Finding Oregon Homes February 2015

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Finding Oregon

Southern Oregon Real Estate for Sale | Vol 7 #12, February 2015 | www.findingoregonhomes.com | 541-324-0053

Medford, OR

Medford, OR

Sky Crest Estates!

KIMI HENDERSON 3608 sq. ft. home, on a huge .38 acre lot in Sky Crest

541-301-8332 Ideal Brokers

3539 Heathrow Way #200 Medford • 541-770-3325

Estates with a great view off back deck. Plenty spacious for a large family or 2 family set up. 4 bdrm, 4 bath home in one of E. Medford’s favorite neighborhoods - this is a great value! #2949193 $350,000

Roseburg, OR

e th of er! k n iv Ba a R rth pqu o N Um

Incredible Investment Opportunity!

Very clean and functional 3 unit property. There’s plenty of parking & easy access to the downtown area. All of these units have been restored to a very nice condition.

Electric is on separate meters. Updates in front 3 br/2 ba, unit, rear units each 1 br/1ba. $350,000 #2952963

DON DIXON 541-690-8416

www.MEDFORD-HOMES.com

JJ Sells Southern Oregon!

Big or Small, JJ Sells Them All.

Expert for New Construction, Existing Homes, Lots & Land and Y our Multi-Family Properties, JJ has been the #1 Realtor in Southern Oregon for the past 5 years!

Thinking about selling? today for a FREE Market Analysis of your home’s value.

C allJJ Sells Southern Oregon! 541-840-2992

BYRON & LINDA FRAZER

Riverfront Property with Awesome Views!

541-817-2931

Amazing panoramic views from the windows of this 3 bd, 3 ba. 3744 sq.ft. Umpqua River home! Custom, 1-Owner family home w/sunken famrm w/vaulted ceiling, oak floor, fireplace & open floor plan to dining room & kitchen. Huge game room, bdrm & bath on lower level. RV parking. $589,000 #15514460

www.GardenValleyRealty.com

Tips for Feature Story

JORDAN “JJ” KRAMER, Broker 541-840-2992 www.CallJJToday.com JJKramer@JohnLScott.com

REAL ESTATE IN

Pg. 10

2015

2 January 2015 Vol 7, #11 | WWW.FINDINGOREGONHOMES.COM | FINDING OREGON HOMES

More choices. Better rates. Faster closings.

When you work with imortgage, you get a lender invested in your success because our success comes from your referrals and repeat business.

You have our full attention.

Jonathen Adams Medford 541.890.5809 NMLS ID 386877

Gregg Anderson Medford 541.944.2723 NMLS ID 385008

Kelly Lauerman Medford 541.821.2320 NMLS ID 387023

David Henry Medford 541.261.4347 NMLS ID 475706

William Ward Grants Pass 541.660.6313 NMLS ID 384123

Dan Doyle Grants Pass 619.884.0707 NMLS ID 274435

Linda Fitgerald Ashland 541.601.2072 NMLS ID 390067

Michael Sallee Ashland 541.821.4724 NMLS ID 406308

Jackie Martin Klamath Falls 541.591.0323 NMLS ID 1090850

Brandon Roberts Klamath Falls 541.891.5547

We have a loan for every home . . . simple as that!

Licensed by the OR Division of Finance and Corporate Securities, Mortgage Lending ML-4972. Corporate NMLS ID 174457. All rights reserved. 08192014. * Source: Mortgage Executive Magazine 2014. ** Eliant is an independent company that tracks customer experiences for the homebuilding industry.

®

FINDING OREGON HOMES | WWW.FINDINGOREGONHOMES.COM | Vol 7, #11 January 2015 3

Call 541-690-8416 for more details!

Newer Home Close to Everything!

3 bdrm, 2 bath home just a short distance from town with all the newer amenities. Granite counters, plush carpet, vaulted ceilings, walk-in closet, and an open floor plan. A fully fenced backyard that is landscaped with sprinkler and drip systems as well as RV parking on the side. As the home is only a few years old all of the appliances (except the refrigerator), heating & AC system, water heater, etc are in good condition.

This house will be a great home for anyone- first time home buyers, investors, etc. #2951698

$179,900 Income Property!

Very clean and functional as a multifamily rental unit or a great way for a homeowner to have tenants help them purchase their own property.

Two of the three units are currently rented. Plenty of parking & easy access to the downtown. All of these units have been restored to a very nice condition. Electric is on separate meters. The front unit is a 3 bed/2 bath with lots of open space and vaulted ceilings. The upgrades include new carpet, fresh paint in vinyl windows. Sellers had it rented for $1250. Both rear units are 1 bed/1 bath, renting for $625 and $650. #2952963

$350,000 Shirley

Alice

Don

Danielle

Josh

www.Medford-Homes.com | SouthernOregonProperty.com

Call The Headley/Dixon Team!

541-690-8416

Kellery Williams Realty, Southern Oregon 1025 Court Street Medford

Finding Oregon February 2015 | Vol 7, Issue 12 | Advertiser Index JACKSON/JOSEPHINE COUNTIES Century 21 JC Jones | Jackie Wytcherley........................................................................................................9 Harbor Freight Tools........................................................................................................................................11 iMortgage...........................................................................................................................................................2 John L Scott | Don McCoy...............................................................................................................................16 John L Scott | JJ Kramer.....................................................................................................................................1 Keller Williams Realty | Bill McEneny..............................................................................................................6 Keller Williams Realty | Don Dixon...............................................................................................................1,3 Lynn Bartlett Property Management..........................................................................................................6,9 REMAX Ideal Brokers | Kimi Henderson....................................................................................................1,13 Renie Weber Realty | Renie Weber...................................................................................................................5 Windermere Van Vleet | Trish Baird...............................................................................................................11 DOUGLAS COUNTY Garden Valley Realty | Byron & Linda Frazier..............................................................................................1,6 What to do in Southern Oregon......................................................................................................................6 Featured Story..................................................................................................................................................10

CONTACT RHONDA & JON HURST 541-324-0053 - office 866-571-6355 - fax findingoregonhomes@gmail.com PO Box 8742, Medford, OR, 97501 Finding Oregon Homes is Family Owned & Operated in the Rogue Valley.

Rack distributed + Direct Mailed in over 400 locations in Jackson, Josephine, Klamath, Douglas, Curry & Del Norte Counties.

Finding Oregon Homes is published by Rogue Publishing LLC. Finding Oregon Homes assumes no responsibility for claims made in advertisements. All advertising contained in Finding Oregon Homes is believed to be accurate. No advertising will be published in Finding Oregon Homes which is believed to be innacurate or untruthful. All information herein has been provided, reviewed and agreed to be published by the real estate brokers or their legal agents. Finding Oregon Homes has not verified any information provided by its customers and strongly suggests that all readers verify all information contained herein directly with the advertisers. Finding Oregon Homes nor the brokers or offices are responsible for typographical and/or production errors, and/or the accuracy of any information contained in its magazine or website. Photos and content become the sole property of Finding Oregon Homes and may be used, published, posted or edited without limit or obligation to the advertiser. Reproduction in whole or part is prohibited without the permission of the publisher.

Any real estate advertising herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitations, or discrimination because of race, color, or religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination”. Oregon Fair Housing Law also makes it illegal to discriminate because of elderliness (age 55 and over).

We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

FINDING OREGON HOMES | WWW.FINDINGOREGONHOMES.COM | Vol 7, #11 January 2015 5

RW

RW RealtyLLC 1595 NE 6th Street Ste F, Grants Pass

OwnInOregon.com

RENIE WEBER Broker/Owner

LIC# 200011038

BECKY CAMPBELL

541-659-3610 renie92@gmail.com

$139,000

$240,000

4.97 SECLUDED ACRES just outside of town with a 1974 manufactured home.

Remodeled in 2013 but left unfinished, copper wiring. Well pumps up to 1000 gallon holding tank. Value is in the land! #2950844

$649,000

GREAT FARMLAND BRING YOUR CRITTERS Gated 6.67 level acres w/ 3 bdrm, 3 bath home that sits back off the road. 2 garages and barn. Would make a great horse setup. #2946102

$150,000

BEAUTIFUL VALLEY VIEWS! 3 bdrms, 4 baths, 4858 sq.ft., elevator, lg. great room, open floorplan, vaulted ceilings, central vac., 1296 shop, 3 car garage + RV parking. Master w/balcony & steam shower! #2949085

$279,000

4.6 LEVEL ACRES IN GRANTS PASS! 3 bdrm, 2 bathroom with1800 sq.ft. 1984 doublewide manufactured home. Great place to call home. Plant a garden, enjoy spacious home with split floorplan and inside laundry. New electrical power pole. Incredible acreage for the price! #2950594

$90,000

Broker

541-660-8626

becky@beckycampbell.com

$160,000

NESTLED ON .59 ACRE 3 bdrms, 2 baths, paved driveway up to home & very low maintenance yard. Well at 30 GPM*, drip system for trees, 10x20 storage shed + 5,000 gl. water tank. #2951316 *per seller

$429,000

CUSTOM BUILT HOME IN ROGUE RIVER 2360 sq.ft., 3 bdrm, 2.5 baths on .94 acre close to 1-5. Brazilian cherry wood floors, grante counters, Walk-in dual master shower, tankless hot water heater. Breakfast nook off kitchen, 9’ ceilings, heated floors in master bath & shower. Detached 28’x44’ heated workshop with separate unfinished office/storage room. #2946102

Your Southern Oregon Real Estate Expert

SPECIALIZING IN: BEAUTIFUL COUNTRY SETTING OUTSIDE JACKSONVILLE!

4.08 useable acres, small footbridge over seasonal creek to a fenced in pasture! 3 bdrms, 2 baths w/1848 sq.ft., family room w/lots of windows, detached 2 car garage & storage shed. #2951400

FULLY FENCED LARGE CORNER LOT 3 bdrm, 2 baths, walk-in closets, inside laundry, vaulted ceilings. Lg. front covered deck + 2 car detached garage. #2945144

• Residential •1st Time Home Buyers • Foreclosures • Land •Luxury Homes • Manufactured Homes

Proud Members of the Rogue Valley Women’s Counsel of Realtors since 2003!

6 January 2015 Vol 7, #11 | WWW.FINDINGOREGONHOMES.COM | FINDING OREGON HOMES

Time: 9pm

February 7th

What to do in

Chinese New Year Celebration

Festivities All Day Long in downtown.

Location: Downtown Jacksonville Time: Parade: 10:30pm

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February 7th

February 5th - 7th

Shelled Crab and Shrimp Feast

All-You-Can-Eat Shelled Crab and Shrimp Feast at Medford Congregational United Church of Christ on Feb 6 and 7, two seatings each evening 5 pm and 6:30 pm, $35/adult.

Please call 541-772-8860 or go to www.medforducc.org… by Feb. 2 to reserve in advance. Proceeds support local charities.

Location: 1801 E. Jackson Street Time: 5 – 6pm

February 6th

100 Watt Mind and Patrimony

100 Watt Mind just released their new album ‘Creatures’. Come check out their new material in this intimate space! And if you haven’t seen Patrimony yet, you’re seriously messing up. Hailing from Portland (formerly Bend), Southern Oregon has quickly become the home-away-from-home for this young, upand-coming rock band (sounds like Led Zeppelin, The White Stripes, RIVAL SONS). Cover is just $5 at the door. Capacity is limited, so be sure to come early!

Location: Brickroom, 35 North Main St, Ashland, Oregon 97520 Time: 9pm

February 6th

First Friday Artwalk in Ashland

It’s the first Friday of the month, and that means it’s time for Ashland’s monthly art event.

The monthly art walk through downtown and the Railroad District, featuring art, music, refreshments and opportunities to meet artists at galleries, takes place from 5 to 8 p.m.

For maps showing other locations, visit the information kiosk on the Plaza or see ashlandgalleries.com.

Location: Ashland, Oregon Time: 5-8pm

February 7th

Annual Prohibition Party

It’s a great time, and if you haven’t checked it out before, you really should. Party gets rolling at 9pm, and we do a special drink list of all classic prohibition era cocktails, like Sazeracs, White Ladies, Gin and Sins, Gin Fizzes, and French 75s.

Location: Elements Tapas Bar & Lounge, on the Corner of Front & Main Streets in Medford

Rambunctious 5K Fun Run

Ribbons for 1st, 2nd and 3rd place in many age groups; lots of fun raffle prizes; all runners are invited to walk in the Chinese New Year Parade following the run.

Location: Bigham Knoll campus at 525 East E St; Jacksonville, OR Time: 8-9am

February 7th

Couples Shuffle 5k/5k Rely & Love Stinks Solo 5k

Our annual Valentine’s race has two options: a 5k/5k relay option for couples or pairs of runners and a 5k solo option for those looking for a fun race but don’t want or have a partner. We award a variety of age groups and encourage costumes for the competition! Starting and ending at Griffin Creek School.

Location: Griffin Creek Elementary Time: 9am

February 8th

Mt. Ashland Snowshoe Hike

Enjoy beautiful views and alpine landscapes on this moderate but flat 6-mile snowshoe hike from the back parking lot at Mount Ashland to Grouse Gap. Snowshoes and poles are available for rent from the Ashland Outdoor Store. Carpool meets at the Shop N’ Kart parking lot at 9am.

Bring plenty of water, comfortable walking shoes, warm layers, and a lunch.

Location: Carpool meets at the Shop N’ Kart parking lot in Ashland at 9am Time: 9am - 2pm

February 9th Littles Gnomes

Preschoolers, with their parent or friend will explore the trails, plants =, creeks, ponds, animals and changing seasons as we stroll through North Mountain Park. Play Movement, song, stories activities or crafts, and monthly themes will be incorporated to engage the children in learning about the natural world around them. Bring a pocket snack, water bottle, warm and waterproof layers. www.ashland. or.us/register $5.00 pre child ages 2-5 years Location: North Mountain Park, 620 N Mountain Ave, Ashland Time: 10am - 2pm

February 13th

Preschool Puppet Theater

Space is limited. www.ashland.or.us/register $6 per child, intended for 3-5 years of age Location:NMP Nature Center, 620 N. Mountain Ave Ashland, OR Time: 10:30am – 12:15pm

February 13th

Hand-Made Valentines

Enjoy art with a drink! Join us for an evening creating original hand-made Valentines with a glass of wine in our Rogue Studio! All materials are provided. $30 for members, $40 for non-members. www.roguegallery.org Location: Rogue Gallery & Art Center 40 S Bartlett St, Medford Time: 5 – 7pm

February 14th

German Cars & Coffee in Ashland, Oregon...

Where German car owners and enthusiasts gather to kick tires, chat about their cars, meet other German car lovers, and have delicious coffee.

We meet the second Saturday* of each month from 7-9am in the parking lot of Bear Creek Bicycle and The Human Bean at 1988 Highway 99 North, Ashland, Oregon. www.snikwahmotorwerks.com *Stormy weather, snow, or ice? GC&C cancelled, see you next month!

Location: Meet in the parking lot of Bear Creek Bicycle next to The Human Bean at 1988 Highway 99 North, Ashland, Oregon Time: 7 – 9am

February 15th

Southern Oregon Rod & Custom Show.

Presented by Rogue Valley Street Rods, the 2015 Southern Oregon Rod & Custom Show takes place February 14 and 15, 2015 in four buildings at The Expo at the Jackson County Fairgrounds. Entrance fee is $8 for adults 13 and over, $2 for kids six to 12, and free for kids five and under. Hours are 9 a.m. to 8 p.m. Saturday, February 14, and 9 a.m. to 4 p.m. Sunday, Feb. 15. All proceeds will help local children with medical disabilities served by the Child Development and Rehabilitation Center (CDRC) Location: Jackson County Fairgrounds, Central Point Time: 9am - 4pm

February 22nd Rac’N Dirty

This is a 5.25 mile race on pavement and single track trails. Proceeds support GPHS cross country. Packets can be picked up on Friday, February 20th from 3:00 - 5:30 at Competitive Athletics. Day of registration and packet pick-up will be at the golf course starting at 7:30 AM on Saturday. www.racndirty.weebly. com $20 Location: Grants Pass Golf Club (230 Espey Rd.) Time: 8:30a,

February 22nd

Alpaca Farm Open Day

FREE. Tour a breeding alpaca farm designed as a model for small-commercial-scale production. The farm produces great compost daily, and shears about 400lb of high quality alpaca fleece or fiber.

See for yourself this demonstration farm integrating small livestock into sustainable production of food and medicine. www.siskiyou-alpaca.com For more information, contact Christine at 541415-2614. Email siskiyou.alpaca@gmail.com Location: At the end of W. River St, at the “White Barn” on the Right, Cave Junction Time: 12pm - 4pm

Find Us At: www.facebook.com/whattodoinsouthernoregon • www.whattodoinsouthernoregon.com Instagram: whattodoinsouthernoregon • Twitter: TodoinSouthernOregon @whattodoinsoore

FINDING OREGON HOMES | WWW.FINDINGOREGONHOMES.COM | Vol 7, #11 January 2015 7

541-817-2931 829 SE Cass Ave, Roseburg, OR 97470

NORTH BANK OF THE UMPQUA RIVER! Amazing panoramic views from this 3 br/3ba 3744 sf. Umpqua River home! Custom home w/sunken famrm, vaulted ceilings, oak floors, fireplace & open plan. Huge game room, RV parking! $589,000 #15514460

WELL KEPT TRIPLEX! Good rental history! 3 units with separate power & gas meters. Nice location with wonderful views of Mt. Nebo. Lots of parking & a washer/ dryer room for your tenants convenience! $150,000 #14564171

A GREAT PLACE TO BUILD! 2.5 Acres with an older livable MFH. Great place to build a new home with all utilities in place. Very nice Melrose Location! $145,000

PRIVATE & ONLY MINUTES TO TOWN! Zoned RR-2.Septic Approval, Dixonville Water Assoc.,meter installed and includes Dixonville Water Certificate.Power at the front of the parcel. Roughed-in driveway in, and ready for your new home. Mfgd Homes allowed! $129,900

#13206429

#11299663

www.GardenValleyRealty.com

$269,000

1.6 ACRES CLOSE TO THE GP GOLF COURSE 1796 sq.ft. in a private location! 3 bd, 2 ba, large living & family rooms.

Oversized double garage w/storage, rear deck, park-like tree’d acreage near hiking trails!

#2952000

$185,000

SECLUDED 10 ACRE PRIVACY! 3 bd. w/2231 sq.ft., formal dining, breakfat nook & great oversized living area. Rock faced fireplace, lg. kitchen, lg. master w/full bath.

Mountain views from the rear deck!

#2947612

$74,500 #2949794

NOW’S THE TIME TO BUILD-E. MEDFORD! Great corner lot in a highly desired neighborhood.

Close to shopping and hospital W/medical close by & easy access to town.

Golf Course and swim/ tennis are just minutes away, you have a great central location!

GREAT LOCATION FOR A HOMESITE! close to Courthouse and City Hall, and the Grants Pass downtown area.

This neighborhood has some classic Homes and adding another would be a welcome addition!

$50,000 #2951779

BILL McENANY Broker

541-301-1733

Keller Williams Realty Southern Oregon 555 NE “F” St, Grants Pass 800-264-9320 ext 110

8 January 2015 Vol 7, #11 | WWW.FINDINGOREGONHOMES.COM | FINDING OREGON HOMES

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Finding Oregon

Finding Oregon

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Call for Details!

FIND OREGON HOMES...near you.

Jackson, Josephine, Klamath, Douglas, Curry & Siskiyou Counties....monthly.

Finding Oregon

FINDING OREGON HOMES | WWW.FINDINGOREGONHOMES.COM | Vol 7, #11 January 2015 9

Jackie Wytcherley

JC JONES AMERICAN DREAM 858 NW 6th Street, Grants Pass 541-476-6502 Each Office Is Independently Owned & Operated

541-660-0127

2.5 Lovely Acres!

This Jewel has recently been updated. Plenty of knotty pine cabinets, laminate & carpet floors, kitchen & appliances! Double paned windows, just to mention a few. Located on 2.5 Lovely Acres #2951337

$159,900

Great Commercial/Light Industrial!

Ready for development & located near existing industrial park complex outside of Grants Pass, OR. 2 parcels available & adjacent to one another. Buy 1 or both! good raod frontage w/easy I-5 access. #2940027 $99,500

Beautiful Sunny Valley!

5.82 wooded acres with very nice views. Well tested at 7 GPM in 1976. 2 bdrm, standard septic system installed. Road and pad are in. Power & phone to property. Beautiful evergreens.

Owner may carry - call for details! #2941374 $89,900

Wonderful Colonial Valley Location

with awesome views, 2.53 wooded acres, standard septic installed, well is in. Country property close to town, great location in an area of nice homes. #2951337 $95,000

10 January 2015 Vol 7, #11 | WWW.FINDINGOREGONHOMES.COM | FINDING OREGON HOMES

DECORATING YOUR

HOUSE TO SELL

From the outside, your home is that perfect mix of classic and modern, with a nice wide lawn, mature trees, and the perfect smattering of flowers. It’s in a desirable neighborhood with good schools, and it’s even priced competitively. So why isn’t it selling?

FINDING OREGON HOMES | WWW.FINDINGOREGONHOMES.COM | Vol 7, #11 January 2015 11

$234,900 Beautiful Near-New East Medford Home features granite counters, custom paint, recessed lighting, huge walk in closet and master bath with double granite vanity. Upscale lighting fixtures, ceiling fans, beautiful doors & tile floors. This 2009 built convenient home has a large backyard, lots of RV Parking for your toys and is located on the quiet end of Delta Waters. #2952978

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Coupon good at our stores, HarborFreight.com or by calling 800-423-2567.

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LIMIT 1 - Save 20% on any one item purchased at our stores or HarborFreight.com or by calling 800-423-2567. *Cannot be used with other discount, coupon, gift cards, Inside Track Club membership, extended service plans or on any of the following: compressors, generators, tool storage or carts, welders, floor jacks, Towable Ride-On Trencher, Saw Mill (Item 61712/62366/67138), Predator Gas Power Items, open box items, in-store event or parking lot sale items. Not valid on prior purchases after 30 days from original purchase date with original receipt. Non-transferable. Original coupon must be presented. Valid through 6/6/15. Limit one coupon per customer per day.

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12 January 2015 Vol 7, #11 | WWW.FINDINGOREGONHOMES.COM | FINDING OREGON HOMES

taste (and good for you for admitting it!), staging companies can help.

How do you do it?

Decorating to sell concentrates on three main areas: making the home look bigger, making it look updated, and showing off its best features.

Make it look bigger Too much furniture in a space can make it feel small. Pare down where you can, taking extra tables and large knickknacks out of living rooms and any extra furniture out of bedrooms. If the bedrooms are small, consider taking out large nightstands that make it feel tight and replacing with small tray tables covered in a simple tablecloth.

Perhaps It Has Something To Do With The Inside.

Yes, you’ve got an open floorplan and four spacious bedrooms and granite countertops and nice hardwood floors. But the rest of it…well, it leaves a lot to be desired.

And by “the rest of it,” we mean your décor.

Face it. Your style is outdated.

As long as you don’t mind what people say about you, it’s perfectly OK to have bad style - except when you’re trying to sell your home. This is the time when you have to appeal to the masses, or at least create a foundation of attractive style that others will notice, or that is neutral enough to disappear and allow the home’s great features to shine. If it’s too bold, too bright, too tacky, too out there, too out of style or just plain U-G-L-Y, your house might just linger on the market, turning off all who tour it.

Here’s how you can avoid having the unsellable pad: decorate your house to sell.

What does it mean?

Decorating to sell means highlighting your home’s strengths, downplaying its weaknesses, and appealing to the greatest possible pool of prospective buyers. A few easy tips can help you to do this on your own but if it’s a larger undertaking or if you simply don’t trust your

A space can also look smaller because of how the furniture is set up or if it’s crammed full of accessories.

“Shoving furniture against the wall doesn’t guarantee a larger room. Try angling your bed or our favorite trick of floating the sofa in the living room with a skinny console behind it. Breathing room around your furniture lends the appearance of more space,” said The Nest.

You probably cleared off your table surfaces to move the furniture around. Don’t put it all back. Instead, put back a few key pieces to keep it airy, and pack the rest away.

You’ll need to pack up for your move soon anyway!

Now that you’re an expert at decluttering, apply your skills to the rest of your home. In the kitchen and bathrooms, sweep almost everything off of the countertops so buyers can get a true look at the space. Make sure fireplace mantels are highlighting a few pretty items (think candles!) and pack up the rest. See HGTV for more tips on decluttering and get some more ideas about how to make your home look larger here.

Make it look updated You don’t have to redo your whole kitchen to make your house look new. Small changes can make a big difference. Old cabinets can be made to look new with a few coats of paint and some new hardware. Replacing your appliances won’t be cheap, but you just might make up the difference in your sales price. And, you can probably take the new fridge with you.

When your place is old or just looks that way, a new coat of paint on the walls is an easy and impactful way to freshen up your space. But, make sure it’s neutral.

FINDING OREGON HOMES | WWW.FINDINGOREGONHOMES.COM | Vol 7, #11 January 2015 13

Kimi Fernandez (541) 301-8332 Log On Today! 541realestate.com

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3608 sq. ft. home, on a huge .38 acre lot in Sky Crest Estates with a great view off back deck. Plenty spacious for a large family or 2 family set up. 4 bdrm, 4 bath home in one of E. Medford’s favoriteneighborhoods and this is a great value! #2949193

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Pending Sale You must get inside to appreciate this very unique home. Hardwood floors, tile and many upgrades grace this beautiful little piece of heaven. Serene Koi Pond with lush foliage and lots of privacy out back (24 x 30 pond)Bring your ambition and restore this gorgeous home to its former glory, it’s a gardeners delight once it gets cleaned up. House is solid, roof is good. Don’t judge this book by it’s cover! #2950651

14 January 2015 Vol 7, #11 | WWW.FINDINGOREGONHOMES.COM | FINDING OREGON HOMES

Spring home-buying guide: 6 ways to do it right

“Paint interior walls with neutral colors, like beige, cream or light pastels,” said FrontDoor. “Pale blues and greens are good for bathrooms.”

It’s almost peak home-buying season. Even though buyers have a greater advantage than they’ve had in awhile, it’s still easy to take a wrong, frustrating and costly turn. Here are six ways to make sure you don’t.

If your furniture and/or furnishings are old or old-fashioned, it might just be time to swap out. If you’re not looking to spend money on new stuff now, remove the biggest offenders and do what you can to update others.

Often, all you need is a can of paint. Get some ideas on Pinterest.

What should come first: Affording a home goes beyond being able to pay the mortgage. You have to have enough money set aside for a down payment, closing costs, moving costs, and the initial costs of living in the home (e.g. new furniture and paint). So before you do anything, “take a hard look at your finances and figure out what you can afford,” said John M. Robbins, chairman of the Mortgage Bankers Association.

As a general guideline, it’s best not to spend more than 2-1/2 times your income on a home. Your total housing payments should not exceed 28% of your gross income. Total debt payments, meanwhile, should come in under 36%. That means payments on all loans, including your mortgage loan, school loans, auto loans and credit card debt.

Next, shop around for pre-approval: Approach at least four to five lenders (or have your mortgage broker do so) to see what kind of loan you can get pre-approved for, Robbins suggested.

Generally, you want to go with the lender that offers the best rate and the lowest loan costs.

A pre-approval letter makes you more attractive to sellers, since it’s an indication a mortgage lender has investigated your finances and is willing to lend you a stated amount. Approval typically takes several days.

Pre-approval letters are usually good for 60 to 90 days, Robbins said. If you do make an offer during that time, the loan will be made to you contingent upon a number of factors, including a satisfactory appraisal of the house and the lender’s satisfaction with your financial situation at the time of purchase.

What if you don’t qualify for pre-approval: If your financial situation raises a red flag with lenders and they’re not willing to pre-approve you for a loan, find out what you’ll need to do to qualify for one and how long it will take, Robbins said.

If your credit score is an issue, one way to boost your score is to avoid making any big purchases on your credit card for 60 days prior to applying for a loan. ~CNN Money

Show off your best features When you’re selling your home, you want to strut your stuff by showing off its sexiest features. Scan your house room by room. Are you hiding its best assets, like a fireplace that’s obscured behind furniture or big, bright windows that are shrouded behind dark drapes? Might as well just go chuck your wallet down the hill.

Clear out, open up, move away anything that is taking away from the great stuff your house has to offer. If you don’t let buyers see what makes your home special, they won’t see it as special. And it might just sit there, getting older. And sadder. Just like you. ~FrontDoor

Make

FINDING OREGON HOMES | WWW.FINDINGOREGONHOMES.COM | Vol 7, #11 January 2015 15

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