Jazz December 2012
RASL is 1442 Members Strong!
RASL’s 2013 Installation of officers and directors Saturday, January 19, 2013 Pelican yacht club Fort pierce, Florida
Attire: Denim & Diamonds Country & Formal Wear/Jeans & Jewels Cost: $65.00 per person Music: DJ Brian Menu: Salad; Roasted Turkey; Roasted Suckling Pig; Blacken Fish; Pasta Primavera; Rice and Black Bean; Fried Plantains; Garden Vegetables; Dessert
RSVP: Lynne at LNorvell@rasl.com by January 14, 2013 Theme: REALTORS® MATTER Celebrating how REALTORS® do matter in their Communities and across the country by delivering the American Dream.
2012 Annual Sponsors
2013 RASL Installation - Invitation: ********************************************************************************************
2012 RASL Annual Sponsor Seacoast National Bank Left to Right: Terri Sloan—Bartz; Grace Monforte, President Patty Renna, Ellen Falk
2012 RASL Annual Sponsor SCRIPPS Left to Right: Neil Archer, President Patty Renna, Patricia Kunde
2012 RASL Annual Sponsor Harbor Community Bank Left to Right: Dawn Lawson, Maria Reyes, President Patty Renna, Arlene Newson
2012 RASL Annual Sponsor
PNC Left to Right: President Patty Renna, Shannon Pohl, Dana Schuett, Anthony Virgilio, Michael Bartolotta
2012 RASL Annual Sponsor 2012 RASL Annual Sponsor 2012 RASL Annual Sponsor Jaguar Insurance Left to Right: Sam Rogers, President Patty Renna
Wells Fargo Home Mortgage Left to Right: Wendy Ciacci, President Patty Renna, Tammy Ross
Gulfstream Business Bank Left to Right: Helen Dempsey, President Patty Renna
RASL’s 2012 Awards for REALTORS® & Affiliates: ********************************************************************************************
2012 REALTOR® of the Year President Patty Renna, Sarah Taylor, recipient
2012 Distinguished Service Award Curtis Lowe, recipient President Patty Renna
2012 Affiliate Humanitarian Award President Patty Renna, Arlene Brown, recipient
Seacoast National Bank 2012 RASL’s Awards Breakfast Sponsor
2012 REALTOR® Humanitarian of the Year President Patty Renna, Kathy Slusser, recipient
RASL’s 2012 Awards for REALTORS® & Affiliates: ********************************************************************************************
2012 Affiliate of the Year Large Company Seacoast National Bank Grace Monforte, President Patty Renna, Ellen Falk 2012 Affiliate of the Year Individual President Patty Renna Wally Swords, recipient First International Title
2012 Special President’s Award “Welcome Back “ - Affiliate Harbor Community Bank Left to Right: Dawn Lawson, Maria Reyes, President Patty Renna, Arlene Newson Best REALTORS® Association and Staff Left to Right: Karen Galarza, Mary Gibbins, Lynne Norvell, President Patty Renna, Staci Storms. Not Pictured: Barbara Kingry, Jessica Young
Affiliate of the Year Small Company President Patty Renna Stanley Steemer/Mike Fazzari
RASL’s 2012 Awards for REALTORS® & Affiliates: ********************************************************************************************
2012 Rookie of the Year Affiliate Reed Hartman, recipient Hartman Auction Group President Patty Renna
2012 Rookie of the Year REALTOR® Jarrod Lowe, recipient President Patty Renna
2012 Hat’s Off People’s Choice Affiliate All City Plumbing Two Holly Parish, President Patty Renna, Jason Parish 2012 Hat’s Off People’s Choice Award REALTOR® President Patty Renna Debi Jensen, recipient
SPECIAL OFFER FOR CASH or CHECK PAYMENTS ONLY! See Below!
2013 RASL, FR & NAR Dues: ***********************************************************
2013 RASL, FR & NAR Dues Billing Dear RASL Member, Dues Billing went out the middle of September. Attention RASL REALTOR® , your 2013 dues invoice will not be mailed out this year. However you will be able to view and print it from RASL’s website (www.rasl.com).
2013 RASL REALTOR® Dues Break Down RASL DUES FR DUES NAR DUES RPAC
$295.00 $126.00 $155.00 $ 99.00
TOTAL DUES FOR 2013…...$675.00 TOTAL Without RPAC……...$576.00 YOU have OPTIONS on how to pay your 2013 Dues: Simply go to RASL’s website, www.rasl.com, click on “$Pay Dues & Invoices” icon. You will need your license number and the last four digits of your social security number to sign in. 1. Credit card payments must be for the full amount of your dues and can be made online anytime. 2. If you have taken advantage of the payment plan, your third and final payment is due by December 15, 2012 by “cash or checks ONLY”. Mail or drop off your payment (check made payable to RASL).
CASH OR CHECK ONLY
December 15th One Time Payment
Without RPAC $192.00 $576.00
*With RPAC $225.00 $675.00
The Third Payment for 2013 Dues deadline is December 31st!
Payment Deadline: December 31, 2012 A $100 late fee will be assessed on dues paid or postmarked after January 15, 2013.
Membership will be suspended if dues are not received by January 31, 2013. ATTENTION: RASL Affiliates!
You should have received your invoice in the mail for your 2013 RASL Dues. If not, please contact the Association. Attention Members! One FREE Ticket Entry For 2014 RASL Dues
SPECIAL RAFFLE FOR RASL MEMBERS ONLY! Pay Dues by CASH or CHECK and your name will be written on ONE RAFFLE TICKET to be placed in the drawing for a chance to win your 2014 RASL Dues FOR FREE! NOTE: This raffle is only available to RASL Members who pay their 2013 Dues in FULL by December 31, 2012 with CASH or CHECK (payable to RASL).
Up-Coming Education for 2013:
Register at www.rasl.com
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FHA 203k Renovation Program: DATE: Friday, January 11, 2013 Sponsored By: TIME: 9:00AM to Noon INSTRUCTOR: Andy Wood COST: FREE! + 3 CE’s! (NO SHOW FEE—$10) LOCATION: Ken & Aileen Pruitt Education Center at RASL SPONSORED BY: Fidelity Funding Mortgage Corp, PLS See flyer in RASL Jazz.
Graduate REALTOR® Institute 1 (GRI-1) Designation: DATE: Tuesday & Wednesday—February 12 & 13 (GRI 101) Tuesday & Wednesday— February 19 & 20 (GRI 102) Monday & Tuesday— February 25 & 26 (GRI 103) COST: $99 per module OR $250 for all three LOCATION: Ken & Aileen Pruitt Education Center at RASL Register online at www.rasl.com/education under GRI 1 See flyer in RASL Jazz.
How to Attract More Buyers and Create More Sales: DATE: Tuesday, March 5, 2013 TIME: 1:00PM to 5:00PM Sponsored By: INSTRUCTOR: Jeff Alias COST: FREE! + 4 CE’s! (NO SHOW FEE—$10) LOCATION: Ken & Aileen Pruitt Education Center at RASL SPONSORED BY: Harbor Community Bank See flyer in RASL Jazz.
Affiliate Winner from the May 4, 2012 RASL Membership Breakfast Free Banner Ad
Marketing Madness:
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December Dates & Tour Areas
December 6 7130, 7140, 7370 Sponsors: KOLTER HOMES COASTAL PEST CONTROL St. Lucie Co. Chapter of WCR
NOTE: This Marketing Madness session is being held at
Pineapple Playhouse 700 West Weatherbee Road Fort Pierce *********************************************************
December 13
7720, 7730, 7740, 7750 Sponsor: Harbor Community Bank
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December 20 & 27
NO MARKETING MADNESS
Marketing Madness is a FREE Program brought to you by RASL to aid and benefit in your real estate career. Breakfast is provided by our awesome affiliates sponsors. Come join us every Thursday from 8:30am-10am to network with the Affiliates as well as other Realtor速 members. If you use this program as a means to grow your business, you will be amazed by your success!
Available at Your RASL Store: **********************************************************************************************
2013 Real Estate Professional Organizer:
Large 8.5 x 11 Week at a Peek Seller Prospects Active Listings Sale Progress Closed Sales Phone #s Address/ Email
2013 THE BOSS Real Estate Professional Organizer ONLY $27.95 Colors Available: Black - Green Burgundy - Blue
Holiday Gift Ideas from your RASL Store! HOUSE KEY RING
REALTOR® CAP
REALTOR® VISOR
HOMEOWNERS BOOK OF RECORDS
Looking for a special holiday basket to give someone?
Contact Lynne at RASL!
Affiliate Winner from the September 21, 2012 RASL Annual Membership Breakfast Free Banner Ad
Regional MLS: ********************************************************************************************
Important Announcement: Coming Soon. New MLS system FlexMLS! How will the flexmls system benefit you? The flexmls Web system provides you with an easy to use, feature-rich interface to get the info you need, faster. With one click from tab to tab, you are able to view maps, details, multimedia, comparison charts and discussion messages. Some of the many features include: • Browser Choice - flexmls Web works equally well on a Mac or PC with most browsers including IE, Firefox, and Safari. • Full Featured Mobile - flexmls Mobile is designed specially for touch-screen devices like the iPhone, iPad and Android phones. It provides on-the-go access to all MLS data, photos, documents, and open house information. • Unlimited Hi-Resolution Photos - flexmls Web allows you to drag and drop an unlimited number of photos to your listing and provides extended captions for extra details. • Market & Inventory Statistics - Track market and Agent/Office productivity with tailored re ports. • Improved Client Interaction - The customer portal and email prospecting functions in flexmls Web allow for interactive dialogue with your clients, providing you with insight as to what they’re searching and viewing. You can include virtual tours, interactive maps, and statistics in emails to them. You’re also able to monitor how many times your listing has been viewed and whether the views occurred within MLS or on a public search site. • Mobile IDX and Portals - flexmls Mobile IDX puts the MLS in the hand of your client. • Powerful CMA Tools - Create a quick CMA or a detailed analysis using automatic or custom adjustments, MLS or non-MLS properties. • MLS Staff Control - Extensive back-end controls will give RMLS staff the power to make many changes to the system without having to wait for the vendor.
Karen Galarza Realtors® Association of St. Lucie, Inc. Member Services Coordinator/RMLS Specialist 6666 South US Hwy 1 Suite 1 Port St Lucie, FL 34952 Direct Phone# 772-294-7082 Fax# 772-464-5774 Email: kgalarza@rasl.com Visit our Website: www.rasl.com and www.rmlsfl.com
Welcome New Members: **********************************************************************************************
New Realtors速: Linda Bourgea Duane C Bowman Shelley Gillman Gerald D Miller Christopher Revels Richard Lee Swint Jeffrey Wildermuth
Real Estate of Florida Keller Williams Realty Water Pointe Realty Group Real Living All Florida Realty Boca Executive Realty, LLC The Keyes Company The Keyes Company
Transfers: Gina Brancaleone from Sharkey Real Estate to Keller Williams Realty PSL Antoinette Feldman from Star Realty to Keller Williams Realty PSL Deloris Ferro from Century 21 Silva & Associates to Top Notch Realty Melissa Grose from Realty Associates FL Prop to Keller Williams Realty Charles Hayek from Boca Executive Realty to Coastal Living Realty of FL Dora Hernandez from Atlantic Winds Realty to RE/MAX Masterpiece Realty Nicholas Lipari from Moyna Properties to EKP Realty Vincent Monforte from Daniel J Taddeo Pa to Alexus Realty Claudio Moreira from Preferred Realty Executives to Keller Williams Realty Violeta Perdomo-Marte from Keller Williams Realty of PSL to Real Estate Solutions Today Massimo Scarogni from RE/MAX Realty Services to Keller Williams Realty
New Affiliate/Affiliate Company: Carol Dols
BB & T
23rd Annual RASL Affiliate Trade Show Best Theme Table Winner Voted by RASL REALTORS速
FHA 203k Renovation Program: **********************************************************************************************
SPONSORED BY:
To Register For Class, Go To www.rasl.com Click on “Education”, Go Down To Bottom of Screen and Click on “Register For Classes”
How to Attract More Buyers and Create More Sales: ********************************************************************************************
To Register For Class, Go To www.rasl.com Click on “Education”, Go Down To Bottom of Screen and Click on “Register For Classes”
Florida REALTORS®: ********************************************************************************************
FHA revises its home retention program WASHINGTON – Nov. 26, 2012 – The Federal Housing Administration (FHA) announced changes to its loss mitigation program, which helps homeowners avoid foreclosure. FHA revised some of the qualifications and rules in its Loss Mitigation Home Retention Options, which allows some owners to qualify even if they didn’t a week ago. FHA says it’s also boosting its level of assistance for at-risk owners. FHA says the change will also help the administration. By avoiding full-blown foreclosures, FHA’s Mutual Mortgage Insurance Fund won’t have to make up a complete loss. That would keep FHA more solvent and avoid, possibly, a federal bailout for the first time in FHA’s history. “Not only are we taking steps to make sure more borrowers can benefit from FHA loss mitigation assistance, but we’re also targeting our assistance to provide more sustainable payments for borrowers … over the long term,” says Acting FHA Commissioner Carol Galante. “At the same time, these efforts will reduce losses to FHA from foreclosures, benefiting our insurance fund.” The entire list of changes can be found in FHA’s Mortgagee Letter 2012 – 22. FHA lender/servicers have no longer than 90 days after issuance of this Mortgagee Letter to begin assessing delinquent borrowers under these new guidelines. © 2012 Florida Realtors®
Graduate REALTOR® Institute—1 (GRI-1): ********************************************************************************************
FRPAC Raffle: ********************************************************************************************
IS YOUR CODE OF ETHICS DUE? REALTORS® are required to complete ethics training of not less than 2 hours, 30 minutes of instructional time within four-year cycle. The training must meet specific learning objectives and criteria established by the NATIONAL ASSOCIATION of REALTORS®. The current four-year cycle will end Dec. 31, 2012. Training may be completed through an online course. Go to: http://www.realtor.org/code-of-ethics/training to take your training today!
Mortgage Rates Reached New Lows Again Last Week Daily Real Estate News | Monday, November 26, 2012 Mortgage rates continue to fall, with fixed-rate mortgage rates reaching new record lows last week for the second consecutive week, Freddie Mac reports in its weekly mortgage market survey. "Fixed mortgage rates continued to ease somewhat this week to record lows and should help the ongoing housing recovery,” said Frank Nothaft, Freddie Mac’s chief economist. Here’s a closer look at mortgage averages for the week ending early due to the holiday on Nov. 21: 30-year fixed-rate mortgages averaged a new low of 3.31 percent, with an average 0.7 point, dropping from last week’s 3.34 percent average. A year ago, 30-year rates averaged 3.98 percent. 15-year fixed-rate mortgages averaged a new record low of 2.63 percent, with an average 0.7 point, dropping from last week’s 2.65 percent average. Last year at this time, 15year rates averaged 3.30 percent. 5-year adjustable-rate mortgages averaged 2.74 percent, with an average 0.6 point, holding the same as last week’s average. Last year at this time, 5-year ARMs averaged 2.91 percent. 1-year ARMs averaged 2.56 percent, with an average 0.5 point, rising slightly from last week’s 2.55 percent average. A year ago, 1-year ARMs averaged 2.79 percent. Source: Freddie Mac
Important Contact Information: ********************************************************************************************
RASL CONTACT INFORMATION 6666 South US Highway 1, Suite 1 Port Saint Lucie, Florida 34952 Phone: 772-465-6080 Fax: 772-464-5774 www.rasl.com
FR Tech Hot line: FR Legal Hot line:
407-587-1450 407- 438-1409
RMLS Tech Support: 888-363-4696 DBPR Support:
850.487.1395
All of us wish you Happiness this Holiday Season and throughout the coming year! RASL’s Board of Directors and Staff RASL Holiday Closures: ********************************************************************************************
Monday, December 24 beginning at 12:30PM AND Tuesday, December 25 All Day
Monday, December 31 beginning at 12:30PM AND Tuesday, January 1 All Day
RASL Hours: ********************************************************************************************
2012 RASL Hours Monday to Friday 8:30am to 5:00pm
2012 Board of Directors
Patricia Renna President Prudential Florida Realty
Donn Wonderling President-Elect Boca Executive Realty
Sarah Taylor Secretary RE/MAX Masterpiece
Anthony Gambardella Immediate Past-President Thomas J. White Commercial
Joyce Bello Director Prudential Florida Realty
Geof Hoge Director St. Lucie River Realty
Douglas Rooks Director Century 21 All Professional
John Slivon Vice-President R.E. Co. of the Treasure Coast
Staci Storms CEO Realtors速 Assoc. of St. Lucie
Julio Sanchez Director Keller Williams Realty
Brian Lemen Director Hoyt C. Murphy
William LoBrutto Treasurer RE/MAX Realty Services
John Sherrard Association Attorney John E. Sherrard
Harry Jim Mitchem Director Keller Williams Realty
Sheri Wetzel Director Midway Real Estate Inc.
Pricing on Advertising—Affiliate Members Only ********************************************************************************************