HMBR ARC REC, A PROFESSIONAL COLLECTION AGENCY! Debt collection can sometimes become frustrating and time-consuming especially when your cash reserves are limited and some of the debtors refuse or make excuses while repaying the debt. Hmbr arc rec, a debt collector agency helps creditors to get their funds from the debtors without affecting the image of the creditor company. They are specialized in collecting all types of debt and work under strict legal boundaries.