Current Classifieds - June 25, 2015 by Yorkton News Review Archive

THE NEWS REVIEW - Thursday, June 25, 2015 - Page 21A

CLASSIFIED ADS ANNOUNCEMENTS CRIMINAL RECORD? Canadian Record Suspension (Criminal pardon) seals record. American waiver allows legal entry. Why risk employment, business, travel, licensing, deportation, peace of mind? Free consultation: 1-800347-2540.

BIRTHS MARTIN- Born to Tasheena & Chris Martin of Yorkton, SK, a son, Hayden Greyson Lance Luke, June 5, 2015

SCHOENROCK- Born to Chris & Coralee Schoenrock of Yorkton, SK, a son, David Edward, June 13, 2015 VICKERS- Born to Andrew & Samantha Vickers of Bredenbury, SK, a daughter, Millie Faith, June 16, 2015

CAREER TRAINING MEDICAL TRANSCRIPTIONISTS are in huge demand! Train with Canada’ s top Medical Transcription school. Learn from home and work from home. Call today! 1.800.466.1535 www.canscribe.com. info@canscribe.com.

GENERAL EMPLOYMENT

PO Box 46 Site 145 RR1 Brandon, Manitoba R7A 5Y1 Professional Drivers Wanted You offer: * Class 1 driving experience * Acceptable Drivers Abstract * Passport or FAST card We offer: * Well maintained, dedicated equipment * Pay starting at $0.48/mile plus loading+unloading * Extras including benefits, retirement plan, and monthly bonus To apply, contact Tyler: P: 204.571.0187 F: 204.571.9363 E: theuchert@ renaissancetrans.ca ,V \RXU &RPSDQ\ ORRNLQJ WR UHFUXLW $ERULJLQDO MRE VHHNHUV" Our Canadian wide Aboriginal recruitment website ZZZ firVWQDWLRQVMREVRQOLQH FRP is now affiliated with 130 newspapers. By advertising on our website we can get your job posting and location to 950,000 circulated newspapers throughout Saskatchewan and Manitoba. Email: GDQEVXOO\#VDVNWHO QHW for more information

FIELD SALES SUPPORT – MERCHANDISER Wage: $15.00/hr Hours: Part-time; approximately 20 – 24 hrs/wk Job Function: Move product from back room to shelf at designated customers. Areas Of Responsibility: A Merchandiser’s duties will include but are not limited to: • Follow sign in/out procedure as per customer requirements • Stock and rotate product on store shelves and displays • Communicate with route operator on any product concerns • Notify Territory Manager of any customer issues • Properly stack and label returns for route operator Physical Requirements: • Ability to work with minimal supervision, self- motivated • Must be organized and methodical • Must be able to push/pull/lift up to 150 lbs with assistance • Physically ﬁt and able to perform frequent bending, twisting, kneeling, squatting • Excellent communication skills • Professionalism in customer service Additional Requirements: A Merchandiser will: • Have a High School Diploma or equivalent GED • Be responsible for their own transportation • Possibly have split shifts including early mornings and late afternoons Please fax resumes to: 1-780-822-4590

First Nations Jobs nline

Maple Creek News/ Advance Times is looking for a dynamic, self motivated fulltime Sales Manager to lead and build our bi-weekly newspapers. Responsibilities include maintaining and growing the current advertising base and managing the day-to-day operations of the newspaper. Apply to Coleen Campbell, Publisher, ccampbell@abnewsgroup.com MEDICAL TRANSCRIPTION! Indemand career! Employers have work-at-home positions available. Get online training you need from an employer-trusted program. Visit: CareerStep.ca/MT or 1-855768-3362 to start training for your work-at-home career today! Newspaper/ Online Sales Representative required by the Swift Current Prairie Post. Responsibilities include generating advertising revenues through our current customers and developing new business. Excellent communication, prospecting and organizational skills as well as the ability to work independently and in a team environment are required. Apply: Coleen Campbell, Publisher, ccampbell@abnewsgroup.com Sleep Country Canada is looking for highly motivated, energetic Sales Associated to join our growing family in Regina and Saskatoon! Working at Sleep Country Canada is more than just a job, it’s your opportunity to realize your full potential! Sleep Country Canada provides all of its associated with opportunities for professional and career growth. So if you are looking for career advancement this is your opportunity! VMC Janitorial/ Cleaning Services is looking for part-time job, starting at 6:00 pm to 8:00 pm Phone live message at 306-7822363.

BUSINESS OPPORTUNITIES

FOR SALE - MISC Advertisements and statements contained herein are the sole responsibility of the persons or entities that post the advertisement, and the Saskatchewan Weekly Newspaper Association and membership do not make any warranty as to the accuracy, completeness, truthfulness or reliability of such advertisements. For greater information on advertising conditions, please consult the Association’s Blanket Advertising Conditions on our website at www.swna.com. For Sale- Gift Certificate at Dream Wedding value $2625.00. K.W. Men’s Wear Gift Certificate value $1000.00. Event by Kristin Wedding Planning and Decorating value $1375.00. Carol’s Photography Gift Card $2500.00. Hair & Makeup service value $800.00. Sherring Gold value $1000.00. Home Inn & Suites 2 night stay value $250.00. Asking 60% on Value. Phone 306-783-3983 PROVINCE-WIDE CLASSIFIEDS. Reach over 550,000 readers weekly. Call this newspaper NOW or 306-649.1400 for details.

WANTED

LAND FOR SALE

GO GREEN Shopping Club: Wholesale direct from manufacturer to your door.

FARMLAND WANTED NO FEES OR COMMISSIONS!

450+ green products: SUMMARY OF SOLD PROPERTIES Central - 206 1/4’s South - 88 1/4’s South East - 40 1/4’s South West - 65 1/4’s North - 10 1/4’s North East - 8 1/4’s North West - 12 1/4’s East - 54 1/4’s West - 49 1/4’s

Pure Essential Oils; Cleaning & Laundry; Nutrition; Skincare & Cosmetics; Bath & Body & more! Get paid for referrals!!! Call Rosemary 306-249-3669

FARM AND PASTURE AVAILABLE

www.makegreengogreen. com/rosemary

BUSINESS SERVICES

RENT BACK AVAILABLE

LAUREL S

Call DOUG 306-955-2266 saskfarms@shaw.ca

Tues., Wed., Thurs., & Fri. For Appointments

306-783-2558

LAND

TO RENT

PURCHASING: SINGLE TO LARGE BLOCKS OF LAND. PREMIUM PRICES PAID WITH QUICK PAYMENT.

Mobile Hair Service

DRIVERS WANTED AZ, DZ, 5, 3 or 1 with airbrakes: Guaranteed 40 hour work week + overtime, paid travel, lodging, meal allowance, 4 week’s vacation/excellent benefits package. Must be able to have extended stays away from home for three months at a time. Experience Needed: Valid AZ, DZ, 5, 3 or 1 with airbrakes, commercial driving experience. Apply online at www.sperryrail.com under careers, FastTRACK Application. FIREARMS. All types wanted, estates, collections, single items, military. We handle all paperwork and transportation. Licensed Dealer. 1.866.960.0045 www.dollars4guns.com. INTERIOR HEAVY EQUIPMENT OPERATOR SCHOOL No Simulators. In-the-seat training. Real world tasks. Weekly start dates. Job board! Funding options. Sign up online! iheschool.com 1-866399-3853

CABINS/COTTAGES/ COUNTRY HOMES

MOBILE/ MANUFACTURED

Year Round Ski In/Ski Out Cottage at Asessippi Ski Hill. Price: $240,000. Style: Bungalow with full walk out basement and loft. Year Built: 2008. Bedrooms: 2. Bathrooms: 1 full bath with jacuzzi tub. This property is being sold fully turn key including all appliances and furnishings. Possession can be immediate and features Ski In/Ski Out access to the resort. Additional Comments: Full basement with walk out access has lots of storage space. Large loft overlooking living room & dining room Laundry area includes washer/dryer. Beautiful views from the large wrap around deck. Driveway with room for three vehicles. This property is being sold privately and is open to offers. For more information please contact Jodi Lee at 204.267.7016 or emailjodilee@memoriesbyme.ca.

OFFICE/RETAIL

Hip or Knee Replacement? Problems with Mobility? The Disability Tax Credit $2,000 Yearly Tax Credit $20,000 Lump Sum Refund

For Assistance Call: 1-844-453-5372

CANADIAN MANUFACTURED backed by 10 year warranty -multi section, single section, motel style, and multi family units Order Your Custom Home NOW for Spring Delivery

SIGN on Broadway St. W. (formerly Travelodge) Call Marlene @

306-783-9425 Meeting space and conference space available

Selling and Servicing Homes Across Western Canada for Over 40 Years! 1.800.249.3969 Check out our inventory at

LIVESTOCK

SECOND FLOOR OFFICE SPACE FOR RENT

www.medallion-homes.ca Hwy 2 South Prince Albert

ADULT PERSONAL MESSAGES

Autobody & Painting Ltd.

Don’t Just Get “R” Done! Get “R” Done Rite!

391 Ball Road

782-9600 Best Herbicide Prices Guaranteed )HDWXUHG 3URGXFWV • Clever – one pass cleaver control • Smoke – loaded glyphosate • Foax – green foxtail and wild oats • Diquash - desiccant

CRIMINAL RECORD? Don’t let your past limit your career plans! Since 1989 Confidential, Fast Affordable -A+ BBB Rating EMPLOYMENT & TRAVEL FREEDOM Call for FREE INFO BOOKLET 1-8-NOW-PARDON (1doneright_2x14_R0011008205.indd 15-06-15 1 12:57 PM 866-972-7366) www.RemoveYourRecord.com

Dealers in most areas (new dealers welcome) LQIR#JQJ DJ ZZZ JQJ DJ

TRAVEL CANCEL YOUR TIMESHARE NO RISK program STOP Mortgage & Maintenance Payments Today. 100% Money Back Guarantee. FREE Consultation. Call us NOW. We can Help! 1-888-3565248 Dry Cleaning centre in Medicine Hat Alberta voted #1 in the city 2 years running. 2 locations. Turn key business for sale includes building, equipment, land & phone number. Excellent experienced staff in place. Land has clean phase 3 environmental assessment report. In business for 65 successful years. Owner is retiring and will train new owners for 6 weeks. $950,000 all in share sale. Call Gerry 403-548-0757

Need A Loan? Own Property? Have Bad Credit? We can help! Call toll free 1 866 405 1228 www.firstandsecondmortgages.ca

Will move old houses, shops, or smaller barns. Also older mobile homes. Very reasonable. Call 306742-4565, evenings.

HOUSES FOR SALE 2 Bedroom house for sale or rent to purchase. For particulars call 306-742-4565.

BEST CANADIAN BUILT HOME BY MODULINE! BEST PRICE!

PRODUCTS Independent Associates

Personalized Service

Phil & Adele Kurenoff ID 083625 3

New homes starting at $69.00 per sq foot 1520 sq. ft. Temora $104,900 1216 sq. ft. Oasis $84,900

*********** Find Your Favorite CALL NOW 1-866-732-0070 1888-544-0199 18+

~ Call Stan ~ 306-496-7538 1-888-699-9280 www.affordablehomesales.ca Yorkton Weekend calls

Saskatchewan’s largerst multi-line RV Dealer is now selling Canadian Factory built homes starting at $100 sq/ft. Bring your ideas. Year Round Availability, No More Wet Basements. 2.19% interest O.A.C. 2 year term over 25 years. We supply, set up and deliver free within a 100 km radius. HWY #2 South Prince Albert, Sask. 306-763-8100

0 6

783-7032

*HOT LOCAL CHAT 1-877-2900553 Mobile: #5015 *********************

LOCAL HOOKUPS BROWSE4FREE 1-888-628-6790 or #7878 Mobile

Meet singles right now! No paid operators, just real people like you. Browse greetings, exchange messages and connect live. Try it free. Call now: 1-800-590-8215

FEED & SEED Buying/Selling FEED GRAINS heated / damaged CANOLA/FLAX Top price paid FOB FARM

Western Commodities 877-695-6461 Visit our website @ www.westerncommodities.ca

CAREER OPPORTUNITIES

HEATED CANOLA WANTED!! - GREEN CANOLA - SPRING THRASHED - DAMAGED CANOLA FEED OATS WANTED!! - BARLEY, OATS, WHT - LIGHT OR TOUGH - SPRING THRASHED HEATED FLAX WANTED!! HEATED PEAS HEATED LENTILS "ON FARM PICKUP" Westcan Feed & Grain 1-877-250-5252

ATVS / DIRT BIKES For Sale: 2002 Honda TRX 300EX quad, yellow color, FMF Exhaust, K&N Air filter, Dyno jet kit, nerf bars, skid plate, reverse, electric start. Asking $3500 Call 306-6213647

DOMESTIC CARS

THOENS SALES & LEASING

Rentals by Day, Week or Month 75 Broadway St. E., Yorkton Phone Brooks - 306-782-3456 For Sale: 2010 Toyota Camry LE, 91,000 V6, Power windows, Locks & Seats, air, cruise, tilt, very clean. Well maintained. $14,500 Roblin. Call 206-761-7228

Looking for feed barley. Call North American Food Ingredients @ 3064571500 ask for Mark for price.

STEEL BUILDINGS / GRANARIES

PARTS & ACCESSORIES

STEEL BUILDINGS/ METAL BUILDINGS 60% OFF! 20x28, 30x40, 40x62, 45x90, 50x120, 60x150, 80x100 sell for balance owed! Call 1-800-457-2206 www.crownsteelbuildings.ca STEEL BUILDINGS... “OUR BIG 35TH ANNIVERSARY SALE!” 20X20 $4500. 25X24 $5198. 32X36 $8427. 4046 $12140. One end Wall Included. Pioneer Steel 1-800-668-5422 www.pioneersteel.ca

Wrecking over 250 units... cars and trucks. Lots of trucks... Dodge... GMC... Ford... Imports... 1/2 ton to 3 tons... We ship anywhere... Call or text 306-821-0260. Lloydminster

AUCTIONS Major Re-alignment Auction for HODGINS AUCTIONEERS, July 9th. Online -Timed Auction, Brought to you by Aero Auctions. Partial listing: Case Wheel Loader, Skid steers Highway tractors, Floats, Enclosed Trailers, Pickups,Cars, Atv’s, Farm Equipment. For more information visit www.aeroauctions.ca 866-375-6109 or 800-667-2075

CAREER OPPORTUNITIES

North West College Coordinator, Assessment and Accountability Battlefords Campus

WW1516

Posting #53-BC-1516

Reporting to the Manager of Corporate Services, the Coordinator, Assessment and Accountability is the College lead in assessing needs for operations, planning and internal decision making. The Coordinator will also take the lead in demonstrating satisfaction of institutional accountability requirements and quality assurance.

UNRESERVED AUCTION. Saturday, June 27. Tractor, convertible, boats, sea can, tools, antiques & more! Prairie Haven Acres, Dundurn,SK. Starts 11 a.m. Scribner auction 780-842-5666; www.scribnernet.com.

Compensation: $60,391 to start, with excellent beneﬁt package. This is a permanent, full-time opportunity with the College. For a complete position proﬁle, and application visit www.nwrc.sk.ca. Applications will be received until noon, Wednesday, June 29, 2015.

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WORK WITH US & GROW A CAREER Glacier Media Group is growing. Check our job board regularly for the latest openings: www.glaciermedia.ca/careers

DELIVER

Page 22A - Thursday, June 25, 2015 - THE NEWS REVIEW CAREER FEED & SEED OPPORTUNITIES

Earn up to

100

per month

or more of Extra Cash

Carriers Wanted

• Area of St. Al's School, 4th Ave. N. • Area of Marquis Cres. S., Willow Cres., Sunset Dr. S. • Area of Marquis Cres. N., Elmwood Pl., Winfield Pl., Sunset Dr. N. • Area of Dunlop St. W., Catherine St., Darlington St. W. • Area of Redwood Dr., Glenbrooke Dr., Collingwood Cres. • Area of Morrison Dr., Blackwell Cres., Caldwell Dr. • Darlington St. E., Anderson Dr., Bull Cres., Biggs Cres. • Bailey Dr., Barbour Ave., Lincoln Ave., Wallace Ave. • Area of Alexander Ave., Victor Place, Independent St. • Area of Calwood Cres., Dalewood Cres. • Area of Calder Pl., Hillbrooke Dr., Centennial Dr. • Area of Whitesand Dr., Stillwater Bay, Good Spirt Cres. • Area of Morrison Dr., Spice Dr., Steele Bay, Switzer Bay

Call

306-783-7355 RELIE F CARR IERS NEED ED IN AL L AREA S

THE NEWS REVIEW

THE NEWS REVIEW - Thursday, June 25, 2015 - Page 23A

Using financial statement ratios As discussed in my last article, while financial statements are the measuring stick for farm business analysis, many farmers do not use them to their full potential. Taking it to the next step, financial statement ratios can be used in everyday farming, no different than yield per acre, pounds gained per day, or percentage calf crop. There are three main types of ratios that are commonly monitored: liquidity, solvency and profitability. This article will focus on liquidity and solvency. Liquidity is a measure of the farm’s ability to meet its financial obligations (debts) as they

come due without disrupting the normal business operations. It measures the relationship between current assets and current liabilities. Current assets are the assets that are cash, or can be easily converted to cash – what’s in the bin, the barn, and the bank. Current liabilities are due in the next year – for example an operating loan and/ or the current portion of the long term debt that is due in the next 12 months. Common Liquidity measures are the Current Ratio, Working Capital and Debt Structure Ratio. • The Current Ratio measures the current assets available to cover

the current liabilities. A strong current ratio is greater than 2:1, or for every dollar of liabilities due, there is $2 available to cover them. This would be ideal for an operation with seasonal cash flow, such as a cow-calf operation or a grain farm. If cash flow is more regular, like a dairy operation, then a lower Current Ratio could be safe. • Working Capital is another measure of liquidity, calculated by taking the current assets minus the current liabilities. It measures the cash available to operate the business after the current liabilities have been paid. Remember this is a snapshot in

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time, and may not be realistic if the farm manager is unable to sell inventory, or collect on accounts receivable. • Debt Structure is calculated by dividing the current liabilities by the total liabilities. Generally, less than 20% is an acceptable debt structure, meaning that the operation is scheduled to pay back 20% or less of the total debt in the year. Having a higher debt structure can be acceptable if the total amount of debt is low, and should be considered in conjunction with the Current Ratio and the Working Capital. Solvency measures the ability of the business to meet its total debt obligations if all its assets were sold (either by choice or not). If the market value of the total assets is greater than the market value of the liabilities, the business is said to be solvent. Common measurements of solvency include Net Worth, Debt to Asset Ratio, and Debt to Equity Ratio. • Net Worth is simply the money left over if the assets of the business were sold and debts paid. Having a net worth that increases over time measures financial progress. • Debt to Asset Ratio, sometimes called the solvency ratio, is the total liabilities divided by the total assets. This ratio measures the farms ability to pay off all its debt

if the assets were sold. A debt to asset ratio of less than one means the business is solvent. • Debt to Equity Ratio, also called the leverage ratio, measures the amount of owned capital to the amount of borrowed capital, and measures financial risk. Less than 50% is a desired ratio, and the higher the ratio, the greater exposure to financial risk. Financial statement ratios generated by the farm can be compared to benchmarks set for the industry, but it is usually more valuable to compare your business against itself over a period of years. This can help you to identify trends within your business. It is important to remember that decisions will be no better than the information they are based on, so it’s important that information is accurate and complete. Combining good judgment and common sense with financial statement analysis will increase decision making ability. Ratios should be looked at in combination, as there are limitations when used alone. My next article will focus on profitability ratios and measures. The Ministry of Agriculture has a Comprehensive Guide to Financial Management available on the website (www.agriculture. gov.sk.ca). The guide is divided into five main sections:

1. Interests, Motivations, Goals and Purpose 2. Record Keeping and Accounting Fundamentals 3. Farm Financial Statements 4. Financial Analysis and Determining Farm Financial Health, and 5. Action Planning.

There are sub-sections within each of these main sections, identifying specific tools and sources of information to assist with education and comprehension of Financial Management. The guide outlines suggested processes and highlights some key resources that may be helpful, but it is not intended that a farm manager would use all resources in the guide at all times. Depending on the level of understanding the manager currently has, only some of the resources in the guide may apply. This guide is not intended to be a complete list of all available resources.

For more information stop by the Yorkton Regional Office or contact Jenay Werle at (306) 786-1529 or by email at jenay.werle@gov.sk.ca or contact the Agriculture Knowledge Centre at 1-866-457-2377. By: Kari Burnett PAg and Jenay Werle PAg Regional Farm Business Management Specialists Saskatchewan Ministry of Agriculture

465 Broadway Street East Yorkton, Saskatchewan 306.786.2886 Toll free: 1.866.787.2886 ©2015 Samsung Electronics Canada, Inc. All rights reserved. Samsung and Samsung Galaxy are registered trademarks of Samsung Electronics Co., Ltd., used with permission. Screen images simulated.

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CLASSIFICATION INDEX 1005 1010 1020 1030 1040 1055 1075 1080 1085 1090 1095 1100 1102 1105 1115 1120 1125 1130 1135 1140 1145 1205 1210 1211 1212 1215 1216 1223 1224 1225 1228 1230 1405 1420 2005 2060 2065 2085 2105 2145 2146 2205 2223 3005 3010 3520 3535 3560 3562 3563

Anniversaries Announcements Birthdays Births Card of Thanks Coming Events Congratulations Engagements Wedding Announcements Funeral Services Memorial Donations In Memoriam Memorial Services Obituaries Introduction Services Found Lost Meeting Place Personal Messages Prayer Corner Psychics Career Opportunities Career Training Domestic Help Available Domestic Help Wanted General Employment Ofﬁce/Clerical Sales/Agents Skilled Help Tutors Trades Help Work Wanted Education Classes & Courses Antiques* For Sale - Misc* For Trade Garage Sales Musical Instruments* Wanted to Buy Wanted Farm Implements Oilﬁeld/Well Site Equipment Childcare Available Childcare Wanted Horses & Tack* Livestock* Pets* Cats* Dogs*

4025 4030 4035 4530 4545 4550 5010 5015 5020 5035 5040 5505 5515 5520 5525 5526 5530 5535 5540 5541 6005 6010 6015 6020 6025 6030 6035 6036 6040 6041 6042 6043 6045 6055 6065 6075 6080 6090 6505 6506 6516 6525 6530 6535 6540 6560 6920 6925 6930 6940

Health Services Home Care Available Home Care Wanted Hotels/Motels Travel Vacation Rentals Business For Sale Business Opportunities Business Services Financial Services Home Based Business Assessment Rolls Judicial Sales Legal/Public Notices Notices/ Nominations Notice to Creditors Tax Enforcement Tenders Registrations Mineral Rights Apartments/Condos For Sale Duplexes for Sale Farms/Real Estate Services Farms for Sale For Sale by Owner Houses for Sale Industrial/Commercial Property For Sale Lots & Acreages for Sale Land for Sale Acreages Wanted Land Wanted Mobile/Manufactured Homes for Sale Open Houses Real Estate Services Recreational Property Revenue Property for Sale Townhouses for Sale Apartments/Condos for Rent Cabins/Cottages/Country Homes Rent to Own Duplexes for Rent Farms/Acreages Furnished Apartments Garages Houses For Rent Ofﬁce/Retail Out Of Town Pasture For Rent Room & Board

6945 6950 6960 6962 6965 6975 7020 8015 8020 8034 8035 8080 8120 8175 8180 8205 8220 8245 8255 8280 8315 8320 8346 8358 8375 9010 9020 9025 9031 9032 9035 9115 9120 9130 9135 9140 9145 9150 9155 9160 9165 9183 9185 9190 9215 9220 9225 9226 2020

Rooms Shared Accommodation Space For Lease Storage Suites For Rent Wanted To Rent Adult Personal Messages Appliance Repair Auctioneers Building Contractors Building Supplies Cleaning Electrical Handyperson Hauling Janitorial Lawn & Garden Moving Painting/Wallpaper Plumbing Renos & Home Improvement Rooﬁng Services for Hire Siding Snow Removal Farm Services Feed & Seed Hay/Bales For Sale* Certiﬁed Seed for Sale Pulse Crops/Grain/Feed Wanted Steel Buildings/Granaries Auto Miscellaneous* Automotive Wanted ATVs/Dirt Bikes* Motorcycles* Collectibles & Classic Cars* Domestic Cars* Sports & Imports* Sport Utilities & 4x4s* Trucks & Vans* Parts & Accessories* Utility Trailersv Boats* Boat Access/Parts* RVs/Camper Rentals RVs/Campers/Trailers* Snowmobiles* Smowmobile Parts/Accessories* Auctions

* These classifications qualify for Guarantee.

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