Ideal Home 2020

dition Special E elopments New Dev uction & Constr

The best of the Costa del Sol

2020

Special Edition New Developments & Construction 2020

P.28 MARKET REPORT 2020

P.40 SAFER SIEMATIC

P.72 VOGT ADVOKATFIRMA

P.82 ARQUITUD

Five generations of craftmanship

Nalipemi has evolved from historic beginnings into a forward thinking and visionary contemporary design- and construction firm. This family business has its roots in Belgium, where five generations of specialists have gathered reputation for innovative and experimental design, construction and finishing regarding complete projects all over the globe.

Since leaving Belgium and re-establishing the company in Marbella, Spain, twenty years ago, the Nalipemi team has become well known for its broad spectrum of design, construction and custom-made interiors.

Specialising in complete high-end projects, Nalipemi offers an A-Z service taking clientsĘź projects from design concept to finish. Manufacture and installation is carried out by more than 80 in-house craftsmen using the best international products and materials. Virtually nothing is out-sourced, meaning clients have one point of contact for the project design and execution, which is carried out to the highest international standards.

Not only the elegant horizontal or the consequent composition of open and closed surfaces, but also the delicate details and sober structures constitute their modest, but recognizable signature. Simultaneously transparent and corporal, their projects define the coordinates of space. Thanks to a dozen sensitive heritage sites on its curriculum, the Bruges based architecture office shows her empathy for soft passages between present and history. Their balance between past and present, art and functionality is what gives their projects the power and poetry that have earned them many awards and international knowledge over the years.

Both the Nalipemi- and the Govaert and Vanhoutte team are looking forward to this forthcoming collaboration and the projects that will be launched in the future.

The team at Nalipemi is multi-lingual and can communicate in seven languages to manage all aspects of a project, including building permissions and other legal procedures. This language capability also has given the company the strength to take on projects in global locations as Belgium, South France, Switzerland, Montenegro and The Middle East.

Nalipemi meets Govaert & Vanhoutte in 2020

Starting in 2020, Nalipemi will gather forces with the Belgian based company Govaert & Vanhoutte Architects, managed by Benny Govaert and Damiaan Vanhoutte.

The purpose for this collaboration is the desire of both parties to create art and functionality that has a background of high-quality custom made work and unmistakable craftsmanship.

The eighteen staff studio creates Belgian and foreign projects, have been worldwide published and won numerous awards at home and abroad.

Tel. +34 619 34 20 43 info@nalipemi.com www.nalipemi.com www.govaert-vanhoutte.be

Since its first projects, Kronos Homes has chosen the Costa del Sol as one of its main areas of expansion. It has done so committing to sustainability and integration in the landscape, always working with the best professionals to create architecture that is in keeping with its wonderful surroundings

It is difficult to choose a single project that represents Kronos Homes’ enthusiasm for the Costa del Sol. They are all special and distinct, as each of them represents a unique concept, aimed at combining sophistication and exclusivity with responsible urban planning.

THE EDGE: Located on Estepona’s beachfront, The Edge is an impressive nautically-inspired residential complex designed by the prestigious architect, Rafael de La-Hoz. Its organic contours blend with the coastline and its spectacular garden merges with the sand on the beach.

The homes feature endless terraces, penthouses with swimming pools, beach villas and the sea as a constant backdrop. As for the community’s amenities, in addition to its direct access to the beach, it has a health club with a spa, paddle tennis court, gym and a fantastic infinity swimming pool.

PURE LOCATION

EDEN: Its semi-detached and terraced homes are located in the best area of the Mijas Costa, immersed in a natural environment with views which rise above the horizon.

With either 3 or 4 bedrooms, the luminosity and the amplitude of the spaces mark the aesthetics of its homes. In addition, thanks to its large windows and the arrangement of the eaves, the boundaries between the interior and the exterior of the property blend seamlessly together, allowing the home to be enjoyed at any time of the year.

An elegant resort with a swimming pool, sports club including spa, gym and tennis court.

PURE NATURE

LA FINCA: La Finca is located in the exclusive residential development of Sotogrande, a stone’s throw from the La Cañada golf course.

This project, designed by Rafael de La-Hoz, stands out for its natural surroundings and its unobstructed views of the coast.

A haven of peace with access control, a swimming pool, gym and two paddle tennis courts.

PURE LIFESTYLE

With the first owners about to move into their new homes, Kronos Homes will shortly be putting Phase III of the development on the market: Signature Collection. In this collection, the demanding levels of quality that define the residential complex are complemented by a level of personalisation which makes each home unique

OASIS 325: The architect Joaquín Torres and his A-cero studio are responsible for the extraordinary design of Oasis 325.

Its avant-garde 2 and 3-bedroom homes, its south-facing location, its spacious terraces, the spa, gym and its gardened areas are made complete with a large central swimming pool designed as an artificial lake.

The dramatic shapes of the buildings contrast with their natural surroundings in this veritable oasis bathed by the Estepona sun 325 days a year

PURE FAMILY

PANORÁMICA: Located on the seafront, on a natural elevation, its large terraces, with privileged views of the Fuengirola coast, invite you to enjoy outdoor life. Luminosity, design and fully-equipped common areas top off a residential area where no detail is lacking, thanks to its swimming pool with solarium, gym, spa and its Business Centre.

With the works being practically completed and a wide range of 2 and 3-bedroom homes available, Panorámica is consolidated as one of the best options to live life to the full in the Mediterranean. It is just 12 minutes away from the city centre and with an unbeatable access.

PURE VIEWS

Kronos Homes’ commitment to the Costa del Sol continues, and it already has new projects in the pipeline: First of all, in Cala de Mijas, there is “Ipanema”, an extraordinary residential development with 2 and 3-bedroom homes and penthouses, whose elevated position provide unmatchable views over the sea and the Calanova golf course.

Finally, in its new residential development area located in Finca Garcés, we find ourselves in a natural enclave where privacy and views have defined the way forward for the Maíz y Díaz studio.

Its orientation provides a panoramic view of the bay and the large terraces of the 2 and 3-bedroom homes open up to the magnificent climate of Málaga. The perfect choice to live in the heart of the Costa del Sol without giving up the peace and quiet of this setting with its stunning landscapes

www.kronoshomes.com

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More information: +34 91 577 47 97

Promotes and Organizes:

Collaborating Association:

O cial Media:

O cial Portal:

comercial@gplanner.com

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PARTNERS SIMAPRO Knowledge Partner:

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EDITORIAL

dition Special E elopments New Dev uction & Constr

2020

The best of the Costa del Sol

Hello and welcome to our 2020 edition of Ideal Home!

After a spring full of uncertainty and the world being in shock, step by step the world is getting back to, although a new and different, normality. When you hold the magazine in your hands, that means that you are here on the beautiful Costa del Sol, enjoying your holidays or you live here and can enjoy the coast all year long.

One thing that has become clear during this time is that having a home with a big terrace or a garden has become the ultimate desire. When you flip through our magazine, you will find the best new homes available and all of them have got excellent qualities and terraces and/or gardens to enjoy. In combination with the unique

Published by:

ads COMMERCIAL DIRECTOR Stefan Knöbel s.knobel@adsmarketing.es ART DIRECTOR Andrés Vallejo Herrmann a.vallejo@adsmarketing.es

lifestyle of the Costa del Sol and its unbeatable leisure and cultural offers, its simply the perfect place to life or to spend your holidays. Not to forget the advanced infrastructure with fibre optics network available almost entirely along the coast.

We hope you enjoy reading our magazine and to welcome you soon here on the coast as a new homeowner.

Happy holidays and best regards.

STEFAN KNÖBEL Managing Director, IDEAL HOME

ADS manifiesta que los puntos de vista y opiniones vertidos por los colaboradores son exclusivamente de ellos y no necesariamente reflejan los de la Editorial.

ADS intenta contrastar la exactitud de la información contenida en cada publicación, si bien no se responsabiliza de ningún

info@adsmarketing.es +34 951 775 790

error u omisión ni de la autenticidad de las declaraciones hechas por terceros, por lo que recomienda a sus lectores realizar la correspondiente comprobación antes de efectuar cualquier transacción.

Depósito Legal: MA 1203-2012

© Copyright: Los textos publicados, mapas, fotografías, diseños, etc, son propiedad de la IDEAL HOME, quedando prohibida

www.adsmarketing.es

su reproducción total o parcial en cualquier otro medio de divulgación, impreso o electrónico, salvo previo consentimiento.

Igualmente se prohíbe la utilización de los materiales publicados para fines comerciales.

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first sustainable development in spain, sea views and exclusivity. connect your essence with nature.

Precios desde

Prices from 1.350.000¤

contemporary architectural style best value for money in new golden mile

Precios desde

Prices from 456.000¤

+34 952 813 333 | info@nvoga.com | www.nvoga.com

m a r e i n b a n u s . luxury Villa next to the beach and Puerto banus

G U A D A LMI NA • LUX URY VI LLA S luxury residential project located next to guadalmina golf la cerQuilla 54b . eco Villa on the golf Valley of nueva andalucia

Precios desde • Prices from 630.000¤

estr e l l a de l mar . cozy off-plan Villa on elviria beachside

+34 952 813 333 | info@nvoga.com | www.nvoga.com

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f l a m i n g o s 1 3 0 . frontline golf on new golden mile

metrovacesa

Jose Ignacio Carrion has been working in Metrovacesa since 2002 in different departments always located in the province of Malaga and since 2017 he is the Territorial Director of Eastern Andalusia.

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IDEA

metrovacesa

What do you find most attractive about the Costa del Sol?

For metrovacesa the costa del sol has always been a very important strategic point. It is one of the most attractive international real estate markets, not only in spain, but also in europe, and for this reason we have been committed to the development in this area for more than 25 years.

It is a complex market but as I usually say it is almost infinite because the interest that the costa del sol generates as a destination has no frontiers, what we always try to do is to reach all these nationalities and try to design projects that satisfy the tastes of all of them.

Because of the climate, culture, gastronomy, sports offer to practice golf,... they make it a unique destination.

What are the benefits of buying an off-plan property as opposed to a resale property?

I think the two types of properties coexist perfectly. With resale you have the immediacy. the off-plan purchase option, which is where our developments are framed, I think offers a safer transaction in the purchase process and especially in the guarantees we offer our customers after the purchase, and in that we can highlight from metrovacesa being a leading company nationally and with more than 100 years of history. another important aspect when choosing an off-plan house is the current design. at this point, metrovacesa's developments all offer a careful architectural and aesthetic design.

IDEA

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metrovacesa

It is a unique project, which consolidates the capital as a destination for the most demanding national and international clients who are looking for the highest quality standard and this within one of the most important cities in spain, with all the services it offers. We are convinced that it will be a before and after for the city of malaga and my satisfaction as a “malagueño” is maximum.

What advice would you give to buyers looking to move to the Costa del Sol?

What is your favorite project/promotion and why?

It is difficult to choose one, we have 21 projects for sale in the province of malaga, plus another 5 upcoming launches. I think all of them are special although there is perhaps one that stands out from the rest, málaga towers.

aLmerIa 29

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torre del mar torremolinos 20

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Fuengirola

costa DeL soL

sotogrande

majestic Heights sunrise Heights Blue views Heights serenity views sereinty collection symphony suites oceana Gardens

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estepona

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marbella 12

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residencial aria (almerimar) edificio Nabú residencial Hera Birdie & Falcón (mundo aguilón Golf). eagle

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maLaGa

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almería

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el ejido

I think it is very difficult to find a destination that encompasses as many qualities as the costa del sol. It is a destination where you can enjoy a unique climate 365 days a year, with an unbeatable range of sports, culture and gastronomy. Let's not forget the security that this european destination offers in competition with other destinations and where you will find a wide range of options to satisfy all the needs you are looking for in terms of both price and services. of course, you can find all this in metrovacesa as we have the widest catalogue of properties both in volume and variety. Whoever buys a property from metrovacesa on the costa del sol will not want to leave.

8 oceana views & collection 9 Le mirage II & Iv 10 serene atalaya 11 Dora maar 12 aqualina 13 Benhavista 14 Los monteros

15 venere 16 riva 17 cala de mijas 18 alamar 19 Nereidas 20 Halia 21 málaga towers

22 citrea 23 adhara 42 24 Naos 21 25 meissa 28 26 castillo de Lagos *coming soon

MAJESTIC HEIGHTS maNILva

exclusive residential contemporary style and incomparable views, majestic Heights has 47 townhouses, some with private garden and others with a fabulous solarium, just five minutes from some of the best golf courses in the area. the best views over the mediterranean sea, Gibraltar and africa.

SUNRISE HEIGHTS maNILva

46 contemporary style multi-family homes, just five minutes from some of the best golf courses in the area. Located in a prominent place in Bahía de las rocas, a few minutes from the exclusive maritime city of sotogrande. the highlight of these select properties is undoubtedly its privileged location, from which you can enjoy a luxury life on the costa del sol, in addition to the proximity to the magnificent city of marbella and the beautiful port of estepona.

SERENE ATALAYA estepoNa

50 semi-detached villas with 2 or 3 bedrooms with solarium and basement option. the houses enjoy a sunny orientation west, in addition, its arrangement along a gentle slope allows you to take full advantage of magnificent views. Its location, next to the atalaya Golf & country club, close to commercial areas and with puerto Banús a step away, is ideal for families looking for an independent house with a garden without giving up being well connected with the best services on the costa del sol.

NEREIDAS torremoLINos

an avant-garde residential complex and innovative design, designed to make the most of the fabulous open views of the mediterranean sea. It consists of a magnificent indoor heated pool and another one outdoor, jogging circuit, sauna, turkish bath, gym and 24-hour security.

MALAGA TOWERS maLaGa

the building, designed by the prestigious Lamela studio, has homes from 132m to 404m2 interiors built with large terraces facing the sea. among its own common areas are its three swimming pools, one heated and two outdoor, spa, gym, movie theater and playroom.

CITREA máLaGa capItaL

Homes located in the exclusive residential area of colinas del Limonar, very well connected with the main access roads to the city and beaches of La caleta. promotion designed to the maximum detail with spacious homes and wonderful common areas with an Infinity pool, relaxation area with pool Bar, gym equipped, cinema room, etc. the houses have large terraces, gardens and solarium.

metrovacesa.com

metrovacesa4u.com

+34 900 55 25 25

SYMPHONY SUITES estepoNa

69 homes with 2 and 3 bedrooms. the promotion will be located on the best plot in the north of cancelada, between estepona and puerto Banus, next to the luxury development Los flamingos and 700 meters from the beach of Guadalmansa. In this case, the land has the most attractive features of the sector, a relatively flat surface and the best views, both of the coast and the mountains.

metrovacesa.com

metrovacesa4u.com

+34 900 55 25 25

OCEANA VIEWS & COLLECTION estepoNa

78 apartments and penthouses of 2 and 3 bedrooms with stunning views of the mediterranean. these unique and unrepeatable residences are part of an exclusive private complex and part of five new modern residential complexes that will become the heart of cancelada.

metrovacesa.com

metrovacesa4u.com

+34 900 55 25 25

AQUALINA BeNaHavĂ­s

Unique promotion of exclusive apartments and penthouses with 2, 3 and 4 bedrooms facing south and spectacular views overlooking the ocean offered by the latest in technology and design.

metrovacesa.com

metrovacesa4u.com

+34 900 55 25 25

VENERE MARBELLA marBeLLa

In cabopino (marbella), a unique enclave on the costa del sol for its natural beauty, its pine forests, location near fine sand beaches and golf courses. this is a project of 44 units designed to allow you to see the wonderful sea views framed by the pine forests of the area. the highest quality standards, always looking for the best orientation and a contemporary design make venere marbella one of the most attractive and unique developments on the costa del sol.

metrovacesa.com

metrovacesa4u.com

+34 900 55 25 25

ALAMAR

torremoLINos

the development consists of 123 multi-family housing, all with terrace, parking space and storage room. the project stands out for its contemporary architecture and the southwest orientation of all the buildings, aimed at improving the energy efficiency of both homes and green areas. among the promotion common areas include green areas, gardens with pedestrian paths, as well as two swimming pools.

metrovacesa.com

metrovacesa4u.com

+34 900 55 25 25

RESIDENCIAL HALIA maLaGa

multi-family housing project. the homes are from one to four bedrooms and have parking spaces and storage room. all homes have large terraces. the lower, sixth and seventh floors also have a large outdoor area. the ensemble has large common areas, adult and children's pool, gym, children's play area and green areas.

metrovacesa.com

metrovacesa4u.com

+34 900 55 25 25

the spanish economy is set to see continued growth over the next few years and outpace the rest of its eurozone counterparts.

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market report 2020

ECONOMIC GROWTH SET TO SLOW

the exuberant growth of the spanish economic continued apace in 2019, with GDp rising 0.42% in Q3, compared to the eurozone average of 0.20%. according to the latest gures available at the time of completing this report, along with our own estimates (cBre House view), we would place Q4’s growth at a similar level of 0.39%.

our forecasts (cBre House view) suggest that the next ve years will see the current expansive phase continue, albeit to varying degrees during the period. as nancing conditions remain favourable and the nancial situation of households and companies improves, domestic demand will continue to underpin spain’s GDp growth. While at european level, the ecB’s accommodative monetary policy – reinforced by the measures adopted in september (monthly debt purchases of €20,000 million) – will also favour continued growth across the whole of the eurozone.

the combination of these factors should allow the spanish economy to continue to grow in 2020, at levels that both outperform those seen over the last decade and the average for the eurozone. more speci cally, GDp is expected to climb by 2% in 2019 and 1.7% in 2020, between 0.5 and 0.7 pp higher than the average gure for the last 10-15 years, and 0.6 pp above predicted eurozone growth for 2020. economic growth forecasts for the next two and ve years are reasonably upbeat and still place spain ahead of the curve compared with most neighbouring countries.

While the spanish GDp is on track to grow by 1.6% on average during the 2020- 2021 period and by 1.4% on average during the 2020-2024 period, other eurozone

countries will see more subdued rates of growth – around 1.2% and 1.3% respectively.

this said, economic growth in spain is also expected to continue to slow over the next two years, as has been the case since 2017. Y-o-y GDp growth is expected to drop to 1.4% in 2021. this slowdown is the result of a lower contribution of both external and domestic demand to GDp growth. Despite their relative strength, they are both expected to post subdued growth due to a slight weakening in private consumption and an uptick in the household savings rate, which could be indicative of a more cautious approach with relation to spending.

as the economy begins to ease slightly, there will also be a slowdown in terms of job creation, in line with job market indicators. In terms of annual variation, according to our forecasts (cBre House view), job creation will stand at 2.4% in 2019 – down on the 2.7% gure posted in 2018 – and is expected to fall to 1.7% and 1.1% in 2020 and 2021 respectively. Net job creation will help to further reduce the unemployment rate, which according to the Bank of spain is likely to have dropped to circa 13.6% at Ye 2020.

INTEREST RATES AND INFLATION

there are two main forces fuelling forecasts of rising shortterm in ation. Firstly, we are seeing a steeper increase in unit labour costs than in recent years, and this combined with the gradual widening of the output gap is helping drive spanish economic growth. and secondly, the eurozone’s accommodative monetary policy is also playing its part.

tWo- aND FIve-Year Forecasts For GDp GroWtH, 2020-2021 & 2020–2024

IDEA

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market report 2020

10-Year BoND YIeLD, IN tHe Us, spaIN aND eUroZoNe: HIstorIcaL evoLUtIoN aND Forecasts

as a result of these factors, average annual in ation growth will gradually pick up over the 2020-2024 period, but not by enough for it to break above the eurozone target level for the next few years. estimates show it ticking up slightly from 1% in 2020 to 1.7% in 2024.

Given the expansive eurozone monetary policy (which has been further bolstered by recent measures) and low interest rates, a normalisation of monetary policies looks unlikely to happen any time soon. as such, we do not anticipate any hikes in short-term interest rates in 2020 and 2021.

Long-term interest rates are likely to rise in spain and across the rest of the eurozone, but this is more to do with Us interest rate performance than an expectation of higher short-term interest rates in europe. In our opinion (cBre House view), the rise in long-term interest rates will be the result of a cyclical knock-on effect rather than the result of any structural adjustments to bring them back to pre-crisis levels. Long-term interest rates are still expected to remain at record lows for at least another three years, particularly in 2020.

RISKS FOR THE SPANISH ECONOMY

the risk factors that could adversely affect the spanish economy are generally in decline and mostly derive from the international backdrop. Global trade tensions, for example, could continue to linger in the short term, while the United kingdom’s withdrawal from the european Union could end up being a disorderly rather than an orderly exit. If this is the case, or if geopolitical tensions are up again in other global markets – such as Latin america – there could be negative implications for the spanish economy in terms of exports. at the national level, the current government is tasked with putting in place economic policies that will drive spanish economic growth and get the crucial scal consolidation process back on track, while keeping both Brussels and the markets happy on the one hand, and the parties that secured its premiership on the other.

ongoing political upset in catalonia could lead to renewed tensions in the region, which could in turn hinder economic growth, as well as the structural reform required to set the spanish economy on a healthier course for the next few years.

HOW 2020 MIGHT TURN OUT?

• The Spanish economy is set to see continued growth over the next few years, and while the rate of growth is expected to gradually slow, it is still expected to outpace the rest of the Eurozone.

• In ation is set to rise between 2020 and 2024, but not by enough to break above the Eurozone target level.

• Short-term interest rates will remain low, while long-term rates will gradually tick up over the next few years.

• The main risks facing the Spanish economy are generally in decline. However, in the political sphere, the coalition government formed by socialist leader Pedro Sánchez, faces the uphill struggle of keeping both the parties that secured his premiership, and Brussels and the markets happy.

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RESIDENTIAL

SPANISH HOUSE PRICES TO GROW BY AN AVERAGE OF 2-3% IN 2020

all signs suggest that housing demand will continue to grow in 2020, although more moderately than in previous years.

according to our estimates, approximately 600,000 homes will be sold in spain in 2020, similar to the 585,000 homes estimated to have been sold in 2019. over the years, the buyer pro le has been gradually evolving as a result of sociological changes such as the declining birth rate and the rise in the number of smaller households.

We expect housing prices to climb by 2-3% in 2020, down on the 4-5% estimated for 2019. the current macroeconomic climate and the mature stage of this sector’s property cycle are the main factors hampering growth. However, growth estimates could be revised even further downwards if the geopolitical uncertainty in spain and elsewhere in europe was to escalate further.

In terms of supply, the number of homes built in 2020 could break above the 90,000 unist mark, which although would only equate to almost 20% of total homes built in 2009, would almost double the amount completed in 2015.

LAND MANAGEMENT IN NEW EXPANSION AREAS WILL CONTINUE TO GENERATE INTEREST AMONG INVESTORS.

a signi cant amount of new urban developments are getting underway in several of spain’s largest cities. Land management will continue to generate interest among investors in 2020, as they look to stake out a position for themselves in the medium and long term in the new development areas of the main cities. In madrid, these new

market report 2020

areas include Los Berrocales, Los ahijones, arpo, Los carriles and DcN. In Barcelona, the Zona Franca (marina prat vermell) will be the main expansion area, while in other cities such as seville and valencia, we would highlight palmas altas and Benimaclet, respectively.

THE RISE OF BUILD-TO-RENT...

the increasing number of investors pouring funds into build-to- rent schemes will drive up the rental housing stock and also help professionalise the multifamily sector. rental demand will continue to go from strength to strength, not just because people are having trouble buying their own home, but because sociocultural changes mean that many people now actively favour this option. With more and more people looking to rent (according to INe, rental demand rose from 19.4% in 2007 to 23.9% in 2018) and given the lack of product on the market, we will see an increasing number of newbuild projects being developed exclusively for renting (via forward purchase and forward funding deals).

Investment in the multifamily sector doubled in 2019 compared to the previous year – excluding corporate deals – and this is a trend that will continue throughout 2020. the sector will become more professionalised as more institutional investors enter the market, and rents are also likely to become more affordable as supply increases. many investors are drawn to the sector by the attractive returns on offer, both in terms of rents and potential value uplift. also, the fact that everyone will always need a place to live means it carries a lower risk compared to other sectors and this makes it particularly attractive at this mature stage of the current property cycle.

HoUsING traNsactIoNs 2004-Q3 2019 aND Q4 2019-2020 Forecast

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market report 2020

However, for this to remain attractive, tax measures that are favourable for renting must be maintained. some examples are the special tax rules applicable to socimis and eDavs (entities Dedicated to the Leasing of Homes or rentak Housing Firms) who are required to pay 4% tax on their rst payment, and the 85% tax discounts received by companies that let out more than eight homes.

one of the key measures in the new government’s manifesto – and which should be followed very closely – is the potential introduction of regulated rents, a measure already in place in other major european cities.

...AND PUBLIC-PRIVATE PARTNERSHIPS

according to eurostat gures, in spain young people move out of their family home much later than in most other eU countries, nding it much more dif cult to buy or rent their own home. the rental effort rate is spiralling and according to gures from the observatorio de emancipación (Youth council of spain), people under the age of 30 now spend more than 94% of their salary on rent, double the amount spent ten years ago. this indicates the desperate need for legislative change in order to make housing more accessible.

Given the lack of developable land available, one of the most likely solutions will be public-private partnerships (local authorities are still the primary land owners in spain). In fact, number 17 on the list of objectives laid out in the spanish Government’s 2030 plan (partnerships to achieve Goals) is encouraging and promoting collaboration between all levels: public, public-private and society as a whole. there are many ways of driving collaboration and many structures that can be created to give private developers full rights of land ownership, exchanges, contributions

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and public aid to offer developers, self-developers and end-users tax incentives. all viable ways in which spain could adapt its housing stock to the differing levels of wealth of its population.

one of the greatest obstacles which must be overcome is the complex task of managing and aligning the interests of the various authorities involved (central, regional and local). these authorities will need to agree on a national framework which sets out the basis and regulations for these types of developments. one that provides legal assurances and speeds up the process of obtaining permits and licences for land management and residential development.

BOOM OF NEW WAYS OF LIVING

In 2020, senior and co-living will extend their footprint across madrid and Barcelona as well as other major cities with good transport links. However, uncertainty surrounding possible regulatory limitations and changes will weigh heavily on investors’ minds.

serviced apartments will continue to prosper, as more and more rms opt for these types of residential apartments for their executives over hotels. they tend to be more affordable than hotels as they do not require a tourist rental licence and, unlike with traditional renting, there is no obligation to commit to a seven-year lease (in accordance with royal Legislative Decree 7/2019). For landlords, having a non-private tenant is a more secure option.

another very new trend to hit the spanish market is branded residences, and although it is still very early days for this new living option, it is set to take the market by storm. a concept rst created in New York, it consists of leading hotel brands allocating part of their buildings to luxury housing.

market report 2020

TECHNOLOGY, SUSTAINABILITY AND THE INDUSTRIALISATION OF CONSTRUCTION

the use of next-level technology and digitalisation in the home will continue to rise in 2020. Data management and analysis will provide more certainty for investors and will also allow costs to be optimised. Using Iot-based technology in rental housing will help generate higher returns for owners (by reducing opex and increasing rents).

sustainable architecture and green mortgages will also become more prominent. We are already seeing more favourable mortgage conditions for properties that optimise consumption and have obtained energy performance certi cations. Banks offering green mortgages are currently applying discounts of between ve and 25 basis points. these more affordable mortgages – which aim to incentivise more sustainable properties and bring down costs for homebuyers – are expected to become more and more popular in the short term.

the industrialisation of construction, currently more common in the construction single-family homes, will spread to high-rise properties in 2020. Industrialisation rst began with prefabricated bathrooms and kitchens, but has now evolved to include modular construction and concrete and steel panels. this construction method helps deliver buildings more quickly and will become more prominent in 2020.

CBRE - Málaga

edificio Indocar, plaza de La solidaridad, 12 planta 4ª, oficina 4, málaga, andalucía 29002 tel. +34 952 07 07 10 spain.andalucia@cbre.com

HOW 2020 MIGHT TURN OUT?

• The residential market in Spain is entering a more mature stage of the cycle, with growth in both demand and housing prices set to ease.

• Investors will continue to pour funds into build-to-rent schemes across Spain’s major cities, which will in turn drive up the rental housing stock.

• Public-private partnerships will be encouraged as a way of making housing more affordable.

• New living trends will continue to gain traction, as the number of developments offering senior living, co-living, branded residences and serviced apartments multiply.

• Technology, sustainable construction – via green mortgages – and the industrialisation of construction will play an ever more prominent role.

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ALBORADA HOMES • BENAHAVÍS IMMEDIATE DELIVERY

WELCOME TO YOUR PRIVATE PARADISE An exceptional natural environment with a wide range of golf courses.

Designed with sustainability, practicality and comfort criteria.

Alborada Homes, welcome to your private paradise.

Av. Tomás Pascual, 213 - Benahavís

AF_ALBORADA_420x297_180620_v3.indd 1

900 11 00 22 • neinorhomes.com 18/6/20 18:23

LUXURY LIVING AT HOME An idyllic location on the front line of CaboPino Golf Course.

An innovative and modern residential complex designed to offer you all the luxury of a resort inside your own home.

C/ La Romana (esq. Av. de los Alisos) - Cabopino

ARTOLA HOMES • CABOPINO UNDER CONSTRUCTION

900 11 00 22 • neinorhomes.com

THE PERFECT HOME IN THE PERFECT PLACE An avant-garde design that blends into the surroundings in a consolidated area that’s just minutes from the beach and the city centre.

At Mesas Homes, you’II find the perfect home in the perfect place.

C/ Hungría s/n - Estepona

MESAS HOMES • ESTEPONA UNDER CONSTRUCTION

900 11 00 22 • neinorhomes.com

FEEL NEXT TO THE SEA THE BEST LIFESTYLE ON THE COSTA DEL SOL

A perfect place to live, in front of the sea, with views of Af rica and Gibraltar.

Apartments and penthouses with 1 and 2 bedrooms, parking spaces and storage room. Large terraces with solarium and panoramic views of the coast of Africa and the strait of Gibraltar. The complex has two outdoor swimming pools and beautiful landscaped areas with direct access to the beach.

+3 618 +34 6 304 61 3 30 915 9 91 GILMAR.ES

FROM

225.000â&#x201A;¬

Luxury apartments within an exclusive housing development with an amazing seaview.

From

249.000â&#x201A;Ź

Households with 2 or 3 bedrooms, ideal to enjoy the climate, natural surroundings and services that Costa del Sol has to oďŹ&#x20AC;er.

This exclusive development is located just a few minutes away from Sotogrande, with the best views of the South Coast.

The common area is distributed in a spa, gym and sauna of 260 m2, and two outdoors pools with an amazing seaview.

57 5 80 8 570 95 9 808 75 +34 +3 685 68 6 555 55 5 758 7 / 952 ESTEPONA@GILMAR.ES

GILMAR.ES

NEW GOLDEN MILE - ESTEPONA

29 exclusive avant garde apartments, designed with care and attention applied to the smallest detail, oďŹ&#x20AC;ering 2, 3 and 4-bedroom units.

80% SOLD

Fantastic quality privileged lifestyle A combination of prestige and comfort that makes this development the greatest investment on the Costa del Sol

From

+34 657 55 22 71 / 952 808 570 campanariohills@gilmar.es

GILMAR.ES

445.000 â&#x201A;Ź

New quality homes Direct from developer

New properties in La Cala Golf, Mijas 2 and 3-bed apartments and large 3-bed townhouses Spectacular views over the golf course Private development with communal pool and gardens

Sunny terraces

Call us now: 900 130 144 (Freephone Spain) / +34 971 706 972 www.taylorwimpey.es / info@taylorwimpey.es

New quality homes Direct from developer

Emerald Greens, San Roque New 2 and 3-bed apartments Located in the prestigious area of San Roque Club Terraces, private communal pool and gardens

Sunny terraces

Call us now: 900 130 144 (Freephone Spain) / +34 971 706 972 www.taylorwimpey.es / info@taylorwimpey.es

New quality homes Direct from developer

Green Golf, Estepona Golf New and modern 3-bed townhouses Frontline golf and some with sea views Large private terraces, communal pool, gardens and garage

Sunny terraces

Call us now: 900 130 144 (Freephone Spain) / +34 971 706 972 www.taylorwimpey.es / info@taylorwimpey.es

Pier, Sotogrande New 2 and 3-bed apartments Great views over la Marina de Sotogrande Large private terraces, communal pool, gardens and garage

Frontline terraces

Call us now: 900 130 144 (Freephone Spain) / +34 971 706 972 www.taylorwimpey.es / info@taylorwimpey.es

Le Caprice, Benahavis Exclusive 3-bed apartments and penthouses. Key Ready Great location within Westin La Quinta Golf Resort Spectacular views over the golf course and to the sea

Last units

Call us now: 900 130 144 (Freephone Spain) / +34 971 706 972 www.taylorwimpey.es / info@taylorwimpey.es

Botanic, Benahavis New 3-bed apartments and penthouses. Key Ready.

Stunning views and high quality modern finishes Sustainability and environmentally friendly architecture

Sunny terraces

Call us now: 900 130 144 (Freephone Spain) / +34 971 706 972 www.taylorwimpey.es / info@taylorwimpey.es

ANDALUCIA REF: 176-01682P

TERRAZA 01 42.50 m²

BAÑO 03 3.82 m²

BAÑO PRINCIPAL 12.57 m²

DORMITORIO PRINCIPAL 46.70 m²

COCINA 19.26 m²

DORMITORIO 03 13.44 m²

DORMITORIO 04 13.55 m²

BAÑO 04 3.82 m²

DISTRIBUIDOR 11.57 m²

COMEDOR 14.48 m²

MUSEUM AUTOMOVILÍSTICO 33.80 m²

VESTÍBULO 29.95 m²

TERRAZA CUBIERTA 47.97 m²

0.00 75.40

TERRAZA DESCUBIERTA 55.40 m²

PISCINA 71.61 m²

0.00 75.40

SALÓN 26.23 m²

ASEO 3.00 m²

75.40 0.00

75.40 0.00

NUEVA ANDALUCIA - LAS BRISAS

Large plot for sale in the heart of Nueva Andalucia with a possibility of splitting it into 2 or building 1 large house.

Beautiful views over La Concha and valley. See architects proposal for 2 houses.

PLOT: 1.727M2

PRICE: 1.200.000€

* Only plot is for sale, project is optional. Please consult options.

DEVELOPMENT

E S T . 19 81

Andalucia Development Centro Comercial Plaza 63, 29660 Nueva AndalucĂ­a - Marbella - Spain

Tel: +34 952 816 250 info@andadev.com

andadev.com

your desires become reality

caprIce marBeLLa

The best location to live and enjoy Marbella. caprice stands on a privileged hill in the most exclusive residential area of marbella: sierra Blanca. villas of a unique architectural design surrounded by lush vegetation and gardens, where privacy and peaceful enjoyment are hallmarks for residents who like to live among the most exclusive premises.

sierra Blanca hosts the most spectacular first – class villa and maisons. a safe and private enclave that is very close to marbella center and puerto Banús.

* Is currently the only project licensed by the City Council of Marbella in the exclusive area of Sierra Blanca * It has 2 Spa and Gym areas

* It has double level of interior and exterior security and 24-hour concierge * Private elevator from the garage area to the solarium, south facing and spectacular views of the sea, Puerto Banús and Africa. * Each Villa has a private garage for 2/3 cars * All the Villas have a Private Pool

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Premium qualities

Special attention to details

the light, the height, the balance of the living areas and the perfect architectural harmony provide a spectacular spacious effect.

Its avant-garde style attracts clients who stand out for searching something unique and distinctive. the residences of caprice sierra Blanca leave no detail to chance: private pools, double car garages, sea and mountain views, completed with exceptional fixtures and finishes.

Interior Design

For all our buyers the prestigious interior designer roque martin, â&#x20AC;&#x201C; who has lead the decoration in caprice villas that you see in the pictures â&#x20AC;&#x201C; will advice for free the decoration project of their new home.

Relaxing Spas and fitness centres inside the residential area for the exclusive use of its residents

Water zone, Jacuzzi, water jets, Finnish sauna, turkish bathâ&#x20AC;Ś a whole world of sensations and relaxation open all year round fully accessible facilities prepared in great detail. an indispensable complement that provides all the benefits of hidrotherapy as a plus to your new home in marbella.

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M. +34 620 69 83 53

T. +34 951 56 83 81

gumer.marquez@garmasa.com

c/ 19b, edf. BanĂşs, portal 2 planta 2 29670 Guadalmina, marbella capricemarbella.com

LeGaL

kNoW YoUr cLIeNt (kYc) – LeGaL oBLIGatIoNs

All professionals involved in the purchase and sale of real estate properties must comply with their obligations with regard to the prevention of money laundering. real estate agents, Lawyers, property Developers and credit and Financing Institutions must abide by the obligations imposed under Law 10/2010, of 28 april, on the prevention of money Laundering and the Financing of terrorism, and to its relevant regulations.

the obligations imposed on those professionals by the Law are based on the “due diligence” principle, in the sense that, as individuals obliged by law, they are responsible for adopting relevant measures in order to detect and report any signs of money laundering crimes committed by their clients. the purpose of the above is to prevent and report any transactions associated with any possible money laundering to the executive committee of the spanish commission for the prevention of money Laundering (servicio ejecutivo de la comisión de prevención del Blanqueo de capitales (sepBLac)).

Lawyers, in particular, are obliged to: formally identify their clients and the actual owners of the respective business and/or transaction; know the business carried out by their clients and verify the authenticity of the related documents provided by them; and especially, in real estate transactions, to check the legitimate source of the funds used.

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Client identification.

In the event of individuals, the Lawyer must request the relevant tax ID card, ID card or passport issued by the authorities of their country. Legal entities must be identified by their Deed of Incorporation. In this latter case, any individual acting on behalf of the legal entity or company must be also identified.

Actual owner of the business.

Lawyers must identify the individual on whose behalf they are acting, before accepting any professional engagement. a signed statement by the individual who is hiring the lawyer (kYc form) will be sufficient, but information may be also obtained from reliable thirdparty sources.

Business purpose.

specific knowledge of the professional or business activity of our client is required. to that end, the supporting documents provided by our clients must be reviewed or or consultations made to reliable independent sources.

Legality of the funds used.

the required documents must be gathered to support the lawful source of the funds, their traceability, i.e. the path followed by the money from the time it leaves its country of origin to the time it arrives in spain, and finally, the purpose of the funds.

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Lawyers, in particular, are obliged to: formally identify their clients and the actual owners of the respective business and/or transaction; know the business carried out by their clients and verify the authenticity of the related documents provided by them; and especially, in real estate transactions, to check the legitimate source of the funds used.

one of the most commonly used methods for the prevention of money laundering and terrorism financing is the “Know Your Client (KYC)” process. this procedure is carried out as a “due diligence” of the client, based on a prior investigation which discloses details of his/her personal and professional life, which will support the information given by the client when registering.

Completing and signing the KYC forms produced by the individuals participating in a real estate transaction is not sufficient. All information supplied by clients must be carefully checked by duly assessing the relevant supporting documents provided.

at the same time, we should not lose sight of the ongoing conflict between the limits of a Lawyer’s duty of confidentiality in respect of the information furnished by their clients in the sale and purchase of property and in which the Lawyer has participated by advising or representing them, and the Lawyer’s obligation in respect of preventing money laundering.

In respect of anyone using the obligation of professional secrecy to justify being obscure in their activities or,

NEW EXCLUSIVE PROJECT IN MONTE BIARRITZ, ATALAYA, ESTEPONA Project of 3 modern villas in Monte Biarritz. Walking distance to all amenities and to the beach. The villas have five bedrooms and three bathrooms and one guest toilet, a large modern living room with open kitchen, fireplace, and dining area leading to the terrace. Only one left!

5 bed / 4 bath Built: 387 m2 Terrace: 236m2 Plot: 1,226 m² Ref. R3099610 Price from 1.345.000 Euros

WHEN YOU ARE SERIOUS ABOUT REAL ESTATE WWW. MA RB E LL A-ESTATES.COM +34 / 952 90 42 44

LeGaL

simply turning a blind eye in order not to lose clients, the anti-money laundering regulations are very clear: professional secrecy cannot be claimed in certain circumstances related to money laundering and terrorism financing, and Lawyers must always comply with their obligations regarding the prevention of money laundering, which must be construed in the strictest sense, without including any that go beyond those included in act 10/2010.

Ultimately, the agents involved in real estate and financial transactions must know the clients’ profile to detect whether they correspond with the real estate and financial activities being carried out and if their bank movements and the information held on them are coherent. moreover, if any kind of suspicious activity is observed, the agents are also obliged to gather the information necessary to document it and, where necessary, forward it to the spanish executive service for the prevention of money Laundering (sepBLac using its spanish abbreviation), which is the body in charge of preventing money laundering in spain.

Why a Lawyer is recommendable

spanish money laundering and data protection regulations have been updated over time to adapt to the circumstances demanded by today's globalised and interconnected society. this has generated many regulations that have required professionals involved in the real estate sector to have increasingly more knowledge on this subject. this scenario leads on many occasions to the fact that under the argument of the fight against money laundering different agents involved in real estate transactions demand the same documentation over and over again, both from buyers and sellers and, on more than one occasion, the lack of knowledge regarding the regulation means that more documentation is required than is necessary, and that necessary flexibility is not adopted in view of the different ways that each country has of formally presenting this documentation depending on their respective bureaucratic systems.

In this context, the role of your Lawyer is absolutely essential, as a catalyst for all information related with the prevention of money laundering which must be furnished by a client taking part in a real estate transaction, and as defender of the confidential nature of that information in respect of the obligations of other agents involved in the transaction for the same client. the Lawyer will ensure the strictest kYc process as required by law, will advise the client regarding the documents to be provided in order to follow the anti-money laundering protocol, and at the same time, he will be the intermediary between the client and the other agents involved in the transaction 76

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to ensure they comply with their respective obligations on prevention.

the Lawyer must facilitate the exchange of information between agents and the correct obtainment of the documentation requested or any other document which by analogy may substitute it in accordance with the administrative particularities in each country. Likewise, the Lawyer can be of great help when it comes to determining what specific documentation is required in order to avoid additional costs deriving from fees paid to obtain unnecessary documents or sworn translations.

amongst the specialties of VOGT Advokatfirma España, S.L. with over 20-year experience in advising non-residents in real estate transactions throughout the costa del sol, are the proper collecting and processing of information from their clients with regard to anti-money laundering and the coordination and co-operation with the other agents involved in the transactions in order to follow a successful anti-money laundering protocol, specifically planned for each particular case.

our professional team will inform, assist and advise you throughout the entire purchase and sales process, professionally and attentively addressing any circumstances that might have an effect on it, in order to offer you a positive and smooth experience based on transparency, with the advantage that our team can provide full advisory services in any of the following languages: Norwegian, swedish, Finnish, english and French.

Enhancement of Vogt team.

as a Law Firm aimed at the scandinavian market the prominent lawyer Mr Göran Rise has recently joined our team of property experts. rise gained a long and broad experience of the profession as a representative and defender in several well-known cases, after joining the swedish Law society in 1971. He has a special interest in business law, international housing divisions and asset transfers, since 1999 when he settled professionally in marbella.

this addition will help us to complete the highly customized and top-quality advisory service that our law firm aspires to on a day-to-day basis. this means that, in addition to being attended in their own language, clients will also benefit from the immeasurable value of the expertise of our professionals who, with the common basis of the same culture and way of thinking, will help you understand the differences with the practices and formalities in spain.

Jose Luis Rojas Vázquez.

Lawyer and Partner at VOGT Advokatfirma España, S.L.

vogt Law Firm is handling legal matters associated with real estate, tax, inheritance and immigration to spain as well as matters relating to spanish and Norwegians business law. vogt Law Firm was founded in 1999.

Vogt Advokatfirma España S.L Ricardo Soriano 65 · 2º-3 29601 Marbella · Spania

+34 952 776 707 info@vogtlaw.com www.vogtlaw.com

Live luxury in the center of Marbella

JarDINes De BeLoN

J

Best place to live

ardines de Belรณn is located in a quiet area which oozes history and culture. It is 10 minutes walking from the town hall, the famous alameda gardens, the promenade, the harbour and the popular shopping avenue, ricardo soriano.

Jardines de Belon is a complex made up of 13 townhouses and 3 villas within a beautiful gated community of magnificent gardens and a great communal pool. the urbanization will have 24h security.

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JarDINes De BeLoN

all the villas are built and design with high quality materials, focusing carefully on details. Having porcelanosa as our main partner, offering buyers a whole range of the most beautiful, modern and exclusive terminations. Buyers will be able to customize their property accordingly. all 16 homes will have elevator, a nice sundeck is specially designed for relaxing, own garden and plunge-pool, underfloor heating, 2 private garage spaces and a spacious basement with natural light. the project has been designed by the renowned local architect pablo Liev. starting price is 1.275.000â&#x201A;Ź.

the luxury of tranquility

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Comercializa:

M. +34 620 69 83 53 T. +34 951 56 83 81 Portal 2 Planta 2, C.P.: 29670 Guadalmina, Marbella. gumer.marquez@garmasa.com www.jardinesdebelon.com

BUILD YOUR DREAMS

REHABILITATION / REFORM DECORATION / INTERIOR DESIGN

a.archilla@arquitud.es Tel: +34 670 09 52 69 Avd. Canovas del Castillo 54, 6ยบ 1, 29601, Marbella

reform & building work

www.arquitud.es

Meeting the increasing demands of both consumers and the upcoming changes in national construction legislation, GoGreenSpain is at the forefront of building techniques that deliver “A” Energy Efficient properties in Spain.

GoG GoGreenSpain homes are constructed via a patented modular build system which is not only faster(50%) and more efficient but also removes the deficiencies associated with local traditional build methods.

We deliver highly insulated and healthy homes whilst adhering to the highest standards available in the market.

Using an industrialised modular system, combined with multiple green energy components, numerous benefits are available to both the developer and home purchaser.

FISCAL - ACCOUNTING - LABOR - LEGAL Avd. Ricardo Soriano Nยบ12 5ยบA 29600 Marbella

esu@sltmarbella.es www.sltmarbella.es

T: (+34) 952 864 150 M: (+34) 639 426 261

Exceptional location.

Restaurant for sale in Marbellaâ&#x20AC;&#x2122;s Old Town

If you are thinking of opening a restaurant, donâ&#x20AC;&#x2122;t think twice. Perfect location in the Old Town of Marbella, tourist magnet and year-round tourism. Very close to the square Plazas de los Naranjos and the townhall.

For more information you can contact us at:

+34 639 42 62 61 info@sltmarbella.es

Fantastic rustic plot in the Albuqueria area of approximately 70 hectare

For more information you can contact us at:

+34 639 42 62 61 info@sltmarbella.es

Very good location and just 20 minutes to Marbella or Mijas and very close to the Alhaurin Golf course.

Fantastic views, including sea views.

It also has a cork forest which generates revenue, abundancy of water and various storage houses (need reform).

The plot consist of 7 independent land registries.

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sImeD

tHe BIGGEST EVENT IN tHe resIDeNtIaL reaL estate sector, IS BACK

• The event, regarded as one of the most important in the Spanish property industry, will take place on November 5, 6 and 7 at FYCMA (Malaga Trade Fair and Congress Centre), the organiser

• The trade fair will feature the biggest range of housing on offer for first and second residences on the Costa del Sol.

• A conference with professional content geared to investors with a focus on innovation and sustainability regarded as the biggest exhibition of homes in southern spain, simed, the mediterranean real estate trade Fair, to be held on 5, 6 and 7 November 2020, will provide visitors with the opportunity to get to know a wide range of real estate developments and complementary services in the mediterranean strip at the same venue, with the spotlight on the costa del sol residential sector.

Hence, the event is designed for a visiting public looking for their first or second home, a holiday home, exploring opportunities to invest, interested in selling or renting their property, renovating or decorating their home, or in need of other related services and professional guidance. moreover, it is also aimed at players in the real estate sector - developers, agencies, consultants, financial entities and auxiliary companies, among others -, in addition to private investors and similar professional associations and schools. as such, the trade fair will feature new housing options – in accordance with a purchase and development

agreement, to rent or to rent with the option of buying, freehold or vpo (social housing), main residences, second residences or as an investment with a tenant -, second-hand properties, non-residential property – business premises, warehouses, garages, offices -, as well as complementary products and services - insurers, financing entities, real estate consultants, architects´ studios and interior design companies, among others.

With regard to investment opportunities, and with the aim of encouraging the participation of potential investors, simed will feature specific conferences and activities geared to this group.

It should be pointed out that simed had over 22,000 properties on offer in 2019, accessed by more than 8,600 visitors - 82% of which were looking to buy a home. With regard to demand, 89% of the exhibitors – equivalent to more than 200 companies last year – reported that their participation in the event had reaped rewards.

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Professional programme: innovation and sustainability

Having established itself as one of the most important events in the spanish property industry, the fair approaches the next edition with the aim of continuing to focus on specialised content for professionals in the sector – over 4,000 attended the meeting and/or the scheduled activities in 2019.

thus, one of the main themes addressed at the conference will be 'Build to rent', a trend, as the name suggests, based on the construction of new houses to be rented out. the experts will delve deep into this topic, one that investors are becoming more and more interested in.

after the premiere of the ‘simed Innovation’ area at last year´s edition, the digitisation and innovation implemented in the sector will once again be the protagonists of this year´s programme. the venue will bring together the latest technological trends and stateof-the-art solutions in the field of real estate. sustainability will also be one of highlights in the form of ‘simed sustainable Buildings’, where the present and the future of the use of sustainability criteria and high energy efficiency in buildings will be put to debate.

simed is organised by FYcma (malaga trade Fair and congress centre) and the malaga city council. It is supported by the provincial association of Builders and Developers of malaga (acp).

more information can be found at www.simedmalaga.com and on our Facebook, twitter and Linkedin pages.

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