While the financial wellbeing of our members is our top priority at all times, our commitment to the communities where members live and work is critical to the decisions we make regarding partnerships and philanthropy. We care deeply about community and believe that collaboration with other organizations helps the entire region grow and prosper. And that, of course, is good for all of our members.
We care about the things our members care about. We act on their behalf when we address community challenges like food insecurity, health and education. That’s why we support Cancer Services Incorporated, the Second Harvest Food Bank and other worthy causes.
Our newest partnership agreement offers tremendous opportunities to strengthen our community impact and benefit members for generations to come. Recently, we announced jointly with Wake Forest University that the home of the Demon Deacons football team would be known as Allegacy Federal Credit Union Stadium. With prominent signage and other amenities, the thousands of people who attend football games and other campus events and the millions of viewers who watch the games on TV will come to know Allegacy.
The Wake Forest partnership means that countless individuals and businesses will learn the distinctive
benefits of a credit union and how member-owned and member-driven organizations like ours can bring greater value to our communities. The Allegacy story is one of innovation and extraordinary service. As Allegacy grows its membership, we can provide even more options for our members with new solutions and conveniences to help them on their financial journey.
and its affiliated medical center, and we are helping the business school develop leaders who will serve our community for generations to come. Our partnership with the Wake family is grounded in shared values and a deep appreciation for the impact of education to positively transform lives and communities.
Our new partnership with Wake Forest is further demonstration of our shared commitment to the wellbeing of our Triad community. By providing financial education and wealth management advice to members of the Wake athletics community, we are helping to strengthen futures. Through other partnerships with the Wake family, we are providing credit union services to the employees of the university
When Wake Forest first approached us to discuss putting Allegacy’s name on its football stadium, we recognized the potential for two iconic and trusted organizations to exponentially expand our impact on hundreds of thousands of people across the Winston-Salem community and beyond. Together, we can move more rapidly and intentionally to advance our own goals of helping our members be their best selves and live their best lives.
Our new Indian Trail Financial Center is opening soon.
Another Allegacy Financial Center in the Charlotte area is great news — and not just for new and future members around Indian Trail. Our growth benefits all Allegacy members. How?
Expanding our credit union provides greater access to banking and financial services in more areas where our members live or work. And even though we continue to evolve, our mission as a not-for-profit, member-owned credit union remains the same. So as we grow, we have more opportunities to invest in improvements and upgrades — like Interactive Teller Machines, digital tools and other services — designed to make every member’s financial life easier to manage.
Plus, the more we grow, the more we are able to give back in all of our communities.
New and existing SmartRate Checking accounts can now earn an even higher rate.*
• Earn dividends on your checking balance
• Get up to $25 in ATM fee refunds per month
• No monthly fee
• No minimum balance required
Already have SmartRate? Learn more about updates and how to maximize your earnings at allegacy.org/checking-accounts
Get started today! Scan the QR code to open an account online.
*Higher dividend rate and ATM refunds are based on meeting all SmartRate Checking requirements. Requirements include: eStatements, twenty debit card transactions and direct deposit (or ACH debit) per cycle. Account holders will be charged a fee of $2.00 per month for each statement printed and mailed. There is no fee for eStatements. Fees could reduce the earnings on the account. All rates, terms and products are subject to change without notice.
4.99 % APR*
It may be time to get that new ride. Fall has typically been one of the best times to buy. Here are some quick tips on how to get a better deal.
1. Do your homework. Use sites like Edmunds to read reviews and research pricing on the car you want.
2. Got a trade in? Know what it’s worth. Your existing vehicle could also be an advantage. Estimate its value at Kelley Blue Book or Carmax.
3. Decide if it’s worth the wait. Have your heart set on a specific color and options? It might be better to wait.
4. Get pre-approved for your auto loan before you visit a dealership so you’ll know exactly how much vehicle you can afford.
*APR= Annual Percentage Rate. All loans are subject to credit approval. Rates are based on your credit history and profile. Rates, terms and products subject to change without notice. APR as low as 4.99% is effective as of 07.1.2023. Auto Loan rate is as low as 4.99% for 66 months for new autos and 60 months for used autos. For example, a new auto with a loan amount of $24,175, at an interest rate of 5.75%, for 66 months, would have a payment of $434.95. Allegacy is federally insured by the NCUA.
• 100% Financing Available
• Little-to-no closing costs
• Borrow, repay & borrow again
Allegacy FlexLoan + Line of Credit as low as for the first 90 days, after that it is Prime Rate minus APR* 1.99 % 0.25 %
Ask us today about how to best use the equity in your home by visiting allegacy.org/home-equity-loans
*APR=Annual Percentage Rate. Rates are variable and following the introductory period, based on the Prime Rate minus 0.25%. Rate is also affected by your credit history and profile and, like terms, are subject to change without notice. Maximum APR is 11.75%. Loans are subject to credit and property approval. Appraisals are required on loan amounts of $100,000 or greater. Closings costs are paid up to $500. Closing costs are fees charged by a financial institution that may include property title search, flood certification and, if deemed necessary, a property evaluation fee. There is no annual fee or prepayment penalty fee. Homeowner’s insurance and, if applicable, flood insurance is required. Interest may be tax deductible; consult tax advisor for details. Allegacy is federally insured by the NCUA. Allegacy is an Equal Housing Lender.
There’s more to Allegacy’s partnership with Wake Forest University than outstanding college football. The new, multi-year commitment means even greater opportunities for the University’s students, employees, and the entire community.
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“Allegacy’s unparalleled commitment to serving their members and improving our community aligns perfectly with our Wake Forest Athletics goal of providing the best fan experience in North Carolina… This is a unique opportunity to deepen a partnership which has impacted hundreds of thousands of people across our Winston-Salem community and beyond over the past two decades.”
– John Currie, Wake Forest University Director of AthleticsPurchase