Client story: How AQOPTIMIZER helped advance a bank to next-level optimization BACKGROUND A mid-sized bank faced familiar industry challenges: fragmented data, inconsistent pricing across advisors, manual and timeconsuming assessments, and limited ability to apply risk-aligned return targets. After several years with an internally developed pricing tool, the bank wanted to advance to truly individualized, riskbased, and data-driven pricing - and therefore chose AQOPTIMIZER.
A LEAP FORWARD IN PRICING, SIMULATION & REPORTING
MAJOR EFFICIENCY GAINS & HIGH USER SATISFACTION
AQOPTIMIZER enabled a significant step forward in sophisticated pricing practices:
One of the most visible improvements was the dramatic reduction in time spent per customer assessment:
“After using a pricing tool for 7 years that helped move the bank’s understanding of pricing, AQOPTIMIZER can take us to the next level, with opportunities for individualization, simulation, and reporting.”
“By switching to AQOPTIMIZER, we reduced time spent per customer evaluation and pricing by a factor of 12 contributing to high user satisfaction and highly efficient implementation and optimization.”
CLEAR FINANCIAL IMPACT WITHIN THREE MONTHS
ORGANIZATION IMPROVEMENTS BEYOND PRICING
The financial effect was noticeable almost immediately: “Within 3 months of implementing AQOPTIMIZER, we saw clear increases in returns, higher earnings from balance 2 exposures, and more capital-relieving collateral. When advisors gain insight, they act - and the bottom line improves immediately.”
The solution also created positive ripple effects across the organization: “Beyond being intuitive for advisors, the system increases focus on data quality and the consequences of decisions in various staff units. It provides a better basis for decisions and daily insight into the business.”