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The Cape Coral Lifestyle Magazine Februar y 2018

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FEBRUARY 2018

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Inside

12

15

Feature

Departments

18 Marty Wisher & David Baker

“Once in a while, right in the middle of an ordinary life, love gives us a Fairy Tale”

BUSINESS SPOTLIGHT

YOUR MONEY

BEER

WINE

6 Shannon Ross & Curtis Sayers of AR Workshop 8 SHIVA ME TIMBERS 9 FROM THE BREWER Saison

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23 Smart Debt Management Part 3 - Final Tips

27 Wine Down Under

DIY FOODIE 10 Pizza Rustica

In every Issue

HEALTHY& BEAUTY

14 Movie Review

An Italian Frittata

11 Bangs

Checkout our Shop & Play on the Cape section for special offers exclusively for CapeStyle Readers

HOME

12 Your Backyard Oasis

7 Quick Reads

15 Cape Kid with Style

17 Shop & Play in the Cape 24 Hometown Hero

28 Community in Action 30 Calendar of Events

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FEBRUARY 2018

From the Publishers

February is the month of LOVE! It's also the busiest month of season here in Cape Coral.

Spring break starts, the people up north are tired of the cold and snow, and everyone wants to be in Florida. Welcome to paradise!

We lost our beloved dog Blondie in January. She was a great dog, but really deteriorated

quickly over the holidays. I've always believed the only way to get over the loss of a pet

is to get another one, so we immediately started searching for a new puppy that we

could rescue and give a forever home. We were fortunate to connect with friends at

Wolfhounds Legacy, a local non-profit rescue, and we met Valor. Next month, you'll get to meet her as we introduce a new section to the magazine featuring rescued pets each

month. There are way too many pets here in Cape Coral that need forever homes, which

is why the new Cape Coral Animal Shelter will be breaking ground very soon. By the end

of the year, we will have our own no kill animal shelter!

Later this month we will be releasing our 2018 Map-a-palooza, our cartoon map of Cape

Coral. Our 2017 map was a bit hit, so this year's will be bigger and even better. Artist

Mark Herron has been working overtime to create a masterpiece that we know you will

love! Maps will be available FREE at the Chamber of Commerce, the Farmer's Market,

and area businesses around Cape Coral. Be on the lookout soon.

We have two great events coming up that you will want to add to your calendar. Are

you looking to remodel or do renovations at your home? CapeStyle will be sponsoring a

Home Show on April 21st with local vendors on hand to help you with all your needs.

And we will be sponsoring a Health Fair on May 19th with doctors, wellness experts, and

local healthcare vendors. Stay tuned for more details, but save the dates!

Do you wait on pins and needles each month for the current issue of CapeStyle

Magazine? Problem solved! If you would like to receieve an email each month with the newest issue of CapeStyle, you are about to get your wish. Check out our website where

you can sign up to receive the monthly email. Visit CapeStyleMag.com today!

Photos, we LOVE photos! If you are at an event around town, take some pictures and

share them with us. You can upload them right to our Facebook page and website. Are your kids involved in sports? We can showcase them as a Cape Kid with Style. Do you

know a Hometown Hero? We love to feature a Cape Coral hero each month, be it veteran,

police, fire, EMT, or anyone else who you would classify as a hero. Many don't look at

themselves as heroes, but they all deserve recognition for their efforts.

Do YOU have CapeStyle? Be on the lookout for our new "I have CapeStyle" window

stickers. Put one on your car, in your store, anywhere it can be seen so the whole city knows that you have CapeStyle! If you would like to get a "I have CapeStyle" window sticker, just let us know and we will be happy to get you one.

Enjoy the month of love with your loved ones and CapeStyle!

Susan & Kevin CAPESTYLEMAG.COM

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BUSINESS SPOTLIGHT

Meet Shannon Ross and

Curtis Sayers with

AR Workshop Cape Coral AR Workshop is new to Cape Coral, not even 6 months old. It is a DIY concept that Curtis Sayers and Shannon Ross have brought to our city. Have you been there yet?

You may know Curtis, a native of Cape Coral. Shannon hails from Northern Ohio. They both traveled in their 20's, but moved back to Cape Coral and began their family here in 2012.

Curtis and Shannon have 2 kids, Samuel (5) attends Oasis Charter School, and Savannah (15 months.) Their family also includes a cat, Sophia.

They love all things DIY (do it yourself), so they researched business opportunities and franchises and discovered AR Workshop. They had just launched last year out of Pineville, NC. Curtis and Shannon loved their concept and their look, and it is an awesome fit for their family and really fun for a young couple to run.

AR Workshop joined the Chamber of Commerce of Cape Coral and MOPS (Mothers of Pre-Schoolers) and are excited to be a part of the Cape Coral community. They love how the Cape is really family oriented and that there are so many activities for their family to enjoy together.

If you have not yet been to AR Workshop, stop by and see what everyone is talking about. They are located at 231 Del Prado Blvd S. Call them at 239-829-5800 or by email at capecoral@arworkshop.com.

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QUICK READS

By Tony Henkels Devoured – Sophie Egan. All about food, what we eat, why we eat it, how much we eat. A lot of fascinating facts about how we developed

various eating habits like Italian, Chinese, Mexican, Fast foods, Snacks, fruits, vegetables, and on and on. Good trivia info. ♥♥

Consequence: A Memoir – Eric Fair. Author spent time in Iraq as a contract interrogator using “enhanced methods” to make the people

they were interrogating “uncomfortable” & cooperative. He believed this was torture and wrote articles about after he left Iraq.♥♥

Maggie Smith –Michael Coveney. Biography of Maggie Smith – an interesting person but a tedious, slow reading book. Too much detail

about plays, TV, & movies over many years. She is currently still acting in Downtown abbey. ♥

Left of Boom –Doug Laux/Ralph Pezzullo. An interesting look at the life of a CIA agent’s life. It goes into the details both good & bad.

About 10% of the book is redacted (Blacked out) by CIA sensors. Good “real world” accounts of intrigue. ♥♥♥

Yes, My Accent is Real – Kunal Nayyar. Author plays Raj on TV show “The Big Bang Theory.” He was raised in India and tells his life story

with a good deal of humor.

♥♥♥

Brave Enough -Cheryl Strayed. A short easy read of essays and short sayings. I found it pretty insipid & a waste of time.

♥

O Great One – David Novak. A good read to improve your interpersonal & leadership skills. It is all about giving recognition to people for

extraordinary things that they do.

♥♥♥♥

Shoe Dog – Phil Knight. Really good memoir of the founder of NIKE. Well written look at what REALLY happens when you start an

enterprise from scratch. Many great episodes of trials while building NIKE from nothing. ♥♥♥♥♥

By Honor Bound – Tom Norris & Mike Thornton/Dick Couch. The story of two SEALS (Tom & Mike) who received the Medal of Honor for

their service in Vietnam. Vivid description of action in Vietnam.

♥♥♥♥

Bare Bones – Bobby Bones. He has the highest rated Country music radio show in the U.S. This memoir of his life – dirt poor in Arkansas,

and his career in radio has a lot of his personal life included.

♥♥♥

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FEBRUARY 2018

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BEER

Shiva me timbers…

Submitted By Cape Coral Resident & Beer Guy Brendan Stanley

another classic review

Being it’s February, we will make this quick and delicious. Need

to plan the biggest hallmark holiday of the year. Yes…that is a

reminder to all of you beer drinkers.

Let’s dive in to Shiva

Appearance: Pours a clear and bright golden straw with a

seriously menacing head, something that would look more at home on top of a meringue pie. The 3 fingers of whip cream

head settled down into rocky peaks, leaving some decent lacing

behind.

Smell: Smell is big on floral and citrus with notes of orange and

lemon rinds, with some hints of grass/hay lingering in there

somewhere. There is a little bit of biscuit-malt sweetness as well.

Initial Taste: The taste is smooth and sweet up front. Bready,

caramel-like malt sweetness hits first, preparing the tongue for

the rush of citrus and herbal hops. Bitterness is in no short supply here with flavors of grapefruit, and herbal notes that help

cut through the sweetness tasted in the beginning. Although, it’s

not as citrusy as the nose would lead you to believe. The finish is

a bit more of the same with a spicy astringency lingering on the

tongue.

Thoughts: This is an IPA that delivers to the herbal and earthy

hop fanatics. They use a combination of Columbus and Tradition

hops, both of which are known for their herbal and floral flavors, with some grapefruit and citrus notes to be found when used

fresh. Those hops become quite apparent once you taste this beer, which is a nice change of pace from all the citrus bombs

that are out there. No doubt this IPA is certainly a hop-centric

one, but it keeps things tame as all the flavor profiles are a bit muted.

The only issue I have with this beer is that, while it’s a well-made

beer and I would definitely drink it again, there is nothing really

special here. The flavor is on the edge of being lackluster. I

imagine this is done intentionally to broaden this beer’s appeal

with hop-heads and non-hop-heads alike. But sadly, for this hop-

head, this beer needed a little kick in the arse. But don’t just take

my word for it. Try it yourself and let us know what you think!

Cheers!

-Scott

Brendan & Scott are The Beer Critics at TheBeerCritic.com. They write articles and reviews for their website and are the hosts of TheBeerCriticTV on YouTube. Have a question, recommendation or a donation? Just contact us: Visit: TheBeerCritic.com Like: Facebook.com/thebeercritic Subscribe: Youtube.com/thebeercritictv

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From The Brewer.......

Saison

An unknown and scarcely brewed style, the Saison

was once the farm workers beer. Now often served

with a superiority complex, this beer has deep roots

in the field.

Bière de Saison, or beer of the season, was first developed in Wallonia, Belgium, and was brewed

during the cooler season and it was stored over the

winter months to age and mature, but most importantly to be ready for consumption by farm workers in the upcoming warm season.

Often called Farm House beers, this particular style is wide open to interpretation, and was restricted by

the availability of what was in the fields at that particular farm. The beer usually held a higher hop

content for the stability during aging, as well as a

higher alcohol content for the same purpose, but not

so high that the farm workers couldn’t perform their

required duties.

The ingredients used in this particular style were grown in the rich flatlands of Belgium and consisted

of wheat, oats, barley, and spelt (also known as dinkel

wheat or hulled wheat, a species of wheat cultivated

since approximately 5000 BC), as well as various herbs

and spices.

Wild yeasts were also incorporated into the brewing

process. Given the equipment and environment that the brewery was located in, many of these farm

houses developed “house” flavors that were carried over season after season.

All of these constantly changing variables allowed for an extremely wide brewing palate, so even in modern

times, no Saison is like another.

Cheers.

Alexander Sarames Head Brewer Big Blue Brewing CAPESTYLEMAG.COM

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DIY FOODIE

Pizza Rustica

(or also known as Italian Frittata ) This month I’ve decided to share with you a great recipe of my families. I hope you taste the LOVE. Frittatas are truly an Italian favorite. The nice advantage to a frittata is that it may be prepared the night before and baked in the morning or be baked in advance and served at room temperature.

Delicious served at room temperature or warmed. I hope you enjoy!

Pizza Rustica

Ingredients 8 eggs 2 cups ricatta cheese 1 1/2 cups plus 2 tablespoons grated Asiago or Romano/ Parmesan 3 tablespoons of parsley (diced) 1/4 teaspoon salt 1/4 teaspoon of garlic powder black pepper to taste 1 cup cooked Capellini (Angel hair pasta)- I chop mine, or you can keep it as is.

5 tablespoons olive oil 2 cups sliced fresh Cremini mushrooms 1 shallot, chopped and about 5 or 6 strips of roasted red bell pepper, (Mancini) diced 1 garlic clove, mince 6 oz thinly sliced prosciutto, sausage, bacon, or meat of your choice 1 cup shredded fresh spinach From my Italian family, we wish you all an amazing 2018.

Buon Appettio! May you always, “Feel the LOVE! Jill Bacus, owner & Chef @ Ciao Wood Fired Pizza & Trattoria

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Directions Place mushrooms, shallot in a shallow frying pan. Add a few teaspoons of olive oil, lightly sauté, add garlic until all properly sautéed, take off heat and reserve. Keeping all reserved bits in the pan, add meat and cook to desired wellness. Set aside and proceed to step 2.

Step 2 . In a large mixing bowl, whisk together eggs, cheeses, spinach, parsley, salt, garlic powder and black pepper. Add all sautéed items and mix. Add pasta Pour into a greased 9x13 inch oven proof casserole dish. Can be refrigerated over night at this point.

Before baking you can top Frittata with a light dusting of cheese. Bake at 350* degrees, (make sure oven is preheated) on the middle rack for approximately 30 40 minutes until center is not loose.

Serve immediately or even at room temperature.

Bangs

BEAUTY

Submitted by Derrick Driver, done by Deroc Hair Studio

In this business for 20 years now, I have seen almost all of my clients who wear bangs cut them, at home, without professional supervision, at some point or another. Even the ones who sit in my chair and exclaim, "I would never cut them myself!"

I know eventually that you will. Something will happen. The universe will be against you and you'll just have to do it.

In no way will you ever see an advisory on how to texturize, shape, or personalize your fringes. That requires specific hand and body positions not attainable at home, with kitchen shears, in front of a dimly lit mirror. Seriously, please heed my warning.

But, if you absolutely can not wait, if you're one of those twice a year clients, or if you're drunk, with friends, feeling dangerous and experimental, then this post is for you.

The diagram below should give you everything you need to accomplish cutting your own bangs.

The GRAY area represents the classic bang, or fringe, area. It is a triangular section of hair starting at the high point of your forehead and expanding down to the outside corner of each eye. This will be the hair to hold and cut. Be careful not to take in hair from the hair line at the temples in this section. Now, clip the rest of your hair out of the way.

The PINK area is where you will collect and hold the hair. The hair is to be combed with as little tension as possible. A light touch goes a long way in avoiding mistakes. The hair is to be held in the manner shown in the illustration as close to your skin as possible. Do not lift away from your face. Lifting will cause unwanted texture and graduation.

In figure A, you can see the hair is moved (over-directed) to your right and collected over the right eye. Cutting the hair here will give movement in the opposite direction, making your bangs push to the left. This is for the side sweeping fringes. Want it to go the other way? Just flip it!

In figure B, you can see the hair is collected in the center of the nose and between the eyes. Cutting the hair here will give the straight across look that wraps around the forehead and blends into the length.

In figure C, you can see the hair is allowed to fall naturally and is slightly directed to both sides of the forehead. Cutting the hair here will give a more "mod" look to your fringe by encouraging bounce in the areas of recession. This is the most complex of all the examples because it is the one most shaped by you.

Please be careful.

The -----dotted line----- represents cutting a straight line, parallel to the floor. Yes, a straight cut line here will give you the curved shapes in the illustration.

The shape of your hairline and head, combined with the direction of the hair before cutting, dictates all that movement.

Cut your bangs way longer than you want them. This will give you an opportunity to fix all the other mistakes you have just made. (In case you were wondering, your first mistake was deciding to cut your own bangs.) Repeat, as necessary, until the desired length is achieved.

OK, GREAT! Now that you've butchered your hair and need me to fix it for you, I expect to see you soon. We can have fun growing out and reshaping your fringe over the next few months.

If you didn't screw everything up, CONGRATULATIONS!

DISCLAIMER: DO NOT cut your own bangs! Face framing fringes are for profes-sional use only and should never be attempted at home. Most stylist will trim them for free if you are a regular client, otherwise, the cost is very low and takes only a few minutes.

Proceed with caution, at your own risk. Good Luck!

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HOME

Your Backyard Oasis Submitted by Debbi Memoli, UniScape

When first visiting a property in Bokeelia, we were amazed to find our client's property is nestled in the middle of over 100 acres of palm fields. While making our way to the center where we would be working to develop a layout, we found it to be one of the most beautiful drives as we made our way through the fields containing nearly every known palm in virtually all sizes.

The immense lush pathways and impressive statues virtually hid the home during our initial approach up the drive. As you journey further in, the landscaping astounds you. Each planting and designed space was manicured and primed for additional features. The paths created a childlike excitement. We estimate over 70 different plant species were already established and well arranged.

With the vast amount of established plants and statuary, we would be able to highlight and expand those existing features to an even grander scale.

Making our way through the many trails, we realized they were designed with a destination in mind, or an option to continue the journey to the other outdoor spaces. These walkways opened to grand scale settings, including a large tropical oasis, private areas framed by huge palms and vegetation, and overall the perfect setting where the home and the property became one with nature.

Our client is passionate about his substantial and growing collection of statues, large boulders, and fountains. The property is bold and eclectic, yet structured, with an abundance of elements to create a wood, water, and stone balance, in all the framed areas. We could create spaces ideal for meditation, a family gathering, yoga, reading, and picnicking. For the area we were creating, we recognized the nighttime lighting for the statuary, as well as the water features, would need to cohere to the perfect yet bold balances already existing on the property.

Having utilized several different types of lighting systems on ponds and in gardens, we knew using Atlantic color changing lights would pull together the underwater lighting, while adding the "wow" factor to the project, without overpowering the design. We discussed some of the options with the client, including being able to change the lights to a wide spectrum of 48 color selections. In addition to the water feature lighting, we incorporated Garden Light Lighting to subtly feature the trees and caves in the surrounding area. We chose the Garden Light brand because of their 20year-warranty, in addition to the solid brass casing which will extend the life of the sanctuary’s glow for years to come.

We spotlighted many of the palm trees using Garden Light Lighting, and were able to expand the lighting with spotlights extending upwards of 40 feet into the top of the palms. The multiple angle degree options of these lights stretched the lighting into the caves located in the area. The multilight system created an illuminating glow for the water, water features, caves, with the bonus of illuminating the trunks and tops of the palm trees. Our client's garden still has additional work and plans are to add 100 additional spotlights along the walkways, caves and trees throughout the property.

The beauty of including specialty lighting for water features and spotlighting is the client will be able to easily adjust a switch and create a unique and different appearance. The same space can be transformed into multiple spaces with the use of lighting and properly placed landscape features.

This flexibility creates both spectacular light shows in every area based on use or mood. Subtle lights for relaxation and meditation or bolder bright lighting for family gatherings and outdoor dinner parties. The water, rock, and plant features created were designed with the day or night lighting effects, thus all working together cohesively and balancing the space, regardless of which color lighting is selected.

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MOVIE REVIEW

Three Billboards outside Ebbing, Missouri

By Rachel Roth

Around Fall, Winter and the Christmas holiday, the award-winning movie season starts up as studios hope to release their best films in time for the Academy Awards.

Three Billboards outside Ebbing, Missouri is definitely one of them. Using the same mixture of thrill, emotion and comedy that he used in In Bruges and Seven Psychopaths, director Martin McDonagh recreates the distinctive blend he’s known for in his best and most agonizing piece yet.

Starring the always amazing Frances McDormand as a forceful woman without a nice thing to say about anyone. She is trying to get the police department on the path to solving her daughter’s murder by renting three billboards to shame them and call them out on their reluctance to take any action to solve the case. Though her pain is real and horrific, her portrayal of the character is humorous, as her blunt personality is used to soften the more serious underlined story. Every scene starring McDormand is filled with rude comments, directed at everyone, leaving no one safe from her insults or Molotov cocktails.

Both aiding and frustrating her, Sam Rockwell plays a bigot cop that steals every scene he’s in. In an Oscar worthy performance, Rockwell proves once again that there isn’t a role he can’t conquer as he plays truly one of the angriest and stupidest men in Missouri with deep seeded self-esteem issues. Three Billboards outside Ebbing, Missouri is a greeting letter to the emotion of anger exposing its consequences and the pain from which it’s born. Everyone in this film is angry one way or another, either at society, the police, their mothers, their husbands, their neighbors, etc. Anger is in everyone and it spreads like wildfire.

Frances McDormand, as Mildred, has lost her daughter and needs to blame someone to gain closure. She chooses the police department because they are the only ones available. There were no leads in her daughter’s case, causing it to go cold and put in the back drawer. Though the police aren’t the best in the world, there wasn’t much that they could do. No matter what they did, or could have done, she would have heaved the blame on them. Once her anger gets out there on three large billboards, for everyone to see, it starts to spread. Chaos erupts in Ebbing and it’s hard to contain. Fire lights up every start corner and violent threats are handed out person to person. One is even thrown from a window.

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Spectacular performances and an ending that will make you wonder, it’s hard to look away from and will hold your attention. Unique with its own quirky flavor that will stay with you long after it ends, this is a true dark comedy and a must see.

FEBRUARY 2018

Morgan Clouse CAPE KIDS WITH

Submitted by proud parents Craig & Maude Clouse

Morgan Clouse is a 2017 graduate from Cape Coral High School, where she earned the International Baccalaureate Diploma endorsement, graduating 5th in her class with a 5.52 GPA.

While at CCHS she participated in sports playing volleyball and was a 4year varsity letterman in lacrosse. She was involved in numerous clubs in high school including: IB Ambassadors, National Honor Society, French National Honor Society, Rho Kappa Social Studies National Honor Society, Odyssey of the Mind (OM), Students Against Destructive Decisions (SADD), and Seahawk Buddies mentoring club.

Throughout her years in middle and high school, Morgan was very involved in activities at her church, Faith Presbyterian. She participated in Youth of Faith, the weekly youth group program. She also participated in a girls mentoring program, ConneXion. This is a program for middle and high school age girls to help them navigate the challenges of growing up, encouraging positive choices and teaches practical life skills. She began the program as a mentee and transitioned to a mentor during high school.

She was a 7-year member of the Faith Media Team. This group is responsible for all the technology involved in delivering Sunday services including cameras, PowerPoint, audio equipment, and live streaming.

For four years, she attended the Cabell-Lincoln County work camp in rural Huntington, West Virginia. Participants in this work camp make home repairs and rebuilds with the goal of making the houses warm, safe and dry for those who live there.

Morgan also served a Youth Deacon her senior year of high school.

Throughout her high school career, Morgan accumulated over 1000 hours of community service.

Morgan is currently attending the University of Florida, where she is majoring in nursing with the hopes of continuing her education after her bachelor's degree and becoming a nurse practitioner.

She is enjoying her transition to college. She attends sports events, participates in student government activities, has joined Young Life and is a member of the University of Florida chapter of Best Buddies. Best Buddies is the world's largest nonprofit organization dedicated to establishing a global volunteer movement that creates opportunities for one-on-one friendships, integrated employment, and leadership development for people with intellectual and developmental disabilities (IDD).

Morgan is an extremely goal driven young lady that lives her life with compassion and the desire to make a positive difference in the world.

CapeStyle Magazine is proud to recognize Morgan as one of the amazing Cape Kids with Style. We know the future is bright and that Morgan will continue to be a rising star, making Cape Coral proud to call her one of our own.

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Looking for SOMETHING TO DO THIS WEEKEND?

Check out 5 Things to do This Weekend

Only on CAPESTYLEMAG.COM

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“Once in a while, right in the middle of an ordinary life, love gives us a Fairy Tale”.

Written by Melanie Musick

This phrase is prominently displayed in the home of Marty Wisher and David Baker.

Theirs is a love story that many often dream may come true.

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David is a highly decorated Lieutenant Commander (retired) with the Royal Australian Navy, who received a Medal of the Order of Australia Military title bequeathed by Her Majesty, Queen Elizabeth II. In addition to serving his own country for 44 years, he also served at the request of the United States military.

But his permanent home was always “Down Under.”

Marty, an artist who has trained in both Florida and Minnesota, grew up an Air Force brat, moving to a new area every couple of years. She has been a resident of Cape Coral for 25 years, owns Swan Studios Inc., Starlight Productions and just launched Glitterazzi Boutique.

In 2011, when David was stationed in Baghdad, he spent some time in one of Saddam Hussein’s many palaces. After noticing the faux marbling effect on the walls, he searched the internet to learn more about the technique. Swan Studios was one of his first options, so he emailed an inquiry to someone 14,000 miles away.

At the time, Marty had an assistant who typically answered email. On the day of David’s initial message, her assistant was out sick so Marty took care of business. Little did she know that answering that one email would be the key to finding her new husband.

David’s inquiries led to Marty’s answers and they got to know each other via email conversations. He even sent her links to articles confirming his identity and legitimacy of his claims. A year later in 2012, they met in Palm Springs, California. “That moment I met him made everything else that’s happened in my life make sense…from the time I was a little girl,” Marty says. “I was finally at peace.”

Their week together in California turned into eight months when David took an extended leave. He was nearing mandatory retirement age and decided, “I’m calling it a day.” Marty is quick to point out, “While I was wishing he’d choose that option, I never asked.”

He opted to drastically change the only life he’d ever known: leaving the military and leaving all his family in Australia, choosing the U.S. as his new home with his “I Dream of Jeannie” beauty.

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On Valentine’s Day in 2013, Marty and David exchanged gifts over breakfast. That night, at a romantic dinner at the Twisted Vine in Fort Myers, she found it strange that he seemed to be shaking and was repeatedly asking if she needed to go to the ladies room. When she had no need of the facilities, he finally offered up a small box. What she thought was a new

Pandora bead was instead a diamond ring that left her dazed and speechless. Once she realized he’d been proposing to her in her diamond stupor, of course the answer was YES!

Her parents, who are stationed in Qatar in the Middle East, met David via Skype. David and Marty traveled to Australia to meet his family.

His mother’s observation was, “This is the happiest I’ve ever seen him!” David’s former military co-workers also saw the change in him remarking, “We’ve never seen him like this.” Since they couldn’t have all their family with them for a wedding, they opted to elope on April 24, 2014, where they exchanged their own vows.

The few hurdles they’ve experienced are attributed to the differences of the English language versus American interpretation, like the day he was taking a friend to the beach in Australia wearing his “thongs.”

Marty was in the U.S. working and nearly panicking, when David added, “I think you call them something else.” That’s when she realized he was referring to “flip flops.”

Do they have recommendations for others searching for love? “You CAN get it right the second or third time around,” David explains.

Marty goes into a little more detail. “Be open to what God has for you. David was on the other side of the world, and we found each other.” As a result of their situation, she will often encourage friends in relationships that aren’t working out, “You need to cast a wider net,” because she never would’ve dreamed of landing an Aussie.

Above their bed is posted You are my happily ever after. And anyone who knows them knows without a doubt it is a true statement!

A More Tailored Approach for Women Women often look at investment decisions differently than men and with good reason.

• Because of salary discrepancies, many women start the investment process with fewer investable assets than their male counterparts.

• Thanks to longer life spans, women often must find ways to make their assets last longer.

We recognize that women face unique challenges and bring a more tailored perspective to the financial planning and wealth management process.

Contact us today, and let us help you plan successfully for your financial future.

Rebecca A. Ross Vice President The Ross Group Private Wealth Management 239-541-9090 therossgroup-rwbaird.com rwbaird.com

©2016 Robert W. Baird & Co. Member SIPC. MC-48535.

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“Where’s the Curve?�

MR HERRON C A P E

C O R A L, F L O R I D A

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mrherronstudios@comcast.net Visit my booth at the Art & Music Festival January 13-14th

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Smart Debt Management: MONEY

Six Tips for Keeping Your Debt in Check Part 3 - Final Tips

Submitted by Rebecca A. Ross

Here are the last three tips for managing the debt you have in a smart

mortgage, an additional 1% can mean $3,000 more in interest paid in

4. Use credit cards for convenience. Credit cards are now integral

Making payments on time and prudently managing your debt are

way:

the first year, or $65,000 or more over the life of a 30-year loan.

to financial life. For example, a credit card, in many cases, is required

factors considered in credit scores. Your credit utilization – how much

demonstrate responsible borrowing behavior, which credit agencies

role.

to reserve a hotel room or rental car. They’re also a key way to

debt you are using relative to the debt available to you – also plays a

consider as part of your credit score. By saying “I’ll never have a credit

6. Consider keeping some debt in retirement. While it’s not

It’s not the credit card itself that’s bad – it’s how it can be misused.

having some debt in retirement isn’t necessarily a bad thing. Think

card,” you might actually be doing yourself a disservice.

Here are a few rules to live by when using credit cards: • Pay the balance off every month. The interest rates on unpaid credit card balances are often 12–18%, higher than almost any other type of debt. That means tracking what you charge and only charging what you can pay off every month.

• Set up automatic debits to make every payment by the due date. Even if you set it up to just pay the minimum, using automatic payments means you can avoid late fees and their negative impact on your credit score. Be sure to keep a cash reserve in your account so you don’t overdraw your checking account when the payment is due.

• Don’t carry too many cards. Hold one all-purpose card – preferably one with cash-back or travel benefits – and only a select few department store cards that you use frequently. Consolidate purchases on the card with the best benefits and keep one back-up card just in case. Continually opening new credit cards will likely hurt your credit score, costing you more money in the long run.

5.Monitor and try to improve your credit score. FICO® credit

scores range from a low of 300 to a perfect score of 850, with 740

being the rough breakpoint to get a better- than-average interest rate on a loan.3 If your score dips down to 650, it can mean a 1% increase

in the interest rate you might be charged on a mortgage. This can be a significant additional cost over the life of a loan – on a $300,000

uncommon for people to retire once they’ve paid off their mortgage,

about debt in terms of leverage – if you use up all of your liquidity

to pay off a mortgage, you might find yourself in a compromised

position should a significant expense come up that you don’t have the cash to cover, such as a health issue or emergency home repair.

It can also be harder to access debt after retirement. Most lenders

require some proof of employment or regular income. Keeping a line of credit open or putting one in place while you are still employed

can be a smart idea. A line of credit can serve as an emergency reserve should you need it to cover an unexpected expense.

The flip side to paying off debt before retirement is taking out a

reverse mortgage in retirement. This is a form of liquidity available to some during retirement and works similarly to a line of credit.

Reverse mortgages are designed for those who need more income –

instead of selling the home and living off the proceeds, you can

augment income by borrowing against your equity and staying in the home

3“What Is a Good Credit Score?”Experian, http://www.experian.com/blogs/ask-experian/crediteducation/score-basics/what-is-a-good- credit-score/.

Article provided by Rebecca Ross, Vice President and Financial Advisor at Robert W. Baird & Co., member SIPC. She has 32 years of financial services industry experience, and can be reached at 239-541-9090 or rross@rwbaird.com.

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HOMETOWN HERO

Introducing Hometown Hero

Guiseppe Walter (Wally) Cortese Guiseppe Walter Cortese, otherwise known as Wally, is a first generation Italian American.

His mother died when Wally was 2 years old, and his father never remarried.

Wally served in the US Navy during both World War II and the Korean War. During WWII,

from 1943 to 1946, he was a tail gunner in European Theater, stationed in Africa and Italy.

He flew bombing missions over Italy. One of his best memories is of the men, standing

and singing 'Silent Night' in the middle of the African desert on Christmas Eve. In the

Korea War, from 1950 to 1953, he served aboard a carrier which took the first army jets to

Korea. On the return trip, the entire hangar deck was covered with litter cases.

Wally has been married to his wife Doris for 62 years. They have

7 children, one of whom has been a missionary in the

Philippines for 35 years, and one who graduated from West

Point, but unfortunately passed away last year. They also have

14 grandchildren and 11 great grandchildren, along with an 8 year old Maltese name Piccolo.

Wally and Doris moved to Cape Coral in 2010 from Michigan.

Wally was a licensed builder in Michigan, and worked in the

printing and distribution industry. They are active members of

the Presbyterian Christian Church, and Doris is very active in

the community. (Wally spends his time driving Doris around to meetings and events.)

Wally enjoys teaching bible study, reading, playing cards, and

watching sports (not the NFL.) His favorite thing to do in Cape Coral is to try all the different restaurants available. The best

part of living in The Cape: the quality of life, it's convenient to everything and the weather.

Serving in two different wars certainly makes Wally a Hometown

Hero who deserves our recognition and gratitude. Thank you, Wally, for fighting to protect our rights and freedoms.

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Animal Shelter

Calendars!

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Get Yours At These Locations: Sip & Send • Pak Mail • Raso Realty • Miloff Aubuchon Realty • Big Blue • Wicked Dolphin

www.capecoralanimalshelter.org All proceeds go toward our new “No Kill” facility

WINE

Wine Down Under

Greetings fellow wine drinkers. I have enjoyed spending time with our seasonal and European guests, talking about their cultures, and of course, their favorite wines. While sitting down with some of them we all came to one simple conclusion. One country in particular is very underrated in its wine accomplishments. I am, of course, speaking of New Zealand. Our brothers down under have been growing some great grapes over the last 40 years and have produced excellent wines, most notably Sauvignon Blanc.

Geographically speaking, New Zealand lies at latitudes 36 degrees to 45 degrees south. What does this mean? Well, with its rivers running throughout it and its valleys and hilly regions it resembles the German Rhine region. The alluvial valleys are rich in mineral deposits and superior drainage which produce all types of grapes.

Broken up mostly into five regions, Northland, Auckland, Hawke’s Bay, Marlborough and Canterbury, each has a distinct geography to produce excellent varietals. Wiaheke Island, east of Aukland, is most noted for its production of Syrah, Merlot, Cabernet Sauvignon and Chardonnay.

The epicenter is the Hawke’s Bay and Marlborough regions, known for being the oldest growing regions in the country, as well as their notable Bordeaux blends, Sauvignon Blanc and up and coming Syrah wines.

To say there is just one wine I would choose from New Zealand would be a lie. The country has so many new and exciting wines to experience annually that I would suggest you visit your local retailer. Inquire which wines have been producing notoriety and purchase a few for your wine tasting experience. Our restaurant offers Kim Crawford Sauvignon Blanc and as an all-around experience it’s pretty good. One of the best I have tasted is from Dog Point Vineyards and its Section 94 wine is excellent at around $30.00.

Submitted by Chris Bacus Ciao Italian Restaurant

The other wine I would recommend is a Syrah, and as red’s go they can produce some very awe inspiring vintages. Craggy Range’s Le Sol Hawke’s Bay 2013 leads the charge down under, scoring 98 points {we never discussed the point system in my column, perhaps next month.} It is a personal favorite at around $30.00 as well. So, next time you want to try something new, try a little thunder from down under! Until next month, remember that old friends, like old wine, always improve with age.

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COMMUNITY IN ACTION

CAPE CORAL FIRE DEPARTMENT GROUNDBREAKING CEREMONY FOR FIRE STATION 11

Fire Station 11 will be located at 1038 Burnt Store Rd. N to better serve the residents in the northwest area of the City

The groundbreaking ceremony for Fire Station 11, to be located at 1038 Burnt Store Rd. N, was held on January 11th.

The total building cost, including design and permits, will be approximately $4,070,189 and is funded by Debt Proceeds secured by the Fire Service Assessment (FSA). The City has purchased the rights to the station design plan, which will save time and money when new fire stations are built in the future. The station will be 9,161 square feet and the construction site is 1.8 acres. The station will house a four-person fire engine that provides fire suppression and Advanced Life Support (ALS) services.

Fire Station 11 will incorporate areas currently covered by Stations 7 and 8. The addition of this station is necessary to match the growth of the City and improve response times in the northwest area.

“A fire doubles in size every 30 seconds, or imagine having difficulty breathing. In an emergency, every second counts,” said Interim Fire Chief Ryan Lamb, “Both those in need and the firefighters want a fast response. The fire stations currently servicing this area are over five miles away. The addition of Fire Station 11 will greatly reduce response times to residents in this quickly growing community.”

The construction of Fire Station 11 has been in the Fire Department’s Master Plan and the City’s Capital Improvement Plan for five years.

Funding for the project was allocated and adopted in Fiscal Year 2016. Estimated completion date is Fall of this year (2018.)

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For more Photos Visit

Photos Provided by Patrick Onufer Patrick O’ Photos

t CAPESTYLEMAG.COM

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February

17th

Every Saturday

Cape Coral Farmers Market

Where: Club Square, SE 47th Terr & SE 10th Pl from 8 am – 1 pm.

Call 239-549-6900 for more information

Every Tuesday

Surfside Farmers Market

Where: Shops at Surfside, 2378 Surfside Blvd, from 2-8 pm

Cape Coral Paint Party

Open to participants ages 21+ (per City of Cape Coral guidelines), join Vino's Picasso at Rotary Park for another fun Paint pARTy, The cost is just $35 with all supplies provided.

Register via the City of Cape Coral by calling Rotary Park at 239.549.4606 Where: Rotary Park, 5505 Rose Garden Rd. From 2-4 p.m.

Call 239-549-6900 for more information,

15th

Sundown Stroll

Stop by The Shops at Marina Village in Tarpon Point for their monthly Sundown Stroll. This month will feature a cupcake contest. The theme is LOVE! The display will be judged by those walking around & voting. 5 Cupcakes will be saved for the judges to rate the flavor overall. The rest of the cupcakes will be sold for $1 to be donated to Cape Coral Animal Shelter.

Where: The Shops at Marina Village, 5971 Silver King Blvd, from 4:30 – 7:30 pm.

19th

Things to do

18th

Gartenfest

Our first "Gartenfest" for this year from Noon to 5:00pm. Come and enjoy a great day with family and friends in our Bavarian Garden! Free parking! $3 admission at the gate, kids 12 and under free. Serving various German and domestic beers. German food favorites including: Wurst, Sauerkraut, Potato Salad, Schnitzel, Potato Pancakes and a variety of Cakes. The party continues inside from 5-8pm!

Music by Peter & Edith Mueller.

Where:German American Social Club, 2101 SW Pine Island Rd

CapeStyle Networking

EVERY 3RD MONDAY OF THE MONTH Christmas is upon us! Take a break from shopping and the hectic work craze before the holidays and join us for our FREE CapeStyle B2B Networking Event. Appetizers will be provided. Bring lots of business cards and join us RSVP to events@CapeStyleMag.com.

Where: Fathom’s, 5785 Cape Harbour Dr 5:30 – 7:30 pm

20th

Razzle Dazzle Fashion Show

See the latest fashions while enjoying lunch with your friends! Our monthly fashion shows are $20 and include lunch, non-alcoholic beverage and show. Tickets can be purchased at Razzle Dazzle. Remember to get your tickets early because we do sell out!

Where: Big Blue Brewing, 4721 SE 10th Pl, From 11:30-1:30 pm

Budweiser Clydesdales in Club Square

Starting at 4pm, the Anheuser Busch Budweiser Clydesdales Team will be here! Bring the entire family for this free family event and fun photo ops. Of course, look for some great Budweiser and Food Specials at Big Blue Brewing and BackStreets Sports Bar. Be sure to mark your calendars and join us for an evening of fun Where: Club Square, SE 10th Pl behind Big Blue Brewing, From 11:30-1:30 pm

24th

16th Annual Burrowing Owl Festival

Celebrate Cape Coral's official City bird during the 16th Annual Burrowing Owl Festival at Rotary Park from 10am-4pm. Held with major support from the Cape Coral Friends of Wildlife volunteer group, this is a fun day for the whole family, filled with entertaining and educational programs, hands-on activities for children, live animals, guided nature walks, butterfly house tours, bus tours to active owl burrows, a silent auction, plus Love Boat Ice Cream and other tasty treats for lunch.

Admission for adults is a $5 requested donation and children age 16 and under are free.

Where: Rotary Park Environmental Center, 5505 Rose Garden Rd.

For the MOST Comprehensive Calendar of Events in Cape Coral Go To: CAPESTYLEMAG.COM

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