Exclusive products by adarsh credit cooperative society

Exclusive products of Adarsh Credit Co-operative Society

Introduction • Industry: Financial Services • Location: Headquarter at Ahmedabad, Gujarat and 820+ branches PAN India • One of the most trusted leading co-operative societies in India with a PAN India presence.

• Established in 1999 with a vision to enrich social and financial status of its members and to accelerate its reach across the country by ways of high quality standards, good governance, being customer centric and adoption of eminent advanced technologies.

• Currently having footprints with 820+ physical branches, serving approximately 1.5 million members through a 1 lakh Advisor base.

• Proven as a 24x7 available techno-leading credit co-operative society • First in the country to become eKYC enabled/ Aadhar enabled co-operative society

Exclusive products offered by Adarsh Credit Co-operative Society • • • • •

A 15 Adarsh 18 A 36 Adarsh Bachat Patra Adarsh Triple

A 15 The A-15 is a Term Deposit Product exclusively available for members of Adarsh Credit Cooperative Society Ltd. only.

It gives maturity amount of ₹ 5,725 on every investment of ₹ 5,000 after 15 months.

Product Type

Term Deposit

Eligibility

Applicant must be a member of the society

Minimum Deposit Amount

₹ 5,000 and further in multiple of ₹ 200

Maturity Value

₹ 5,725 on every ₹ 5,000 invested

Duration

15 months

Premature Payment Facility

Not Available

Nomination Facility

Available

Loan Facility

Maximum of 60% against Deposit Amount *Interest rate shall be applicable as per Society’s Terms & Conditions

Online Membership

Adarsh 18 The Adarsh 18 is a Term Deposit Product exclusively available for members of Adarsh Credit Co-operative Society Ltd. only.

It gives maturity amount of ₹ 5,850 on every investment of ₹ 5,000 after 18 months.

Product Type

Term Deposit

Eligibility

Applicant must be a member of the society

Minimum Deposit Amount

₹ 5,000 and further in multiple of ₹ 100

Maturity Value

₹ 5,850 on every ₹ 5,000 invested

Duration

18 months

Premature Payment Facility

Not Available

Nomination Facility

Available

Loan Facility

Maximum of 60% against Deposit Amount *Interest rate should be applicable as per Society’s Terms & Conditions in the Loan facility-term deposit section.

Online Membership

A 36 The A-36 is a Term Deposit Product exclusively available for members of Adarsh Credit Cooperative Society Ltd. only.

Deposit ₹ 1,00,000 and get ₹ 1,35,000 in 36 months.

Product Type

Term Deposit

Eligibility

Applicant must be a member of the society

Minimum Deposit Amount

₹ 500 and further in multiple of ₹ 100

Maturity Value

Deposit ₹ 1,00,000 and get ₹ 1,35,000 in 36 months

Duration

36 months

Premature Payment Facility

Not Available up to 1 year, Interest applicable only on withdrawal after 1 year as per Society Terms & Conditions

Nomination Facility

Available

Loan Facility

Available, guidelines applicable as per Society’s Terms & Conditions

Online Membership

Adarsh Bachat Patra The Adarsh Bachat Patra is a Term Deposit Product exclusively available for members of Adarsh Credit Co-operative Society Ltd. only.

It gives maturity of two times the invested amount after 84 months.

Product Type

Term Deposit

Eligibility

Applicant must be a member of the society

Minimum Deposit Amount

₹ 500 and further in multiple of ₹ 100

Maturity Value

₹ 2,000 on every ₹ 1,000 invested

Duration

84 months

Premature Payment Facility

Not Available up to 3 years, Interest applicable only on withdrawal after 3 years as per Society Terms & Conditions

Nomination Facility

Available

Loan Facility

Available after 2 years, Maximum of 60% against deposit amount, Interest rates applicable as per Society’s Terms & Conditions

Online Membership

Adarsh Triple The Adarsh Triple Scheme is a Term Deposit Product exclusively available for Adarsh Credit Co-operative Society Ltd. members only.

It gives maturity of three times of the investment amount after 144 months.

Product Type

Term Deposit

Eligibility

Applicant must be a member of the society

Minimum Deposit Amount

₹ 500 and further in multiple of ₹ 100

Maturity Value

₹ 3,000 on every ₹ 1,000 invested

Duration

144 months (12 years)

Premature Payment Facility

Not Available up to 5 years, After 5 years with 3% Simple Interest

Nomination Facility

Available

Loan Facility

Available after 4 years, Maximum of 50% against deposit amount after 4 years, Maximum of 60% against deposit amount after 5 years, interest rates applicable as per Society’s Terms & Conditions

Online Membership

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