CapeStyle Magazine December 2017

The Only magazine for Cape Residents by Cape Residents December 2017

CAPESTYLEMAG.COM

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DECEMBER 2017

CAPESTYLEMAG.COM

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DECEMBER 2017

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Inside

14

12

Features

18

Departments

12 T’was Sukkot

The Very First Christmas As Told by the keeper of the Bethleham Inn

14 BLUE LINE BEARS

BUSINESS SPOTLIGHT

HEALTH & BEAUTY

BEER

WINE

6 Done by Deroc

A “Kid with CapeStyle” and a Cause

18 SNOWBIRDS

8 Rouge - Santa’s Private Reserve Ale

The Untold Story

DIY FOODIE

CAPESTYLEMAG.COM

20 How to keep your heart Healty during the Holidays

16 Shop & Play in the Cape

YOUR MONEY

23 Smart Debt Management

Part 1 - Basic Approaches to Debt Management

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27 Riesling

In every Issue

HEALTHY LIVING

4

Is it time to stop coloring your hair?

Just in time for your Christmas Party

10 An Italian Charcuterie Platter

Checkout our Shop & Play on the Cape section for special offers exclusively for CapeStyle Readers

24 To Grey or Not to Gray?

DECEMBER 2017

9 Quick Reads

28 Community in Action 30 Calendar of Events

From the Publishers This is my favorite time of year! I LOVE Christmas time. The decorations, eggnog, family

and friends, baking, baking and more baking! Even the weather. While it's hard to get in

the Christmas spirit when it's hot, I'm always hoping that the weather will turn, there will

be a chill in the air and it will “feel” like Christmas. With the forecast predicting a massive cold front on the way, I can't wait!

What's your favorite part of the holidays? We want to know.

Even more important, what's your favorite thing to bake this time of year? I love trying

new recipes every year, but always include some of my old favorites as well. Cookies,

cakes, pies, you name it and I'm willing to try it. Kevin keeps telling me I have to stop or

he's going to gain too much weight. I keep telling him that he doesn't have to eat

everything I make, lol. Thank goodness we have a teenage son who is a bottomless pit, so I never have to worry about anything going to waste.

If you have a favorite recipe, please share it with us. You can email it to

recipe@capestylemag.com www.capestylemag.com.

All

the

recipes

will

be

shared

on

our

website

We LOVE photos! If you are at an event around town, take some pictures and share them

with us. You can upload them right to our Facebook page and website. (IS THAT TRUE?)

Are your kids involved in sports? We can showcase them as a Cape Kid with Style. Do you know a Hometown Hero? We love to feature a Cape Coral hero each month, be it veteran,

police, fire, EMT, or anyone else who you would classify as a hero. Many don't look at themselves as heroes, but they all deserve recognition for their efforts.

Do YOU have CapeStyle? Be on the lookout for our new "I have CapeStyle" window

stickers. Put one on your car, in your store, anywhere it can be seen so the whole city

knows that you have CapeStyle! If you would like to get a "I have CapeStyle" window

sticker, just let us know and we will be happy to get you one.

We wish you and your family a very Merry Christmas & safe and Happy New Year!

Susan & Kevin

CAPESTYLEMAG.COM

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DECEMBER 2017

5

BUSINESS SPOTLIGHT

Derrick Driver and his wife Rebecca moved here on July 4th, 2016.

They had been planning the move from Connecticut for a couple of

years.

Derrick had been working in the same salon in Connecticut for over

17 years. The salon owner was a friend and mentor, along with the

reason why Derrick decided to make hair styling his career. The career allowed Derrick the opportunity to travel the country as an

educator and platform artist, working with some of the industry giants. But after being behind the chair for 17 years, he had the feeling that the time was right for him to open his own salon.

At the same time as Derrick was making this decision, his in-laws, Joe and Louise Hebert, were considering their options for the future.

They were seriously looking at investing in up and coming new businesses in their new home of Cape Coral. After several long distance conversations, Joe and Louise decided to invest in their own

family and done by Deroc was born. Done by Deroc studio for hair

opened its doors on April 1st of this year.

Meet Derrick Driver with

done by Deroc studio for hair

Derrick's wife Rebecca is his soulmate and inspiration. They just

celebrated their 2 year wedding anniversary in October, but they've

been together for 6 years. Rebecca is the General Manager at done

by Deroc, as well as bartending at City Tavern in Fort Myers.

They have 3 children, Zoe (19) who lives in Fort Myers, and Emory

(12) and Riley (13) who still live in Connecticut with their mother.

While it was a difficult decision to move away from the two youngest,

owning the salon was going to benefit everyone in the long run.

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DECEMBER 2017

Rebecca and Derrick also have two dogs. Boo

287*52:,1* <285

Radley is a racing greyhound who never made it to

the track because he was too slow! Oliver is a

4@S XSÉ&#x2030;

Lab/Pitt mix and is a lovable dog who can sense

people who are about to have a seizure and people

who need emotional support.

Both dogs are

rescues, a cause in which both Derrick and Rebecca support.

They

immediately

got

involved

volunteering with the new Cape Coral Animal

Shelter which will be opening next year.

The entire family is very committed to giving back

to the community. Louise is the Volunteer Head of

the Cape Coral Animal Shelter's Speakers Bureau and has fostered many dogs through a variety of

shelters. Derrick is assisting the animal shelter with

their website construction. Done by Deroc is a

proud member of the Chamber of Commerce of

Cape Coral, and Louse sits on the Membership Development Committee.

And they will be

implementing a new program shortly where done by Deroc will contribute to multiple local charities

every month. Stay tuned for details on the program!

The best part of living in Cape Coral? It has to be the people! â&#x20AC;&#x153;So many smiling faces, eager to help,

and so courteous. It has been a joy getting to know

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them more and more as my business grows,â&#x20AC;? says

Derrick.

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Stop by and visit done by Deroc studio for hair

at 840 Lafayette Street in South Cape, or call

239-230-1124 or visit www.donebyderoc.com CAPESTYLEMAG.COM

â&#x201D;&#x201A;

DECEMBER 2017

7

BEER

Appearance: Very attractive beer with a burnt amber color and bright copper highlights. Has a hazy clarity with a

Story By Cape Coral Resident & Beer Guy Brendan Stanley

generous amount of off-white head.

The fluffy, two-finger head slowly faded into iceberg-like clumps with a sticky ring of lace that lasted the entire beer.

Smell: There is no mistaking what this beer is once you smell it. The initial scents are unmistakably dark fruits and molasses. While there is a faint hoppiness, it is overpowered by the sweet spices. Overall, a very sweet but nice smelling beer.

Initial Taste: From the smell one would assume this would be a very malt-heavy beer and lacking on the hops, but one would be wrong. The flavors found in the smell are also very present in the taste with sweet bready malts hitting the tongue first, followed by those dark candied fruits like figs and prunes. Then the hops come into play with a commanding citric-pine spiciness. For the remainder of the beer, the flavor passes from brown-sugar sweet to citrus-zest bitter while the hops and malt fight for dominance. The finish is both dry and slightly sweet, leaving your taste-buds ready for the next drink.

Thoughts: Santa’s Private Reserve Ale is Rogue Brewery’s winter offering. Unlike most winter seasonals, this is not a winter warmer.

Instead, Rogue took their Dry Hopped Saint Rogue red and varied the recipe, adding double the hops to make this a hop-filled warming winter red ale. Since this is at it’s core a red ale, the flavor is dominantly sweet with molasses and bready malts. However there is a fair amount of hops in the equation to help tame the sweetness enough to make this beer a wonderful session ale. The bitterness from the Chinook, Centennial, and a mystery hop called Rudolph, make this an enjoyable beer for both sweet tooths and hop heads alike. But don’t take my word for it, go try this winter red ale for yourself. Just make sure to let us know what you think!

Forgot to mention, the label on the 650ml glows in the dark…pretty cool.

Merry Christmas & Happy New Year from The Beer Critic

Brendan & Scott are The Beer Critics at TheBeerCritic.com. They write articles and reviews for their website and are the hosts of TheBeerCriticTV on YouTube. Have a question, recommendation or a donation? Just contact us: Visit: TheBeerCritic.com Like: Facebook.com/thebeercritic Subscribe: Youtube.com/thebeercritictv

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DECEMBER 2017

QUICK READS

By Tony Henkels Three Days in January – Bret Baier/Catherine Whitney. A very good biography of Dwight Eisenhower’s political life. It really covers his

speeches & advice for Kennedy in & after the transition In January of 1961.

♥♥♥♥♥

Ray & Joan – Lisa Napoli. A biography of Ray & Joan Kroc. Interesting details of the beginning of McDonald's and their personal lives,

including several marriages. Perhaps the most interesting is the way Joan dispersed almost 3 BILLION $ after Ray’s death.

♥♥♥♥

Mind over Meds– Andrew Weil, MD. Covers almost all common medical issues with input from over 20 other doctors & pharmacists.

Suggest you pick the medical issues you are concerned with & skip the others.

♥♥♥

Churchill’s Ministry of Ungentlemanly Warfare – Giles Hilton. Very well written of UK’s guerrilla warfare tactics used in WW2. The generals were aghast about using “dirty” tactics, but Churchill approved. Many amazing details of those tactics will amaze you.

♥♥♥♥

Kirk & Anne – Kirk & Anne Douglas/Marcia Douglas. Autobiography of Kurt & Anne, with many letters they wrote to each other, plus letters from politicians & other famous people. Kirk was 81 when they wrote this book with a lot of famous names in it.

♥♥♥♥♥

The Zookeeper’s Wife – Diane Ackerman. A WW2 story about Warsaw, Poland & how the Zookeeper & his wife helped a lot of people

escape being captured by the Germans & being killed.

♥♥♥

Gosnell – Ann McElhinney & Phelim McAleer. Interesting details about Dr. Kermit Gosnell & his abortion practice. He killed hundreds of

babies after they were alive, outside of the mother, making him the most prolific serial killer ever. He is serving several life sentences.

Several people who worked in his clinic also got prison sentences.

♥♥♥♥

The Boys In The Bunkhouse – Dan Barry. The story of a Texas Company. Henry’s Turkey Service was supplying the Louis Rich turkey processing plant in West Liberty with “MR” (mentally retarded) workers since 1974. Pretty sad story of how they were treated & ignored

by Iowa public health officials. I was in this plant on many occasions in the 70’s servicing equipment our company had there. **

I Can’t Make This Up – Kevin Hart/Neil Strauss. This comic’s life story from a child to his current standing as a superstar comedian &

actor. Lots of hilarious stories about his personal & business life.

♥♥♥♥♥

The Prisoner in His Palace – Will Bardenwerper. The story of the 12 Army men who were assigned to guard Saddam Hussein from the

time he was captured until he was executed. Interesting psychological effects on those men.

CAPESTYLEMAG.COM

♥♥♥

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DECEMBER 2017

9

DIY FOODIE

An Italian Charcuterie Platter

Sit back, relax and enjoy my definitions of what Italian meats would

Pancetta

are often made from pork: salami, prosciutto, salsiccia, pancetta, and

same cut used to make bacon. However, it's not smoked, but does

make up an amazing summer-time charcuterie platter. Italian cold cuts

so on, which are also referred to as salumi. Since their names vary

Most commonly used is Pancetta (dried meat), this is made from the

come in two different variations: dolce (sweet) and affumicata

considerably from place to place within Italy, I will share with you the

(smoked.) The ingredients are garlic, salt, and spices, and ground

summer get together or that special evening with a glass of wine.

Carbonara or in Arrabbiata pasta dishes; is also for a replacement it is

differences of each meat and its own distinctive taste. Great for a

Salami

It's a large sausage made with ground pork and cubes of fat, seasoned

with garlic, salt, and spices. There are two different types: Genoa or

Hard. Salamino is rather spicy made with enough red pepper to give

pepper. Pancetta is most commonly used as an ingredient in

commonly switched out for a very good bacon, for the added

flavoring.

Capicola

Also known as Coppa, this is cured shoulder butt. This also has two

it that familiar orange coloring; in the US, it's known as pepperoni.

different varieties: sweet & hot (notice the hot one will have a hint of

Known as Italy's cured raw hams. Prosciutto can be divided into two

Soppressata

Tuscan.) Parma, is more refined and more expensive. As most of us

pork (the best cuts, the leg, shoulder, loin, and back of the neck) can

Prosciutto

categories: dolce (sweet), or Toscano (salty, homemade, or known as

know, the most common varieties of prosciutto are Parma and San

red around the outside, this is from the crushed red peppers.)

The Mother of Tuscany, this is a cured dry sausage, mainly made from

be made from beef. It is blended with other spices such as cinnamon,

Daniele. Both should have deep red meat and pure white fat. And just

cloves, rosemary and other savory spices, and then hung to dry.

Salsiccia

As always from our family to yours, “We hope you Feel the LOVE”

like all the other meats, should be sliced very thin.

Salsiccia is made with ground pork, cubed pork fat, spices, and herbs,

and dried. When getting ready to consume, it is best sliced very thin, just like Salami, and truly is a wonderful treat.

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DECEMBER 2017

Buon Appettio!

Ciao, Jill Bacus owner/chef of Ciao

Thanks to everyone coming out to the 1st Annual Cape Coral Animal Shelter Golf Classic.

Great weather, Great Friends and an Awesome Cause.

Hope to see you at nexts years classic!

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DECEMBER 2017

11

The Very First Christmas As told by the keeper of the Bethlehem Inn

‘T

was the very rst Christmas (though I didn’t know then) and all had grown quiet in our Bethlehem Inn. Our guests had retired and now were all snoozing, tired from traveling, kibitzing and schmoozing.

The hour was late; we had served our last guest.

We too, were in need of a well-deserved rest.

We’d washed every plate; every oor had been swept, every door had been keyed, every bag had been schlepped.

Every room in our quaint little manor was leased.

Our tenants had come on all manner of beast.

Some came by land and some came by sea.

But surely they all came by Caesar’s decree.

Our children were nestled, asleep in their bed, each one a sweet heap in a big patchwork spread.

And after a short, Yiddish prayer had been said, the Mrs. heaped kisses on each curly head.

Yearning repose and turning in sync, we sped to our room, as quick as a wink.

Donning my nightgown and brushing my teeth, I slipped into bed like a blade in a sheath.

When out on the lawn a kerfuf e arose!

I leapt to my feet and crept to the windows.

I soon found the noise that kept me from sleep, came from eight shepherd boys and big ock of sheep!

One blazing star set the landscape aglow, adding a luster to the cluster below.

The shimmering sheen on each ram and ewe, bathed the glimmering scene in a light blue hue.

I threw on my robe and drew tight my sash, down the steep stair, I ew like a ash!

I unlatched the lock and unlocked the latch, tore open the door and blew out the hatch!

I had no idea why the herdsmen were here.

Though somehow I knew I had nothing to fear.

The shepherd-in-chief seemed a jolly ol’ soul, but years in the desert had taken their toll.

His long beard was grizzled, scruffy and frizzled.

His carved face was etched. His sharp nose was chiseled.

The staff that he held was scored with deep notches, to keep track of the wolves he’d repelled on his watches.

12

He said,“Tonight, in the sky, there appeared right before us, an angel of light and a heavenly chorus.

Singing joy to the world and peace on the Earth— and bringing good news of a Holy Child’s birth!

Written

& illustrated by

MR Herron

Oh—what impression that gospel band made, with their soulful jam session and lamb serenade.

So we followed the Star, assured of success, expecting great crowds ‘round the new king’s address!

But not a creature was mobile, not even a mouse, just a light from the window of your noble house.

I guess we assumed the promised heir to King David’s throne would be there.”

I regretted to inform the gray-haired gent, that the Bethlehem Inn had no rooms left to rent!

In fact, I had to build a booth in the backyard today, for a young mensch and maidel, and their newborn to stay.

Then the shepherd’s nose twitched and his wrinkled eyes twinkled.

One bushy brow raised and his forehead crinkled.

For in the night skies, he saw the bright proof!

The Star was shining down on that new succah’s roof!

He alerted his team, ‘round the camp re ames, by sounding his shofar and blurting their names!

“Now Einstein! Now Bernstein! Now Lenny and Henny!

On Spielberg! On Seinfeld! On Woody and Benny!

And just like the desert wind whips up the sand, they mounted their camels, at the old man’s command!

Every tongue shouted and every smile ashed!

And away to my manger everyone dashed!

We scattered the geese and shooed the whole brood— ruf ed some feathers—a few came unglued!

The donkeys all brayed and the moo-cows all mooed.

We certainly shattered the silent-night mood!

That’s when I rst saw the tiny stranger— and the face of history’s biggest game-changer.

The words Moses wrote had nally come true!

On Sukkot, our Redeemer made His debut!

For one week in booths, all Israel rehearses— preserving the truths in the Hallel verses.

Observing the past, but dreaming of when, Salvation at last, tabernacles with men!

...

! s a m t s i to r e h om C as c h t ! d s r he r i p e F v Sh o y o od r G T e l The e V z y a r M ! r e m o M al

This nativity scene and living crèche, is a picture in scripture that became esh!

The Psalms we recite right here on earth, have led to this night and Yeshua’s birth!

He is Messiah! King of the Jews!

Prince of Peace! Emmanuel! And the Good News!

He’s the Aleph and Tov! The Great I AM! Wonderful! Counselor! God’s Holy Lamb!

om e h k c

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& Sh

13

“What do we want? Dead cops. When do we want them? Now.”

By Rachel Eckerle

When protests over law enforcement broke out throughout the nation last year, this message was broadcast for the world to see. As the daughter of a Cape Coral Police Officer, these words resonated with 15-year-old Cape Coral resident Megan O’Grady.

“After Dallas, it really hit me hard,” said Megan. “I realized that my dad isn’t safe anymore.”

It was around this time when Megan was assigned a paper in school through which she was asked to identify a social issue and discuss its impact. In writing this paper, she realized a passion for advocating for the safety of police officers and their families.

“It’s hard for kids like me...especially when I see kids whose parents are killed because of their occupation,” said Megan.

Seeing the July 2016 police shootings in Dallas, Megan became concerned for the children who survived the victims. She reflected on what it would be like to be in their position. This reflection led to her desire to do something to comfort the survivors.

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DECEMBER 2017

Megan wanted to give something tangible back to the children of fallen police officers to memorialize them. She came up with the idea to sew keepsake teddy bears that they could hold on to. From this idea, she formed Blue Line Bears. A non-profit organization, the goal of Blue Line Bears is to help children of fallen Law Enforcement cope with the loss.

“I make the teddy bears from uniforms from fallen police officers,” said Megan. “Each bear is given a St. Michael medal and is blessed by a priest before it is mailed to the families.”

CAPE KIDS WITH

Cape Coral Teenager Megan O'Grady Offers Comfort to Kids of Fallen Police Officers In addition to this, the officer’s last name and badge number are sewn on the bear’s stomach, as well as a thin blue line with the end of life date. The officer’s department patch is placed on the back of the bears.

According to her dad, the first bears were the most difficult for Megan to sew. While she enjoys bringing comfort to the children of fallen officers, it takes an emotional toll on her.

“It definitely gets overwhelming,” said Megan. “It’s hard, emotionally.”

Gaining nation-wide attention, at any given time Megan has around thirty shirts to be sewn into bears. Since the inception of her project, she has sewn over 200 into bears. She has traveled to several states delivering them, most recently New York City over Thanksgiving where she was greeted by officers of the New York Police Department (NYPD.) Blue Line Bears is a nonprofit organization with the goal of helping the children of fallen Law Enforcement officers cope with the devastating loss of a parent. In 2016 alone, more than 130 law enforcement officers across the country were killed in the line of duty, many of them leaving behind children and/or grandchildren. Children of law enforcement officers grow up realizing that their parent’s life is at risk every day they go to work. Add to that the fact that there is much public ridicule of law enforcement officers, and deaths in the line of duty are sudden, shocking and violent.

Blue Line Bears will provide a lasting keepsake to help keep the officer’s memory alive. Blue Line Bears will also help the child to see that there are caring individuals who respect and appreciate men and women in uniform. Children of officers killed in the line of duty are oftentimes young, perhaps too young to remember the parent who died. For those children, a bear from Blue Line Bears will provide a tangible reminder that their loved one will always be with them.

All of this is done at no expense to the family. Through the use of donations and other contributions, Blue Line Bears purchases all materials, as well as covers the cost of shipping.

If you would like to help support Blue Line Bears and their mission to help the children of fallen law enforcement officers, please visit their website at www.bluelinebears.org or their Facebook page www.facebook.com/bluelinebears.

Help Megan as she helps others!

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DECEMBER 2017

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pit so many locals fall into. Having once been a Snowbird myself, I’ve gone through the decompression period and the painful process of shedding my northern feathers and been transformed into a full-fledged, bona fide resident. I’ve also written a book on Snowbirds that has sold literally dozens of copies.

The Untold Story

By The Cape Crusader

Snowbirds come from all over the world, but I shall focus on the habits of the North American Snowbird, and the cultural tensions within our own flock, so to speak. Perhaps by shining an unbiased light in some of our dark corners and publicly airing some of our own dirty laundry, our more exotic Snowbirds won’t feel as uncomfortable. I’ll address the European Snowbird mowing the front lawn in banana-basket Speedos another time.

Well, the frost is on the pumpkin—somewhere. Above the Mason/Dixon that means raking and burning huge piles of colorful leaves. But here, there’s a different kind of smoldering excitement in the air. You can see it in the eyes of the locals— shop owners, restaurateurs, bartenders, lawn & pool-care folk.

A strange, sort of calm-before-the-storm look graces those sunkissed faces. If you pay close attention, you may notice them scanning the skies, or gazing down one of our beautiful palmlined boulevards, as if expecting to see something fly overhead, or come looming from the distant horizon. It’s a time of great expectation, and perhaps a twinge of apprehension. They use words like “season” to describe their mixed emotions. Come to find out, they’re all anticipating the yearly migration of “The Snowbirds.”

The Dictionary defines “Snowbirds” as “an unusual species (not indigenous to the Gulf area), that seeks out warmer climates in order to avoid raking and burning huge piles of colorful leaves. Not to be confused with “halfbacks” who, for whatever reason, settle for musty log cabins by muddy waterholes in Carolina hill-towns with grossly overused “ville” names.”

But there is so much more to learn about these fascinating creatures. That is, if peacefully coexisting is the goal. Everybody knows our economy thrives while Snowbirds are here. Even so, it’d be the acme of foolishness to ignore the tightly-wound attitudes they often bring with them. Or the compressed emotional baggage so many carry—ready to spring open if the hair-trigger latch is so much as touched. Contrast that with our perpetually laid-back lifestyle and you may begin to see how tensions betwixt the two might arise. There is definitely a love/ not-so-loving relationship locals and Snowbirds share, but it’s nothing a little patience, understanding and civil dialog can’t fix.

Problem is, Snowbird “issues” are rarely discussed in a healthy, open forum. They’re only whispered amongst best-buds, shared via private texts, used as punch-lines and passwords at speakeasies. Then one day, out of the blue, like the oblivious husband that’s been leaving the toilet seat up for thirty years, he walks from the restroom still zipping his fly—and wham! A cast iron frying pan cracks his skull. I don’t want that to happen here.

It’s a sensitive topic to be sure, but I feel uniquely qualified to defuse this potentially volatile subject and avoid the mud-slinging

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Ever play musical chairs as a kid? The music plays and five happy children skip around four high-back dinning chairs. When the song stops, whoever can gets a seat. It’s a lot like that during Snowbird season. Irritations arise from the simple fact that locals have grown accustomed to sitting anywhere we want.

When Snowbirds arrive, favorite restaurants begin to resemble a City Slicker’s cattle drive, as the lumbering herds stampede in for the early-bird special. The neighborhood tavern where everybody knows your name is now packed six deep at the bar. The bartender you thought was your pal, hasn’t the time to acknowledge your existence, let alone remember your name.

The quiet little coffee shop where you once sipped your frothy latte, nibbled on scones and enjoyed free WiFi, now has a sign out front that says, “Abandon all hope, ye who enter here.” And your daily commute to work seems more like a life-sentence in a bumper-to-bumper prison of out-of-state license plates.

Note: Snowbirds typically don’t work while in the Cape, and yet find it necessary to schedule appointments, doctor visits, yoga classes and errands to the Super Walmart during peak rush hours. Hence the tension. Is it any wonder why one mayoral candidate contemplated running on the promise to build a wall?

But it’s really all about regional customs—the way we do things verses the way they do things. Was it Romulus or Remus who coined the phrase, “When in Rome, do as the Romans do”? No matter, it was a catchy way of saying, “Be polite, respectful and adapt your behavior while visiting here.”

Seems the Romans were fed up with Barbarian-Snowbirds coming to town, crashing their toga parties, disrespecting Hercules, towel-snapping Caesar in the public bath house, and resting on his laurels.

Then sliding down their famous aqueducts in badger-fur swim trunks!

Who wouldn’t get upset? Nobody likes fur in their drinking water!

A classic example of the chaffing caused when good ol’ American lifestyles rub together is found in the delightful Broadway musical Oklahoma, where the level-headed -old-spinster-lady attempts to mend some very barbed fences by singing, “The farmer and the cow-man should be friends.”

The toe-tapping tune and thought provoking lyrics go on to say, “The farmer likes to push a plow— the cow-man likes to punch a cow.”

Heavy—huh? (Like something from a Moody Blues album.) Now I’m not saying who the farmer or the cow-man is in this scenario, or who wants to punch whom.

I’m just sayin’ the Snowbird and the local should be friends.

Snowbirds are to be admired—intelligent and industrious for the most part, they’ve worked hard and have become successful enough to escape the ravages of winter, but remain very territorial, as well as fiercely competitive. Both parent and offspring can easily be identified by their colorful plumage, i.e., cap and/or jersey representative of a favorite baseball or football team back home. Observe, as the sporty Snowbird in his new sub-tropical habitat gleefully tweets with those of their own ilk when the big game goes their way, while crowing obnoxiously at the opposition, yet remains conspicuously silent when the tables are turned.

As a sidebar, scientific studies have determined that this die-hard commitment to a given franchise actually has no correlation to the caliber of play whatsoever. In fact, this irrational conviction and zealous behavior is solely based upon hatchlocation and rearing. To quote the study’s esteemed author, “If the paterfamilias is a Yankee fan, the brood will be Yankee fans.”

Committed as they may seem outwardly, American Snowbirds are by definition fair-weather fowl. At the first sign of cold weather, they abruptly abandon their stadium seats, leave their halls decked in boughs of holly, and less-fortunate neighbors decked in arctic parkas, ski masks, mittens, galoshes and woolen scarves wrapped multiple times around their strep-prone throats.

Friends are left behind to shovel driveways, sidewalks and narrow paths to their mailboxes, in hopes of receiving a picture-postcard from their Snowbird heroes, all too willing to rub a little salt-life in their open wounds.

But we mustn’t judge, or begrudge those able to escape Old Man Winter’s icy grip. Many have struggled and shivered in those miserable conditions for thirty, forty, sometimes fifty years, and simply can’t take it any more. Ironically, most Snowbirds are not merely drawn to our balmy, palm strewn shores, they’re

often driven here by heart-wrenching, frost-bitten memories.

Perhaps our local cold-shoulders would thaw a bit, and our compassion rise a degree or two, if we paused to read just a few headlines from some of these bone-chilling, regional horrors stories.

The Detroit Free-Press: Gitche-Gumee freezes— Hiawatha stuck till spring.

NY Times: Grandmother slips across icy sidewalk, inadvertently wins turf dancing contest.

The Bismark Tribune: Pizza boy traumatized by large, unexpected tip.

Omaha World Harald: Herald: Wind chill factor, turns deadly factor on Nebraska flatlands—as desperately cold prairie dogs throw themselves in front of speeding semis on I-80 The Denver Post: Starving timber wolves descend from Rockies to dumpster dive and beg for spare change.

Las Vegas Sun: Gaunt armadillo takes big gamble—slips past casino doorman to partake of free buffet.

The Billings Gazette: A discouraging word has now been heard—Deer and antelope no longer playing. Inaccessible grass on frozen tundra leaves no recourse but to turn carnivore and/or cannibal respectively.

Sure, Snowbirds flock to our sunny beaches, forage on our fresh seafood and drink up our tangy citrus brew, minty Mojitos, and tropical Rum Runners. But now you know why. Can you blame them? Instead of resenting their presence and dreading this season, let us embrace our out-of-town guests. Cut them some slack this year, open your mind and your hearts. Think of this time as an opportunity to expand your cultural horizons. Take a Snowbird to lunch! Get to know them. Learn from them. You’ll never fully understand a Snowbird until you’ve walked a mile in their flip-flops. You might even find they’re not all that different from us. Like you and me, they too have discovered the bestkept secret in Florida— little slice of paradise called Cape Coral, where there’s a fish in every pot and a boat dock in every backyard.

Truly, the Snowbird and the local should be friends.

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How to Keep Your HEART HEALTHY During the Holidays HEALTHY LIVING

Submitted by Dr Joseph Freedman, MD, MBA Cardiac Care Group The Holiday season is upon us, and with all

huge factor in blood pressure spikes. Along

Carve out time to exercise. It’s recommended

that this time of year can literally put a great

of year. For example, we’re overeating, eating

weekly or 1.5 hours of active cardiovascular

fatty fare, or we’re drinking too much alcohol.

combination of the two, by walking one day

of the festivities, we should be well reminded

deal of stress on our hearts. Since heart disease is still the leading cause of death in

both men and women, what better way to

understand and implement heart health and risk prevention?

with anxiety, we overindulge during this time

the wrong foods, like excessively salty and

When we overeat, it can raise our cholesterol

levels, and when we drink too much alcohol,

it can cause ventricular fibrillation. Ventricular

Heart Health Tips

• Avoid excessive alcohol consumption

• Cut down on stress levels

• Eat a healthy diet

• Exercise multiple times per week

• Get physical examinations and regular checkups recommendations

• Get professional help for cutting out narcotics and other drugs

• Practice relaxation methods

• Stop smoking

• Learn to just say no/too many activities can lead to undue anxiety Post Holiday Heart Attack Risks Factors There is no doubt that we are busier than ever

during and after the holiday season. With

parties, gift shopping, community events, and

family gatherings, our stress levels are quite

often through the roof. Emotional stress is a

fibrillation

causes

rapid,

electrical,

stimulations in your heart and you may

experience a dangerously high heart rate.

Taking the time to make wise decisions can

be the straw that allows for a happy holiday

or an unfortunate one.

Eating

a

healthy

diet

is

strongly

recommended for many health benefits, but

in terms of keeping our hearts ticking along,

a diet low in saturated fat, high in vegetables

and fruits, legumes, healthy oils like olive oil

and avocado is key. Also consuming less

unhealthy carbohydrates and more low-fat proteins like fish and poultry are critical. If

you have high blood pressure, minimizing salt

is also highly significant. Instead of salt try substituting with lemon or spices and herbs.

that we get 2.5 hours of moderate exercise

training per week.

It’s okay to do a

for 20 minutes and sprinting the next for 30.

No matter what you decide, you should

always consult your physician before embarking on any workout plan. Along with

cardiovascular uptake, exercise helps to

increase the oxygen in our blood, and this is relevant to our overall heart health.

If you smoke, stop now. Smoking causes an

array of adverse health effects including

increasing plaque build up in our arteries, raising bad cholesterol, decreasing good cholesterol, and damages the vessel walls to

name a few. If you smoke your chances of a

heart attack are incredibly high, smoking

causes 6 million deaths per year. Talk to your physician about a specific smoking cessation

plan for you. The holds true for any drug

addictions that you may have. Do not wait; get help today and enjoy this holiday season with friends and family in a healthy state.

Joseph Freedman, M.D.

Dr. Freedman brings many years of experience as a cutting edge cardiologist specializing in the prevention, diagnosis, and treatment of all cardiac disease. He trained at the prestigious Cleveland Clinic, continually ranked #1 in Cardiovascular Care, where he focused on cardiac imaging. He achieved five board certifications in Internal Medicine, Cardiology, Comprehensive Adult ECHO, Nuclear Cardiology and Cardiac CT. During his tenure as the lead noninvasive cardiologist at Florida Medical Center in Ft. Lauderdale, he helped lead the hospital to achieve Level 5 chest pain certification, the highest designation of cardiac excellence.

This information is for educational purposes only and is not intended to replace the advice of your doctor or health care provider. We encourage you to discuss with your doctor any questions or concerns you may have.

20

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DECEMBER 2017

A More Tailored Approach for Women Animal Shelter

Calendars!

$10 ONLY

Women often look at investment decisions differently than men and with good reason.

• Because of salary discrepancies, many women start the investment process with fewer investable assets than their male counterparts.

• Thanks to longer life spans, women often must find ways to make their assets last longer.

We recognize that women face unique challenges and bring a more tailored perspective to the financial planning and wealth management process.

Contact us today, and let us help you plan successfully for your financial future.

Rebecca A. Ross Vice President

Get Yours At These Locations: Sip & Send • Pak Mail • Raso Realty • Miloff Aubuchon Realty • Big Blue • Wicked Dolphin

The Ross Group Private Wealth Management 239-541-9090 therossgroup-rwbaird.com rwbaird.com

www.capecoralanimalshelter.org All proceeds go toward our new “No Kill” facility

©2016 Robert W. Baird & Co. Member SIPC. MC-48536.

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21

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Checkout “5 THINGS TO DO THIS WEEKEND” EVERY WEEK ON

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DO YOU? LIKE US ON FACEBOOK To find out how YOU can get this free window cling

@CAPESTYLEMAG

Smart Debt Management: MONEY

Six Tips for Keeping Your Debt in Check

D

Part 1 - Basic Approaches to Debt Management

ebt is a subject about which most people feel conflicted.

While debt makes it possible for many people to achieve important goals like buying a home, it can also

undermine their financial position if mismanaged. For some, getting rid of outstanding debt, especially as they approach retirement, is a

top priority. For others, debt is an important source of liquidity while

providing leverage for their investments.

Debt for most of us is a fact of life, but it is smart to be thoughtful

about how you manage it. At the risk of oversimplifying things, there is generally good and not-so-good (or even bad) debt. Good debt is

used to purchase appreciating assets or where the interest paid is

deductible, such as home mortgages or home equity lines of credit (HELOCs), provided the amount isn’t excessive. Student loan debt

would generally fall in the good debt category as well, as it represents

an investment in a career and future earning potential. Less desirable debt, while difficult to avoid, includes auto loans, credit card balances,

medical bills or money owed to the IRS. The interest on this debt is

nondeductible, and the money is owed on depreciating assets or sunk costs.

Basic Approaches to Debt Management

Debt should be considered in aggregate as part of your overall

finances. To begin with, create a running balance sheet for your family

and update it regularly. Balance sheet templates are available online

or in personal finance programs like Quicken. Your personal balance

sheet will list all of your assets and compare it to all of your debt.

Over time, you want to see your assets grow relative to your debt.

Using that information, a borrower can better answer the question

of “How much debt is right for me?” To evaluate this, financial institutions often look at a measure called debt- to-income ratio:

Submitted by Rebecca A. Ross

Lenders like to see this ratio below 43% in order to meet the

requirements of a qualified mortgage.1 However, many financial

planners suggest keeping total monthly debt payments at no more

than 36% of net income, with housing-related debt being no more

than 28%.2

While ratios like these can be

helpful in evaluating whether

you should take on new debt,

what about paying off existing

debt? There are two ways to approach this:

Financial – Looking at the return you are earning on your available

cash can help determine whether or not to pay off your debt. For

example, if you have cash in a savings account earning less than 1%

and the interest rate on your HELOC is 4%, it’s probably a smart move to pay

off the line of credit. But if you are consistently making money on

your investments that exceeds the interest rate you are paying on your debt, then you are mathematically ahead.

Emotional – If you can’t sleep at night because the debt you have

makes you uneasy, then do what you can to pay it off. While maintaining some leverage can make good financial sense in certain

instances, everyone needs to balance it against their emotional well-

being.

Next Month we will show you how to understand your debt.

1“What Is a Debt-to-Income Ratio?”Consumer Financial Protection Bureau, https://www.consumerfinance.gov/askcfpb/what-is-a-debt- to-income-ratio-why-is-the-43-debt-to-income-ratio-important-en-1791/.

2“Tips for Balancing Financial Obligations While Saving for Retirement.”Certified Financial Planner Board of Standards, http://www. letsmakeaplan.org/blog/view/lets-make-a-plan-blogs/tips-for-balancing-financial-obligations-while-saving-forretirement.

Article provided by Rebecca Ross, Vice President and Financial Advisor at Robert W. Baird & Co., member SIPC. She has 32 years of financial services industry experience, and can be reached at 239-541-9090 or rross@rwbaird.com.

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HEALTH & BEAUTY

To Grey or Not To Gray Is it time to stop coloring your hair?

As we age, the graying of your hair is bound to happen. It’s different for everyone. Some start as soon as their 20s, while others start as late as their 70s, but just about everyone will end up with gray hair at some point. When is the time to stop coloring your hair and move into a “mature” hair color?

Why does it turn gray in the first place?

Genetics! Without getting into too much science and detail, let’s give you the basics. There is more information here.

Cells called melanocytes manufacture and deposit pigment into the hair as it grows (anagen phase). At the end of this phase, the hair stops growing for a few months (telogen phase) before it is ejected from the follicle and the follicle goes dormant. (There is a phase in-between those two, but we don’t need to get in to that here.)

Some of those melanocytes die every hair cycle. When the stem cells making the melanocytes run out, so does color production.

Stress IS NOT A FACTOR! Please stop blaming your children or your in-laws for your gray hair. It’s just not their fault. You can blame them for your hair falling out though, as stress can increase hair loss.

Is it time to stop coloring?

Well, that depends. Here are some pros and cons for you to help in the decision making process.

Pros: • The financial benefit is obvious here. Money is saved by not coloring your hair.

• Chemical damage is minimized. The hair color service you get will determine the amount of damage. With gray hair already dull and coarse, you may find styling your hair easier without the additional damage of hair coloring.

• The two pros mentioned above also create a time savings. Less

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time spent in the sa-lon or, gasp, coloring your own hair, and less time is spent styling.

• All of the great compliments. “I love your natural gray!” “Wow, how brave of you!” “This look totally suits you!” You’ll love hearing these.

Cons: • Ugh, that grow out/in period. Waiting for it the color to grow out and the gray to grow in can be a long process and it may be easier just to cut it short at some point.

• You may feel like it ages you. Nobody wants to feel old. That’s the whole reason for covering your gray in the first place, isn’t it?

• There may be some additional costs. You may want to start your hair color’s transition by “blending” the colored and gray hair. This can be expensive. And some of the op-tions may cost more than just coloring your roots.

• All of the great compliments. “I love your natural gray!” “Wow, how brave of you!” “This look totally suits you!” These kinda stink to hear sometimes.

WAIT! Those lists didn't help! How do I know when?!?

This one is really easy to answer because you already know. Take a good, long look at your hair, and your soul, and the answer will come to you.

Making this decision isn't easy, so it needs to feel right and be the right time for you. Prom night anyone? You’ll know before anyone else. You will have had it with coloring. Or your personal aesthetic taste will change. Whether you do it or not, the decision comes from within. By all means ask questions, get opinions, start to do it, then stop. However you go about it, it will be in your eyes and mind and heart that it is the right time.

When you feel confident enough to do it, you will.

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LET KIDS BE KIDS BASEBALL CAMP

“Where’s the Curve?”

MR HERRON C A P E

C O R A L, F L O R I D A

Limited Editions

mrherronstudios@comcast.net Visit my booth at the Art & Music Festival January 13-14th

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WINE

Submitted by Chris Bacus Ciao Italian Restaurant

Riesling Hello again fellow wine drinkers. Now that the summer

heat is behind us and we look forward to mild winter weather, we can breathe a little easier, relax a little longer

and give thanks for the family and friends we share during the holiday season. I can think of no better way to do

that than with a nice bottle of wine to make the spirits

bright!

White wine is the predominant wine, however there are

a few Spätburgunder or, as we know them, Pinot Noir wines produced as well.

The most popular of the white wines in Germany is the

Riesling. Riesling is a sweet yet drier wine than you would

expect, but its higher acidity level gives it a crisp feel, with

the aroma and flavors of apples and sometimes peaches.

This month, I would like to share with you a bit of my

Because of its acidity, it will pair quite well with foods that

was blessed with a good sense of community and family.

Asian foods and even French fries! I would like to meet

personal history. Growing up in Northern New Jersey, I

One particular neighbor was an executive with Mercedes

Benz of North America. My father and Joe hit it off early,

and many a Sunday morning was spent in the back yard

with a bunch of old German men laughing, drinking beer and wine and eating wonderful breads and meats, all while

solving the world’s problems in only 3 hours. My father would let me sneak some wine, and I realized very quickly

that wine was a very communal beverage.

Today I would like to share some history of those very same German wines that I had in my youth and still enjoy

today. Germany is the 8th largest wine producing country and not quite as well known for its wine as France, Italy

or Spain. But it has one significant feature that those other

countries cannot deny and that is once again a

geographical situation. You see, Germany is further North than most other wine producing regions of

Europe. This creates the much cooler nights along the Rhine River to create a much more acidic grape which is

paramount to the flavor characteristics of German wine.

are high in salt content. Some say that it pairs well with

the person who first tried that combination.

I tend to steer customers towards the Riesling if they are

looking for the Zinfandel just because I think it is a much

better choice as it has the ability to blend better with the

Italian food we serve. Just don’t tell my wife that I think

she uses too much salt! Kidding of course, but still it is

one German wine easily paired with our meatballs

or our wood fired duck that doesn’t have that

sweet linger that seems to never go away like the

Zin does.

So, next time you drive to your local wine shop, please ask

the shop keeper about some of the white German wines

they carry and which ones they would recommend.

Perhaps on your way home, swing into McDonalds and

ask for a large fry, extra salt, and let me know how it was!

Take care and, as always, old friends and old wine always

improve with age. Ciao’.

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COMMUNITY IN ACTION

SCHEA LITTLE BLACK DRESS TROLLEY EVENT

Photos Provided by Patrick Onufer Patrick O’ Photos

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For more Photos Visit

Photo by Rachel Eckerle

VETERANS DAY PARADE

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December Every Saturday

Cape Coral Farmers Market

Where: Club Square, SE 47th Terr & SE 10th Pl from 8 am – 1 pm.

Call 239-549-6900 for more information

Every Tuesday

Surfside Farmers Market

Where: Shops at Surfside, 2378 Surfside Blvd, from 2-8 pm

Things to do

18th

CapeStyle Networking

EVERY 3RD MONDAY OF THE MONTH Christmas is upon us! Take a break from shopping and the hectic work craze before the holidays and join us for our FREE CapeStyle B2B Networking Event. Appetizers will be provided. Bring lots of business cards and join us RSVP to events@CapeStyleMag.com.

Where: Fathom’s, 5785 Cape Harbour Dr 5:30 – 7:30 pm

Call 239-549-6900 for more information,

31st

New Year's Eve Trolley Event

Ring in 2018 in South Cape Style! Board the exclusive trolleys in South Cape to celebrate the new year! You'll travel to various locations to enjoy a specialty drink for just $2.50 at each place*. Get your passport stamped at each location (no purchase required) and you can enter to win a gift basket that includes a bottle of Dom Perignon. You'll receive a pair of 2018 light-up glasses at check-in, and you can also win prizes on the trolleys, including swag and gift cards to local spots.

Where: South Cape, trolleys start at Big John Plaza

16th

Cape Coral Holly Jolly Breakfast

Enjoy a delicious breakfast with Santa Claus and make holiday ornaments and crafts in the Yacht Club Ballroom.

Santa will be available for pictures and each child will receive a goodie bag! $10 per adult, $8 per child age 11 and under, Free for infants under the age of 2.

WHERE: Cape Coral Yacht Club, 5819 Driftwood Parkway 8 - 10AM

Holiday Boat-a-Long

This night features the annual Christmas boat parade, followed by a FREE movie in the park featuring How The Grinch Stole Christmas. This event will have food vendors, Christmas music, crafts for the kids and a visit from Santa Claus, along with the boat parade. Spectators can watch from land as the boats gather in the Bimini Basin before meandering through the canals of south Cape Coral.

WHERE: South Cape's Bimini Basin, Four Freedoms Park, 4818 Tarpon Court, just off Cape Coral Parkway.

The fun starts at 4 pm, parade kicks off around 6 pm.

21st

Holiday Sundown Stroll at Tarpon Point

Get out your ugly sweater and join us for sips and bites. Enjoy complimentary hot chocolate from Gulf Coast Fudge Co, sample spirits from List Distillery. Take in the sights of the decorated boats and sounds of live music all while seeing it snow in Cape Coral! The festivities include family fun entertainment with free photos with Santa and the World’s Tallest Elf, crafts, face painting and Christmas movie.

WHERE: The Shops at Marina Village, 5971 Silver King Blvd

29th

Yappy Hour to Benefit the Cape Coral Animal

This Yappy Hour is a fundraiser for the Cape Coral Animal Shelter.

Bring your pets and have fun, all while raising money to help build this no-kill animal shelter.

Where: Fathom’s, 5785 Cape Harbour Dr From 5 - 7 PM

For the MOST Comprehensive Calendar of Events in Cape Coral Go To: CAPESTYLEMAG.COM

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HAPPY HOLIDAYS TO YOUR FAMILY FROM ALL OF US AT