What is whole life insurance?

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What is whole life insurance? i got something from gerber that said i can get a policy for my kids that builds cash value, and doubles at age 21, it says that well, if i did it now while they are babies, it would cost around 50 a month for a 35000 policy and that would be 70000 when they turn 21, do you know if that means that when they turn 21 they can take out the 70000 for college or a house or something, or whether it just means that if they die the 70000 would go to the beneficiary or both, i dont quite understand, it says that it builds cash value, but does that mean that it only builds the cash that you put into it? I really need to know because if they can have a nest egg of 70000 when they turn 21, it would be worth doing... Related

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I'm looking to buy a 94 mustang gt and I was wondering how much it would cost me under my father policy. I'm 20 years old, I'm a guy and I have a good driving record. What would be the range on how much it would cost me. Don't say a lot because I know it will obviously be a lot that's why I'm asking the question." Insurance For Car (New Teen Boy Driver)? Whats the cheapest way to insure a car while still getting great coverage in case of accidents. I'm getting my license soon and I was wondering whats the cheapest choices for insurance. I heard I can be placed under my parent's account? I also heard that if i pay insurance under my own thing its like 2000... I live in california and i have great grades (if that helps).any insight would be appreciated :) My insurance quotes make no sense...? I've been checking out some insurance quotes, I did a few thru progressive and got some weird results. First time, on a 2002 BMW M3 I got quoted $140/mo for full coverage (I'm 18, completely clean record), went back through to see if I could get the same result: got $199/mo, same information and everything. Why the change? And THEN (this is where it gets weird...) I checked my 97 Corolla (my DD/beater) and I did only that car on the quote, they wanted $240/mo. I'm really confused right now. Any advice?" "Young car insurance, where and how?" Just passed me test and looked at insurance and wwwwoooowwww!!!! 3000 around the value of the car any way, so insurance quotes expect young people to write there car off twice at 8000 crazy i mean i understand that there are some bad young overconfident drivers basicly this is for and auto 1.2 nisan micra fully comp on my mums insurance. Im a guy and 18 in may so what is the way around this. I don't really want a car but for me i feel its necessary because i'm not a confident driver so need to keep it going. so do i buy a bangger(If so whats a good model) or go on my mums car. UK thanks guys any help appreciated" What happens if lie to your car insurance company? So i dented my mother's car by hitting another car. i told my mother it was a hit and run and she told me she was going to have the insurance company take care of it. The dent on the car wasn't that bad but it was pretty noticeable but the car that i hit didn't have any dents, just a few scratches .So the owner of car came out and took a look at her car and she said don't worry about it and thats when she let me go. I was pretty shocked of how she handle the situation. So can the car insurance find out if I'm was lying? i told them that a scooter hit it. The dent almost looks like somebody through a rock at it. The dent doesn't really look like i drove it into a car. its a really small dent with little cracks." How do you get proof of car insurance without a car ? ...so will no longer be using my car . the insurance company is requiring... Aetna student health insurance cover accutane?


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Benefits of health insurance? How do individuals benefit from having health insurance? What are the sources from which an individual can obtain health insurance? Why do you think the government provides insurance to older and poorer Americans? What are your opinions of this practice? Why is health insurance likely to become a bigger and more complex issue in the future? Is health insurance a current events issue today? Why or Why Not? 17 year old insurance? I am 17 years old i've had my license for 5 months without an accident, what would the average cost be for low coverage auto insurance for a 88 chevy v8 4x4 truck on an adults insurance? Im just looking for a close estimate." Top life insurance companies in india? Top life insurance companies in india and its performances Do I need car insurance the moment I get my provisional license (CA)? I'll be going out for my provisional drivers license tomorrow, and I was wondering whether I need car insurance if I do get my provisional license. My parents are planning to allow me to get my provisional license, but won't add me to their policy until a year down the road. Am I allowed to drive alone with my provisional license as long as the car I'm driving is insured by my parents? (California)" Home insurance comparison? Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you." Best insurance companies for 17 year old passed my test!!? ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)" What is whole life insurance? i got something from gerber that said i can get a policy for my kids that builds cash value, and doubles at age 21, it says that well, if i did it now while they are babies, it would cost around 50 a month for a 35000 policy and that would be 70000 when they turn 21, do you know if that means that when they turn 21 they can take out the 70000 for college or a house or something, or whether it just means that if they die the 70000 would go to the beneficiary or both, i dont quite understand, it says that it builds cash


value, but does that mean that it only builds the cash that you put into it? I really need to know because if they can have a nest egg of 70000 when they turn 21, it would be worth doing... I have a question about insurance..who is the most well known insurance in canada...and give a great benifit? i have a question about insurance..who is the most well known insurance in canada...and give a great benifit? Does the mazda 3 have high insurance costs? just wondering if it would be in the sports car range or the sedan range? What used vehicle has the lowest insurance costs? What used vehicle has the lowest insurance costs? Any 18 Year old drivers with car insurance? I'm 18 and I cant find any insurance under 7K and this is clear ageism. Are there any other young drivers who are sole policy holders with cheaper insurance? Retirement and Health Insurance? Hello, I am getting ready to retire and am having a hard time finding affording health insurance. I am retireing at 62 so am not able to get medicare yet. Does anyone know of any affordable health insurance plans for Seniors in Florida? Any info is much appreciated." Is it possible for someone to sponsor your car insurance? I heard you could find somebody to sponsor your car insurance and the rate will go down if the person has good credit. Is that true? and what company has lowest insurance rate for 2 way? Which company have cheapest auto insurance? Which is cheapest auto insurance Anyone have experience with ASDA car insurance? Asda car insurance seems to be the cheapest by far in the comparison websites but are they reliable? What is the best type of renter's insurance? Whats is the best rental insurance for an apartment? What does it usually cover? The apartment rent will be $280 in Birmingham, AL. Is the best insurance to get the type that would cover most belongings and people incase of an accident wether it was by a


person on purpose, accident, or a weather related incident? If you have renters insurance do you pay monthly or a one time thing up front if you are on a year lease?" What is the difference between permanent life insurance and whole life insurance? I'm taking a class on finance, and I'm really confused about this concept. If it helps, here's what my textbook says: Permanent life insurance continues until the premiums are stopped or the death benefits are paid out. The cash value of the insurance increases as the premiums accumulate. With whole life insurance, the premiums, death benefits, and cash value of the insurance remain fixed. At the time of the insured's death, the cash value of the insurance becomes the insurance company's and the death benefits are paid to the beneficiaries." Which is best general insurance to take? I can pay 2000rs/annam.I need Health & Mediclaim Policy. My Requirements -Maximum coverage of insurance.Should cover all diseases including new diseases which will come in future(i have worried about swin flu a new arraival in 2009). My age is 27years. "Healthcare insurance is a good and necessary product, that can literally save your life...? ...in many situations. Why are Conservatives playing the ridiculous charade that Obama is some horrible tyrant for doing his best to make sure every American has it? Is life insurance worth having so young? I'm almost 21 years old, junior in college, and have new car (owe ~$23,000 with my mother as a co-signer), but no other debts. I started a $50,000 life insurance plan with my insurance company( State Farm) and pay about $17/month. Is it truly worth getting a plan this young or should i just put that money in to a pre existing savings account?" Ok where can someone get health insurance? ok where can someone get health insurance to get a vasectomy reversal is there any health insurance that helps pay for that How much is car insurance typically for a 19 year old in Burlington/Montpelier Vermont? This would be on an independent coverage, not part of parents plan. It would be a Jetta (if that matters at all)." "I am 18 and can't find car insurance under 2000, does anyone know anywhere? its insurance for a toyota yaris 2003 Y reg 3 door hatch back for an 18 year old boy with a 1 month old full uk lisence.


Can anyone recommend a cheep and reliable car insurance in New Jersey? Does premium payment depend on the area you live in. Would my car insurance be cheaper in Hudson or Bergen county? Any pointers ly and advice would be greatly appreciated. Why do i have to pay car insurance? okay, ive been driving for about 3 years now (im18) and in those 3 years ive had to pay about over $200 a month for car insurance plus the yearly down payment of $600. and in those 3 years ive never been in an accident. im always cautious, drive good, etc... where has all that money gone? its a robbery i tell ya. its a scam, a waste of money. an extra burden on our shoulders. now my license is suspended for not paying insurance. i barely have enough to pay rent and other bills. so why pay $200 a month for something i dont need? there must be some other way. i know what you people are gonna say. your too young, you could get into an accident and all that other bull shte. and thats all it is. bull shte. or, you never know when the accident will happen. okay. but what about the 3 years? 3 times 600 down payment is 1,8000. plus the 200 time 36 months is. $9000 total... wtf? and if i ever did get an accident, it wont be as big as that of a bill. all im saying is. is there any way i can legally drive without having to pay insurance? i live in florida. what if i got a lawyer to fight the case. saying car insurance is a fraud?" I'm getting sued from an old car accident? will my insurance pay? two years ago i was involved in an accident with another vehicle. we filed a police report and we each reported the accident to our insurance companies. i filed a claim with my company, but the insurance companies had us each pay our own damages. we both walked away from the accident. two years later, i receive a certified letter that i'm being sued for $10,000 (within my liability limits) for medical damages and other losses. i need to appear in court or have a lawyer. it's been two years, will my insurance company still cover this after such a long time? and, do i have to find my own lawyer, or will the insurance company help me? (they're a very good company) i just found out and i contacted them, but they can't get back to me til monday while they find the old adjuster's files." How much should a Insurance CSR make? I live in a little town in California, I have been working for well established Insurance agency since May 2012. I just recently got licensed so now I carry my P and C license. I am getting 12 an hour plus health insurance, am I being under paid? Im not getting commission even though I have brought new business in and have written policies. Your answers are very much appreciated. Thank you." Which comes first? The car or insurance? You can't drive without insurance, but your insurance rate depends in part on what kind of car you drive. So which do you get first?" "Hi,argos 3 year insurance cover?"


I'm asking about the insurance cover on some earphones,say if they are damaged within one year then they would be replaced under the manufacturers one year guarantee,what would happen to my insurance cover? would I be refunded the insurance as my earphones would be replaced anyway/ Thanks in advance :)" How to select health insurance in the US? I recently moved back to the states after living overseas for an extended period of time. I've started working as an independent consultant and need to find/sign up for health insurance. I've done a bit of internet research and contacted the groups I'm familiar with in the area I live, but it all seems absurdly expensive. What's the right way to approach finding an affordable plan that suits my budget and lifestyle?" Teen Insurance? what is the cheapest insurance for a teenager who just got their license. i know you cant put a price on your childs life but i need something affordable. $200 a month something like that. I live in Northern California bay area Current or prospective vehicle insurance? i was preapproved for financing a used vehicle; they want me to bring in proof of insurance when i close loan. does this mean my current insurance on the vehicle i wont be using anymore or for the new one that i dont own yet What is whole life insurance? i got something from gerber that said i can get a policy for my kids that builds cash value, and doubles at age 21, it says that well, if i did it now while they are babies, it would cost around 50 a month for a 35000 policy and that would be 70000 when they turn 21, do you know if that means that when they turn 21 they can take out the 70000 for college or a house or something, or whether it just means that if they die the 70000 would go to the beneficiary or both, i dont quite understand, it says that it builds cash value, but does that mean that it only builds the cash that you put into it? I really need to know because if they can have a nest egg of 70000 when they turn 21, it would be worth doing... CANT GET INSURANCE LOWER THAN 6000 !!!? I'm really frustrated as i've just passed my test and looking into buying a car and insurance and im quoting on a Vauxhall Corsa that is in insurance group 1 and getting nothing less than 6000 how the hell am i supposed to be able to afford that even with a full time job! its ridiculous i know that im 18 and male which is high risk but even if they said between 2000 - 3000 it wouldnt be so bad for me, can someone please give me an idea of what to do next?! :/" Insurance cost for first time driver.? I'm 18, a guy, and I live in New Haven, CT. I'm in the process of getting my license and I'm looking to get 1994 passat as my first car and I'm wondering if anyone has any ideas about what insurance is going to run me either going solo or adding to my parents coverage."


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I worked 33 yrs at McDonnell Douglas (Boeing) Aircraft Corporation and retired in 1996. I received a fair pension and insurance that I had to pay, which was affordable. What started out to be affordable in 1996 has now reached unaffordable in 2007. My pension is being quickly absorbed by the cost of my insurance, which is now $933 a month for just me. Needless to say my insurance costs outweigh my monthly pension allowance now. I am a cancer survivor since 1992 yet I am unable to choose another insurance provider because I am considered, like many other survivors and patients, high risk and uninsureable. I didn't ask to be dianosed with cancer. In fact, I have always taken care of myself. Why should I/we be discriminated against after 10 or more years of being cancer free." Help PLEASE!! Auto Insurance Question? I have a question concerning auto insurance. I recently totaled my vehicle at no fault of my own. Long story short the insurance company is offering me a few thousand more than Kelly Blue Book states the vehicle is actually worth. But what theyre offering is substantially lower than that which is outlined on the Declarations for Policy paper under value. Thing is, Ive verbally accepted the amount over the phone. Now theyre sending papers to sign over the vehicle. When I phoned the agency, I was informed by the assigned adjuster that he cannot offer more. I dont really believe him, afterall insurance companies are known for trying to take advantage of people. Heres the dilema, if theyre offering more than KKB and under the value on the policy. I assume theyre just trying to avoid paying what the real value is. Any help with this will be greatly appreciated. I have little knowledge in this, I just turned 22 years old and this was my first car." Anyone with Tescos car insurance? Are they any good? Got a good quote for my car insurance from them. Fully comp etc. But I would like to know what their customer service is like, whether they sort out claims quickly etc etc. Thanks" I want to switch car insurance companies? My car insurance is up at the end of September. The current company that I'm with has sent me a renewal reminder. They will automatically renew it at the end of the month. (They also sent me a note to say the card I used to pay last time has expired, so I will need to enter a new one). I've found a cheaper quote elsewhere therefore I want to go with a new company. However, despite the fact that all my dealings with the current insurance provider have been online, if you want to cancel your policy, you have to do it by phone. I don't particularly want to call them and get the hard sell (I'm really not very good in that sort of situation). Seeing as the credit card I used to pay for the insurance last time has now expired, shall I just ignore them and go with someone new, or will they then keep chasing me saying I owe them money?" Where can I find affordable dental insurance? i live in dallas tx ,19yrs old and im look for affordable dental insurance it will b just for me no one else any great insurance out there that wont make my bank account dusty :) plz help & thank u" What is good car for cheap insurance?


okay im 16 and now have enough money for a car. I want a GM or Ford car what would be a good car from the 90s that would be the cheapest on insurance. Can I rent a car without insurance in Texas? I haven't had a car for awhile but manage to get around easily. However my main ride source goes out of town for a month on Tuesday. I booked a rental through Enterprise online for use until main ride returns. Having not owned a car for awhile, I have no insurance, so my question is: will enterprise still allow me the rental without having personal insurance? I know they have insurance to purchase at time of rental, but I need to know if I will be denied rental without my own insurance. Please know what your talking about and be sure of your answer! It's very frustrating when people who don't know the answer respond with inaccurate information." Car insurance help :(? would your insurance go up after you graduate high school? How much would insurance be a month for a 1988 ford mustang gt for a 16 year old driver in ny? hi i want a 1988 ford mustang gt 5.0 and i am 16 years old. i was wondering how much the insurance would cost a month. im in new york and plz no answers like alot or anything like that just an estimate. pl answer and thankyou What is whole life insurance? i got something from gerber that said i can get a policy for my kids that builds cash value, and doubles at age 21, it says that well, if i did it now while they are babies, it would cost around 50 a month for a 35000 policy and that would be 70000 when they turn 21, do you know if that means that when they turn 21 they can take out the 70000 for college or a house or something, or whether it just means that if they die the 70000 would go to the beneficiary or both, i dont quite understand, it says that it builds cash value, but does that mean that it only builds the cash that you put into it? I really need to know because if they can have a nest egg of 70000 when they turn 21, it would be worth doing... I'm 19 years old and i was wondering if anybody uses rodney d. young for their insurance? is it cheap? I'm 19 years old and i was wondering if anybody uses rodney d. young for their insurance? is it cheap? "Had one car accident ,went to the e.r.Primary health insurance wont pay visit.wants car insurance to pay.? Pirimary health ins.wants me to file claim with car ins.I did not have medical ins on car policy.They just took care of vehicle totaled.Now what? "How to save more money as a teen, for a car and motorcycle?"


I'm about to turn 16, and would like to save up for a reliable, cheap (2k-4.5k), good-looking, car. It has to be American, or anything other than Honda, Subaru, Toyota, Lexus, Hyundai, etc. cause dad works for GM. I am paying for the car on my own, most likely, but maybe I can convince parents to pay 1k or so. Money is tight right now in my family. Dad got demoted last year during GM's bankruptcy, and may get a promotion in spring. My Mom is opening a restaurant this year, which is going to cost a lot. I got a job in November at a brand new Kroger grocery store, where I get minimum wage and cannot work over 16 hours per week because I'm only 15. I have saved a little over 1.2k in the bank. I also have invested $500 of my own money this year into stocks, which are up a little. This might sound dumb to some, but I have dreamed of buying a motorcycle. I want a Kawasaki Ninja 650R. AND YES, I KNOW INSURANCE COSTS MONEY, (FOR CAR AND MOTORCYCLE) I'M NOT AN IDIOT. I also need to plan on how to save for that. Any tips, help, and info would be great! Thanks so much." What is the CHEAPEST Motorcycle Insurance? I want to buy a fairly new 02 or newer used Crotch Rocket. I have had 3 tickets 2 in 2008 & one in 09 for speeding you know 65 in a 50 stuff like that. Well my insurance will only drop from this point as I have driven the Speed Limit Respectively & will continue to. Well I called my State Farm agent about it & they said it would cost over 400$ a month that is WAY TO MUCH How can I buy a bike & save A LOT on insurance whats the best company? Any advice would be appreciated I turn 20 On July 11th. Please help me I am sick of my car I want a BIKE! Finding 2000-3000 insurance for young driver? With my UK license I intend on buying myself a car for university (GOLF or POLO). Being a young driver (19 years old), insurers are less than happy to offer cheap insurances. The best quote I've found so far from gocompare and dozens of other websites are Quinn Direct with 3800. Could you please suggest where to get cheap 3rd party insurance, you're welcome to mention other car models if it helps cheapening it. Thanks" Auto insurance for a 16 turning 17 year old for a 2003 mustang gt? I'm just wondering how much it will be. I have a 2001 v6 at the moment and my parents pay for my insurance and they don't know for sure how much it even is for my little sixer (they insure 5 vehicles) can anyone help me out? I live in new jersey Why is my car insurance quote so high? I have been to CompareTheMarket for a quote on car insurance, and the cheapest quote was around 5,000 for a car that costs 250. Why is my quote so high? I'm a first time driver living in an area with a fairly high crime rate. After changing the address to my girlfriends the quote came down to 2,000. This is still way too much considering the cost of the car! Is there any way to bring the insurance cost down? I wont be able to afford to drive at this rate." Buying sunglasses using health insurance ?


hi i am trying to buy sunglasses using my health insurance because aetna health insurance allow me to buy sunglasses on their charge, a lot of my friends did it this way, but every time i call a store they say that they don't do that!! any info ? thanks" Can you pay for Car Insurance in monthly instalments by direct debit using someone else's card? I want to take out car insurance in my name but I do not have a debit card, can I use my mother's account to pay in monthly installments? All the insurance companies I have tried so far will only take a payment for the full amount and will not spread the payments by direct debit if the card is not in my name. Can anyone please help as I only have a post office account and am unemployed receiving benefits so cannot afford to pay the lump sum and have been turned down for a bank account as I have a poor credit rating." How do i get health insurance...?? I want health insurance ASAP but i dont know who to contact or what would be the best company or plan....can anyone give me some advice??? Can someone who smokes marijuana get affordable life insurance? Can someone who smokes marijuana get affordable life insurance? Health insurance part time work ? how to get coverage? What cars result in cheap insurance for young drivers? What cars lead to new (young) drivers (aged 17/18) having lower car insurances then they would do with the Golf's or the Civics's. I would like to know male attracted cars. Thanks in anticipation Just turned 50 - can you get cheaper insurance if you are over 50? It was my 50th bday last week and I'm trying to cut down on my car insurance costs. Can anyone recommend any insurers that offer cheaper prices for drivers over 50? How much does car rental insurance cost? I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks" What would be the best car insurance company to go to? What would be a great car insurance company to go to? I am an 18 year old, male, just got employed and now I'm looking to get car insurance for an '87 Chevy Blazer.


Any suggestions?" How much does it cost to rent or lease a? How much does it cost to rent or lease a car for 3 months? Do i have to pay it all in advance or pay monthly? also insurance options or mandatory full coverage? Car accident and insurance? My friend's car got hit from behind on the freeway and she only got libilities so her insurance doesn't pay to fix her car. The guy who hit her is a teen and his insurance is under his mom's name. His insurance is paying only $10,000 maxium. The cost for total fixing is going to be $13,561. My friend can't pay the difference of $3,561. Now what can she do? Is that the responsiblity of the guy who hit her? should he be the one to come up with the rest of the money? or is she out of luck? The car is in the collision center now. She's losing sleep and having headaches and sore neck, etc.. and missing work... and she still hasn't go see a doctor. Any advice for this poor girl?" Car insurance question? Ive got a younger brother who's 16 years old, newly licensed, had his drivers license for about 4-6 months... he's buying a car soon but he's paranoid of what the insurance will be! Its going to be a used car with a lot of miles (90-130K) and he'll spend no more than $4,000 on the vehicle. I know there are discounts for good grades, he has a GPA of 4.2 Advice? How much will it be per month, AND what provider is best? Thanks!" "In general, How much does car insurance go down after marriage?" I live in Seminole County Fla, am 22 and getting married. I pay 135ish a month now, how much does it usually go down???? I'm not asking exact just a rough estimate?" How i can get insurance on my brothers car? How i can get insurance on my brothers car? Auto Insurance Rates Increased for NO Reason? I was in an accident where the other driver was negligent. However, we both have the same insurance company. It's been nearly a year and since I've been receiving the run around from them, I decided to get a lawyer. Once my lawyer contacted them, 2 weeks later my bimonthly bill went up about $15 (over $30/month). Keep in mind, that for nearly a year my rates remained the same but less than 3 weeks after my lawyer contacted them, up the rates went. Is this normal? Is this illegal? Should I inform my lawyer of this shady action?" Best insurance companies for 17 year old passed my test!!? ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)"


Question about GAP insurance? when i bought my truck I had GAP insurance calculated into the loan, but since then Ive refinanced several times, last time back to the original lender. Since the GAP was in with the loan is it correct that it would still have GAP insurance?" Insurance and a car that is being stored in a garage? I'll have my full license next March and I was thinking of if I found a car (before then) and bought it, registered it and certified it but didn't use it until March (store it in a rented garage). If I did this, could I not pay insurance until I take it onto the road (I've read I can have it SORN )? Also, if I did get insurance for it (should anything happen to it while it's in storage) would I pay less than what I would if it were on the road and if so, how much of a difference would that be?" What is whole life insurance? i got something from gerber that said i can get a policy for my kids that builds cash value, and doubles at age 21, it says that well, if i did it now while they are babies, it would cost around 50 a month for a 35000 policy and that would be 70000 when they turn 21, do you know if that means that when they turn 21 they can take out the 70000 for college or a house or something, or whether it just means that if they die the 70000 would go to the beneficiary or both, i dont quite understand, it says that it builds cash value, but does that mean that it only builds the cash that you put into it? I really need to know because if they can have a nest egg of 70000 when they turn 21, it would be worth doing...


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