Azlenewsgift guide 112013

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Wednesday, November 20, 2013

2 Blended family makes for more Christmas 4 Maximize time spent on holiday shopping

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Have some merry fun this season

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How to go green when holiday shopping

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Surprise Christmas gift was music to my ears

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Frugal gift wrapping ideas

Are cash gifts tacky or ideal?

5 Dos and don’ts for holiday shopping 6 Holiday shopping on a budget 7 My best Christmas gift 8 Is your child ready for a tablet? 9 Gifts to rev auto lovers’ engines 10 In the spirit of giving

Did you know?

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ccording to the American Bankers Association, many merchants view debit card purchases in the same light that they do purchases made with cash or personal checks. That’s an important distinction for holiday shoppers to consider before making purchases, as any items bought on their debit cards may only be worthy of store credit instead of a full refund should such items need to be returned.

Shoppers buying gifts for friends and family members should understand that, even if they remember to include gift receipts when wrapping gifts, those items may only be eligible for store credit if purchased with a debit card. When buying items with credit cards, consumers can withhold payment if they are not satisfied with the product. No such option exists when using debit cards. In addition to more restrictive return policies, shoppers who use

debit cards may incur debit transaction fees, This means they are charged each time they use their debit cards, or such fees may be triggered when users use their card too often. Debit card users can check the agreement signed when they opened their accounts to determine if they will be subjected to debit transaction fees. Holiday shoppers whose purchases are subject to such fees may want to avoid using their debit cards during the holiday season.

ACE OF AZLE

505 N. Stewart 817-270-5600

CUSTOM CUT CHRISTMAS LIGHTS BY THE FOOT C7

Buy the length of wire you need. Choose the type of lights you like.

C9


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