Retirement Today New Year 2025 by amra-mag

WELCOME TO RETIREMENT TODAY MAGAZINE

4 Think yourself into a brighter future

Here are a few tips for harnessing the power of your mind and to create a future you’re excited about.

7 Subscription

Subscribe and have Retirement Today delivered to your door.

8 Good food without the fuss

Delicious recipes brought to us by Chef and TV legend Dame Prue Leith.

12 Footloose in Iceland

Debra Rixon shares her experience of visiting the wonderful island of Iceland.

15 What’s On Events around the UK.

17 The best way to avoid inheritance tax?

Don’t bet the house on it!

Philip Sillars, Solicitor at Winckworth Sherwood, shares important information on Inheritance Tax.

19 Park Home Living

Thinking of downsizing with less responsibilities? Park Homes could be the perfect move.

24 Soft, Minimalist Home – Art and Soul

A relaxed minimalist approach to your home can enhance your wellbeing and simplify your life.

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All rights reserved. No part of this publication may be reproduced without the prior permission of the publisher. The opinions expressed in this magazine are not necessarily those of the publisher. Although every care is taken to ensure the accuracy of the information and the advertisements contained within the magazine, the publishers cannot accept any liability.

Retirement Today would be pleased to receive your articles and photographs for possible publication. Although all reasonable care will be taken the magazine can assume no responsibility and contributors are advised to retain a copy.

27 The Beginner’s Guide to Laser Eye Surgery

What laser eye surgery really is and how it could help.

33 Leave a legacy and let charitable work live on

When making a Will, why not consider leaving a legacy to your favourite charity to help their vital work continue.

37 Charity News

Important news within the world of charity.

If you would like to receive FREE digital copies of Retirement Today magazine, please email the code ‘Free Digital RT’ to info@amramedia.co.uk

4 12 8 17 37 27

Cover images:

Top right: by Ant Duncan from ‘Life’s too short to stuff

mushroom’, published by Carnival

Top left, middle right, bottom left: courtesy of pexels.com

Bottom right: by Benjamin Edwards from ‘The Soft Minimalist Home’ ©Ryland Peters & Small

Right: Image by Ant Duncan from ‘Life’s too short to stuff a mushroom’, published by Carnival

Image by Benjamin Edwards from ‘The Soft Minimalist Home’ ©Ryland Peters & Small

AISPA

The Anglo-Italian Society for the Protection of Animals

Think yourself into a brighter future

AISPA, Anglo-Italian Society for the Protection of Animals

For over 70 years AISPA has been supporting animal protection organisations throughout Italy. Our support involves the rescue and

For over 70 years AISPA has been supporting animal protection organisations throughout Italy. Our support involves the rescue and rehoming of cats and dogs, neutering campaigns and conservation initiatives including birds, bears and turtles. Please complete the form below and return it to us by post or email us at at info@aispa.org.uk

return it to us by post or email us at at info@aispa.org.uk

Please check out our website www.aispa.org.uk for further information.

Please check out our website for further information.

Please check out our website www.aispa.org.uk for further information.

6th Floor, 2 London Wall Place, London EC2Y 5AU www.aispa.org.uk • info@aispa.org.uk • UK registered charity no. 208530

6th Floor, 2 London Wall Place, London EC2Y 5AU

6th Floor, 2 London Wall Place, London EC2Y 5AU www.aispa.org.uk • info@aispa.org.uk • UK registered charity no. 208530

6th Floor, 2 London Wall Place, London EC2Y 5AU

www.aispa.org.uk • info@aispa.org.uk • UK registered charity no. 208530

YES, I WANT TO SUPPORT AISPA - I enclose a donation of £ (Cheque/PO/CAF made payable to AISPA) Please Gift Aid my donation.

YES, I WANT TO SUPPORT AISPA - I enclose a donation of £ (Cheque/PO/CAF made payable to AISPA) Please Gift Aid my donation. AISPA will send you Gift Aid information.

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YES, I WANT TO SUPPORT AISPA - I enclose a donation of £ (Cheque/PO/CAF made payable to AISPA) Please Gift Aid my donation. AISPA will send you Gift Aid information.

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Email the Protection of Animals

YES, I WANT TO SUPPORT AISPA - I enclose a donation of £ (Cheque/PO/CAF made payable to AISPA) Please Gift Aid my donation. AISPA will send you Gift Aid information.

Email The Anglo-Italian Society for the Protection of Animals

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Email RT/J/25

By Stephen Bruyant-Langer, author of

The Existential Playbook – How to Survive, Live and Thrive

Scientists have shown that the structure of our brains can be impacted by our thought patterns. Neuroscience shows us that we can rewire our brains through conscious effort and practice. In short, being more positive is good for us.

Understanding the power of mindset is crucial to shifting how you feel about yourself and the world around you. Our brains are wired to focus on threats, a remnant of our evolutionary past when immediate danger was a constant concern. This tendency –not helped by our news outlets focusing on bad news – can lead us to catastrophise about the future, creating a picture of impending disaster that may never materialise.

With this understanding, here are a few tips for harnessing the power of your mind and create a future you’re excited about.

1. HELP IS GOOD

Many of us feel the need to tackle our problems alone. This solitary approach, however, goes against our nature as social beings. Research has consistently shown that social support is crucial for mental health and well-being.

Don’t hesitate to ask for help when you need it. If the idea of a face-to-face conversation feels daunting, consider a side-by-side activity. Many people find it easier to open up while engaged in a shared task or sport. Whether it’s going for a walk with a friend or working on a project together, these activities can provide a less intense setting for meaningful conversations.

2. AWE IS WONDERFUL

Experiencing awe can have a profound impact on our psychological well-being. Just like love, wonder is all around. Look for it. This could be as simple as watching a sunset. The collective energy of shared experiences can be particularly powerful. By exposing ourselves to awe-inspiring moments, we can shift our perspective and feel more connected to the world around us.

3. FUN ISN’T JUST FOR KIDS

Adults often forget the importance of unstructured, joyful activities. It can make us more creative and help with relationships

Make time for play in your life. This could mean getting down on the ground with your grandchildren, taking up a new hobby, or engaging in activities you enjoy. The key is to find things that fully engage you and bring a sense of freedom and joy.

4. NOW IS BETTER THAN LATER

Procrastination often stems from fear or perfectionism. However, waiting for the “perfect” moment can lead to missed opportunities. Remember, done is better than perfect. Start that project you’ve been putting off, have that difficult conversation, or take that leap of faith. As the saying goes, “The best time to plant a tree was 20 years ago. The second-best time is now.”

5. WORK ON YOUR COURAGE

Courage isn’t the absence of fear, but rather the ability to act despite it. Like a muscle, courage grows stronger with use.

Start small. Set yourself a challenge each day that pushes you slightly out of your comfort zone. It could be as simple as speaking up in a meeting or trying a new food. Over time, these small acts of courage will build your confidence to tackle bigger challenges, building self-esteem and a greater sense of satisfaction.

6. WHO YOU ARE, NOT WHAT YOU HAVE

In our achievement-oriented society, it’s easy to define ourselves by our possessions or titles. However, true

fulfilment comes from who we are, not what we have. And that’s not just some soppy thread running through a Hallmark movie, there is research to support it.

Focus on developing your character and values rather than accumulating accolades. Ask yourself, “What kind of person do I want to be?” rather than “What do I want to have?”

7. NEVER STOP LEARNING

Learning can improve both our health and wellbeing, especially as we age. Neuroscience research has shown that learning new skills can increase the density of white matter in the brain, improving its efficiency and adaptability while potentially staving off conditions like dementia. There are any number of challenges you can set yourself. A common challenge is to learn a new language, but you could create a culinary bucket list of dishes you want to master making, or learn some other skill.

The key to keeping your mind flexible and open to new possibilities is challenging yourself regularly.

8. SHAKE IT UP

Routine can be comforting, but it can also lead to stagnation. By introducing variety into our lives, we can enhance our cognitive flexibility and creativity.

To experience fresh perspectives and new ideas, try taking a different route to a library, leisure centre or supermarket. Perhaps spend a day doing things with your nondominant hand.

Additionally, consider more significant changes. Travel to new places, immerse yourself in different cultures, or take on a project outside your usual area of expertise. These experiences can broaden your horizons and challenge your assumptions, leading to personal growth and new insights.

but also enhances cognitive function and emotional wellbeing. Regular exercise in middle age can reduce risks of dementia in later life.

Find physical activities you enjoy. The key is consistency rather than intensity. Even a daily walk can bring benefits, for both your physical and mental health.

Moreover, physical activity can be a powerful tool for stress management. Exercise reduces levels of stress hormones like cortisol and adrenaline while stimulating the production of endorphins, which are natural mood elevators.

10. POWER OF FREE WILL

The debate over free will has raged for centuries, but recent research suggests that simply believing in free will can have positive effects on our behaviour and well-being. Believing in free will doesn’t mean denying the influence of external factors. Rather, it’s about recognising that within the constraints of our circumstances, we have the power to make choices that shape our lives and the world around us.

We need to make choices, take action, and accept responsibility which, in turn, helps us make better choices. If it feels difficult, then start small. Decide to do something different, like to go to the cinema one afternoon, take action, and accept any consequences that come your way. By actively engaging with life, taking risks, and believing in your ability to shape your future, you can transform uncertainty from a source of anxiety into a wellspring of possibility.

9. BE MORE ACTIVE

The mind-body connection is powerful. Regular physical activity not only improves our physical health

ABOUT THE AUTHOR

Stephen Bruyant-Langer has over 30 years’ experience as an executive coach and leadership expert, guiding top executives and leaders worldwide to reach their full potential. He is founder of The Personal Business Plan, the new standard in executive coaching, and through his Executive Coaching Programme, he has transformed the lives of hundreds of high-level executives using his unique 10-step system for personal and professional development. Stephen blends corporate, academic, entrepreneurial and consulting skills, having held senior positions with industry leaders like The Coca-Cola Company, L’Oréal and Korn Ferry. He has authored two bestselling books (Your Next Career – A head-hunter’s guide to lifelong success and The Personal Business Plan – A blueprint for running your life) and over 400 articles on leadership. In parallel he has served as an Associate Professor at Copenhagen Business School as well as an Associate at the Møller Institute, Churchill College, University of Cambridge. His third book The Existential Playbook – How to Survive, Live and Thrive was published September 2024.

theexistentialplaybook.com thepersonalbusinessplan.com/ books

www.linkedin.com/in/stephenbruyantlanger/ X: @SBruyantLanger facebook.com/stephen.bruyantlanger.7/ instagram.com/stephen_bruyantlanger/

Holiday Homes from only £25,000 and fully ﬁtted New Lodges from £200,000 New and Pre-Owned units available.

Be part of the exclusive Country Park lifestyle and own your own luxury lodge, enjoying the peace and tranquillity of the country park with easy access to our golf course and The Fountain Sports Bar and Restaurant.

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long does it take to get one and how do I find out if I am eligible?

Questions & Answers

AAnswer: Wheelchairs from the NHS are free, and repaired and maintained by the NHS at no charge. They do however, still remain the property of the NHS so cannot be handed on.

a Gifford CEO

The eligibility is that an individual must, as a result of a permanent disability or medical condition, have a mobility problem that persists for more than six months or require palliative care. A wheelchair should be required for regular use (at least three days per week). The user must be functionally unable to walk and need to use a wheelchair for independent mobility

used after it’s expired or reported lost, stolen, altered or copied. Councils takes court actions each year for misuse of the badge.

What is a Personal Health Budget?

Question: Can you get free incontinence products on the NHS?

A Personal Health Budget is a source of NHS funding to pay for healthcare support, which is not widely known.

My company, Able Community Care began providing Live-in Care support in 1980 and today we can provide our services throughout mainland UK and the offshore Islands, such as Jersey and as we did recently, in the Western Isles.

ble Community Care have been providing care in the home since the early 1980s. Whether it’s complex care needs or a little help, they can provide a cost-effective bespoke care service to suit individual needs. Here, Angela Gifford, CEO of Able Community Care answers some important questions that you may find interesting.

The first step to see if you can get a prescription for a wheelchair is to visit your GP and explain your need. The waiting time can vary from a few weeks to three or four months.

A Personal Health Budget is based upon a personalized, care, support plan which sets out a person’s health and wellbeing needs, the outcomes they wish to achieve and, if the eligibility criteria is reached, then NHS funding towards the cost of supporting this plan is given.

in care enables older people and people with a disability to remain living in their own home rather than moving into a residential care setting.

• Live-in Care offers helps with domestic tasks, assistance with personal care and especially important in the Autumn and Winter seasons, companionship.

Question: What is the fine for misusing a Blue Badge?

My company, Able Community Care began support in 1980 and today we can provide mainland UK and the offshore Islands, such recently, in the Western Isles.

• Live-in care enables older people and remain living in their own home rather residential care setting.

Both adults and children with complex healthcare support needs can apply for this NHS funding, and for full details of the criteria, search ‘NHS who can have a personal health budget’ for the full details.

• Live-in Care offers helps with domestic personal care and especially important seasons, companionship.

Personal Health Budgets can be given to people who require healthcare support in their home or in a care home.

Answer: You may be able to get incontinence products on the NHS depending on your local Integrated Care Board (ICB). A healthcare professional will carry out an assessment of need for the NHS products you are applying for. (ICBs are statutory bodies that are responsible for planning and funding most NHS services in a local area.) First contact is usually through your local surgery but ICBs for each county are online.

If you would like to know more about our call on 01603 764567.

If you would like to know more about our Live-in Care Schemes, give us a call on 01603 764567.

Question: I think I could benefit from a wheelchair. Can I get one on the NHS? Do I have to pay for any problems that might happen and need repairing? How

Answer: It is a criminal offence to misuse the badge, and doing so can lead to a £1,000 fine or more. Misuse of the Blue Badge is defined as when it is used by someone else when the badge holder is not with them, not being displayed correctly, being

In each geographical area there is an Integrated Care Board, which you can contact and they will give guidance on how to apply for this funding. Recently, I rang on behalf of a lady who has complex care needs and was advised to contact her GP or Community Nursing Team who would apply on her behalf.

Questions we are often asked are about the cost, the availability, the professional status of the care workers and what happens if there is an emergency situation after our office is closed.

For more information or a brochure, please call 01603 764567, email: info@ablecommunitycare.com or see their website: www.ablecommunitycare.com

Our information brochure gives further information and our website at www.ablecommunitycare.com has an application form you can complete.

Questions we are often asked are about the professional status of the care workers and emergency situation after our office is closed.

Health conditions such as dementia, Parkinson’s Disease, stroke support, may be eligible for this funding, and a call to the organisations which represent these health conditions such as the Alzheimer’s Association, Parkinson’s Disease Association and the Stroke Association, and other representative health support charities, will be helpful to you.

Our information brochure gives further www.ablecommunitycare.com has an application

For a brochure email to: info@ablecommunitycare.com

Able Community Care, based in Norfolk

Angela Gifford CEO

Good food without the fuss

Chef and TV legend

Dame Prue Leith brings us delicious recipes

HOT-and -SOUR VEGETABLE NOODLE SOUP

This is one of those ubiquitous soups – eaten all over the Far East, and now all over the world. And for good reason. It is delicious, fresh and surprising. If the stock is nice and clear, it looks very pretty too. There are hundreds of variations. One of my favourites is with the addition of fresh pineapple, which is itself wonderfully sweet and sour. For non-vegetarians, raw prawns or chicken strips added with the bean sprouts and pak choi are also good. You need not stick rigidly to the timings in this recipe, but the idea is to cook everything lightly so the veg retains its colour and a bit of bite.

200g/7oz rice noodles

1 tbsp vegetable oil

1 onion, thinly sliced

2 garlic cloves, sliced

4cm/11/2in piece of ginger, peeled and cut into fine matchsticks

1 carrot, peeled and cut into matchsticks

100g/31/2oz shitake mushrooms, sliced

100g/31/2oz sugar snap peas, halved

75g/21/2oz baby corn,sliced

1 red chilli, deseeded and sliced, plus extra to serve

1 litre/35fl oz (41/3 cups vegetable stock)

2 tbsp slight soy sauce

1 tbsp caster (superfine) sugar

1 tsp ground black pepper

100g/31/2 oz bean sprouts

100g/31/2 oz pak choi, sliced Juice of 1 lime

TO SERVE: Thai basil, coriander (cilantro), mint and lime wedges Serves 4

1. Prepare the rice noodles according to the packet instructions. Drain and set aside.

2. In a large saucepan, heat the oil on a medium heat. Add the onion and fry for 6–8 minutes, until soft and transparent, then add the garlic and ginger and continue to cook for another 1 minute.

3. Add the carrot, mushrooms, sugar snap peas and baby corn to the pot. Cook for 1 minute, until the vegetables are slightly tender, then stir in the chilli.

4. Pour in the vegetable stock (bouillon) and bring the liquid to a boil. Reduce the heat and simmer for 5 minutes, then add the soy, fish sauce (or veggie substitute), sugar and black pepper. Simmer for another 1 minute, then add the bean sprouts and pak choi. Cook for 1 minute, until the leaves are just wilted.

5. Divide the cooked rice noodles among four warm bowls. Add the lime juice to the soup and ladle it over the noodles, ensuring each bowl has an equal quantity of vegetables and liquid.

6. Serve the soup hot, garnished with herbs, lime wedges, and extra slices of chilli on the side.

CRAB CAKES with KOHLRABI and APPLE SALAD

Fresh crab is generally expensive but tinned crabmeat makes excellent crabcakes and is a lot quicker and easier to deal with.

I like this salad because it is crunchy and slightly sweet, and it’s an excellent use of kohlrabi.

Alternatives to kohlrabi are celeriac, celery or anything that goes well with apple – white cabbage or drained haricot beans, for example. If you have a machine that will shred the kohlrabi,so much the better. If not, just slice it into matchsticks as finely as you can.

80g/23/4oz/11/2 cups fresh breadcrumbs

1 tsp mustard powder

1/4 tsp salt, plus extra to season a pinch of chilli (red pepper) flakes

a small handful of flat-leaf parsley, chopped

2 spring onions (scallions), finely sliced

400g/14oz canned white crabmeat

2 eggs, beaten plain (all-purpose) flour, for coating

2 tbsp vegetable oil

black pepper lemon wedges, to serve

FOR THE KOHLRABI AND APPLE SALAD

1 tbsp lemon juice

3 tbsp olive oil

1 tsp Dijon mustard

1 tsp chopped tarragon

1 kohlrabi, peeled and cut into matchsticks

1 red apple, skin on, cored and finely sliced 1/2 small red onion, finely diced a handful of rocket (arugula) leaves

Serves 4

1. Combine the breadcrumbs, mustard powder, salt, chilli (red pepper) flakes, parsley, spring onions (scallions) and crabmeat, and season with pepper to taste. A little at a time, add the beaten eggs until the mixture is firm enough to shape into cakes. You may not need all the egg.

2. Divide the mixture into 8 equal pieces and use your hands to shape each into a patty.

3. Put a handful of flour into a shallow bowl and add a sprinkling of salt and pepper. Coat the crab cakes evenly with the seasoned flour, then refrigerate for 30 minutes, to firm up.

4. Heat the vegetable oil in a frying pan on a medium–high heat. Fry the crab cakes, in batches, for a few minutes on each side, until golden and crisp. Set aside and keep warm.

5. To make the salad, whisk together the lemon juice, olive oil, mustard and tarragon. Toss the kohlrabi, apple, red onion and rocket (arugula) in the dressing and season with salt and pepper to taste.

6. Serve the crab cakes with a generous portion of salad, and lemon wedges for squeezing over.

BAKED SAUSAGE MEATBALLS with AUBERGINE and TOMATO SAUCE

I think meatballs are the ultimate comfort food. What could be more homely and wholesome than homemade meatballs with a good tomato sauce, served on spaghetti or rice? Children love them too. This version is a bit special: the aubergine adds interest and the mozzarella on top adds richness. The basil leaves mean that the dish looks good enough for any guest.

FOR THE TOMATO SAUCE:

2 tbsp olive oil

1 onion, chopped

3 garlic cloves, crushed

1kg/2lb 4oz canned chopped tomatoes

100ml/31/2fl oz/scant 1/2 cup vegetable stock (bouillon)

2 tbsp tomato purée (paste)

2 tsp dried oregano

1 tsp fennel seeds

1 bay leaf

2 tsp caster (superfine) sugar

salt and black pepper

FOR THE TOPPING:

125g/41/2oz mozzarella ball, torn into bits

4 tbsp fresh breadcrumbs

a handful of basil leaves (optional)

FOR THE MEATBALLS:

2 tbsp whole milk

2 tbsp fresh breadcrumbs

2 tbsp olive oil

1 small onion, finely chopped

2 garlic cloves, minced

800g/1lb12oz pork sausages

1 tsp finely chopped oregano

1 tsp finely chopped basil

45g/11/2oz Parmesan, finely grated

a pinch of chilli (red pepper) flakes

FOR THE AUBERGINE (EGGPLANT):

2 tbsp olive oil

1 aubergine (eggplant), cut into

2cm/ 3/4in dice

Serves 6 (makes about 40 mini meatballs)

1. Make the tomato sauce. Heat the 2 tablespoons of oil in a medium saucepan on a medium heat. Add the onion and fry for 6–8 minutes, until soft and golden. Add the garlic and cook for 1 minute more, then stir in the tomatoes, stock (bouillon), tomato purée (paste), oregano, fennel seeds, bay leaf and sugar.

2. Season with salt and pepper, then bring to a boil. Immediately lower the heat and simmer very gently for 1 hour, until the sauce is rich and thickened.

3. Meanwhile, make the meatballs. Pour the milk into a small bowl and add the breadcrumbs. Leave them to soak until needed.

4. Heat 1 tablespoon of the olive oil in a frying pan on a medium heat. Add the onion and fry gently for 6-8 minutes, until soft and golden, then add the garlic and cook for another 1 minute. Transfer to a large bowl to cool slightly. (Don’t wash up the frying pan – you’ll use it for the meatballs.)

5. Squeeze the sausage meat out of the sausage casings into the bowl. Combine the meat with the rest of the meatball ingredients, including the milk-soaked breadcrumbs, until evenly distributed.

6. Shape the mixture into walnut-size meatballs. If it sticks to your hands as you handle it, wetting your palms and fingers will help keep it moving.

7. Heat the remaining 1 tablespoon of olive oil in the frying pan on a medium heat. Add the meatballs and fry them, rolling them about, until brown all over. Remove them to an ovenproof dish and set aside.

8. Now for the aubergine (eggplant) – heat 2 tablespoons of oil in the pan and fry the aubergine cubes in batches for about 5-6 minutes per batch,

CHERRY CLAFOUTIS

I was taught to make clafoutis in Paris by the woman for whom I worked as an au pair. She was an amazing cook and opened my eyes to the world of the kitchen. I was studying at the Sorbonne university, intending to be a translator. But, owing to the combined influence of Madame’s clafoutis, the pâtissérie window at Fauchon, and the deliciousness of a sandwich jambon bought in the street, I changed my mind and became a cook.

15g/ 1/2oz butter, softened, for greasing

350g/12oz cherries, pitted

60g/21/4oz/scant 1/2 cup plain (all-purpose) flour

100g/31/2oz/generous 1/2 cup caster (superfine) sugar

3 large eggs

250ml/9fl oz/generous 1 cup whole milk

50ml/13/4fl oz/31/2 tbsp double (heavy) cream

1 tsp vanilla extract a pinch of salt

icing (powdered) sugar, for dusting clotted cream, to serve Serves 4-6

1. Heat the oven to 200°C/180°C fan/400°F/Gas 6 and grease a 23cm/ 9in round baking dish with the butter.

2. Arrange the pitted cherries in a single layer at the bottom of the baking dish.

3. Blitz all the remaining ingredients, except the icing (powdered) sugar and clotted cream, in a blender until well combined and lump-free.

4. Pour the batter over the cherries in the baking dish and bake for approximately 30–35 minutes, or until the clafoutis is set, puffed up and golden brown.

5. Remove the clafoutis from the oven and leave it to cool slightly.

6. Dust it with icing sugar and serve warm with a dollop of clotted cream.

until they are softened and golden. Add to the dish with the meatballs.

9. Heat the oven to 200o/180o fan/ 400oF/Gas 6.

10. Once the sauce is ready, discard the bay leaf and pour the tomato sauce over the meatballs and aubergine in the dish. Top with the torn mozzarella and sprinkle the breadcrumbs on top of the cheese.

11. Bake for 20-25 minutes, or until the meatballs are cooked through and the cheese is bubbly and golden.

12. Top with basil leaves, if using, and serve with mashed potatoes, or cooked rice or pasta.

Recipes from Life’s too short to stuff a mushroom by Prue Leith, £25 Carnival. Photography Ant Duncan.

Peter Sommer Travels are 7-times winners of the Tour Operator of the Year Award , and 2025 marks their 23rd anniversary

In 1994, Peter Sommer walked 2,000 miles from Troy across Turkey, retracing the route of Alexander the Great and in the process fell deeply in love with travel. A British archaeologist and award-winning documentary filmmaker (his BBC credits include Tales from the Green Valley, In the Footsteps of Alexander the Great and Millennium: A history of the last thousand years), he started to create and lead historical tours in 1996 and set up Peter Sommer Travels in 2002. Now celebrating their 23rd birthday, Peter, his wife Elin and their team continue to organise unique cultural and archaeological tours and gulet cruising holidays, escorted by the finest experts.

Since the creation of the UK’s prestigious Tour Operator of the Year Awards in 2015, they have won three Gold Awards for 2022, 2017 and 2015 and four Silver awards for 2023, 2019, 2018 and 2016. They also won the Silver award for Best Tour Company for Arts and Culture Holidays in 2022. National Geographic have rated their tours One of the world’s Top Ten Learning Retreats Peter Sommer Travels are a trusted and longstanding member of ABTA,

AITO and other travel industry bodies. A small family run company, they take pride in their personal approach, treating customers as guests with extra special care. You can read what guests say about their land-based tours and gulet cruises - they have received more than 800 completely independent reviews spanning more than 10 years - currently 828 ‘Excellent’ and 6 ‘Good’ ratings.

Find out more about their inspirational trips of a lifetime – call 01600 888220, or visit www.petersommer.com

Footloose in Iceland

By Debra Rixon

It was an easy decision to visit Iceland – Norse sagas and volcanoes – but we did have to save up for it. Iceland is not a cheap holiday destination. We did a mix of self catering apartments and hotels, and where we scored on lower prices for self catering, we soon lost it in the food bill. So, having said that, you should not be put off from visiting this wonderful island, set just below the Arctic Circle.

Tourism has come late to this country of just 400,000 inhabitants, and owes a large debt to first the RAF, who during the Second World War built the first airfield (which is now the domestic airport) and the US Air Force, who then initiated the international airport at Keflavik, which crucially can accommodate the big transatlantic airplanes. Which makes it a very handy stopover across the Atlantic, and the Icelanders have been quick to take advantage of the North American trade.

It is suggested by many agencies that visitors come for a couple of days, sleep in Reykjavík and explore by day, taking in the famed Blue Lagoon spa resort – Iceland’s number one attraction – as a priority. I think Reykjavík has more to offer than a bed, and we set out to explore the compact capital city.

The striking, almost pyramidal concrete church was designed to echo the harshness of the terrain, and in keeping with Lutheran practice, is relatively unadorned inside, although the organ is impressive, and you can

sponsor a pipe if you wish. You can also go up the steeple to the belfry with its lovely views of the colourful city. Outside, a statue of Leifur Eiriksson stands proudly, the inscription proclaiming him the exceptional explorer who first discovered what became America.

Walking down Laugavegur which is pedestrianised, shops abound, particularly for outerwear which is pretty necessary for most of the year. We chose to visit in July, and although we had what is considered to be very good weather, outer jackets were necessary – some of the winds were 40mph, and my hair didn’t stand a chance, I don’t think even weapons grade hair spray would have saved me.

A statue of who is considered to be the first settler in Iceland, Ingolfur Arnasson marks the site of his original farm, and we took a detour down to the harbour on the route he is supposed to have taken to the sea. The harbour has been heavily developed, and several museums are sited here – we chose to visit the Saga Museum to learn about those gruesome tales that have so shaped these people. Also along the harbour front is the Lava Show, a highly entertaining and educational demonstration of what a live lava stream from a volcano would look and feel like – molten lava flows through the theatre and we are treated to an informational video and talk.

The glossy glass building that is Harpa was the only building to be finished

after the financial crisis Iceland found itself in following the collapse of their investments, which houses the State Philharmonic Orchestra and the State Ballet – it’s a great space to spend time in, and get out of the wind. Getting back to the centre of town is possible by walking, taking a taxi or catching a bus, but this latter proved problematic – tourism is booming but unfortunately some of the technology is lagging behind, and the ticket app didn’t work for us.

Parliament Square has a pleasant small park in the centre, surrounded by government buildings, and it is still the place to go for a protest –information boards chart its restless history. We took another detour out of downtown, hoping to make the bus app work, to an attraction called Perlan. It is a cluster of six enormous tanks holding the city’s hot water, artfully transformed into a visitor experience including an Exploratorium, observation deck, restaurant and ice cream shop, with great views to match.

Coach tours abound, but we found it cheaper to hire a car from the local hire company, and set off on the only dual carriageway on the island for a short distance before we left Reykjavík behind and headed for what is called the Golden Circle. We passed the turn off for the Blue Lagoon, but as this was a 30 mile detour due to the recent eruption of the nearest volcano, we decided we would get further along our route and immerse ourselves in another spa somewhere else. Everywhere you look, brooding magnificent volcanoes have shaped this landscape and continue to do so with reliable

frequency. For Icelanders, an eruption is business as usual and they are prepared to handle it.

The Golden Circle can be completed in a day; but why would you want to rush experiencing these natural wonders? Yes, many of them are waterfalls, and it’s worth choosing which ones you would prefer to see, but the landscape is so mesmerising that it seems positively indecent to hurry through it. The first stop for us is the UNESCO World Heritage Site of Thingvellir, their national park –site of the first Icelandic ‘parliament’ of Viking chieftains in 987. It’s also the site of the tectonic rift of the North American and Eurasian continental plates, a big draw for American visitors.

Gullfoss waterfall, the Golden Waterfall, was one we’d chosen to visit, and it didn’t disappoint, complete with arcing rainbow across the tumultuous falls. We stopped again at Seljalandfoss, a waterfall that you can walk behind and inevitably get wet, but plenty wanted to do it. We stayed the night at a small hotel at Geysir, which unsurprisingly is the site of a fairly reliable gusher.

We were intrigued with Fridheimar, the island’s biggest tomato farm, so in glorious sunshine we pulled into the car park to go inside a huge glasshouse and have lunch in the restaurant that is sited amongst the thousands of tomato plants – and the menu consists of everything tomato –including ice cream and tomato beer. It was all truly delicious, if you like tomatoes.

We continued on our way joining Highway 1, Iceland’s Ring Road to the southern town of Vik, stopping at another coastal national park with stunning views of black sand beaches; and trekking around an extinct volcanic crater Kerid. This two lane road encircles the island, and many more of the visitor attractions are reached from this lifeline. An extinct lava tunnel tour was entertaining in

a very bleak landscape. Vik was to be our finishing point on this part of our tour, where we could get something to eat, and stroll along the notorious ‘shipwreck coast’ before heading back to Reykjavík. We had a plane to catch for the north in the morning.

We flew from the domestic city airport on a two prop plane named ‘Thorun the Horned’ to Akureyri in the north of the island, a journey of 35 minutes over some of the most spectacular scenery I have ever seen in the uninhabited central highlands.

Akureyri is the northern hub, and I found it full of charm. It has a church that resembles the one in the capital only smaller, and the utterly surprising Botanic Garden with tropical climate plants thriving so near the Arctic Circle. We took an organised coach tour from here, to attempt to see as many of the sights as possible in a day, and we were not disappointed. Lake Myvatn was very scenic, and we passed through and walked in some barren, boiling mud landscape, because we could. The safety lines are subtle, but they are there.

Elves too, and our guide told us her father’s name was ‘elf who lived in the cliffs’. Names are important here, especially when connected to a saga.

We ended the day immersed in a newly opened spa called Forest Lagoon. It was blissful, and very strict hygiene rules are enforced, the Icelanders take their bathing very seriously.

Another stop on the tour was to Dimmuborgir – some weird and wonderful lava shapes are included in the park, always accompanied by a relevant saga, and we learned that Santa Claus isn’t so relevant as the Yule Lads in Iceland; 13 sons of trolls who are mischief makers and bring sometimes strange gifts over 12 days leading up to Christmas. There is reportedly a strong belief in

Our last day was spent out on Eyjafjord, hump back whale watching. I’m usually quite sceptical about these outings, having been disappointed many times in the past, but this time, Iceland did not fail us. We saw so many whales, breaching, blowing, and flicking their tails it was amazing, and quite the best expedition we’ve ever experienced. So it’s time to save up for a return visit, but perhaps spending more time in the north, and it would be lovely to see it all in snow. Akureyri’s slopes are the island’s main skiing resort.

The Footloose series of travel films are available on Amazon Prime Video.

What’s On...

Leighton and Landscape: Impressions from Nature

Leighton House Until 27 April

Included within admission (£13 concession ticket for 65+)

This first major exhibition of Frederic Leighton’s small landscape oil sketches, painted en plein air as he travelled, reveals the celebrated Victorian artist in a new light. Discover a spontaneous, experimental artist who took the road less well trodden by his contemporaries, documenting the places he encountered. Created between 1856 up until his death in 1896, many of these delicate artworks have returned to Leighton’s house for the first time over 120 years, including new acquisition Bay of Cádiz, Moonlight (1866). The exhibition spans across three spaces at Leighton House, the former home and work studio of Frederic Leighton, reopened in 2022 following a major redevelopment. Find an exploration of Leighton’s technique and love for architecture in the Verey Gallery and transport yourself to the Mediterranean island of Capri, where he travelled often, in the Tavolozza Gallery situated in the museum’s new wing, which is free to enter. Despite the beauty and significance of Leighton’s landscape sketches, there is little public awareness of them. Leighton and Landscape connects his art, his travels throughout Europe, South West Asia and North Africa, and his studio-home, bringing together much of what makes Leighton such a fascinating figure.

For further information visit www.rbkc.gov.uk

Rachel Bottomley –Bloomsbury Zinnias, mixed media on paper, 88 x 67cm.

The Spirit of Charleston

Watts Contemporary Gallery, Guildford 6 February - 6 April

A new generation of young artists have embraced the exuberant spirit of Charleston Farmhouse in the 1920s and 30s. Taking inspiration from the colourful and patterned paintings and decorations with which Duncan Grant and Vanessa Bell filled their bohemian home, today’s artists echo the style in a new way in their own uplifting and energising works.

The exhibition features the work of ten artists in various mediums. Entry is free, all works for sale.

For further information visit www.wattsgallery.org.uk

JMW Turner – In Light and Shade

The Whitworth, Manchester 7 February - 2 November

Marking the 250th anniversary of his birth, this exhibition will explore the work and technique of legendary British landscape artist JMW Turner. It presents a rare opportunity for audiences to see the Liber Studiorum in its entirety for the first time in over 100 years. Turner is renowned for the vitality of his landscape paintings and the Liber Studiorum is a compelling visual manifesto in print, widely regarded as his most ambitious series of landscape engravings. The exhibition will pair Turner’s evocative Liber prints with a series of Turner’s watercolours from the Whitworth’s collection, as well as loaned works from institutional and public collections. Visitors are invited to explore Turner’s artistic legacy and the significance of his prints. (This exhibition is supported by the Manchester Accommodation BID.)

For further information visit www.whitworth.manchester.ac.uk

Lost Gardens of London

Garden Museum, London

Until 2 March

Did you know that Southwark once had a zoo? That for a short spell Britain’s first ecological park was built within a stone’s throw of Tower Bridge? Or that one of the capital’s most celebrated botanical gardens now lies near Waterloo station? Our exhibition Lost Gardens of London will reveal the secret history of some of London’s most beguiling forgotten gardens.

Thousands of gardens have vanished across London over the past five hundred years – ranging from princely pleasure grounds and private botanical gardens, to humble allotments and defunct squares, artists’ gardens, eccentric private menageries and the ecological parks of the twentieth century. Guest curated by landscape architect and historian Dr Todd Longstaffe-Gowan, Lost Gardens of London will explore this legacy and reveal tantalising glimpses of some of the rich and varied gardens that once embellished the metropolis.

For further information visit www.gardenmuseum.org.uk

Fashion plate depicting “Summer Fashions for 1844”; view of figures in Surrey Gardens ©London Metropolitan Archives (City of London).

Storm in the Pass of St. Gotthard,Switzerland, 1845 JMW Turner ©the Whitworth, The University of Manchester.

Frederic Leighton, Bay of Cádiz, Moonlight. ©The Royal Borough of Kensington and Chelsea.

The best way to avoid inheritance tax? Don’t bet the house on it!

By Philip Sillars, Solicitor at Winckworth Sherwood

Now the leaves from Autumn’s Budget have all but settled, many are shivering at the possible inheritance tax (IHT) bill their estates or their families’ estates may face. By way of a reminder, the Government made three major announcements regarding the IHT regime.

VERY BROADLY:

From April 2026:

There will be a £1 million cap applied to the value of assets against which 100% agricultural and business property relief from inheritance tax can be claimed. Qualifying assets above this threshold will benefit from a reduced 50% relief.

From April 2027:

IHT will apply to all transferable pension wealth. The £325,000 nil-rate band and £175,000 residence nilrate band rates have been frozen until 2029/30.

Whilst the finer details are yet to be published, the broader brushstrokes we have already paint a clear picture:

More estates will pay more IHT. It is unsurprising then, that people are looking at their assets and considering ways they can mitigate their potential liability.

The family home is likely to be one of the most valuable assets in your estate.This begs the question: “Can I gift the house to my children now to avoid paying IHT on it?”

Ostensibly a significant sum would be subtracted from the IHT equation. Sadly, this is no silver bullet. Playing with the family property brings a plethora of potential problems, including: Such a gift (if effective) is likely to be classed as a Potentially Exempt Transfer (known as a PET). This means that the

value of the gift will be subject to some degree of IHT if you were to die within 7 years of making it.

If you were to die within 3 years of making the gift, the value of the gift would be taxable (subject to any available nil-rate band) at the full 40% (with the rate tapering each year thereafter).

You will also need to be mindful of the Gift with Reservation of Benefit rules.

For IHT purposes, transferring title of your property is not necessarily enough to make a valid gift. Put simply, if you continue to derive a benefit from the property without paying full market value for the benefit you are continuing to receive (e.g. you continue to live there rentfree) after the gift, it will be treated as ineffective for IHT purposes.

Tax issues aside, giving away your property leaves you especially vulnerable to changes in personal circumstances (and not just your own). As with so many things, all may look well on a sunny day but when it rains, it pours.

If you gift your property to your children, and they divorce, that property could form part of the matrimonial pot to be divided between them and their former

spouse. This could mean your property needing to be sold.

Bankruptcies and fallingsout can also cause significant problems.

Between 2021 and 2023, the average cost of a care home in the UK rose by 19%. As the population continues to live longer with more complex care needs, this trend is unlikely to change.

Gifting your home, or a share in your home, limits your options in respect of downsizing, which is a common strategy to release funds to pay for care needs.

Worse still, local councils are permitted to ignore gifts for the purposes of means testing if they deem such a gift to be a deliberate deprivation of assets.

In conclusion, gifting your main residence or a share in it to mitigate a possible IHT liability can have severe unintended consequences. If you are contemplating making a substantial gift, it is important you seek professional advice to determine the most appropriate options available to you.

A PLACE TO LIVE THAT COULD CHANGE YOUR LIFE

Do you dream of having the financial freedom to make the most of every day? Moving to a residential park can be the key that unlocks a fulfilling new lifestyle.

However, we know it’s a big step and you’ve probably got some questions.

That’s where our FREE introductory guide comes in. It tells you all you need to know to decide i a ome li ing is ig t o you om t e financial and legal as ects o buying to real life stories giving personal insights from some of our residents.

At Tingdene Parks we’ve helped many people realise their later life dreams, joining our welcoming communities in wonderful coastal, rural or semi-rural locations. Claim your

copy of our introductory guide to park home living today. You’ll be

Park Home Living

Retiring, or thinking about retirement should be a time of excitement and expectancy in a new phase in your life. A time that can be an excellent opportunity to make a fresh start. If you are approaching retirement or thinking about semiretiring, you will naturally be thinking about what comes next, and one thing you may be considering is moving and the various options available.

After years of regular travelling to work and back, and only getting a break at the weekends, one of the great things about retirement is that it frees you up from the daily routine of commuting, and releases the opportunity of possibly having a complete change, in a new location.

Now the family have flown the nest, perhaps you are looking to escape the responsibilities and pressures of running a large house. You may want somewhere more economical to run, with not too much housework, or you may not want a large garden that is now a chore rather than a pleasure. If you are considering moving, the great thing about retirement is that it gives you the chance to branch out into a different lifestyle, and start a new adventure. You may have already decided on a favourite part of the country, somewhere you have visited while on holiday, or maybe to be nearer family or friends.

Park home living is definitely an option to consider. It offers a rare and unique concept with a wide range of options giving each building its own individual look. All the rooms are on one level, so you can move easily from room to room. Today, they are less like a caravan and more like a luxury bungalow style property. Usually fully furnished to high specifications, with low maintenance, and not having the responsibility of looking after a larger property. They are well insulated with double or triple glazing and central heating, making them very energy efficient and eco-friendly, and they also fall within the lowest council tax band. Many have their own driveway and a small, easy to maintain garden.They are an affordable alternative to a more traditional home and the numerous different styles and designs offered guarantees there is a park home to suit any personality or taste.

Park Homes fall into two categories, residential park

homes on parks with an all year round licence which allows you to live there full time, and leisure homes which are intended to be used as holiday homes and can be rented out when you are not using it, giving you a source of income. Make sure that the park of your choice has the type of license to cover the use of your home as you require.

Park Homes are becoming particularly sought after for the retired, as they offer a lifestyle with many benefits and have sites nationwide. Most residential parks have a minimum age requirement meaning that the majority of residents are either retired or semi-retired so you will find yourself among like-minded people of a similar age who are looking for peace and quiet, but at the same time are still active, with many of the parks offering a wide choice of leisure facilities and entertainment. Many people like the fact that Park

Home living provides a community that can give a strong sense of belonging, with the opportunity of making many friends and socialising with people who have similar ideas, attitudes and interests. Individual privacy needs to be respected but at the same time no-one needs to feel isolated.

Do you have a pet? Many Park Homes sites are pet friendly, however, each park will have its own individual pet policy, so if you do own a pet it is best to check this before arranging to view the park.

As we grow older, it becomes increasingly important to find a place to live where we feel safe and allows us to relax and feel comfortable. For that extra feeling of security, many have secure gated entry and CCTV to give residents that added peace of mind, which makes them very inviting to an older age group.

Park Homes are often located in the heart of the countryside, nicely landscaped and set in idyllic, relaxing surroundings, away from city noise but with shops and local amenities still within easy reach. While there are lots of financial benefits to choosing a Park Home, improved quality of life is the main reason people choose a park life.

There are numerous companies specialising in park living, many of whom own the residential parks. Highlighted overleaf are some of the very best Park Homes on offer throughout the UK.

Find your happy place at a Tingdene residential park

Retirement should be a time of freedom, financial security, and friendships. Tingdene Residential Parks offer an excellent way to enjoy your later years, whether you are beginning your retirement or seeking a lifestyle change. We don’t just sell homes; we create communities.

We cater to the retired and semi-retired, offering homes in beautiful rural, coastal, and town and country locations close to essential amenities. These settings support an active lifestyle with various sports, leisure activities, and hobbies nearby.

With 30 years of experience, Tingdene delivers high-quality housing and vibrant communities. Each new home comes fully furnished with

CASE STUDY

Charles Simpson Organisation

In 1963 Mr. Charles Simpson the founder of the Charles Simpson Organisation Ltd started selling Residential Park Homes to like minded people, who wanted an affordable housing solution without compromising on the quality of the home or the area it was located. The company now has 11 fully residential parks in key locations across England. With the company growing whilst under Mr. John Simpson’s son of Charles and now flourishing under Mr. Jonathan Simpson’s grandson of Charles it is no wonder we are known as ‘The Park Home People’.

Our dedicated teams are here to help, from purchasing a new park home, to meeting the teams at the park, the managers, wardens or site maintenance team. It is no wonder we are the preferred choice. All of our parks are developed in harmony with the surroundings, and are located within easy reach of local amenities such as doctors, supermarkets, bus routes and good travel links.

Not only do we offer homes for those wishing to buy we are also the

A family operated business for more than 40 years

Garstons Park is the headquarters of JJ Cooper Park Estates that specialises in park home living. A family run business with over 40 years of experience.

Although a family run business, we employ a large number of staff to ensure the parks run smoothly and the welfare needs of the residents are met in a friendly and professional manner.

The parks are for those 45 years of age and over, and therefore the majority of residents are retired or semi-retired. Location is everything –we operate eight residential park homes set in beautiful areas of the south of England, three within easy reach of London. We take great pride in maintaining and developing our properties to the highest standard. We offer single and double homes to cater for a variety of lifestyles as we understand that everyone’s needs are unique. Parks have immaculate,

private outdoor space and parking. With 28 parks and homes to suit every lifestyle and budget, come and explore for yourself.

A rural retreat in Suffolk – Nestled in the heart of the countryside, Wixfield Park in Great Bricett, near Ipswich, is a wellestablished park home community. The rural setting offers residents a wonderfully peaceful lifestyle with adventure close by in the local villages and towns. Prices from £169,950

Fun on the Essex sunshine coast – Located a few minutes’ drive from the Essex sunshine coast in Clacton-on-Sea, Sandpiper Gardens offers open countryside views with the sounds of crashing waves and the taste of salty sea air. Prices from £199,950.

The best of town and country – Nestled in a peaceful corner of Lincolnshire, Ashfield Park offers the perfect balance of town convenience and countryside charm. Just minutes from Scunthorpe, you’ll find all the essentials close to hand, plus a range of leisure opportunities nearby. Prices from £145,950.

At Tingdene Parks, we support you every step, from selling your home to moving in and getting acquainted with your new neighbours. To start planning your best retirement, call our friendly team on 01933 829945 or visit www.tingdene-parks.net to find out more.

largest park operator offering homes to rent to those who may not wish to buy. We are members of both the British Holiday and Home Park Association and the National Caravan Council giving further peace of mind to our residents. For those who rent from us we are also members of the Property Redress Scheme. With homes available to rent or buy and plots ready for homes of buyers own choice or design, your perfect Park Home is waiting for you.

Contact the Sales and Lettings team on 01442 235448, browse our website at www.csoparkhomes.com or email sales@csoparkhomes.com for more information. We look forward to speaking to you soon.

well-kept garden areas and many have leisure facilities on site, such as fishing, walks and golf, as well as conveniently situated within walking distance of local amenities too.

We can supply park homes and leisure lodge homes from any manufacturer. We have an inventory of stock homes from any of the leading manufacturers available immediately, or alternatively you can place an order for a home of your choice.

www.jjcooperandsons.com • 0118 942 8782

Please contact our Head Ofﬁce on 0118 942 8782 to discuss your residential park home or holiday lodge requirements.We can supply park homes and leisure lodge homes from any manufacturer.We have an inventory of stock homes from any of the leading manufacturers available immediately, alternatively you can place a forward order for a home of your choice with a lead time of 12 weeks delivery. Our parks are located in Berkshire,Wiltshire, Hampshire, Oxfordshire, Surrey and Essex with our address details listed below.

We have in excess of 1200 residents living on our estates and have more than 40 years experience in the industry, with our ﬁrst park ownership in 1976.

We look forward to welcoming you to one of our parks.

Exclusive Park Home Estates at: Garstons Park HomeVillage,Tilehurst, Berkshire RG31 4TS (Head Ofﬁce) California Country Park, Finchampstead, Berkshire RG40 4HT • Kingsleigh Park,Thundersley, Essex SS7 3QJ

• Cambridge Lodge Park, Horley, Surrey RH6 8PR • Oxford Park Homes, Sandford-on-Thames, Oxford OX4 4YT • Bungalow Park,Amesbury,Wiltshire SP4 7PJ • Robann Park, Fareham, Hamsphire • Lincoln Farm Park, Standlake,Witney OX29 7RH T: 0118 942 8782

garstonspark@outlook.com

Little Bert was severely unwell – he was painfully thin with pressure sores over his body. Bert’s untreated wounds had been attacked by flies and there were hundreds of burrowing maggots inside. He was also suffering from a highly contagious respiratory disease called strangles.

Despite the horrific ordeal little Bert has been through, he has an inspirational determination to survive.

your legacy today Bert is now forever safe

Bert’s needs were complex

In a modern four star hotel

Options Available

Bed & Breakfast – includes full continental buffet breakfast

Half Board – includes breakfast and full special buffet dinner

Full Board – includes breakfast, dinner and buffet lunch

All Inclusive – includes breakfast, lunch, dinner, snacks during the day and unlimited local drinks (including local house wine, spirits, beer, soft drinks, juices, tea and coffee) – served until 23.00 hrs

Free high speed WIFI, free Room Safe, Mini Cooler included in room, Self-Service Laundry including detergents (coin-operated)

LIFE-CHANGING GIFTS

Remembering Leeds Hospitals Charity in your Will could help critically ill patients. We take a look at two patients helped by the charity.

“I didn’t know if he’d ever be able to speak again.”

Joanne, wife of Martin, Leeds Hospitals stroke patient

Martin’s stroke made him speechless. Expert speech therapy helped Martin find his words again. You can help critically ill patients like Martin get the support they need by remembering Leeds Hospitals Charity in your Will today.

It’d been a good day so far. That morning at walking football, 60-year-old Martin scored a goal. After lunch with his wife Joanne, they did some chores – starting with moving some bedroom furniture. But when he sat down for a break, Martin knew something was wrong. He couldn’t move – or speak. After being rushed by ambulance to Leeds Teaching Hospitals, Martin had a thrombectomy to remove a blood clot.

Martin was lucky. There are only two hospitals in the country that can perform this life-saving operation –

and Leeds General Infirmary is one of them.

But the stroke left devastating damage. Martin couldn’t speak at all at first; when the words returned, they were confused and out of order. Around a third of stroke patients experience aphasia, a language disorder that affects word use in speaking, listening, spelling and reading. Its’ impact can be felt throughout a person’s life.

The Leeds Hospitals speech and language therapy team supported Martin to use technology to rebuild his communication. Martin says acting fast was key to his rehabilitation. “After a stroke, early intervention is the best way to develop your speech. Access to resources in hospital were so beneficial to me.”

New speech and language therapy research is vital to lessening the damage caused by conditions like aphasia. Leeds Hospitals Charity has invested over £39,000 into a project focused on new digital tools for patient recovery, led by Jen Thomson, Stroke Clinical Specialist Speech and Language Therapist.

“This research is crucial.” Martin says. He became an ‘expert by experience’ representative for the project – knowing how important his voice could be for

other patients. “My improvement through therapy was transformational. All patients should have the opportunity to use digital tools in hospital.”

Groundbreaking research, like this aphasia project, are made possible through gifts in Wills to Leeds Hospitals Charity. Thanks to these thoughtful gifts, Martin can once again speak with his family and friends.

Through a gift in your Will to Leeds Hospitals Charity, you could upgrade crucial equipment, engage world-leading researchers and unlock the answers to some of our biggest medical challenges. Every penny matters; find out more about making your own special research contribution at: www.leedshospitalscharity.org.uk

MARTIN’S STORY

months were to prove more yet. He was underweight and help of Jacqui, a dietician at Leeds Hospital, to get his development

RUFUS’ STORY

diagnosed Rufus with small bacterial overgrowth. The

“It’s our responsibility to improve prospects for kids like Rufus.”

Learning that your precious newborn has a life-limiting condition is heartbreaking. Shortly a er Rufus was born, the tests conﬁrmed his parents’ worst fear – Rufus had cystic ﬁbrosis.

also ensures we make the lives of patients like Rufus comfortable as possible while they’re in the hospital’

Ben, Rufus’ dad

A condition that causes a thick, sticky mucus build-up, o en in the lungs and digestive system, it once meant a shortened life. Today, thanks to medical advancements, many live longer with the illness. But cystic ﬁbrosis can bring many complications which a ect quality of life.

Rufus underwent his first operation for a blocked bowel at just 30 hours old. It was a warning sign of cystic fibrosis. Today, thanks to expert care and pioneering medication at Leeds Teaching Hospitals, Rufus’ future looks bright.

Rufus’ ﬁrst months were to prove more challenging yet. He was underweight and needed the help of Jacqui, a dietician at Leeds Children’s Hospital, to get his development back on track.

‘Jacqui diagnosed Rufus with small intestinal bacterial overgrowth. The

Learning that your precious newborn has a life-limiting condition is heartbreaking. Shortly after Rufus was born, the tests confirmed his parents’ worst fear – Rufus had cystic fibrosis.

was a turning point, Rufus started weight,’ Rufus’ dad Ben remembers. now beneﬁting from recent advances for cystic ﬁbrosis. Thanks kindness of people giving gi s in their researchers at Leeds Children’s Hospital tirelessly to develop groundbreaking patients like Rufus. Daniel Peckham, professor medicine explains, these s work to drive world-leading ‘Donations are so important. They continue with our research into

A condition that causes a thick, sticky mucus build-up, often in the lungs and digestive system, it once meant a shortened life. Today, thanks to medical advancements, many live longer with the illness. But cystic fibrosis can bring many complications which affect quality of life.

Rufus’ first months were to prove more challenging yet. He was underweight and needed the help of Jacqui, a dietician at Leeds Children’s Hospital, to get his development back on track.

‘It also ensures we can make the lives of patients like Rufus as comfortable as possible while they’re here in the hospital’

medication was a turning point, Rufus started to put on weight,’ Rufus’ dad Ben remembers.

“Jacqui diagnosed Rufus with small intestinal bacterial overgrowth – the medication was a turning point, Rufus started to put on weight.” Rufus’ dad Ben remembers.

Rufus is now beneﬁting from recent medical advances for cystic ﬁbrosis. Thanks to the kindness of people giving gi s in their wills, researchers at Leeds Children’s Hospital can work tirelessly to develop groundbreaking treatments for patients like Rufus.

better treatments, and, ultimately, a cure. It also ensures we can make the lives of patients like Rufus as comfortable as possible while they’re here in the hospital.’

As Dr Daniel Peckham, professor of respiratory medicine explains, these thoughtful gi s work to drive world-leading research. ‘Donations are so important. They allow us to continue with our research into

Rufus is now benefiting from recent medical advances for cystic fibrosis. Thanks to the kindness of people giving gifts in their Wills, researchers at Leeds Children’s Hospital can work tirelessly to develop groundbreaking treatments for patients like Rufus.

As Dr Daniel Peckham, Professor of Respiratory Medicine explains, these thoughtful gifts work to drive worldleading research. “Donations are so important – they allow us to continue with our research into better treatments, and, ultimately, a cure. It also ensures we can make the lives of patients like Rufus as comfortable as possible while they’re here in the hospital.”

better treatments, and, ultimately, a cure. It also ensures we can make the lives of patients like Rufus as comfortable as possible while they’re here in the hospital.’

Rufus starting treatment at such a young age will help to ensure he can cope with the challenges of his condition as he gets older. Rufus is now two-years-old and thriving – just like any other cheeky toddler. His lifechanging diagnosis won’t hold him back.

Rufus starting treatment at such a young age will help to ensure he can cope with the challenges of his condition as he gets older. Rufus is now two years old and thriving – just like any other cheeky toddler. His life-changing diagnosis won’t hold him back.

You could help children like Rufus coping with cystic ﬁbrosis to live longer, happier, healthier lives. A gi in your will to Leeds Hospitals Charity could help upgrade crucial equipment, fund world-leading research and unlock the answers to some of our biggest medical challenges. One day, it could lead to a cure for cystic ﬁbrosis.

You could help children like Rufus coping with cystic fibrosis to live longer, happier, healthier lives. A gift in your Will to Leeds Hospitals Charity could help upgrade crucial equipment, fund world-leading researchers and unlock the answers to some of our biggest medical challenges. One day, it could lead to a cure for cystic fibrosis.

Small or large, every single gift is important. Find out more about making your own special research contribution here:

Small or large, every single gi is important. Find out more about making your own special research contribution at leedshospitalscharity.org.uk/legacy.

www.leedshospitalscharity.org.uk/legacy

Small or large, every single gi is important. Find out more about making your own special research contribution at leedshospitalscharity.org.uk/legacy.

Together, we can be there for future generations –remember Leeds Hospitals Charity in your will today. leedshospitalscharity.org.uk

RUFUS’ STORY

PHOTO: LEEDS HOSPITAL CHARITY

Soft, Minimalist Home –Art and Soul

Award-winning interiors blogger Abi Dare of These Four Walls reveals a softer, more relaxed approach to a minimalism that will enhance your wellbeing and simplify your home.

In her first book, Abi Dare busts the myths, demonstrating that minimalist spaces can be warm, welcoming and as individual as the inhabitants, showing how a diverse range of people have created minimalist havens that reflect their tastes and tell their stories.

It was texture that first attracted trained art restorers Hannah and Charlie Reed to the West Sussex cottage that they share with their young son Monty, and Malmo the cat. Built in the 1800s and located in Chichester on the edge of the South Downs National Park, it is a calm, cosy and characterful haven with exposed brick chimney breasts, rustic timber doors and original fireplaces.

The narrow, single-fronted façade opens straight into the living room, with a kitchen, dining room and bathroom beyond and two bedrooms above.Although they rent the property, Hannah and Charlie were given free rein by their landlady to make it their

The living room

own and so they set about putting their stamp on the interiors as soon as they moved in. Their first project was to install built-in shelving in the livingroom alcoves, creating much-needed storage for their books and adding a sense of height to the small space. They then made several changes to the kitchen, replacing a missing door with one crafted by Charlie’s father to match the others in the house, and repainting the pale grey cabinets in a moody, mossy green.

Treasured finds

Hannah found the glass-fronted cabinet in the dining room at a manorhouse clearance sale. She describes it as her own little gallery, where she can keep treasured pieces safe from small hands and curious paws.

At the other end of the room is a centuries-old wooden table flanked by a bench made by Charlie, forming a compact and practical seating area that can be pulled out from the wall when guests visit for meals.

The teak chairs are vintage designs created by Kofod Larsen for G Plan in the 1960s. Hannah picked them up on eBay and re-covered the seats in soft chocolate-brown wool.

The Soft Minimalist Home by Abi Dare, ©Ryland Peters & Small (£35). Photography by Benjamin Edwards

That particular hue, together with earthy beiges and browns and timeworn wood, now forms a linking thread throughout the cottage and reflects the couple’s deep love of nature.

‘I’ve always found minimalism appealing as a way of living, but I’d never feel at home in a stark white box,’ says Hannah. ‘For me, colour and texture add essential warmth and, as we’re happiest when we’re in the garden or exploring the beautiful woodland of the South Downs, the outdoors came to me instinctively as inspiration.’

Hannah and Charlie’s passions also shine through in the furniture and accessories. Both have a background in art, with Hannah holding a doctorate in 16th-century portraiture, and they have skilfully incorporated oil paintings and antiques while maintaining a pared-back, unfussy feel.

‘Older pieces introduce beautiful glints of interest that you just don’t get with anything mass-produced and new,’ she explains.

‘The little details and patinas – a bit of embroidery, a section of insect-eaten wood – are hugely appealing, and I enjoy noticing how the light interacts with them at different times of day.’

Alongside the vintage finds, mostly sourced from car-boot sales and the weekly antiques market in nearby Ford, are soft furnishings and upholstery in an appealing mix of textiles. The sofa is piled with velvet cushions, sheepskins and deer hides cover benches and chairs, and beds are dressed in linen and wool. Underfoot, woven jute rugs add warmth to the wooden floors.

Hannah also has a growing collection of contemporary ceramics and textural abstract artworks, all carefully chosen and mostly hand-crafted by independent makers. These cherished objects are dotted throughout the house in little clusters that she rearranges to suit the season and her mood, often adding foraged foliage and horse chestnuts from woodland walks, or flowers and herbs cut from the garden.

‘I take enjoyment and comfort from them all,’ she says. ‘Nothing is surplus or unnoticed.’

The overall effect is simple, soulful and homely. The entire cottage exudes a wonderful sense of calm, with layers of depth and interest that slowly reveal themselves to the eye. Most importantly, though, it tells the story of the people who live in it and proves that a rented property can become a truly meaningful home.

‘This house is my refuge from the outside world,’ concludes Hannah. ‘It’s a mirror of my internal space, my brain and my mood, and it makes me feel safe. I’m not exaggerating when I say that everything in it speaks to me of something or someone I love.’

Heartwarmer

The kitchen sits between the living and dining rooms and forms the literal and figurative heart of the house. ‘It gets beautiful soft light,’ says Hannah. ‘Whenever I feel overwhelmed, I stand and look out over the garden – that’s my therapy.’ An antique printing-press drawer hangs in the alcove nearby. Harmonious tones

Hannah and Charlie transformed the kitchen on a tight budget by painting the cabinets in The Tobacconist, a yellowtoned green by Coat Paints that adds warmth to the

north-facing room. They also commissioned handmade shelving from small family-run business Folkhaus, using it to showcase ceramics and seasonal finds. The most recent additions include an assortment of mugs and bottle vases by the Scotland-based potter Jono Smart.

Shelf life

Alcove shelving maximizes storage in the living room. The cupboards below had white plastic knobs, now replaced by elegant brass handles that are more in keeping with the age of the cottage. Hannah and Charlie painted everything in the same hue as the walls to create the illusion of more space.

A multifunctional space

The bureau in the bedroom opens out to form a desk, providing a handy homeworking spot in the small cottage. The lamp on top is battery powered, meaning it can be moved wherever needed. A pegboard on the wall offers space to display notes, postcards and inspiring images. The minimalist textile artwork is by Nikki Heaton.

Picture perfect Hannah’s fascination with historical art is evident throughout the house. One of her favourite paintings is a wistful 18th-century portrait, which Charlie is bringing back to life. It sits in the main bedroom, on one of the exposed-brick chimney breasts that first made the couple fall in love with the property.

The main bedroom

The kitchen

The dining room

The Beginner’s Guide to Laser Eye Surgery

By Professor Sunil Shah, Consultant Ophthalmic Surgeon, Midland Eye

If you’ve ever fumbled for your glasses early in the morning or struggled with contact lenses after a long day, you might have wondered whether laser eye surgery could be the answer. So, let’s break it down and explore what laser eye surgery really is, how it could help, and, most importantly, whether it’s the best option for you.

What is laser eye surgery?

Essentially, laser eye surgery is a way to reshape your eye’s cornea – the clear, dome-shaped surface at the front of your eye. A bit like changing the lens of a camera to bring everything into better focus.

Using incredibly precise lasers, surgeons can modify the cornea’s shape to change how light enters your eye, helping to correct various vision problems.

It’s a remarkably quick procedure –usually taking just 15-30 minutes for both eyes – and has become one of the most common elective surgeries in the UK. Yet laser eye surgery isn’t a ‘one-size-fits-all solution’.

What laser eye surgery cannot treat

While laser eye surgery can help with many vision problems, it’s important to understand its limitations. Some eye conditions require different types of treatment entirely. For instance, refractive laser eye surgery can’t help with age-related macular degeneration, glaucoma, or severe diabetic eye disease (although there are other lasers available for those conditions).

Laser eye surgery also can’t prevent the natural ageing of your eyes. So, while it might give you perfect distance vision now, you may still need reading glasses as you get older – just like everyone else.

It’s important to note that while both procedures have “laser” in their name, laser eye surgery is quite different from laser cataract surgery or laser refractive lens exchange. Laser eye surgery reshapes your cornea to correct vision problems, while cataract surgery and refractive lens exchange – whether laser-assisted or traditional – both replace your eye’s natural lens with an artificial one.

The journey to clearer vision Getting laser eye surgery typically starts with a thorough assessment. If you are having vision issues and think that laser eye surgery could help, start by chatting with your optician, or you could self-refer to a specialist eye clinic like Midland Eye

If your consultant believes that laser eye surgery might help improve your vision problems, they will then book in an initial consultation. During your initial consultation, your eye care team will:

• Take detailed measurements of your eyes

• Create a 3D map of your corneas

• Check your overall eye health

• Discuss what you’re hoping to achieve

• Talk through which type of surgery might suit you best.

Recovery and results

The recovery journey after laser eye surgery is usually straightforward, though it varies depending on which procedure you’ve had. Most people find their eyes feel a bit uncomfortable for the first few hours after surgery. This is completely normal and usually eases quickly.

Your vision will typically be a bit blurry at first, but this gradually

Continued overleaf

clears over the first few days. You’ll need to use eye drops regularly to help with healing and keep your eyes comfortable. Many people are pleasantly surprised by how quickly they can return to their daily routine. Over the following weeks, your vision will continue to settle and improve. While many people notice dramatic improvements within days, your eyes need about 3-6 months to fully stabilise. During this time, you might notice your vision fluctuates slightly – being a bit sharper or blurrier at different times of the day.

Most people achieve very good vision after their surgery, with many reaching 20/20 vision or better. However, it’s important to remember that everyone’s eyes heal slightly differently, and while the vast majority of people are delighted with their results, a small number might need a followup procedure to achieve their best possible vision.

Depending on your clinic and the scope of the surgery, there may or may not be an additional cost for the follow-up procedure. At Midland Eye, we provide a free follow-up surgery

for further correction as we specialise in complex prescriptions, where it’s difficult to predict the exact outcome of surgery.

The financial side

Let’s talk about costs – because this is often a key factor in decisionmaking. Laser eye surgery typically isn’t available on the NHS. For most people, it’s a private treatment costing between £2,000 and £4,000 per eye, and many clinics offer payment plans to spread the cost.

Making your decision

Laser eye surgery can be life-changing, but it’s important to:

• Take your time deciding

• Ask plenty of questions

• Have realistic expectations

• Choose a reputable provider

• Consider both the benefits and limitations.

Remember, while laser eye surgery has an excellent safety record and high satisfaction rates, it’s still a surgical procedure. Take time to weigh up your options, and don’t feel rushed into making a decision.

ABOUT MIDLAND EYE

Professor Sunil Shah is a Consultant Ophthalmic Surgeon at Midland Eye. Midland Eye was founded by four ophthalmic surgeons who wanted to provide patients with a comprehensive, specialist service for the diagnosis and treatment of all eye conditions. The team are leaders in their field and offer a consultant-only service to all patients requiring eye care or surgery. Every consultant is qualified to treat common eye conditions such as cataracts, but each one also has a particular area of specialisation, ensuring that patients get the best possible outcome, no matter what the diagnosis. Private patients can benefit from access to collaborative care and facilities with the latest and best technology. The clinic’s approach is designed to be convenient for people who lead busy lives and have limited time to seek medical advice and treatment.

midlandeye.com/ www.facebook.com/midlandeyesocial/ www.instagram.com/midland_eye/ www.linkedin.com/company/the-midlandeye-institute-limited

Make a lasting difference

When we make our Wills, we naturally want to ensure our loved ones are provided for in the future. Making a Will not only gives us peace of mind that our wishes will be carried out once we are no longer here, but it also allows us to leave something special to a good cause that is close to our hearts.

There are multiple ways to include a legacy in your Will, including residuary, pecuniary or specific gifts, and your legal professional will always help you decide on the right option for you.

YOUR LEGACY IS OUR FUTURE

As a small charity, it’s difficult to put into words just how important a legacy gift is. Being remembered in a Will allows small charities, like Naturewatch Foundation, to continue campaigning work and take actions that can make a positive impact on animals worldwide. Legacy gifts are vital to us; without them, we would not be able to carry out the animal welfare work that we do. Whatever amount you wish to leave behind goes a long way.

As with many charities, so much of what we achieve at Naturewatch Foundation takes place without fanfare. Our work is only possible through the generosity of our supporters. Their role, large or small, helps us continue to improve the lives of animals.

To find out more about leaving a legacy, please contact Naturewatch Foundation via: phone 01242 252871, email info@naturewatch.org, or at naturewatch.org/get-involved/leave-a-legacy

LEAVE A LASTING LEGACY

Protect the world’s most threatened habitats and species.

For over 35 years, World Land Trust has been helping conservation partners around the world to protect and restore the earth’s most crucial ecosystems. So far, we’ve already protected over 2.5 million hectares of land, an area bigger than Wales. This would not be possible without supporters like you.

But in the face of the climate crisis, the work is far from over…

By remembering World Land Trust in your Will, you will be taking direct action to save wild places and ensure future generations inherit a thriving planet.

“You do feel proud when World Land Trust say your donations have saved a rainforest forever. Hopefully my children will have a liveable planet as rich as the one I inherited.”

Paul Walden, WLT Legacy Pledger

WRITE YOUR WILL FOR FREE TODAY

We’ve partnered with Farewell and the National Free Wills Network to offer you a free and easy way to write your Will.

Here’s how to get started:

• Head to worldlandtrust.org/leave-a-legacy

• Choose Farewill to create your Will online or over the phone. It takes under 30 minutes and can all be done from the comfort of your own home.

• Or, if you’d rather speak in person, you can arrange a face-to-face appointment with a local solicitor with the National Free Wills Network

• Whichever option you choose, just let them know you’re a World Land Trust supporter to write your Will for free.

• There’s no obligation to include a gift to World Land Trust, but we will be delighted if you can.

Every gift, no matter the size, makes a real impact.

THE HEART BE PART OF

THEY STAND READY TO FACE DANGER AND UNCERTAINTY EVERY DAY. WILL YOU GIVE THEM THE SECURITY OF OUR SUPPORT?

For over 100 years, the Royal Air Force has been ready to protect those you cherish most. Now, you can do the same for them: be part of the heart of the RAF Family by giving its people the support they need, when they need it. As the leading RAF welfare charity, we can give them everything from confidential counselling to mobility aids as well as support for injuries, illness and bereavement.

After looking after your loved ones, would you consider leaving a gift in your Will to the RAF Benevolent Fund? FOR MORE INFORMATION OR TO REQUEST YOUR FREE GUIDE, PLEASE CONTACT US 0800 042 1111 OR VISIT RAFBF.ORG/GIFT

Leave a legacy and let charitable work live on

No one likes to think about death and many people delay writing a Will until a more

suitable time.

Making a Will is so important as it is the only sure way that allows you to decide how you wish your estate to be distributed when you pass. Aside from the risk of someone benefitting from your estate who you would not have chosen, dealing with the estate of someone who died without a Will is much more complicated and costly. Members of the family left behind will be handed a great deal

of unnecessary, time consuming work that could have been avoided.

When making a Will, once family and friends are taken care of, why not consider leaving a legacy to a charity of your choice. This means you will be making a significant contribution to the vital work done by charities for future generations. Even leaving a small gift to your favourite charity also means you will leave a fantastic footprint too.

Legacies remain the most effective way to support charities and their significance is growing. Charities rely heavily on support and for many it is often a hugely important income stream. Your gift, no matter how small, can make a huge difference to a charity.

The legacy you write into your Will today may not be available to the charity for many years, but you will be providing them with a vital source of income in the future.

While many people in the UK support charities in their lifetime and often say they would happily leave a gift in their Will, unfortunately only a small percentage actually do.

Of course, family and friends come first, but leaving a gift in your Will can sometimes mean your family avoids paying inheritance tax on your estate. One of the reasons many people decide against this, is fear that their

family members will feel cheated out of their inheritance. One of the first steps you can take is to talk to your family about your plans, stating you wish to leave a legacy to charity. Many people ultimately have an intense sense of pride knowing their family wish to make a difference through a gift in their Will.

In fact, a legacy can be anything you want it to be. It doesn’t have to be money. It could be, for example, a rare antique, a car, investments in shares, or even a house. It’s up to you to choose what you would like to give and to whom. Once you have made a legacy, you will have the pleasure of knowing you have made a huge difference.

If you don’t already have a Will, then seek out a solicitor who can help you in the process of making one. If you don’t have a solicitor, the following will be able to help:

- The Law Society – use its Find a Solicitor service to find legal advice in England, Wales and Scotland

- Law Society of Northern Ireland

- Institute of Professional Will Writers

Also, many charities offer a free Will writing service in return for perhaps leaving a small gift in your Will to that charity.

The charities shown overleaf highlight the difference legacies have made to their particular charity.

Kamila Zahno was an amazing woman who devoted her life to work in the community and charity sector, and her legacy will last forever.

Kamila was passionate about the causes closest to her heart, especially those focused on communities and nature. After researching charities supported by Sir David Attenborough, she discovered World Land Trust (WLT).

WLT is a conservation charity with a clear mission: Help people across the world to protect and restore their land to safeguard biodiversity and the climate. Kamila resonated deeply with WLT’s community-driven approach: “in my work I did lots of community engagement with local people, and WLT does exactly the same. World Land Trust isn’t just about land or wildlife. It’s about the whole - including people.”

CASE STUDY

Heart Research UK

Heart Research UK is a charity dedicated to creating a future free from heart diseases, and you can be a part of this journey, by leaving them a gift in your Will.

Every five minutes, someone dies from heart diseases in the UK. Coronary heart disease is one of the UK’s single biggest killers with twice as many women dying from coronary heart disease than from breast cancer and nearly four times as many men as prostate cancer. It is likely that it will impact your life one day, if it hasn’t already.

When Heart Research UK started over 50 years ago, more than 70% of heart attacks were fatal, but today at least 70% of people survive. Despite these great achievements there is still so far to go to prevent, treat and cure heart disease.

An impact to be proud of: Kamila’s lasting gift to nature

Inspired, Kamila reached out to WLT about leaving a gift in her Will, and now she has made a profound impact on the natural world.

Her legacy can be seen in Guatemala’s tropical forests, where part of Kamila’s gift contributed to land purchase to extend the remarkable Laguna Grande reserve. She has actively helped to preserve this idyllic network of mangroves and lagoons, protecting species like the Vulnerable West Indian Manatee, and empowering Indigenous Mayan Q’eqchi’ communities to safeguard their home for future generations.

As Kamila said: “we talk about Wills, but it’s easy not to do anything. It’s very important to consider what you want to do with your legacy. My spirit will live on in perpetuity. Ashes to ashes, it’s a good way to think of it, and it will go to the land.”

Thanks to Kamila’s generous pledge, wild spaces like Laguna Grande have the chance to thrive. The protection of these habitats, species and communities is a lasting tribute to Kamila and her commitment to nature.

CARING FOR VULNERABLE OLDER PEOPLE

The Little Sisters of the Poor are a charity committed to supporting the needs of vulnerable older people of modest means, by providing a caring home with safe accommodation, respite provision, and palliative end of life care.

In these challenging times, our staff and volunteers are going above and beyond to make sure that our high quality care continues. However, because of rising costs and inflation, our charity is in real danger of being unable to remain financially viable, which would have a huge impact on the many hundreds of people who rely on us for their care.

In response to the increasing economic pressures faced by our care homes, we are appealing for crucial funds to help us continue to meet the ever-evolving needs of our residents – many of whom are lonely and isolated before they come to us, and often have very little money and no family members of their own to depend on.

Please visit www.littlesistersofthepoor.co.uk/donate-here/ and make a secure online donation today. All gifts, no matter what size, will be very gratefully received and 100% of your donation will benefit our residents.

The Little Sister’s Mission has always been to care for the elderly poor, and we strive to challenge ageism and disadvantage to ensure the neediest are included in society and can lead fuller, more independent lives.

With your crucial support, we can continue to provide safe, affordable, quality care and assistance to older people in need – not just now but for future generations. Thank you so much.

Little Sisters of the Poor 2a Meadow Road, London SW8 1QH 020 7735 0788 www.littlesistersofthepoor.co.uk

A safe home, the company of friends and a lifetime of care.

For forty years you have helped Redwings provide for rescued horses, ponies, donkeys and mules.

We care for more rescued horses than any other welfare charity. It’s one of the things that makes Redwings special. The waifs and strays, the sick and aged, those that no one else will help are all welcome here. By making a gift in your Will you can ensure a horse with nowhere else to go has a future they can look forward to.

To find out more about including a gift in your Will to Redwings please get in touch: 01508 505246 legacies@redwings.co.uk redwings.org.uk/legacies

After your family and friends, will you consider us?

Family comes ﬁrst, and having a Will in place provides invaluable peace of mind for you and your family.

Many ABF supporters feel an enormous sense of pride in leaving a lasting legacy for those who have served their country.

We are the Army’s national charity. Since 1944 we have been here to support soldiers, former soldiers and their families in times of need.

With no government funding, we rely on the gifts we receive from Wills to support more than a third of our work.

Scan here for further information on our free Will making services

armybenevolentfund.org/gifts-in-wills

Alternatively please call Emma Hamilton, Gifts in Wills Manager, on 020 7901 8909

- Isata Kanneh-Mason | Pianist & Help Musicians Ambassador

Army Benevolent Fund is a registered charity in England and Wales (1146420) and Scotland (SC039189) and registered as a company limited by guarantee in England and Wales (07974609).

Charity NEWS

Angel needs your urgent help

Catastrophes Cat Rescue provides a lifeline for cats in desperate need. They take in cats who have often been abandoned or badly treated. Some are simply strays who have never had the chance of a caring home. Meet Angel, a most gentle and loving cat who has found sanctuary at Catastrophes Angel is in desperate need of urgent surgery to remove an extensive growth of polyps in her ear and also needs a specialist dental. She is part of the community of cats that are cared for at the Catastrophes sanctuary.

Their vets have advised to proceed as soon as possible to give Angel the chance of a successful surgery. With your help they can make this happen for Angel.

Please donate on their website www.catastrophescats.org or on their Facebook page: Catastrophes Cat Rescue (Please mark your donation Help for Angel .)

Help grant a rescued donkey’s wish this winter

All the rescued horses and donkeys of Redwings Horse Sanctuary want this winter is the chance to continue living a life free of fear and neglect. Help make their wish come true by sponsoring a Redwings Adoption Star as a truly unique gift for a loved one, and every penny goes towards their care and that of their four-legged friends at the Sanctuary – of which there are over 1,500!

Sponsorship costs from just £2 a month, and there are more than 20 adorable Adoption Star horses, ponies and donkeys to choose from, each with their own moving story to tell. From gentle giant Shire cross Fox to adorable donkey Dotty, from mini but mighty Sampson to real life ‘Black Beauty’ Maya, there’s an array of wonderful characters enabling everyone to find the perfect new friend for themselves or a loved one!

Those sponsoring an Adoption Star will receive:

• An adoption pack including your Adoption Star’s story and a beautiful photograph

• A certificate of adoption and a fact sheet about your chosen animal

• A bookmark featuring your chosen Adoption Star

• Three postal updates a year from your new friend, including one at Christmas

• Quarterly email updates with photos

• An invitation to your Adoption Stars birthday party - yes, really!

To sponsor a Redwings Adoption Star this winter, head to www.redwings.org.uk/adopt or call 01508 505246.

Committed to a future where no animal suffers for science

In 2023, 2.68 million experiments used animals in British labs, from mice and rats to birds and dogs. This is a 3% decrease from 2022 and the lowest number since 2001, but we’re still a long way from zero.

Worldwide, it’s believed over 100 million animals are used for science every year. Some of these animals are specifically bred for research and some are captured from their native habitats. None of them live a natural life.

While animal research has been the scientific standard for hundreds of years, Replacing Animal Research are here to challenge that. They believe scientific progress can be achieved without causing harm to animals.

That’s why at Replacing Animal Research they’re so committed to a future where no animal suffers for science.

All their work is only possible through the support of people who care about creating a world where animals are not used in medical experiments. Help them find a better way – visit replacinganimalresearch.org.uk/legacy, call 0115 958 4740 or email hello@replacinganimalresearch.org.uk

Charity NEWS

Hook a duck

Nature is full of surprises and sometimes, even the most unlikely of creatures are in need of a helping hand. One sunny afternoon in late August, a member of the public noticed a distressed mallard duck with a fishing line protruding from its beak. It was evident that the bird had swallowed a fishing hook and realising the severity of the situation, they quickly contacted the nearest vet, who in turn referred the poor duck to Tiggywinkles Wildlife Hospital

As soon as he arrived, the veterinary team carried out a radiograph on the duck (who they have since affectionately dubbed Hugh Quackman) and it showed that the fishing hook was dangerously lodged in his coelomic cavity, adjacent to his heart and that it required delicate extraction to avoid any further damage.

Tiggywinkles’ vet, Steve, carried out an emergency operation where he made an incision into the neck, entering through the oesophagus to remove the hook. Due to the location of the hook, it was an awkward and intricate operation, but Steve isn’t just one of the best vets in the country, he’s also an avian specialist and made the whole thing look easy, successfully removing the hook.

After weeks of dedicated care and recuperation, they are really pleased to report that Hugh is recovering well, and they are confident he will go on to make a full recovery, soon to be reunited with his fellow feathered friends in the wild. What a quacking outcome! If you find a bird who looks like they’ve swallowed a fishing line, please DO NOT try to remove it yourself, as this could actually cause more damage. Instead, please tie the end of the line to a twig or stick to secure the wire and get them to a rescue centre as quickly as possible. They will be able to take radiographs to determine the best course of action, dependent on where the hook is located.

This serves as a vital reminder for both seasoned fishermen and novices alike to prioritise responsible angling practices. Ensuring that fishing lines, hooks and other equipment are safely secured and properly disposed of is crucial in avoiding unfortunate incidents that could potentially harm innocent wildlife. www.tiggywinkles.com

Do you love music? Let the soundtrack of your life live on with a gift in your Will

Music evokes powerful memories, connects us with others, and brings more meaning to our life experiences as we share them with family and friends. Leaving a gift in your Will to Help Musicians is a wonderful way to ensure your passion for music lives on, taking care of musicians in times of crisis and opportunity and providing support for the next generation of inspiring musical talent.

100% of your gift goes directly to their frontline work.

“The charity supported me during my Masters and their help was absolutely invaluable. Now is an especially challenging time for musicians, both financially and emotionally, and charities like Help Musicians are vital during these difficult periods.”

– Isata Kanneh-Mason, Pianist & Help Musicians Ambassador

A gift in your Will could be the most important gift you ever make

Leaving a gift to Help Musicians is your chance to make a meaningful investment in the future of musicians and let your love of music and the soundtrack to your life live on.

If you would like to know more about leaving a gift in your Will they would love to speak to you, so do let them know by giving them a call on 020 7239 9142, or email them at legacy@helpmusicians.org.uk

About Help Musicians

At Help Musicians, they understand the value that music brings and for the last 103 years have been working hard to support the people behind the music to hone their craft and build healthy, sustainable careers. In times of crisis, or opportunity those needing help can rely on them to listen and help.

Learn more about leaving a gift to Help Musicians on their website: www.helpmusicians.org.uk/wills

Registered Charity No: 228089. Help Musicians is the working name of the Musicians Benevolent Fund

Your family first – the Army family second

Pledging a gift in your Will allows the Army Benevolent Fund to look ahead and plan to respond to future welfare needs. For over 80 years the Army Benevolent Fund has supported the Army family through all of life’s challenges, including bereavement, injury, getting back to work, and elderly care. Help is delivered through individual grants to serving soldiers, veterans and family members in need, and through providing essential funding for other charities and organisations to deliver specialist services to the Army community. The past two years have seen a continued rise in requests for support, both from individuals and the charities and organisations they fund.

With no government funding, the Army Benevolent Fund relies entirely on the generosity of supporters with one-third of their income coming from gifts in Wills.

During the 2023-24 financial year the Army Benevolent Fund supported more than 75,000 members of the Army family all over the UK and in 51 countries around the world. Our youngest beneficiary was one day old,

our oldest was 104 years.

Lee is a former soldier with a distinguished service record. He lives in Kent with his wife, Natalie, and their two children, Evie and Henry. When Lee asked for support to fund urgent home adjustments for his disabled tenyear-old son, Henry, the Army Benevolent Fund were there to help.

When Henry was four years old, he was diagnosed with a condition called Duchenne muscular dystrophy. It is a progressive, life-limiting condition, which is causing his muscles to weaken.

The costs of the home adjustments were more than the family could afford. The Army Benevolent Fund were able to provide the family with a grant of £13,500 to cover the cost of the bi-fold doors to enable Henry to access the garden from his bedroom and living room.

Lee said ‘Henry is now able to be outside with family and friends and with our dog, Dave. Thank you.’

To find out more about pledging a gift in your Will or free Willwriting services, please call the Army Benevolent Fund Gifts in Wills Manager, Emma Hamilton, on 0207 7901 8912 or email her at ehamilton@armybenevolentfund.org

CATASTROPHES CAT RESCUE

Catastrophes Cat Rescue provides a lifeline for cats in desperate need.

The cats we take in have often been abandoned or badly treated. Some are simply strays who have lived on the streets and never had the chance of a caring home. With your support we can reach out to them and provide urgent veterinary care, food and warmth.

We actively support spaying and neutering as an essential part of responsible animal care.

Our unique sanctuary in the Sussex countryside gives cats that are diﬃcult to home such as feral, nervous and elderly cats, a peaceful environment with all home comforts and the freedom of the country gardens that surround the sanctuary.

Please remember us in your will.

With your legacy we can provide homeless and unwanted cats with love and care and a bright future.

“Help us to be their someone”

Visitors welcome by appointment – Contact Liz Varney:

Catastrophes Cat Rescue

Half Moon Cottage, Bakers Lane, Dallington, Heathﬁeld, East Sussex TN21 9JS Tel: 01435 830212 Mobile: 07912 113392

lizzie@catastrophescats.org www.catastrophescats.org

Patron: Peter Egan

Charity Number: 1017304

Visit us:

You can’t teach an old dog new tricks... But you can teach a scientist.

Help Replacing Animal Research find a better way than animal experiments.

Replacing Animal Research is an independent charity dedicated to the development of new and valid methods that will remove the need for laboratory animals in medical and scientific research, education and testing.

Replacing Animal Research is a charitable incorporated organisation with registration number: 1176266 replacinganimalresearch.org.uk hello@replacinganimalresearch.org.uk

Please remember Replacing Animal Research in your will.

For more information visit replacinganimalresearch.org.uk/ legacy or call 0115 958 4740 today.

Thinking about Live-in Care Support or already have a care package in place?

If you are thinking about Live-in Care Support and wondering about the cost, availability, or anything else, please ask us. If you already have Live-in Care Support but would like to compare costs, please call us on 01603 764567.

Able Community Care is a specialised Live-in Care Provider. Established in 1980, we provide support on a nationwide and offshore basis. Based in Norfolk but available everywhere. www.ablecommunitycare.com

If you would like an information brochure, please call 01603 764567 or email to:

info@ablecommunitycare.com