BACK TO THE FUTURE A
lways ahead of the game, Vernon Spencer has been one of the most influential and highly respected names in mortgage broking since he pioneered the industry in 1972. He started the securitisation of the true non-bank sector, introduced RMBS, and was a fintech pioneer before ‘fintech’ as a sector had even been minted. He’s an accountant by trade, an innovator by nature and an entrepreneur at heart. We look back at how Vernon helped shape the mortgage industry we know today. 40