BUILDING YOUR BUSINESS
BUSINESS LOANS & LENDING
A UNIQUE APPROACH OFFERS UNIQUE IDEAS
The foundation of our culture rests on a simple concept: Our customer’s bottom line is just as important as our own. It’s not a unique idea to us, but we understand it’s unique within our industry. We’re not publicly traded—we don’t have to answer to “profit at all costs” motives. We focus on your success, and we tailor financing solutions to meet your needs; we work to make complex purchasing and financing decisions easier and more efficient. There’s nothing cookie-cutter about our bank—which means there’s nothing cookie-cutter about the financing solutions we’re able to provide our clients.
BUSINESS REAL ESTATE LOANS
• Streamlined approval process
• Expertise in almost all industry/property types
• Flexible terms and great rates
• Construction and permanent financing available
• Owner-occupied and investor financing available
BUSINESS TERM LOANS
• Finance new and used equipment/vehicles
• Obtain credit to fund your business’s growth
• Flexible terms and great rates
• Local decision-making
BUSINESS LINES OF CREDIT
• Easy avenue to fund seasonal needs
• Access to cash when receivables and inventory become big balance sheet items
• Expertise in almost all industries
• Partner with local bankers who know your community and your industry
GOVERNMENT LOAN PROGRAMS
*All loans are subject to credit approval.
• Traditional SBA 7(a) financing is available, as well as the Express/Small Loan programs
• SBA 504 loans for building and/or equipment acquisitions or expansions
• USDA B & I loans if your business is located in a community of less than 50,000 people
• FSA guaranteed loans