NORTHLAND’S LARGEST
Northland-wide everyFridayinthe NewZealandHerald
Inoneofour100+strategicallyplaceddroppointsfrom WhangaparaoatoKaitaia
Phone021220-1878oremailnorthland@oneroof.co.nz.Publishedby NZMENorthland,88RobertStreet,Whangaˉrei. Poweredby:
ElegantmodernlivinginTeKamo
Thisstunninghome,builtin2020bytherenownedGenerationBuiltHomes,embodiesqualityandcraftsmanship,usingonly thefinestmaterialsthatensuredurabilityandelegance.Stepinsidetodiscoverabeautifullydesignedopen-planlayoutthat seamlesslyconnectsthekitchen,diningarea,andspaciouslounge-perfectforfamilylivingandentertaining.Thehome featuresthreecomfortablebedrooms,includingaluxuriousmainbedroomwithitsownprivateensuite,offeringarestful retreatforhomeowners.The167-square-metersectionboastsalow-maintenancelandscapegarden,providingapeaceful outdoorspacewhereyoucanrelaxorenjoyoutdoorgatheringswithoutthehassle.Locatedjustaten-minutedrivefrom Whangarei’sCBD,TeKamooffersalltheconveniencesofathrivingsuburb,includinglocalshops,medicalfacilities,andcosy cafes,makingitanidealplacetocallhome.
bayleys.co.nz/1054303
3 1 2 2
Auction (unlesssoldprior) 12pm,Wed30Jul2025
84WaltonStreet,Whangārei View 10.30-11amSun6Julorbyappointment CarlyWhaikawa 021424854 carly.whaikawa@bayleys.co.nz JonoReeves 0221295697 jono.reeves@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
Neverlivedinandreadyforimmediatepossession
PrivatelypositionedononeofKamoWest’smostdesirablestreets,thisimmaculate,never-before-lived-inhomepresentsa rareopportunityinatightlyheldlocation.Designedwithafocusonprivacy,elevation,andseamlessflow,thismodern townhouseofferscomfort,convenience,andunderstatedluxury.Setacrossathoughtfullyplannedsplit-levellayout,thehome featuresthreespaciousbedroomsandagenerousmainlivingareathatenjoysalovelyoutlookoverKamoandseamless connectiontoasun-soakedoutdoorentertainingspace.Aheatpumpensuresyear-roundcomfort,whilethemastersuite includesitsownprivateensuiteandastylishmainbathroomsupportstherestofthehome.Beautifullypresentedwithtasteful finishesthroughout,thehomealsoboastsafulldoublegarage,off-streetparking,andlow-maintenancegrounds.Zonedfor HurupakiSchoolandwithinwalkingdistancetopublictransportandKamoVillage,thislocationdeliversonlifestyleand practicality.
bayleys.co.nz/1054274
Builtin1997,setonaflatandfullyfenced579sqm(moreorless)freeholdsection,thehomefeaturesanopen-planlayoutwith cathedralceilingsandvaultedwindowsthatfloodthespacewithnaturallight.Arecentlyinstalledcentrallylocatedwoodburnerkeepsthingscosyinwinter,whilecoverednorthandwest-facingpatiosprovidegreatoutdoorlivingallyearround, entertainingwithminimalmaintenance,idealforweekendbarbecuesorsundownerswithfriends.Naturaltimberfinishesand boldpasteltones,purples,greens,andyellows-addpersonalityandcharm,whileofferingafuncanvasforthosekeentoadd theirownstyle.Thishomeisabrilliantoptionwhetheryou'restartingoutorslowingdown. Contactusformoreinformation.
bayleys.co.nz/1054281
3 1 2 2
Auction (unlesssoldprior) 12pm,Wed16Jul2025
84WaltonStreet,Whangārei View Sun10-10.30amorbyappointment TanyaMaich 0212474274 tanya.maich@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
(unlesssoldprior)
0212928035 gabe.schoonderwoerd@bayleys.co.nz CarlyWhaikawa 021424854 carly.whaikawa@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
Kamo 5MyrtleLane
Firsthomebuyergold-sleepout,spaandsomuchmore!
Stepintohomeownershipinstylewiththisimmaculate1940sbungalow,wheretimelesscharactermeetssmartupgradesand lifestyle-enhancingextras.Perfectlysuitedtofirst-homebuyers,thispropertyoffersmorethanjustaplacetolive,it’saplaceto thrive.Warmandwelcominginside,thehomefeaturesacosywoodburnersupportedbyaheattransferandventilation systemforyear-roundcomfort.There'splentyofstoragethroughout,andthelayoutflowseffortlesslytoagenerouscovered deck,anidealspaceforrelaxedoutdoorlivingandentertaining.Outside,you'llfindasinglegaragewithanattachedlean-to, perfectforstorageoraworkshop,alongwithampleoff-streetparking.Aprivateswimspaaddsatouchofluxury,andthe raisedvegegardensofferthesatisfactionofgrowingyourownfreshproduce.Addingrealvalueisthefullyconsented,selfcontainedsleepout,perfectforflatmates,extendedwhanau,orevenrentalincometoeasethemortgage. bayleys.co.nz/1054279
Quiet,convenientandclosetoitall
Here'sagreatopportunitytosecureamodern,low-maintenancefamilyhomeinapeacefulOnerahicul-de-sac.Thissolidbrick propertyfeaturesfourgenerousbedrooms,includingamasterwithensuiteandwalk-inwardrobe,twospaciouslivingareas, andanopen-plankitchenanddiningspace.Setonaprivate,easy-caresectionwithadoubleinternal-accessgarageandample off-streetparking,it'sclosetoOnerahishops,theharbourwalkway,andlocalnaturetracks.Homeslikethisinsought-after Onerahiarerare—contactustodaytoview29RoderickPlace. bayleys.co.nz/1054233
4 1 2 1
Auction (unlesssoldprior) 12pm,Wed16Jul2025
84WaltonStreet,Whangārei View 11-11.30amSun6Julorbyappointment
RichardLyon 0274384368 richard.lyon@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
4 2 2 2
DeadlineSale (unlesssoldprior) 2pm,Thu10Jul2025
84WaltonStreet,Whangārei
View 1.30-2pmSun6Julorbyappointment
SallyJordan 0272415846 sally.jordan@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
OPEN HOME
Deceasedestate-mustbesold
Setquietlydownaprivaterowandbackingdirectlyonto thescenicDenbyGolfCourse,thiseasycaretwobedroom freestandinghomeoffersrelaxed,lowmaintenancelivingin aprimelocationperfectforretirees.Inside,you'llfinda sunny,welcomingloungethatopenstoabrightsunroom, idealforhobbies,ahomeoffice,orsimplyenjoyingthe warmthandlight.Amodernbathroom,internalaccess garage,andsinglelevellayoutmakeeverydayliving effortless.Stepoutsidetoenjoytwoprivatedeckareas, perfectforentertainingorunwindingoutdoors.The propertyalsofeatureslowmaintenancegardensand excellentstoragewithtwolockupsheds. bayleys.co.nz/1054249
2 1 1 1 Auction (unlesssoldprior) 12pm,Wed16Jul2025 84WaltonStreet,Whangārei View 12-12.30pmSun6Julorbyappointment
RichardLyon 0274384368 richard.lyon@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
TheoriginalEwinghomestead
Discoverararegemintheheartoftownwiththeoriginal EwingHomestead-atimeless1910svillarichinhistory, character,andcomfort.Justashort,easywalktotown,this beautifullypreservedhomeenjoysasunnyaspectwith elevatedviewsoverthepicturesqueHateaRiver.Step insidetofindthreespaciousbedrooms,twobathrooms, andtwogenerouslivingareas-perfectforfamiliesor entertainersalike.Originalnativekaurifloorsflow throughout,enhancingthehome'swarmandauthentic charm.Moderncomfortsincludeatwoheatpumps, fireplace,andunderfloorheatinginthesecondlounge, whilethestylishkitchenboastsagashob,stonebenchtop andplentyofnaturallight.
bayleys.co.nz/1054252
takeintheview.Allbedroomsarewell-sized,thehomeis insulatedtopandbottom,andthere'sroomtomodernise andaddfurthervalueovertime. bayleys.co.nz/1054245
ForSaleoffersinvitedover $900,000InclusiveofGST View byappointment
BrookeGibson 0274046717
brooke.gibson@bayleys.co.nz
Stylish,spacious,andstunning Thisspaciouspropertyboastsfourgenerousbedrooms, eachdesignedwithcomfortandstyleinmind,providing amplespaceforfamilyandguests.Theheartofthehomeis thestunning,stylishkitchenequippedwithastate-of-theartinductionhob.Theopen-planlivingareaisperfectfor modernliving,seamlesslyflowingoutontoabeautifuldeck. Thisoutdoorspaceoffersviewsoverthecharming Dargavilletownship,makingitidealforrelaxingor entertainingfriendsandfamily.Thepropertyfeaturesa large,renovatedfamilybathroomwitharecentlyadded extratoiletthatcombinesfunctionalitywithcontemporary design,providingaluxuriousspaceforyourdailyroutines. bayleys.co.nz/1021047
Milly’s Back
Northland real estate just got a whole lot more exciting
Known for top-tier resu campaign strateg
lts, design expertise, and smart ies Milly Sabin is back.
With over a decade of rea brings bold marketing results, from Whangārei to the Far North. Backed by Ba le s. Dri en b results.
l estate success in Northland, she , sharp negotiation and serious
Private,peaceful&perfectlypositioned
TuckedawayononeofOnerahi’smostdesirablestreets,thispeacefultwo-bedroom,two-bathroomhomeoffersprivacy, nature,andlow-maintenanceliving.Surroundedbynativebushandbirdsong,itfeaturesawarm,invitinglayoutwithmodern bathrooms,seamlessindoor-outdoorflowtoasunnydeck,andabeautifullylandscaped,easy-caregarden—includinga thrivingvegepatch.Withnolawnstomowandampleparkingforaboat,camper,ormotorhome,it’sperfectforrelaxedliving justminuteswalkfromtheOnerahishopsandOnerahibowlingclub. Nature,comfort,andconvenience—yourhiddenhaveninOnerahi. bayleys.co.nz/1054280
2 1 2 2
Auction (unlesssoldprior) 12pm,Wed30Jul2025
84WaltonStreet,Whangārei
View 12.30-1pmSun6Julorbyappointment
SallyJordan 0272415846 sally.jordan@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
Withtheownerrelocatingdownsouth,thistidytwo-bedroom,one-bathroompropertyisnowreadyfornewownership.Bags arepacked,andthey'reseriousaboutselling.Whetheryou'resteppingontothepropertyladderoraddingtoyourportfolio, thiswell-positionedpropertytickstheboxesforlow-maintenancelivingandstrongrentalappeal.Setbackoffthestreet,it offersprivacy,off-streetparking,andacarport,allwithinashortdistancetoSH1,NorthTec,andlocalschoolsandshops.Inside, thelayoutisfunctionalandwelcoming.Theopen-planlivinganddiningareaisequippedwithaheatpumpforaddedcomfort, whilethekitchenoffersapracticalworkspacewithamplestorage.Bothbedroomsareagoodsize,andthebathroomand separatelaundryareneatandusableas-is,withroomtoaddvalueovertime.Thisisagenuineopportunity-rentitout, renovate,ormoveinandmakeityourown.Thevendor'sinstructionsareclear,it'stimetomove.
bayleys.co.nz/1054298
12pm,Wed30Jul2025 84WaltonStreet,Whangārei
View 11.30am-12pmSun6Julorbyappointment
KenniWitt 0212554240 kenni.witt@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
Contemporaryhome,coastallifestyle
Builtin2020/21,thiscontemporarysingle-levelhomeboastssleeklines,fullinsulation,centralair-conditioning/heating,double glazedwindowsandslidingdoorstoapartialwrappeddeck,whichenhancescomfortandenergyefficiency.Theopen-plan layoutconnectsthekitchen,dining,andloungeareas,complementedbyanadjoiningspaciousgamesroom.Abundant storageoptionsincludeakitchenpantry,agenerousentrancewayroomwithshelvingandhangingforoutdoorgear.The mastersuitefeaturesawalk-inwardrobeandanensuite.Twospaciousshedsprovideamplestorageandworkspace,withthe mainthree-bayshedfeaturinghighstudceilings.Locatedon1.4525ha,threepaddocksenclosedbypostandrailfencingoffer spaceforanimals,whileaccessisfacilitatedbyacirculargraveldriveway.Locatedminutesfromachoiceofbeachesandboat ramps,about10minutesfromParuaBayVillageandSchool,and30minutesfromWhangareiCBD.Callformoreinformationor toview.
bayleys.co.nz/1053748
Timelesscharmmeetsmoderncomfort
Welcometothisstunningmoderncharacterhomeinacentrallocation.Enjoyfourspaciousbedrooms,astylishwet-room bathroom,andanewlyrenovatedkitchen–stylish,functional,andperfectforentertaining.Theopen-planlivingareaandfresh paintcreateabright,invitingspace.Withare-piledfoundation,roofrenewedwithin7years,andaheatpumpforyear-round comfort,thishomeoffersconvenienceandpeaceofmind.Off-streetparkingplusapoweredgarage,landscapedgardens,and includedfurnituremakethismove-inreadygemanexceptionalopportunity. bayleys.co.nz/1021049
4 2 2 5 5
PricebyNegotiation
Phoneforviewingtimes
JudeCopland 021747411
jude.copland@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
4 1 1 1
DeadlineSale 4pm,Thu17Jul2025
112VictoriaStreet,Dargaville Phoneforviewingtimes
LisaPocklington 0211218419
lisa.pocklington@bayleys.co.nz NellwynLulich 0291274729 nellwyn.lulich@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008
WhangareiHeads 55HarambeeRoad,Taiharuru
Kamo Clearwater Road
Be one of the first to secure your place in this brand-new subdivision on the northern boundary of Whangārei. One lot has sold, and interest is building. With prices starting at $465,000, our vendors are offering two lots only in stage one of the purchaser’s choice at $400,000 (excluding Lot 5) The covenants allow for a separate granny flat to be built alongside the home
Located on the Northern boundary of the city is this 33 lot subdivision Services to each lot include fibre, three phase power, town water supply and town sewerage This is a convenient location that is within close proximity to a variety of schools, along with Kamo village and Whangarei city center just minutes away Within walking distance is a planned supermarket and shopping centre on Springs Flat Road Stage one is now selling.
Enquire now to secure your lot
Secure your space in the upcoming Bayleys’ Country portfolio, New Zealand’s multi-channel campaign showcasing the latest rural and lifestyle properties for sale.
Get in front of motivated buyers and have a well-seasoned nationwide team of rural agents put in the hard yards for you
Bayleys’ Country delivers greater audience reach, more qualified and engaged buyers, and ultimately more sales – all within a highly cost-effective model.
We’re New Zealand’s #1 rural real estate brand –so invest in Country to get the best result for the sale of your property
The sooner we talk, the more prepared we will be
Tracy
Dalzell 027 535 9162
tracy dalzell@bayleys.co
Privatelysetinanelevated,exclusiveposition,thismagnificentVictorianvillaisarareofferingof historicalsignificanceandgrandeur.Hiddenfromtheroadandframedbymanicuredhedgingand palms,itofferstheperfectblendofprivacy,presence,andperiodcharm.Inside,awidehallwaywith soaringceilingsandchandelierssetsarefinedtone,whilelargesashwindowsfillthehomewithlight. Theformallounge-oncehosttograndballs-speakstothehome’sproudplaceinWhangarei’s socialhistory.Generouslyproportionedacrosstwolevels,thehomeoffersfourspaciousbedrooms, anoffice,formalandinformallivingareas,andamodernisedkitchen.Frenchdoorsleadouttodeep verandahsandacovereddeck,surroundedbylush,establishedgardens.
Completedin2022andtuckedintooneofMaunu’smostdesirablenewstreets,thisstylishthreebedroomhomeofferstheperfectblendofformandfunction.Withsteelframeconstruction,modern finishes,andthoughtfuldesignthroughout,itdeliverseverydayease.Inside,twogenerousliving areasprovideflexibility-whiletheopen-planhubconnectseffortlesslytoacoveredoutdoordining zonewithroll-downscreensforyear-roundenjoyment.Thekitchenimpresseswithitsscullery, secondsink,inductionhob,andqualityappliances.Themastersuiteenjoysprivacy,aspacious ensuite,andoutdooraccess.Practicalextraslikeafullylineddoublegarage,gardenshed,extra parkingforacamperorboat,andalargefullyfencedrearyardroundouttheappeal.
Brand New in the Heart of Ngunguru
This is your chance to secure a brand new home in the heart of Ngunguru village, just minutes from the water’s edge With all the hard work done, this three bedroom, two bathroom home with a single garage is move in ready and offers the ultimate low maintenance coastal lifestyle
Designed with functionality and comfort in mind, the home features open plan living, polished concrete floors, carpeted bedrooms, a walk in wardrobe in the master, and a sunny north facing aspect It’s ideal for couples, small families, retirees, or anyone looking to break into the coastal market
Set on a 544 sqm section with modern finishes throughout, this home offers the best of easy living without compromising on style Whether you ’ re downsizing, starting out, or simply craving a change of pace, this home is a perfect fit for relaxed coastal living
Within easy walking distance to the school, beach, doctors clinic, sports complex and more, this is the perfect modern coastal escape and must be sold at auction Don’t miss your opportunity to own in this coastal community
View 12:00 - 12:30 pm Sunday
Auction 31 July 2025 at 11 00am
Ray White Auction Room, 131 Port Road, Whangarei (unless sold prior)
Dina Vink 021 061 2043 dina vink@raywhite com
Peter Vink 021 436 097 petervink@raywhite com
Auniqueopportunitytosecureaprimeresidential sectionintheheartofNgunguru,ahighlysought afterseasidevillageonthestunningTutukakaCoastoneofNorthland’smostdesirablecoastalcommunities.
Eachsectionincludesundergroundpowerandfibreto theboundary,sewerandstormwaterconnections,and accessviaaprivatepavedroadandrightofway.
Sensiblecovenantsapply,withnominimumhousesize requirement,makingthisanaffordableandflexible buildingoptioninapremiumcoastalsetting.
Locatedjust200metresfromthebeachandafurther 100metrestothefantasticNgunguruSchool,this
Downaright-of-wayyou'llfindthisprivatelypositionedthreebedroom homeonlargegrounds,awonderfulescapejustmomentsfromtown.
KERIKERI
71E KERI DOWNS ROAD
A Beautiful Home and a Berry Good Income
Set back in a quiet cul de sac so close to Waipapa and Kerikeri villages, this beautifully renovated bungalow on 4 7ha comes complete with a well-maintained, burgeoning commercial blueberry orchard
Turning left as you enter this lovely home the spacious sunny lounge is the focal point here where bay windows fill the room with light and the large wood burner provides large comfort and ambience Beyond this is a dedicated office space (which opens directly onto the deck) a lovely sunroom a separate dining room and a family room alongside the well-designed kitchen Adjoining the kitchen is the separate laundry complete with original wood panelling A lovely bathroom and three double bedrooms complete the floor plan including the master with its own ensuite and french doors
The blueberry operation consists of around 1 65 hectares of mature plants and 0 35 hectares of three year old plants which are coming into production Generating over $300,000 in turnover, there are 12 main varieties (producing over 16 9 tonnes last season) allowing a staggered harvest from December to the end of March for ease of management The fully covered block has a commercial irrigation supply and a large packhouse facility including a grading table automated packing a separate chiller and a kitchen and bathroom facilities for staff
Gillian Hurst 021 029 78894
g hurst@barfoot co nz
Simon Hart 021 024 00648
s hart@barfoot co nz
Kerikeri 094073850
Thiselevated3.122-hectarepropertyintheheartofKerikerioffersthebestofbothworlds.A substantialcharacterhomesetwithinlandscapedgardenswithcommandingviews northwardsacrossthevalley,coupledwithsignificantsubdivisionpotential.Withdraftplans alreadypreparedfora7-lotresidentialsubdivision,thepotentialforsignificantreturnisclear. Thisisanextraordinaryopportunity.Don’thesitate–getintouchforaviewingtoday.
Barfoot
SpaciousFamilyHome-GreatLocation
ThisgenerouslysizedhomeinKerikeri'sestablishedRiverviewareafeaturesanawardwinninggardenwithmaturetrees,well-establishedbeds,andshrubberies,allcomplemented bythesoothingsoundofatinklingwaterfallfeature.
ZonedforbothKerikeriandRiverviewschools19AMissionRoadistheperfectpropertyfor familiesseekingspaceorprofessionalsdesiringprivacywiththeconvenienceofbeingjust minutesfromthevibrantheartofKerikeri.
ColinTaylor 0212265468 c.taylor@barfoot.co.nz
SuzyCarmody 0220405536 s.carmody@barfoot.co.nz
Saltwaterpool?Tick.Parklikegrounds?Absolutely.Overflowingwithcharmandspace?You bet.
Thisfive-bedroom,two-bathroomhomeismadeforeasy,everydayliving–withtwolounges, asun-soakeddeck,andamodernmastersuiteopeningtoviewsofthepool. Seton2911m²oflushlawnandmatureplantings,there’sroomtoroam,relax,orentertain. JustminutesfromKerikeri,it’speaceful,practical,andpackedwithpersonality.
$1,249,000
DaniLloyd 0272878715 d.lloyd@barfoot.co.nz
ColinTaylor 0212265468 c.taylor@barfoot.co.nz
094073850
ForSale/ForLease
Thishigh-profile,freeholdCommercialpropertyisperfectlypositionedwithintheKerikeriCBD. This1,012m²propertyissurroundedbyprominentbusinesses.Thetilt-slabconcretebuilding hasatotalfloorareaof789m²configuredaslargeformatRetail/Showroomwith1stfloor StorageAND1stfloorOffices.Theexistingtenantscurrentlyoccupythepropertyonshort termleasearrangements,makingthesespacesavailableforleaseaftertherequirednotice period.100%Electricaliswillingtonegotiatewiththenewownertoremaininthepremises.
FORSALE
$2,550,000+GST(ifany). ForLease:POA+Outgoings+GSTpa
barfoot.co.nz/4077942
ReganPolglaze 0212932411 r.polglaze@barfoot.co.nz
BayofIslands
TownLivingWithACountryside Feel
Tuckedawayattheendofaprivaterightofway,this 232sqmbrick&tile,low-maintenanceproperty,has theconvenienceoftowninapeaceful,sunnyand ruralsetting.
Ahighlightofthepropertyisawell-maintained gardenwithretainingwallsplantedwitheasy-care nativegrasses,shrubs,flaxandmaturepalms.
ADDRESS
45cMARAENUIDRIVEKERIKERI
OPENHOMESATURDAY1.00-1.30PMKerikeri
SALE
$1190,000
PropertyID:3356696
ProfessionalsBayofIslands 45KerikeriRoad 094079788
professionals.co.nz/property-listing/45c-maraenui-drivekerikeri-far-north-northland-l30939073
AGENT
NormLloyd- 0275775655
norm.lloyd@professionals.co.nz
FIRST-HOME BUYER’SGUIDE: What incentivesdo first-home buyersget?
Findouthowthe KiwiSaverFirstHome Withdrawalscheme canhelpwithyour deposit.
DianaClement
FindouthowtheKiwiSaverFirstHome Withdrawal,FirstHomeLoanandFirst HomePartnerschemescanboostyour depositandmakeiteasierforyoutobuy yourfirsthome.
Schemesthatcancontributetowardyour deposit
Buyingafirsthomeisn’teasy.KiwiSaver andothergovernmentschemescanhelp. Theearlieryoulearnaboutthem,thebetter preparedyoucanbetousethem.
TheFirstHomeWithdrawalschemecan boostyourdepositprovidingyouhavebeen savingintoKiwiSaverforatleastthreeyears andpreferablyfiveormore.TheFirstHome LoanandFirstHomePartnerschemesmake itpossibletobuywitha5%depositinsome cases.
TheKiwiSaverrulesallowfirst-home buyers,orthoseinasimilarposition,to withdrawallbut$1000fromtheirKiwiSaver tobuyafirsthome.Youmayalsoqualifyfor aFirstHomeLoanorFirstHomePartner, whichmakeitpossibletobuywitha5% deposit.
UsingyourKiwiSaver KiwiSaverisagreatplacetosavefor yourfirsthome.AsaKiwiSavermember, youcancontribute3%,4%,6%,8%or 10%ofyourbefore-taxpaytoaprovider andfundofyourchoice.Youremployer shouldcontribute3%aswellunlessyou haveatotalremunerationclauseinyour
First-homebuyersshouldtaketimetoresearchtheincentivesavailabletothem.Doingsocouldmakebuyingeasier.Photo/GettyImages
employmentcontract.Youcanalsomake regularorone-offvoluntarycontributions toKiwiSaver.Ifyou’reunemployedor self-employed,youcanmakevoluntary contributions.
TheGovernmentcontributes50cfor every$1yousaveeachyearupto$1042.86. Thatmeansupto$521.43offreemoney, whichthencompoundsandgrowsover time,boostingyourdeposit.Theannual cut-offdateforKiwiSavercontributionsis June30.
Yoursavingsandemployer/government contributionsareinvestedbyyourfund providerandgrowovertime.Typically,the returnishigherthanyou’dgetinaterm depositandyoupaylesstaxthanyouwould onastandardsavingsaccount,meaning yourmoneygrowsfaster.
BecauseKiwiSaverislockedin,it’sa greatwaytostopyoufromdippinginto savingswheneveryou’retempted.Your savingsandcontributionsfromyour employerandthegovernmentcanonlybe accessedforFirstHomeWithdrawal,and otherveryspecificcircumstancessuchas financialhardship,permanentimmigration andseriousillness.
KiwiSaverFirstHomeWithdrawalscheme TheFirstHomeWithdrawalscheme enablesfirst-homebuyersandothersina similarfinancialpositiontowithdrawtheir savings.
Aswellasanexistinghome,theFirst HomeWithdrawalcanbeusedtobuya new-build,landyouintendtobuildon,orto buildahomeonmultiple-ownedMāoriland thatyouhavetherighttooccupy. TobeeligiblefortheFirstHome Withdrawal,thecriteriaincludes:
• YouneedtohavebeenaKiwiSaver memberforthreeyears; •Youcan’thavemadeawithdrawaltobuy ahomeorlandpreviously; •Youmustbeafirst-homebuyerorina similarpositionandintendtoliveinthe homeorlandyoubuy,and •ThehomeneedstobeinNewZealand. Whatcanyouwithdrawfromyour KiwiSaver?
Ifyou’reeligibletomakeaKiwiSaver withdrawaltowardsyourfirsthome purchasethenyou’llbeabletowithdraw thefollowingprovidingyouleavebehind $1000inyourKiwiSaversavingsaccount: •KiwiSavercontributionsyou’vemade personally •KiwiSavercontributionsyouremployer hasmade •Anyfeesubsidiesyou’vereceived •Governmentcontributionstoyour KiwiSaveraccount,and •Thegrowthyou’veearnedonyour KiwiSaverfunds
ApplyingforaFirstHomeWithdrawal Beforeyouapplywithyourschemeprovider foraKiwiSaverFirstHomeWithdrawal,you willneedthefollowingreadytogo: •CertifiedphotoID; •Certifiedproofofaddress; •Yoursolicitor’strustaccountdetails,and •Acopyofthesaleandpurchase agreementforyourproperty. Yourmortgageadviser(broker)ormobile mortgagemanagerwillconfirmtheamount thatyouneedtowithdraw.Onceyouhave applied,yourschemeproviderwillliaise withyourlawyer.Themoneyispaidbythe providerintoyourlawyer’strustaccount.
JonoReeves
Residential&LifestyleSales,BayleysNorthland|0221295697
TheKiwiSaverFirstHomeWithdrawal,First HomePartnerandFirstHomeLoanrules changefromtimetotime.Alwaysdouble checkKāingaOra’swebsiteforthelatest informationandmakesureyourlawyer reviewsalldocumentationbeforeyousign it.
Additionaloptionsforfirst-homebuyers Thereareanumberofotherschemesfor financingpartofthepurchasepriceor providingmoreaffordablehomes.They include:
•FirstHomeLoan.TheFirstHomeLoan schemerunbyKāingaOraenables qualifyingbuyerstopurchaseahome witha5%deposit.KāingaOradoesn’t providetheloan.Instead,itprovidesa guarantee,enablingyourbanktolend moretoyouthanitsnormallending standardswouldotherwiseallow.Thereis anincomecapandaregionalhouseprice cap.
•FirstHomePartnerisanothergovernment schemethatallowsqualifyingbuyersto shareownershipofabrand-newhome withKāingaOra.KāingaOrabuysupto 25%ofthepropertythatyou’reinterested in,andbecomesaco-owneronthetitle. Overtime,thehomeownerwilleventually buyoutKaingaOra’sshare.
•KāingaWhenuaLoanScheme.The KāingaWhenuaLoanSchemerunby KāingaOraandKiwibankhelpsMāori buildorrelocatehomesontoancestral land.Ifyou’reeligibleforaKiwiSaver FirstHomeWithdrawal,youcanalsoput anyfundsobtainedthatwaytowardsthe purchaseofaKaingaWhenuaproperty.
“Thepropertyattractednearly65groupsduringitsfour-weekauctioncampaign. Despitehavingthreeorfourconditionalbuyers,theproperty’sbidpricesoared toabout70,000abovethereservepriceonauctionday,withtwodetermined biddersvyingfortheproperty.
Theoutcomewasoverwhelminglypositiveforthevendors,who werethrilledthankstoOneRoofboostcampaignandProperty Guideaspartofourmarketingcampaign.”
Visit OneRoof.co.nz ordownloadtheapp.
This weekend’s Open Homes
WHANGAREI
Thisweekend’sOpenHomes
WHANGAREI
Waipu
Sun1:00pm1:30pm16RiverglenRoadApeacefulplace
CorinneHaile+64226188982 WhauValley
Sun11:00am11:30am14WeaverStreetFirsthomebuyergoldwithsleepoutandspa!Auction
Sun1:30pm2:00pm38bWesternHillsDrive3Bedrooms/1Bathroom
KAIPARA
Dargaville
Sun11:00am11:30am92HokiangaRoadVendorsrelocating-Motivatedtosell
Sun12:00pm12:30pm5IslingtonStreetStylish,spacious,andstunning
Sun2:00pm2:30pm41JervoisStreetStepIntoStyle–FullyFurnishedCharacterGemDeadlineSale
RichardLyon+64274384368
PaulineDinsdale021344866
MackysRealEstate
LisaPocklington+64211218419,Nellwyn Lulich0291274729
LisaPocklington+64211218419,Nellwyn Lulich0291274729
MackysRealEstate Ltd,Bayleys LisaPocklington+64211218419,Nellwyn Lulich0291274729 DargavilleSurrounds
Sun11:00am11:30am93ParoreWestRoadLifestylelivingwithinminutesfromtown
LisaPocklington+64211218419,Nellwyn Lulich0291274729
Sun12:00pm12:30pm 6BTangowahineValley Road Aviewtofallinlovewith AskingPrice$879,000 MackysRealEstate Ltd,Bayleys LisaPocklington+64211218419,Nellwyn Lulich0291274729
FARNORTH
Day Start End Address Details
Haruru
Sat1:30pm2:00pm780APuketonaRoad*Wherethegrassisgreener
MackysRealEstate Ltd,Bayleys DavidBaguley+6421831440,Hayley Davies+64210605599 Kawakawa
Sat10:30am11:00am719WaikareRoad*Nature'sRetreat
Ltd,Bayleys HayleyDavies+64210605599,Mathilde Schwarz+642108343650 Kerikeri
Sat12:00pm12:30pm9ARainbowFallsRoadFamilyfunmeetsruraltranquility
Sat11.30am12.30pm169KerikeriInletRoad5-bedroom,2bathroom,pool
Sat10.00am10.30am831KerikeriInletRoad4-bedroom,2bathroom,cottage
Auction MackysRealEstate Ltd,Bayleys DavidBaguley+6421831440
$1,249,000
$820,000
Sat12.00pm12.45pm368AKerikeriRoad3.122ha,5-bedroom,3bathroom Negotiation
Sat12.00pm1.00pm1BushPointRoad4-bedroom,2bathroom,waterviews
Sat1.00pm1.45pm19AMissionRoad4-bedroom,2bathroom,familyhome
Sun1.00pm1.30pm22RanuiAvenue4-bedroom,2bathroom,lowmaintenance
BarfootsKerikeriDaniLloydandColinTaylor
BarfootsKerikeriRyanTurei
BarfootsKerikeriColinTaylorandSuzyCarmody
Auction24/07/2025BarfootsKerikeriRyanTurei
Negotiation
$923,000
BarfootsKerikeriColinTaylorandSuzyCarmody
BarfootsKerikeriSimonHart Okaihau
Sat11.00am11.30am5HulmeDrive 3-bedroom,1bathroom,charming
BarfootsKerikeriRossPatersonandLizMcCarthy Pakaraka
Sat8.45am9.15am125CHuparaRoad2.436ha,barelifestyleblock,covenantfree
Sat8.45am9.15am125DHuparaRoad2.011ha,lifestyleblock,covenantfree
Sun8.45am9.15am125CHuparaRoad2.436ha,barelifestyleblock,covenantfree
Sun8.45am9.15am125DHuparaRoad2.011ha,lifestyleblock,covenantfree
BarfootsKerikeriRossPaterson
BarfootsKerikeriRossPaterson
BarfootsKerikeriRossPaterson
BarfootsKerikeriRossPaterson Pukenui
Sat3:00pm4:00pm561HendersonBayRoadBeachfrontparadiseintheWinterlessNorthAuction
Russell
Sat11:00am11:30am8TitoreWay Unexpectedlyavailable,UnmistakablyspecialSetSaleDate
TotaraNorth
Sat1.00pm1.30pm8MillsAccessRoad3-bedroom,1bathroom,entrylevel
Sun1.00pm1.30pm8MillsAccessRoad3-bedroom,1bathroom,entrylevel
MackysRealEstate Ltd,Bayleys IreneBremner+64211902090
Ltd,Bayleys IreneBremner+64211902090
BarfootsKerikeriRossPatersonandLizMcCarthy
BarfootsKerikeriRossPatersonandLizMcCarthy
Beauty at the beach
and make lasting memories in this prime location less than 100m from the beach and the local cafe Call now for
