Savings Report Dec 2015

Page 1

Accion

TENDENCIA Y COMPOSICIÓN CAPTACIONES-12 MESES/ SAVINGS TRENDS AND COMPOSITION-LAST 12 MONTHS Dec 2014

Jan 2015

Feb 2015

Mar 2015

April 2015

May 2015

June 2015

July 2015

Aug 2015

Sep 2015

Oct 2015

Nov 2015

Dec 2015

5.000.000

$6.000.000

$4.846.686

4.800.000

$4.620.966

$4.588.769

$4.601.457

$5.082.122

$5.000.663

$5.064.046

$5.055.611

$5.099.082

$4.971.970

$5.123.342

$4.927.225

$5.000.000

$4.683.178

4.600.000 $4.000.000 4.400.000 $3.000.000 4.200.000 $2.000.000

4.831.882

4.564.014

4.620.848

4.771.704

4.639.739

4.168.306

4.445.288

4.494.873

4.063.769

4.305.701

4.350.153

3.800.000

4.312.699

4.121.296

4.000.000

3.600.000

$1.000.000

$-

Savers Composición de Saldos de Captaciones respecto al total Savings $000 Composition over total resultsBanco Compartamos; December 2015 0,1%

UGAFODE; 0,1%

IFMR; 0,0%

Credinka; 3,1% First Valley bank; 1,8% Apoyo Integral; 0,6% EAMF; 0,2%

Dawn Myanmar; 0,0%

Bandelta; 3,6% Banco Solidario ; 7,2%

EB ACCION; 0,2% AMFB; 0,2% Akiba; 1,2%

Banco Ademi; 4,6%

Banco Pichincha; 13,0%

Savings (usd 000)

Composición de Clientes de Captaciones respecto al total-Savers Composition over total-December 2015 Dawn Myanmar; UGAFODE; IFMR; 1,1% First Valley 1,2% 0,8% bank; 2,7% Credinka; 1,1% Banco Compartamos; 4,8%

Banco Ademi; 5,4%

Bandelta; 0,2% Banco Solidario ; 3,0%

Apoyo Integral; 0,5%

Average Savings Balance ($ 000) Dec Jan Feb Mar April May June July Aug Sep Oct Nov Dec 2014 2015 2015 2015 2015 2015 2015 2015 2015 2015 2015 2015 2015 $1.250 $1.200 $1.150 $1.100 $1.050 $1.000 $950

$1.213

$1.126

$1.121

$1.152

$1.113

$1.143

$1.064 $1.058

$1.091

$1.069 $1.076 $1.080 $1.060

Average Savings Balance ($ 000) BancoSol ; 14,8%

Composición de Cuentas Activas respecto consolidado- Active Accounts Composition over the total- December 2015 BancoSol ; 20,8%

Mibanco; 23,3%

BanGente; 12,1%

FINSOL; 0,3% Financiera El Comercio; 2,6%

Banco Pichincha; 33,0%

Bancompartir; 7,4% Banco Popular; 1,1% Financiera El Mibanco; Comercio; 1,5% 8,3%

Banco Popular; 0,4% EAMF; 1,0%

Bancompartir; 3,7%

EB ACCION; 1,6%

AMFB; 2,5%

BanGente; 3,5% FINSOL; 1,0% Akiba; 3,6%

UGAFODE; 0,9% Dawn Myanmar; 1,2% Banco Ademi; 5,7%

IFMR; 1,3%

First Valley bank; 2,9%

Bandelta; 0,1%

Credinka; 1,2%

Banco Solidario ; 2,6% BancoSol ; 13,6%

Apoyo Integral; 0,4% Banco Pichincha; 37,7%

BanGente; 3,8% Financiera El Comercio; 1,9% Mibanco; 6,3%

EAMF; 1,1% EB ACCION; 1,7%

Akiba; 3,9%

Bancompartir; 2,1%


Accion CLIENTES CAPTACIONES- CAMBIO PORCENTUAL SAVERS-PERCENTAGE INCREASE

PAIS/COUNTRY

INSTITUCIÓN/INSTITUTION

DEC 2014

DEC 2015

Cambio últimos 12 meses/Change last 12 months (%)

Dominican Republic

Banco Ademi

236.036

259.724

10,04%

Mexico

Banco Compartamos

127.498

233.685

83,29%

Panama

Bandelta

8.861

9.318

5,16%

Ecuador

Banco Solidario

88.171

147.360

67,13%

Bolivia

BancoSol

678.719

713.699

5,15%

Honduras

Banco Popular

41.273

50.966

23,49%

Venezuela

151.203

168.136

11,20%

Ecuador

BanGente Banco Pichincha

1.356.955

1.594.124

17,48%

Colombia

Finamerica

308.975

355.465

15,05%

Paraguay

Financiera El Comercio

67.833

72.913

7,49%

Honduras

Finsol

42.094

47.249

12,25%

Peru

Mibanco

403.052

403.052

0,00%

El Salvador

Apoyo Integral

20.276

23.082

13,84%

44.323

51.679

16,60%

3.575.269

4.130.452

15,5%

202.810 86.665 101.957 41.595 113.000 n/a n/a n/a

175.197 119.758 77.816 49.106 129.915 54.163 39.132 56.343

-13,62% 38,18% -23,68% 18,06% 14,97% n/a n/a n/a

546.027

701.430

28,5%

4.121.296

4.831.882

17,2%

1

Peru Credinka Total Latin America and The Caribbean AFRICA, INDIA, CHINA Tanzania Akiba Nigeria Accion Microfinance Bank Ghana EB-ACCION Cameroon EAMF Philippines First Valley Bank Myanmar Dawn Microfinance Uganda UGAFODE Microfinance Limited India IFMR Holdings Total - Africa, India and China

Grand Total Accion 1. Data available as of December 2013


Accion SALDO DE CAPTACIONES- CAMBIO PORCENTUAL SAVINGS-PERCENTAGE INCREASE

Usd $(000)

PAIS/COUNTRY

INSTITUCIÓN/INSTITUTION

DEC 2014

DEC 2015

Cambio últimos 12 meses/Change last 12 months (%)

TOTAL LATIN AMERICA AND THE CARIBBEAN Dominican Republic Banco Ademi

208.456

236.909

13,65%

2.373

4.531

90,95%

Bandelta

165.266

185.373

12,17%

Ecuador

Banco Solidario

473.495

414.549

-12,45%

Bolivia

BancoSol

965.743

1.064.545

10,23%

Honduras

Banco Popular

20.919

21.829

4,35%

Venezuela

BanGente

378.063

618.994

63,73%

Ecuador

Banco Pichincha

490.289

668.243

36,30%

Colombia

FINAMERICA

216.945

189.779

-12,52%

Paraguay

Financiera El Comercio

145.920

133.520

-8,50%

Honduras

FINSOL

Peru

Mibanco

El Salvador

Apoyo Integral

Mexico

Banco Compartamos

Panama

1

Peru Credinka Total - Latin America & Caribbean

17.575

16.515

-6,03%

1.193.340

1.193.340

0,00%

21.732

30.163

38,79%

148.913

157.545

5,80%

4.449.028

4.935.835

10,9%

63.208

61.795

-2,23%

AFRICA, INDIA AND CHINA Tanzania

Akiba

Nigeria

Accion Microfinance Bank

8.423

10.725

27,33%

Ghana

EB ACCION

7.956

10.933

37,41%

Cameroon

EAMF

8.284

8.735

5,44%

Philippines

First Valley Bank

84.067

89.824

6,85%

Myanmar

Dawn Microfinance

n/a

497

n/a

Uganda

UGAFODE Microfinance Limited

n/a

4.747

n/a

India IFMR Holdings Total - Africa, India and China

Grand Total - Accion 1. Data as of December 2013

n/a

252

n/a

171.938

187.507

9,1%

4.620.966

5.123.342

10,9%


Accion SALDO PROMEDIO- CAMBIO PORCENTUAL AVERAGE BALANCE PERCENTAGE INCREASE

Real Amount

PAIS/COUNTRY

INSTITUCIÓN/INSTITUTION

DEC 2014

Cambio últimos 12 meses/Change last 12 months (%)

DEC 2015

TOTAL LATIN AMERICA AND THE CARIBBEAN Dominican Republic Banco Ademi

883

912

3,28%

19

19

4,18%

Mexico

Banco Compartamos

Panama

Bandelta

18.651

19.894

6,67%

Ecuador

Banco Solidario

5.370

2.813

-47,62%

Bolivia

BancoSol

1.423

1.492

4,83%

Honduras

Banco Popular

Venezuela

BanGente

Ecuador

Banco Pichincha

Colombia

FINAMERICA

Paraguay

Financiera El Comercio

Honduras

FINSOL

Peru El Salvador

507

428

-15,49%

2.500

3.682

47,24%

361

419

16,02%

702

534

-23,96%

2.151

1.831

-14,87%

418

350

-16,29%

Mibanco

2.961

2.961

0,00%

Apoyo Integral

1.072

1.307

21,92%

3.360

3.049

-9,26%

1.244

1.195

-4,0%

312

353

13,17%

97

90

-7,85%

Peru Credinka Total - Latin America & Caribbean

AFRICA, INDIA AND CHINA Tanzania

Akiba

Nigeria

Accion Microfinance Bank

Ghana

EB ACCION

78

140

80,05%

Cameroon

EAMF

199

178

-10,69%

Philippines

First Valley Bank

744

691

-7,06%

Myanmar

Dawn Microfinance

n/a

9

n/a

Uganda

UGAFODE Microfinance Limited

n/a

121

n/a

India IFMR Holdings Total - Africa, India and China

Grand Total - ACCION International

n/a

4

n/a

315

267

-15,1%

1.121

1.060

-5,4%


CUSTOMER SAVINGS AT DEC 31 /2015- Figures are in Dollars (Real Amount)

AKIBA COMMERCIAL BANK (Tanzania) 0,02%

0,00% 0,02% 0,04% Composici贸n de Clientes de Captaciones 0,03% 0,04% 0,00% Savers Composition

0,0% 4,48%

2,4% 2,2%

Savings accounts

Composici贸n de Saldos de Captaciones Savings ($000) Composition

0,0%

4,9%

Savings accounts

1,7%

Current accounts

Current accounts

Up to 30 days

37,7%

Up to 30 days

40,1%

Up to 90 days

62,1%

Up to 90 days

Up to 120 days

Up to 120 days

Up to 360days

Up to 360days

> 360 days

> 360 days

44,3%

Bonds

Bonds

Others (convertible bonds)

Dic 14 220.000

Ene 15

Feb 15

Mar15

April 15

May 15

Others (convertible bonds)

June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15 $64.000

$63.208 $61.795

$61.351

210.000

$59.923

$59.809

$60.000

$59.171

$59.106

$59.082

200.000

$58.000

$57.290 190.000 $55.711

$62.000

$56.138 $56.000

$55.110 $54.207

180.000

$54.000 170.000

150.000

175.197

181.824

194.572

197.958

201.036

201.695

204.543

209.564

208.027

206.916

205.122

204.614

160.000

202.810

$52.000

$50.000

$48.000 Savers

Akiba

Savings ($ 000)


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

ACCION MICROFINANCE BANK (AMFB) (Nigeria) Dec 14

Jan 15

Feb 15

Mar 15

April 15

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15

250.000

$12.000

$9.987 200.000 $8.423

$8.560 $7.498

$7.819

$8.009

$8.147

$8.426

$8.805

$9.140

$9.058

$9.140

$10.000 $9.058

$8.000

150.000 $6.000 100.000 $4.000

50.000

0

191.955

110.133

179.900

110.133

179.900

174.371

100.581

97.391

94.596

92.105

89.904

87.863

86.665

$2.000

$Savers

Savings ($ 000)

AMFB


CUSTOMER SAVINGS AT DEC 31/2015- Figures are in Dollars (Real Amount)

APOYO INTEGRAL (Salvador) Dec 14

Jan 15

Feb 15

Mar 15

April 15

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15

23.500

$35.000 $30.163

23.000 $28.213 22.500

$26.116 $24.309

22.000

$21.732

$27.036

$27.943

$30.000

$27.878

$23.910

$25.000

$22.735 $21.196

$20.814

$21.045

21.500

$20.000 $18.244

21.000

$17.968 $15.000

20.500 10.693

20.000

10.693

10.522

$10.000

19.500

18.500

23.082

22.856

22.639

22.355

22.163

21.964

21.666

21.434

21.221

21.710

21.474

22.150

19.000

20.276

$5.000

$Savers

Savings ($ 000)

Apoyo Integral

Active Accounts


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

BANCO ADEMI (Dominican Republic) Dec 14

Jan 15

Feb 15

Mar 15

April 15

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15

270.000

$300.000 $257.898

260.000

$237.518

$253.448 $257.898

$251.537

$257.898 $244.504

$240.090

$236.382

$250.000

$219.457 $219.457 250.000

$208.456 $208.456 $200.000

240.000 $150.000 230.000 $100.000 220.000

200.000

252.726

245.074

257.898

250.008

241.544

257.898

243.612

219.457

257.898

237.518

237.518

236.036

$50.000 236.036

210.000

$Savers

Savings ($ 000)

Banco Ademi


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

BANCO COMPARTAMOS (Mexico) Dec 14

Mar 15

June 15

Sep 15

Dec 15

250.000

$5.000 $4.531 $4.500

200.000

$4.000 $3.567 $3.500

150.000

$3.000 $2.373

$2.500

100.000

$2.000 $1.448

$1.400

$1.500

0

233.685

193.586

127.066

126.362

$1.000 127.498

50.000

$500 $-

Savers

Savings ($ 000)

Banco Compartamos


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

BANDELTA (Panama) Composici贸n de Saldos de Captaciones Savings ($000) Composition

2,05% 9,98% 21,3%

0,6%

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

2,4%

0,5% 0,0% 1,7%

61,4% Vcn's

Dec 14

Jan 15

Feb 15

Mar 15

April 15

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15

10.000

$190.000 $186.922 $185.373

9.000

$185.000

$182.683 $180.307

8.000 $177.352

7.000 $173.013

6.000 5.000 4.000

$167.987

$178.314

$178.895

$180.000

$177.989

$174.133

$175.000

$168.775

$170.000

$165.266 $165.000

3.000 $160.000 2.000

0

9.318 6.371

9.414

9.416

9.368 6.371

9.422

9.379

9.334 6.436

9.268

8.821

8.852 5.824

8.686

9.107

$155.000 8.861 6.249

1.000

$150.000 Savers

Active Accounts

Bandelta

Savings ($ 000)


CUSTOMER SAVINGS AT DECEMBER 31 /2015- Figures are in Dollars (Real Amount)

BANGENTE (Venezuela)

Dec 14

Jan 15

Feb 15

Mar 15

April 15

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15

250.000

$700.000 $622.229 $543.995

200.000

$618.994

$618.994

$618.994

$618.994 $600.000

$564.682

$498.316 $500.000

$463.000 $412.702 150.000

$378.063

$365.412

$400.000

$363.833

$300.000

100.000

$200.000

0

168.136 168.136

168.136

168.136

168.136 168.136

165.457

164.048

161.904 105.932

206.251

158.039

156.144 105.932

154.046

152.355

151.203 100.372

50.000 $100.000

$Savers

Active Accounts

Bangente

Savings ($ 000)


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

BANCO PICHINCHA (Ecuador) 0% 0,3% Composici贸n de Clientes de Captaciones 0,4% 4% Savers Composition 0% 0,2% 0,1% 0,0%

4,2% 0,0%

0,0%

0,4% 5,0%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

1,8%

Savings accounts

Savings accounts

3,6%

Current accounts

Current accounts

Up to 30 days

Up to 30 days

Up to 90 days

Up to 90 days

16,1%

Up to 120 days

Up to 120 days

Up to 360days

Up to 360days 68,9%

> 360 days

95%

Dec 14

> 360 days

Bonds

Bonds

Others (convertible bonds)

Others (convertible bonds)

Mar 15

June 15

Sep 15

Dec 15

1.800.000

$800.000 $687.577

1.600.000

$686.472

$675.052

$668.243

1.400.000 1.200.000

$700.000

$600.000 $490.289

$500.000

1.000.000 $400.000 800.000 $300.000 600.000 $200.000

0

1.594.124

1.674.431

1.557.305

1.492.671

200.000

1.356.955

400.000

$100.000

$Savers

Savings ($ 000)

Banco Pichincha


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

BANCO POPULAR (Honduras) 0,01% 0,05%

0,00% 0,23%

Composici贸n de Clientes de Captaciones Savers Composition 0%

2,72% 0% 1,5% 0,90%

0,1%

0,0%

0,0%

Composici贸n de Saldos de Captaciones Savings ($000) Composition Savings accounts

Savings accounts

Current accounts

Current accounts

26,8%

Up to 30 days

Up to 30 days

Up to 90 days

Up to 90 days Up to 120 days

Up to 120 days

54,9%

0,26% Hasta 180 DIAS 2,1% 0,00% Up to 360days 0,00%

Hasta 180 DIAS

Up to 360days

> 360 days

> 360 days Bonds

94,6%

15,88%

Others (convertible bonds)

Dec 14

Jan 15

Feb 15

Mar 15

April 15

May 15

Bonds Others (convertible bonds)

June 15

July 15

Aug 15

Sep 15

Oct 15

60.000

Nov 15

Dec 15 $22.200

$22.087

$22.000 $21.829

50.000 $21.638

$21.453

40.000 $21.329 $21.155

30.000

$21.800

$21.680

$21.635 $21.517

$21.600 $21.400

$21.299

$21.141

$21.200

$21.039 $20.919

$21.000

20.000 $20.800 $20.600

0

50.966

50.248

49.259

48.252

47.152

46.273

45.215

44.256

43.649

43.040

42.381

41.798

41.273

10.000 $20.400 $20.200 Savers

Savings ($ 000)

Banco Popular


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

BANCO SOLIDARIO (Ecuador) 0%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

6%

0% 14%

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

16% 4%

21% 22% 17%

Dec 14 160.000

Jan 15

Feb 15

Mar 15

April 15

Others (convertible bonds)

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15 $480.000

$473.495 $465.502

140.000

$466.808

$470.000 $460.000

$454.747 $451.156

120.000

$447.114

$450.000

$445.296

100.000 $432.396

$440.000

$433.341

80.000

$423.179

$430.000

$424.592 $418.952 $414.549

60.000

$420.000 $410.000

40.000

0

147.360 116.097

140.569

132.834

124.622 116.097

116.878

108.970

99.331 91.276

86.041

86.719

86.911 80.659

88.132

88.649

20.000

88.171 87.666

$400.000 $390.000 $380.000 Savers

Active Accounts

Banco Solidario

Savings ($ 000)


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

BANCOSOL (Bolivia) 9%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

3%

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

29%

0%0% 0%

0%

2%

57%

Jan 15

Feb 15

Mar 15

April 15

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15

$965.743

300.000

713.699

$1.039.333

$1.045.131

$1.060.000

$1.020.000 $1.000.000 $980.000 $960.000

200.000

0

605.544

711.904

709.569

706.745 605.544

738.190

700.981

697.633 605.287

685.874

683.013

688.492 604.670

685.029

682.085

$940.000 678.719 603.739

100.000

$1.080.000

$1.040.000

$991.041

$972.607

400.000

$977.102

$981.806

500.000

$1.043.745

$1.018.915

600.000

$1.041.726

700.000

$1.037.139

$1.053.727

800.000

$1.064.545

Dec 14

Others (convertible bonds)

$920.000 $900.000

Savers

Active Accounts

BancoSol

Savings ($ 000)


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

EAMF (Cameroon) Dec 14

Jan 15

Feb 15

Mar 15

April 15

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15

50.000

$9.000 $8.749

$8.735

$8.682

48.000 $8.417 $8.284

$8.247

46.000

$8.500 $8.263

$8.177

$7.966 44.000

$8.000 $7.785

$7.589 42.000

$7.416

$7.500 $7.304

40.000 $7.000

36.000

49.106

48.469

47.849

49.081

48.360

47.609

46.801

45.898

45.642

44.210

43.304

42.807

41.595

38.000

$6.500 Savers

Savings ($ 000)

EAMF


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

EB-ACCION (EASL) (Ghana))

Dec 14

Jan 2015

Feb 15

Mar 15

Apr 2015

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Dec15

120.000

$12.000 $10.933

100.000

$10.000 $8.444 $7.956

$7.548

80.000

$7.706

$8.031

$7.990 $7.324

$8.031

$7.977 $8.000

$7.300 $6.791

0

77.816

75.452

75.452

72.927

72.927

73.211

83.481

$2.000 104.091

20.000 103.325

$4.000

103.765

40.000

102.739

$6.000

101.957

60.000

$Savers

Savings ($ 000)

EB-ACCION


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

BANCOMPARTIR (Colombia) 0% 0,2% Composici贸n de Clientes de Captaciones 0%0,1% Savers Composition 0,3% 0% 0,3%

0%

1%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

0% 11%

Savings accounts

1% 0%0%

Savings accounts Current accounts

7%

Current accounts

39%

Up to 30 days

Up to 30 days Up to 90 days

Up to 90 days

Up to 120 days

Up to 120 days

98%

Up to 360days

Up to 360days

> 360 days

> 360 days

Bonds

Bonds

Others (convertible bonds)

Dec 14

Jan 15

Feb 15

March 15

400.000

Apr 15

May 15

42%

June 15

July 15

Aug 15

Sep 15

Oct 15

Others (convertible bonds)

Nov 15

Dec 15 $250.000

$237.344 $216.945

$221.880

$221.092

$228.241 $226.559 $216.716

$212.641

$208.444

350.000

$193.058

$197.350

$191.927

$189.779

$200.000

300.000

250.000

$150.000

200.000 $100.000

150.000

100.000

0

355.465 94.463

352.576

348.822

344.645 94.463

340.504

337.185

333.221 98.890

329.404

325.370

321.456 98.736

317.193

313.023

50.000

308.975 96.159

$50.000

$Savers

Active Accounts

Bancompartir

Savings ($ 000)


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

Financiera El Comercio (Paraguay)

Composición de Saldos de Captaciones… Savings accounts

Dec 14

Jan 15

Feb 15

Mar 15

Apr 15

May 15

June 15

July 15

Aug 15

Sep 15

Oct 15

Current accounts

Nov 15

Dec 15

80.000

$155.000

78.000

$149.782 $148.702

$150.000 $147.224

76.000 $145.920

$145.547

$145.285

74.000

$143.311

$145.000

$143.152 $141.719

72.000 $139.370 70.000

$140.000 $136.386

$133.722

68.000

$133.520

$135.000

66.000

62.000

72.913

76.120

77.945

77.130

76.341

75.354

74.060

72.844

71.898

71.339

71.058

69.041

64.000

67.833

$130.000

$125.000 Savers

Savings ($ 000)

Financiera El Comercio


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

FINSOL (Honduras) Dec 14

Jan 15

Feb 15

Mar 15

Apr 15

May 15

June 15

July 15

Aug 15

48.000

Sep 15

Oct 15

Nov 15

Dec 15 $19.000

$18.760

47.000

$18.500 $18.028

46.000

$18.000

$17.754 45.000

$17.575

$17.594

$17.487

$17.542

$17.451 $17.271

$17.500

$17.294

$17.282 $17.069

44.000

$17.000 43.000

$16.515 $16.500

42.000 $16.000

39.000

47.249

46.929

46.513

46.046

45.578

45.029

44.365

43.964

43.608

43.314

42.911

42.490

40.000

42.094

41.000

$15.500

$15.000 Savers

Savings ($ 000)

Finsol


CUSTOMER SAVINGS AT DECEMBER 31/2015- Figures are in Dollars (Real Amount)

DAWN MICROFINANCE (Myanmar) June 15

July 15

Aug 15

Sep 15

Oct 15

Nov 15

Dec 15

60.000

$520

$497

$500

50.000 $480

$480

$472

40.000

$460

$453 $444

30.000 $439

$440

$430 20.000

$420

10.000 54.163

51.861

49.087

44.703

40.119

36.230

32.565

$400

0

$380 Savers

Active Accounts

Dawn Myanmar

Savings ($ 000)


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