The Home Service Club vs American Home Shield

The Home Service Club vs American Home Shield

Adobe

A home warranty protects homeowners from expensive repair bills when their appliances and systems break down due to normal wear and tear. In this review, we discuss two popular home warranty providers—The Home Service Club and American Home Shield—and help you determine which is best for your home.

Need to compare The Home Service Club vs. American Home Shield? These top-rated home warranty companies offer plans that protect major systems and appliances when they unexpectedly break down. In this article, the This Old House Reviews team examines coverage plans, cost, customer reviews, and more so that you can decide which company best fits your home protection needs.

The Home Service Club offers two coverage plans that protect a variety of home systems and appliances. This provider also offers 12 optional add-ons that allows customers to further customize coverage.

Get a free quote from The Home Service Club by calling 800-842-9334 or by filling out this easy form.

American Home Shield has been in the home warranty industry since 1971 and has a contractor network of over 16,000 independent professionals. Because of how popular American Home Shield is, nearly one out of every two home warranty customers purchases their home warranty from the company.

To get $50 off of a new plan, call 844-529-9298 or submit this form.

The Home Service Club vs. American Home Shield Coverage The Home Service Club offers two plans and optional add-ons, while American Home Shield offers four plans, including a Build-Your-Own Plan, and optional add-ons. Keep reading to compare coverage details between the two providers.

The Home Service Club Coverage The Home Service Club offers two coverage plans: a Standard Plan and Comprehensive Plan. The Standard Plan covers 18 home appliances and systems, and the Comprehensive Plan covers 30 home appliances and systems.

Here are the items covered in each Home Service Club plans: The Home Service Club also offers 12 optional add-ons: Jetted bathtub Well pump Roof coverage Sewage ejector pump Pool or spa Water softener Freestanding freezer Spa and spa heater Sprinkler system Freestanding additional refrigerator Refrigerator built-in units with dual compressors Utility line coverage

American Home Shield Coverage American Home Shield offers four plans: an Appliances Plan, Systems Plan, Combo Plan, and BuildYour-Own Plan. The Combo Plan combines the Appliances and Systems Plans, while the Build-YourOwn Plan allows homeowners to select 10 or more covered items of their choice.

Here’s what each American Home Shield plan covers: American Home Shield offers these five add-ons to customers: Septic pump Pool and spa Well pump Electronic extended warranty Guest units up to 750 square feet

The Home Service Club vs. American Home Shield Cost Based on the quotes our reviews team received, monthly premiums from The Home Service Club are roughly the same as premiums from American Home Shield. Note: The Home Service Club doesn’t offer flexibility with its service fee, but American Home Shield allows you to choose a service fee between $75–$125—the amount you choose impacts your monthly premium.

The Home Service Club vs. American Home Shield Reviews The Home Service Club is not accredited by the Better Business Bureau (BBB) and received a lower rating than American Home Shield from the organization. However, The Home Service Club reviews have been more positive, on average, than American Home Shield reviews.

Our Conclusion American Home Shield and The Home Service Club both offer home warranty plans with unique strengths. American Home Shield offers a Build-Your-Own Plan and more coverage plans, while The Home Service Club covers more items in their plans and offers more optional add-ons.

Because of its reputation as an industry leader, customizable plan option, and flexible service fees, we recommend American Home Shield over The Home Service Club for most homeowners. That being said, The Home Service Club is still a strong choice and should be considered by homeowners who need protection for specific add-ons.

Before buying a home warranty, we recommend getting a free quote from The Home Service Club and American Home Shield in the panel above. You can also learn more about both of these companies by reading our The Home Service Club review and our American Home Shield review.

Compare Top-Rated Home Warranty Providers Excellent alternatives to American Home Shield and The Home Service Club are Choice Home Warranty, Amazon Home Warranty, and Select Home Warranty. Compare these companies below:

Frequently Asked Questions About Home Warranties Is a home warranty worth it?

A home warranty, also known as a home service contract, protects your home systems and appliances from expensive repairs caused by normal wear and tear. Homeowners who have a home warranty pay a relatively low premium that costs about $25 to $60 per month. Whenever service is needed, they pay a deductible between $75–$125. Without a home warranty, common repairs and replacements could cost thousands of dollars out of pocket.

Do home warranties cover pools and spas?

Most home warranty companies offer coverage for pools and spas as an optional add-on, which can be purchased separately from the company’s pre-packaged plans.

Is there a waiting period on a home warranty?

After a home warranty plan is purchased, most home warranty companies have a waiting period before a homeowner can submit their first claim. American Home Shield and The Home Service Club have a waiting period of 30 days.

To share feedback or ask a question about this article, send a note to our Reviews team at reviews@thisoldhouse.com.