FIND YOUR HOME ON YOUR TERMS
No two home buyers are the same. Your mortgage should fit your unique needs. HomeReady® loans from Fannie Mae and Home Possible® loans from Freddie Mac offer flexible terms to help make homeownership achievable. With options for smaller down payments, less than perfect credit, and competitive rates, a HomeReady® or Home Possible® loan may be the right solution for you. Our mortgage lenders are ready to answer questions and help you take that first step.
HOMEREADY
FLEXIBLE TERMS TO MEET YOUR NEEDS
The HomeReady® loan from Fannie Mae and the Home Possible® loan from Freddie Mac make purchasing a home easier with flexible terms to meet the needs of those with a smaller down payment, nontraditional income, or less than perfect credit.
• Down payment as low as 3%
• Flexible funding for down payment or closing costs
• Allows funds from multiple sources including gifts and grants
• Minimum FICO score of 620
• Accepts additional income sources such as rental payments
• Competitive rates
• Cancellable mortgage insurance
• 25% coverage at 97% LTV
INCOME LIMITS APPLY. HOMEBUYER EDUCATION REQUIRED.
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