CapeStyle November 2017

The Only magazine for Cape Residents by Cape Residents November 2017

CAPESTYLEMAG.COM

The Cape Coral Lifestyle Magazine

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Inside

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FoodieStyle 10 Winging it..CAPESTYLE

Chickin’ out some spots to watch the game and devour some wings

LOCAL MUSIC

Departments

6 The Riverside Band

BEER

8 The Beer That Bites you Back

HEALTHY LIVING

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A Wine you can pair with Dessert

HEALTH & BEAUTY 27 Healthy Hair for Free?

In every Issue

21 Unexpected Threats to a WellPlanned Retirement Part 5

16 Shop & Play in the Cape

Being Too Generous

DIY FOODIE

24 Calabrese Sandwich

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25 Prosecco

18 Your Diet Plays A Huge Role in Your Heart Health

YOUR MONEY

Checkout our Shop & Play on the Cape section for special offers exclusively for CapeStyle Readers

WINE

NOVEMBER 2017

9 Quick Reads

22 Hometown Hero

26 Cape Kids with Style

28 Community in Action 30 Calendar of Events

From the Publishers

“My Cape Scapes”

November is a busy month! Election day (I hope everyone made sure to vote!)

Impressions of July 4th in beautiful Cape Coral.

Then Veteran's Day (make sure to thank a veteran for their service!) Then Thanksgiving (wow, it is early this year!) Then, it is getting ready for Christmas

(the only benefit to Thanksgiving being early is that it leaves more time to get

ready for Christmas.)

2017 .

:

Cape Coral,

There are many in our community who do not have family close by. If you are

cooking Thanksgiving dinner, consider inviting someone to share your table.

After all, it's all about being grateful for what we have.

F

L

O

R

I

D

A

When do you start putting up your decorations? I have 2 friends (they know

18”X24”

who they are) who start before Halloween. (Of course, their nickname is The

Grisswold's, so it does take a lot of time to do all that work!) And I have another

friend who starts on November 1st each year. Out with the pumpkins and in with the lights. I'm old fashioned, I start on Black Friday.

This month we want to salute all of our veteran's. It amazes me how many of

our veterans do not consider themselves heroes. I hear things like “I never even

REDWHITE & BOOM! M A G A Z I N E © MRHERRON PO BOX 100874 CAPE CORAL, FL 33910

left the country” or “I was never in any danger.” As far as I am concerned, by

volunteering to put your self in the line of fire, you are absolutely a hero! It

could just as easily have been you fighting oversees for the freedoms that we

all value. On behalf of the community, we want to thank all those who served

or are currently serving. You are our hometown heroes!!!

$20.00 Each

Each week we are compiling a list of the 5 Things To Do This Weekend in Cape Coral.

Check out www.capestylemag.com every Thursday to see what's

happening that you won't want to miss. And feel free to share with all your friends.

You can find 5 Things posted on our Facebook page, CapeStyle

Magazine, as well. Please like our page and tell your friends too!

Speaking of capestylemag.com, did you know we are now the most visited

website in Cape Coral? The reason is simple, we have more content about Cape

Coral than anyone else! We also have the most comprehensive calendar of

events in the area. Check us out!

C A P E C O R A L , F L . J U LY 4 t h , 2 0 1 7

“Keep the memory!”

M A G A Z I N E

© MRHERRON PO BOX 100874 CAPE CORAL, FL 33910

“Home of the brave... land of the free!”

Love Chicken Wings? There are no shortage of places in Cape Coral that serve wings, but are they any good? CapeStyle writer Rachel Eckerle decided to find

out. Check out our special wing section, then let us know if your favorite place made the list. If not, we will add it to our list for next time!

We want to welcome Jill and Chris Bacus, owners of Ciao Italian Restaurant, to

I remember the day I ran all the way across the Cape Coral bridge..

the CapeStyle family. If you have been to Ciao you already know it’s one of the

best places in town, If you haven’t, put it on your list! Jill is going to provide

tasty family recipes that you can try at home and Chris, who is also has a bit of expertise with wine, will write about some of his favorites and pairings.

Kid’s Fun Run, July 4th, 2017 M A G A Z I N E © MRHERRON PO BOX 100874 CAPE CORAL, FL 33910

Limited Editions by

Let the holiday fun begin! And remember, we are all in this together.

Susan & Kevin

MR Herron Available online:

Mycapescapes.com CAPESTYLEMAG.COM

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NOVEMBER 2017

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The Riverside Band

Cape Coral’s 47th Terrace area has no shortage of live bands,

especially on a Saturday night. I heard the Riverside Band play recently at Big Blue Brewing. This six-piece band puts out a big sound more

great percussionist, is retired and plays the drums. Most everyone in the band is an experienced vocalist.

suited to large arena venues than to a unique eating and drinking

The selection of music they played was broad, and their ability to slide

come in and listen, then stay. I couldn’t help but notice how just about

Beatles, the Stones, and the Doobie Brothers, then followed with

while tending their tables. Both young and old at this Cape Coral

such enthusiasm that even diners seated out on the veranda stopped

establishment. Their big sound drew many people off the street to everyone got up to dance when they played. Even the servers danced

brew house were out on the floor having a good time dancing to the

music.

The Riverside Band was formed by Evelio Rodriguez around 2002 in

Cape Coral as a garage band trio. Evelio, known as “EV,” told me that

from one song genre into another was very smooth. They played the

songs from the Goo Goo Dolls and The Who. They performed with

eating and focused on music from this high energy band.

I asked EV how they choose their music selections. He said “My

approach is to read the crowd. If they don’t seem to like the song or

the beat, I change it. If one of the guys thinks we should move to

over the years the band has grown to be quite popular and that every

another song, he must have another one ready to go. The key is to

in and around the Cape.

have a great time and stay around and, hopefully, come back. It’s a

of instruments and works in the medical industry; Jim Lindley is

I watched the band interact with its audience, inspiring them to sing

physician’s assistant and also plays lead guitar. Steve MacDowell plays

that it made me think of Eric Clapton or Eddie Van Halen. EV

year they have a full schedule of gigs. Most of the band live and work EV is a local banker and plays bass; Kevin Kuhlman plays a variety

primary lead guitar and is a school teacher. Kevin Poelker is a

keyboard and works in Lee County administration. Brad Smith, their

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play music people recognize and want to dance to. We want them to win for everybody!”

along and clap to the music. Some of their guitar solos were so good

shared, “One night, just before closing, we had a large group come in

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who wanted to hear salsa music, so we played only

salsa so they could dance. In some places, we play more of one type of music than another. Whether

itâ&#x20AC;&#x2122;s at the Paradise Tiki Hut, Big Blue Brewing or Fathoms, we do our best to play what best suits the crowd.â&#x20AC;?

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I always ask groups whom I interview to recall a

memorable or outrageous occasion and EV had

one. â&#x20AC;&#x153;A few years ago, we were playing at a Fort Myers Beach bar. It was late in the evening and the

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place was packed when two babes got into a fight.

No one could break it up as they tore at one

anotherâ&#x20AC;&#x2122;s clothing. They finally crashed to the floor

in the middle of my band as we continued playing â&#x20AC;&#x2DC;Sweet Home Alabamaâ&#x20AC;&#x2122;.â&#x20AC;?

The Riverside Band has played at many of our

popular Cape Coral eateries and has a great

following. Riverside has also played at large private

parties in Cape Coral and Fort Myers. I look

forward to seeing them again later this month.

For bookings, go to the Riverside Band website at www.riverside4u.com or Facebook page, or call EV at (239) 850-3311.

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NOVEMBER 2017

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BEER

So, as I sat and watched my littlest ankle biter practice soccer in the very cool 69 degree Florida weather, I received the friendliest monthly reminder from the magazine editor.

She was reminding me (again) that I need to drink some beer and tell everyone all about it. I don’t think she likes reminding me, but I love it. It’s a beer alarm clock.

The Beer That Bites You Back

Anyway, when I got home I reached into the back of the beer fridge and, low-andbehold, I found a gem, a can of Newburyport Brewing Company’s Green Head IPA.

This was a special delivery directly from the brewery which I had completely forgotten about.

Scott and I shared some a while back and I remember we really enjoyed this brewery’s beer.

I’m looking forward to this.

First thing first, the brewery is located in

Newburyport, Massachusetts. It’s co-founders, Chris Webb and Bill Fisher, built their brand on three things… Using the best ingredients in the world to brew amazing beer; sharing Newburyport and its rich seaport history (the Coast Guard was founded here); and going on adventures with great beer in a can. Enough said! No really, that’s pretty much it. That and they love music, they even have a stage at the brewery for local bands. Oh, and they play too.

On to the beer, Green Head IPA! This is a WestCoast style India Pale Ale with the slogan “The beer that bites you back.” And at 7.2% abv, chances are it might. Glug, glug, glug - that’s me pouring away.

It’s a nice hazy orange color with an outstanding bouquet of tangerine, grapefruit, orange and grassy earthiness.

This complex aroma balances nicely and is incredibly smooth. The alcohol is well hidden and, no surprise, this is a very enjoyable IPA. I wish I had another 1, or even 5 more.

Here’s the bad news, it’s only available in the Northeast. Hopefully they expand to the South because this is too good not to share. Kudos to Chris and Bill, rock on!

Cheers, Brendan

Story By Cape Coral Resident & Beer Guy Brendan Stanley Brendan & Scott are The Beer Critics at TheBeerCritic.com. They write articles and reviews for their website and are the hosts of TheBeerCriticTV on YouTube. Have a question, recommendation or a donation? Just contact us: Visit: TheBeerCritic.com Like: Facebook.com/thebeercritic Subscribe: Youtube.com/thebeercritictv

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QUICK READS

By Tony Henkels

Focus on The Good Stuff – Mike Robbins. A “how to” self improvement with a lot of good suggestions. This would be most effective for 30 to 50

year old people to improve their lives, employment opportunities’ and personal relationships.

♥♥♥

They Left Us Everything – Plum Johnson. Very well written book about care

giving for parents for 20 years, Then the tasks of care for everything after

they have died. Very “real world” experiences with a lot of humor. ♥♥♥♥♥ Born a Crime – Trevor Noah. South African comedian writes about his life

in South Africa. Pretty interesting life on the fringes of society.

♥♥♥

JFK and the Reagan Revolution – Lawrence Kudlow & Brian Domitrovic. This

can be a tedious read as it is about financial history of the JFK & Reagan

tax cuts and their effect on the economy, with some political history too.

It is great history.

♥♥♥♥

Barons of the Beltway – Michelle Fields. Inside information of a LOT of

the corruption (pay to play) & outright pay offs in Washington D.C.

♥♥

In The President’s Secret Service – Ronald Kesler. Behind the scenes

stories about Presidents & their families. Some juicy stuff; about 20% is

juicy, but 80% pretty dull reading.

♥♥

Lucky 666- Bob Drury/Tom Calvin. A WW2 story about a pilot, Jay Zeamer,

who seldom paid any attention to rules or regulations. Flew one of the most dangerous recon flights in a scraped B-17 rebuilt & souped up by him

& his friends.

♥♥♥♥

Prince Charles – Sally Bedell Smith. If you are interested in the British Royal

family, this biography is for you. A lot of history and an in depth look at

the politics, finances, intrigue and personal lives (Diana & Camilla.)

♥♥♥♥

Fast Asleep Wide Awake – Nerina Ramlakhan. A how to book on sleep

therapy – diet, mental, and physical advice to solve sleep issues.

♥♥

Shattered – Jonathan Allen & Amie Parnes. A detailed look at Hillary

Clinton’s campaign. Actually too detailed with 450 pages.

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♥♥♥

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5785 Cape Harbour Dr #106, Cape Coral, FL 33914 FATHOMSRESTAURANT.COM (239) 542-0123 CAPESTYLEMAG.COM

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NOVEMBER 2017

When it comes to the wing type itself, which do most people prefer? Drumettes top the list by far (46 percent) while 25 percent of wing eaters prefer “flat”. Not far behind, 19 percent of wing eaters just don’t have a favorite.

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Big Blue Brewing Football, wings and beer! Oh my! A restaurant after my own heart! One of the area’s only breweries that serve

food, Big Blue Brewing is a front-runner for my favorite football-viewing wing spot (excluding the sunken-

in cushion on my couch).

Served tossed in sauces made at Wicked Dolphin Rum Distillery (Big Blue Brewing sister company), the fresh and never frozen wings come in your choice of six sauces. To get the most from your experience, the brew

master at Big Blue Brewing suggests these house beers for optimal wing/beer pairing:

Hot, medium or mild buffalo style wings – a Double IPA or IPA such as India Pale Ale Maple Bacon style wings – Honey Brown Ale or Lightest Thing Ya Got

According to a Harris Poll, wing eaters prefer celery (35 percent) to carrots (20 percent) as their wing “side” of choice.

Honey Orange style wings – Amber Ale or any of the IPA house brews Garlic Parm style wings – Orange Wheat

Located on the south east side of Cape Coral, Big Blue Brewing provides a laid back atmosphere for football viewing. Providing the possibility to watch multiple games at once, televisions are located throughout the

brewery as well as at the outdoor bar.

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4721 SE 10th Pl, Cape Coral, FL 33904 BIGBLUEBREWING.COM (239) 471-2777 CAPESTYLEMAG.COM

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54 percent of Americans prefer traditional wings to their boneless cousins.

Northeastern wing eaters are significantly more likely to prefer blue cheese dressing (49 percent) than those in the Midwest (36 percent), South (30 percent) and West (30 percent), while those regions are more likely to prefer ranch dressing

Big 10 Tavern

Another great spot for wings, local favorite

Big 10 Tavern serves up their never frozen chicken wings either naked or breaded in 7

different

homemade

sauces.

A

traditional wing lover, I was shocked to

prefer the breaded wings in this scenario.

Unique to this venue, sauces offered include HTG and Ultimate. If you ask me,

the Ultimate sauce is where it is at. If you want something unique, you might try to

track down the owner, Jason, and ask him

to cook up some wings for you the way he likes

them-

he

might

just

create

something special for you that is not on the menu.

If you like a deal, go on Sundays. You can

grab a bucket of beer and 20 wings for just $25. In a highly social atmosphere, you can

make some friends and watch your

favorite sports game on one of the bar’s 18 televisions.

8 out of 10 US adults eat chicken wings.

4703 SW 16th Pl, Cape Coral, FL 33914 BIG10TAVERN.COM (239) 257-1081

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I might want to get off my couch and head on over to watch my favorite football games at this sports

themed restaurant. At Overtime, located on the south west side of Cape Coral, patrons can watch their

Overtime Pizzeria and Sports Pub

favorite games on their own televisions within their booths, or on the mega-screen television which is

centrally located in the restaurant. If the kids are not feeling the football game, there is a large arcade in the restaurant where they can entertain themselves while parents root on their favorite teams. What’s more and just in time for football, wings are only 75 cents on Thursdays.

Overtime starts off with fresh and never frozen wings. Taking a unique approach to preparation, the unbreaded wings are baked at the start of the day in one of the restaurant’s giant pizza ovens. These wings

are kept throughout the day and deep-fried to order, before they are tossed in one of the restaurant’s eight

homemade sauces.

Not yet available for purchase by the bottle, Overtime makes all eight of their sauces from scratch in the

restaurant. According to the chef, he is working through the details and hoping to bottle the sauces soon.

Sauces include: BBQ, Bourbon BBQ, Sweet BBQ, Teriyaki, Garlic Parm, Mild Buffalo, Medium Buffalo, and

Hot Buffalo. I had the pleasure of trying all of the sauces. My favorite of all of the sauces is the classic Hot

Buffalo.

1708 Cape Coral Pkwy W

OVERTIMECAPECORAL.COM

On Sundays, you can get wings for just 25 cents each (dine-in only). You will also be in good company with your neighbors. Backstreet’s slogan is “Where the Locals Go.” In case visitors are looking for a place to watch

the game, this spot features a 105” television within the facility which broadcasts major sporting events.

There is neither any special preparation nor are there secret sauces for the wings at this stop. These wings are tossed in the fryer and served up in one of Backstreet’s seven store-bought sauces. Despite this, they were

good and an even better value! I put away my 10 piece order of wings that only set me back $6.25.

Backstreet knows how to take care of its patrons who over celebrate or wallow in the outcome of the game.

These fans can hop in the bar’s limo which will make sure they arrive home safely. Adding to the value, this

service to and from the bar is complimentary.

915 SE 47th Terrace

Backstreet Sports Bar

A true 21 and over spot, you will find exceptional food specials every day of the week at Backstreet Sports Bar.

BACkSTREETSSPORTSBAR.COM

When I asked locals for great wing spots to visit, I was surprised when they responded with a chain restaurant.

I’ve noticed that most foodies in this area prefer locally owned restaurants to chain spots, so I knew I had to

Duffy’s

try Duffy’s wings. I was not disappointed.

Served in an array of sauces, it might be good to know that their “traditional” wings are breaded. If you would

like the wings without breading, order them naked. Both were great, but I preferred the naked wings served in their homemade Sweet Buffalo sauce.

If you want to catch your favorite football game on game day on one of their 101 televisions, look for the

flags. Televisions are preassigned to games to ensure that all teams are available for viewers. Also, if you’d like to take in your game outside, Duffy’s in Cape Coral has 14 televisions outdoors.

Ordering wings for an appetizer? Can I suggest the Blazing BBQ Burger as an entrée? The chef cooked one of these up for me while I was there, and it was amazing.

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627 Cape Coral Pkwy W

NOVEMBER 2017

DUFFYSMVP.COM

For more Photos Visit CAPESTYLE

Wingnuts

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If you blink, you will miss it. Tucked

away in a strip mall on the north east side, this locally owned and operated restaurant is only identiďŹ able by a small

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sign which reads â&#x20AC;&#x153;Wings.â&#x20AC;? I am glad that I didnâ&#x20AC;&#x2122;t pass up this one.

Fresh and never frozen, Wingnuts serves

up the epitome of the traditional chicken wing. If youâ&#x20AC;&#x2122;re looking for

breaded wings, be prepared to ask for it and pay extra. Also, patience is a virtue when

it

comes

to

these

wings.

According to the owner and chef, even on the restaurantâ&#x20AC;&#x2122;s busiest days, all wings are made to order.

With cheeky names such as Gee-Spot, Hellz Bellz and Old Jalopy, Wingnuts

oďŹ&#x20AC;ers over 41 homemade sauces. All but

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a few of the sauces are made at the

restaurant here in Cape Coral. Gaining national attention, Wingnuts signature

sauce, Sweet Banginâ&#x20AC;&#x2122;, is in high demand.

According to the chef and owner, this sauce

is

shipped

throughout

the

country. I have to agree with the majority on this one. Of the ďŹ ve sauces

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that I tried, this one was also my favorite.

Appealing to adventurous eaters, the

hottest four sauces on the menu requires

a

consumption.

signed

waiver

Although,

the

before owner

cautioned that no person has completed the challenge of ďŹ nishing their wings dipped in these sauces.

To cool your mouth oďŹ&#x20AC;, can I suggest the deep-fried Twinkie, with a side of

ice-cream and chocolate sauce, topped with whipped cream and sprinkles?

627 Cape Coral Pkwy W WINGNUTSRESTAURANT.COM

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17

HEALTHY LIVING

Your Diet Plays a Huge Role in Your Heart Health Most of us are aware of healthy diet options.

We’re told to eat fresh vegetables and fruits,

fish, poultry, nuts and healthy oils like olive oil. In addition to eating those healthy foods,

Insulin is a hormone that helps move sugar

Cutting back on sugar is often difficult at first

insulin resistant person, they have too much

important to read labels and look for things

into the blood for energy, in the case of an

sugar, and the body cannot adequately utilize

a better understanding of a key offender that

the source. This leads to weight gain, obesity,

systems might surprise you. This little guilty

hormone that helps regulate body weight by

can wreak havoc on our cardiovascular pleasure is called—SUGAR.

Why is sugar so bad for us? Well, for many reasons, but in regard to our heart’s health,

sugar raises our risk of heart disease by contributing

to

metabolic

syndrome.

Metabolic syndrome is a condition in which

the insulin and leptin levels are high and resistant. Usually, high blood pressure, high

cholesterol, high triglycerides and visceral fat

are prevalent. This can also lead to issues like diabetes and liver dysfunction.

Individuals that consume high amounts of

refined carbohydrates (white flour based

and a more sedentary lifestyle. Leptin is a

sending signals to the hypothalamus in the

brain. When this is distorted, the body

becomes leptin resistant. A person may feel extreme hunger and irritable, contributing to

a vicious cycle of overeating foods that are high in sugar and unhealthy fats.

The metabolic syndrome is a major factor in

heart disorders and other diseases like stroke,

diabetes, and cancers. Metabolic syndrome is

becoming a more commonly identified risk factor for cardiovascular disease because a

vast amount of Americans are overweight

and their bodies are literally inflamed.

baked goods and pasta) and sugars have

The average person consumes 30 teaspoons

syndrome because their bodies store fat,

from salad dressings to white bread. Sugar is

higher risks of

developing metabolic

especially around their midsections.

because it’s an addictive additive.

It’s

like high fructose corn syrup, glucose, dextrose, and fructose to name a few.

Cutting back on sugary drinks like soda and even fruit juices is important. Instead, eat a

whole piece of fruit, because the fiber helps

to counteract the way that the insulin is digested. Stop eating candy and sugary baked

goods, cut back on pasta and white flour products like bread and pretzels and saltines.

Try to incorporate more fresh vegetables, fruit, and whole grains, like brown rice, quinoa and oats.

Along with cutting back on sugar, losing

weight is a key component of healing

metabolic syndrome, so talk to your doctor

about starting an exercise program and diet that is right for you.

of sugar per day. It’s hiding in everything a major staple in the American diet.

Joseph Freedman, M.D.

Submitted by Dr Joseph Freedman, MD, MBA Cardiac Care Group

Dr. Freedman brings many years of experience as a cutting edge cardiologist specializing in the prevention, diagnosis, and treatment of all cardiac disease. He trained at the prestigious Cleveland Clinic, continually ranked #1 in Cardiovascular Care, where he focused on cardiac imaging. He achieved five board certifications in Internal Medicine, Cardiology, Comprehensive Adult ECHO, Nuclear Cardiology and Cardiac CT. During his tenure as the lead noninvasive cardiologist at Florida Medical Center in Ft. Lauderdale, he helped lead the hospital to achieve Level 5 chest pain certification, the highest designation of cardiac excellence.

This information is for educational purposes only and is not intended to replace the advice of your doctor or health care provider. We encourage you to discuss with your doctor any questions or concerns you may have.

18

CAPESTYLEMAG.COM

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NOVEMBER 2017

A Financial Partner Who Understands Your Needs Women control most of the personal wealth in the United States and are responsible for the financial decisions of most households. On average, they also earn less, spend fewer years in the workforce and live longer than men.

At Baird, understanding women’s wealth management concerns comes naturally because some of our industry’s most successful women Financial Advisors are among Baird’s employee owners.

Discover a financial partner who understands your needs. Contact us today.

Rebecca A. Ross Vice President The Ross Group Private Wealth Management 239-541-9090 therossgroup-rwbaird.com rwbaird.com

©2016 Robert W. Baird & Co. Member SIPC. MC-48538.

CAPESTYLEMAG.COM

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NOVEMBER 2017

19

Shop With A COP

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Checkout â&#x20AC;&#x153;5 THINGS TO DO THIS WEEKENDâ&#x20AC;?

EVERY WEEK ON

CAPESTYLEMAG.COM

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CAPESTYLEMAG.COM

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NOVEMBER 2017

Shop with a Cop is a long-running tradition at the Cape Coral Police Department. It provides children whose families are having financial difficulties an opportunity to engage in a positive interaction with our police officers during the holidays.

The Cape Coral Police Department is now accepting applications for this yearâ&#x20AC;&#x2122;s â&#x20AC;&#x153;Shop with a Copâ&#x20AC;?. The event will take place Saturday, December 16th.

Each year, the department chooses approximately 30-40 students to participate in the program.

Students who are chosen to participate receive a Wal-Mart gift card. Students are picked up by police escorts and then taken to the store. There, with the help of their police officer, the students select gifts for each family member, as well as something special for themselves.

After shopping, the students and officers head back to the police department where gifts are wrapped and the children enjoy a free lunch before theyâ&#x20AC;&#x2122;re taken back home with their presents.

The positive one-on-one experience each student receives from â&#x20AC;&#x153;Shop with a Copâ&#x20AC;? is one that is never forgotten.

To nominate a child, parents should pick up a nomination form at the Cape Coral Police Department lobby or visit our website at capecops.com.

To qualify: â&#x20AC;˘ Child must be available on Saturday,December 16th to shop. â&#x20AC;˘ Child must be in grade Kindergarten through 12th grade. â&#x20AC;˘ Child and family must live in Cape Coral.

MONEY

Unexpected Threats to a Well-Planned Retirement How to Stay On-Track When Unforeseen Challenges Arise

By Rebecca A. Ross

Part 5 - Being Too Generous

It’s a scary feeling. You've planned carefully, saved appropriately,

invested thoughtfully and are on track to retire. Then you are met

with a significant and unexpected financial challenge. How do you stay on track?

Many families rely on the crucial years before retirement – a time

when peak earnings can be socked away to fund retirement and

eliminate any remaining debt. What happens when a major life event

or financial hardship interrupts your plans?

Following are five unexpected events that can all be made easier by having the framework of a financial plan in place. We’ll look at the

potential impact of each, and offer steps to minimize the damage and

get back on track to meet your retirement goals.

Last month we looked at Threat #4, this month we look at Threat #5.

Threat No. 5: Being Too Generous

Almost 40% of Millennials are still living with their parents, the highest percentage measured in 75 years.1 This may not come as a

surprise when you consider that many in this generation entered the work force during the great recession and are saddled with significant

When asked to help support adult children who are struggling, it is

important to evaluate your own plan, determine how much support

you can provide and for how long, and be clear about what you can

and can’t do. Use the opportunity to help your adult children create

their own financial plans to pay down debt and save for their own independence.

In general, being too generous with family and friends can undermine

a successful retirement. Amassing a sizable nest egg to support a long

retirement can spur some to offer to take friends on expensive trips, or agree to pay private school or college tuition for grandchildren

when it seems like you will have more than enough. It’s important to

keep in mind that you could easily need 100% of the income your

portfolio generates, so be careful not to give too much away too soon.

If being generous is important to you, then be sure to build this into

your retirement-spending budget. Generosity may be rewarding, but

if you run into financial hardship of your own, you may not be able

to count on others to step forward to repay your kindness.

The common thread to all of these scenarios is the importance of

developing a financial plan that can help mitigate the damage of any

student loan debt. Yet parents who continue to support an adult child

of these threats. While you can’t plan for every contingency, you’ll

is especially true for those approaching or in retirement.

when life throws you an unexpected curveball.

long term can experience financial and lifestyle ramifications, and this Clearly, teaching kids good financial habits when they’re young can

set them on the path to making better choices when they’re older.2

sleep better knowing you have a solid plan in place that can adjusted

Maintaining an emergency reserve and staying flexible as you

approach retirement and beyond will also serve you well.

Article provided by Rebecca Ross, Vice President and Financial Advisor at Robert W. Baird & Co., member SIPC. She has 32 years of financial services industry experience, and can be reached at 239-541-9090 or rross@rwbaird.com.

CAPESTYLEMAG.COM

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NOVEMBER 2017

21

HOMETOWN HERO

Meet

Todd Everly a career law enforcement officer It's not often that you meet someone over the age of 30 who was actually born here in Cape Coral. Well, meet Todd Everly, born in Lee Memorial Hospital 53 years ago. In case you are one of the people who does not know Todd, he has lived in Cape Coral his whole life!

Todd is a 2nd generation law enforcement officer. He father, Val Everly, was the first full-time law enforcement in Cape Coral, before the city was incorporated. Val worked for the Lee County Sheriff's Office for 32 years.

Todd started his career in public safety in 1983, following in his father's footsteps with the Lee County Sheriff's Office as a Correctional Officer. In 1984, he joined the Cape Coral Police Department. Throughout his service with CCPD, he worked in various organizational components, serving as a trainer, accreditation and professional stand supervisor, major crimes detective, SWAT team member and SWAT commander. After a 25 year career in law enforcement, it was time to retire in 2008 as the Assistant Chief of Police.

Knowing the value of education, Todd earned an Associate of Science degree from Edison Community College (now Florida Southwestern.) He also earned a Bachelorâ&#x20AC;&#x2122;s Degree from Barry University, and a Master of Science Degree in Public Administration from Central Michigan. Not stopping there, he went on to graduate the Police Executive Research Forum, the Kennedy School of Government, the Senior Management Institute for Police, the Administrative Officers Management Program from North Carolina State University, the Weapons of Mass Destruction Tactical Commanders Course held by the Louisiana State University, the National Center for Biomedical Research & Training Academy of

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NOVEMBER 2017

Counter-Terrorist Education, Department of Homeland Security and the Executive Leadership Program held by the Florida Criminal Justice Executive Institute. WOW!

Retirement did not stick! Since 2012, Todd has been with the Southwest Florida Public Service Academy as the the Director of the five-county wide training academy for Police, Fire & Emergency Medical Technicians (EMT) and advanced training for current public safety personnel. Todd is currently an Executive Board Member and the South Regional Chairperson for the Florida Criminal Justice Training Center Directors Association. He helps develop strategies for policies for law enforcement agencies state-wide.

The Southwest Florida Public Service Academy is comprised of four basic recruit training courses. The academy's main campus sits on 20

acres and has 13 buildings in Fort Myers. There are also 7 satelite sites that are under the authority of the academy where training is conducted with are law enforcement agencies and basic recruit classes throughout Southwest Florida. There are currently 15 law enforcement agencies in SWFL that the academy serves. The Academy is the 6th largest out of 40 academies in the state of Florida.

Married to his wife Therese for 28 years, they have a daughter Caira who currently works in the law enforcement profession. The 3rd generation in the family career!

Always involved in the community, Todd is an active member of the Florida Southwestern State College Advisory Board, the Keiser University Advisory Board, the City of Fort Myers Mayor's Law Enforcement Task Force and the Cape Coral Community Foundation Grant Committee Board.

He's also an active member of St Andrew's Catholic Church and a member of the Southwest Florida Police Chief's Association.

Todd and Therese enjoy exploring the variety of restaurants around the Cape. Even though Cape Coral is the 2nd largest city in Florida, they enjoy the fact that they can still go places around the city and run in to someone they know. (Kinda like the old sitcom Cheers!) They also enjoy boating and in-shore fishing, shooting and spending time with their family.

Todd is a competitive handgun shooter and placed 5th in the 2011 (IDPA) World Tactical Handgun Championships and 2nd in the 2011 & 2012 Florida State Championships, both in the Expert Division.

Back in 1993, Todd was the Defensive Coordinator for the Fort Myers Rebels youth football team that won the National Championship.

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NOVEMBER 2017

23

DIY FOODIE

Calabrese Sandwich

30 minutes a day sets the stage for a healthy, active future.

CANCER

DIABETES

Strength training on a regular basis along with lifestyle changes like reaching a healthy body weight and eating a healthy diet, can reduce your risk for stroke, certain cancers, and heart disease.‡

Strength training can lower blood glucose which helps reduce your risk for diabetes or better manage your blood sugar levels if you already have diabetes.†

Take control of your health by joining Curves today!

Now since we last shared about the Charcuterie I thought we might

have some left over Italian meats….so I thought I would share an

exceptional sandwich for you to also enjoy.

My family calls it the Calabrese Sandwich, using the star of our platter Salami, it’s a little bit spicy, perfectly salty, and it is absolutely delicious.

It comes from the Southern tip of Italy and is packed with paprika

and an assortment of peppers. The gruyere and swiss cheese, while

Strength Training!

both are nutty and rich, they become almost caramel-like when paired

with the cured meat. If you can't find gruyere, you can totally just use

with annual membership

Ingredients

* Enrollment fee due up front and varies by location. Valid only with 12-month recurring billing fitness membership.

Membership must begin by 11/30/17, first month’s fee waived. Not valid with any other offer or discount.

Valid at participating locations only. No cash value. http://www.diabetes.org/food-and-fitness/fitness/types-of-activity/

‡

http://www.cancer.org

fresh basil adds a note of earthiness and freshness and helps to keep

the sandwich from not being too much.

L O C A L LY O W N E D A N D O P E R A T E D

†

swiss cheese - but the gruyere adds a nice sweetness. And the added

1 lb. Salami {or your Italian favorite cured Italian

© 2017 CURVES INTERNATIONAL, INC.

meats

Animal Shelter

Calendars!

$10 ONLY

Gruyere & Swiss cheeses

A nice hard roll, or focaccia bread

Roasted red peppers or gardinara , as per your tastes

As always from our family to yours, “We hope you Feel the LOVE”

Buon Appettio!

Ciao, Jill Bacus owner/chef of Ciao

Get Yours At These Locations: Sip & Send • Pak Mail • Raso Realty • Miloff Aubuchon Realty • Big Blue • Wicked Dolphin

www.capecoralanimalshelter.org

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All proceeds go toward our new “No Kill” facility CAPESTYLEMAG.COM

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NOVEMBER 2017

WINE

PROSECCO

Submitted by Chris Bacus Ciao Italian Restaurant Greetings fellow wine drinkers, For me, the coming of winter holidays in

SWFL always seems to signify the start of

hopefully cooler weather (I’m ready, how

about you?) I am always trying to find new

ways to toast the celebration of holiday

gathering with friends & family, office parties,

and quiet nights at home with our loved ones.

And hopefully you’ll find one of those ways

to celebrate with a little holidays cheer!

There is a magical wine that always lifts my

spirits when I get a little overwhelmed during

the holidays And I get overwhelmed easily, (let’s keep that to ourselves.) Of course, I am speaking of Prosecco. Prosecco is an Italian

sparkling white wine whose bubbly and fruity

flavor takes me away to a celebration or a quiet peaceful place, it’s just that good.

Once again geography plays a major role in

place for about 30 more days; and the final

from only one type of grape, the Glera

the balance is correct.

wine making capabilities. Made primarily

grape,dates back as far as Roman times and

has been the predominate grape grown in

North East Italy. The yellow, golden white

grape is exceptionally sweet and has an

appealing apple sweetness and fruity taste.

The magic of Prosecco comes in its

fermentation process. The Glera grapes are

harvested in early September, picked at their

peak of sweetness, derived primarily from the change of season which produces weeks of

warm days and cool nights. As with any

white wine, the grapes are pressed and the

skins are separated from the juice. Once separated, the juice gets introduced to yeast

which starts the fermentation process. After

an average of 15 days of fermentation, the

Prosecco wine is produced in a very specific

wine is filtered and separated into the first

and Treviso regions of Italy, areas which

and then a secondary fermentation takes

region in Italy, predominantly in the Trieste border as far north as the foot of the Alps.

press which becomes Prosecco Tranquillo

CAPESTYLEMAG.COM

product is cooled to stop fermentation when

Although Prosecco has been around since Roman times, it wasn’t truly considered to be regulated or given DOC status in Italy until

2009. This makes it the youngest of the

DOC wines in Italy, but given those regulations, produces a more controlled and sustained product. The main derivatives of

Prosecco are Prosecco Frizzante, Spumanti and Tranquillo. The final product is allowed

only 15% grapes other than Glera.

I enjoy drinking Prosecco on its own

however; it can also be enjoyed with light desserts like Panettone and sponge cakes and

light cheeses. I would bet that Prosecco

would go great with Angel food cake.

Sounds like a dessert is in my future!

Until next Month, as always remember that old friends, like old wine, always improve with age. Ciao!

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NOVEMBER 2017

25

CAPE KIDS WITH

Austin Wilson

Submitted by proud mom Paige Stewart

What you do has far greater impact than what you say.

– Stephen Covey

Austin Wilson commits himself 200% to many great clubs, activities and fundraisers. Currently he is the Vice-President of the Senior Class at North Fort Myers High School, a Board Member of National Honor Society, Vice-President of the SADD Club (Students against Destructive Decisions,) and a member of Mu Alpha Theta, Helping Hands Club, Make a Wish Club, Medical Club, and the Save the Beach Club.

He is in his second year as a member of the Cape Coral Junior Youth Council, which was created to give the Cape Coral City Council feedback and fresh new ideas from their younger residents while giving the students opportunities to learn about government, how meetings are structured and how their city is run.

Austin has also volunteered for two years for Grace for Chase, a fundraiser near and dear to his heart. Grace for Chase raises money for families with children fighting cancer and the Golisano Children’s Hospital.

Leadership and learning are indispensable to each other.

– John F. Kennedy

Last year, when in eleventh grade, Austin was selected to Junior Leadership Cape Coral. This program strives to help students develop their leadership skills and learn about local career possibilities. Over nine weekday sessions spread out over several months, the group toured a TV station, radio station, hospital, the Juvenile Justice Center and a local court, elementary and middle schools. The students also met with the Police and Fire Departments, in addition to receiving guidance from local business and government leaders.

In the spring of 2017, Austin was chosen to attend American Legion Boys State, one of the most respected and selective educational programs of government instruction for U.S. high school students.

For a week this past June, in Tallahassee, participants learned the rights, privileges and responsibilities of franchised citizens. The training centered on the structure of city, county, and state governments operated by students elected to various offices.

Austin also attended the National SAAD Convention in Tampa this past summer. The mission of SADD is to empower young people to successfully confront the risks and pressures that challenge them in their daily lives. From alcohol to violence to mental health services, SADD strives to make the lives of young people better every day.

Leadership is not about the next election, it's about

the next generation.

– Simon Sinek

I think we are in good hands with young leaders like my son, Austin Wilson.

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Austin is 200% a Cape Kid with Style. We have been privileged to know Austin since he was a little boy in Kindergarten and it's been a pleasure to see him grow up to be the man he is today. We have no doubt Austin will do great things in the years to come.

NOVEMBER 2017

HEALTH & BEAUTY

Get Healthy Hair for Free?

Years ago, there were basic and simple ways to try to improve the health of your hair. None

of them really worked and were often used as ways to stretch an appointment out because

the hair-dresser didn't quite finish up with the other guest yet. “Let’s put this deep conditioner

on your hair. Sit under the dryer for ten minutes,” would be said.

This action helped us catch up and certainly came at no cost to you. Now though, it seems

there is a charge for everything. Nickels and dimes. How did having healthier hair suddenly

require so much more money?

Healthy hair starts with how you handle it. You will need six to eight weeks to feel the full

effect of these methods. That’s not to say you won’t notice an improvement immediately. You will! But it will be even better in six to eight weeks.

Get it wet!

Water moisture is an incredibly important ingredient for healthy hair. Compress and squeeze

your hair in running water. This will soak the hair through. When you feel it become incredibly soft, you have completely saturated your hair.

Now wash it!

Most people over wash their hair. Increased color fading can happen here, too. ✔Rub the shampoo over your hands first.

✔Massage into the scalp. Don’t worry about shampooing through the ends of your hair, especially if it is long. This hair is the oldest and most fragile, but it's also the cleanest.

✔Rinse thoroughly. Get all of it out of your hair always working from the roots to the ends.

Condition it!

Conditioners, when they are good, replenish the elements your hair loses.

✔First, squeeze out any excess moisture from your hair. You want your hair damp, not dripping wet.

✔Apply the conditioner over your hands and then into the lengths of your hair, squeezing occasionally as you go. Work it in from the ends towards the scalp.

✔Rinse. QUICKLY! Your hair should feel slightly slick still. Squeeze out the excess moisture and finish your shower.

Dry it!

✔You’ll want to blot the moisture from your hair with a towel. Squeeze your hair lengths and compress the towel against your head. Be gentle! ✔Proceed to styling your hair.

If you regularly maintain your hair in a salon, even a little, you will spend hundreds to

thousands of dollars every year. And you should! Your hair and its style is the only accessory

you wear that you can’t take off in a day. It is there, good or bad. It can ruin your morning or

make an evening fabulous. However, you shouldn't need to purchase or perform costly actions to “repair” or “re-build” your hair.

Submitted by Derrick Driver, owner of Done by Deroc Studio for Hair. If you have any questions, feel free to contact Derrick at (239) 230-1124 or visit the studio, located at 840 Lafayette St in Cape Coral.. You can also check out his website at www.donebyderoc.com CAPESTYLEMAG.COM

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NOVEMBER 2017

27

COMMUNITY IN ACTION SCHEA HALLOWEEN TROLLEY EVENT

Photos Provided by Patrick Onufer Patrick O’ Photos

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NOVEMBER 2017

Cape Coral Masonic Lodge Trunk or Treat 2017

A HUGE Success

By Rachel Eckerle

Put on by the Cape Coral Masonic Lodge #367, thousands turned

out for a free trunk or treat event on the Sunday before Halloween.

The event featured a haunted house, trick-or-treating from vehicle

trunks, food, prizes, games and exhibits from various community

organizations.

For the fourth year, organizers encouraged non-perishable food

donations from participants to benefit the Cape Coral Caring Center.

This year, the lodge collected over 1,200 lb. in food donations for the

cause.

“Giving back to the community is a huge reason why I’m proud to

be a member of the Cape Coral Masonic Lodge,” said Scott Peacock,

Grand Master of the Lodge.

Clutching their treat bags, thousands of eager children lined the block

around the lodge to enjoy the festivities. A long event, this year’s trunk

or treat lasted 4 hours. The amount of time was relevant to the

number of participants.

“Every year it has grown exponentially,” said Peacock. “I think we are

an established commodity, at this point, in terms of our trunk or treat.

The kids really enjoy the variety that we offer.”

Peacock estimates that nearly 100,000 pieces of candy were

distributed to those in attendance, with 30,000 of those pieces

provided by the lodge. The candy provided by the lodge was available

for participants who ran out of candy before the end of the event.

“I loved how well organized everything was,” said Denise Ahlstrom,

local business owner and participant of the event. “I was not

expecting that many people. We did not run out of anything, but saw

some people that did. The organizers came around with more candy so that people didn’t have to turn anyone away.”

“Our goals are the same every year,” said Peacock. “We want to put

on an event that is well-planned and well attended, while providing

the families and children in our community with a safe and enjoyable experience during the Halloween season.”

CAPESTYLEMAG.COM

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NOVEMBER 2017

29

November

9th-12th

Every Saturday

Cape Coral Farmers Market

Coconut Festival

Where: Club Square, SE 47th Terr & SE 10th Pl from 8 am – 1 pm.

Call 239-549-6900 for more information

The festival is an annual celebration of Cape Coral's uniqueness to the Southwest Florida area. The event includes national entertainment, games, food, community stage entertainment, a new craft beer garden, polynesian dancers, cirque acts, contests, fireworks, four days of carnival rides, and much more!

Every Tuesday

WHERE: Sunsplash Water Park, 400 Santa Barbara Blvd

Surfside Farmers Market

Where: Shops at Surfside, 2378 Surfside Blvd, from 2-8 pm

14th

Call 239-549-6900 for more information,

11th

Veterans Day Parade

Join us as the community honors our American Heroes and pays tribute to those who lost their lives, those who served honorably and those who are still proudly serving our country. The Veteran's Day Celebration is a cooperative effort of the City of Cape Coral Parks and Recreation and other local supporters. Parade route is westbound from 15th Avenue to 8th Court on SE 47th Terrace in downtown Cape Coral. Check out the reviewing area for performances at SE 47 Terrace and SE 10 Place!

WHERE: Westbound from 15th Avenue to 8th Court on SE 47th Terrace 11AM - 1PM

Things to do

Catch The Vision Cape Coral (7th Annual)

Want to know what's happening with new and exciting development in Cape Coral??...Well then you will want to attend this epic event!! New and exciting announcements! Who are the next big retailers coming!!?? TRADE SHOW!! (with local businesses) starts at 5pm PRIZES & GIVEAWAYS!

Where: Cape Christian, 2110 Chiquita Boulevard South From 5 - 8 PM

18th

Cape Coral Animal Shelter 1st Annual Golf Classic

Annual fall festival and silent auction to benefit the kids and teachers at Gulf Elementary School.

Games, bounce houses, food, prizes, more fun that you can handle!

WHERE: Coral Oaks Golf Course, 1800 NW 28th Ave 8AM - 3 PM

20th

CapeStyle Networking

EVERY 3RD MONDAY OF THE MONTH

Appetizers will be provided.

Bring lots of business cards and join us.

RSVP to events@CapeStyleMag.com.

Where: Fathom’s, 5785 Cape Harbour Dr 5:30 – 7:30 pm

23rd

38th Annual Turkey Trot

Proceeds for the 37th Annual Turkey Trot benefit two Lee County programs that promote and reward healthy living and awareness in the community. The Fort Myers Track club has pledged $50,000 in proceeds to the 37th Annual Turkey Trot to help build the Wellness path at Cape Coral Hospital as part of the future Pathway to Discovery.

Additional proceeds will go to the Fort Myers Track Club Youth and Scholarship programs.

Register online www.ftmyerstrackclub.com/racecalendar Where: Cape Coral Hospital, 636 Del Prado Blvd S, 7:30 AM

For the MOST Comprehensive Calendar of Events in Cape Coral Go To: CAPESTYLEMAG.COM

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NOVEMBER 2017

6$785'$< '(&(0%(5 1' ::: +2/,'$<)(67,9$/&& &20 30 &$3( &25$/ 3$5.:$<

Holiday Magic

&

PRESENTING

NOVEMBER 17 & 18

17 18

Snow Festival

SANTA CLAUS IS COMING TO TOWN Pictures available

LIVE BAND 6PM-10PM FOOD FROM GRILL BOUNCE HOUSE SNOW MAN BUILDING CONTEST SNOW PLAYGROUND SNOW CONES LIVE BAND Silver Sneakers FOOD FROM GRILL

6PM-10PM

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