2024 Banker Summit

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| platinum sponsors

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| Broadmoor Map

Lakeside Terrace— Thursday Evening Reception

Wellness Walk Meeting Spot

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| Colorado Hall Map

1. Wespay 2. Graduate School of Banking - Colorado 3. Cash Management Services 4. S&P Global 5. CD Construction Consulting 6. Forvis 7. Colorado Enterprise Fund 8. Biz2X 9. FedNow 10. Crowe 11. Techint Labs 12. PCBS

13. Abrigo 14. IntraFi 15. b:side 16. BHG Financial 17. Eide Bailly 18. Compliance Alliance 19. Apiture 20. Purple Wave Auction 21. Strategic Resource Management 22. Chatham Financial 23. Advantage 24. Newcleus

25. Cherrywood Enterprises 26. Netchex 27. Cornerstone Advisors 28. BAFS 29. Preferred Lending Partners 30. Cook Solutions Group 31. R&T Deposit Solutions 32. Farmers National Company 33. Raymond James 34. American Security & Privacy

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| resources BANKERS Who Wants to Win $1,000?

For a chance to win $1,000 simply visit each of our exhibitors’ booths to receive a stamp on your playing card. Once all of the spaces on your card have been stamped, return your card to any CBA or AzBA staff member to be entered into the drawing.

The drawing will take place before our last speaker on Friday, May 24. This will give you ample time to collect your stickers. *This drawing is open to bankers ONLY*

WIFI

Conference Website

WIFI access courtesy of:

All conference materials can be accessed digitally by scanning the QR code below.

Network: Broadmoor Meeting Password: Wespay

Broadmoor Concierge 855-634-7711

CBA Staff Contact Lindsay Muniz: 303-514-9878

AzBA Staff Contact Kerensa Williams: 480-913-4328

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| gold sponsors

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| agenda Wednesday, May 22nd 3:30 - 9:00 p.m.— Early arrival and dinner on your own

Thursday, May 23rd | Colorado Hall 7:30 - 8:25 a.m. — Conference Registration / Breakfast

sponsored by

7:30 - 8:25 a.m. — Exhibit Hall Open 8:25 - 8:30 a.m. — Welcome Remarks 

Jenifer Waller — President/CEO, Colorado Bankers Association

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Paul Hickman — President/CEO, Arizona Bankers Association

8:30 - 9:00 a.m. — Industry Update 

Rob Nichols — President/CEO, American Bankers Association

9:00 - 9:45 a.m. — Insights on the Evolving Banking Industry 

Governor Michelle Bowman — Federal Reserve Bank

9:45 - 10:00 a.m. — Break / Exhibit Hall 10:30 - 10:30 a.m. — Center for Bank Advocacy Graduation 10:30 - 11:15 a.m. — Consumer Lending: Partnering with Fintech in an Economic Slowdown 

Nik Vukovich — Director of FI Partnerships, Upgrade, Inc.

11:15 - 12:00 p.m. — The Economics of Migrants and Homeless Populations in CO and AZ 

DJ Summers — Director of Policy & Research, Common Sense Institute

12:00 - 1:00 p.m. — Lunch

sponsored by

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| agenda Thursday, May 23rd — contd.

1:00 - 1:45 p.m. — Banking on Security: Decoding the Latest Breaches and Safeguarding the Future 

Anne Benigsen — Chief Information & Security Officer, Bankers’ Bank of the West

1:45 - 2:30 p.m. — Inside the Beltway: Congressional Perspective on the Banking Industry 

Kirsten Sutton — EVP, Congressional Relations & Legislative Affairs, American Bankers Assoc.

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Jenifer Waller — President/CEO, Colorado Bankers Association

2:30 - 2:45 p.m. — Break / Exhibit Hall 2:45 - 3:45 p.m. — “Network” is Not a Verb! 

sponsored by

Ellen Poole — Author and Principal, Ellen Poole PLLC

3:45 - 4:30 p.m. — Economic Update 

Nick Sly — VP, Economist - Denver Branch Executive, Federal Reserve Bank of Kansas City

5:00 - 6:30 p.m. — Evening Reception

sponsored by



The reception will be held at the LAKESIDE TERRACE near the MAIN building (see map on page 3 of the program)

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The evening reception will include a Wine Pull—$40 per pull * * Proceeds from the Wine Pull will go towards the state banking association PAC and/or administration fees generated by the PAC.

Following the reception, you are free to enjoy your evening.

We’ll see you bright and early for a wellness walk and a morning packed with more great content, including Keynote Speaker Mark McKinnon, creator of the TV series, The Circus.

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| agenda Friday, May 24th | Wellness Walk

sponsored by

7:00 - 7:30 a.m. — Meet at the HOTEL BAR patio located just outside the MAIN building near the lake (see map on page 3 of the program)

Friday, May 24th | Colorado Hall 8:00 - 9:30 a.m. — Breakfast

sponsored by

8:00 - 9:30 a.m. — Exhibit Hall Open 8:30 - 9:15a.m. — Membership Meetings (Bankers Only) 

Arizona Bankers Association — Press Room  Colorado Bankers Association — Main Room 9:15 - 9:30 a.m. — Break / Exhibit Hall

9:30 - 10:15 a.m. — Water Security for Business, Communities and the Environment 

Amy Sanchez Raaz — Colorado Policy Consultant , Business for Water Stewardship

10:15 - 10:30 a.m. — Break / Exhibit Hall 10:30 - 11:15 a.m. — Regulation Litigation 

Kirsten Sutton — EVP, Congressional Relations & Legislative Affairs, American Bankers Assoc.



Paul Hickman — President/CEO, Arizona Bankers Association

11:15 - 12:15 a.m. — Inside the Circus: How We Got Here, sponsored by Where Are We, and Where Are We Going? 

Mark McKinnon — Former Media Advisor to H W Bush and John McCain AND Creator of the TV Series, The Circus

12:15 p.m. — General Session Adjourned

Thank you for joining us for the 2024 Banker Summit. Safe travels.

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| silver sponsors

2024 BANKING

WOMEN IN CONFERENCE

This conference offers a blend of personal and professional development opportunities tailored specifically to the needs of women who are carving a path to success in the dynamic banking industry.

The workshops and networking sessions provide a unique opportunity to forge meaningful connections with like-minded peers and senior leaders. By participating in this conference, women in banking can enrich their careers, and contribute building a more inclusive and empowered banking community.

to

Visit ColoradoBankers.org for details and registration

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| supporter sponsors

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| exhibitors

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| speakers Anne Benigsen Chief Information & Security Officer Bankers’ Bank of the West Anne draws on over 30 years of experience in technology, cybersecurity, privacy, and compliance to strategically lead both the Bank as SVP-CISO and its affiliate, CivITas Bank Solutions, as its President. Anne’s work in the private and public sectors earlier in her career gave her the depth of experience needed to aid BBW and its customer banks. She holds several certifications in cybersecurity, technology, and privacy. Anne regularly speaks at regional and national banking and technology conferences; in addition, she is often asked to consult with private and public organizations on such issues as cybersecurity, technology, innovation, and regulation.

Gov. Michelle Bowman Federal Reserve Bank

Michelle W. Bowman has been serving as a member of the Board of Governors of the Federal Reserve System since Nov. 26, 2018. Initially appointed to fill the remainder of an unexpired term, in January 2020 she was reappointed and sworn in for a full 14 year term ending Jan. 31, 2034. Prior to her Board appointment, Bowman served as the Kansas state bank commissioner.

Additional past experience includes service in the Washington, D.C. office of Sen. Bob Dole of Kansas, as a counsel to the U.S. House Committee on Transportation and Infrastructure and the Committee on Government Reform & Oversight, as a director at FEMA, and as a deputy assistant secretary and policy adviser to Homeland Security Secretary Tom Ridge. Bowman previously led a government and public affairs consultancy in London before returning to Kansas in 2010. She earned a bachelor’s degree from the University of Kansas and a JD from the Washburn University School of Law; Bowman is a member of the New York State Bar.

Bankers, have you filled out your playing card?

The drawing for $1,000 will take place on Friday, May 24 after lunch.

* $1,000 prize drawing is open to bankers ONLY *

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| speakers Paul Hickman President / CEO Arizona Bankers Association Paul Hickman is President and CEO of the Arizona Bankers Association, a role he has held since 2011. In this capacity, he oversees the state and federal government relations operations of the Association and serves as the primary spokesperson for the banking industry in Arizona.

Prior to joining the Arizona Bankers Association, Paul Hickman held various positions on the staff of the late Senator John McCain, both in Washington, D.C. and Arizona. He began his tenure with the Senator during his first re-election campaign to the Senate in 1992 and served as his State Director for most of the 2000s. Hickman concluded his service to the Senator as the policy director for his fourth re-election to the Senate in 2010.

Paul holds B.S. and B.A. degrees, as well as a law degree from Arizona State University.

Mark McKinnon Creator of the TV Series The Circus Mark McKinnon is a political advisor, reform advocate, columnist, and television producer. He was the creator and co-host of Showtime's Emmy-nominated hit documentary series "The Circus" -- the longest- running, most-watched unscripted show in the history of the network which ran for eight seasons.

McKinnon has worked for many causes, companies, and candidates, including President George W. Bush, Senator John McCain, late Governor Ann Richards, and Bono. He was the chief media advisor for five winning presidential primary and general election campaigns. Dedicated to bipartisanship, McKinnon helped start No Labels, an organization dedicated to bringing our parties together to problem solve and heal the partisan divide in our country.

“McKinnon is evidence that principled centrism is not an oxymoron,” wrote John Avalon in a Daily Beast column about the 25 Best Centrist Pundits. “McKinnon piloted John McCain’s 2008 primary campaign to victory. But he announced in advance that if Barack Obama won the Democratic nomination; he would ride off into the sunset rather than participate in the negative attacks he knew would be required. This is unheard of in the world of modern politics, where partisanship trumps principle as a matter of course.”

McKinnon has been a regular columnist for The Daily Beast, The London Daily Telegraph, and Vanity Fair, and was on the HBO show “The Newsroom” and Netflix’s “House of Cards.”

McKinnon attended the University of Texas at Austin and served as editor of the award-winning university newspaper, The Daily Texan. His quality of life is exceptionally enhanced by the enduring love and patience of his wife, Annie — whom he started dating before he had a driver’s license.

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| speakers Rob Nichols President and CEO American Bankers Association Rob Nichols is the president and CEO of the American Bankers Association, the voice of the nation’s $23.7 trillion banking industry and the only organization that represents banks of all sizes and charters in Washington.

Since joining ABA in August 2015, Nichols has led ABA's advocacy efforts, working to ensure that banks of all sizes operate in a policy environment that allows them to best serve their customers and communities. During the COVID-19 pandemic, Nichols and ABA played a critical role in helping banks navigate unprecedented challenges. ABA resources and advocacy helped banks of all sizes rapidly deliver 90% of the $800 billion Paycheck Protection Program, the largest economic rescue plan ever deployed for the private sector, protecting more than 80 million Americans from job loss.

In 2019, Nichols encouraged all banks to offer low-cost, easy-to-use Bank On-certified accounts. The effort has been credited with reducing the number of unbanked in the U.S. to its lowest level ever. And ABA's award winning #BanksNeverAskThat public education campaign has won national recognition for empowering consumers to spot scams before they can do harm.

As the leader of one of Washington’s largest trade associations, Nichols has reshaped ABA's workplace. Since 2018, ABA has been certified as a Great Place to Work by independent analysts. Under his leadership, ABA has gender parity within the executive leadership team, and ABA hired its first external facing DEI expert to help banks expand their DEI programs.

Nichols joined ABA following 10 years at the helm of the Financial Services Forum, a nonpartisan economic policy and advocacy. During his time at the Forum, Nichols led the industry through the financial crisis and the Dodd-Frank Act, guiding his members and the broader banking sector in its policy response and the law’s implementation.

He began his career in public service in the West Wing as a White House aide in the George H.W. Bush administration.

Nichols is a recipient of the Alexander Hamilton Award, the highest honor of the Department of the Treasury.

He also is consistently named as one of the most influential people in Washington by Washingtonian, and one of Washington's top lobbyists by The Hill. He is a graduate of the George Washington University and lives in the Washington area with his wife and two children.

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| speakers Ellen Poole Author of “Network” is Not a Verb Ellen Poole teaches people at all levels of their careers effective strategies to build networks and nurture relationships for professional success. Her audiences have included nationwide corporate teams, university students, and state, local and international professional and trade associations. She is the author of the book “Network” Is Not a Verb.

After graduating from the George Washington University Law School, Ellen moved cross country to practice law in Arizona. Despite knowing almost no one when she arrived in her new, adopted state, four years later she was chosen to be CEO of the Arizona Bankers Association, becoming only the fourth woman to ever lead a state bankers association. Two years after that she was named by the Phoenix Business Journal as one of its ten most influential people under 40. More recently, Ellen spent almost 15 years as a multi-state government relations executive for USAA, where she built a professional network spanning the country.

Ellen holds two bachelors degrees from Virginia Tech. Her professional background also includes work at the American Bankers Association, the Arizona legislature, and her own consulting and lobbying firm. She is the recipient of an award from the FBI for her efforts in combating bank fraud.

Amy Sanchez Raaz Colorado Policy Consultant Business for Water Stewardship Amy Sanchez Raaz is Business for Water Stewardship’s Colorado Policy Codirector. She joined BWS in 2018 and leads the effort to engage businesses and policy maker ensuring businesses have a voice in the policy making process.

Amy brings in-depth knowledge of Colorado and the metro-Denver area and the complicated issues confronting Colorado and its diverse populations. Amy is a metro area community leader with more than 20 years. Her professional work spans the national, state and local landscape as it pertains to policy and engagement.

Prior to BWS and most recently, Amy spent time working for Xcel Energy and Denver International Airport.

Her work at both the corporate, and government level lends itself to a unique portfolio.

Amy currently sits on the board of Servicios De La Raza and Servicios Sigue. She is a graduate of the Latino Leadership Institute at the University of Denver and holds a Juris Doctorate from the S.J. Quinney College of Law at the University of Utah.

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| speakers Nick Sly VP, Economist & Denver Branch Executive Federal Reserve Bank of Kansas City Nicholas Sly is Vice President and Denver Branch Executive at the Federal Reserve Bank of Kansas City. In this role, he serves as the Bank’s regional economist and its representative in the states of Colorado, Wyoming and northern New Mexico.

Mr. Sly works closely with the Branch’s board of directors and is responsible for briefing the President of the Federal Reserve Bank of Kansas City on economic conditions in the Denver branch’s region.

Before joining the Bank in 2015, Mr. Sly was associate professor of economics at the University of Oregon. He graduated from the University of Northern Iowa with a degree in mathematics and economics and earned his Ph.D. in economics from Michigan State University. Mr. Sly is also a graduate of the Stonier Graduate School of Banking.

DJ Summers Director of Policy & Research Common Sense Institute DJ Summers is Common Sense Institute’s Director of Policy and Research. He oversees the stages of CSI’s fellows and research staff, coordinates with partners, iterates and analyzes projects, and breaks down findings for the public, legislators, and commercial leaders.

Prior to CSI, DJ attended the University of Utah and Syracuse University. He was previously a journalist, investigator, and political researcher from Washington, D.C. to Alaska. DJ has a drive to understand complex truths and make them clear and accessible to the public and community leaders.

Are you aware of all the great resources available through your State Bankers Association? And did you know that as a member of the association, every employee of your financial institution has access to these resources?

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Education Training Committees

LEARN MORE:

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Industry News Sponsorship Opportunities Talent Acquisition

AzBankers.org

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Industry-Specific Conferences Legislative Updates and much, much more

ColoradoBankers.org

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| speakers Kirsten Sutton Executive Vice President, Congressional Relations/Legislative Affairs American Bankers Association Kirsten Sutton is Executive Vice President of Congressional Relations and Legislative Affairs at the American Bankers Association (ABA), the voice of the nation’s $23.4 trillion banking industry and its more than two million employees.

Named by Association Trends as a leading association lobbyist, Sutton oversees the association’s bipartisan team responsible for engaging lawmakers and their staff on policy and legislative issues affecting America’s banks and the communities they serve. She is the first woman to serve as ABA's head lobbyist in the 150-year history of the organization.

Before joining ABA, Sutton served as Chief of Staff of the Consumer Financial Protection Bureau (CFPB) from 2018 to 2020. In addition to advising the CFPB Director on policy and personnel matters, Sutton managed the agency’s public affairs, communications, stakeholder engagement, and legislative affairs office.

Prior to her tenure at the CFPB, Sutton was staff director of the House Financial Services Committee (HFSC) where she served as primary staff liaison to the Administration and House and Senate leadership, developed the Committee’s legislative priorities, and was responsible for ensuring those priorities had the support needed to pass out of the Committee and on the House floor. Her career on Capitol Hill spans more than a decade, including the financial crisis and the passage of the Dodd-Frank Act.

Nik Vukovich Director of FI Partnerships Upgrade, Inc. Based in Denver, and responsible for Upgrade, Inc.’s partnerships in the Western US, Nik develops custom strategies for financial institutions of all asset sizes including purchase programs ranging from $500k - $80M per month.

With over a decade of experience in developing partnerships with banks and other financial institutions, he has helped lead marketing partnerships for the consumer lending division of a bank, and prior to that, he built out the fintech acquisition channel for one of the largest debt acquisition companies in the United States.

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| speakers Jenifer Waller President / CEO Colorado Bankers Association Jenifer was named President and CEO of CBA in January 2022. She joined CBA in 1999 as Senior Vice President responsible for state government relations and banking advocacy. In 2016, she was promoted to Chief Operating Officer, accountable for the daily operations and management of the association.

Prior to CBA, Waller, the daughter of a community banker in rural Southern Colorado, worked at her father's bank in Pueblo following high school graduation. Then, armed with some banking experience and knowledge of Colorado banking laws, she soon sat for the state's bank examiner certification and spent five years as a bank examiner for the Colorado Division of Banking.

Like so many leaders in the banking industry, Waller gives back to the community through her participation in numerous civic and educational programs: she is a trustee for the Graduate School of Banking - Colorado and Madison, a financial advisory council member for University of Colorado Leeds School of Business, and she serves on the boards of the following organizations: Colorado Civil Justice League, Compliance Alliance, Common Sense Institute, Imagination Library, Society of State Bank Executives, and the Western States Director Education Foundation.

Waller enjoys politics and volunteering for campaigns, and she is passionate about lowering the number of un- and under-banked people in communities across Colorado, as well as advocating for more diversity and inclusion in the banking sector.

Don't miss this opportunity to join fellow bankers from Arizona, Colorado, Montana, Nevada, Utah, and Wyoming as we travel to our nation's capital to meet with agencies, regulators and our members of Congress.

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| CBA center for bank advocacy

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| AzBA center for bank advocacy AZBA EMERGING LEADERS PROGRAM 6-Month Program – 30 CPDs 1. Solutions Now Workshops: 1 per month (4-hours)

2. Capability Partners: On-going (5 months) 3. Reinforcement Messages: each week 4. Mastermind Sessions: 1 per month (60-minutes) 5. Easty360Feedback: On-going (6 months)

AzBA 2024 Emerging Leaders Program Syllabus •

Understanding personality styles, communicating, and coaching

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Motivating and Engaging with Purpose

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Communication components (Quantity, Quality & Pace)

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POISE and the Flow Zone. (Time management)

The program is designed and most effective for networking and collaboration to be in person. Although the quality of the content of the program is not affected by the modality we have found throughout COVID restrictions that the quality of connection and engagement with your fellow cohort is not optimized online.

Application Deadline is May 31, 2024.

Find details and apply at azbankers.org/emerging-leaders/

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| officers and staff

Shawn Osthoff, Bank of Colorado - Chairman Kevin Erickson, Independent Financial - Chairman-Elect Brett Wyss, Integrity Bank & Trust - Treasurer Mark Hall, Vectra Bank Colorado - Past Chair Jenifer Waller, CBA - President & CEO

Alison Morgan, Director of State Government Relations Brandon Knudtson, CFO and Director of Membership Lindsay Muniz, Director of Education Patricia Wells, Director of Communications Megan Carruth, Executive Assistant

Paul Hickman, AzBA - President & CEO Steven Killian, Director of Government Relations Kerensa Williams, Chief Operating Officer

Scott Vanderpool, Bank of America - Chairman Brian Ruisinger, Republic Bank of Arizona - Chairman-Elect Dillan Knudson, Western Alliance Bank - Vice Chairman Peter Hill, Goldwater Bank - Treasurer Chet Samuelson, BOK Financial - Secretary Paul Hickman, AzBA - President & CEO

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| THANK YOU, SPONSORS!

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