The Advantages of Personal Internet Banking For many people, the COVID-19 pandemic has changed the way they work, shop, and handle many other everyday tasks. This list also includes personal banking services and provides many conveniences. If you haven’t started banking online yet or aren’t taking full advantage of everything it has to offer here’s a quick overview of the advantages and features of personal internet banking. 24/7 account access Easier bill payments Use of mobile apps Simpler fund transfers Better access to bank records Ability to sync your accounts with your apps