Making Tough Choices Simulator

1 Making Tough Choices Simulator

1. After completing the poverty simulator, were you able to save any money by the end of the month? Be specific in describing where your monthly income went.

I was unable to save any money at the end of the month. With a salary of $15.80 an hour, which amounts to $2632 a month, I was able to live in a two-bedroom old house apartment at the cost of $850 a month. Since my partner does not have a job, they can take care of the kids, a preschool child and an infant. The cost of buying childcare items cost $612 a month. Car insurance and gas cost $826. I opted for low-cost food, which consists of frozen food, bargain brands, and processed foods. This would cost $430, but the balance is not enough as I was only left with $344. a) How does this affect your impression of those who need human services?

This experience has made me realize that the need for human services is a genuine concern that needs to be addressed. So many Americans live paycheck to paycheck, even in households where both partners are earning. Even though human service assistance is not sustainable, it may help alleviate people's suffering as the government is thinking of long-term solutions.

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2. Based on what you’ve read in the textbook, what types of human services assistance might help someone in this situation? Make sure to reference the course textbook in your answer.

The first human service that a person in this situation is medical assistance like affordable care. A household of four people making a total of $2632 per month is eligible for Obamacare.

The federal poverty level for a household of four individuals is $26500 which means that a household earning $2632 per month, which translates to $31584 annually, is eligible for ACA since households need to earn between 100% and 400% of the Federal Poverty Level to be eligible (Yelowitz & Blase, 2019). They can also receive medical support from community organizations since 31% of community-based organizations had at least one contract with a health institution/organization, while 16.5% were seeking to have such contracts in 2019 (Woodside & McClam, 2019). Another human service that people in such situation need is food.

Since their budget cannot cater for food even if they go for the cheapest option, a nutrition assistance program can seriously help them.

3 References Woodside, M. & McClam, T. (2019). An introduction to human services (9th ed.). Cengage Learning.

Yelowitz, A., & Blase, B. (2019). Medicaid Improper Payments are Much Worse Than Reported.