HOMES
4C • SUNDAY, MAY 20 2018
albanyherald.com
Southwest Georgia
547096-1
ALBANY | AMERICUS | BAINBRIDGE | CORDELE | MOULTRIE | SYLVESTER | TIFTON
FEATURE HOME This Week’s
Allan Willcox Willcox Realty LLC Associate Broker
547135-1
229-435-1717 - Office 229-886-2828 - Cell allanwillcox@gmail.com www.willcoxrealty.com
Debbie Fulford
ReMax of Albany Inc. Associate Broker, CRS, ABR
547119-1
229-317-4126 - Office 229-343-4200 - Mobile debfulford@gmail.com www.remaxofalbany.com
SWGA Selling Team ERA All In One Realty Realtors
Jean Shiver 229-347-0221 Jeanshiver@gmail.com 547117-1
Blake Williams 229-560-4068 Blake.Williams@era.com
294 WIREGRASS WAY, LEESBURG, GA 4 beds | 4 ba | 1 half ba | 3,771 sqft | $349,900
Fantastic family floor plan!!! The open Great Room and Dining Room design is perfect for family time. The kitchen is HUGE and has a breakfast room and another space for a keeping room. The master bedroom is probably one of the largest you will find with plenty of room for a private sitting area. The master bathroom features double vanities, a separate tiled shower, and a Jacuzzi tub. The split bedroom plan allows the children complete private living with three bedrooms and one full bath accessible from hall and bedrooms. The playroom/5th bedroom is upstairs and has a full bath. Other features include: Hardwood, tile, and carpet flooring, blinds, screened porch, alarm system, landscape irrigation, ceiling fans, water softener, granite kitchen counter tops, spacious rooms, and much more. Compare this one to the others on the market.
SWGA HOMES
547099-1
OPEN HOUSES YOUR HOMES HOMES FOR SALE RENTAL HOMES MORTGAGE BROKERS DAILY REAL ESTATE NEWS CLASSIFIEDS
HOMES Southwest Georgia
• Albany • Americus • Bainbridge • Cordele • Moultrie • Sylvester • Tifton
SWGA
547098-1
TOP MORTGAGE BROKERS! JAN T. PHILLIPS “YOUR MORTGAGE MADE EASY”
547123-1
NMLS#500174
bank PFB.com
547128-1
113 North Westover Blvd. Albany, GA 31707 229.349.7138 jphillips@bankPFB.com NMLS# 658982
Sharon Hughey (229) 881-3618 shughey54@bellsouth.net albanyhousehunting.com
HUGHEY & NEUMAN, INC. (229) 436-0212
Do the math: Homebuying now may save a lot
(BPT) - It is a common misconception that a 20 percent down payment is required to buy a home. Advice to wait and save a large down payment is often based on the theory that the cost of mortgage insurance (MI), which is required when you buy with a smaller down payment, should be avoided. This may not be the best advice and is, in fact, not in line with market trends, considering 60 percent of homebuyers buy with a down payment of 6 percent or less, according to the National Association of Realtors.
Yes, you can qualify for a conventional mortgage with a down payment as small as 3 percent of the purchase price. It is also true that you can reduce your monthly mortgage payment by paying for discount points at closing, but that can be 5 or 10 percent of the purchase price - not 20. And because every buyer’s situation is unique, it’s important to do the math. In today’s market, it could take a family earning the national median income up to 20 years to save 20 percent, according to calculations by U.S. Mortgage Insurers using a methodology developed by the Center for Responsible Lending; a lot can change during that time, in the family’s personal finances and in overall mortgage market trends.
How can buying now save you money later?
Consider you want to purchase a $235,000 home. A 5 percent down payment is $11,750 versus $47,000 in cash for 20 percent down. With a 740 credit score at today’s MI rates, your monthly MI payment would be about $110, which is added to your monthly mortgage payment until MI cancels. MI typically cancels after five years; therefore, you will only have this added cost for a short period of time versus waiting an average of 20 years to save for 20 percent. With home price appreciation, today’s $235,000 home will likely cost more in the years ahead and this will also have an impact on the necessary down payment and length of time required to save for it. There are other variables in the equation too, such as interest rates. As federal rates rise, so too can the costs associated with financing a mortgage. The savings a borrower might calculate today could be altogether negated by waiting even a few more years. Another factor is that rents are on the rise across the nation, leading to a reduced capacity for many would-be homebuyers to save for larger down payments.
If you decide to buy today with a low down payment mortgage option, it is true that MI is an added cost on top of mortgage principal and interest, but keep in mind that it is temporary and goes away. Again, it typically lasts about five years. Private MI can be cancelled once a homeowner builds approximately 20 percent equity in the home through payments or appreciation and automatically terminates for most borrowers once he or she reaches 22 percent equity. And when MI is cancelled, the monthly bill goes down. Importantly, the insurance premiums on an FHA mortgage - the 100 percent taxpayer-backed government version of mortgage insurance - cannot be cancelled for the vast majority of borrowers with FHA mortgages. So, do the math and let the numbers guide you. There are many online mortgage calculators that can help. Check out lowdownpaymentfacts. org to learn more.
An underutilized retirement strategy albanyherald.com
SUNDAY, MAY 20 2018 • 5C
(BPT) - Across the nation, thousands of seniors have used a Home Equity Conversion Mortgage (HECM), commonly called a reverse mortgage loan, as a savvy way to access the equity in their homes as part of their retirement strategy.
Those who are interested in a reverse mortgage loan should know that there are six main phases to the process: 1) educating and qualifying, 2) counseling, 3) approval, 4) funding, 5) using and 6) settling. 1. Educating and qualifying The HECM process begins by contacting an FHA-approved lender who will review the borrower’s situation, educate them on the HECM program, and determine if they would likely qualify for a reverse mortgage loan.
and tax implications, and whether a HECM is right for them. If so, an application is submitted to the lender.
“Once the lender has determined that the borrower is eligible, they work closely with them to shape the loan so it fits their needs,” says Paul Fiore, Chief Sales Officer for American Advisors Group, the leading reverse mortgage lender in the nation. “At AAG, this is a highly personalized process designed to give the borrower the best outcome for their financial situation.”
3. Approval Next, the property will be appraised, and after that the approval process will begin. Before closing on the loan, borrowers will choose between several loan disbursement options, from taking it all out in a lump sum, receiving fixed monthly payments, opening a line of credit or any combination.
2. Counseling
4. Funding
Once qualified, borrowers are referred to reverse mortgage counseling, an important consumer safeguard mandated by the government. During counseling, a HUD-approved HECM counselor reviews the borrower’s needs and circumstances. They consider how the funds might best be distributed, the financial
After the closing papers are signed, the homeowner has three business days to change their mind and cancel the loan (except if the loan is being used to purchase a new home). After the rescission period has passed, the funds are ready to be paid out through the payment option
selected, subject to an initial disbursement limit that is determined by HUD. 5. Using your loan The loan servicer will generally disburse funds via direct deposit or mail on the first business day of the month, following the funding of the loan. The borrower can live in the home as long as they like without making monthly mortgage payments, as long as they continue to pay property taxes and insurance on the home, maintain it in good condition and comply with any other loan terms. 6. Settling your loan If the last surviving borrower sells or transfers the property, passes away, or does not use the property as a principal residence for more than 12 months, the loan has reached a “maturity event,” meaning that the loan comes due and
According to a study from the U.S. Bureau of Labor Statistics, housing is the greatest expense in dollar amount and as a share of total expenditures for households in which a person 55 and older is considered the primary owner or renter of the home. Total annual household expenditures, which were culled from the BLS’ 2014 Consumer Expenditure Survey, totaled just over $49,000. These expenditures included food, housing, clothing, transportation, health care, and entertainment, among other expenses. The BLS study found that housing accounted for nearly one-third of annual household expenditures in households headed by people age 55 and older. In households headed by people between the ages of 65 and 74, housing expenses accounted for a slightly smaller percentage of overall annual expenditures, while housing accounted for 36.5 percent of overall expenditures in households headed by men and women age 75 and older. Such figures illustrate the need for men and women to account for housing expenses in their retirement planning.
Did you know?
no further funds can be disbursed. Borrowers also have the option of paying off their loan in full at any time without penalty. Following a maturity event, an appraisal will be ordered by the loan servicer to determine the property’s current market value. The heirs can sell the property to repay the loan, or purchase the property for 95 percent of its appraised value. Since HECMs are non-recourse loans, the proceeds from the sale of the home are the only asset that can be taken to pay the loan’s balance, even if the loan amount exceeds the value of the home. A home equity conversion mortgage can be shaped to fit an individual’s needs. With new consumer safeguards in place, many seniors are discovering that it is an important part of their retirement strategy.
OPEN HOUSE SUNDAY 2-4 PM
2607 Lansing Dr
From Albany head down Old Dawson Rd towards Doublegate Country Club, Turn Right onto Lansing Drive and home will be on your left.
MORTGAGE RATES
$199,900 • 2,188 Sq. Ft. • 4 BR, 3 BA • MLS# 140712 COMPLETELY REMODELED HOME! GET COOL in your NEW POOL! Updated Kitchen! New Flooring! New Paint! New Metal Roof! Lrg Master BR w/ Walk-In Closet! New Deck, Great for Entertaining!
LENDER AB&T 229-446-2265
30-YEAR 15-YEAR 1-YEAR ADJUSTABLE RATE (No Points) FHA and/or VA (30-Year) FHA and/or VA (15-Year) FIXED FIXED of 30 yr. Points 15 yr. Points USDA RATE RATE Rate Annual Life Loan Margin 100%
(No Points) (No Points)
Cap
Cap
Rate
Rate
549542-1
Subject To Change Upon Short Notice
BLAKE WILLIAMS (229) 560-4068 JEAN SHIVER (229) 347-0221
30 yr.
4.50
4.00
-
-
-
-
-
0
0
0
4.50
4.50
3.875
-
-
-
-
4.375
0
4.00
0
5.00
Last Update 05/03/18
Ameris 229-434-4555 Last Update 02/22/18
102 Nunnally Way, Leesburg,GA 4.625 4.125
-
-
-
-
4.50
0
4.25
0
4.50
4.375
-
-
-
-
4.25
-
-
-
4.25
Last Update 05/17/18
Bank of Camilla 229-294-2068
4.00
Last Update 02/22/18
$569,000 • 6,857 Sq. Ft. • 5 BR, 5 BA
Beautiful corner lot in Quail Pines subdivision! Breathtaking entry/foyer w/ formal dining room, large kitchen, office, formal living room, den, family room w/ fireplace, bonus room, w/ bar & pool table! Master BR w/ fireplace, 3 closets, & outside veranda overlooking the back yard. Master BA w/ Jacuzzi. 3 car garage w/storage closets.
549334-1
Synovus Mortgage 229-430-7037
HEWIS CROSS, 229-733-7000
Rates can be reduced with discount points. Rates are subject to change upon short notice, and discount points could change frequently. One discount point is equal to one percentage point of the loan amount and is paid when the loan is closed. Most lenders have a variety of programs. ORIGINATION FEE IS NORMALLY ONE ADDITIONAL POINT, BUT CAN VARY. Maximum amount for conventional loan is $417,000. To Participate in the column, call 888-9333. For information on specific mortgage programs call The Lender.
MORTGAGE PAYMENTS CALCULATOR Monthly interest, interest payments for 30-year, fixed rate mortgage. Escrow payments for taxes, insurance not included. Payments are rounded to the nearest dollar.
4.25% 247 295 345 393 444 492 542 591 641 689 738 788 836 886 936 984
4.50% 255 303 355 403 458 506 558 609 661 709 760 812 860 912 964 1011
4.75% 263 311 365 413 472 520 574 627 681 729 782 836 884 938 992 1044
5.00% 271 319 375 423 486 534 590 645 700 749 804 860 908 964 1020 1067
5.25% 277 327 387 442 497 497 553 608 663 718 774 829 884 939 1050 1105
5.50% 284 332 398 455 512 512 568 625 682 739 795 852 909 966 1079 1136
548696-1
4.00% 239 287 335 382 430 478 526 573 621 669 717 764 812 860 908 955
Lee County Hwy 32 • $68,950 Small Pond-Cleared and ready! Owner will install well.
BOB DUTTON 894-7373 NEEDMORE PROPERTIES 439-1837
OPEN HOUSE SUNDAY 2-4 PM
3107 Columbia Lane
Westgate To Regalwood, Left On Regalwood, Right On Columbia, Home On Right.
$230,000 • 2903 Sq. Ft. • 4 BR, 2.5 BA • MLS# 140676 A RARE FIND IN NW ALBANY!!! Open & split floor plan w/ loads of crown moldings, specialty ceilings, built-ins, hdwd floors, beautiful Florida room in rear & brand new privacy fence.
JAMYE COBB 343-6229 COLDWELL BANKER WALDEN AND KIRKLAND, INC. 436-8811
549364-1
$50,000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000
3.75% 232 278 325 371 417 464 510 556 603 649 695 741 788 834 880 927
4+/- acres Building Lot
To place your Open House call Ashanti Smith, Multimedia Representative Albany Herald 888-9340
6C • SUNDAY, MAY 20 2018
albanyherald.com
Floor cleaning 101
(BPT) - Flooring trends change through the years as homeowners acquire new tastes and technology allows for a larger variety of flooring designs. Deep ebony and driftwood finishes peaked in 2017, while 2018 trends are pushing toward wider planks, gray tones and even durable porcelain tiles designed to mirror wood grains.
As today’s flooring choices evolve, the importance of maintaining a clean floor remains constant, especially if you have kids and pets. But, clean floors don’t need to translate to hour-long scrubbing sessions on your knees. Instead, it should take minimal work to get the job done and it shouldn’t matter what type of floor you have. Here are some tricks and tips on the best ways to get your floors looking new and spotless in no time:
Laminate floors
Linoleum floors
Even though your laminate floors might look like hardwood or tile, you still need to care for them a certain way. It’s important that you keep water from getting under the planks, so it’s recommended that you regularly dry mop or vacuum the floors. A multi-surface spray mop like the Rejuvenate Click n Clean will allow you to quickly pick up dust and food particles with its microfiber dusting pad. For a deeper clean, simply click the appropriate cleaning solution for your floor type into the mop and attach the reusable microfiber cleaning pad and swivel away for a beautiful, professional clean. You never want to polish laminate floors and, if a plank looks damaged, it is best that you just replace it with a new one.
These type of floors are easily susceptible to water damage, so you need to clean them with caution. Vacuum them to prevent scratches and wipe up any spills as soon as they happen. You can spray a linoleum floor in sections and then wipe with a damp cloth as you go. If sticky messes find their way onto linoleum floors, use a soft, scrubbing pad to clean it up. Hardwood floors Most hardwood floors have either a wax or polyurethane finish. Waxed hardwood floors can be damaged with even small amounts of water, so keep damp mops away from this type of floor and just dust mop and vacuum it daily. Depending on the amount of traffic or abuse the floor takes, consider a floor cleaner with a safe, non-toxic neutral pH-balanced formula as it will not leave behind film, residue or streaks, just a clean fresh scent. Tile and grout flooring
ONE OF A KIND!
3805 GILLIONVILLE RD $999,000 BELVEDERE ESTATES, DOUGHERTY 13BR / 10.5BA 9,482 SQFT 4 HOUSES! Gunite pool, 6.27 Acres!
DIANNE BARLOW 886-4777 MLS# 139338
ATTENTION INVESTORS
NEW PRICE
1903 DEVON DRIVE
STOP! LOOK!!
2721 DOVER LANE
$174,500 WESTWOOD VILLAGE, DOUGHERTY 3BR / 2.5BA 2,316 SQFT Perfect for entertaining! Gorgeous hardwood floors, sunroom, fireplace & tons of space!
$189,900 WEST HAMPTON, DOUGHERTY 3BR / 2BA 2,238 SQFT New stainless steel black appliances! Sunroom, workshop, play area, fenced yard, cov patio!
MLS# 140378
MLS# 140128
BONNY DOROUGH 883-6100 COUNTY LIVING
If you have stubborn stains or dirt embedded in grout lines, you can opt for a deep grout cleaner. Simply spray it on the floor, let it sit for a few minutes and then scrub it with the Click n Clean grout brush. Without the use of harsh,
WILLIAM JACKSON 344-3029 INCOME OPPORTUNITY
MIKE FLYNN 376-2361 MLS# 135976
207 TANGLEWOOD
$69,900 GROVELAND, WORTH 3BR / 2BA 1068 SQFT All brick! Large kitchen, sunroom, storage building, 2 Acres.
DIANNE BARLOW 886-4777 MLS# 140217
917 WHITNEY AVENUE
$25,000 HIGHLANDS, DOUGHERTY COUNTY 3BR / 1BA 1,137 SQFT Can be bought as a package w/ 12 properties or individually!
BURTON NEWCOMB 886-1179 MLS# 139824
548368-1
546358-1
$79,900 NORTHSIDE, DOUGHERTY 3BR / 2BA 1,469 SQFT Convenient location! Great Rental home!
For more floor care tips, visit www.RejuvenateProducts.com.
HOMES FOR SALE 1916 Churchill 3BR 1.5BA $62,000
2904 Dove Ave (Vacant LOT) 0.96 AC $10,000
841 Dorsett 3BR 2BA $50,500
2731 Yorktown 3BR 1BA $45,000
309 Enterprise 2BR 2BA $44,900 PENDING
315-317PENDING Highland-Restaurant $600,000
217 Sunrise 3BR 1.5BA $50,000
118 Myrtle Springs (Americus) (Mobile home) PENDING
111 Northampton 4BR 2BA Pool, $185,000
1126 GARY AVENUE
acidic chemicals, dingy grout will become brighter, lighter and stay clean long after you are done.
4BR 2BA $25,900
5601 Ironwood (vacant lot) 3.34 acres, $55,000
Mobile Ave (vacant land) 10 acres $50,000
906 Holloway 3BR 1BA $45,000
508 8thPENDING Ave (Cordele) 3BR 2BA $9,900.
1207 Hampton Ct 2BR 1.5BA $38,000
1104 University 3BR 2BA $29,900.
275 Church St (Dawson) 2BR 1.5 BA $14,900.
113 Judy Ave (Cordele-mobile home)
1204 Lee St 3BR 1BA $20,000
4BR 2BA $27,500
Ann Thomas GRI
436-6628
FOR RENT: 313 Tremont 3BR 2BA $690 mo. $690 Deposit.
542278-1
WHO’S WHO In Mortgage Lending Lay the Foundation for a Financially Secure Future with the Right Mortgage
546396-1 546374-1
Erin K. McDonald Erin K. McDonald Mortgage Banker Morgage Banker NMLS#658957 NMLS#658957 O: 229.878.2065 O: 229.329.4057 229.878.2065 F: F: 229.329.4057 721 North Westover Boulevard 721 North Westover Boulevard Albany, Georgia 31707 Albany, Georgia 31707 erin.mcdonald@renasant.com erin.mcdonald@renasant.com renasantbank.com renasantbank.com
Allloans loanssubject subject All tocredit creditapproval. approval. to
Leslie Collins 733.0373
546403-1
546401-1
Leslie.Collins@abtgold.com NMLS: 851247
2815 Meredyth Drive, Albany, GA
(229) 446-2265
Debbie K. Sutton Mortgage Loan Officer
546397-1
banK of Camilla
2301 Dawson RD., Suite 300 Albany, GA. 31707 www.bankofcamilla.net
546404-1
137 Robert B Lee ~ Leesburg, GA 31763 T: (229)759-2800 F: (800)807-0205 Lcannon@colonybank.com NMLS #740761 www.colonybank.com
Call 888-9340 to place your Mortgage Company Ad Here
Cell 229-894-6754 Phone 229-317-4544 Fax 229-336-0479 dsutton@bankofcamilla.net NMLS# 588658
ALB_05232018_re_class_Layout 1 05/17/18 7:01 PM Page 7
albanyherald.com
REAL ESTATE
202 Houses for Sale 3BR 2BA 2207 Tompkins Avenue den, owner can finance asking $45,000 229-395-4695
SUNDAY, MAY 20, 2018 • 7C
248 Apt/Dupl/Condo/ T’homs for Rent
248 Apt/Dupl/Condo/ T’homs for Rent
Homes & 256 Mobile Lots for Rent
1, 2, 3 BR. Furnished, $85/wk. Utilities Included. Unfurnished $225-$375/ mo, appliances. 435-7646
2310-B SHARON (Near Sherwood School), 2BR/1BA, Seniors or First Responders pref’d. 1 yr lease, $490/ mo $490 dep. 881-0898
14 WIDE, Furnished 2BR, Spring Flats Rd., CH&A, $400/mo + dep. Call 776-3962
DOWNTOWN ALBANY. 1 BR. APPLIANCES. NO PETS. $250/ M + DEPOSIT. FLINT REALTY 888-2290
2 & 3 bedrooms mobile homes for rent (Lee County near Albany) 229854-0173
1BR/1BA AND 2BR/1BA, furnished kitchen, private, quiet, remodeled, $750/mo each + dep. 229-395-2624
ST. ANDREWS SUBDV.: 3BR/2BA $795/mo AND 2BR/2BA $695/mo. No Grafa, Call 229-432-7899
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Your Online Connection To All Things Local
WEST ALBANY. 2 BR / 1.5BA; CH&A, Appliances. $495.00 / mo + dep. No Pets. Flint Realty 888-2290
.com FSBO 138 CANNON DR. LEESBURG, GA Professionally renovated home, 1600 sq. ft. 3/2 on a 1/2 acre lot. $154,000. 229-344-4652.
Whether you’re looking for a restaurant, car repair or where to shop for that perfect outfit, Marketplace is the place to find it and more!
CLASSIFIEDS 888-9333 HOUSE FOR SALE BY OWNER 1012 N WASHINGTON ST SYLVESTER, GA 31791 3BR/ 1BA, Eat in kitchen, ceramic tile, dishwasher, 1 BR can be used as a dining room, Hardwood floors (oak), single carport, concrete drive, sculptor shingles 30 yr roof - 3 yrs old, two storage buildings, CH&A, easy to heat & cool, lots of great features, closet space, laundry room inside, CLEAN and READY TO MOVE IN! CALL 229-777-0429, 229-288-1932 OR 229-206-5071 Owner financing LEE COUNTY 3BR 2 BA gargage, fireplace, and appliances 229-759-9004
joins forces CALLwith TODAY!
229.888.9343 .com (LOCAL REP)
princechevroletalbany.com
Rosebrier Gardens
ANNA S. VEILANDS DDS,MS
546406-1
New Homes for Lease
Homes & 210 Mobile Lots for Sale BEST DEALS on New, Used & Repo’d Mobile Homes, Call 229436-7108 or 229-364-5517
214
Farms, Lots & Acreage for Sale
veilandsortho.com
Near Marine Base 3BR-$825/month
Nottingham North Apartments
B&B Rental Agency
229-435-5216
phoebehealth.com
1, 2, & 3 BR Apartments
BEAUTIFUL RIVER POINTE subdivision lot for sale. Beautiful view of the lake. 18 hole gold course, 5 min from Phoebe Putney 706-588-8811 *Private Owner*
229-436-9096
2401 NOTTINGHAM WAY
REAL ESTATE
2 and 3 Bedroom Townhomes
FOR LEASE 1BR/1BA House, Very nice, Quiet, 1 acre lot, Older Tenant Preferred, Homestead Ave in Albany, $535/MO, $535 Dep, NO PETS, NO GRAFA, Call 229-436-2647
2507 Nottingham Way Northwest Albany “Call For More Info�
LEE CO 3 & 4BR/2BA, Fireplace, Appl. & garage 229-759-9004
1ffc.com
547444-1
240 Houses for Rent
Lee Co Dplx 3/2 $695, 119 Fox Hound 3/2 $925. Wright Co. 229-435-0654
moon.stewbos.com
1807 Spruce Lane Albany, GA, 31721 3 BR/2 BA - 1230 sq ft - Brick Home $1,000 per month 1344-C Hwy 19 South, Leesburg GA Commercial Office Space $1350 per month - 1895 sqft 817 Flint Ave Warehouse/Office Space - $650 per month 2625 sqft - 75 ft x 35 ft 2620-B Dawson Rd Commercial Office Space - $2125 per month Located behind Pier One Imports across From the Albany Mall Contact Larry Walden for details 229-343-3710 1901 Palmyra Rd, Albany Office Bldg - 2071 sqft 5BR/1BA/2 half baths for $1,800 per month 804 Twenty First Ave. 4840 sqft - $1200.00 per month Business office/distribution or Church space ready 121 Northbrook Ct., Lee County 3 bed/2 bath - 1266 sqft - Built in 2007 Garage - No Pets - $1,000 per month 2507 Ridgewood Lane, Albany, GA 31707 4 bed/2.5 bath - 2244 sqft Lake Park subdivision $1,400 per month 4816 Mustang Drive 3 Bedroom 1.5 Bath - 1155 sqft $675 per month 2619 Whispering Pines 3 BR/1 BA - 1349 sq. ft. Pet friendly upon approval! Convenient location $795 per month
546360-1
117 C-Mitchell Ave. 1 BR/1 BA - Close to ASU $375/month
2 & 3 BR Flats Starting at $495
2810 B Partridge 3BR/2BA $685/$500
229-436-9620
1, 2 & 3/BR
114-A Acacia 3BR/2BA $695/$400-Lee Co. 132 B N. Doublegate 2BR 1.5BA $595/$400 2712 A Homewood Drive 2/3 BR/1BA $495/$250
APARTMENTS
2806 Reeves 3BR/2BA $925/$500
NOTTINGHAM APARTMENTS
608 2nd Ave 3BR/1BA $595/$400
229-432-9351
1900 A W W.. Broad Ave 2BR/1BA $375/$200
2, 3, & 4 BR Clean w/AC, $300/ mo and up, $250 deposit Call 4367108 2BR 2BA no pets CHA $385 rent $270 DEP 229-349-0271 2BR 2BA Partially furnished, West Albany $500/mo plus dep small pets allowed w/ add. dep. 770-861-1629
547445-1
2007 Trowbridge Rd. 4 BR/2.5 BA home in Albany! 2528 sqft - Available May 18th! $1350 per month
Albany y, GA
1219 F Parker 2BR/1BA $395/$250
547441-1
3 BR 2 BA, Very Quiet area, $575 Month, $575 Deposit, No pets, NO GRAFA, Call 229-436-2647
a1wreckerservice.com
albanyair.com weekly real estate guide appearing every
SUNDAY
1932 B Edgerly 2BR/1BA $450/$200
Meadowlark 2391 Meadowlark Commons Cou rt Suite Suite 101 Commons Court
1309-1315 N Washington Washington 2BR/1BA $275/$150
in
0 ) DP SP 0 ) DP SP
henrysfineedibles.com
MOVE-IN READY READY MOVE-IN
812 Rosedale 3BR/1BA $550/$400 127 D Winding W Way ay 3BR/2BA $695/$450-Lee Co.
2BR/2BA 2BR/2BA Adjacent Adjacent to to the the ASU ASU Darton College Darton C ollege of of Health Professions H ealth P rofessions
1510 6th Ave 3BR/2BA $775/$775
4+%- 1+06' 4+%- 1+06'
412 Bush 3BR/1BA $650/$650
Mo Move-in ve-in SPECIAL
1208 C Maryland 2BR/1BA $395/$200
2BR/1BA mo. 2B R/1BA $550 $550 m o. 1BR/1BA mo. 1B R/1BA $475 $475 m o. Includes Includes cable, cable, water, water, sewer, sewer, & garbage garbage
1303 B Lincoln 2BR/1.5BA $385/$200 944 South 3BR/1BA $500/$300
fairclothbondingservicesinc.vpweb.com
A APARTMENTS PARTMENTS
DUPLEXES DUPLE EXES more &m ore online online at www.MPMAlbany.com www.MPMAlbany.com 638-1597 638-1597
547447-1
2010 Gary Avenue 3 BR/2 BA - 2194 sqft -Available June 1st! $1,000 per month
Gardner,, Whiting, & Malone 2BR/1BA $325/$150
46354-1
2614-A Pointe North Blvd 2 BR/1 BA duplex in a very convenient part of town! 954 sqft & PET FRIENDLY! Available May 11th! $500 per month
WILLOWS APPARTMENTS 1401 Whispering Pines Rd
in print and online www.albanyherald.com
8C • SUNDAY, MAY 20 2018
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Marrying households: 7 savvy moving tips for newlyweds
(BPT) - If you’re planning a wedding or you’ve just tied the knot, congratulations! Getting ready to start the next chapter of your life with the one you love can be an exciting time, filled with anticipation about your future together. That said, combining two households can take considerable planning and preparation, especially if both parties own troves of treasured possessions. As you are getting ready to make the transition into a single house or apartment, consider how the following suggestions may make your move easier. • Pare down possessions. After unwrapping your wedding gifts, take an objective look at your collective furniture, household goods, clothing and other items. Where do you see duplicates? Whose décor are you more likely to use? Are those old clothes you’ve had since high school really
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worth keeping? Now is the time to be generous in donating unneeded items to a local charity (or selling them on Craigslist). • Nix the shopping blitz. Although those wedding checks and gift cards are burning a hole in your pocket, postpone your purchases until after you move so you don’t end up needlessly hauling them to your next locale. • DIY on the moving. Rather than shelling out a small fortune hiring a moving company, simply rent a truck that you can drive without a commercial license. As a rule of thumb, seek 150 cubic feet of space for the furnishings of each room in your present house; that means a 12- or 16-foot Penske rental truck should accommodate the contents of a small apartment or condo. Remember to reserve your truck at least two weeks ahead, and
ask for the discounts provided to AAA members and military personnel. • Invest in packing supplies. This is not the time to skimp by using flimsy containers, newspapers and cheap tape to pack up your treasured belongings. Save yourself time and frustration later by picking up sturdy boxes, labels, tape and bubble wrap from your truck rental store so you can ensure everything arrives at its destination safe, unbroken and easy to unpack. • Party on. Inviting friends and family to help you with your move can be a win-win for all; many hands make light work when it comes to loading and unloading your truck, and you can offer incentives by springing for pizza and beverages at your new home afterward. • Learn how to load. Apply logisti-
cal strategy to filling up your moving truck, perhaps by following the guidelines offered by Penske’s Truck Wizard. In general, heavier items should go in the back of the truck, with lighter items in front and on top. • Practice makes perfect. Driving a moving truck isn’t difficult, but it’s definitely different from driving a car or pick-up. Take time to familiarize yourself with those differences; for example, you must use your mirrors to navigate turns, you should avoid sudden stops or lane changes and give yourself extra time. Need more information about the advantages of renting your own moving truck? Check out PenskeTruckRental. com for details.
Engagement rings can be quite expensive. Online wedding resource The Knot says the average ring costs more than $5,000. To protect their purchases, consumers can listen to experts and ask their jewelers to mark stones with an identification number so lost or stolen rings can be identified and potentially returned. The diamond can be laser-inscribed with the diamond’s certificate number or a jeweler’s designation. Such inscriptions are only visible under magnification and can cost between $40 and $200. Some insurance carriers also will offer discounts on policies insuring inscribed diamonds, so it can be well worth the extra investment.
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Jamie Finlayson 449-2153
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