Page 1

Insure Your Down Payment with AFN Protection+.

Page 1 of 4


How AFN Protection+ works? Keeping it simple

Worried you’re buying too high and prices will drop? With AFN Protection+, your down payment may be protected from risk of loss if the value of your home goes down when you sell.

Here are the basics: • Single-family and condos; primary residence only • Coverage term 7 yrs, with 2 year claim waiting period • Covers lost down payment up to 20% of purchase price or $200,000, whichever is less • FHFA House Price Index used to determine claim loss

Down payment protection insurance limited to new and existing owner-occupied, single family dwellings and condos and refinances. Maximum coverage will be the lesser of either 20% of purchase price, up to $200,000, or down payment. Coverage period of 5 years, beginning 24 months after date of purchase. Eligible claims require qualified sale where the sale price and residential price index are lower than the original purchase price. Amount of claim payment will be lesser of homeowner equity, actual loss, or FHFA HPI index loss. Additional terms and conditions may apply. Please consult your loan professional for more details. +Plus is distributed by PVI Agency, LLC. PVI Agency, LLC IS not affiliated with American Financial Network, Inc. +Plus Mortgages may have higher costs than other loan products without down payment protection insurance. Branch NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. Page 2 of 4


How AFN Protection+ works? Keeping it simple

You purchase a home for $400,000

With a down payment of 20% ($80,000)

$50,000

FOR SALE

You are reimbursed $50,000

5 years later, you sell your home for $350,000 at 12.5% loss

For Illustrative purposes only. Individual circumstances will vary.

Down payment protection insurance limited to new and existing owner-occupied, single family dwellings and condos and refinances. Maximum coverage will be the lesser of either 20% of purchase price, up to $200,000, or down payment. Coverage period of 5 years, beginning 24 months after date of purchase. Eligible claims require qualified sale where the sale price and residential price index are lower than the original purchase price. Amount of claim payment will be lesser of homeowner equity, actual loss, or FHFA HPI index loss. Additional terms and conditions may apply. Please consult your loan professional for more details. +Plus is distributed by PVI Agency, LLC. PVI Agency, LLC IS not affiliated with American Financial Network, Inc. +Plus Mortgages may have higher costs than other loan products without down payment protection insurance. Branch NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.

Page 3 of 4


Differentiation Adapting to an Ever-Changing Marketplace

With AFN Protection+, you can find the home you want, with the control and flexibility you deserve! One of the biggest commitments most people make is the down payment on a home. We know this is an important decision in your home-buying journey. That’s why we’re offering AFN Protection+. Feel more at ease that your down payment is protected in a fluctuating market.

What does buying a home with down payment protection mean? • In today’s marketplace, you may be at risk of losing your down payment when selling your home due to changing market conditions out of your control • For the first time, you can insure your down payment against risk of loss with an AFN Protection+ Mortgage • An AFN Protection+ Mortgage may help remove some of your emotional and financial concerns about a rapidly changing real estate market Down payment protection insurance limited to new and existing owner-occupied, single family dwellings and condos and refinances. Maximum coverage will be the lesser of either 20% of purchase price, up to $200,000, or down payment. Coverage period of 5 years, beginning 24 months after date of purchase. Eligible claims require qualified sale where the sale price and residential price index are lower than the original purchase price. Amount of claim payment will be lesser of homeowner equity, actual loss, or FHFA HPI index loss. Additional terms and conditions may apply. Please consult your loan professional for more details. +Plus is distributed by PVI Agency, LLC. PVI Agency, LLC IS not affiliated with American Financial Network, Inc. +Plus Mortgages may have higher costs than other loan products without down payment protection insurance. Branch NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.

Page 4 of 4

AFN Protection+  
AFN Protection+