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Northland Property Guide

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141DipRoad,Kamo

Positionedonaprivate,park-likesection,thisisahomethattrulydeliversonscale,flexibilityand lifestyle.Withfivebedrooms,threebathroomsandthreeseparatelivingareas,thelayoutisbuiltfor largeorblendedfamilieswhoneedspacethatworks.Themainlivingzoneformstheheartofthehome, flowingseamlesslytoexpansivedeckingthatcapturessweepinggreenviewsandcreateseffortless indoor-outdoorliving.Themodernkitchenanchorsitall,finishedwithqualityappliances,asculleryand generousbenchspace.Downstairsprovidesfurtherversatility-idealforextendedfamily,teenagers, orguests.Outdoors,featuresasunny,shelteredpoolareaframedbyestablishedlandscaping.Lawns provideroomforchildrenandpets,whileasmallhomeorchardaddscharmandseasonalabundance. Triple-cargaragingandextensiveoff-streetparkingcompletethepracticality.Impressiveineverysense.

Phone021220-1878oremailnorthland@oneroof.co.nz.Publishedby NZMENorthland,88RobertStreet,Whangaˉrei.

Coastalsimplicitywithwaterviews

PositionedinoneofNgunguru’smostsought-afterpockets,thistidycoastalhomeenjoyscalmingviewsacrosstheNgunguru estuaryandalifestylethatmanyonlydreamabout.Withthewaterjustmomentsawayandeverydayamenitieswithinwalking distance,thisisrelaxedcoastallivingatitsbest.Thehomeofferstwobedroomsandtwobathroomsinthemaindwelling, complementedbyaseparateone-bedroomsleepoutwithabathroomattherear.Thisadditionalspaceprovidesflexibilityfor extendedfamily,guests,orthoselookingtogenerateAirbnbincomeinalocationthatremainspopularyear-round.Themultilevelhomeisonborewaterandtownsewage,andtheownerhasrecentlysprucedupthehomewithnewcarpet,drapes,blinds andagraveldriveway.Thepartiallyfencedyardprovidespeaceofmindforfamiliesandpets,whilealsocreatingasecure outdoorspaceforentertainingorsimplyenjoyingthecoastalair. bayleys.co.nz/1054349

2 1 2 1 2

DeadlineSale (unlesssoldprior) 2pm,Wed20May2026

84WaltonStreet,Whangārei View 11-11.30amSat2May&Sun3May orbyappointment

RoiSmith-Iri 0276755957 roi.smith-iri@bayleys.co.nz KenniWitt 0212554240 kenni.witt@bayleys.co.nz

MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008

PositionedintheheartofcentralWhangārei,thisimmaculatelypresentedfamilyhomesitsonaprivateandflat1545sqm(more orless)sectionwithapproximately192sqmofwellconsideredliving.Thehomeoffersfourdoublebedrooms,threebathrooms, multiplelivingareasandexcellentindooroutdoorflowtoacoveredentertainingspace,sunsoakedlawnandaprivatepool surroundedbyestablishedgreenery.Addedextrasincludesolarpanels,multipleheatpumps,aconsentedcabinwithitsown bathroom,generousgaragingandampleoffstreetparking.Anexceptionalopportunitytosecurespace,privacyandlifestyle thisclosetotown.Getintouchtoday.

bayleys.co.nz/1054954

3 2 Auction (unlesssoldprior) 12pm,Wed20May2026 84WaltonStreet,Whangārei View byappointment JulesShinyei 0226714274 jules.shinyei@bayleys.co.nz RoiSmith-Iri 0276755957 roi.smith-iri@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008

Ngunguru 1/27KopipiCrescent

DeceasedEstate-Freeholdtownhouse,mustbesold

IgnoretheRateableValueandallonlinepriceestimates-thisFreeholdtownhouseispresentedforsalebytheExecutorsoftwofamilyEstatesandmustbesold.Solidlyconstructedofsturdybrickandtile,eventhemostdiscerningwillbeimpressedwitha spaciousopen-planlayoutisthatlightandbright-andatrulyeasyspacetolivein.Threedoublebedroomsplusagenerouswetfloorbathroomwillappealtoretireesseekingaqualityalternativetoretirementvillageliving.Adoublegaragewithinternal accessissuretoplease,whilethesunroomprovidesashelteredspottorelaxattheendoftheday-aswellasadditionalliving space.Situatedintheheartofablue-chipinner-citysuburb,theRegentisincrediblypopularwithfirsthomebuyers,retirees, andtenantsduetoitsproximitytoWhangareiCBD,toplocalSchoolsandsupermarkets,KensingtonCrossingshoppingcentre andHealthHubs,andthestunningMairandDeveronParks. bayleys.co.nz/1054862

12pm,Wed3Jun2026

11-11.30amSun3Mayorbyappointment KarlLeathley 021667446 karl.leathley@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008

BUYERSARE Knocking! WILLYOUBE

UNLOCKING?

Rightnow,I’vegotseriousbuyers

HoldingSteady,ButMoreSelective!

ThelatestdatafromREINZ(RealEstateInstituteofNewZealand)showsamarketthat’sprovingmoreresilientthanmany expected,evenwithglobaluncertaintyandrisinglivingcostsinthebackground.

Closertohome,thisisparticularlyrelevantforusinWhangāreiandthewiderNorthlandregion,wherewe’veseenoneofthe strongerpriceperformancesinthecountry,withmedianvaluesuparound8.7%year-on-year.Thattellsusthereisstillsolid demandforwell-positionedproperties.

However,thewaybuyersarebehavinghasshifted.Theyarestillactive,butmoreconsidered.Decisionsaretakinglonger, expectationsaroundvaluearesharper,andbuyersarecarefullyweighingtheiroptionsbeforemakingamove.

Whatthismeansforyouissimple:

Well-presented,well-pricedhomesarestillattractingattention Buyersareoutthere,buttheyneedconfidencetoact Strategymattersmorenowthanever

We’renotinadecliningmarket;we’reinathinkingmarket!Andthosewhounderstandhowtopositionthemselveswithinitare stillachievingstrongresults.

Ifyouareconsideringselling,nowisthetimetogetintouchandlet'sstarttalkingstrategy!

TanyaMaich

Stopscrolling-thisistheone

WaterfrontlivingacrossfromMcLeodBaywithstunningseaandmountainviews.Thisbeautifullyrenovatedhomeoffersfour bedrooms,includingamasterwithensuiteandwalk-inwardrobe.Enjoyaformalloungeplusasun-filledopen-plankitchen, dining,andlivingareadesignedtocapturetheoutlook.

Twoelevatedfrontdecksareperfectforrelaxing,whileaprivatecoveredreardeckoffersyear-roundcomfort.Features includedoubleglazing,motorisedblinds,ductedairconditioning,heatpump,andengineeredstonefinishes.

Setonalandscaped875sqmsectionwithdoublegarage,ampleparking,andspaceforaboatormotorhome.Ararecoastal lifestyleopportunity-swim,fish,andunwindjustmomentsfromthewater. bayleys.co.nz/1054969

Wheresunrisemeetsserenity

Imaginewakingtopeacefulcountryside,thesunrisingoverrollingruralviewsandnothingbutquietahead.Setinanelevated position,thislifestylepropertyoffersspace,privacy,andserenityonapproximately1.2hectares—aplacetobreathe,grow,and trulyunwind.Originallybuiltinthe1940sandextensivelyrenovated,thehomeblendscharacterwithmoderncomfort.Withrepiling,anewroof(2025),freshpaint,anewbathroom,andmostlyaluminiumjoinery,muchofthehardworkisalreadydone. Inside,warmwoodenfloorsflowthroughlight-filledopen-planliving,withthreegenerousbedrooms,amodernbathroom,and twotoilets.Anorth-eastfacingdeckcapturesthemorningsun,whileacoveredoutdoorareawithspapoolandBBQcreates theperfectsettingforrelaxedentertaining.Completewithdoublegarage,largebarn,grazingspace,andgoodconnectivity, thisispeacefulcountrylivingwithineasyreachoflocalcentres.Ourmotivatedvendorsarecommittedtosell bayleys.co.nz/1021134

PricebyNegotiation View 12-12.30pmSun3Mayorbyappointment

HamishGordon 021993250 hamish.gordon@bayleys.co.nz

JudeCopland 021747411jude.copland@bayleys.co.nz

MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008

3 1 1 1

Auction (unlesssoldprior) 12pm,Wed20May2026

Vendorshavesecuredtheirnextmove

Stepintocomfortandeasylivingwiththisbeautifullypresentednear-newbrickandtilehome,suitedforretireesseekingalowmaintenancelifestyle.Setinaqualitysubdivision,thehomeoffersampleoff-streetparkingandeasy-caregroundssoyoucan enjoymoreandmaintainless.Inside,alight-filledopenplanlivingareacreatesawarmandinvitingspace,flowingseamlesslyto aprivatepatiocompletewithspapoolandcoveredpergolaforyear-roundentertaining.Threegenerousbedroomsprovide flexibilityforguestsorhobbies,whileamodernbathroomandadditionalpowderroomofferconvenience.Aheatpump,HRV system,and16solarpanelsensurecomfortandefficiency.Thefullyfencedsectionincludesfruittreesandenjoysapeaceful outlookoverthelocalschoolfield.Withinternalaccessgaragingandmotivatedvendorsreadytomove,thisisanopportunity nottomiss.

bayleys.co.nz/1021135

Startsmart–investorsettlein

First-homebuyers,investorsandretireeswillbedrawntothiswell-maintained1980shome,ideallylocatedclosetolocal amenities.Offeringthreebedrooms,atidybathroom,andalight-filledopen-plankitchenandlivingarea,it’sdesignedfor comfortableliving.Newflooringthroughoutaddsafresh,modernfeel,whileaheatpumpensuresyear-roundcomfort.A separatelaundryandseparatetoiletenhancefunctionality.StepoutsidetoanewconcretepatioBBQarea,perfectfor entertaining.Theflat809sqm(moreorless),fullyfencedsectioniseasy-carewithestablishedfruittrees.Alarge13x6.5mfourcargaragewithpowerandconcretefloor,plusampleoff-streetparking,providesspaceforvehicles,aboatorcaravan.Justa five-minutedrivetoshops,schoolsandessentialservices,thisisasmartstartorinvestmentopportunity.

bayleys.co.nz/1021136

DeadlineSale (unlesssoldprior) 4pm,Thu14May2026

112VictoriaStreet,Dargaville View 3.30-4pmSat2Mayorbyappointment

LisaPocklington 0211218419 lisa.pocklington@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008

NgarongoPumipi 0204908834 ngarongo.pumipi@bayleys.co.nz MACKYSREALESTATELTD,BAYLEYS,LICENSEDUNDERTHEREAACT2008

Stunningmudbrickfarmhouselifestyle

Seton92.8189hectares(moreorless)andcentrallyracedforeaseoffarming,thisoutstandingruralpropertydeliversscale, watersecurity,andtimelesscharacterinaproductiveyetpeacefulsettingonly28minutesfromKaeoand50minutesfrom Kerikeri.Attheheartofthefarmsitsatwo-storeycharactermudbrickfarmhouse.Thehomeblendsclassicruralcharmwith moderncomfort,featuringamodernkitchen,separatelivingroom,andslateflooringthroughout,addingdurabilityand warmthtothehome’stimelessaesthetic.Generousbedroomaccommodationmakesthisaninvitingfamilyresidenceoran exceptionalruralretreat.Thehouseenjoysexcellentindoor–outdoorflowtoanin-groundswimmingpool.Astandoutfeature isthelargefarmstylecarport,completewithanupstairsmaraestylesleepout.Thelandisapproximatelyhalfeffectivegrazing andhalfnativebush.Infrastructureincludesafourbayimplementshed,doublegaragewithrollerdoorsandcattleyards. bayleys.co.nz/1005288

Establishedorchidgrowingoperation

694MangakahiaRoadoffersararechancetosecureagenuinehomeandincomepropertyinoneofWhangarei’smosttightly heldhorticulturalareas.Seton4.4184hectares(moreorless)offertilevolcanicsoil,thepropertycombinesatidythreebedroomhomewithasuccessfulorchidgrowingoperation,makingitanidealhomeandincomeopportunity.Thelocationisa realstrength-just30secondstothepopularPorotiTavern,fiveminutestoMaungatapereVillageand15minutesto Whangarei.NinoxOrchidsisawell-establishedandreputablenurserythathassuppliedtheNewZealandwholesalemarket andhobbygrowerswithavarietyoforchidgeneraformorethan10years.Multiplehigh-qualitygreenhousesarealreadyin place,oneofwhichhasagoodleaseinplace,creatingimmediateincomeandflexibility.Supportingimprovementsincludea largepackingshed,officearea,workshopspace,extrashedding,threephasepowerandanexcellentwatersupply. bayleys.co.nz/1051055

Kaeo 133TeRangaRoad

Thevendorsalreadyhaveplansinplacefortheirnextchapter.Nowisyouropportunitytoownthisamazingproperty!Seton 5,158sqminsoughtafterHawkenRoad,thiselevatedMaunuvistaisallaboutoutlookandoutdoorliving.Thehomesitsproudly aboveterracedlawns,landscapedgardensandpocketsofcovenantedbush,withasweepingruralviewthatgivesarealsense ofspaceandprivacy.Fromthemomentyouarrive,itfeelslikeaproperdestinationratherthanjustanothersuburbanhome. Thesubstantialthreelevel,approx.280sqmhousehasbeendesignedwithflexiblefamilylivinginmind.Therearefive bedrooms,twobathroomsandtwoseparatetoilets,alongwithanofficeandmultiplelivingareasthatalloweveryoneto spreadout.Themainlivingzonesfloweasilytogenerousdecksandpatios,makingitasuperbhomeforentertainingorsimply takingintheviewsattheendoftheday.Thetriplegaragingandlargeturningandparkingareaaretuckedneatlytotherear. bayleys.co.nz/1051033

Ngunguru 1929 Ngunguru Road

Seaside living with extras

Classic coastal living doesn't get better than this Positioned directly across the road from the stunning Ngunguru Estuary, this beautifully renovated cottage delivers the perfect blend of charm, comfort, and effortless seaside lifestyle Step inside and feel instantly at ease Thoughtfully modernised throughout, this home offers light-filled living spaces designed for relaxation Whether you ' re enjoying your morning coffee while watching the tide roll in or unwinding at the end of the day, this is a place where time slows down and life feels simple again Ideal for retirees seeking a peaceful beachside escape or professionals wanting the flexibility to work from home in an inspiring setting, this property adapts to your lifestyle with ease Adding to its appeal is a fully self-contained granny flat at the rear - a true bonus Perfect for extended family, visiting guests, Airbnb income, or giving the teenager their own space, the options here are endless Set in a sought-after coastal location, this home offers more than just a place to live - it's a lifestyle choice Imagine daily walks along the estuary fresh sea air and a welcoming community right at your doorstep

027 283 0674

val rouse@pb co nz

Featuringbeautifulnativetimbersthereissomuchtofallinlovewith atthisfourbedroomplusproperty.Ifseekingasubstantialfamily home,largegroundsandtoliveinunder3kmfromthecitycentre thiscouldbejustwhatyouhavebeenwaitingfor.

OpenHome Sunday3rdMay12:00—12:30pm Enquiriesover$625,000

LuxurymeetslifestyleinthisStonewoodHome.Just6kmfromthe city-everysquareinchhasbeencuratedforcomfort.

Thispropertystrikestheperfectbalancebetweenclassiccharacterandmoderncomfort,makingitanattractivechoiceforfamilies.Includinga welcomingentrywaythatleadstoaspaciousopen-planlivingareaandabright,north-facingkitchenequippedwithagashobandamplestorage. Thisisalovely,solidhomelookingforitsnextowners.

OpenHome: Sunday3rdMay3:00-3:30pm

Port Nikau Open Day

Whangārei’s new waterfront community

Whether you are looking for your next family home, a low-maintenance retirement, or a strategic investment, come and talk to our team about the exciting new harbourside community being developed at Port Nikau.

Experience the lifestyle

• Explore available sections for sale on a guided tour of Stage 1

• Meet our local building partners to discuss house and land packages

• Take a walk around our 4km of coastal walkway

• Enjoy a coffee at Acropolis Cafe and Bar

• Explore the Port Nikau showroom

Bring your family and enjoy a full day of family-friendly activities, including the 10th Anniversary of Kamo Touch-a-Truck, food vendors, our 5km coastal fun run, and community bike rides

Saturday 2nd May | 9am – 2pm

Location, Convenience & Family Living

If location is at the top of your list, this well-positioned three-bedroom, twobathroom home delivers everything you need for easy, everyday living in the heart of Kerikeri Whether you ´ re a first-home buyer investor or growing family this home offers a fantastic opportunity to secure a property in a highly soughtafter area

Convenience, comfort, and location - this one ticks all the boxes Don´t miss out!

Gillian Hurst 021 029 78894

g hurst@barfoot co nz

A Piece of History

This circa-1920s historic weatherboard schoolhouse, once the residence of the local Principal, offers a rare blend of heritage charm and unbeatable central convenience Whether you ´ re looking for a character-filled family home or a unique coastal lock-and-leave, this property stands out in the Bay of Islands market Call now to view

Simon Hart 021 024 00648

s hart@barfoot co nz

Dani Lloyd 027 287 8715

d lloyd@barfoot co nz

Barfoot & Thompson

Kerikeri 094073850

Lookingforsomethingalittledifferent?Thisthree-bedroomhomeenjoyssunny,north-facing bushviewsandanopen-plankitchen,living,anddiningareathatflowsontoaspaciousdeckperfectforentertaining.Withagarage,easy-caregardens,andaprovenholidayrental history,it´sbothpracticalandappealing.Privateandtuckedaway,yetjust15minutesfrom KerikeriCBD,andclosetobeaches,walkingtracks,themarina,andtheCruisingClub.

ThePopOfColourYouNeedInYourLife

Setonaflat4000m²section,thisfour-bedroomhomeoffersmoderncountrylivingwith open-planspacesandseamlessindoor-outdoorflow.Privatemasterwithensuiteandwalk-in wardrobe,plusthreebedroomsandoffice.DoublegaragewithEVchargerandtwo-bayshed. Just9minutestoKerikeri,idealforfamiliesorretirees. barfoot.co.nz/931320

4 2 1 2 6

RyanTurei 0212075385 r.turei@barfoot.co.nz

Private,Peaceful&PerfectlyPositioned

Tuckedawayinaquietandsought-afterlocation,240DKerikeriInletRoadoffersan outstandingblendofmoderncomfort,naturalsurroundings,andthoughtfuldesign. Whetheryou’redownsizing,investing,orlookingforaprivatehaven,thisisabeautifully presentedpropertythatdeliversonlifestyle,location,andlow-maintenanceliving. Enquiretodaytomakethispeacefulretreatyourown.

$959,000

GillianHurst 02102978894 g.hurst@barfoot.co.nz 3 2 2 3

barfoot.co.nz/921551

SimonHart 02102400648 s.hart@barfoot.co.nz

Kerikeri 094073850

TheLegacyOfPotential

Kerikerilandmarkon2hectares,formerlySmithsGardenNursery,minutesfromtown. Continueahorticulturebusinessorexploreresidentialpotential.Includesgreenhouses,shade houses,irrigation,outbuildings,andawell-appointedtwo-bedroomhomewithensuites.Rare opportunitywithinfrastructureinplace.

AUCTION

1:00pm30Apr2026at33Kerikeri Road,Kerikeri (unlesssoldprior)

barfoot.co.nz/931313

VIEWING PhoneForViewingTimes

PaulaO'Brien 0211774446 p.obrien@barfoot.co.nz

RyanTurei 0212075385 r.turei@barfoot.co.nz

PrimePosition,ExceptionalValue

ThisisarareopportunityforbothOwnerOccupiersandInvestorstosecureapropertyonMill Lane.ThepropertyislocatedinwithinKerikeri’stightlyheldindustrialprecinct,surroundedby establishedbusinesses.Theout-of-townvendor'sinstructionsareclear–thispropertymust besold.Thebuildingcomprises212m²(approx.)oftotalfloorarea,includingworkshop,office, amenitiesandmezzaninespace.Thepropertyalsofeaturesaconcreteyardatthefrontand asmallrearyard.Thispropertywillbesoldwithvacantpossession.

AUCTION

1:00pm19May2026at33Kerikeri Road,Kerikeri (unlesssoldprior)

barfoot.co.nz/4106215

VIEWING PhoneForViewingTimes

ReganPolglaze 0212932411 r.polglaze@barfoot.co.nz

AUCTION
AUCTION

Findouthowthe KiwiSaverFirstHome Withdrawalscheme canhelpwithyour deposit.

DianaClement

FindouthowtheKiwiSaverFirstHome Withdrawal,FirstHomeLoanandFirst HomePartnerschemescanboostyour depositandmakeiteasierforyoutobuy yourfirsthome.

Schemesthatcancontributetowardyour deposit

Buyingafirsthomeisn’teasy.KiwiSaver andothergovernmentschemescanhelp. Theearlieryoulearnaboutthem,thebetter preparedyoucanbetousethem.

TheFirstHomeWithdrawalschemecan boostyourdepositprovidingyouhavebeen savingintoKiwiSaverforatleastthreeyears andpreferablyfiveormore.TheFirstHome LoanandFirstHomePartnerschemesmake itpossibletobuywitha5%depositinsome cases.

TheKiwiSaverrulesallowfirst-home buyers,orthoseinasimilarposition,to withdrawallbut$1000fromtheirKiwiSaver tobuyafirsthome.Youmayalsoqualifyfor aFirstHomeLoanorFirstHomePartner, whichmakeitpossibletobuywitha5% deposit.

UsingyourKiwiSaver KiwiSaverisagreatplacetosavefor yourfirsthome.AsaKiwiSavermember, youcancontribute3%,4%,6%,8%or 10%ofyourbefore-taxpaytoaprovider andfundofyourchoice.Youremployer shouldcontribute3%aswellunlessyou haveatotalremunerationclauseinyour

First-homebuyersshouldtaketimetoresearchtheincentivesavailabletothem.Doingsocouldmakebuyingeasier.Photo/GettyImages

employmentcontract.Youcanalsomake regularorone-offvoluntarycontributions toKiwiSaver.Ifyou’reunemployedor self-employed,youcanmakevoluntary contributions.

TheGovernmentcontributes50cfor every$1yousaveeachyearupto$1042.86. Thatmeansupto$521.43offreemoney, whichthencompoundsandgrowsover time,boostingyourdeposit.Theannual cut-offdateforKiwiSavercontributionsis June30.

Yoursavingsandemployer/government contributionsareinvestedbyyourfund providerandgrowovertime.Typically,the returnishigherthanyou’dgetinaterm depositandyoupaylesstaxthanyouwould onastandardsavingsaccount,meaning yourmoneygrowsfaster.

BecauseKiwiSaverislockedin,it’sa greatwaytostopyoufromdippinginto savingswheneveryou’retempted.Your savingsandcontributionsfromyour employerandthegovernmentcanonlybe accessedforFirstHomeWithdrawal,and otherveryspecificcircumstancessuchas financialhardship,permanentimmigration andseriousillness.

KiwiSaverFirstHomeWithdrawalscheme TheFirstHomeWithdrawalscheme enablesfirst-homebuyersandothersina similarfinancialpositiontowithdrawtheir savings.

Aswellasanexistinghome,theFirst HomeWithdrawalcanbeusedtobuya new-build,landyouintendtobuildon,orto buildahomeonmultiple-ownedMāoriland thatyouhavetherighttooccupy. TobeeligiblefortheFirstHome Withdrawal,thecriteriaincludes:

• YouneedtohavebeenaKiwiSaver memberforthreeyears; •Youcan’thavemadeawithdrawaltobuy ahomeorlandpreviously; •Youmustbeafirst-homebuyerorina similarpositionandintendtoliveinthe homeorlandyoubuy,and •ThehomeneedstobeinNewZealand. Whatcanyouwithdrawfromyour KiwiSaver?

Ifyou’reeligibletomakeaKiwiSaver withdrawaltowardsyourfirsthome purchasethenyou’llbeabletowithdraw thefollowingprovidingyouleavebehind $1000inyourKiwiSaversavingsaccount: •KiwiSavercontributionsyou’vemade personally •KiwiSavercontributionsyouremployer hasmade •Anyfeesubsidiesyou’vereceived •Governmentcontributionstoyour KiwiSaveraccount,and •Thegrowthyou’veearnedonyour KiwiSaverfunds

ApplyingforaFirstHomeWithdrawal Beforeyouapplywithyourschemeprovider foraKiwiSaverFirstHomeWithdrawal,you willneedthefollowingreadytogo: •CertifiedphotoID; •Certifiedproofofaddress; •Yoursolicitor’strustaccountdetails,and •Acopyofthesaleandpurchase agreementforyourproperty. Yourmortgageadviser(broker)ormobile mortgagemanagerwillconfirmtheamount thatyouneedtowithdraw.Onceyouhave applied,yourschemeproviderwillliaise withyourlawyer.Themoneyispaidbythe providerintoyourlawyer’strustaccount.

TanyaMaich

ResidentialSales,BayleysNorthland|0212474274

TheKiwiSaverFirstHomeWithdrawal,First HomePartnerandFirstHomeLoanrules changefromtimetotime.Alwaysdouble checkKāingaOra’swebsiteforthelatest informationandmakesureyourlawyer reviewsalldocumentationbeforeyousign it. Additionaloptionsforfirst-homebuyers Thereareanumberofotherschemesfor financingpartofthepurchasepriceor providingmoreaffordablehomes.They include:

•FirstHomeLoan.TheFirstHomeLoan schemerunbyKāingaOraenables qualifyingbuyerstopurchaseahome witha5%deposit.KāingaOradoesn’t providetheloan.Instead,itprovidesa guarantee,enablingyourbanktolend moretoyouthanitsnormallending standardswouldotherwiseallow.Thereis anincomecapandaregionalhouseprice cap.

•FirstHomePartnerisanothergovernment schemethatallowsqualifyingbuyersto shareownershipofabrand-newhome withKāingaOra.KāingaOrabuysupto 25%ofthepropertythatyou’reinterested in,andbecomesaco-owneronthetitle. Overtime,thehomeownerwilleventually buyoutKaingaOra’sshare.

•KāingaWhenuaLoanScheme.The KāingaWhenuaLoanSchemerunby KāingaOraandKiwibankhelpsMāori buildorrelocatehomesontoancestral land.Ifyou’reeligibleforaKiwiSaver FirstHomeWithdrawal,youcanalsoput anyfundsobtainedthatwaytowardsthe purchaseofaKaingaWhenuaproperty.

“UsingOneRoofpackageshassignificantlyboostedtheexposureofmypropertylistings.Theplatform’s extensivereachensuresthatmylistingsareseenbyalarger,moreengagedaudience.Asaresult,I’ve noticedanincreaseinenquiriesandinterestfromseriousbuyers,particularlythoselookingfor propertiesinspecificareas.Theuser-friendlyinterfaceandtargetedmarketingtoolsprovided byOneRoofhavehelpedmeshowcaseeachpropertymoreeffectively,leadingtofaster resultsandhigherengagement.Overall,OneRoofhasbeenaninvaluabletoolin expandingmylistings’visibilityandattractingtherightbuyers.”

This weekend’s Open Homes

WHANGAREI

KAIPARA

This weekend’s Open Homes

KAIPARA

FAR NORTH

2:00 pm 2:30

PanoramicWaterViews–ElevatedOpuaLiving

PositionedinoneofOpua’smostsought-afterlocations,thiselevated residencecapturessweepingwaterviewsacrosstheVeronicaChanneland offersarareopportunitytosecureapremiumaddress.Thehomeprovides aspaciousmulti-levellayoutwithexcellentnaturallightandastrong connectiontoitscoastalsurroundings.

Whilethepropertywouldbenefitfromsomeupdatingandmaintenance, itpresentsasolidfoundationtoenhanceandaddvalueovertime.A compellingopportunityforbuyersseekinglocation,outlook,andlong-term potential.

MAGGIEWOOLLEY|0210500266|office@zoomre.co.nz MARKWOOLLEY|021425145|office@zoomre.co.nz

$1,325,000 $1,435,000 $1,498,000 $998,000

FullyIndependentLifestyleFarm

Setonapicturesqueholdingwithriverfrontageandexpansiveruralviews, thisturnkeylifestylefarmoffersararecombinationofmoderncomfortand completeindependence.Thecontemporaryhomeiscomplementedbya well-establishedregenerativefarmingsystemandqualityinfrastructure. Withoff-gridpower,watersystems,andoperationalreadiness,the propertyprovidesaseamlesstransitionintoself-sufficientliving.Aunique opportunityforthoseseekinglifestyle,sustainability,andlong-termvalue.

MAGGIEWOOLLEY|0210500266|office@zoomre.co.nz MARKWOOLLEY|021425145|office@zoomre.co.nz

RefinedLivingwithLifestyleAppeal

Architecturallydesignedandcompletedin2022,TheRustyRamLodgeis seton2.1ha(approx.),capturingsweepingvalleyviewsandastrongsense ofprivacy.Thehomeisthoughtfullybuilttomaximisenaturallightand createaseamlessconnectiontoitspeacefulsurroundings.

Open-planlivingflowseffortlesslytooutdoorentertainingareas,offeringa relaxedyetrefinedenvironmentsuitedtobotheverydaylivingandhosting. Arareopportunitycombininglifestyleappealwithflexibilityjustminutes fromPaihia.

MAGGIEWOOLLEY|0210500266|office@zoomre.co.nz MARKWOOLLEY|021425145|office@zoomre.co.nz

WorldGoneMad?EscapeHere!

Setonanorth-facing21.97hablock,thiswell-balancedlifestyleproperty offersfertilesoils,establishedgrazingpaddocks,aloadingramp,anda reliableyear-roundspring-fedstream.Maturenativebushandproductive treesenhanceboththeoutlookandlong-termappeal.

Thehomeiswarmandcomfortable,complementedbyalargesleepout thatprovidesflexibilityforfamilyliving,guests,orawork-from-homesetup. AprivatesettingmidwaybetweenWhangāreiandKerikeri,offeringa versatilelifestylewithgenuineself-sufficiencypotential.

MAGGIEWOOLLEY|0210500266|office@zoomre.co.nz MARKWOOLLEY|021425145|office@zoomre.co.nz

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