ALSA LC UNPAD Magazine: OCULUS Vol. 4

OCULUS ALSAMagazine

ByALSALCUnpad

WLAASL

GreetingsALSAians!

Hereby I welcome the readers of ALSA Magazine OCULUS: Vol 4 by ALSA Local Chapter Universitas Padjadjaran to enjoy its informative and creative content regarding Investment Law with the tagline of “A New Era of Investments”. In this era, investment become one of the effectivewaystoputmoneytoworkandpotentiallybuildwealth.The greater growth potential of investing is primarily d t th f compounding and the risk-return tradeoff. That is forustoknowmoreandbecomemorewaryofinve

This magazine aims to give a better understanding possess the knowledge in regards to the issues of Investment Law. I am immensely proud to urge the readers to gain knowledge through the contents written in this magazine as it is an important issue that wemustbeawareof.

I aspire wonderful pieces like this could continually be produced and actasanentertaining,educativeyetinformativesourceofinformation that can be accessed publicly. Moreover, I would like to give my highest gratitude and appreciation to everyone involved in producing this Magazine. I sincerely hope that ALSA Local Chapter Universitas Padjdjaranmaycreatemoreastonishingproje apurposetodeveloptheirmembersandthe well. pleaseenjoythisexquisitemag

2022: A New Era of Investments

Jagad Putra Dewanto

Vice Director of Human Resouces Development

Mohammad Arif Tawakal Director

Ahmad Adib Karami Vice Director of External

Muhammad Noor Fairruz B. Vice Director of Internal

Tiara Putri Faradilla Treasurer 2

Rosena Amelia Musnadi Treasurer 1

Alisha Nadira Secretary 1 Annisa Syifa Emillyantie Secretary 2

Hannaura Diffa P Head of Internal

Marla Satika Head of HRD

Keysha Salma N. Head of Funding

Muhammad Akbar S Vice Head of Funding

Tsania Salsabila Head of External

Zidna Sabrina Head of ICT

Rachika Nadhifa Alifia Vice Head of ICT

2022: A New Era of Investments

2022: A New Era of Investments

2022: A New Era of Investments

2022: A New Era of Investments

2022: A New Era of Investments

2022: A New Era of Investments

Digital Investment

by : Law Development Division ALSA Local Chapter Universitas Padjadjaran 2021/2022

Investing as a method to grow money is no longer exclusive to the wealthy. Indeed, investing in real estate still requires significant capital, which sounds unreachable to the masses. However, this is no longer the case for other instruments, especially stocks and bonds. In the past, investing in stocks and bonds required one to physically visit the securities office and plac a massive amount of funds as starting capital. Nowadays, people can invest in stocks and bonds digitally right from their smartphones and place their capital starting as low as 100 thousand Rupiah. Thanks to technological advancements, the number of digital investment platforms in Indonesia has grown exponentially, allowing people to have choices that suit their preferences and, of course, promote business competition between these platforms.

Unlike other digital services, digital investment platforms are responsible for handling users’ funds, to be precise, their investment transactions. Hence, aside from abiding Act No.19 Year 2016 regarding Electronic Information and Transactions Law (Undang-Undang No. 19 Tahun 2016 tentang Informasi Dan Transaksi Elektronik) and Government Regulation No.71 Year 2019 regarding Implementation of Electronic System and Transaction (Peraturan Pemerintah Nomor 71 Tahun 2019 tentang Penyelenggaraan Sistem dan Transaksi Elektronik), these platforms are required to meet certain regulations set by the Financial Services Authority Otoritas Jasa Keuangan Republik Indonesia).

To be exact, according to Article 4 of Act No.19 Year 2016 regarding Electronic Information and Transactions Law, digital platforms (including platforms for investment purposes) must aim to educate the people as a part of the global society, develop trade and the national economy to improve society's welfare, increase the effectiveness and efficiency of public services, open opportunities for anyone to enhance ideas and ability in the field of Information Technology optimally and responsibly, and provide specific security, justice, and legal sense for users and platforms.

AccordingtoArticle24oftheFinancialServicesAuthorityregulation,digital investment platformsare required to compile a risk self-assessment report on a monthlybasisandsubmitittotheFinancialServicesAuthority.Moreover,Article

25 from the above regulation stated that platforms are required to report to its consumers regarding matters relating to investment performance, investment value,includingportfoliosownedbyconsumers.Lastbutnotleast,accordingto

Article 45Paragraph 2oftheGovernment Regulation No.71 Year 2019regarding Implementation of Electronic System and Transaction, digital platforms are required to guarantee good faith, precautionary principle, transparency, accountability,andfairness.

These laws and regulations are designed to protect users and platforms from any illegal activity. Unfortunately, many people are still plagued by the traps of illegal investments due to the low digital literacy rate that people have in Indonesia. This has directly affected the general public ability to judge whether the terms and conditions set are fair or not, and even more crucial, whether it is legal or not. Furthermore, this is exacerbated by how people get into investments themselves through family or friends, which leads them into a pyramid scheme with the lure of an investment that is fast and easy with high profit,onlytolosealargesumofmoneyattheend.

This has directly impacted Indonesia's investment market growth, with pessimism being the most prominent factor. As word of mouth between people spreads about how illegal investment spreads, people will think twice about putting their money into a new venture. Even though these illegal investments have directly violated the regulationsmentionedabove,thisstillhasnot instantly stopped them from continuously growing. As of now, Indonesian officials have tried to stop these cases, but it is clear that these illegal ventures grow faster than they can cut. Thus, this has become a point of contest in whether the government can fully handletheseventuresornotinthelong-term, as it is not clear how fast this industry changes and coincides with how digital literacyisstillapre-existingproblem.

WORKSCITED

Handayani, Indah "Ternyata, Tiga Faktor Ini Jadi Penyebab Masyarakat Terjerat Investasi Bodong" Investorid, 6 April 2022, investor.id/market-andcorporate/289770/ternyata-tiga-faktor-inijadi-penyebab-masyarakat-terjeratinvestasi-bodong

Setyowati, Desy. "Pra-KTT Y20: Ada Dua Penyebab Maraknya Investasi Bodong di Indonesia" katadatacoid, 24 April 2022, katadatacoid/desysetyowati/finansial/62 65091a08825/pra-ktt-y20-ada-duapenyebab-maraknya-investasi-bodong-diindonesia

One of the goals of investing is to earn? Where is padjadjaran university located? In terms of the implementation time, one of the advantages of making digital investments is ? Investment law in Indonesia is regulated in UU No. 25 2007 which discusses about? What District is Jatinangor in ?

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Digital investment activities or investment activities to get future profits can be done through online platforms such as?

One of the famous mall in jatinangor In addition to the advantages, online investment also has disadvantages, along with the rapidly growing criminal actions such as..

Digital Investment offers capital investments requirements that is ? What is Sumedang signature food?

Seminar dan Workshop Nasional (Semworknas) is an event held by ALSA Indonesia. As the aforementioned name, this event is comprised of the seminar and workshop. In the seminar session there is a theme that emphasizes on legal issues which are important and deemed necessary and interesting to discuss

SEMW KNAS SEMW KNAS SEMW KNAS

This seminar aims to provide knowledge to law students, especially members of ALSA Indonesia as a capital to be able to compete in the real world. Meanwhile, in the workshop session participants will discuss and simulate the application of law from the main theme that has been given at the seminar, usually followed by presenting the results of the discussion. The seminar is open for the general public, while the workshop is specifically for the selected delegates.

Semworknas 2022 was hosted by ALSA LC UGM The official grand theme for Semworknas 2022 is “Optimizing the Legal Framework on the Protection of Women’s Rights in MSMEs Rights in Economics”. This year, Semworknas focus on gender equality and women’s participation in economic fields. As a member of ALSA Indonesia, ALSA LC Unpad took part in enlivening Semworknas by sending several delegates. The delegates were very active during the event so they crowned as Best Delegates and got several other achievements.

by :

Networking Development

PPALT ALT PALT

PRA-MUSYAWARAH / Pre-National Assembly is a forum of deliberations whose results will be followed up at the National Assembly (At SEMUNAS). In addition, here the National Board will present the mid-year Accountability Report. This activity will only be attended by 3 representatives from each Local Chapter.

ALT / ALSA Leadership Training ALSA Leadership Training aims to foster leadership spirit in ALSA Indonesia members so that it can become a qualified cadre and understand the essence to have ideal leadership spirit In this year,

PALT ALSA was presented by Universitas Padjadjaran with the theme “Mun Teu Ngoprek Moal Nyapek, Mun Teu Ngakal Moal Ngakeul, Mun Teu Ngarah Moal Ngarih ”

Seeing from the core of the PALT event itself which is divided into the National Pre-Congress and ALSA Leadership Training, with its big theme "Mun Teu Ngoprek Moal Nyapek, Mun Teu Ngakal Moal Ngakeul, Mun Teu Ngarah Moal Ngagarih" that means “if we don't want to think, strive, and innovate, then we won't achieve anything " This is certainly in line with the goals of PALT itself where we want to make changes by fighting, innovating, and thinking about ALSA in the future in order to achieve ALSA's goals in the future and of course with the ALSA Leadership Training itself to grow ALSA Indonesia's HR Members to create even bigger ALSA,

2022: A New Era of Investments

This year's PALT we took a big step to hold PALT XXIX offline, because seeing from several years of ALSA management, it is very believed that ALSA needs a trigger to become a reference for the Offline Work Program in national events, which after 2 years of absence from offline national events . So that we innovate various series starting from the Opening Ceremony, ALSA Leadership Training, National Seminar, to the Closing Ceremony, which is held here offline with talent coordination that will appear.

The target of PALT XXIX is of course to become a reference for other national events as the opening door for national events and of course the running of PALT XXIX is also to become the head of half of ALSA Indonesia's decision to determine the fate of ALSA Indonesia's next half of management and also increase human resources for ALSA Indonesia members. We think that with the passage of PALT XXIX and the aftermath of this work program, we think that the target of PALT XXIX has been achieved.