Financial and Safety tips 1. Only obtain credit from institutions that display that they are registered with the NCR. 2. Draw up a budget and develop a savings plan. 3. Make sure that your monthly repayments are covered in your current budget. 4. Be financially awake â€“ take action as soon as you realise that you cannot pay any instalment. 5. Make sure that you do not default on your accounts, as this will result in additional interest being charged. 6. Always ensure that you know what the interest percentage is converted into rands and cents. 7. Understand your insurance cover. 8. Be alert of card scams and always keep your Credit Card PIN safe. 9. If your Credit Card is swallowed by the ATM or is lost, it is advisable to phone the card line immediately or stop your card via your mobile. To connect to mobile services call 086 1000 351. 10. Good credit health is an investment in your future.
Short Term Personal Loan
*Terms, conditions and affordability rules apply. NCR Reg No. NCRCP5. An Authorised Financial Services and Registered Credit Provider. Reg No1975/002526/06.
SOME THINGS CAN’T WAIT We’re there for life’s unforeseen emergencies and little must-haves.
Short Term Loans
Connect with us the easy way For the following services, connect via your mobile to:
At African Bank we understand that some things can’t wait. That’s why
· Check current loan and Credit Card account balances, instalments and payment dates.
when you apply for credit, we respond immediately. With personal loans from R1,500 to R12,000* and payment terms between 3 to 9 months*, you
· Buy pre-paid airtime (MTN, Vodacom, and Cell C) using your African Bank Credit Card.
can deal with unplanned expenses, pay for smaller purchases or anything else. Of course, bigger loan amounts with longer repayment terms are also
· Stop your Credit Card if it is lost or stolen.
available should you need them.
To connect call 086 1000 351
Short Term Loans Loan amount
Loan term (months) Fixed monthly repayment* Total repayment*
How to qualify: · Be 18 years or older, and bring the following to apply: ID, latest
original payslip, 1 month’s bank statement reﬂecting your salary deposit or savings book and proof of residence.**
Interest rate & fees* * Interest rates based on your individual risk profile and affordability.
of residence; any of the following documents, amongst others, reﬂecting your
* Initiation fees based on repayment term.
name and current residential address would be accepted: latest utility bill, municipal
* Initiation fee, insurance fees & service fees included.
account, retailer account, document from an insurance company, payslip, letter from a
* Repayments include VAT. Prices correct at time of publication, but subject to change.
traditional authority, ward counselor or declaration from a landlord and affidavit from a
Insurance beneﬁts* to give you the peace of mind that you are ﬁnancially protected · Death benefit · Permanent disability · Temporary disability · Retrenchment benefits -
Instalment cover Settlement cover Re-employment benefit Short time cover Compulsory unpaid leave/temporary layoff
* Insurance terms and conditions are available on the website or in-branch.
person who is living with you. Documents should be less than 3 months old.
Call 0860 333 004 or visit your closest branch and get credit that works for you.