BayCoast Bank Cover Story

‘Tis the Season to Support Businesses in Our Community!

Learn how BayCoast Bank is helping local businesses and customers thrive!

Photos by: Kaffeology. Newport, Rhode Island

The signs are all around us.

Local businesses are coming alive, displaying Open for Business signs as we enter one of the most important shopping seasons of the year. But as our communities face growing economic challenges, now more than ever, ‘tis the season to support area businesses.

When you make purchases, even at your local momand-pop, you’re making an important investment in the neighborhoods where we live and work. You’re also supporting companies that hire local employees, further giving our area economy a much-needed boost. Your dollars spent locally go right back into the community, often through grants and donations, which support vital programs that help our neighbors improve their lives.

BayCoast Bank is actively helping area businesses and customers thrive. The Bank is proud to have made decades-long investments in our communities because that is the right thing to do. It’s a longstanding tradition that continues today.

Originally chartered in Tiverton, Rhode Island in 1851, BayCoast Bank has maintained a strong commitment to the people and businesses on the South Coast of Massachusetts and Rhode Island for generations. The Bank is pleased to offer exceptional financial solutions and service in the communities we call home.

Today, BayCoast has grown to offer 25 convenient branch locations in Southern New England. Staying true to its Rhode Island roots, the Bank has expanded into the Ocean State with six branches, including its two newest locations in Portsmouth and Bristol.

BayCoast cares about you and your financial wellbeing. That’s why the Bank and its subsidiaries BayCoast Mortgage Company, Plimoth Investment Advisors, Partners Insurance Group and Priority Funding, offer comprehensive solutions to help you manage your banking, mortgage, insurance and investing needs. As families head out to make purchases for those close to them this holiday season, BayCoast is here for you, providing convenient money tools to help improve your shopping experience.

BayCoast River's Edge, Fall River, MA (Olga Fernandes, right, Branch Manager)

For BayCoast’s online banking customers, save time by using their free, secure mobile app to access your accounts anytime, anywhere. Track account balances and transfer funds all from your mobile device.

For a fast and easy way to securely make purchases, connect your BayCoast account to ApplePay and GooglePay. These services offer a convenient way to pay using your mobile device, without needing physical cards or cash.

Need help managing your money? BayCoast Bank’s online customers also have access to a helpful Money Management budgeting tool to help keep your spending habits on track. See account information and money charts so you can view your spending trends and establish savings goals.

Thinking about applying for a consumer loan or new credit card but want to check your credit history first?

Credit Score is now available to BayCoast Bank customers through the Bank’s online and mobile banking platforms. With this powerful new tool, you can access your credit score information for free, no matter where you are.

While you’re shopping for everyone on your holiday list, remember, BayCoast’s Interactive Teller Machines (ITMs) are available for your banking needs. With 41 ITMs in 22 convenient locations around the region, BayCoast’s ITMs offer the service of a traditional ATM but allow you to interact with a local Personal Banker through a secure, live video session. So, if you need cash in a pinch, have a check to cash, or need to make a loan payment while you’re out and about, the BayCoast Bank ITMs are available Monday through Friday from 7am to 7pm and Saturdays from 8am to 2pm. The Bank’s ITMs also operate as ATMs 24/7. BayCoast ITM service continues to grow, with new expansion coming in 2023.

When it comes to supporting businesses in our communities, it’s important to have a trusted team offering the financial resources you need.

BayCoast Bank works with companies large and small, providing a variety of products and services geared towards their unique business needs. When your business banks with BayCoast, you also benefit from decisions that are made locally, right here on the South Coast.

If your business needs financing, the BayCoast Bank Commercial Lending team is ready to help. Whether its additional capital to cover unexpected expenses, financing to roll out a new product, or a loan for equipment purchases, BayCoast’s Commercial Lending experts are available to assist you.

Business customers can also take advantage of BayCoast’s easy-to-use Online Banking, Mobile Banking and Bill Pay solutions.

BayCoast Portsmouth, RI BranchStaff (Kara Marley, second from right, Branch Manager)

These iBanking platforms come with flexibility and the control you need to monitor your company’s finances. Operate your business with confidence with BayCoast’s Business Cash Management Services, which include: Business Credit Cards, Merchant Services, Remote Deposit Capture (RDC), Automatic Clearing House (ACH) service and so much more.

Whether you’re a shopper looking for purchasing power on-the-go, or a company looking for a variety of products such as a business credit card, BayCoast Bank is proud to offer financial solutions for the people and businesses of Southern New England. Learn how the Bank can help you achieve your financial goals, by visiting BayCoast.Bank.

DISCLOSURES: BayCoast Bank – Member FDIC / Member DIF / Equal Housing Lender. Products offered by Plimoth Investment Advisors and Partners Insurance Group are not FDIC or DIF insured; are not obligations of, or guaranteed by, the Bank; and are subject to investment risks, including possible loss of the principal invested.