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How Long Does XM Verification Take? Everything You Need to Know

Opening an account with XM is fast, but account verification is a crucial step before you can start trading or withdrawing funds. So, how long does it really take for XM to verify your account?

👉 Open your XM account here and start the verification process today.

Average XM Verification Time

Under normal conditions, XM account verification takes less than 24 hours after you upload the required documents. In many cases, it is completed within just a few hours — especially during working days.

However, delays can occur if:

  • Your documents are unclear or expired

  • The information you provided doesn’t match your ID

  • You submitted during the weekend or holidays

👉 To avoid delays, make sure your documents are clear, valid, and meet XM's requirements.You can also check your status in the XM Members Area.

What Documents Are Needed for XM Verification?

XM requires two main documents:

1. Proof of Identity (POI)

Accepted forms include:

  • Passport

  • National ID card

  • Driver’s license

Must show: full name, photo, date of birth, and expiry date.

2. Proof of Residence (POR)

Accepted forms include:

  • Utility bill (electricity, water, gas)

  • Bank statement

  • Tax bill or government-issued document

Must be dated within the last 6 months and show your name and address.

👉 After signing up, you'll be prompted to upload these documents in the Members Area.Access XM Members Area here

How to Know If Your XM Account Is Verified

You’ll receive an email notification once your documents are reviewed.You can also log in to your account, and if verified, you’ll see:

  • ✅ Full access to deposit and withdrawal

  • ✅ Trading platform download unlocked

  • ✅ No more document upload prompts

If your documents were rejected, XM will explain the issue and allow you to re-upload them.

Can You Trade Without Verification?

Yes — you can log in and explore your account, and even use a demo account.But to deposit funds, place live trades, or withdraw money, your account must be verified.

💡 Tip: You can still practice on the XM demo account while your documents are under review.

👉 Try the free demo account

Final Thoughts

XM verification usually takes just a few hours, but it may take up to 24 hours depending on document quality and timing. To avoid delays, make sure you upload clear, valid documents that meet XM's requirements.

Once verified, you can fully access all the powerful features XM offers — from low spreads and fast execution to 1,000+ tradable instruments.

👉 Ready to get started?Open your XM account and complete verification in just a few steps.

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