1133, 95 CR3d 477, 485 If death, annulment, declaration of invalidity, the voluntary declaration of paternity is or divorce. executed after 1996, it is not characterized (2) If the attempted marriage is invalid as a conclusive presumption. Instead, it without a court order, the child is born “shall establish the paternity of a child and within 300 days after the termination of shall have the same force and effect as a cohabitation. judgment for paternity issued by a court of (c) After the child’s birth, he and the competent jurisdiction” and trumps §7611 child’s natural mother have married, or presumptions discussed below. A post 1996 attempted to marry, each other by a marvoluntary declaration of paternity “shall be riage solemnized in apparent compliance recognized as a basis for the establishment with law, although the attempted marriage of an order for child custody, visitation, is or could be declared invalid, and either or child support.” Family .Code §§ 7573, of the following is true: 7644; Kevin Q. v. Lauren W., supra, 175 (1) With his consent, he is named as the CA4th at 1132, 95 CR3d at 485; In re J.L. child’s father on the child’s birth certificate.

(2008) 159 CA4th 1010, 1019, 72 CR3d (2) He is obligated to support the child 27, 33. under a written voluntary promise or by Another way of establishing presumed court order. father status is if you fall under any of the (d) He receives the child into his home categories listed (a) to (f) under family See REYES, page 37

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The Affidavit of Support: Do I need it?

Question: I have already worked in the United States IMMIGRATION for some time. Does my sponsor still need to submit TODAY the affidavit of support?

Answer: Under INA §212(a)(4)(C), an alien who seeks permanent residence as an immediate relative or as a family preference immigrant is inadmissible as an alien likely to become a public charge, unless the visa petitioner submits an affidavit of support (INS Form I-864) that meets the requirements of §213A. This requirement also applies to employment-based immigrants, if a relative either filed the Form I-140, or

BY BRIAN D. LERNER has a significant ownership interest in the firm that did file the Form I-140. Section 213A(a)(3)(A), however, provides that the obligations under a Form I-864 terminate once the sponsored alien has worked, or can be credited with, 40 qualifying quarters of coverage, as defined under title II of the Social Security Act. The affidavit of support regulation reflects this provision.

Question: Assuming that I can show that I have worked 40 qualifying quarters, is an affidavit of support still required if, at the time I seek permanent residence through admission or adjustment of status, I am able to show that I have already has worked, or can be credited with, 40 qualifying quarters of coverage?

Answer: The policy of the Service is that an affidavit of support is not required if, at the time you seek permanent residence through admission or adjustment of status, you can show that you have already worked, or can be credited with, 40 qualifying quarters of coverage.

The basis for this policy is that it represents the most reasonable interpretation of this requirement. The obligations under the Form I-864 come into force when the sponsored alien acquires permanent residence. But if, at that time, the sponsored alien already has worked, or can be credited with, 40 qualifying quarters of coverage, then the obligation will expire at the very moment that it begins. Requiring the affidavit of support in this situation, therefore, would serve no purpose.

Question: What if my parent has qualifying quarters of work, but I don’t. Is there anything that can be done?

Answer: INA §213A(a)(3)(B), specifies how an you can be credited with qualifying quarters worked by someone else. If you can claim qualifying quarters worked by a parent, you may claim all the qualifying quarters worked by the parent before the your eighteenth birthday. Note that the statute does not require the parent-child relationship to have existed when the parent works the qualifying quarters. So you can claim even those of the parent’s qualifying quarters that the parent worked before your birth or adoption. You can also claim qualifying quarters worked by a spouse. However, you may only claim those quarters that the spouse worked during the marriage. It must also be the case either you are still married to the person who worked the qualifying quarters, or that that person is dead.

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Question: What if I received public assistance?

Answer: You may not claim any qualifying quarter of coverage worked after December 31, 1996, if the person you worked that qualifying quarter – whether it was you, a spouse or a parent, if you have received any Federal means-tested benefit during the same period.

Brian D. Lerner is an Immigration and Naturalization Attorney. He is a Certified Specialist in Immigration and Nationality Law as Certified by the State Bar of California, Board of Legal Specialization.

Mr. Lerner is married to a Filipina and has been helping Filipinos immigrate to the United States for nearly 20 years. His firm represents clients in Deportation/Removal proceedings, does Waivers, Appeals, Naturalization, Adjustments, Criminal Relief, Citizenship, Consulate Processing, Work Permits, Investment Visas and all other areas of Immigration and Naturalization Law. You can go online to www.californiaimmigration.us and get a free consultation or call us at 800.819.0149 or at (562) 495-0554 for an in-person office consultation.

Atty. Lerner has two offices in Southern California: Los Angeles – at the Philippine Village located at 4515 Eagle Rock Blvd., Ste. 104, Los Angeles, CA 90041 (323-4547591) and in Long Beach – at 3233 E. Broadway, Long Beach, CA 90803 (562-4950554) and also in the Philippines at Unit 3D, ABBA 1 Building 5756 Kalayaan Avenue, Makati, Philippines 1200 (63) 882-3941.

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Labor Certification (PERM) Nurse and P.T. Petitions Specialty Workers (H1B) Treaty Traders & Investors (E) Adjustment of Status (I485) Family Petitions (I130) Employment Petitions (I140) Intercompany Transfer (L1) Extraordinary Ability (O1) Investor Visa ($1M. $500K) Artists & Athletes (P1, P3) Religious Workers (R1) AAO Appeals & MTR

• • • • • • • • • • • •

Request for Evidence (RFE) Notice of Intent to Deny/Revoke Fiancé & Spouse (K1/K3) Student Visas (F1/M1) J1 Waiver (212e) Visitors (B1, B2) Crewman & Transits (C1, D1) Battered Spouse/Child (VAWA) Child Status Protection (CSPA) Removal of Conditions (I751) Citizenship and Naturalization All other Related Matters

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Washington D.C. Bar • American Bar Association • American Immigration Lawyers Association • Federal Bar Association • Orange County Bar • Los Angeles County Bar

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President Obama exercised Polls bring hope of immigration reform his Recently, authority to put in place an application The people of the United States have reelected IMMIGRATION Barack Obama to a second term as America’s Chief Executive. Over the next four years, President Obama SOLUTIONS will maintain the ability to appoint justices to the Supreme Court and to the lower federal courts, and to the heads of the federal agencies. Obama has pledged during his campaign that he remains committed to immigration reform, and to policies that favor the growing immigrant base that just helped him win the election.

When Obama was first elected president, he promised to bring comprehensive immigration reform before Congress. In his first term, his efforts at reform were thwarted by a Congress that was unable or unwilling

BY ATTY. ROBERT L. REEVES to make bipartisan compromises in order to promote effective change. Unable to pass laws without the support of Congress, President Obama used his executive authority to improve the system in place and open avenues for relief under the existing legal framework.

Starting last year, through his Secretary of Homeland Security, President Obama encouraged agents and attorneys with Immigration & Customs Enforcement (ICE) to exercise prosecutorial discretion in deciding which cases to pursue for removal or deportation from the United States. The President advised ICE to focus resources on high-priority cases involving dangerous criminals, and to make available the option to cancel removal in the case of a person with strong family ties, no criminal record, and other favorable equities. This policy has resulted in the termination of numerous deportation and removal cases, preventing the break-up of families that were facing seemingly imminent separation.

Earlier this year, President Obama proposed regulatory changes that would permit a person who entered the United States without authorization to file for a “provisional M-F 8:30am-5:00pm waiver” before departing the United States Sat 8:30am-12:00pm to apply for readmission abroad. This waiver would significantly shorten the time that families are separated while family-based applications are pending. The provisional 1510 S. Los Angeles St. #A waiver is ready to be implemented, and the momentum from this election inspires Los Angeles, CA 90015 confidence that final regulations will be forthcoming soon.

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process known as Deferred Action for Childhood Arrivals (DACA) in order to provide some relief through administrative channels for young persons who have lived in the United States for several years and attended schools in the United States. Many believed that if Mitt Romney had been elected, he would terminate the program, or decline to renew individual applications when they expire after two years. With Obama back safely in the White House, we can proceed with DACA applications with the confidence that the program will remain in place, and that DACA grants will be extended in two years’ time. We remain confident, as President Obama pledged during this campaign, that once the DREAM Act is finally passed, the work authorizations issued under DACA will lead to permanent residency and citizenship.

The Obama administration may also provide support for changes necessary to exercise the full benefit of the Child Status Protection Act for aged-out beneficiaries of immigrant petitions. As benefits are expanded and more immigrants are eligible to apply for admission to the United States, the visa quota system will need to be expanded.

The Obama administration would likely favor a push for increased visa availability to accommodate the influx in applicants who are now eligible to apply.

The reelection, and changing dynamics in Congress, also provides good cause for optimism that comprehensive immigration reform is possible. This election demonstrates that the Republican Party must update its message to address substantial numbers of Latino and Asian voters. In order to adapt to the changing American demographic, Republicans will need to soften their stance on immigration policy. The parties should be encouraged to work together to promote business immigration policies that will maintain American competiveness in a global economy. As President Obama said during the second debate, “there are folks all around the world who still see America

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as the land of promise. And they provide us energy and they provide us innovation and they start companies like Intel and Google.

And we want to encourage that.”

Barack Obama’s second and final term in office is his opportunity to preserve a progressive, immigrant-friendly legacy, and to expand on the base support of immigrant communities for the future of the Democratic Party. President Obama does not need to tow a centrist line anymore, and can forcefully advocate for the positive immigration reform he has promoted throughout his presidency and his campaigns. We are optimistic that the next four years will open new pathways to immigration relief and reform for the betterment of this great melting pot.

President Obama has already put several programs in place that provide relief that was not previously available, and there is good cause to believe additional relief is on the way. Any person seeking status in the United States is encouraged to consult with an experienced immigration attorney to determine what options might already be available.

Robert L. Reeves, who is board-certified, has been specializing in immigration law for more than 30 years. He has a national reputation as an immigration rights advocate and has successfully represented more than 18,000 immigrants at the CIS and hundreds more in the United States federal courts. He is licensed to practice law before the U.S Supreme Court, the U.S Court of Appeals for the Ninth Circuit, several U.S. District Courts and California State Courts. Reeves has represented clients in numerous landmark immigration cases that have set new policies regarding CIS action and immigrants’ rights.

His many successes have been published in Interpreter Releases, Immigration Briefings and AILA Monthly, which are nationally recognized immigration periodicals widely read by immigration lawyers, State Department and immigration officials. His cases are also cited in textbooks as a guide to other immigration practitioners. His offices are located in Pasadena, San Francisco, Las Vegas and Makati City. Tel. no.: 1-800-7958009; e-mail: immigration@rreeves.com; website: www.rreeves.com.

LAW OFFICES OF

LEON J. FROMMER 25050 Avenue Kearney, Suite107 Valencia, CA 91355

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Alex Estella, President, Tennis Nang Tennis (TNT) Club of Cerritos, California is awarding a Plaque to Mr. Obet Agustin, for his outstanding contribution and dedication to TNT Club. Mr. Agustin has served as President of TNT in the absence of Alex Estella and his leadership was instrumental in the overall success and continuous team spirit of the club.

Tennis Nang Tennis (TNT) Club of Cerritos, California Doubles Tournament (09/24/2011).

First row kneeling. Bong Palma, John Tupal, Jerry Aquino, Willie Muyrong, Roger Ramos, and Cipriano Cabos. Standing, Amerson Andres, Ed Calupid, Ariel Ramacula, Obet Agustin,

REYES

and Immigration law section of the Los Angeles County Bar Association. He is a graduate of Southwestern University Law School in Los Angeles and California State University, San Bernardino School of Business Administra-

From poge 34

and openly holds out the child as his natural child. (e) If the child was born and resides in a nation with which the United States engages in an Orderly Departure Program or successor program, he acknowledges that he is the child’s father in a declaration under penalty of perjury, as specified in Section 2015.5 of the Code of Civil Procedure. This subdivision shall remain in effect only until January 1, 1997, and on that date shall become inoperative. (f) The child is in utero after the death of the decedent and the conditions set forth in Section 249.5 of the Probate Code are satisfied.

An alleged biological father who does not meet any of the § 7611 conditions for presumed father status has no constitutionally-protected “liberty interest” in establishing a parentage relationship with a child as against the rights of a presumptive father who has an extant parentage relationship with the child. Dawn D. v.

Super.Ct. (Jerry K.) (1998) 17 C4th 932, 940–942, 72 CR2d 871, 876–877 The facts get even more complicated if the girlfriend, whom boyfriend gets pregnant is married to another man because the law provides a conclusive presumption of paternity to the husband of the girlfriend.

Under Family Code §7540, the child of a wife cohabiting at time of conception with her husband, who is not impotent or sterile, is “conclusively” presumed to be a child of the marriage.

This conclusive presumption may be challenged by showing that the husband was sterile. It may also be challenged by filing a motion for blood or genetic testing under Family Code §7541 but this has to be done within 2 years of the childs birth.

In addition, only persons with standing can bring this motion which is limited to the husband, child, mother and a presumed father as listed in Family Code §7611 and 7612.

Even absent a recognized rebuttal, the court has discretion as a matter of due process not to apply § 7540 conclusive presumption of paternity when it would not further the statute’s underlying policies of preserving the integrity and stability of an extant marital family, protecting children from the stigma of “illegitimacy,” and promoting individual rather than State responsibility for child support ... as where the ostensible § 7540 presumptive father never developed a parental relationship with the child and the only established parent-child relationship is with a third

person. Brian C. v. Ginger K. (2000) 77 CA4th 1198, 1200–1201, 92 CR2d 294, 296; In re Kiana A. (2001) 93 CA4th 1109, 1115, 113 CR2d 669, 675.

Procedurally, the ex boyfriend should file a Petition for Parentage as soon as the child is born. While the case is pending, the ex boyfriend may seek temporary visitation order although this may be on a limited or even monitored basis. If successful in proving parentage, the ex boyfriend may be granted custody and visitation rights.

However, the ex boyfriend would also have the obligation of paying child support based on California guidelines.

Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, nonspecific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, P.C. This article is not a solicitation.

Attorney Kenneth Ursua Reyes is a Certified Family Law Specialist. He was President of the Philippine American Bar Association. He is a member of both the Family law section

tion. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, P.C. is located at 3699 Wilshire Blvd., Suite 700, Los Angeles, CA, 90010. Tel. (213) 388-1611 or e-mail kureyeslaw@gmail.com or

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MALE CAREGIVER Need experienced male live-in caregiver in South Orange County. Must have driver's lic. & able to drive the person to Dr.'s appmnt. Duties are bathing, cleaning & housekeeping. Weekly pay + food & board. 949-371-9901

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Upscale locations. Call (951) 318-7436 or (951) 924-1990.

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CAREGIVERS & ADMIN ASST. Live-in/out. For assisted living homes in West Side. Will sponsor. Call Dimitri (310) 367-0104

CAREGIVERS NEEDED For elderly facility, near Beverly Hills. Female preferred. (855) 443-5724.

WANTED COOK Live-in experienced male cook for Elderly board & care facility in West Covina. Will do some care giving and housekeeping.

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Live-in, Manager’s apartment provided Salary Negotiable Should be authorized to work in the US send resume to

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JOB OPENINGS RN, LVN, PT, PHYSICIAN ASSISTANT For San Bernardino-Riverside, Ventura County, Los Angeles County

Career Mgmt & Professional Services 1010 N. Central, Glendale CA 91202 747-888-7779 cell (Alfonso “Chito”) 818-590-7750 cell (Lourdes “Kit”) *Sponsorship for qualified applicants.*

fax to 323-930-9888

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1-800-925-7159 ext. 2

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CLASSIFIED ADS

TEL.: (818) 552-4503 ext 201

JAY D' PLUMBER/ HANDYMAN Plumbing repair, drain cleaning, copper repipe, bath & kitchen, remodel hydro jetter, toilet, disposal, heating water heater, iron works, electrical & carpentry.

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LUXURY SENIORS APT. Eagle Rock, Ultra luxury bldg.

Senior 55 and up. Pool & jacuzzi, rc rm, sauna, library, tv rms, laundry. Lots of activities. Near Fil church, mkt, etc. 1BR 1 BA fr $945. No pets. (323) 256-6000.

APT. FOR RENT 2 Singles w/ BA, $665/mo.

And $700/mo. Respectively Panorama near WalMart. Call Filipino manager Pablo (818) 358-4814.

APT. FOR RENT In Eagle Rock, 2 BR, 1 BA w/ loft & a/c unit, nice neighborhood, walking distance to Elementary, Middle & High sch. 2 parking garage in a secured bldg. Call 323-247-7657, 818-268-0099.

APT. FOR RENT Move-in special. 1 BR, laundry, covered parking. Close to freeways and schools. 137 N. Rosemont Avenue (between Beverly & Temple), Los Angeles.

Manager: Mercy (213) 483-5117.

APT. FOR RENT Remodeled 1st Àr, 1 BR, 1 BA, laminated floor, w/ new fridge & stove, 2 parking. Section 8 ok. Glendale close to Brand & Americana. (818) 577-0120.

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APT. MOVE-IN SPECIAL Hollywood. 1 BR $1,100; Single $900 brand new hardwood Àr, intercom entry, a/c, TFC cable ready, gated parking, pool, near Sunset & Wilcox, no pets.

Manager speak Tagalog. (323) 462-3573 2 BR APT. Beautiful 2 BR apt. ready to move-in, new paint, new carpet, new all blinds windows. Duplex lower Àoor, 2 cars parking, good & quiet neighborhood. Pls call 323-660-3404.

APT.-LONG BEACH Fourplex 2 BR 1 BA, new carpet & paint. Sta. Fe & Willow $1075/ mo. Call Ate Mila (626) 9184080.

DUPLEX FOR RENT 2 BR 1 BA, very large 2 car garage, laundry, secure courtyard, private entrance. Panorama City, walking distance to Island Paci¿c market & St. Genevieve church. (818) 445-9772.

You can call any time, 24 hours a day, 7 days a week.

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• $450 Per Month • Furnished/Free Utilities

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CALL: (818) 360-2391 (818) 480-1285

Bakers must bake. Chefs must cook. Mechanics must repair. Business owners must take care of their clients.

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Bookkeeping By Ruth 213-598-0704 PRAYERS PRAYER TO ST. JUDE O most holy apostle, St. Jude, Faithful servant and friend of Jesus, people honor and invoke you universally, as the patron of hopeless cases, of things almost despaired of. “Pray for me, for I am so helpless and alone. Please help to bring me visible and speedy assistance. Come to my assistance in this great need that I may receive the consolation and help of heaven in all my necessities, tribulations, and sufferings, particularly (state your request) and that I may praise God with you always. I promise, O blessed St. Jude, to be ever mindful of this great favor, to always honor you as my special and powerful patron, and to gratefully encourage devotion to you by publishing this request. Amen.— Chester

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RENTAL HOUSE 3 BR - 2 BA. Duarte area, nice neighborhood. $1700/month.

Utilities not included. Call (626) 487-6327.

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Near school & bus stop, park inside.

Free recorded message

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323-660-1511 323-664-0277

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Cable w/ tv/TFC, a/c. Close to bus stop. No pets, smoking drugs. (818) 895-8619; text (818) 687-9396 RM FOR RENT (HOUSE) 1 Single female pref'd. Nice, beautiful & quiet area in North Hollywood. Close to everything, furnished, free utilities, TFC. $485/mo. Available now. (818) 503-1226 cell # (818) 632-4582 ROOMS FOR RENT Single $400 free utils. House in Figueroa & Colorado at Eagle Rock. Close to frwy 210 & 110.

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40

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Parameters of loan modification and refinance program Financial ability is FINANCIAL the key to a viable loan modification. You can SOLUTIONS achieve this by considering debt counseling, in which homeowners undergo a financial evaluation process. It will provide you basic information if you are a good candidate for a loan modification. Financial capability is important and it will guide homBY CLARO PEREZ eowners to short sale their property or save the home through a loan modification.

Hundreds of homeowners desire to keep their home. Big question is, can they afford the mortgage payment after the loan modification? Not enough income or too much income without hardship play a big role in the eligibility process. First and foremost homeowners must undergo the evaluation process under debt counseling.

If you are not able to make all the payments on your home and afraid of losing it, you might want to consider a loan modification program. You may wonder what is a loan modification program, how to apply, and what the qualification or eligibilities are. This article will tell you how.

Can a Loan Modification Help You? Are you afraid of losing your home? Do you find yourself falling ever further behind in your monthly mortgage payments?

It may be possible a mortgage loan modification program might again be your answer so you can afford the payments on your home. You may be able to avoid foreclosure with a loan modification.

What Are the Qualifications for a Loan Modification Program?

There are qualifications for a loan modification program which must be taken into consideration. First of all, you need to demonstrate to your lender that you have suffered a true financial hardship. You must demonstrate that this hardship makes paying your current loan unaffordable. Some unexpected reasons are divorce, the death of a family member, reduction of income or loss of job, illness or major medical expenses, job transfer, or incarceration.

The loss of equity will not count. You must also prove to the lender that with loan modification you will be able to make loan payments now and in the future. Your lender will want to know you will

not default on your mortgage if you received new terms that will lower your mortgage payment. You must demonstrate that your property taxes, mortgage payment, insurance, and home owner’s dues ARE MORE THAN 31% OF YOUR GROSS INCOME. You will also need to have a complete and accurate application, with your adequate financial information submitted to your lender.

If a Bank Holds All the Cards, Why Would it Wants to Give You a Loan Modification Anyway?

What is a loan modification program going to do for you? You may think a lender holds all the cards, if you are so far behind on your mortgage payments and afraid of losing your home. You can’t understand why a bank would give you better terms. Why would it want to give you a loan modification? The catch is that the current economy is so bad, that if it foreclosed on your home, there is no guarantee it would be able to sell it to someone else and make money. After all, getting some money in the deal is better than no money at all. Also, foreclosure proceedings are expensive for banks. Foreclosure is only possible if the homeowner has no financial capability to continue paying the mortgage. Lenders have no other choice than to foreclose the home and lenders hate homeowners that take advantage for a free ride. In spite of that, a homeowner must meet the eligibility requirements.

How Do I Apply for a Loan Modification?

Taking all of the above into consideration, if a loan modification sounds interesting to you in your circumstances, you must undergo a financial evaluation to avoid waste of time and money. This will assist you if you can save your home through loan modification.

Why apply if you can’t really afford to keep your home?

There are lots of financial solutions available to assist you lower your debt payments so that you can keep or save your home. For instance, Debt Settlement, Bankruptcy, and Loan Modification.

The Important key is your Debt to Income Ratio. The Government created the Home Affordable Modification Program for both First and Second Mortgages and Lenders also avail of in-house traditional modification program, forbearance, and repayment program just to help qualified and eligible homeowners keep their homes.

Important Information to homeowners when considering a Loan Modification: a. If your loan is FHA and behind on your mortgage more than 12 months, you may probably be declined when applying for a HAMP modification Program. b. If your loan is Fannie Mae or Freddie Mac and more than 24 months behind on your mortgage, your chances may be nil and will be declined for a HAMP modification program. c. If you are on that item a & b situation, other loan modifica-

LAW OFFICES OF LARRY BAUTISTA YANG

tion programs are available subject to investor in house loan modification program.

How Do I find a Legitimate Loan Modification Company or Counselor?

You can increase your chances of finding a legitimate loan modification company and legitimate loan modification specialist by asking for legitimate proof that they have lots of successful loan modification approvals and by word of mouth from homeowners that have been approved on their loan modification. One important factor is that a loan modification Specialist must evaluate prospective a loan modification applicant if they are eligible. Important information homeowners need to know: Financial ability is the key to any home retention program.

If too much unsecured debt payment is the reason for noneligibility in a loan modification debt settlement or debt relief by filing for bankruptcy is the solution. Want to strip or to get rid of your second mortgage? Give us a call and we will help you accomplish that Financial Predicament.

Other Programs Available: FHA Streamline Program: lower your interest rates.

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Credit Enhancement Program: Repair your bad credit.

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Debt Counseling service Recently Decline On Your Loan Modification? Come and visit Us CRP has several solutions to keep your home.

CRP has successfully facilitated thousands of homeowners with their Loan Modification approvals, Debt Settlement, Credit Repair and has proof to support that statement.

For detailed information call: Claro R. Perez 1-626-9224916 or 1-626-331-8889 Loan Modification Specialist, Certified Debt Settlement/Credit Enhancement Advocate, and President & CEO: CRP Business Mortgage Solutions, Inc. For Purchase, Short Listing and Home Loans call: Fe A Perez DRE Broker Providence Realty and Mortgage, Inc.1-626-905-2531 and Carlo A. Perez DRE Broker Division Capital, Inc. 1-626-922-4013. We open Monday to Friday 9 a.m. to 5 p.m. Saturday and Sunday by appointment only.

CRP BUSINESS MORTGAGE SOLUTIONS, INC, 279 W. BADILLO STREET, COVINA, CA. 91723.

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BANKRUPTCY WHILE U WAIT. WE ARE A DEBT RELIEF AGENCY. WE REPRESENT DEBTORS IN CHAPTER 7, 13, 11 AND 12 OF THE NEW BANKRUPTCY LAW. THIS INCLUDES RELIEF FROM MORTGAGE PAYMENT DEFAULTS AND PRE-FORECLOSURE RELIEF FOR RESIDENCES AND OTHER REAL ESTATE PROPERTIES.

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10 WEST DOWNTOWN LA.

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GROUPONE PHOTOGRAPHY 909.610.5847 *URXSRQH #JPDLO FRP

Balita

Weekend, Sat. - Fri., November 10-16, 2012

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BUENA PARK NISSAN#1 an!” y a b Ka

na g a “Taw

Pancho Maraña

ORANGE COUNTY VOLUME NISSAN DEALER 2007 - 2008 - 2009 - 2010- 2011 - 2012 Based on Aug.2012 Reported Sales to NNA

VETERANS DAY SALE EVENT BAD OK! CREDIT

3 DAYS TO SAVE BIG SELECTION - HUGE DISCOUNTS

OAPR O %

FREEDOM TO CHOOSE ALTIMA EVENT

PANCHO’S CREED: “I ALWAYS MAINTAIN MY INTEGRITY; I NEVER offer anything I cannot provide • I never sacrifice principle for opportunity or career • I do not lie or cheat • I do not sell using manipulation, gimmickry, high pressure closes • I do not sell for companies whose values I cannot share • I maintain the highest standards of accountability • Doing the right thing is good for business.”

BPN DISCOUNT.......................$3000 FACTORY REBATE..................$2000 NMAC CASH................................$500

NEW NISSAN ALTIMA

UP

2.5SL Sedan

2012

Call Direct 714.249.0808

700

New 2011 Nissan ARMADAs

$

5,500

AVAILABLE!

OFF MSRP O

®

SALE-A-MINUTE

NET COST

$11,998

OFF MSRP

1 AT THIS NET COST

New 2012 NISSAN CUBE

$1,412

$13,998

Model #13013

NET COST

New 2012 NISSAN SENTRA 2.0 S

Model #12112

BPN DISCOUNT....$1,322 NMAC CASH............$500

NET COST

$15,498

1 AT THIS NET COST

Must finance through NMAC. On approved Tier 0 and Tier 1 credit. Must qualify for College Grad Program. (CL751914)

New 2012 NISSAN FRONTIER S CREW CAB NET SAVINGS

$18,998

$3777

1 AT THIS NET COST

OFF MSRP

Must finance through NMAC. On approved Tier 0 and Tier 1 credit. Must qualify for College Grad Program. (DN423850)

New 2012 NISSAN ALTIMA 2.5S Coupe

Model #15115

FACTORY REBATE.....$1,500

Model #32112

NET COST

$20,998

1 AT THIS NET COST

Must finance through NMAC. On approved Tier 0 and Tier 1 credit. Must qualify for College Grad Program. (CC449587).

New 2012 NISSAN MAXIMA SV FACTORY REBATE.......$4,000 NMAC CASH....................$500

Model #16212

3,500 BPN DISCOUNT....$3,500

NET SAVINGS

NET SAVINGS

$5,000

1 AT THIS NET COST

MSRP...........................$24,775 BPN DISCOUNT.........$2,277 2,277 Factory rebate................$1,000 NMAC CASH................$500 $500

MSRP.................................$22 ,310 BPN DISCOUNT.......................$2,312 FACTORY REBATE.................$500 NMAC CASH...............................$500

BPN DISCOUNT.....$3,000 NMAC CASH.............$500

Model #11113 #

Must qualify for Collage Grad Program. (DL839317)

OFF MSRP

1 AT THIS NET COST

New 2013 NISSAN ALTIMA 2.5 Sedan

OFF MSRP

$12,298

$3,322

Must finance through NMAC. On approved Tier 0 and Tier 1 credit. Must qualify for College Grad Program. (CT253517)

$3,312

$1772

NET SAVINGS

NET COST

NET SAVINGS

NET COST

MSRP........................$19,420 FACTORY REBATE.......$1,500

BPN DISCOUNT......$912

NET SAVINGS OFF MSRP

Model #21062

SALES EVENT

BPN DISCOUNT.....$1772

NET SAVINGS OFF MSRP

Must finance through NMAC. On approved Tier 0 and Tier 1 credit. Must qualify for College Grad Program. (CK291142)

MSRP........................$15,410 NMAC CASH............$500

OFF MSRP

MSRP....................$14,070

MSRP............................$15,020 BPN DISCOUNT........$1,772 FACTORY REBATE.......$1,000 NMAC CASH..................$250

$3,022

$5,500

OVER NEW NISSAN

finance through NMAC. C. $11,000 panchom@buenaparknissan.com Must On approved Tier 0 and Tier credit. Must qualify for College Grad P Program. er 1 credit DAN New 2012 NISSAN VERSA Hatchback Model #11462 New 2013 NISSAN VERSA SEDAN

NET SAVINGS

FOR 90

DAYS

OF CALIFORNIA’S LARGEST SELECTIONS SHOP ONE

6 AT THIS NET SAVINGS CHOOSE YOUR COLOR CHOOSE YOUR OPTIONS

NET SAVINGS

TO

PAYMENT

FACTORY REBATES

Model #13112

Toll Free 877.882.4870

41

$8,000

ALL IN STOCK

ALL IN STOCK

OFF MSRP

OFF MSRP

Must finance through NMAC. On approved Tier 0 and Tier 1 credit. Must qualify for College Grad Program.

Must finance through NMAC. On approved Tier 0 and Tier 1 credit. Must qualify for College Grad Program. (CC843278)

*In order to qualify for owner appreciation bonus cash, your name must be on the dealership’s manifest.

PRE-OWNED SPECIALS

PU2232XX | 777240

$3,999

BU2305R | 602801

BU2215 | 375724

$11,391

$11,991

‘11 Mitsubishi Galant FE ‘11 Nissan Versa 1.8S 4dr ‘12 Nissan Versa 1.6SV BU2395R | 009768

BU2326 | 369113

PU2579 | 824571

$12,991

$12,991

$13,995

‘10 Toyota Matrix Station Wagon ’11 Nissan Sentra 2.0 S ‘10 Nissan Cube Wagon ’11 Nissan Sentra 2.0 SL 4dr ‘08 Hyundai Santa Fe SE SUV BU2398R | 210529

$13,591

BU1774 | 634501

PU1273 | 153269

BU1673 | 614496

$14,591

$14,795

$14,991

’09 Toyota Camry LE

PU1349 | 136235

PU2233 | 078986

$15,795

$15,795

COMMONWEALTH AVE

CALL FOR Triple A & COSTCO Members, RNs, LVNs, CNAs & Other Medical-related Professionals!!

DISCOUNTS!

* Based on EPA Highway estimates. Ad prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, any dealer accessories, any electronic filing charge and any emission testing charge. Sale ends 11/11/2012

TO

BEACH BLVD

1-877-882-4870

AU

CE

ORANGETHORPE AVE

NT

ER

DR

MAGNOLIA AVE.

‘03 Nissan Sentra 4dr ’1l Hyundai Accent GLS 4dr ‘11 Nissan Versa S 4dr Car

6501 Auto Center Drive Buena Park, CA 90621

www.BuenaParkNissan.com

BUENA PARK AUTO CENTER

42

Weekend, Sat. - Fri., November 10-16, 2012

Visit www.Balita.com

Balita

Recent political exercise galvanize ethnicities differently Now that the smoke has cleared up in the highly contested and expensive electoral exercise that not AROUND only highlighted the strong partisanship of the proTOWN tagonists that almost halved the country had surfaced a reality that indeed ethnic votes mattered.

The Pew Hispanic analysis showed that Latinos “made an overwhelming show on their end of the bargain and helped President Barack Obama win his second term”.

President Obama said in an interview days before the Nov. 6 election that should he win a second term he will win because “the Republican nominee and the Republican Party have so alienated the fastest growing

BY RAY ANDRES group, the Latino community”.

Obama has to thank the Latinos in so many ways for his fresh mandate. The analysis of the Pew Hispanic Center revealed a big disparity on how the Latinos voted to give Obama 71% of the Hispanic votes against Romney’s 27%.

Not only that, Latinos who made up 10 % of the electorate came in more numbers this year than the 2008 election where non-white made up 28 % of the nation’s electorate, up from 26 % .

That’s not all. More Latinas at 76 % became more involved and voted for Obama than Latinos who voted 65 %.

Not only did more Latinos vote for Obama in this election but more Latinos voted in this election than in 2008.

Now it can be told, the Latino vote is a force to reckon with in elections. Is it because the issues are closer to their hearts that they galvanized and became more united?

In contrast, there are 3.4 Filipinos in the country today with over 1.2 million making their home in California according to the recent U.S. Census.

The Filipino American community is the second largest Asian American group in the United States making up 19.7 % of Asian Americans. Only Chinese Americans have a larger population among Asian Americans.

The Filipino population has grown 38 percent in a decade and still is. Many issues confronting the Hispanic communities also are affecting in the Filipino communities although may to a lesser degree depending upon one’s perception.

Akin to the national level of divisiveness, the Filipino community also exhibited a great degree of differences on the many issues of the election some of which were carryovers of the problems of pre-election era.

The Filipinos who are known for their love of politics in the Philippines have yet to exhibit a degree of enthusiasm to participate in the electoral process unlike their folks back home who are serious participants in the political process.

The Filipinos’ political block in this part of the world has never been taken seriously by any political party with their sporadic involvement.

Political issues maybe are the least of their concerns as there are more important and

CESAR MEDINA’ S MILESTONE: Birthday celebrant, Realtor Cesar Medina (fourth from left) and his wife, Dr. Corazon Medina (to his right), led their guests and well-wishers to the flower era of the 70’s to celebrate his 60th year at their Fullerton residence last Nov. 3. The Medinas have been blessed with the privilege of supporting a medical clinic in the Philippines for their marginalized town-mates.

CALIFORNIANS IN ROME: Members of an organized tour composed of Fil-Am professionals from California “regret” being in Rome a week earlier that the scheduled canonization of St. Pedro Calungsod who became the second Filipino to join the roster of the Roman Catholic saints.

top priority issues they perceive that demand their full attention.

Political “to do’s” for President Obama like middle class/taxes, job creation/business/ manufacturing, energy/gas/environment, education, health care, deficit, foreign policy, gun control and immigration which are embodied in the many series of speeches and campaigns are concerns that in the future might lure them to take a more active role as these are gut issues that will affect them in the years to come.

MOTORS SALES and LEASING • ALL MAKES & MODELS

DITO NA KAYO SA MADALING KAUSAP! • REPOSSESSIONS • FORECLOSURES • COLLECTIONS • SLOW PAYS

"Broker Jun Guintu was very accommodating. I think he is very sincere in helping customers and he seems true to his promise to make car buying simple.” ANONYMOUS COMMENT (Posted on Dec. 28, 2005, CARFAX VOICE OF THE CONSUMER)

JUN GUINTU 323-547-1291

junguintu@yahoo.com

"Thanks a lot for your help and good accomodation. I found no hassle in getting a new car from L.A Motors. I compliment Jun Guintu as a man with integrity , a man who is willing to help the customer. ” PASTOR PHILIP, Los Angeles “Walang paikot-ikot na usapan...WALANG HASSLE!” BOBBY & ROSEVILLA BAYRON, Panorama City "Galing kaming mag-asawa sa isang dealership sa Norco at nabentahan ng sasak-yan pero hindi namin inaasahan nang tawagan kami para ibalik ang sasakyan. Hindi raw na-approve ng financing company dahil sa hindi sila tumatanggap ng international license. Sa LA Motors kami pumunta at walang problema. Ngayon naghuhulog na ako sa nabili kong sasakyan.” MARLON & GRACE, West Covina "Totoong totoo ang ads ni Jun...pag sinabing kaya ka nyang tulungan KAYA NIYA... Di tulad ng ibang ads - sa dyaryo lang. Pagpunta mo wala lahat.

Walang hassle at madaling kausap si Jun.” LOLOY & REGINA DALOYOC, Panorama City

WE MAKE CAR BUYING SIMPLE! Ang dealer ng Pinoy na tumutulong sa mga Tax ID pa lang ang hawak at International Drivers pa lang ang lisensya.

• BAGO SA AMERICA? • FIRST TIME BUYER? LAHAT • NO CREDIT HISTORY? • LEASE RETURNS? TRADE INS? • TAX ID NUMBER? WALANG PROBLEMA! • INTERNATIONAL DRIVER’S LICENSE?

OK

"Galing na kami ng asawa ko sa mga ibang dealer ng sasakyan, pero lahat kailangan nila ng Social Security No. May nabasa kaming ad sa dyaryo, sa LA Motors kay Jun Guintu, sinabi namin ang aming problema na wala kaming papel. Dala lang namin ay ang Arizona Drivers License at TAX ID NO. Diretso magsalita at madaling kausap si Jun. Sa sitwasyon naming ito - di namin akalain na magka-karoon kami ng bagong sasakyan. Sa araw din na 'yon ay dala na namin ang aming sasakyan..” CARDING, North Hills CA Dumating ako dito 3 months ago at nagtatrabaho sa isang hospital dito sa may Los Angeles. Sa hirap ng schedule ko ay talagang kailangan ko na ng sasakyan. Minsan pag punta ko sa Pilipino Store ay kumuha ako ng Balita at nakita ko ang mga ads ng mga kababayan natin na makakatu-long daw sa akin para makabili ng car. Subalit lahat ng makausap kong ahente ay iisa ang hinahanap… co signer… wala akong kamag-anak o kaibigan na makakatulong sa akin dito sa Amerika. Tinawagan ko si Kuya Jun at sinabing puntahan ko siya at matutulungan niya ako. Yung araw na iyon ay hindi nag-aksaya ng panahon si Kuya Jun at inorder ang ang bagong kotseng napili ko at ngayon ay masaya at nakakapagtrabaho na ako ng husto. Mga kasabay kong dumating dito sa LA ay pinapunta ko rin kay Kuya Jun at natulungan na rin niya… ANITA, Los Angeles Tinawagan ko si Jun at sinabi ko lang na gusto kong kumuha ng Honda Civic LX at ilang oras lang ay may sagot na sinabi niya ang interest rate at qualified daw ako sa low rate at presyo ng sasakyan at pati na ang monthly payments ko. Sinabi ring pag-isipan ko muna at kung ready na ay tumawag lang. Hindi ako makapaniwala nang magdesisyon ako at pumunta ako sa opisina niya ay ready na ang bago kong sasakyan. Kakaiba ang pagbili kong ito dahil hindi na ako dumaan sa salesman, asst. manager at sa finance manager na sobra kung magbenta ng extended warranty na hindi naman kailangan, ang isa pa hindi ako naghintay ng 6 na oras na naging experience ko sa last na pagbili ko ng car sa malaking dealership. walang pressure at sa telepono lang ang dealings namin. EUGENE & LEILA, Bellflower, CA As a first time buyer 3 years ago, I was so scared of scrupulous sales agents so I prayed for an honest one. I saw Jun's ad and took the risk. He is so easy to deal with over the phone; much easier to deal with in person. I got my first car without any hassle. I recently traded my old car. This time, I did everything over the phone. When I met Jun the second time, all documents are ready for my signature and my new car ready for pick up. Everything was exactly what he promised over the phone. —BETH CAROLINO, Los Angeles

323-547-1291 1930 W. 6TH ST., LOS ANGELES, CA 90057

Balita

Weekend, Sat. - Fri., November 10-16, 2012

Visit www.Balita.com

43

44

Weekend, Sat. - Fri., November 10-16, 2012

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Balita

Failure to schedule rental income may be bad faith in bankruptcy Section 707 of the $850 per month in unembankruptcy code provides ployment compensation BANKRUPTCY for the court’s authority while her husband, who to dismiss a bankruptcy did not file for bankruptcase for abuse. What kind cy, earned $8,649.33 per of conduct amounts to month in gross wages. abuse of bankruptcy law After payroll deductions, by the debtor depends the couple had monthly on the totality of circumincome of $7,187.96. stances surrounding the According to Schedule case. For instance, if the J expense schedule, the

BY ATTY. debtor files a bankruptcy debtor and her husband LAWRENCE YANG despite the fact that his had monthly expenses of means test shows that he $8,030, which included has substantial disposable income; the US $3,580.85 for mortgage payments on Trustee will file a motion to dismiss the two rental properties owned by debtor’s case for abuse, unless the debtor converts husband. While Schedule J included payhis Chapter 7 case to Chapter 13, and uses ments on the rental property mortgages, his disposable income to pay his credi- Schedule I did not include income from tors through a Chapter 13 plan. But what the rental properties. Is debtor trying to if the debtor claims mortgage payments pull a fast one here? I mean, why hide the for rental property but does not schedule rental income if there is rental income? rental income? This kind of situation may Without declaring the rental income but be construed as abuse of bankruptcy law deducting the mortgage of $3,580.85 because debtor is deducting an expense but for the rental properties, the means test is hiding income. Indeed, this could be seen would show zero disposable income, and as bad faith on the part of debtor any may make debtor eligible for Chapter 7. This trigger a 707 motion to dismiss. can only be a really retarded decision on In Re Bianco, the debtor’s Schedule the part of debtor unless there really is no I income schedule said she received rental income.

But there was indeed rental income. So what’s going on? The US Trustee noted that the couple’s 2009 joint federal income tax return included $49,350 as rental income.

The debtor said she and her husband kept separate accounts, that he contributed very little money to the household expenses, and she did not receive an allowance from him. He was Mr. Deadbeat, in other words.

She said the rental properties were bought by her husband, and she had nothing to do with them. She said she filed for bankruptcy because she lost her job and could not afford to pay her bills. The US Trustee asked the bankruptcy court to dismiss the case pursuant to Section 707(b)(1) and (b) (3). The bankruptcy court said it did not need to decide whether the debtor’s husband’s income needed to be included for purposes of determining whether the debtor had the ability to repay her debts under the totality of the circumstances test of Section 707(b)(3)(B) because the bankruptcy was filed in bad faith under Section 707(b)(3) (A). The debtor failed to identify her husband’s rental property income in Schedule I even though she deducted the rental property mortgage expenses in Schedule J, and then she failed to amend her schedules to include the rental income. Hence the court

considered debtor’s failure to disclose the rental income while deducting the rental property mortgage expense as bad faith.

Section 707(b)(1) states that the court, after notice and a hearing, … may dismiss a case filed by an individual debtor under chapter 7 whose debts are primarily consumer debts, or with the debtor’s consent, convert the case to a case under Chapter 11 or 13, if it finds that the granting of relief would be an abuse of bankruptcy law. Section 707(b)(3)(A) states that in considering whether granting relief would be abuse of bankruptcy law, the court shall consider whether the debtor filed the petition in bad faith. In (3)(B) the court refers to the totality of circumstances to determine if there was abuse.

Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years.

He specializes in bankruptcy, business and civil litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave Bldg A-1 Suite 1125 Unit 58 Alhambra, CA 91803.

MTD Flooring Kitchen & Bath has prices that can’t be beat The offer factory-direct prices that will surely benefit customers looking to redesign their kitchen or bathroom, or for those looking to have a showroom in the kitchen or bathroom area for those building a new home.

At MTD Flooring Kitchen & Bath, not only are the prices so low, the company is committed to provide before and after sale service that results to a long-lasting relationship with their customers. This is why “customers return again and again because of our service, which differentiates us from other tile companies. Our service pledge mandates that we offer industry – leading service both before and after the sale which is our commitment to you as our customer.”

Established in 1995, MTD Flooring Kitchen & Bath offers one of the best selections of kitchen cabinets, granite countertops, ceramic and porcelain tiles which can be found in both locations in Southern California.

If you’re looking to remodel either your

®

kitchen or your bathroom or both, you may be able to take advantage of their ongoing promo that includes a 10x10 kitchen installed for only $3,995 that includes cabinets, countertops (installed) plus the luxurious-looking crown molding, granite back splash, stainless steel sink, and tile flooring. This is also available with a 0% interest for 12 months upon approved credit.

Owned and operated by Gil Alkoby, the family-run business does kitchen renovation and sells tiles, cabinets, vanities, and many others to beautify and increase the value of the property.

The two MTD Flooring Kitchen & Bath showrooms are located at 13213 Sherman Way North Hollywood (phone number is 818.764.2254 ) and 19801 Nordhoff Pl. #107 Chatsworth (818.534.0400).

For more information about MTD Flooring Kitchen & Bath, please visit their website at www.mtdsite.com. They are open daily except Saturdays.

MTD Flooring Kitchen & Bath: Established in 1995, MTD Flooring Kitchen & Bath offers one of the best selections of kitchen cabinets, granite countertops, ceramic and porcelain tiles which can be found in both locations in Southern California. Owned and operated by Gil Alkoby, the family-run business does kitchen renovation and sells tiles, cabinets, vanities, and many others to beautify and increase the value of the property.

CARSON NISSAN MATULUNGIN!

#1 RATED* NISSAN DEALER IN SOUTHERN CALIFORNIA

FR VACAEE PACK TION AGE!

MAUNAWAIN! N!

HENRY BAUTISTA

IRVIN VASQUEZ

310-347-2886

818-422-8865

Sales Manager

Internet Sales Manager

0

%

APR

JOHN ANCHETA Sales Associate

714-376-8483

SHORT TERM FINANCING

www.carsonnissan.com 1505 East 223rd St. Carson, CA 90745 *Source: dealerrater.com, #1 top rated Nissan dealer YTD as of 9/9/11.

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WANTED 310-347-2886 CALL HENRY BAUTISTA

Balita

Weekend, Sat. - Fri., November 10-16, 2012

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PRE-BLACK FRIDAY SALE BEST SELECTION Fleet Sales Manager

714-905-6187

Sales & Leasing

Sales & Leasing

714-728-9529

310-625-0952

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Other COROLLA LS’s Available

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Other COROLLA LE’s Available

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Other CAMRY LE’s Available

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Other Camry SE’s Available

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Other PRIUS’s Available

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ALL IN STOCK

1-800-920-7614

5

1331 N. EUCLID, ANAHEIM

Finance Manager

57 91

M I L L E R T O Y O T A O C . c o m All Prices Plus Government Fees And Taxes, Any Finance Charges, $80 Dealer Document Preparation Charge and Any Emission Testing Charge and any electronic fi ling charge. Where Applicable.

Vehicle Subject To Prior Sale. Factory rebates are in lieu of special fi nancing rates where applicable. All customer-requested options are sold at regular retail prices. College Grad rebate offer expires Jan. 2, 2013. *** $1000 College Rebate. Thru credit acceptance corp., meeting all approval guidelines or stipulations. †Must have graduated from a credited 2-yr or 4-yr college within t he last 2 years or the next 6 months, must fi nance thru TFS with a minimum of six months, must provide documentation. Must fi nance or lease thru TFS. **Military Rebate for active US military and active reserves only.

Retired military personnel are not eligible. Military rebate expires Jan. 2, 2013. See Dealer for details. Subvented cash provided by TFS. **3 regular days or less than 250 miles. Applies to only used cars. *Does not apply to “as is” vehicles. Images for illustration purposes only. Advertised price not valid for rental car companies, brokers, or fl eet dealers. *Complimentary 3 month/3,000 mile power train extended service contract on all pre-owned vehicles with 100K miles or less only. Extended service contract does not apply to pre-owned vehicles with over 100K miles. Ad expires 11/11/12.

Nile Villanueva

EUCLID ST.

1-800-920-7614

Victor Malaiba Jojo Santillana Franco Sabalones

BEACH

Toll Free:

605

22

Exit Euclid Off The 91 or 5 Freeways

46

Balita

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MOTORING

Honda reports October sales: Double-digit Accord gains fueled by all-new model TORRANCE, Calif., efforts in areas affected by 11/01/2012 – American Honda the storm. today reported October 2012 U.S. “This giant storm hit sales of 106,973 units, an increase many areas particularly hard, of 8.8 percent compared with and Honda wants to support October 2011. The Honda Divithe many individuals and sion posted October 2012 sales families devastated by the of 94,810 units, an increase of 8.7 hurricane’s impact,” said percent compared with October Tetsuo Iwamura, president 2011. Acura U.S. October sales of and chief executive officer 12,163 units increased 9.4 percent Louis Mesquita (left) and Mel Cabalar of Norm of American Honda Motor compared with October 2011.

Co., Inc., and chief operatReeves Honda of West Covina.

Honda- Accord leads all Honing officer of Honda’s North da vehicles in October with sales of 28,349 units, posting a American region. “As we have in responding to past 25-percent gain compared to the year prior, as production natural disasters, supporting the Red Cross is an effective of all-new 2013 Accord has ramped up way to quickly reach the front lines.”

Civic gains 27 percent compared with October 2011 The Honda donation consists of cash as well as Honda with sales of 20,687 units products including portable generators and water pumps CR-V, Crosstour, Ridgeline and Fit all post October for use in the relief and rebuilding efforts. A special comsales gains pany fund will match its associates’ personal contributions “The strong momentum of Honda sales continues to the Red Cross on a dollar-for-dollar basis at various despite the end-of-month timing of Hurricane Sandy, but Honda companies. our chief concern right now is with those who have been American Honda Motor Co., Inc., is working with the impacted by this devastating natural disaster,” said John American Red Cross to establish online channels that will Mendel, American Honda executive vice president of facilitate donations from Honda and Acura automobile Sales. “With sales of the all-new Accord building each dealers, Honda motorcycle and power equipment dealers, month, we look forward to Honda’s solid end-of-year customers, suppliers and others interested in supporting finish.” the Hurricane Sandy relief effort through the Red Cross.

Meanwhile, in the wake of devastation caused by Hur- The online channels will be available within 24 hours. ricane Sandy, American Honda today announced a pledge This donation represents the collective contribution of of $500,000 to the American Red Cross - Disaster Relief the Honda family of companies and its associates in the Fund, for use during humanitarian relief and recovery U.S. and Canada, which consists of sales, manufacturing,

finance and research and development operations, with more than 33,000 associates. Contributions from Honda’s operations in Canada will be made to the Canadian Red Cross.

In addition, Honda Financial Services is instituting a number of measures to provide relief to customers directly affected by the storm, including temporary adjustments to policies on fee payments, late credit bureau reporting, extensions of loan payments, waivers of late charges and other services when appropriate.

Honda has been in close communication with the Red Cross regarding its need for material and equipment. The company has a longstanding relationship with the Red Cross and has supported the emergency relief organization in previous disaster relief efforts through cash, product and in-kind donations.

If you are looking to own a new Honda Accord or any other Honda vehicle, today’s the best time to come down to Norm Reeves Honda West Covina. This is because our kababayans Mel Cabalar aided by his equally helpful Louis Mesquita have been the envy of many in the car industry for their top customer service and so you can drive home your new Honda Accord or any of your favorite Honda vehicles.

What are you waiting for, call either Mel or Louis toll free at 1-888-342-7630 and take advantage of the deals in leases and new car purchases that await you. If you have a car and wants a new car “We need your trade-in” is what Mel will tell you in order to get you in a new Honda that you've been dreaming all these years.

Norm Reeves Honda West Covina is located at 1840 East Garvey South, West Covina, CA 91791.

NEW AND USED SPECIALS OVER 3,000 HONDAS AVAILABLE

0.9

% APR

UP TO

60 MONTHS

PRE-OWNED PRICED RIGHT HERE ARE A FEW EXAMPLES

’02 HONDA CR-V LX....................................................... $7,998

*

VIN#019381-219354 ONE ONLY

’02 HONDA CR-V LX..................................................... $8,583

*

VIN#001126-219211 ONE ONLY

ON ALL 2012 HONDA ACCORDS AND CIVICS**

’11 HONDA CIVIC LX ................................................. $14,944

**0.9% APR financing on 2012 Honda Civic and Accord for $10,000 maximum amount financed on approved tier one credit. If more than $10,000 maximum amount financed, 0.9% APR financing does not apply. 0.9% APR financing for 60 months on the 2012 Honda Civic and Accord is $17.05 per month per $1,000 borrowed. Offer expires 11/30/12.

*

VIN#300650-219225 ONE ONLY

’10 HONDA CIVIC LX ..................................................$15,209

*

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’10 HONDA CIVIC LX CERTIFIED .................................. $15,379

INTRODUCING THE ALL-NEW

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New Glendale Mitsubishi sales manager is Pinoy

47

Volkswagen of Downtown L.A. 1900 S. Figueroa St. Los Angeles, CA 90007

www.vwdowntownLA.com

Richard Samaco has been topping sales at the dealership for months

Bridgestone reports soaring profit TOKYO, Nov 7, 2012 (AFP) – Japanese tiremaker Bridgestone said Wednesday that its nine-month profit soared 41 percent, recovering after last year’s quake-tsunami disaster.

The company said net profit rose to 115.8 billion yen ($1.45 billion) despite slightly lower sales of 2.22 trillion yen in the first nine months of the year.

Bridgestone left unchanged its calendar-year forecast for a net profit of 172 billion yen on sales of 3.13 trillion yen.

Bridgestone credited new products including higher-end offerings and rebounding auto production in disaster-struck Japan while strong sales in other parts of Asia helped offset declines in Europe.

“Due to recovery in vehicle production volume, unit sales of tires for new vehicles steadily increased,” it said in a statement.

However, the company warned that the first nine months of the year was “plagued” by high raw material prices and the strength of the yen, which makes Japanese firms’ products less competitive overseas.

“The United States was still on the seesaw of recovery and recession, and the financial crisis had a negative impact on the European economy,” it said, adding that China and India also showed “signs of a slowdown”.

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by Volkswagen Credit Additional charges may apply at lease end. VIN # 390232 | Offer ends November 30, 2012.

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(Excludes title, tax, options and dealer fees). Based on MSRP of $25,775 (including destination charges). Monthly payments total $10,458. Security deposit of $0.00. Purchase option at lease end for $15,041.75. At lease end lessees responsible for $0.20/mile over 35,000 miles and excessive wear and tear. Dealer sets actual prices. Lessee responsible for insurance. Closed-end lease offered to highly qualified lessees on approved credit by Volkswagen Credit. Additional charges may apply at lease end. VIN # 513544 | Offer ends November 30, 2012.

Pre-Owned Vehicles

The management of Glendale Mitsubishi has chosen a Filipino to lead its sales department.

From the four-man Filipino fleet comes Richard Samaco who was recently promoted as the dealership’s new Sales Manager.

For Glendale Mitsubishi, the choice to promote Samaco seemed pretty obvious as he has been topping the monthly sales for all salespeople at the dealership, which was surprising as Samaco didn’t any prior sales experience before joining Glendale Mitsubishi.

A former American Airlines crewmember who worked with the airline for 10 years, Samaco joined Glendale Mitsubishi six years ago. He said it was through a friend, a fellow kababayan who was also in the car industry who urged him to try his luck in Glendale Mitsubishi Sales Manager Richard Samaco selling cars. Richard was among the victims of the travel industry crisis that began after the 9/11 terror attacks, at which time travel became too restrictive because of the implemented safety measures, not to mention, scary, as people tried to shy away from flying.

But Richard’s fate in the failing industry would be a blessing in disguise after heeding his friend’s advise in going into the car industry. “I didn’t have any sales experience,” Richard said, “but when I tried, I never thought that it would be easy to sell cars.”

Call it luck or fate, Richard, of course, had to immerse himself in the car industry, learning the trade from scratch – from car features to engine performance and especially customer service, which paid off handsomely for Richard. “In the past two years, I have been the top salesman at Glendale Mitsubishi,” he said.

When asked why the thinks selling cars has been easy for him, Richard said “Maybe, it was the deals that I’ve been able to offer to my customers. Maybe, it’s my knowledge and my experience in knowing the ins and outs of Mitsubishi vehicles.”

Richard added that “of course it’s because its Mitsubishi.” He said Filipinos also love the new Outlander and the Lancer Evolution. “Our kababayans prefer the Outlander because while it’s an SUV, it’s very fuel-efficient.” The Evolution, meanwhile, is the top choice for those looking for a fast car. Richard said, “It’s our fastest turbo-charged 4-cylinder car.”

But Richard also attributed Filipinos’ brand choice since Mitsubishi has always been a favorite vehicle brand in the Philippines and has been one of the most dominating brands in the Philippine car market. It’s no wonder that he has customers who always comes back to him for a brand new Mitsubishi every two years and one kababayan, in particular, has owned four new Mitsubishis all purchased from him.

As the new sales manager of Glendale Mitsubishi, Richard’s target is to top their 100+ car units sold in one month. He disclosed that each Filipino salesman – John Santos and Ariel Daut – has been selling an average of 10 cars a month, while Filipino Internet Manager Jojo Diala has been moving 12-15 cars sold. Richard said he plans to hit at least 120 units sold in a month as he said that he’s bullish about the economic recovery as shown by the increasing sales in the Mitsubishi brand.

If you want to know why the Outlander is America’s top Mitsubishi vehicle for the past several months or why Evolution is the choice of many who are looking for speed, call Richard or any of his sales crew at Glendale Mitsubishi. Richard can be reached at (888) 305-1627. Glendale Mitsubishi is located at 1235 S. BRAND BLVD. GLENDALE, CA, 91204. What’s more, test drive a Mitsubishi and you can get a three day/two night stay in Las Vegas for free.

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48

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Formerly LONG BEACH MITSUBISHI

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0

2005, 2006, 06 2007, 2007 2008, 2008 2009, 2011

TOYOTA CITY, Japan (Nov. 5, 2012) – Toyota announced strong first half fiscal year results today with sales increasing by nearly 1.4 million units, revenues up 36 percent and net income rising to $6.9 billion. The numbers represent a significant turnaround from a year ago when the company suffered production setbacks due to a major earthquake/tsunami in Japan on March 11, 2011.

Key financial numbers from the first half (April 1, 2012 – September 30, 2012): – Global sales increased to 4.516 million units, up 1.49 million from the same period last year – Consolidated revenues were 10.9 trillion yen (*$138 billion), a 36.1 percent increase in yen – Operating income was 693.7billion yen ($8.7 billion) vs. a loss of 32 billion yen last year – and Net income of 548.2 billion yen ($6.9 Billion) vs. 81.5 billion yen last year The positive first half results came on top of a strong second quarter for the automaker.

Toyota reported second quarter revenues of 5.4 trillion yen (*$68.4 billion), up 18.2 percent in yen and operating income of 340 billion yen ($4.3 billion) vs. 75.4 million yen last year. Net income soared 220 percent to 257.9 billion yen ($3.2 billion) “In all regions, vehicle sales increased significantly for both the first half and second quarter of this fiscal year because we suffered from the supply disruption due to the Great East Japan Earthquake in the same period last year,” said TMC Executive Vice President Satoshi Ozawa. “Despite the yen’s appreciation, operating income improved significantly due to the recovery of sales which dropped in the first half of last year and our company-wide profit improvement activities.”

Toyota also revised its forecast for the fiscal year ending on March 31, 2013.

The company lowered it expected consolidated vehicle sales by 50,000 units to 8.75 million due to uncertainty over the market environments in China and Europe. However, it boosted operating income by 50 billion yen to 1.050 trillion yen because of expected progress in its profit improvement activities.

Financial forecasts for the fiscal year have been revised as follows: – Consolidated revenue of 21.3 trillion yen (*$269billion) – Operating income of 1.05 trillion yen ($ 13.2 billion) – and net income of 780 billion yen ($9.8 billion) (*all currency translations are approximate based on an 79-yen-to-the-dollar exchange rate) From Camry to Sienna, to the flagship Avalon to the gas-saving Prius Hybrid and to the ever dependable Corolla, the workhorse RAV4 and everything in between, the Miller Toyota of Anaheim lot takes the customer to a new pleasant carbuying experience not available anywhere.

It is no wonder Miller Toyota of Anaheim has been named as one of the most productive Toyota car dealerships in Southern California. And maybe, just maybe, our kababayans have to do something about it. Besides, Toyota won’t be the number 1 car brand for Filipinos if that didn’t matter.

The Filipino Fleet, a dynamic segment in its sales department, is composed of three professional and dependable kababayans, add a different level of confidence on the part of Fil-Am carbuyers.

Guided by their no-gimmick-just greatdeal mantra, “Dahil kababayan, maayos at malinaw ang usapan,” the Filipino Fleet are a delight to deal with. They are courteous, knowledgeable, and helpful.

Miller Toyota of Anaheim is located right in Anaheim at 1331 North Euclid St. just off Riverside Freeway convenient to the I-5. Getting there is easy from the I-5 Freeway.

Call toll free at 1-800-920-7614 for more information and to inquire from any of our kababayans Jojo Santillana, Victor Malaiba and Nile Villanueva.

Japan auto giants warn on China dispute, strong yen

BY KYOKO HASEGAWA

TOKYO, Nov 7, 2012 (AFP) - A Chinese boycott of Japanese goods sparked by a territorial dispute threatens to undermine the healthy recovery the nation’s top automakers made after last year’s quake-tsunami disaster, analysts say.

Despite posting profits in the first half of the year that left their stumbling electronics counterparts in the dust, the auto sector warned that the slump in China sales and a strong yen were putting the brakes on growth. The bitter row has seen demand for Japan-brand products plunge in China, the world’s biggest vehicle market, while the persistently high yen makes manufacturers’ products less competitive overseas.

“The China factor is still unpredictable as this is politics, not business,” said Shigeru Matsumura, auto analyst at SMBC Friend Securities in Tokyo.

The concerns were highlighted again Tuesday when Nissan warned that its profit in the fiscal year to March would be 20 percent lower than earlier forecast, as the unofficial boycott among Chinese consumers hit business.

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Charges for excess wear & tear may apply. Offer expires on date of publication. Complimentary First Month’s payment for up to $500 leased or financed through American Honda Finance. See dealer for more details.

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All advertised prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emissions testing charge. Ad expires close of business date of publication. For well qualified buyers on approved credit. Not all who apply will qualify.

50

Weekend, Sat. - Fri., November 10-16, 2012

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Balita

A Filipino Olympian is with Tustin Nissan Boxer Chris Camat carried the Philippine flag in Athens

By Rhony Laigo

A familiar face now graces the Tustin Nissan dealership. His name is Christopher Camat. For the sports enthusiasts, Camat carried the Philippine national flag during the opening of the Athens Olympics in 2004 and one of the top hopefuls of the lean national delegation that participated in the most celebrated quadrennial event.

Chris was just young 24-year-old boxer who represented the Philippines as a middleweight contender. He led the 16-man delegation from our country, four of whom are boxers, Camat included. Of course, boxing has been the lone shining star for Philippine sports as it is the only one that’s been producing Olympic medals in the last 40 years since we joined the Olympics in 1924.

But while Chris was chosen by Philippines to compete against the world’s best amateur boxers, it was his motivation of representing the Philippines and forego his plans of becoming a professional pugilist that mattered more. A top prospect while training in San Jose, California, the Filipino immigrant from Ilocos Norte flew to Houston, Texas to meet with Philippine boxing after learning that the Philippines has yet to win an Olympic gold medal.

Needless to say, Chris was chosen. The result may not have been as successful as Chris would have wanted in Athens, but his purpose of competing for a spot was a model for all other athletes of Filipino descent in other countries to emulate and perhaps help

Christopher Camat

the Philippines become a gold medal contender.

That was in the past and Chris was proud of it. “It was a dream come true,” Christ told Weekend Balita who at that time was winning several boxing campaigns in the junior circuit. “I had been training for 12 to 13 years when the chance to compete in the Olympics came,” he said. Chris’ spirit of competitiveness has remained with him through the years. After helping ABC Nissan in Phoenix become one of the top car dealerships in Arizona, Chris is among those leading the charge of making Tustin Nissan one of the top car dealerships in Southern California.

“And it’s been phenomenal, “Chris said. “Since joining Tustin Nissan five months ago, we’ve sold more cars than the previous owners. did (during the same period last year.)”

Chris added that with the current iPad giveaway program at Tustin Nissan, he said they expect more customers to come in and buy their new Nissan car as encourage “our kababayans to respond to our ad here in Weekend Balita, get your new Nissan car and bring home your new iPad free!”

What’s more, you get to meet Chris, a kababayan, an Olympian, a model. Besides, you will be driving home a Nissan, which has been one of the most favored car brand by Filipinos because of its reliability, fuel efficiency, design and simply because it’s a Nissan.

Tustin Nissan is located at 30 Auto Center Drive, Tustin, CA 92782. For inquiries, please call Chris Camat at 1-866-407-5780 or his cell phone at (949) 307-9051.

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BMW confirms targets after record third quarter FRANKFURT, Nov 06, 2012 (AFP) – German top-of-the-range carmaker BMW said Tuesday it was sticking to its forecast for record sales and earnings this year after a strong third quarter.

“We are on course to achieve new record figures for sales volume and pre-tax earnings in 2012,” said chief executive Norbert Reithofer.

“Conditions on international car markets do, however, pose a whole range of challenges to the BMW Group. Like the rest of the sector, we are now beginning to feel some headwind,” Reithofer said.

In the three months from July to September, net profit grew by 16 percent to 1.289 billion euros ($1.6 billion).

Underlying profit, as measured by earnings before interest and tax, climbed 13.8 percent to 2.004 billion euros.

Revenues jumped by by 13.7 percent to 18.817 billion euros and unit sales were up 9.0 percent at 434,963 vehicles.

“We have had a good third quarter, setting new sales volume, revenues and earnings records in the face of a challenging market environment.

We expect further sales volume growth for the fourth quarter, even though it is clear that we – and indeed the sector as a whole – are likely to be confronted with adverse business conditions,” Reithofer said.

Taking the nine months to September, net profit slipped by 2.8 percent to 3.915 billion euros while underlying profit edged up 0.8 percent to 6.406 billion euros.

Deliveries to customers were up 8.3 percent at 1.336 million vehicles which drove nine-month revenues up by 9.3 percent to 50.7 billion euros.

By region, sales were higher across the board, “despite highly unfavorable business conditions in some parts of Europe, in particular the region’s southern countries,” BMW said.

European sales edged up by 0.8 percent.

In North America, the number of cars sold rose by 7.4 percent and BMW said it “also remained on a growth course in Asia,” where unit sales were up 27.1 percent.

Sales in China notably surged by 33.3 percent.

F

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51

2005, 2006, 2007, 2008, 2009, 2011

COUNCIL OF

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in Puente Hills

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53

Subaru of Glendale.

With road-gripping Symmetrical All-Wheel Drive and 30 MPG,3 you won’t run out of adventures in a 2013 Subaru Outback or ways to get there.

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$1,999 down payment $0 Security deposit $199 first month payment

$2,028 total due at lease signing

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Model Code DDD-02

Model Code DFB-21

*$259 per month plus tax. 42 month closed end lease. $0.15 per mile over 10,000 miles per year. $0 security deposit. $1769 down payment excludes tax and license fees. Expires 11/11/2012.

2013 SUBARU

$

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• Symmetrical All-Wheel Drive • 32 mpg hwy2 • 173-hp SUBARU BOXER® engine • 2012 IIHS Top Safety Pick1

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2013 SUBARU

IMPREZA

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• Symmetrical All-Wheel Drive • 36 mpg hwy5 • 2012 IIHS Top Safety Pick1 • Seven airbags standard

$1,799 down payment $0 Security deposit $199 first month payment

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$2,397 total due at lease signing

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*$199 per month plus tax. 36 month closed end lease. $0.15 per mile over 10,000 miles per year. $0 security deposit. $1799 down payment excludes tax and license fees. Expires 11/11/2012.

*$199 per month plut tax. 39 month closed end lease. $0.15 per mile over 10,000 miles per year. $0 security deposit. $2198 down payment excludes tax and license fees.

Expires 11/11/2012.

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818-396-3900 Subaru, Outback, Forester, Legacy and Impreza are registered trademarks. 12012 Top Safety Picks include the 2013 Subaru Forester, Impreza, Legacy, Outback and Tribeca. 2EPA-estimated hwy fuel economy for 2013 Subaru Legacy 2.5i CVT models. Actual mileage may vary. 3EPAestimated hwy fuel economy for 2013 Subaru Outback 2.5i CVT models. Actual mileage may vary. 4EPA-estimated fuel economy for Forester 2.5X models. Actual mileage may vary. 5EPA-estimated hwy fuel economy for 2013 Subaru Impreza 2.0 CVT models. Actual mileage may vary.

Christian Marilla

Bobby Cheng

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Finance Manager

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Internet/Fleet Manager

Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintenance plan for 2 years or 24,000 miles (whichever comes first.)

See Subaru Added Security Maintenance Plan for intervals, coverages and limitations.

Customer must take delivery before 4-1-2013 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility.”

54

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SPORTS Girlfriend had to take knife from my hands – Hatton LONDON, Oct 28, 2012 (AFP) – Ricky Hatton has revealed how close he came to suicide during his three-year break from boxing, as he prepares to relaunch his career with a fight next month.

The 34-year-old, who won world titles at both welterweight and light-welterweight, slipped into depression after a brutal second-round knockout by Filipino superstar Manny Pacquiao in his last fight in May 2009.

He has revealed that, during the worst bouts of the illness, his girlfriend had to take a knife from him to stop him hurting himself.

“I was near to a nervous breakdown; depression, suicidal,” he told BBC Radio Five Live on Sunday.

“Most mornings my girlfriend would have to come downstairs and take a knife out of my hand. I had a knife at my wrists, I was in a really bad way, just hysterically crying for no reason.

“I’ve always liked a little bit of a drink, but my drinking had gone way off the Richter scale.

I was having black-outs.

Manny Pacquiao (front and center) jogs with supporters and members of his Team Pacquiao at the Griffith Park in Los Angeles early Wednesday. Pacquiao will meet for the fourth time “And even if I was stone cold sober, I was trying to kill myself. The real lowest point Mexico’s Juan Manuel Marquez on December 8 at the MGM Grand Garden Arena in Las was when my little girl came along, who is one-year-old now.

Vegas, Nevada. Photo: Benny Uy “(Hatton’s son) Campbell had the misfortune to see his dad in such a bad way. I Out to be the # Nissan dealer in the World* am not going to do it any more to my kids and I’m not going to put my family though it any more.”

Hatton will return to the ring against Vyacheslav Senchenko of Ukraine at 0% APR LONG TERM FINANCING OR UP TO $5600 FACTORY REBATES ON APPROVED CREDIT, ON SELECT MODELS. the Manchester Evening News Arena on Leaves are Falling....so are prices at Nissan of Mission Hills November 24.

A much-loved figure in Great Britain during the first part of his career, Hatkayo !” ton admitted his defeats at the hands of “A g MISSION ko ay tulungan “An SALE-A-MINUTE Pacquiao and Floyd Mayweather left him Manuel Lava SALES EVENT feeling like a “failure”.

Internet/Fleet Manager “I feel sad because I feel ashamed of Cell: 661 -644-0944 C myself,” he said.

NEW NEW NEW “It doesn’t matter how many people say, 2012 NISSAN ALTIMA 2012 NISSAN SENTRA 2012 NISSAN VERSA ‘Ricky, everyone has problems and you got AUTOMATIC, AUTOM AU AUTO A U UTO UT TO T OMAT MA MATI M ATI ATI AT TIC, C, A ABS, BS BS BS, S,, AI AIR CONDITIONING, POWER WINDOWS, AUTOMATIC, AUTOMATIC OMATI M C A ABS BRAKES, AIR CONDITIONING, AUTOMATIC, AIR CONDITIONING, ABS BRAKES, POWER WINDOWS, POWER LOCKS, CRUISE CONTROL, AM/FM, CD & MORE POWER DOOR LO O AM/FM/CD & MORE DOOR LOCKS, REMOTE KEYLESS ENTRY, AM/FM CD PLAYER & MORE beaten by Mayweather and Pacquiao, who OFF ALL IN STOCK 4 CYL. OFF $ MSRP are the two best fighters of our generation. $ $ OFF MSRP 4 CYL. Includes $600 College Grad Dealer Cash, MSRP 4 CYL. You did the country proud.’ $1500 Nissan Customer Cash*and $500 Nissan Captive Cash** ALL IN STOCK Includes $600 College Grad 4 AT THIS SAVINGS “That’s very kind of people to say, but Dealer Cash, $1500 Nissan Includes $600 College Grad Customer Cash*, $500 Dealer Cash, $1000 Nissan they don’t have to deal with this little fella Nissan Captive Cash** and Customer Cash*, $250 Nissan $500 Customer Bonus Captive Cash**and $500 who sits on my shoulder every day telling Cash**** Customer Bonus Cash**** MODEL MODEL MODEL me that I’m a failure and I’ve let my family #15112 #12312 #11512 and my fans down and British sport, British NEW NEW NEW boxing, down.

2012 NISSAN VERSA HB 2012 NISSAN MURANO 2012 NISSAN ROGUE AIR CONDITIONING, ABS, POWER WINDOWS, POWER DOOR LOCKS, AUTOMATIC, AUTOMATIC AU AUTO AUT A UT U T MA MATI ATI ATI AT TIC C, A AIR IR C IR CONDITIONING, O POWER WINDOWS, POWER DOOR LOCKS, “I feel a failure and it doesn’t matter AUTOMATIC, AUTO AUT AU A U MATI AT ATI AT TIIC C, A AIR IR R CONDITIONING, CO POWER WINDOWS, POWER DOOR AM/FM CD + MORE CRUISE CONTROL, AM/FM, CD PLAYER & MUCH MORE LOCKS, CRUISE CONTROL, AM/FM, CD PLAYER & MUCH MORE SALE PRICE ................................................. $14,327 how many people say, ‘Don’t be too hard *FACTORY REBATE ..........................................$1,000 4 CYL. OFF OFF **NISSAN CAPTIVE CASH.....................................$250 4 CYL. on yourself.’ That’s how I feel and that’s $ $ MSRP MSRP ***CUSTOMER BONUS CASH ................................$500 COLLEGE GRAD DEALER CASH ............................$600 how I’m coming back. I feel I’ve got to NET COST TO YOU ALL IN STOCK ALL IN STOCK redeem myself.” $

1

NISSAN of MISSION

4,000

5,000

7,000

7,000

HILLS

6,000

11,977

Includes $2500 Nissan Customer Cash* and $500 Nissan Captive Cash** and $500 Customer Bonus Cash****

MODEL #22512

Includes $600 College Grad Dealer Cash, $1500 Nissan Customer Cash*, $500 Nissan Captive Cash** and $500 Customer Bonus Cash****

Lakers fire coach Brown

2 AT THIS NET COST (L1269/298018, L1380/804827)

MODEL #11462

MODEL #23112

*Factory Rebates in lieu of special financing **must finance thru NMAC. ***Customer Bonus Cash will expire Nov 12, 2012

NEW

NEW

NEW

AUTOMATIC, A AUTO AU U MAT AT ATI TIC TIC TI C,, A ABS, ABS BS, B BS S AIR AI CONDITIONING, CRUISE CONTROL, AM/FM/CD & MORE

AUTOMATIC, AUTO AUT AUTOM A AU UTOM UT UTO U TOM T TO OM O MAT ATIC, ATIC ATI ATIC, TIIC, T TIC IC, AIR IC AIIR A IR CO CON C CONDITIONING, O POWER WINDOWS, POWER *Factory Rebates in lieu STEERING AND ND MUC M STEERING, A MUCH MORE of special financing SALE PRICE ................................................. $23,077 **MUST FINANCE *FACTORY REBATE ............................................$2000 THRU NMAC **NISSAN CAPTIVE CASH.................................$1000 ***All U.S. Military ***MILITARY REBATE ........................................$1000 personnel ***CUSTOMER BONUS CASH.............................$500 (active and reserve).

COLLEGE GRAD DEALER CASH ............................$600

AIR AIR R COND CON CO C CONDITIONING, CONDIT OND OND DIT ITIO ITI ITIO TIO IONING NIING N NIN IIN NG NG, POWER WINDOWS, POWER DOOR LOCKS, ABS, AM/FM, CD PLAYER, CRUISE CONTROL & MORE SALE PRICE ................................................. $20,577 **NISSAN CAPTIVE CASH.....................................$500 *FACTORY REBATE ..........................................$500 COLLEGE GRAD DEALER CASH ............................$600 ***CUSTOMER BONUS CASH.............................$1000

2013 NISSAN VERSA SEDAN

SALE PRICE ................................................. $14,827 **NISSAN CAPTIVE CASH.....................................$750 ***CUSTOMER BONUS CASH.....................................$500 COLLEGE GRAD DEALER CASH ............................$600

4 CYL. 4 CYL.

SALE PRICE

$

$

1 AT THIS NET COST

17,977

4 CYL.

1 AT THIS NET COST

(L0693/516855, L0591/514412)

**must finance thru NMAC. ***Customer Bonus Cash will expire Nov 12, 2012

MODEL #20362

2012 NISSAN FRONTIER 4x2 CREW CAB

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SALE PRICE ................................................. $20,077 **NISSAN CAPTIVE CASH.....................................$500 COLLEGE GRAD DEALER CASH ............................$600

(L0192/106778)

MODEL ****Customer Bonus Cash #24112 will expire on Nov. 12, 2012.

NEW

THE ALL NEW REDESIGNED

2013 NISSAN ALTIMA **MUST FINANCE THRU NMAC

ABS, ABS, AB ABS S CHR C CH CHRO CHROM CHROME HROM H HR HRO RO ROM R OM E G OM GR GRILLE, TRACTION CONTROL & MORE SALE PRICE RICE ................................................. $22,577 *FACTORY REBATE ............................................$1000 ***MILITARY REBATE .......................................$1000 COLLEGE GRAD DEALER CASH ............................$600 **NISSAN CAPTIVE CASH.................................$500 ***CUSTOMER BONUS CASH.............................$500 NET COST TO YOU

NET COST TO YOU

$

$

18,977

13,977

17,977

$

2 AT THIS NET COST

(L1278/821126)

2012 NISSAN JUKE

NET COST TO YOU

NET COST TO YOU

12,977

MODEL #11113

2012 NISSAN XTERRA X

*Factory Rebates in lieu of special financing **must finance thru NMAC. ***Customer Bonus Cash will expire Nov 12, 2012

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AUTOMATIC, AUTOMA AUTOM AUTO A U UT TO TO TIC, TIC IC C, A C, ABS, BS BS, B S, AI S A AIR IR CONDITIONING, CON C POWER WINDOWS, POWER DOOR LOCKS E CONT CONTROL LOCKS, CRUISE CONTROL, KEYLESS ENTRY & MORE *Factory Rebates in lieu of special financing ***All U.S. Military personnel (active and reserve).

****Customer Bonus Cash will expire on Nov. 12, 2012.

2 AT THIS NET COST (L0174/426671, L0717/455045)

SALE PRICE ................................................. $26,977 *FACTORY REBATE ............................................$3500 ***MILITARY REBATE ........................................$1500 **NISSAN CAPTIVE CASH...................................$500 CUSTOMER BONUS CASH ................................$500 PATHFINDER BONUS CASH ................................$1000

3rd Row Seat

NET COST TO YOU

$

19,977 5 AT THIS NET COST

(L1002/634300, L0988/633604, LO985/633218)

*Factory Rebates in lieu of special financing

2 AT THIS NET COST (L1194/138202, L1322/444887)

MODEL #32162

www.nissanofmissionhills.com

Offers subject to availability. Net cost based on current rebates. *Nissan Customer Cash in lieu of Special Financing. **Must finance through NMAC. ***All U.S. Military personnel (active and reserve).****Customer Bonus Cash will expire on Nov. 12, 2012. All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic fi ling charge, any emission testing charge, and dealer add-ons or accessories. Vehicles subject to prior sale.

Interest accrues from date of contract. Ad prices good thru 11/11/12 close of business. NMAC financing maybe required on some vehicles see dealer for details. All financing subject to credit approval. Factory rebate in lieu of special APR. *In combination wit Alhambra Nissan’s pre-owned vehicles.

San Fernando Mission Blvd

lvd. da B ulve

11000 Sepulveda Blvd.

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LOS ANGELES, Nov 9, 2012 (AFP) – Mike Brown was fired NEW as coach of the Los Angeles Lakers after the 2012 team started the NBA SENTRA NISSAN season by losing four of its first five games, Lakers general manager Mitch Kupchak said Friday.

The firing came only hours ahead of the Lakers playing host to Golden State, a game $ guided by assistant in which the squad will be coach Bernie Bickerstaff on an interim basis.

A search for a new head coach is already under way.

“This was a difficult and painful decision to make,” Kupchak said. “Mike was very hard-working and dedicated, but we felt it was in the best interest of the team to make a change at this time.”

The Lakers have the worst record in the Western Conference but the NBA’s largest payroll at more than $100 million, one that would spark a luxury tax hit of more than $30 million for owners by the end of the season.

Superstar guard Kobe Bryant has struggled with a foot injury while nagging injuries and his “death stare” glare at Brown during a loss on Wednesday to Utah might have hinted his feelings about Brown, who has almost three full years remaining on a four-year deal worth $18 million.

118

d.

S. Brand Blv

N

*Factory Rebates in lieu of special financing ****Customer Bonus Cash will expire on Nov. 12, 2012.

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55

Mercedes-Benz of Encino Mercedes-Benz does not fall short of perfection, safety, and style.

Mercedes-Benz 2013 ML350 SUV

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per month + tax 30 months 10k miles /yr *MSRP $51,875 at 30 month lease on approved average credit, $4,893 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires 11/12/12.

...mbrace Your World. And keep safe.

Mercedes-Benz mbrace is an apps that can make any trip easier, more productive, safe and more enjoyable. It brings the Internet to your dashboard. Connects you to your car from your smartphone or computer. And brings you a world of convenience and security.

Mercedes-Benz 2013 C250 Sport Sedan

Mercedes-Benz 2013 E350

$579*

$349*

per month + tax 30 months 10k miles/yr

**MSRP $55,905 at 30 month lease on approved average credit, $4,549 pplus tax and license due at signing. No security deposit required. 10k miles pper year with .25c per miles on excess mileage. Expires 11/12/12.

per month + tax 30 months 10k miles/yr

*MSRP $38,755 at 30 month lease on approved average credit, $4,143 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires 11/12/12.

Raymond Orosa Filipino Sales

IIn this case, the credit is going exactly where it's due.

Up to 5 months' Payment Credit* on your current Mercedes-Benz Financial Services lease with the purchase of a new 2012 or 2013 U M d Mercedes-Benz. *Eligible customers will receive up to 5 months' payment credit on their current lease with a lease or finance of any new 2012 or 2013 M ss--Ben s-B s-Ben B n ve Be e Mercedes-Benz vehicle through Mercedes-Benz Financial Services. Certain exclusions apply. See dealer for details.

Email: rorosa@mbencino.com

Toll Free 888.898.8996

Certified Pre-Owned Rates on Select Models Rate as low as .99% APR on 2008, 2009 & select 2010 models for up to 66 months.

2006 Acura RL 3.5 Sedan

$10,913

Stk # 60915T Mileage:125,207

2005 MB E500 Sedan 4D

$16,210

$11,910

Stk # 61039T Mileage:111,293

2009 MB C300 Sport Sedan

Stk # 61057T Mileage:102,832

2009 MB C300 Sport Sedan

$25,913

2004 Lexus ES ES 330 Sedan

Stk # 60938P Mileage: 26,492

$24,811

Stk # 61014T Mileage: 32,181

2008 MB E-Class E350 Sedan 4D

$26,910

Stk # 61058T Mileage: 41,163

2005 Acura TSX Sedan

$13,610

Stk # 61090T Mileage:101,786

2008 MB ML350 SUV

$24,910

Stk # 61044T Mileage: 87,465

2009 MB C350 Sport Sedan

$27,913

Stk # 60903P Mileage: 27,556

Expires Nov. 13, 2012.

2003 Porsche Boxster Cabriolet 2D

$14,910

2010 Nissan Rogue S Sport Utility

Stk # 61095T Mileage: 91,555

2009 MB C300 Luxury Sedan

$24,912

Stk # 60961P Mileage: 44,073

2011 MB C300

$28,713

Stk # 60880C Mileage: 34,994

$16,910

Stk # 61074T Mileage: 38,427

2009 MB CLK350 Coupe 2D

$25,812

Stk # 60969C Mileage: 42,142

2012 MB C250 Sport Sedan

$30,913

Stk # 60942T Mileage: 10,229

All certified cars sold until Nov. 13, 2012 will have one scheduled maintenance included.

Mercedes-Benz of Encino

Test Drive Today!

Call Us Now!

888.898.8996

16721 Ventura Blvd. Encino CA 91436

mbencino.com

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