National strength. Local presence.
As one of the nation’s largest privately held mortgage companies, American Financial Network, Inc. (AFN) has the resources to compete on a national level with the largest publicly held banks.
Based in Brea, California, AFN is a direct lender with more than 220 branches supporting more than 950 Loan Officers across the nation. However, it is the one-to-one relationships with our Realtor® partners—who are working in towns and cities across America with first-time homebuyers, investors, builders, and contractors—that make AFN so successful.
Our business and referral partners are the lifeblood of our industry.
Building enduring relationships starts with building trust. At AFN, we know you work hard to find prospective clients. To acquire and keep those clients, you need a lender who shares your commitment to making the home buying experience as easy and as pleasant as possible.
You need a partner who offers loan products for every situation, quick approvals and even faster turn times. AFN is that partner. We will provide the technical expertise, marketing support*, and the multi-channel communication you need to keep your clients in the know from prequalification to closing and beyond.
2001
AFN Founded by Jack Sherman in Chino Hills, CA
2009
AFN Receives FHA Full Eagle
2012
AFN Funds > $1B and is Licensed in 17 States
2013
AFN Becomes FNMA Seller/Servicer and Ginnie Mae Issuer
2015
AFN Funds > $3B, Ranked Top 50 in the Nation and Licensed in Over 40 States
2017
AFN Funds > $4B, Ranked one of America’s Fastest Growing Companies
2019
AFN Funds > $7.6B, Licensed in 50 States + District of Columbia
2020
AFN Funds > $13.6B & Funded > $1B Nine Months In A Row
2021
AFN Funds > $13B and Ranked Top Mortgage Employer
2022
AFN Funds > $6.79B, Ranked Top Mortgage Employer & Top 100 Mortgage Lenders
2023
AFN Funds > $4.3B+ & Funded 12.6K Loans with 97% Customer Satisfaction Rating based on surveyed clients from Experience.com
2024
AFN named Top Mortgage Lender and Greatest Workplaces for Mental Wellbeing
Milestone Updates
Our system automatically provides real-time milestone alerts. Your Loan Officer will send you and your customers personalized, periodic updates.
Meeting Deadlines
At AFN, we understand that in today’s competitive market there are often multiple offers, and meeting financing contingency deadlines is just as important as timely closings. We strive to do both.
Timely Closings
You set the closing deadline, not us. If there is an issue with it we will let you know in advance. Otherwise, we strive to get the closing package there on time, every time.
Nurturing Referrals After Closing
At AFN, we keep referral relationships strong, even after closing, with our 3-year loyalty campaign. We issue 48 unique communications to keep us in touch with our customers in a fun, interesting, and carefree way.
AFN understands that success in our industry is built on relationships and strengthened through personal and professional loyalties. The AFN family is comprised of talented, loyal, and committed individuals who truly support one another. Our Loan Officers know they can trust in this family spirit. When you partner with us you become part of the AFN family, too.
Partner Focused
Our personalized partnership strategy reflects a culture that is both flexible and empowering; one that appreciates the power of collaboration and can provide the necessary support to ensure success. My goal as your Loan Officer is to simplify the process, remove obstacles, and keep you informed so that we may both enjoy the benefits of our shared success.
Operational Excellence
Speed, accuracy, and consistency are critical to closing a deal and making your homebuyer happy. Client satisfaction is the key to future business and referrals from family and friends. AFN has the infrastructure, products, streamlined processes, and—most importantly—the people to deliver a level of service that will delight your clients. When you partner with AFN, you partner with a company built on core values, streamlined operations, and an approach to customer service founded on exceeding expectations.
Meeting Deadlines
We understand that in today’s competitive market, where there are often multiple offers, meeting financing contingency deadlines is just as important as timely closings. AFN has skillful teams dedicated to doing both. We know how important it is to keep promises and manage your clients’ expectations, and will help you do just that.
Agency-Direct Lender
As an agency-direct mortgage lender, AFN has the loan products to meet virtually every unique need. AFN is a Fannie Mae Seller/ Servicer, Ginnie Mae and Freddie Mac Issuer, and USDA & VA LAPP approved.
We have a variety of loan products from the basics like Conventional conforming, FHA, USDA, and VA, to the hard to find, like Jumbo loans. In recognition that we cannot always be everything to everyone, we allow our Loan Officers to broker whenever necessary. Having such a wide and varied product offering gives us a unique advantage.
Lending Distinction
• Typically 24-48 hour turn times*
• Agency-direct
• Broad range of loan products
• Decentralized paperless underwriting
• Easy-close fundings with advance wires
• We strive for on-time, every time closings*
Fully Underwriten Pre-Approvals
We offer fully underwritten pre-approvals upon request. We understand that a lot is riding on the validity and reliability of the pre-approval and we take that very seriously. You can count on our pre-approvals to stand up where others sometimes do not.
AFN Marketing has one of the very best offerings in the industry. Our team of award-winning and seasoned marketing, creative, and social media professionals is 100% focused on Loan Officer support. They are dedicated to providing Loan Officers and our Realtor® marketing partners the very best solutions and support possible. AFN Marketing provides turnkey solutions that create opportunities to compliantly and continually cultivate new and existing referral-source relationships!
With a marketing library that features 1,000+ pieces, from multi-media campaigns to direct-mail postcards, AFN’s marketing library is much more than just flyers. From brochures and postcards to open house flyer support*, our marketing team creates custom materials that are co-branded and compliance approved to suit the individual needs of you and your customers.
Our Offerings* Include:
• Access to In-House Marketing Agency and Design Team
• Automated Post-Closing Loyalty Campaign
• Co-Branded Email Campaigns
• Co-Branded First-Time Homebuyer Seminar
• Listing and Open House Flyers
• On-Demand Custom Library & Marketing System
• Realtor®, Builder & Borrower Presentations, Brochures, Flyers and Booklets
Getting Social
Social media plays a pivotal role in business growth, especially in real estate. Buyers are increasingly turning to online platforms to search for their homes.
As a Realtor®, harnessing the power of social media can significantly enhance your business and elevate your sales figures. By leveraging the strategies that have proven effective, we can all achieve greater success together.
Simplicity & Speed
Clients can easily apply for a home loan using a phone, tablet, or computer, and receive immediate approval and quick closing.
Expertise
SNAP already knows exactly what needs to be done and will direct clients with simple, clear instruction on what to do next.
Transparency
The status of their loan is accessible to them 24 hours a day, seven days a week, so there’s no waiting for an office to open to get an update.
Expertise
SNAP already knows exactly what needs to be done and will direct clients with simple, clear instruction on what to do next.
Security
Clients’ information and documents are uploaded to a secure portal. The safety of their information is important to us.
All-In-One
Clients can apply, upload or fax documents, and have financial information e-verified, all from the comfort of their home or while on the go.*
*Documents are only required after receipt of initial Loan Estimate.
The Basics:
• FHA, VA, USDA
• Conventional
• Reverse Purchase
• Jumbo
• 203(k) Rehab
• Manufactured & Modular
• Fixed Rate & ARM
The Niche:
• Asset-Based Lending
• Extended Rate Lock
• Construction to Perm
• Investment Properties
• Non-QM Programs
• Bank Statement Program*
• Down Payment Assistance**